A couple's traditional IRA/401k portfolio, starting at $1.5 million at age 73 in 2025 and growing at 5% annually while taking RMDs, is projected to have an RMD of nearly $77,000 and a balance of about $1.66 million by the age of 80.
"if our couple only took their required RMD every single year and their portfolio continued to grow at a rate of 5% per year by the age of 80, their required minimum distribution would be nearly $77,000 and their portfolio balance would be about $1.66 million."
