ilmscore | Humphrey Yang

Humphrey Yang

@humphrey

N/A

Accuracy

1.9M

Subscribers on YouTube

765

Videos on the website

761

Predictions on the website

All Predictions

Prediction

Quote

Status

1 year ago

Predicted that 99% of people participating in get-rich schemes (such as forex trading, drop shipping, NFTs, crypto day trading, multi-level marketing, options trading, infinite banking) will fail and lose money.

99% of people will fail and lose money.

1 month ago Correct

Predicted that 99% of people participating in get-rich schemes (such as forex trading, drop shipping, NFTs, crypto day trading, multi-level marketing, options trading, infinite banking) will fail and lose money.

99% of people will fail and lose money.

Predicted that holding dividend king companies will guarantee a true form of passive income.

Holding any of these companies more or less guarantees you a true form of passive income.

2 months ago Correct

Predicted that holding dividend king companies will guarantee a true form of passive income.

Holding any of these companies more or less guarantees you a true form of passive income.

Predicted gold prices could consolidate and move downwards in the near-term future.

Otherwise, I think we could be in for some gold prices to consolidate and move downwards.

2 months ago Incorrect

Predicted gold prices could consolidate and move downwards in the near-term future.

Otherwise, I think we could be in for some gold prices to consolidate and move downwards.

Predicted that the US dollar will not decline significantly in the near-term future.

I personally don't think that the US dollar is going anywhere anytime soon

2 months ago Correct

Predicted that the US dollar will not decline significantly in the near-term future.

I personally don't think that the US dollar is going anywhere anytime soon

Predicted that high-yield savings account interest rates will drop by 0.25%.

Your high yield savings accounts interest rates will drop by about 0.25% which is the corresponding federal rate cut today.

2 months ago Correct

Predicted that high-yield savings account interest rates will drop by 0.25%.

Your high yield savings accounts interest rates will drop by about 0.25% which is the corresponding federal rate cut today.

Predicted that student loan rates will probably not change immediately after the federal rate cut.

Student loan rates don't immediately drop with interest rates tied to the 10-year Treasury yields... So, unfortunately, these are probably not going to change.

1 month ago Correct

Predicted that student loan rates will probably not change immediately after the federal rate cut.

Student loan rates don't immediately drop with interest rates tied to the 10-year Treasury yields... So, unfortunately, these are probably not going to change.

Predicted that high yield savings account rates will drop by 0.25% immediately following the federal rate cut.

your high yield savings accounts, those rates are going to drop by about 0.25% which is the corresponding federal rate cut today.

1 month ago Correct

Predicted that high yield savings account rates will drop by 0.25% immediately following the federal rate cut.

your high yield savings accounts, those rates are going to drop by about 0.25% which is the corresponding federal rate cut today.

A cup of coffee predicted to cost $13.50 in 2075, based on a projected 3% annual inflation rate.

a cup of coffee will run you $13.50

10 months ago Pending

A cup of coffee predicted to cost $13.50 in 2075, based on a projected 3% annual inflation rate.

a cup of coffee will run you $13.50

The median home price predicted to be $1.83 million in 2075, based on a projected 3% annual inflation rate.

the median home price will be $1.83 million

10 months ago Pending

The median home price predicted to be $1.83 million in 2075, based on a projected 3% annual inflation rate.

the median home price will be $1.83 million

A gallon of milk predicted to cost $17.62 in 2075, based on a projected 3% annual inflation rate.

a gallon of milk will be $17.62

10 months ago Pending

A gallon of milk predicted to cost $17.62 in 2075, based on a projected 3% annual inflation rate.

a gallon of milk will be $17.62

A dozen eggs predicted to cost $21.70 in 2075, based on a projected 3% annual inflation rate.

a dozen eggs will cost you $21.70

10 months ago Pending

A dozen eggs predicted to cost $21.70 in 2075, based on a projected 3% annual inflation rate.

a dozen eggs will cost you $21.70

A gallon of gas predicted to cost $13.85 in 2075, based on a projected 3% annual inflation rate.

a gallon of gas will cost you $13.85

10 months ago Pending

A gallon of gas predicted to cost $13.85 in 2075, based on a projected 3% annual inflation rate.

a gallon of gas will cost you $13.85

$100 in 2025 will have the purchasing power equivalent to $438 in 2075, based on a projected 3% annual inflation rate.

a $100 in 2025 will be worth $438 in 2075

10 months ago Pending

$100 in 2025 will have the purchasing power equivalent to $438 in 2075, based on a projected 3% annual inflation rate.

a $100 in 2025 will be worth $438 in 2075

Investors who stop trying to beat the market and adopt a simple, non-active strategy will achieve better returns than 90% of individuals actively attempting to outperform the market.

And paradoxically, you'll also get better returns than 90% of people who are trying to outsmart or beat the market.

3 months ago Pending

Investors who stop trying to beat the market and adopt a simple, non-active strategy will achieve better returns than 90% of individuals actively attempting to outperform the market.

And paradoxically, you'll also get better returns than 90% of people who are trying to outsmart or beat the market.

The video is predicted to be published on December 29th or 30th, 2025.

I believe this video is going to be going out on the 29th or the 30th of December.

2 weeks ago Pending

The video is predicted to be published on December 29th or 30th, 2025.

I believe this video is going to be going out on the 29th or the 30th of December.

Stock market not expected to be long-term bearish.

...means that there's really no reason to be long-term bearish or negative on the stock market as a whole.

4 months ago Pending

Stock market not expected to be long-term bearish.

...means that there's really no reason to be long-term bearish or negative on the stock market as a whole.

Federal Reserve to make two more interest rate cuts in 2025.

And also, more rate cuts coming this year since there are going to be anticipated two more this year...

4 months ago Pending

Federal Reserve to make two more interest rate cuts in 2025.

And also, more rate cuts coming this year since there are going to be anticipated two more this year...

Credit card APRs to decrease by 0.25% quickly.

Up credit card rates will be lowered quite quickly as well. So, you can expect if you have a credit card balance that the APRs aren't going to be as high as they were before. They're still high, but they're maybe 0.25% less.

4 months ago Pending

Credit card APRs to decrease by 0.25% quickly.

Up credit card rates will be lowered quite quickly as well. So, you can expect if you have a credit card balance that the APRs aren't going to be as high as they were before. They're still high, but they're maybe 0.25% less.

Car and personal loan rates to decrease in the coming months.

For car loans and personal loans, usually you will see those loan rates decreasing in the coming months.

4 months ago Pending

Car and personal loan rates to decrease in the coming months.

For car loans and personal loans, usually you will see those loan rates decreasing in the coming months.

An individual saving $500 per month from age 25 to 65 is predicted to accumulate over $1.56 million.

If you're able to set aside $500 a month from ages 25 to 65, your ending balance will be over $1.56 million.

2 weeks ago Pending

An individual saving $500 per month from age 25 to 65 is predicted to accumulate over $1.56 million.

If you're able to set aside $500 a month from ages 25 to 65, your ending balance will be over $1.56 million.

High yield savings account APYs to decrease by 0.25% within one to two weeks.

High yield accounts will go down by 0.25% pretty quickly within this week or next week. So, if you're earning 4% APY at a high yield account, you can expect that next week to be 3.75.

4 months ago Pending

High yield savings account APYs to decrease by 0.25% within one to two weeks.

High yield accounts will go down by 0.25% pretty quickly within this week or next week. So, if you're earning 4% APY at a high yield account, you can expect that next week to be 3.75.

Investors who consistently earn average market returns over an extended period will achieve success that places them in the top 5% (95th percentile) of all investors.

if I can just earn average returns for an above average period of time it's going to lead to amount of success that will literally put you in the top 5% of investors so if you just do this one action it can put you in the 95th percentile of all investors

11 months ago Pending

Investors who consistently earn average market returns over an extended period will achieve success that places them in the top 5% (95th percentile) of all investors.

if I can just earn average returns for an above average period of time it's going to lead to amount of success that will literally put you in the top 5% of investors so if you just do this one action it can put you in the 95th percentile of all investors

An investment of $5,000, earning an 8% annual return, is predicted to be worth over $50,000 in 30 years.

if you're able to invest, let's say, $5,000 today, in 30 years, that could be well worth over $50,000 at an 8% return.

4 months ago Pending

An investment of $5,000, earning an 8% annual return, is predicted to be worth over $50,000 in 30 years.

if you're able to invest, let's say, $5,000 today, in 30 years, that could be well worth over $50,000 at an 8% return.

The author plans to sell a 1900 gold coin in a future video.

In a future video, I plan on selling a gold coin that I have from 1900.

3 weeks ago Pending

The author plans to sell a 1900 gold coin in a future video.

In a future video, I plan on selling a gold coin that I have from 1900.

The annual fee for the American Express Platinum card is rumored to increase from $695 to possibly $895 within the next one to two years.

rumors are that this is going to increase in the next year or two to possibly $895.

3 months ago Pending

The annual fee for the American Express Platinum card is rumored to increase from $695 to possibly $895 within the next one to two years.

rumors are that this is going to increase in the next year or two to possibly $895.

A $60,000 truck is predicted to be worth approximately $20,000 after 7 years.

that $60,000 truck will be worth maybe $20,000 after 7 years of payments.

4 months ago Pending

A $60,000 truck is predicted to be worth approximately $20,000 after 7 years.

that $60,000 truck will be worth maybe $20,000 after 7 years of payments.

An individual saving $12,000 annually for 7 years with a 4.5% return on investment will accumulate $100,000.

If you save 12K a year for 7 years at a 4.5% return, you will have $100,000.

4 months ago Pending

An individual saving $12,000 annually for 7 years with a 4.5% return on investment will accumulate $100,000.

If you save 12K a year for 7 years at a 4.5% return, you will have $100,000.

High-yield savings account APYs will decrease by 0.25% within one to two weeks following 2025-09-17.

High yield accounts will go down by 0.25% pretty quickly within this week or next week.

4 months ago Pending

High-yield savings account APYs will decrease by 0.25% within one to two weeks following 2025-09-17.

High yield accounts will go down by 0.25% pretty quickly within this week or next week.

Investors who adopt a passive, market-matching investment strategy will achieve better long-term returns than 90% of active investors.

And paradoxically, you'll also get better returns than 90% of people who are trying to outsmart or beat the market.

3 months ago Pending

Investors who adopt a passive, market-matching investment strategy will achieve better long-term returns than 90% of active investors.

And paradoxically, you'll also get better returns than 90% of people who are trying to outsmart or beat the market.

Viewers who learn the 'four numbers' (from the speaker's other video) are predicted to be on track to become millionaires.

And honestly, if you knew these four numbers, you will be on track to be a millionaire.

3 months ago Pending

Viewers who learn the 'four numbers' (from the speaker's other video) are predicted to be on track to become millionaires.

And honestly, if you knew these four numbers, you will be on track to be a millionaire.

A $5,000 investment made today could grow to over $50,000 in 30 years, assuming an 8% annual return.

if you're able to invest, let's say, $5,000 today, in 30 years, that could be well worth over $50,000 at an 8% return.

4 months ago Pending

A $5,000 investment made today could grow to over $50,000 in 30 years, assuming an 8% annual return.

if you're able to invest, let's say, $5,000 today, in 30 years, that could be well worth over $50,000 at an 8% return.

US tariff policies are predicted to change (flip-flop) multiple times within the next 12 months (from March 2025).

tariff policies that the United States enact will likely flip-flop quite a few more times in the coming months to a year

10 months ago Pending

US tariff policies are predicted to change (flip-flop) multiple times within the next 12 months (from March 2025).

tariff policies that the United States enact will likely flip-flop quite a few more times in the coming months to a year

Investors who engage in 'meme stock' or 'Wall Street bets plays' are predicted to lose money over the long term.

most of these people will actually lose money over the long term

10 months ago Pending

Investors who engage in 'meme stock' or 'Wall Street bets plays' are predicted to lose money over the long term.

most of these people will actually lose money over the long term

US farmers are predicted to be directly impacted by Chinese tariffs on various agricultural products (chicken, wheat, corn, soybeans, beef, pork).

China has currently a 15% levy on chicken wheat and corn as well as a 10% tariff on products like soybeans beef and pork this is going to directly impact us farmers

10 months ago Pending

US farmers are predicted to be directly impacted by Chinese tariffs on various agricultural products (chicken, wheat, corn, soybeans, beef, pork).

