A significant amount of commercial real estate and corporate business debt is scheduled to readjust in 2024, 2025, and 2026, with the readjustment beginning in 2024.
"well you have all these landlords and all these businesses that are going to see their debt levels readjust in 2024 and you also have this huge amount of corporate business debt that's starting to readjust in 2024 we have more debt readjusting in 2025 but it's starting in 2024"