ilmscore | How To Get A Really Good Credit Score

How To Get A Really Good Credit Score

Published: 2025-09-04
Status: Available | Analyzed

Predictions from this Video

Total: 2
Correct: 2
Incorrect: 0
Pending: 0
Unrated: 0
Prediction
Topic
Status
FICO will start including Buy Now Pay Later (BNPL) history in its new credit scoring model, which is expected to launch in Fall 2025.
"FICO recently announced that it will begin incorporating BNPL history into its new scoring model. The new model, expected to launch this fall,"
FICO credit scoring model
Correct
Under the new FICO scoring model (expected in Fall 2025), consumers who have five or more Affirm loans and make payments on time will generally experience an increase or stability in their credit scores.
"said it found that consumers with five or more affirm loans typically saw their credit scores increase or remain steady under the new model as long as payments were made on time."
Credit scores for BNPL users
Correct