China has currently a 15% levy on chicken wheat and corn as well as a 10% tariff on products like soybeans beef and pork this is going to directly impact us farmers

Defense contractors, specifically Lockheed Martin (LMT), are predicted to perform well.

defense contractors like L key and Martin should perform well because tariffs usually don't apply to military spending and because of the emphasis on National Security from Trump we could actually see trade tensions call for the increase of Defense budgets

10 months ago Pending

Defense contractors, specifically Lockheed Martin (LMT), are predicted to perform well.

defense contractors like L key and Martin should perform well because tariffs usually don't apply to military spending and because of the emphasis on National Security from Trump we could actually see trade tensions call for the increase of Defense budgets

Domestic steel and aluminum manufacturers, specifically US Steel (X) and Nucor (NUE), are predicted to see their stock prices increase.

companies like us steel or new cor should see their stock price go up because well if there's a tariff on foreign steel companies will redirect their purchases to domestic steel

10 months ago Pending

Domestic steel and aluminum manufacturers, specifically US Steel (X) and Nucor (NUE), are predicted to see their stock prices increase.

companies like us steel or new cor should see their stock price go up because well if there's a tariff on foreign steel companies will redirect their purchases to domestic steel

Apple, Dell, HP, and Nvidia are predicted to suffer negative effects from tariffs on Chinese goods and increased chip production costs.

we could see companies like apple Dell and HP suffer because of that Nvidia might also feel negative effects since now chips may be more expensive to produce

10 months ago Pending

Apple, Dell, HP, and Nvidia are predicted to suffer negative effects from tariffs on Chinese goods and increased chip production costs.

we could see companies like apple Dell and HP suffer because of that Nvidia might also feel negative effects since now chips may be more expensive to produce

Walmart, Target, and Amazon's profit margins are predicted to face significant pressure due to tariffs on imports, particularly from China.

Walmart Target and Amazon they all import from other countries especially from China and so they're going to face a lot of pressure on their profit margins unless a deal is reached quickly

10 months ago Pending

Walmart, Target, and Amazon's profit margins are predicted to face significant pressure due to tariffs on imports, particularly from China.

Walmart Target and Amazon they all import from other countries especially from China and so they're going to face a lot of pressure on their profit margins unless a deal is reached quickly

Ford, GM, and Stellantis are predicted to experience a 10-15% increase in component costs due to tariffs.

automakers like Ford GM and stellantis may see higher component costs of 10 to 15% across the board

10 months ago Pending

Ford, GM, and Stellantis are predicted to experience a 10-15% increase in component costs due to tariffs.

automakers like Ford GM and stellantis may see higher component costs of 10 to 15% across the board

Robinhood is predicted to become the main investment platform for many investors within 10 years.

In 10 years, I could see Robin Hood being the main platform for many investors.

4 months ago Pending

Robinhood is predicted to become the main investment platform for many investors within 10 years.

In 10 years, I could see Robin Hood being the main platform for many investors.

Apple will release the iPhone 14, leading to a price reduction on the iPhone 13 model.

when Apple inevitably comes out with the iPhone 14, they'll discount this model.

7 months ago Pending

Apple will release the iPhone 14, leading to a price reduction on the iPhone 13 model.

when Apple inevitably comes out with the iPhone 14, they'll discount this model.

Waiting until age 70 to claim Social Security will result in the maximum benefit, potentially 8% more per year for life, compared to claiming at full retirement age.

if you're able to wait until the age of 70 to start taking social security you could actually get the maximum benefit which could amount to 8% more per year for the rest of your life if you can wait those extra 3 years

10 months ago Pending

Waiting until age 70 to claim Social Security will result in the maximum benefit, potentially 8% more per year for life, compared to claiming at full retirement age.

if you're able to wait until the age of 70 to start taking social security you could actually get the maximum benefit which could amount to 8% more per year for the rest of your life if you can wait those extra 3 years

Social Security benefits will increase if you claim them later than the earliest eligible age.

your benefits will increase if you're able to wait

10 months ago Pending

Social Security benefits will increase if you claim them later than the earliest eligible age.

your benefits will increase if you're able to wait

Saving 8 times your annual salary ($640,000 for an $80,000 salary) by age 60 will set you up for success in retirement throughout your 60s and beyond.

Milestone number three in your 50s is to make sure you have 8X your salary saved for retirement that means if you're making 80k per year in your 50s you should have at least eight times that saved by the time you're 60 so $640,000 and that's going to be for your retirement fund this is a target estimate provided by Fidelity but I find it pretty accurate as it will set you up for success by the time you're in your 60s and Beyond

10 months ago Pending

Saving 8 times your annual salary ($640,000 for an $80,000 salary) by age 60 will set you up for success in retirement throughout your 60s and beyond.

Milestone number three in your 50s is to make sure you have 8X your salary saved for retirement that means if you're making 80k per year in your 50s you should have at least eight times that saved by the time you're 60 so $640,000 and that's going to be for your retirement fund this is a target estimate provided by Fidelity but I find it pretty accurate as it will set you up for success by the time you're in your 60s and Beyond

Maxing out Roth IRA contributions every year in your 40s (implying a 10% annual return from the prior statement) will lead to $756,200 by age 65.

but if you were to Max it out every year you would actually retire with double that so $756,200

10 months ago Pending

Maxing out Roth IRA contributions every year in your 40s (implying a 10% annual return from the prior statement) will lead to $756,200 by age 65.

but if you were to Max it out every year you would actually retire with double that so $756,200

Achieving financial successes will build confidence, reinforce belief in growth potential, and create a virtuous cycle of positive financial behavior.

These successes will build confidence further reinforcing the belief in the potential for growth and then that just becomes a virtuous cycle and a really good feedback loop

10 months ago Pending

Achieving financial successes will build confidence, reinforce belief in growth potential, and create a virtuous cycle of positive financial behavior.

These successes will build confidence further reinforcing the belief in the potential for growth and then that just becomes a virtuous cycle and a really good feedback loop

An individual with a $70,000 annual income and a 10% savings rate (assuming 8% annual return) is predicted to retire in 41.7 years from a zero portfolio balance.

At a savings rate of 10%, you can see that the years until retirement is 41.7 years, which is pretty long.

6 months ago Pending

An individual with a $70,000 annual income and a 10% savings rate (assuming 8% annual return) is predicted to retire in 41.7 years from a zero portfolio balance.

At a savings rate of 10%, you can see that the years until retirement is 41.7 years, which is pretty long.

Most surprise expenses will be under $1,000, some can be $2,000-$3,000, but rarely will they exceed $10,000.

I think surprise expenses are less than $1,000 and in some cases they can get up to the $2 to $3,000 range but rarely are they going to be more than five figures

10 months ago Pending

Most surprise expenses will be under $1,000, some can be $2,000-$3,000, but rarely will they exceed $10,000.

I think surprise expenses are less than $1,000 and in some cases they can get up to the $2 to $3,000 range but rarely are they going to be more than five figures

If an individual invests $5,000 annually into the S&P 500 for an additional 20 years (total 54 years), their investment balance would be $5.57 million, assuming average S&P 500 returns.

if we had an extra 20 years of compounding, then our ending balance will be really, really different. Using our same example, our balance would then be $5.57 million.

8 months ago Pending

If an individual invests $5,000 annually into the S&P 500 for an additional 20 years (total 54 years), their investment balance would be $5.57 million, assuming average S&P 500 returns.

if we had an extra 20 years of compounding, then our ending balance will be really, really different. Using our same example, our balance would then be $5.57 million.

Contributing $3,500 per year to a Roth IRA throughout your 40s, assuming a 10% annual return, will result in accumulating $378,000 by age 65.

if you only contribute half of the annual limit which is $3,500 per year in your 40s and you assume a 10% annual return you would still accumulate $378,000 by the time you're at the age of 65

10 months ago Pending

Contributing $3,500 per year to a Roth IRA throughout your 40s, assuming a 10% annual return, will result in accumulating $378,000 by age 65.

if you only contribute half of the annual limit which is $3,500 per year in your 40s and you assume a 10% annual return you would still accumulate $378,000 by the time you're at the age of 65

An individual with a $70,000 annual income and a 30% savings rate (assuming 8% annual return) is predicted to retire in 22.5 years from a zero portfolio balance.

And then at a 30% savings rate, it'll take much longer to get there, 22 1/2 years.

6 months ago Pending

An individual with a $70,000 annual income and a 30% savings rate (assuming 8% annual return) is predicted to retire in 22.5 years from a zero portfolio balance.

And then at a 30% savings rate, it'll take much longer to get there, 22 1/2 years.

If an individual invests $5,000 annually into the S&P 500 for a total of 34 years (30 + 4), their investment balance will reach $1.038 million, assuming average S&P 500 returns.

Now, if you're able to invest for just four more years, that investment balance then reaches $1.038 million.

8 months ago Pending

If an individual invests $5,000 annually into the S&P 500 for a total of 34 years (30 + 4), their investment balance will reach $1.038 million, assuming average S&P 500 returns.

Now, if you're able to invest for just four more years, that investment balance then reaches $1.038 million.

Many people will continue making emotional rather than logical housing decisions until the cultural narrative around homeownership changes.

But until we change the cultural narrative around home ownership, many people will continue to make emotional decisions rather than logical, financially sound housing decisions.

7 months ago Pending

Many people will continue making emotional rather than logical housing decisions until the cultural narrative around homeownership changes.

But until we change the cultural narrative around home ownership, many people will continue to make emotional decisions rather than logical, financially sound housing decisions.

A $10,000 emergency fund will serve as a safety net, as most surprise expenses in life will not exceed this amount.

10K is a great number because it can now double as a safe net because most surprise expenses that will ever happen to you in life will generally not exceed 10K

10 months ago Pending

A $10,000 emergency fund will serve as a safety net, as most surprise expenses in life will not exceed this amount.

10K is a great number because it can now double as a safe net because most surprise expenses that will ever happen to you in life will generally not exceed 10K

By comparing insurance companies, individuals can save $300 to $500 annually on insurance costs.

Often times, if you call a competing insurance company, you may be able to find a cheaper insurance rate to the tune of 300 to even $500 per year, depending on how many cars or items you have to insure.

9 months ago Pending

By comparing insurance companies, individuals can save $300 to $500 annually on insurance costs.

Often times, if you call a competing insurance company, you may be able to find a cheaper insurance rate to the tune of 300 to even $500 per year, depending on how many cars or items you have to insure.

Contacting a competing insurance company can save an individual $300-$500 per year on insurance.

Often times, if you call a competing insurance company, you may be able to find a cheaper insurance rate to the tune of 300 to even $500 per year, depending on how many cars or items you have to insure.

9 months ago Pending

Contacting a competing insurance company can save an individual $300-$500 per year on insurance.

Often times, if you call a competing insurance company, you may be able to find a cheaper insurance rate to the tune of 300 to even $500 per year, depending on how many cars or items you have to insure.

Mindful adoption of small lifestyle changes will compound and lead to substantial accumulated savings.

these tiny lifestyle changes can really start to compound and help you save a ton of money if you're mindful about them.

4 months ago Pending

Mindful adoption of small lifestyle changes will compound and lead to substantial accumulated savings.

these tiny lifestyle changes can really start to compound and help you save a ton of money if you're mindful about them.

If a person saves $186,000 by age 40, they are projected to reach $2.1 million in retirement savings by age 67.

by doing so [having $186,000 saved by age 40] and then using a retirement calculator from nerd wallet we can assume with Investments that you should be able to get to a balance of $2.1 Million by the time you're the age of 67

10 months ago Pending

If a person saves $186,000 by age 40, they are projected to reach $2.1 million in retirement savings by age 67.

by doing so [having $186,000 saved by age 40] and then using a retirement calculator from nerd wallet we can assume with Investments that you should be able to get to a balance of $2.1 Million by the time you're the age of 67

An individual with a $70,000 annual income and a 50% savings rate (assuming 8% annual return) is predicted to retire in 14.3 years from a zero portfolio balance.

As soon as you turn that down to 50%, we're looking at 14.3 years.

6 months ago Pending

An individual with a $70,000 annual income and a 50% savings rate (assuming 8% annual return) is predicted to retire in 14.3 years from a zero portfolio balance.

