Molly's decision to fully roll over her $80,000 old 401K into an IRA and invest it at 9% will result in a $1.1 million greater portfolio value by age 65 compared to Polly cashing out part and leaving the remainder uninvested.
"when you stack up what their dollars turn into PES only only turns into $774,000 that's less than she started with at $80,000 that's how devastating that decision was but Molly on the other hand her money is now turned into almost $1.2 million so there is literally a $1.1 million difference between these two decisions"