If the Federal Reserve does not lower interest rates significantly in 2025 and a new leader is appointed in 2026 who favors aggressive cuts, interest rates could decrease in 2026.
"if Jerome Powell doesn't cut interest rates a lot in 2025, and now here comes 2026, the Federal Reserve Bank sees a big shakeup and now there's somebody leading the Federal Reserve Bank who wants to cut interest rates aggressively. That could mean that we see a drop in interest rates in 2026."