As soon as you turn that down to 50%, we're looking at 14.3 years.

A shrimp breeding side hustle is predicted to generate approximately $500 per month per tank.

he can make about $500 per month per tank.

6 months ago Pending

A shrimp breeding side hustle is predicted to generate approximately $500 per month per tank.

he can make about $500 per month per tank.

An individual investing $5,000 annually into the S&P 500 will have $731,656 after 30 years, assuming average S&P 500 returns.

If you're making $50,000 per year and you're able to invest $5,000 or 10% of your income every single year into the S&P 500, after 30 years of investing and getting an S&P 500 average return, you'll have a balance of $731,656.

8 months ago Pending

An individual investing $5,000 annually into the S&P 500 will have $731,656 after 30 years, assuming average S&P 500 returns.

If you're making $50,000 per year and you're able to invest $5,000 or 10% of your income every single year into the S&P 500, after 30 years of investing and getting an S&P 500 average return, you'll have a balance of $731,656.

Switching jobs every 1-2 years to increase either pay or job title will lead to outsized career returns.

The idea here is to switch jobs every one to two years so that you either go laterally in job title and increase your pay or you go laterally in terms of pay but you increase your job title. Either way, as long as you're increasing either your pay or your job title every 1 to two years, I think you will see outsized returns later on.

5 months ago Pending

Switching jobs every 1-2 years to increase either pay or job title will lead to outsized career returns.

The idea here is to switch jobs every one to two years so that you either go laterally in job title and increase your pay or you go laterally in terms of pay but you increase your job title. Either way, as long as you're increasing either your pay or your job title every 1 to two years, I think you will see outsized returns later on.

Individuals who consistently perform 2-4 hours of mentally focused work daily are predicted to outperform 99% of the population.

I think that realistically if you can be mentally locked in and really focused for 2 to four hours a day of focused work, you're going to be doing better than 99% of the population out there.

6 months ago Pending

Individuals who consistently perform 2-4 hours of mentally focused work daily are predicted to outperform 99% of the population.

I think that realistically if you can be mentally locked in and really focused for 2 to four hours a day of focused work, you're going to be doing better than 99% of the population out there.

Individuals who maintain a savings rate of 10% to 20% or more of their take-home income will achieve millionaire status in their lifetime.

But if you're able to just reach a savings rate of 10% minimum, or maybe upwards of 20% or more, you will easily become a millionaire in your lifetime.

9 months ago Pending

Individuals who maintain a savings rate of 10% to 20% or more of their take-home income will achieve millionaire status in their lifetime.

But if you're able to just reach a savings rate of 10% minimum, or maybe upwards of 20% or more, you will easily become a millionaire in your lifetime.

An individual can reasonably save and invest $10,000 within 1 to 2 years by staying disciplined and earning additional income.

I do think it's actually entirely reasonable to save and invest your way to 10K within 1 to 2 years provided you stay disciplined and are doing everything in your power to earn some more money on the side as well

10 months ago Pending

An individual can reasonably save and invest $10,000 within 1 to 2 years by staying disciplined and earning additional income.

I do think it's actually entirely reasonable to save and invest your way to 10K within 1 to 2 years provided you stay disciplined and are doing everything in your power to earn some more money on the side as well

An individual with a $70,000 annual income and a 70% savings rate (assuming 8% annual return) is predicted to retire in 8 years from a zero portfolio balance.

You can see that someone with this current annual income and a 70% savings rate can retire in 8 years starting with a zero portfolio balance.

6 months ago Pending

An individual with a $70,000 annual income and a 70% savings rate (assuming 8% annual return) is predicted to retire in 8 years from a zero portfolio balance.

You can see that someone with this current annual income and a 70% savings rate can retire in 8 years starting with a zero portfolio balance.

The speaker predicts that the next lesson in their '30 lessons on finance' series will be released the day after this video was published.

The next lesson is tomorrow.

6 months ago Pending

The speaker predicts that the next lesson in their '30 lessons on finance' series will be released the day after this video was published.

The next lesson is tomorrow.

A person starting with zero net worth and consistently saving 15% of their income will retire comfortably in 43 years.

Starting with a net worth of zero if you save 15% of your income you will retire in 43 years and that will be a very comfortable situation for you

10 months ago Pending

A person starting with zero net worth and consistently saving 15% of their income will retire comfortably in 43 years.

Starting with a net worth of zero if you save 15% of your income you will retire in 43 years and that will be a very comfortable situation for you

Tracking expenses for at least 30 days will provide a clear understanding of one's spending behaviors.

if you're able to track your expenses for a minimum of 30 days, you'll have a really good understanding of what your behaviors are when it comes to spending money.

4 months ago Pending

Tracking expenses for at least 30 days will provide a clear understanding of one's spending behaviors.

if you're able to track your expenses for a minimum of 30 days, you'll have a really good understanding of what your behaviors are when it comes to spending money.

A higher savings rate will result in becoming a millionaire faster.

The higher your savings rate, the faster you will become a millionaire.

9 months ago Pending

A higher savings rate will result in becoming a millionaire faster.

The higher your savings rate, the faster you will become a millionaire.

Baby shrimp are predicted to be sellable for $15 each after one month of growth.

Once the babies have grown for a month, that's when you can sell each for $15.

6 months ago Pending

Baby shrimp are predicted to be sellable for $15 each after one month of growth.

Once the babies have grown for a month, that's when you can sell each for $15.

Paying only the minimum on a credit card will cost the individual significantly more money in the long run due to high interest rates.

Because if you do this, you are going to cost yourself a lot more in the long run due to a credit card's high interest.

8 months ago Pending

Paying only the minimum on a credit card will cost the individual significantly more money in the long run due to high interest rates.

Because if you do this, you are going to cost yourself a lot more in the long run due to a credit card's high interest.

Maxing out annual Roth IRA contributions over 40 years (assuming average stock market returns) will result in a balance of over $2 million.

And if you're able to max it out every year, you're looking at over $2 million.

5 months ago Pending

Maxing out annual Roth IRA contributions over 40 years (assuming average stock market returns) will result in a balance of over $2 million.

And if you're able to max it out every year, you're looking at over $2 million.

An individual investing $3,000 annually into the S&P 500 from age 55 will have $43,000 by age 65, assuming an 8% return.

And as you can see here, if you start at the age of 45 or 55, your ending balances are going to be much worse. 137K and 43K.

8 months ago Pending

An individual investing $3,000 annually into the S&P 500 from age 55 will have $43,000 by age 65, assuming an 8% return.

And as you can see here, if you start at the age of 45 or 55, your ending balances are going to be much worse. 137K and 43K.

The author's YouTube channel is predicted to return to its usual video format in the week following the video's publication (week of July 7, 2025).

If you want that usual type of video, that will probably be next week.

6 months ago Pending

The author's YouTube channel is predicted to return to its usual video format in the week following the video's publication (week of July 7, 2025).

If you want that usual type of video, that will probably be next week.

Most Americans are predicted to work until age 65 or 70.

Most Americans will be grinding until the age of 65 or 70.

6 months ago Pending

Most Americans are predicted to work until age 65 or 70.

Most Americans will be grinding until the age of 65 or 70.

Utilizing more than 30% of available credit will significantly negatively impact one's credit score.

Exceeding that level will have significantly negative impacts on your credit score.

6 months ago Pending

Utilizing more than 30% of available credit will significantly negatively impact one's credit score.

Exceeding that level will have significantly negative impacts on your credit score.

A borrower with good credit predicts paying $137,000 less in interest over the term of their mortgage.

Over the course of this mortgage, I'm going to pay $137,000 less in interest thanks to my good credit.

5 months ago Pending

A borrower with good credit predicts paying $137,000 less in interest over the term of their mortgage.

Over the course of this mortgage, I'm going to pay $137,000 less in interest thanks to my good credit.

Becoming aware of one's spending habits will naturally lead to reduced spending.

And if you're aware of how much you're spending, you will actually naturally spend less of it.

4 months ago Pending

Becoming aware of one's spending habits will naturally lead to reduced spending.

And if you're aware of how much you're spending, you will actually naturally spend less of it.

Female shrimp are predicted to be able to breed once a month.

Females can breed once a month.

6 months ago Pending

Female shrimp are predicted to be able to breed once a month.

Females can breed once a month.

Achieving a savings rate of 10-20% or more of take-home pay will easily lead to becoming a millionaire in one's lifetime.

if you're able to just reach a savings rate of 10% minimum, or maybe upwards of 20% or more, you will easily become a millionaire in your lifetime.

9 months ago Pending

Achieving a savings rate of 10-20% or more of take-home pay will easily lead to becoming a millionaire in one's lifetime.

if you're able to just reach a savings rate of 10% minimum, or maybe upwards of 20% or more, you will easily become a millionaire in your lifetime.

The value of 99.9% of cars will not increase after purchase.

if you're buying them and hoping that their value goes up, that's not going to happen for 99.9% of cars.

4 months ago Pending

The value of 99.9% of cars will not increase after purchase.

if you're buying them and hoping that their value goes up, that's not going to happen for 99.9% of cars.

Viewers who understand the discussed cognitive biases are predicted to make better investing and money decisions than the majority of the population.

By watching this video, you are now hopefully aware of these biases. And that should put you ahead of most of the population when it comes to investing and money decisions.

8 months ago Pending

Viewers who understand the discussed cognitive biases are predicted to make better investing and money decisions than the majority of the population.

By watching this video, you are now hopefully aware of these biases. And that should put you ahead of most of the population when it comes to investing and money decisions.

Individuals who implement all four financial pillars (frugality, aggressive investing, belief in investing, and multiple income streams) will achieve millionaire status (a 7-figure net worth).

Now, if you're able to implement all four pillars into your life, I know that you're going to achieve incredible things, including that elusive 7 figure mark.

8 months ago Pending

Individuals who implement all four financial pillars (frugality, aggressive investing, belief in investing, and multiple income streams) will achieve millionaire status (a 7-figure net worth).

Now, if you're able to implement all four pillars into your life, I know that you're going to achieve incredible things, including that elusive 7 figure mark.

Investing $400 per month in a Roth IRA over 40 years (assuming average stock market returns) will result in a balance of over $1.44 million.

If you can up your contribution to $400 a month, your future value will be over $1.44 million.

5 months ago Pending

Investing $400 per month in a Roth IRA over 40 years (assuming average stock market returns) will result in a balance of over $1.44 million.

If you can up your contribution to $400 a month, your future value will be over $1.44 million.

Owning a big lavish house will likely necessitate hiring regular cleaners, landscapers, and potentially a pool guy.

If you buy a big lavish house now... You'll probably need cleaners to come by regularly and landscapers and maybe even a pool guy.

9 months ago Pending

Owning a big lavish house will likely necessitate hiring regular cleaners, landscapers, and potentially a pool guy.

If you buy a big lavish house now... You'll probably need cleaners to come by regularly and landscapers and maybe even a pool guy.

An individual investing $3,000 annually into the S&P 500 from age 45 will have $137,000 by age 65, assuming an 8% return.

And as you can see here, if you start at the age of 45 or 55, your ending balances are going to be much worse. 137K and 43K.

8 months ago Pending

An individual investing $3,000 annually into the S&P 500 from age 45 will have $137,000 by age 65, assuming an 8% return.

And as you can see here, if you start at the age of 45 or 55, your ending balances are going to be much worse. 137K and 43K.

Two female shrimp are predicted to produce approximately 15 babies each, totaling 30 babies.

Two females should then start to carry eggs and produce about 15 babies each, bringing your total to 30 babies.

6 months ago Pending

Two female shrimp are predicted to produce approximately 15 babies each, totaling 30 babies.

Two females should then start to carry eggs and produce about 15 babies each, bringing your total to 30 babies.

A borrower predicts they will miss their loan payment.

I'm going to miss this payment.

5 months ago Pending

A borrower predicts they will miss their loan payment.

I'm going to miss this payment.

Most Americans saving less than 5% of their income are guaranteed to never become millionaires, without a significant windfall.

Most Americans save less than 5% of their income, which virtually guarantees that they'll never be a millionaire unless they get a crazy windfall of money like an inheritance, lottery, or maybe a huge payout from their company.

9 months ago Pending

Most Americans saving less than 5% of their income are guaranteed to never become millionaires, without a significant windfall.

