How To Start Investing With $100 For Beginners

"if you pay off your credit card debt one year early, that is a guaranteed 25% return, which will beat pretty much every other investment out there."

"if you open up a high yield savings account or a certificate of deposit CD, you can get somewhere around a 4% return on your money, which isn't the best, but that money is sitting there and you don't really have much risk besides the risk that your bank could collapse or inflation."

"if you invest $100 into your 401k, a company might say, "We'll give you a 50% match," meaning $50. Maybe we'll give you a 100% match, $100, just depending on what your company offers"

"The average expense ratio on an actively managed 401k fund, meaning a mutual fund and a 401k, is 1%."

"this 1% fee can add up to a little over 25% of your total investment value over the life of your investments. So, if you were thinking you would have a million dollars excluding fees after fees, you would have a little bit under $750,000 left in your account because you had to pay this 1% fee."

"There is an ETF out there called VTI. This is created by an institution called Vanguard. And this gives you exposure to the total stock market. So, if you just want to buy the American stock market, VTI gives you exposure to the total stock market."

"SPY. This is an ETF that gives you exposure to the S&P 500, which is a group of the 500 largest companies in the stock market."

"over the long term, markets have generally gone up."

"You could go to a real estate investor conference in your area. They happen all over the country and the world. And you can meet investors that need money because there's always going to be investors and developers that need money for a deal. You can fund them directly or you can use different services online. There are crowdfunding services online that you can invest into that you will get exposure to these deals."

"if you're just getting started, probably less than 10% of your total investments should be speculative. Maybe as you build more wealth and you build a more foundation of your other investments now you can kind of push it up closer to that 20%"

"They say 90% of businesses fail within the first 5 years."

"markets are setting record highs even though many people are still concerned about the economy? And now investors are hopeful that Trump is going to save the economy and boost the stock market."