Yields for fixed income instruments (bonds, money market funds) are predicted to decrease from 5% to 4%, then 3% or lower, by late 2024 and into 2025/2026.
"you can't get 5% anymore you know end of the year or next year you find that when you reinvest the bonds and and corporate bonds or government bonds you you will only get uh maybe 4% and then 3% and then very very little right"