Most Americans save less than 5% of their income, which virtually guarantees that they'll never be a millionaire unless they get a crazy windfall of money like an inheritance, lottery, or maybe a huge payout from their company.

Increasing a credit card payment by $75/month on a $2,500 balance will reduce the payoff time by 8 months.

in this example alone right here on the screen we would save eight months of our payments if we're able to increase our payment per month by $75 on a $2,500 credit card balance

10 months ago Pending

Increasing a credit card payment by $75/month on a $2,500 balance will reduce the payoff time by 8 months.

in this example alone right here on the screen we would save eight months of our payments if we're able to increase our payment per month by $75 on a $2,500 credit card balance

A new car will immediately lose 10-20% of its value upon being driven off the lot.

Once you drive the car off the lot, you'll lose 10 to 20% of the car's value because cars are depreciating assets.

4 months ago Pending

A new car will immediately lose 10-20% of its value upon being driven off the lot.

Once you drive the car off the lot, you'll lose 10 to 20% of the car's value because cars are depreciating assets.

Hydro Flask predicts it would cease operations if it sold its products for $4 each.

If we sold them to you for $4, we'd be out of business.

6 months ago Pending

Hydro Flask predicts it would cease operations if it sold its products for $4 each.

If we sold them to you for $4, we'd be out of business.

The author predicts that quantum computing will not become a practical reality in the near future.

And I'm personally bearish on quantum computing just becoming an actual thing anytime soon.

8 months ago Pending

The author predicts that quantum computing will not become a practical reality in the near future.

And I'm personally bearish on quantum computing just becoming an actual thing anytime soon.

Investing $250 per month in a Roth IRA over 40 years, assuming average stock market returns, will result in an ending balance of $94,000.

A mere contribution of $250 a month in your Roth array compounded over 40 years at the average stock market return will actually yield you an ending balance of $94,000.

5 months ago Pending

Investing $250 per month in a Roth IRA over 40 years, assuming average stock market returns, will result in an ending balance of $94,000.

A mere contribution of $250 a month in your Roth array compounded over 40 years at the average stock market return will actually yield you an ending balance of $94,000.

Investing in dividend kings is predicted to virtually guarantee future dividend payments, providing passive income.

By investing in these, you are virtually guaranteed a dividend, which is a true form of passive income.

5 months ago Pending

Investing in dividend kings is predicted to virtually guarantee future dividend payments, providing passive income.

By investing in these, you are virtually guaranteed a dividend, which is a true form of passive income.

Maintenance for luxury European cars (like Lamborghini or Ferrari) will be five times more expensive than normal cars, and repairs might take up to five weeks due to special order parts from Europe.

Car maintenance is going to be five times more expensive and sometimes you bring your car into the shop and it can't get fixed for 5 weeks because they need to special order you apart from Europe because it's not made in mass.

9 months ago Pending

Maintenance for luxury European cars (like Lamborghini or Ferrari) will be five times more expensive than normal cars, and repairs might take up to five weeks due to special order parts from Europe.

Car maintenance is going to be five times more expensive and sometimes you bring your car into the shop and it can't get fixed for 5 weeks because they need to special order you apart from Europe because it's not made in mass.

Shrimp are predicted to start breeding within two months under specific conditions.

your shrimp will start breeding in two months.

6 months ago Pending

Shrimp are predicted to start breeding within two months under specific conditions.

your shrimp will start breeding in two months.

An individual investing $3,000 annually into the S&P 500 from age 35 will have $339,849 by age 65, assuming an 8% return.

And if you start at the age of 35, it'll be around $339,849.

8 months ago Pending

An individual investing $3,000 annually into the S&P 500 from age 35 will have $339,849 by age 65, assuming an 8% return.

And if you start at the age of 35, it'll be around $339,849.

The market is expected to remain highly volatile, with significant daily swings, and US tariff policies are likely to change frequently over the next several months to a year.

The market will probably continue to be very volatile some days it'll be up a lot some days it'll be down a lot and tariff policies that the United States enact will likely flip-flop quite a few more times in the coming months to a year.

10 months ago Pending

The market is expected to remain highly volatile, with significant daily swings, and US tariff policies are likely to change frequently over the next several months to a year.

The market will probably continue to be very volatile some days it'll be up a lot some days it'll be down a lot and tariff policies that the United States enact will likely flip-flop quite a few more times in the coming months to a year.

Mastering the four discussed financial numbers will lead to becoming a millionaire soon.

if you master these numbers, I believe that you too will become a millionaire soon enough.

9 months ago Pending

Mastering the four discussed financial numbers will lead to becoming a millionaire soon.

if you master these numbers, I believe that you too will become a millionaire soon enough.

QQQ is predicted to have higher growth and be more volatile than an S&P 500 ETF (e.g., VO).

this ETF will be higher growth, but can be more volatile than say your S&P 500 ETF.

10 months ago Pending

QQQ is predicted to have higher growth and be more volatile than an S&P 500 ETF (e.g., VO).

this ETF will be higher growth, but can be more volatile than say your S&P 500 ETF.

Individuals who consistently perform 2-4 hours of focused work daily will achieve higher success than 99% of the general population.

I think that realistically if you can be mentally locked in and really focused for 2 to four hours a day of focused work, you're going to be doing better than 99% of the population out there.

6 months ago Pending

Individuals who consistently perform 2-4 hours of focused work daily will achieve higher success than 99% of the general population.

I think that realistically if you can be mentally locked in and really focused for 2 to four hours a day of focused work, you're going to be doing better than 99% of the population out there.

Consistently investing $10,000 per year at a 7% annual return will result in a net worth of $1 million in 30 years.

this person is investing $10,000 per year at a 7% return. They're still able to generate a million dollars by the end of 30 years.

7 months ago Pending

Consistently investing $10,000 per year at a 7% annual return will result in a net worth of $1 million in 30 years.

this person is investing $10,000 per year at a 7% return. They're still able to generate a million dollars by the end of 30 years.

Car prices are expected to be aggressively discounted, bringing vehicles down to their fair market value.

Logically speaking though, I would expect car prices to aggressively get discounted and vehicles to come down to fair market value prices.

9 months ago Pending

Car prices are expected to be aggressively discounted, bringing vehicles down to their fair market value.

Logically speaking though, I would expect car prices to aggressively get discounted and vehicles to come down to fair market value prices.

Saving 15% of gross income (including 401k) will put one on target for a comfortable retirement.

But if you're able to hit this savings amount, then you are easily on target for a comfortable retirement.

5 months ago Pending

Saving 15% of gross income (including 401k) will put one on target for a comfortable retirement.

But if you're able to hit this savings amount, then you are easily on target for a comfortable retirement.

The stock market will react negatively when tariffs are announced, and conversely, will show positive gains when tariffs are eliminated, negotiated downward, or paused.

whenever they get announced we'll see the market react negatively and whenever they get eliminated or perhaps negotiated downward or paused we should see some positive gains in the market.

10 months ago Pending

The stock market will react negatively when tariffs are announced, and conversely, will show positive gains when tariffs are eliminated, negotiated downward, or paused.

whenever they get announced we'll see the market react negatively and whenever they get eliminated or perhaps negotiated downward or paused we should see some positive gains in the market.

An individual investing $3,000 annually into the S&P 500 from age 25 will have $777,169 by age 65, assuming an 8% return.

If you start at the age of 25, that value at 65 years old will be 777169.

8 months ago Pending

An individual investing $3,000 annually into the S&P 500 from age 25 will have $777,169 by age 65, assuming an 8% return.

If you start at the age of 25, that value at 65 years old will be 777169.

A shrimp breeding side hustle can generate approximately $125 per week within a few months of starting, with an initial investment of about $250.

You can start it for about $250 and be making close to $125 a week within a few months.

6 months ago Pending

A shrimp breeding side hustle can generate approximately $125 per week within a few months of starting, with an initial investment of about $250.

You can start it for about $250 and be making close to $125 a week within a few months.

SCHD is predicted to provide less growth than other ETFs mentioned in the list (VTI, VO, QQQ).

it's not going to provide as much growth as some of the other ETFs on this list.

10 months ago Pending

SCHD is predicted to provide less growth than other ETFs mentioned in the list (VTI, VO, QQQ).

it's not going to provide as much growth as some of the other ETFs on this list.

If interest rates hold steady and car insurance costs continue to increase, car prices are predicted to remain unsustainably high.

if interest rates stay the exact same and car insurance continues to rise, I think that car prices are just going to remain unsustainably high.

9 months ago Pending

If interest rates hold steady and car insurance costs continue to increase, car prices are predicted to remain unsustainably high.

if interest rates stay the exact same and car insurance continues to rise, I think that car prices are just going to remain unsustainably high.

Someone starting wealth building at age 43, following the outlined strategy (e.g., saving 20% of average income at an 8% return), can achieve a $1 million net worth by age 65.

even if you have a late start with your wealth building, let's say you're the age of 43, you can still hit a million dollar net worth by the time you're 65.

7 months ago Pending

Someone starting wealth building at age 43, following the outlined strategy (e.g., saving 20% of average income at an 8% return), can achieve a $1 million net worth by age 65.

even if you have a late start with your wealth building, let's say you're the age of 43, you can still hit a million dollar net worth by the time you're 65.

Tariff policies will continuously follow a pattern of initial announcement, followed by negotiation downwards.

first I want to say that I think these tariffs are going to continuously go through a pattern of number one they're going to get announced and then number two they're going to get negot negotiated downward kind of like what we're seeing already.

10 months ago Pending

Tariff policies will continuously follow a pattern of initial announcement, followed by negotiation downwards.

first I want to say that I think these tariffs are going to continuously go through a pattern of number one they're going to get announced and then number two they're going to get negot negotiated downward kind of like what we're seeing already.

An individual investing $3,000 annually into the S&P 500 from age 18 will have $1,358,000 by age 65, assuming an 8% return.

If you're able to start at age 18, investing $3,000 per year, by the time you're 65, your ending balances will be 1.358 million.

8 months ago Pending

An individual investing $3,000 annually into the S&P 500 from age 18 will have $1,358,000 by age 65, assuming an 8% return.

If you're able to start at age 18, investing $3,000 per year, by the time you're 65, your ending balances will be 1.358 million.

The author predicts they will downgrade their Chase Sapphire Reserve credit card.

So, I'm downgrading.

6 months ago Pending

The author predicts they will downgrade their Chase Sapphire Reserve credit card.

So, I'm downgrading.

Other car manufacturers are likely to raise their prices, following Ferrari's announced price hikes.

if they're doing it, it's likely that other car makers will follow suit.

9 months ago Pending

Other car manufacturers are likely to raise their prices, following Ferrari's announced price hikes.

if they're doing it, it's likely that other car makers will follow suit.

An individual earning the average US salary ($85,000/year) and consistently saving/investing 20% of their income, achieving an 8% annual return, will accumulate a net worth of $1.01 million in 22 years.

At this salary [average US salary, $85k/year], if you're able to save and invest 20% of your income, it'll take you 22 years invested in the market, averaging a return of about 8% per year in order to hit a net worth of $1.01 million.

7 months ago Pending

An individual earning the average US salary ($85,000/year) and consistently saving/investing 20% of their income, achieving an 8% annual return, will accumulate a net worth of $1.01 million in 22 years.

At this salary [average US salary, $85k/year], if you're able to save and invest 20% of your income, it'll take you 22 years invested in the market, averaging a return of about 8% per year in order to hit a net worth of $1.01 million.

Domestic steel and aluminum manufacturers, such as US Steel and Nucor, should experience an increase in their stock prices as companies shift purchases from foreign to domestic steel due to tariffs.

First domestic steel and aluminum manufacturers so companies like us steel or new cor should see their stock price go up because well if there's a tariff on foreign steel companies will redirect their purchases to domestic steel I think that's just a really straightforward Swap and makes sense to me.

10 months ago Pending

Domestic steel and aluminum manufacturers, such as US Steel and Nucor, should experience an increase in their stock prices as companies shift purchases from foreign to domestic steel due to tariffs.

First domestic steel and aluminum manufacturers so companies like us steel or new cor should see their stock price go up because well if there's a tariff on foreign steel companies will redirect their purchases to domestic steel I think that's just a really straightforward Swap and makes sense to me.

At least one individual on the Forbes Top 400 list is predicted to feel they are not wealthy enough, despite their objective financial status.

