ilmscore | Watch This Before The Next Fed Meeting (September 18)

Predictions from this Video

Total: 23
Correct: 0
Incorrect: 0
Pending: 23
Unrated: 0
Prediction
Topic
Status
Reuters predicts the Federal Reserve will implement three 0.25% interest rate cuts before the end of the year.
"according to Reuters the FED will do three 0.25% interest rate Cuts before the end of the year"
Federal Reserve Interest Rate Cuts
Pending
Following three 0.25% interest rate cuts, the federal funds rate is projected to decrease from 5.25%-5.50% to 4.50%-4.75% by year-end.
"well that would bring interest rates down from 5 and a qu to 5 1/2 down to 4 1/2% to 4.75% by the end of the year"
Federal Funds Rate Projection
Pending
If mortgage rates fall to 5%, a $500,000 home loan over 30 years would cost approximately $2,684 per month.
"if you can borrow it at 5% which is where people are hoping mortgage rates will go this is going to cost you $2,684 a month"
Mortgage Rate Projection
Pending
Reuters predicts the Federal Reserve will implement three 0.25% interest rate cuts before the end of the year.
"according to Reuters the FED will do three 0.25% interest rate Cuts before the end of the year"
Federal Reserve Interest Rate Cuts
Pending
Mortgage rates are hoped to decrease to 5%.
"if you can borrow it at 5% which is where people are hoping mortgage rates will go"
Mortgage Rates
Pending
A risk exists that home prices will increase more rapidly if mortgage rates decline.
"there's also a risk that home prices go up even faster if mortgage rates go down"
Home Prices
Pending
If car financing becomes cheaper and car inventories decrease, car prices may not fall as significantly as previously expected.
"if people say hey car financing is cheaper let's go out and buy a car and you start to see car inventories fall well then you could see now car prices not fall as much as they were before"
Car Prices
Pending
High-yield savings account interest rates are expected to decrease shortly after the Federal Reserve begins cutting interest rates.
"if you have some sort of high yield savings account if the Federal Reserve Bank starts cutting interest rates not that long after you're going to get an email from your bank saying we are cutting the interest rate on your highi savings account"
High-Yield Savings Account Rates
Pending
The stock market may have already priced in the expected interest rate cuts, following the 'buy the rumor, sell the news' principle.
"Buy the rumors sell the news everybody in the world knows that interest rate cuts are coming and if people already know that these interest rate cuts are coming well then they might already be priced in and baked into the stock prices"
Stock Market
Pending
Rising home prices, a significant component of CPI, could exacerbate inflation problems.
"if home prices start going up again well then that makes up a big part of our CPI or inflation that could make the inflation problem worse"
Inflation
Pending
Homeowners may be more inclined to perform cash-out refinances if home prices are increasing while mortgage rates are decreasing.
"if home prices are going up while mortgage rates are going down that people that own a home might be more likely to do a Cash out refinance"
Cash-out Refinances
Pending
Vice President Kamala Harris proposes increasing taxes on certain individuals, investors, and corporations.
"Vice president Kam Harris says that she wants to raise taxes more specifically she wants to raise taxes on certain individuals she wants to raise taxes on investors and she wants to raise taxes on corporations"
Tax Policy
Pending
Reuters predicts the Federal Reserve will implement three 0.25% interest rate cuts by the end of the year.
"according to Reuters the FED will do three 0.25% interest rate Cuts before the end of the year"
Federal Reserve Interest Rate Cuts
Pending
Mortgage rates are projected to potentially reach 5% in the coming months, lowering monthly payments for a $500,000 loan to $2,684.
"if you can borrow it at 5% which is where people are hoping mortgage rates will go this is going to cost you $2,684 a month"
Mortgage Rates
Pending
A decrease in mortgage rates may lead to an acceleration in home price increases.
"there's also a risk that home prices go up even faster if mortgage rates go down"
Home Prices
Pending
Cheaper car financing coupled with falling car inventories could lead to car prices not decreasing as much as previously expected.
"if people say hey car financing is cheaper let's go out and buy a car and you start to see car inventories fall well then you could see now car prices not fall as much as they were before"
Car Prices
Pending
As the Federal Reserve cuts interest rates, expect high-yield savings accounts to lower their interest rates shortly thereafter.
"if you have some sort of high yield savings account if the Federal Reserve Bank starts cutting interest rates not that long after you're going to get an email from your bank saying we are cutting the interest rate on your highi savings account"
High-Yield Savings Account Yields
Pending
The stock market may have already priced in anticipated interest rate cuts, following the 'buy the rumor, sell the news' principle.
"buy the rumors sell the news everybody in the world knows that interest rate cuts are coming and if people already know that these interest rate cuts are coming well then they might already be priced in and baked into the stock prices"
Stock Market Reaction to Interest Rate Cuts
Pending
The Federal Reserve cuts interest rates primarily to stimulate spending and boost the economy by making borrowing more accessible.
"when the Federal Reserve Bank Cuts interest rates the reason why they do that is because they want to stimulate spending and so when you stimulate spending because people can borrow more money they can access more credit what does that do that is there to boost the economy"
Inflation and Economic Stimulus
Pending
Interest rate cuts aimed at stimulating spending could potentially exacerbate inflation concerns, despite government assurances to the contrary.
"that could also hurt the inflation problem which is where the Federal Bank says that it's not going to the government says it's not going to but this is obviously a concern because inflation hasn't gone away"
Impact of Interest Rate Cuts on Inflation
Pending
A resurgence in home price increases, following lower mortgage rates, could worsen the overall inflation problem as housing is a significant component of CPI.
"if home prices start going up again well then that makes up a big part of our CPI or inflation that could make the inflation problem worse"
Home Prices and Inflation
Pending
Increased cash-out refinances could lead to a rise in consumer spending on items like cars and retail goods.
"if more people are doing cash out refinances they have more money to spend which means they have more money to go out and buy a car more money to go out to the store and Shop more money to go out and just spend"
Cash-Out Refinances and Spending
Pending
Vice President Kamala Harris has proposed increasing taxes on certain individuals, investors, and corporations.
"Vice president Kam Harris says that she wants to raise taxes more specifically she wants to raise taxes on certain individuals she wants to raise taxes on investors and she wants to raise taxes on corporations"
US Tax Policy
Pending