Comparison is so ingrained in human nature, I would be willing to bet that there's at least one person on the Forbes top 400 list that thinks they're not rich enough, even though rationally they're completely fine.

5 months ago Pending

At least one individual on the Forbes Top 400 list is predicted to feel they are not wealthy enough, despite their objective financial status.

Comparison is so ingrained in human nature, I would be willing to bet that there's at least one person on the Forbes top 400 list that thinks they're not rich enough, even though rationally they're completely fine.

A $1 investment made at age 20, assuming an 8% annual return, is predicted to be worth $32 in 45 years.

Even if we're more conservative and we just assume an 8% annual return instead of their aggressive numbers, that $1 at age 20 is still worth about $32 in 45 years.

6 months ago Pending

A $1 investment made at age 20, assuming an 8% annual return, is predicted to be worth $32 in 45 years.

Even if we're more conservative and we just assume an 8% annual return instead of their aggressive numbers, that $1 at age 20 is still worth about $32 in 45 years.

Utilizing a Roth IRA for investments can accelerate the journey to millionaire status by 30-40% due to its tax-free profit structure, compared to investing in accounts where profits are taxed.

in theory, you can actually get to millionaire status like 30 to 40% faster than if you invested in other accounts since you aren't being taxed.

7 months ago Pending

Utilizing a Roth IRA for investments can accelerate the journey to millionaire status by 30-40% due to its tax-free profit structure, compared to investing in accounts where profits are taxed.

in theory, you can actually get to millionaire status like 30 to 40% faster than if you invested in other accounts since you aren't being taxed.

Stock market all-time highs are typically succeeded by further all-time highs.

New all-time highs are usually followed by more all-time highs.

7 months ago Pending

Stock market all-time highs are typically succeeded by further all-time highs.

New all-time highs are usually followed by more all-time highs.

To be considered in the top 10% of American net worth in 2025, an individual needs to have approximately $1.06 million in net worth.

If we just adjust for inflation alone, $970,900 back in 2022 is now worth about $1.06 million in 2025. So, that means as of 2025, we need to hit around 1.0 06 million in net worth in order to be considered a top 10% American in terms of the net worth figure.

7 months ago Pending

To be considered in the top 10% of American net worth in 2025, an individual needs to have approximately $1.06 million in net worth.

If we just adjust for inflation alone, $970,900 back in 2022 is now worth about $1.06 million in 2025. So, that means as of 2025, we need to hit around 1.0 06 million in net worth in order to be considered a top 10% American in terms of the net worth figure.

Tariffs will lead to a further reduction in demand for cars.

That just means, in my opinion, that demand will be reduced even further.

9 months ago Pending

Tariffs will lead to a further reduction in demand for cars.

That just means, in my opinion, that demand will be reduced even further.

US farmers will be directly impacted by China's tariffs on agricultural products, specifically a 15% levy on chicken, wheat, and corn, and a 10% tariff on soybeans, beef, and pork.

lastly agriculture so China has currently a 15% levy on chicken wheat and corn as well as a 10% tariff on products like soybeans beef and pork this is going to directly impact us farmers and is another sector to watch out for.

10 months ago Pending

US farmers will be directly impacted by China's tariffs on agricultural products, specifically a 15% levy on chicken, wheat, and corn, and a 10% tariff on soybeans, beef, and pork.

lastly agriculture so China has currently a 15% levy on chicken wheat and corn as well as a 10% tariff on products like soybeans beef and pork this is going to directly impact us farmers and is another sector to watch out for.

Using a Roth IRA will allow individuals to reach millionaire status 30-40% faster than if they invested in other taxed accounts.

you can actually get to millionaire status like 30 to 40% faster than if you invested in other accounts since you aren't being taxed.

7 months ago Pending

Using a Roth IRA will allow individuals to reach millionaire status 30-40% faster than if they invested in other taxed accounts.

you can actually get to millionaire status like 30 to 40% faster than if you invested in other accounts since you aren't being taxed.

The author hypothesizes that Trump's tariff policy is a deliberate attempt to depress markets, thereby compelling the Federal Reserve to cut interest rates earlier than anticipated or reducing bond yields to facilitate the refinancing of national debt.

Trump may be purposely doing this in order to tank the markets in order to have the Federal Reserve cut rates sooner or have bond yields go lower in order to refinance the debt.

9 months ago Pending

The author hypothesizes that Trump's tariff policy is a deliberate attempt to depress markets, thereby compelling the Federal Reserve to cut interest rates earlier than anticipated or reducing bond yields to facilitate the refinancing of national debt.

Trump may be purposely doing this in order to tank the markets in order to have the Federal Reserve cut rates sooner or have bond yields go lower in order to refinance the debt.

Retail companies like Walmart, Target, and Amazon will face significant pressure on their profit margins due to tariffs on imported goods, particularly from China, unless a trade deal is quickly reached.

The retail sector is also going to be affected as well so sad to say but Walmart Target and Amazon they all import from other countries especially from China and so they're going to face a lot of pressure on their profit margins unless a deal is reached quickly.

10 months ago Pending

Retail companies like Walmart, Target, and Amazon will face significant pressure on their profit margins due to tariffs on imported goods, particularly from China, unless a trade deal is quickly reached.

The retail sector is also going to be affected as well so sad to say but Walmart Target and Amazon they all import from other countries especially from China and so they're going to face a lot of pressure on their profit margins unless a deal is reached quickly.

A new Audi Q4 purchased for $62,625 will be worth $57,326 after one minute of driving it off the lot.

After just one minute, it'll be worth $57,326.

8 months ago Pending

A new Audi Q4 purchased for $62,625 will be worth $57,326 after one minute of driving it off the lot.

After just one minute, it'll be worth $57,326.

A player can expect to win approximately $85 for every $100 wagered on Nevada slot machines over the long run.

That means if you put $100 into one of these machines over time, you can expect to win about $85 in the long run.

6 months ago Pending

A player can expect to win approximately $85 for every $100 wagered on Nevada slot machines over the long run.

That means if you put $100 into one of these machines over time, you can expect to win about $85 in the long run.

The author predicts a 50-75% chance of a global recession if a prolonged trade war occurs between multiple countries.

if multiple countries enter a prolonged trade war, I would put chances of a recession at more than 50% and definitely upwards of 75%.

9 months ago Pending

The author predicts a 50-75% chance of a global recession if a prolonged trade war occurs between multiple countries.

if multiple countries enter a prolonged trade war, I would put chances of a recession at more than 50% and definitely upwards of 75%.

The next finance lesson in the series is predicted to be released on the day following the video's publication (July 10, 2025).

The next lesson is tomorrow.

6 months ago Pending

The next finance lesson in the series is predicted to be released on the day following the video's publication (July 10, 2025).

The next lesson is tomorrow.

A savings rate of 15% or more of gross income is predicted to guarantee retirement on time or early.

I think having a 15% savings rate will virtually guarantee you retire on time or even early

10 months ago Pending

A savings rate of 15% or more of gross income is predicted to guarantee retirement on time or early.

I think having a 15% savings rate will virtually guarantee you retire on time or even early

The author predicts that their body will benefit from using an ergonomic chair in 10 to 20 years.

And therefore, hopefully my body thanks me, you know, in 10 or 20 years for at least sitting in a decent chair.

7 months ago Pending

The author predicts that their body will benefit from using an ergonomic chair in 10 to 20 years.

And therefore, hopefully my body thanks me, you know, in 10 or 20 years for at least sitting in a decent chair.

The 19-year-old (Profile 3) is predicted to become quite wealthy one day, provided he maintains good financial habits and avoids major financial pitfalls.

I think as time passes and he continues to stack cash and save money there's no doubt in my mind that he will be quite wealthy one day as long as he maintains good habit abits stays away from things like sports gambling and lifestyle inflation and doesn't get ruined by some catastrophic event or take on too much leverage

11 months ago Pending

The 19-year-old (Profile 3) is predicted to become quite wealthy one day, provided he maintains good financial habits and avoids major financial pitfalls.

I think as time passes and he continues to stack cash and save money there's no doubt in my mind that he will be quite wealthy one day as long as he maintains good habit abits stays away from things like sports gambling and lifestyle inflation and doesn't get ruined by some catastrophic event or take on too much leverage

The 24-year-old teacher (Profile 1) is predicted to buy a second property sooner than expected.

I think his future goals of buying a second property will come sooner rather than later

11 months ago Pending

The 24-year-old teacher (Profile 1) is predicted to buy a second property sooner than expected.

I think his future goals of buying a second property will come sooner rather than later

The 24-year-old teacher (Profile 1) is predicted to retire on time or earlier if he maintains his current financial habits.

I feel like with the way his finances are going he has a really good chance of retiring on time if not earlier if he just keeps continuing what he's been doing for this year or a year and a half that he's been investing already

11 months ago Pending

The 24-year-old teacher (Profile 1) is predicted to retire on time or earlier if he maintains his current financial habits.

I feel like with the way his finances are going he has a really good chance of retiring on time if not earlier if he just keeps continuing what he's been doing for this year or a year and a half that he's been investing already

Bank of America, JP Morgan, Apple, Nike, Coca-Cola, Amazon, Nvidia, Uber, American Express, Tesla, and Microsoft are predicted to still exist in 40-100 years.

I do agree with him here that I think these companies will likely still be here in 40 years like I still see JP Morgan being around in 40 or maybe even a 100 years from now

11 months ago Pending

Bank of America, JP Morgan, Apple, Nike, Coca-Cola, Amazon, Nvidia, Uber, American Express, Tesla, and Microsoft are predicted to still exist in 40-100 years.

I do agree with him here that I think these companies will likely still be here in 40 years like I still see JP Morgan being around in 40 or maybe even a 100 years from now

The author predicts the cost of the American Dream could be easily brought under $3 million if an individual chooses to have only one child and no pets.

you may even be able to get it down to easily under $3 million if you only have say one kid and no pets

10 months ago Pending

The author predicts the cost of the American Dream could be easily brought under $3 million if an individual chooses to have only one child and no pets.

you may even be able to get it down to easily under $3 million if you only have say one kid and no pets

The author estimates the American Dream, based on Investopedia's categories but with his adjusted figures, would cost approximately $3.5 million to $3.6 million.

in my estimations the American dream based on their categories would cost around $3.5 to $3.6 million

10 months ago Pending

The author estimates the American Dream, based on Investopedia's categories but with his adjusted figures, would cost approximately $3.5 million to $3.6 million.

in my estimations the American dream based on their categories would cost around $3.5 to $3.6 million

Most homeowners are predicted to refinance their mortgages to lower rates once current mortgage rates decrease from approximately 7%.

while today's mortgage rates are close to 7% I would argue that most homeowners will refinance to lower rates when rates do come down

10 months ago Pending

Most homeowners are predicted to refinance their mortgages to lower rates once current mortgage rates decrease from approximately 7%.

while today's mortgage rates are close to 7% I would argue that most homeowners will refinance to lower rates when rates do come down

It will be difficult for Apple's stock price to double from its current valuation of over $3 trillion.

it's going to be a lot harder for Apple for example to double its stock price because apple is already currently valued at over $3 trillion in order for it to double it would have to basically double its value so another $3 trillion in value that's going to be really difficult

11 months ago Pending

It will be difficult for Apple's stock price to double from its current valuation of over $3 trillion.

it's going to be a lot harder for Apple for example to double its stock price because apple is already currently valued at over $3 trillion in order for it to double it would have to basically double its value so another $3 trillion in value that's going to be really difficult

Costco is predicted to significantly increase its membership fee revenue due to the new membership scanning process. The speaker quantifies this potential by stating that a 3% increase in Gold Star members (similar to Netflix's user growth after cracking down on sharing) could add $130 million in revenue, which represents a 2.69% increase in total membership fees.

I think cost can make a lot of money with this new process... if Costco added 3% more let's just say Gold Star members that would amount to $130 million in revenue and that would represent 2.69% of an increase to the membership fees that doesn't sound like a lot but considering they actually do $4.8 billion in membership fees it still is significant

1 year ago Pending

Costco is predicted to significantly increase its membership fee revenue due to the new membership scanning process. The speaker quantifies this potential by stating that a 3% increase in Gold Star members (similar to Netflix's user growth after cracking down on sharing) could add $130 million in revenue, which represents a 2.69% increase in total membership fees.

I think cost can make a lot of money with this new process... if Costco added 3% more let's just say Gold Star members that would amount to $130 million in revenue and that would represent 2.69% of an increase to the membership fees that doesn't sound like a lot but considering they actually do $4.8 billion in membership fees it still is significant

A 55-year-old will need $1.38 million by age 65 to achieve the same purchasing power as $1 million today, assuming a 3.3% annual inflation rate.

if you're 55 right now that'll be $1.38 million

11 months ago Pending

A 55-year-old will need $1.38 million by age 65 to achieve the same purchasing power as $1 million today, assuming a 3.3% annual inflation rate.

if you're 55 right now that'll be $1.38 million

A 45-year-old will need $1.9 million by age 65 to achieve the same purchasing power as $1 million today, assuming a 3.3% annual inflation rate.

if you're 45 right now that'll be 1.9 million

11 months ago Pending

A 45-year-old will need $1.9 million by age 65 to achieve the same purchasing power as $1 million today, assuming a 3.3% annual inflation rate.

if you're 45 right now that'll be 1.9 million

A 35-year-old will need $2.64 million by age 65 to achieve the same purchasing power as $1 million today, assuming a 3.3% annual inflation rate.

if you're the age of 35 right now... the number we're looking for is $ 2.64 Million by the time we're 65 to basically have the same purchasing power of a million do today

11 months ago Pending

A 35-year-old will need $2.64 million by age 65 to achieve the same purchasing power as $1 million today, assuming a 3.3% annual inflation rate.

if you're the age of 35 right now... the number we're looking for is $ 2.64 Million by the time we're 65 to basically have the same purchasing power of a million do today

The median US household income will be significantly higher by the year 2065.

in 40 years from today in 2065 I'm sure the median household income is going to be a lot higher

11 months ago Pending

The median US household income will be significantly higher by the year 2065.

in 40 years from today in 2065 I'm sure the median household income is going to be a lot higher

A three-fund portfolio is predicted to be a diversified, low-cost option capable of withstanding various market conditions.

This gives you a diversified low cost portfolio that can weather almost any Market condition

11 months ago Pending

A three-fund portfolio is predicted to be a diversified, low-cost option capable of withstanding various market conditions.

This gives you a diversified low cost portfolio that can weather almost any Market condition

A 25-year-old will need $3.66 million by age 65 to achieve the same purchasing power as $1 million today, assuming a 3.3% annual inflation rate.

if you're the age of 25 right now and you have 40 years until retirement a million dollar today would look like $3.66 million when you're 65

11 months ago Pending

A 25-year-old will need $3.66 million by age 65 to achieve the same purchasing power as $1 million today, assuming a 3.3% annual inflation rate.

if you're the age of 25 right now and you have 40 years until retirement a million dollar today would look like $3.66 million when you're 65

The Roth IRA contribution limit, which is $7,000 in 2025, might increase to $7,500 in the future.

The contribution limit limit on it is about $7,000 per year as of 2025 that could change in the future it might go up to 7500 but right now it's $7,000

11 months ago Pending

The Roth IRA contribution limit, which is $7,000 in 2025, might increase to $7,500 in the future.

The contribution limit limit on it is about $7,000 per year as of 2025 that could change in the future it might go up to 7500 but right now it's $7,000

For a person aged 25 (retiring at 65), $1 million saved today will only have the purchasing power of $273,000 due to inflation (assuming a 3.3% annual rate).

if you're 25 so a millionar today is only going to be worth about $273,000 and purchasing power in about 40 years

11 months ago Pending

For a person aged 25 (retiring at 65), $1 million saved today will only have the purchasing power of $273,000 due to inflation (assuming a 3.3% annual rate).

if you're 25 so a millionar today is only going to be worth about $273,000 and purchasing power in about 40 years

Apple's stock price will find it difficult to double its current value of over $3 trillion due to the massive additional market cap required.

it's going to be a lot harder for Apple for example to double its stock price because apple is already currently valued at over $3 trillion in order for it to double it would have to basically double its value so another $3 trillion in value that's going to be really difficult

11 months ago Pending

Apple's stock price will find it difficult to double its current value of over $3 trillion due to the massive additional market cap required.

it's going to be a lot harder for Apple for example to double its stock price because apple is already currently valued at over $3 trillion in order for it to double it would have to basically double its value so another $3 trillion in value that's going to be really difficult

Apple, Google (Alphabet), and JPMorgan are predicted to remain viable companies for the next 40 years.

you want companies that will be around in 40 years so think of your apples your Googles or your JP Morgans of the world

11 months ago Pending

Apple, Google (Alphabet), and JPMorgan are predicted to remain viable companies for the next 40 years.

you want companies that will be around in 40 years so think of your apples your Googles or your JP Morgans of the world

Under the same assumptions of $10,000 annual savings and a 7% annual return, it is predicted to take 1.35 years to go from $900,000 to $1,000,000.

by the time you're approaching the $1 million mark from The $900,000 Mark it's only going to take you 1.35 years for that same 100K

11 months ago Pending

Under the same assumptions of $10,000 annual savings and a 7% annual return, it is predicted to take 1.35 years to go from $900,000 to $1,000,000.

by the time you're approaching the $1 million mark from The $900,000 Mark it's only going to take you 1.35 years for that same 100K

$5,000 invested could grow to over $50,000 over a 30-year period.

$5,000 could grow to over $50,000 in 30 years.

11 months ago Pending

$5,000 invested could grow to over $50,000 over a 30-year period.

$5,000 could grow to over $50,000 in 30 years.

For a person aged 45 (retiring at 65), $1 million saved today will only have the purchasing power of $522,000 due to inflation (assuming a 3.3% annual rate).

If you're at the age of 45 or about 20 years away from retirement your purchasing power of $1 million today in the future is going to be roughly half at $522,000

11 months ago Pending

For a person aged 45 (retiring at 65), $1 million saved today will only have the purchasing power of $522,000 due to inflation (assuming a 3.3% annual rate).

If you're at the age of 45 or about 20 years away from retirement your purchasing power of $1 million today in the future is going to be roughly half at $522,000

Passive investors consistently investing in an S&P 500 index fund can expect average annualized returns of 8-10%.

if you were to that your annualized returns are going to be anywhere from 8 to 10% on average

11 months ago Pending

Passive investors consistently investing in an S&P 500 index fund can expect average annualized returns of 8-10%.

if you were to that your annualized returns are going to be anywhere from 8 to 10% on average

Humphrey's total investment of $24,000 (contributed during his 20s) is predicted to grow to over $630,000 by the time he reaches 65 years old.

Humphrey would have over $630,000 all from an initial contribution of $24,000 in his 20s

1 year ago Pending

Humphrey's total investment of $24,000 (contributed during his 20s) is predicted to grow to over $630,000 by the time he reaches 65 years old.

Humphrey would have over $630,000 all from an initial contribution of $24,000 in his 20s

Trader Joe's committed to sourcing only cage-free eggs by the end of 2025.

at Trader Joe's specifically they made a promise to go cage free by 2025

12 months ago Pending

Trader Joe's committed to sourcing only cage-free eggs by the end of 2025.

at Trader Joe's specifically they made a promise to go cage free by 2025

Assuming continued annual savings of $10,000 and a 7% annual return, it is predicted to take 5.1 years to accumulate the second $100,000 (from $100k to $200k).

the next 100K since your money is working for you would take you 5.1 years

11 months ago Pending

Assuming continued annual savings of $10,000 and a 7% annual return, it is predicted to take 5.1 years to accumulate the second $100,000 (from $100k to $200k).

the next 100K since your money is working for you would take you 5.1 years

Costco products with an asterisk on their price tag are predicted to go out of stock soon.

if the price has an asterisk or a star that means it's probably going to go out of stock soon

11 months ago Pending

Costco products with an asterisk on their price tag are predicted to go out of stock soon.

if the price has an asterisk or a star that means it's probably going to go out of stock soon

For a person aged 35 (retiring at 65), $1 million saved today will only have the purchasing power of $377,000 due to inflation (assuming a 3.3% annual rate).

if you're the age of 35 right now you'll see that $1 million today will only be worth about $377,000 in purchasing power by the time you retire

11 months ago Pending

For a person aged 35 (retiring at 65), $1 million saved today will only have the purchasing power of $377,000 due to inflation (assuming a 3.3% annual rate).

if you're the age of 35 right now you'll see that $1 million today will only be worth about $377,000 in purchasing power by the time you retire

The speaker predicts they will sell the Lululemon jacket for a profit.

probably just sell it and make a profit

11 months ago Pending

The speaker predicts they will sell the Lululemon jacket for a profit.

probably just sell it and make a profit

Humphrey, by investing $2,400/year for 10 years (total $24,000) from age 20-30, is predicted to have a higher total wealth by age 65 than Graham, who invested $2,400/year for 35 years (total $84,000) from age 30-65, illustrating the power of early investment.

Humphrey contributed only $24,000 total versus Graham contributed $84,000 over the course of his life but yet because of the 10-year Head Start it was Humphrey who still had the higher ending balance

1 year ago Pending

Humphrey, by investing $2,400/year for 10 years (total $24,000) from age 20-30, is predicted to have a higher total wealth by age 65 than Graham, who invested $2,400/year for 35 years (total $84,000) from age 30-65, illustrating the power of early investment.

Humphrey contributed only $24,000 total versus Graham contributed $84,000 over the course of his life but yet because of the 10-year Head Start it was Humphrey who still had the higher ending balance

Author plans to train for his first marathon in 2025.

I'm even planning on training for my first Marathon this year

11 months ago Pending

Author plans to train for his first marathon in 2025.

I'm even planning on training for my first Marathon this year

With annual savings of $10,000 and a 7% annual return, it is predicted to take 7.84 years to reach the first $100,000.

assuming you save 10K per year at a 7% return it takes you 7.84 years to hit your first 100K

11 months ago Pending

With annual savings of $10,000 and a 7% annual return, it is predicted to take 7.84 years to reach the first $100,000.

assuming you save 10K per year at a 7% return it takes you 7.84 years to hit your first 100K

Humphrey's $6,000 investment in the S&P 500, earning 8% per year, is predicted to grow to over $60,000 in 30 years.

Humphrey $6,000 could eventually turn into over $60,000 in about 30 years

1 year ago Pending

Humphrey's $6,000 investment in the S&P 500, earning 8% per year, is predicted to grow to over $60,000 in 30 years.

Humphrey $6,000 could eventually turn into over $60,000 in about 30 years

Predicted that social media posts about saving money or building an emergency fund will not generate as many views as posts about spending on expensive, rare items.

if I make a post about how I'm going to save $1,000 into my bank account or I'm buffing up my emergency fund, it's just not going to get as many views as the other thing.

1 month ago Pending

Predicted that social media posts about saving money or building an emergency fund will not generate as many views as posts about spending on expensive, rare items.

if I make a post about how I'm going to save $1,000 into my bank account or I'm buffing up my emergency fund, it's just not going to get as many views as the other thing.

Predicted that individuals who consistently max out their Roth IRA and 401k will accumulate significantly more wealth than their friends over a 20-year period.

putting $7,000 a year into your Roth IRA and also maxing out your 401k, I think in 20 years, the difference between you and your friends is going to be huge.

1 month ago Pending

Predicted that individuals who consistently max out their Roth IRA and 401k will accumulate significantly more wealth than their friends over a 20-year period.

putting $7,000 a year into your Roth IRA and also maxing out your 401k, I think in 20 years, the difference between you and your friends is going to be huge.

Predicted Mike and Sarah's portfolio will reach $3.84 million when Mike is 57, assuming 6% annual growth.

Then if we assume 6% annual growth on that, they will reach $3.84 million by the time that they hit about 12 years from now. So when Mike is 57.

2 months ago Pending

Predicted Mike and Sarah's portfolio will reach $3.84 million when Mike is 57, assuming 6% annual growth.

Then if we assume 6% annual growth on that, they will reach $3.84 million by the time that they hit about 12 years from now. So when Mike is 57.

Predicted that the US currency could lose another 10% of its value by the end of 2026.

Morgan Stanley Research estimates that the US currency could lose another 10% by the end of 2026.

2 months ago Pending

Predicted that the US currency could lose another 10% of its value by the end of 2026.

Morgan Stanley Research estimates that the US currency could lose another 10% by the end of 2026.

Predicted Mike and Sarah's portfolio will grow to approximately $1.34 million after 12 years of contributions, when Mike is 57 and Sarah is 50.

After contributing $36,000 a year for 12 years, the portfolio will grow to approximately $1.34 million.

2 months ago Pending

Predicted Mike and Sarah's portfolio will grow to approximately $1.34 million after 12 years of contributions, when Mike is 57 and Sarah is 50.

After contributing $36,000 a year for 12 years, the portfolio will grow to approximately $1.34 million.

Predicted that the user will be able to buy a house in the future when the timing is right.

you're going to be okay and you're going to be able to buy a house.

2 months ago Pending

Predicted that the user will be able to buy a house in the future when the timing is right.

you're going to be okay and you're going to be able to buy a house.

Predicted that the 24-year-old user will become a net worth millionaire by age 30, or potentially by age 33 if growth is slower.

they're going to be a net worth millionaire by the time they're 30, probably maybe 33 if you know it's slow going.

2 months ago Pending

Predicted that the 24-year-old user will become a net worth millionaire by age 30, or potentially by age 33 if growth is slower.

they're going to be a net worth millionaire by the time they're 30, probably maybe 33 if you know it's slow going.

Predicted that a user's $1 million net worth at age 26 will rapidly grow to $2 million, $3 million, and $4 million.

what's going to happen for him likely is a million dollars at 26 is going to rapidly turn into $2 million and then three million and four million.

2 months ago Pending

Predicted that a user's $1 million net worth at age 26 will rapidly grow to $2 million, $3 million, and $4 million.

what's going to happen for him likely is a million dollars at 26 is going to rapidly turn into $2 million and then three million and four million.

Predicted that the user's overly complex portfolio will simplify itself because the user will not be able to keep up with managing it.

This is going to self-fix itself, Humphrey, because he's just not going to be able to keep up.

2 months ago Pending

Predicted that the user's overly complex portfolio will simplify itself because the user will not be able to keep up with managing it.

This is going to self-fix itself, Humphrey, because he's just not going to be able to keep up.

Predicted that expenses related to the wife working will be reduced when they start family planning and she pauses/reduces work.

I mean when his wife when they start doing the family planning stuff I mean there are expenses for her going to work as well that will be reduced

2 months ago Pending

Predicted that expenses related to the wife working will be reduced when they start family planning and she pauses/reduces work.

I mean when his wife when they start doing the family planning stuff I mean there are expenses for her going to work as well that will be reduced

Predicted that an investment of $500 per month with an average 8% return will reach $93,000 in 10 years.

If you invest just $500 per month and earn an average 8% return, in 10 years you would have about $93,000.

1 month ago Pending

Predicted that an investment of $500 per month with an average 8% return will reach $93,000 in 10 years.

If you invest just $500 per month and earn an average 8% return, in 10 years you would have about $93,000.

2 years ago

Dogecoin was predicted by the author to reach $1.

Dogecoin because I thought it would go to $1

1 year ago Pending

Dogecoin was predicted by the author to reach $1.

Dogecoin because I thought it would go to $1

Investing $2,400 annually in the stock market for 40 years is projected to accumulate $52,000.

if you invested that same $2,400 compounded over 40 years in the stock market you'd have 52k in 40 years

1 year ago Pending

Investing $2,400 annually in the stock market for 40 years is projected to accumulate $52,000.

if you invested that same $2,400 compounded over 40 years in the stock market you'd have 52k in 40 years

The stock market is expected to deliver an average annual return of 8-10%.

you can reasonably expect to get around a 10% return in the stock market historically and that's before taxes so if you really wanted to round down you could say an average of 8% per year

1 year ago Pending

The stock market is expected to deliver an average annual return of 8-10%.

you can reasonably expect to get around a 10% return in the stock market historically and that's before taxes so if you really wanted to round down you could say an average of 8% per year

Saving $6,000 per year ($500/month) for 6 years with a 10% investment return will lead to a net worth of $50,900.

If you save $6,000 per year or $500 a month for 6 years and you get a rate of return of 10% investing that you will actually have $50,900

1 year ago Pending

Saving $6,000 per year ($500/month) for 6 years with a 10% investment return will lead to a net worth of $50,900.

If you save $6,000 per year or $500 a month for 6 years and you get a rate of return of 10% investing that you will actually have $50,900

The speaker predicts they will personally derive more value from the American Express Gold card than its annual fee of $325.

I personally will get more value out of it than it actually costs me

1 year ago Pending

The speaker predicts they will personally derive more value from the American Express Gold card than its annual fee of $325.

I personally will get more value out of it than it actually costs me

If significant tariffs are imposed by the new administration, companies heavily reliant on imports (e.g., Apple, which sources from China) may face higher costs, potentially leading to reduced profits and a decline in stock price.

companies that rely heavily on Imports Also may face higher costs due to tariffs which could reduce their profits for instance Apple which sources many of their components and finished products from China they might see their stock price decline if those goods are subject to a significant tariff

1 year ago Pending

If significant tariffs are imposed by the new administration, companies heavily reliant on imports (e.g., Apple, which sources from China) may face higher costs, potentially leading to reduced profits and a decline in stock price.

companies that rely heavily on Imports Also may face higher costs due to tariffs which could reduce their profits for instance Apple which sources many of their components and finished products from China they might see their stock price decline if those goods are subject to a significant tariff

If tariffs are enacted by the new administration, domestic agriculture, farming, and manufacturing companies (e.g., Ford Motors) are likely to benefit the most.

industries that are protected by tariffs like domestic agriculture farming manufacturing companies those could benefit the most the first company that comes to mind is a company like Ford Motors as an example

1 year ago Pending

If tariffs are enacted by the new administration, domestic agriculture, farming, and manufacturing companies (e.g., Ford Motors) are likely to benefit the most.

industries that are protected by tariffs like domestic agriculture farming manufacturing companies those could benefit the most the first company that comes to mind is a company like Ford Motors as an example

Under the Trump presidency (starting Jan 2025), domestic US producers, manufacturers, and their stocks are likely to perform better than international stocks due to 'America First' policies.

it's likely during this presidency we're going to see a shift to America first which means that you would assume domestic producers and manufacturers and their corresponding stocks will probably Faire better than say International stocks

1 year ago Pending

Under the Trump presidency (starting Jan 2025), domestic US producers, manufacturers, and their stocks are likely to perform better than international stocks due to 'America First' policies.

it's likely during this presidency we're going to see a shift to America first which means that you would assume domestic producers and manufacturers and their corresponding stocks will probably Faire better than say International stocks

If the Fed cut interest rates in 2024, capital would flow easier into equities (conditional prediction turned out to be correct).

if we did get an interest rate cut that we should dollar cost heavier into equities because it would make Capital flow easier into equities lower interest rates that is and that has been pretty much true since the FED cut rates back in September

1 year ago Pending

If the Fed cut interest rates in 2024, capital would flow easier into equities (conditional prediction turned out to be correct).

if we did get an interest rate cut that we should dollar cost heavier into equities because it would make Capital flow easier into equities lower interest rates that is and that has been pretty much true since the FED cut rates back in September

The 2024 US presidential election year would be bullish for stocks (prediction turned out to be correct).

I was right about some things including how the presidential election year could be bullish for stocks which it indeed has been with the Trump Victory

1 year ago Pending

The 2024 US presidential election year would be bullish for stocks (prediction turned out to be correct).

I was right about some things including how the presidential election year could be bullish for stocks which it indeed has been with the Trump Victory

Sustained high interest rates would cause money to flow out of tech and growth stocks in 2024 (prediction turned out to be wrong).

last year I thought that sustained elevated interest rates would slowly suck money out of tech and growth stocks

1 year ago Pending

Sustained high interest rates would cause money to flow out of tech and growth stocks in 2024 (prediction turned out to be wrong).

last year I thought that sustained elevated interest rates would slowly suck money out of tech and growth stocks

Bitcoin's price is predicted to slowly grind upwards over time due to its capped supply and perceived staying power.

since Bitcoin Supply is capped and the belief that it is here to stay I can only see the price of this alternative asset slowly grinding upwards Over time

1 year ago Pending

Bitcoin's price is predicted to slowly grind upwards over time due to its capped supply and perceived staying power.

since Bitcoin Supply is capped and the belief that it is here to stay I can only see the price of this alternative asset slowly grinding upwards Over time

The author predicts the spot price of gold will increase over time.

I think the spot price of gold will just go up over time

1 year ago Pending

The author predicts the spot price of gold will increase over time.

I think the spot price of gold will just go up over time

Apple's flexible release strategy is predicted to result in more product releases occurring at random times throughout the year.

I think that just might mean that you might get inundated with more product releases at random times throughout the year

1 year ago Pending

Apple's flexible release strategy is predicted to result in more product releases occurring at random times throughout the year.

I think that just might mean that you might get inundated with more product releases at random times throughout the year

Investing $2,700 (90% of a $3,000 annual tax refund) for 20 years (at an assumed 8% return) will accumulate an additional $133,000.

Imagine you get a tax refund of $3,000 every year and you're able to invest 90% or $2,700 of it over the course of even just 20 years that can compound to an extra $133,000

1 year ago Pending

Investing $2,700 (90% of a $3,000 annual tax refund) for 20 years (at an assumed 8% return) will accumulate an additional $133,000.

Imagine you get a tax refund of $3,000 every year and you're able to invest 90% or $2,700 of it over the course of even just 20 years that can compound to an extra $133,000

Consistently increasing income through job-hopping will enable an individual to reach a $1 million goal 5 years faster than someone with only standard annual raises.

Humphrey will reach his $1 million goal 5 years faster than Graham at the current Pace

1 year ago Pending

Consistently increasing income through job-hopping will enable an individual to reach a $1 million goal 5 years faster than someone with only standard annual raises.

Humphrey will reach his $1 million goal 5 years faster than Graham at the current Pace

An individual increasing income through job-hopping will have an investment balance $21,700 higher than someone with only standard raises after six years.

in total his Investments are now $21,700 higher

1 year ago Pending

An individual increasing income through job-hopping will have an investment balance $21,700 higher than someone with only standard raises after six years.

in total his Investments are now $21,700 higher

Investing $2,700 annually (from a tax refund) for 20 years at an 8% return will compound to an extra $133,000.

invest 90% or $2,700 of it [tax refund] over the course of even just 20 years that can compound to an extra $133,000

1 year ago Pending

Investing $2,700 annually (from a tax refund) for 20 years at an 8% return will compound to an extra $133,000.

invest 90% or $2,700 of it [tax refund] over the course of even just 20 years that can compound to an extra $133,000

An individual (Humphrey) job-hopping every two years for a 20% raise will earn $109,000 in six years, while another (Graham) with only 3% annual raises will earn $69,000.

by the time year six comes around Humphrey's salary is now now over six figures at $109,000 and Graham is still stuck in the slow Zone at $69,000 is per year

1 year ago Pending

An individual (Humphrey) job-hopping every two years for a 20% raise will earn $109,000 in six years, while another (Graham) with only 3% annual raises will earn $69,000.

by the time year six comes around Humphrey's salary is now now over six figures at $109,000 and Graham is still stuck in the slow Zone at $69,000 is per year

Investing $250 per month at an 8% return for 2.5 years would accumulate $8,300, representing the opportunity cost of paying off debt instead.

If you could invest that $250 per month at an 8% return instead you would actually have about $8,300 by the end of that period

1 year ago Pending

Investing $250 per month at an 8% return for 2.5 years would accumulate $8,300, representing the opportunity cost of paying off debt instead.

If you could invest that $250 per month at an 8% return instead you would actually have about $8,300 by the end of that period

Someone who job changes every two years for a 20% salary increase will reach a $1 million goal 5 years faster than someone who receives only a 3% annual raise.

Humphrey will reach his $1 million goal 5 years faster than Graham at the current Pace

1 year ago Pending

Someone who job changes every two years for a 20% salary increase will reach a $1 million goal 5 years faster than someone who receives only a 3% annual raise.

Humphrey will reach his $1 million goal 5 years faster than Graham at the current Pace

An average credit card debt of $6,515 at 18% APR, with $250 monthly payments, will take approximately 2.5 years to pay off.

if you have that much money in credit card debt at 18% APR that will take you about 2 and 1 half years to pay it off assuming you're paying off $250 per month on your credit card

1 year ago Pending

An average credit card debt of $6,515 at 18% APR, with $250 monthly payments, will take approximately 2.5 years to pay off.

if you have that much money in credit card debt at 18% APR that will take you about 2 and 1 half years to pay it off assuming you're paying off $250 per month on your credit card

Carrying a balance of high-interest rate debt will virtually guarantee one will not become a millionaire.

if you want to virtually guarantee that you won't become a millionaire all you have to do is carry a balance of high interest rate debt

1 year ago Pending

Carrying a balance of high-interest rate debt will virtually guarantee one will not become a millionaire.

if you want to virtually guarantee that you won't become a millionaire all you have to do is carry a balance of high interest rate debt

Consistently carrying a balance of high-interest rate debt will virtually guarantee an individual does not become a millionaire.

if you want to virtually guarantee that you won't become a millionaire all you have to do is carry a balance of high interest rate debt

1 year ago Pending

Consistently carrying a balance of high-interest rate debt will virtually guarantee an individual does not become a millionaire.

if you want to virtually guarantee that you won't become a millionaire all you have to do is carry a balance of high interest rate debt

Households in their 60s should aim for a net worth of $550,000 (low), $843,000 (high), or close to $2.8 million (top tier) by retirement.

on the low end you should be aiming for $550,000 and on the high end $843,000 if you're absolutely killing it perhaps your household net worth is close to $2.8 Million by now

1 year ago Pending

Households in their 60s should aim for a net worth of $550,000 (low), $843,000 (high), or close to $2.8 million (top tier) by retirement.

on the low end you should be aiming for $550,000 and on the high end $843,000 if you're absolutely killing it perhaps your household net worth is close to $2.8 Million by now

Failure to set up tax-advantaged retirement accounts could lead to having $500,000 less in retirement by age 65.

a couple hours of work maybe just a little bit of effort on your end can mean the difference between retiring well off and retiring with let's say half a million less dollars by the time you're age 65

1 year ago Pending

Failure to set up tax-advantaged retirement accounts could lead to having $500,000 less in retirement by age 65.

a couple hours of work maybe just a little bit of effort on your end can mean the difference between retiring well off and retiring with let's say half a million less dollars by the time you're age 65

Individuals in their 50s should aim for a net worth of $640,000 (low), $800,000 (middle), $1,200,000 (high), or over $2,000,000 (top tier) by age 60.

I'll put them on the screen and if you are absolutely killing it you should have over $2 million by the time you end the decade of the ' 50s

1 year ago Pending

Individuals in their 50s should aim for a net worth of $640,000 (low), $800,000 (middle), $1,200,000 (high), or over $2,000,000 (top tier) by age 60.

I'll put them on the screen and if you are absolutely killing it you should have over $2 million by the time you end the decade of the ' 50s

Creating maximum friction for a vault account will prevent access to funds until genuinely needed.

if you can create as much friction as possible with this Vault account I think you're going to be a lot better off because you're never going to be able to touch that money until you need to

1 year ago Pending

Creating maximum friction for a vault account will prevent access to funds until genuinely needed.

if you can create as much friction as possible with this Vault account I think you're going to be a lot better off because you're never going to be able to touch that money until you need to

Delaying S&P 500 investments by 10 years (starting at 35 instead of 25, investing $7,000/year at 8% return) will result in over $1 million less by age 65.

the difference between starting at age 25 and 35 now is over a million dollar by the time you hit 65

1 year ago Pending

Delaying S&P 500 investments by 10 years (starting at 35 instead of 25, investing $7,000/year at 8% return) will result in over $1 million less by age 65.

the difference between starting at age 25 and 35 now is over a million dollar by the time you hit 65

Following the outlined steps will lead to becoming a millionaire.

if you literally follow these steps to a te there is no doubt in my mind you will become a millionaire

1 year ago Pending

Following the outlined steps will lead to becoming a millionaire.

if you literally follow these steps to a te there is no doubt in my mind you will become a millionaire

Automating savings will lead to steady growth of money.

by automating your savings you will see your money grow steadily

1 year ago Pending

Automating savings will lead to steady growth of money.

by automating your savings you will see your money grow steadily

For those investing $7,000 annually in the S&P 500 (assuming an 8% return), starting at age 25 instead of 35 will result in over a million-dollar greater balance by age 65.

the difference between starting at age 25 and 35 now is over a million dollar by the time you hit 65

1 year ago Pending

For those investing $7,000 annually in the S&P 500 (assuming an 8% return), starting at age 25 instead of 35 will result in over a million-dollar greater balance by age 65.

the difference between starting at age 25 and 35 now is over a million dollar by the time you hit 65

Delaying S&P 500 investments by 10 years (starting at 35 instead of 25, investing $5,000/year at 8% return) will result in $728,800 less by age 65.

that difference now is $728,800

1 year ago Pending

Delaying S&P 500 investments by 10 years (starting at 35 instead of 25, investing $5,000/year at 8% return) will result in $728,800 less by age 65.

that difference now is $728,800

A 35-year-old investing $5,000 annually in the S&P 500 (assuming an 8% return) will have $566,000 by age 65.

at age 35 it's $566,000

1 year ago Pending

A 35-year-old investing $5,000 annually in the S&P 500 (assuming an 8% return) will have $566,000 by age 65.

at age 35 it's $566,000

Automating savings can increase one's savings rate in the next year with minimal effort.

One of the ways to increase your savings rate in the next year without even thinking too much about it is automating it

1 year ago Pending

Automating savings can increase one's savings rate in the next year with minimal effort.

One of the ways to increase your savings rate in the next year without even thinking too much about it is automating it

Individuals in their 40s should aim to pay off their mortgage entirely by age 50.

goal number three in your 40s is that you want to be paying off your mortgage in full ideally by the time you're age 50

1 year ago Pending

Individuals in their 40s should aim to pay off their mortgage entirely by age 50.

goal number three in your 40s is that you want to be paying off your mortgage in full ideally by the time you're age 50

Households in their 40s should aim for a net worth of $385,000+ (low), $434,000 (middle), $600,000+ (high), or over $1,000,000 (top tier) by age 50.

on the low end in our 40s a stretch goal is to have our household net worth be over $385,000 the middle case would be 434k and the high end would be over $600,000 now if you absolutely killing it then you might be over seven figures by now

1 year ago Pending

Households in their 40s should aim for a net worth of $385,000+ (low), $434,000 (middle), $600,000+ (high), or over $1,000,000 (top tier) by age 50.

on the low end in our 40s a stretch goal is to have our household net worth be over $385,000 the middle case would be 434k and the high end would be over $600,000 now if you absolutely killing it then you might be over seven figures by now

Delaying S&P 500 investments by 10 years (starting at 35 instead of 25, investing $3,000/year at 8% return) will result in $437,000 less by age 65.

that's a difference of $437,000 because you started 10 years later

1 year ago Pending

Delaying S&P 500 investments by 10 years (starting at 35 instead of 25, investing $3,000/year at 8% return) will result in $437,000 less by age 65.

that's a difference of $437,000 because you started 10 years later

A 25-year-old investing $5,000 annually in the S&P 500 (assuming an 8% return) will have $1.295 million by age 65.

at age 25 that becomes 1.29 5 million

1 year ago Pending

A 25-year-old investing $5,000 annually in the S&P 500 (assuming an 8% return) will have $1.295 million by age 65.

at age 25 that becomes 1.29 5 million

Saving $6,000 per year (10% of income) compounded over 40 years could result in over $1.6 million.

even if you can only manage to save $6,000 a year or 10% of your income you're still looking at over $1.6 million compounded over 40 years

1 year ago Pending

Saving $6,000 per year (10% of income) compounded over 40 years could result in over $1.6 million.

even if you can only manage to save $6,000 a year or 10% of your income you're still looking at over $1.6 million compounded over 40 years

Saving $40,000 per year will lead to millionaire status in 15 years, regardless of starting age, assuming a 7% annual market return and starting from $0.

and if you save 40K per year you become a millionaire in 15 years starting from scratch

1 year ago Pending

Saving $40,000 per year will lead to millionaire status in 15 years, regardless of starting age, assuming a 7% annual market return and starting from $0.

and if you save 40K per year you become a millionaire in 15 years starting from scratch

Investing an additional $6,000 annually into the S&P 500 can accumulate to over $500,000 in 25 years.

an extra $6,000 per year invested into the s&p500 can be well worth over $500,000 in 25 years

1 year ago Pending

Investing an additional $6,000 annually into the S&P 500 can accumulate to over $500,000 in 25 years.

an extra $6,000 per year invested into the s&p500 can be well worth over $500,000 in 25 years

Following the video's outlined financial steps will lead to achieving millionaire status.

if you literally follow these steps to a te there is no doubt in my mind you will become a millionaire

1 year ago Pending

Following the video's outlined financial steps will lead to achieving millionaire status.

if you literally follow these steps to a te there is no doubt in my mind you will become a millionaire

Saving and investing 15% of a $60,000 annual income from age 25 with an average 8% return could lead to $2.5 million by retirement.

if your salary is $60,000 a year starting at the age of 25 and you save and invest 15% of your income over time thanks to compounding and an average 8% return that could grow into $2.5 Million by the time you retire

1 year ago Pending

Saving and investing 15% of a $60,000 annual income from age 25 with an average 8% return could lead to $2.5 million by retirement.

if your salary is $60,000 a year starting at the age of 25 and you save and invest 15% of your income over time thanks to compounding and an average 8% return that could grow into $2.5 Million by the time you retire

Federal Reserve members may be less confident in making further rate cuts in 2025 due to potential tariffs and proposed worker deportations creating economic issues.

now some Federal Reserve members could be less confident in rate Cuts in the future especially in 2025 because not only the tariffs but also Trump has promised to deport workers and that could actually create issues among the federal reserve's goals of Maximum employment and price stability

1 year ago Pending

Federal Reserve members may be less confident in making further rate cuts in 2025 due to potential tariffs and proposed worker deportations creating economic issues.

now some Federal Reserve members could be less confident in rate Cuts in the future especially in 2025 because not only the tariffs but also Trump has promised to deport workers and that could actually create issues among the federal reserve's goals of Maximum employment and price stability

Investing $5,000 annually in the S&P 500 (assuming 8% annual return) will yield $1.295 million by age 65 if started at 25, and $566,000 if started at 35.

at age 25 that becomes 1.29 5 million and at age 35 it's $566,000 respectively

1 year ago Pending

Investing $5,000 annually in the S&P 500 (assuming 8% annual return) will yield $1.295 million by age 65 if started at 25, and $566,000 if started at 35.

at age 25 that becomes 1.29 5 million and at age 35 it's $566,000 respectively

An 18-year-old investing $5,000 annually in the S&P 500 (assuming an 8% return) will have $2.264 million by age 65.

starting at age 18 if you were able to invest $5,000 per year you would have $2.2 64 Million by the time you're 65

1 year ago Pending

An 18-year-old investing $5,000 annually in the S&P 500 (assuming an 8% return) will have $2.264 million by age 65.

starting at age 18 if you were able to invest $5,000 per year you would have $2.2 64 Million by the time you're 65

Saving $40,000 per year will lead to $1 million net worth in 15 years, assuming a 7% market return and starting from $0.

if you save 40K per year you become a millionaire in 15 years starting from scratch

1 year ago Pending

Saving $40,000 per year will lead to $1 million net worth in 15 years, assuming a 7% market return and starting from $0.

if you save 40K per year you become a millionaire in 15 years starting from scratch

A net worth of $197,000 at age 39 will likely grow to over $1 million by age 65, assuming consistent financial behavior.

if you have a net worth of $197,000 you're still on track to become more than a net worth millionaire by the time of age 65 because with 25 years of compounding until the age of 65 as long as you don't lose the money you should be able to get that net worth above the $1 million Mark provided you continue doing what you're doing

1 year ago Pending

A net worth of $197,000 at age 39 will likely grow to over $1 million by age 65, assuming consistent financial behavior.

if you have a net worth of $197,000 you're still on track to become more than a net worth millionaire by the time of age 65 because with 25 years of compounding until the age of 65 as long as you don't lose the money you should be able to get that net worth above the $1 million Mark provided you continue doing what you're doing

Saving $20,000 per year will lead to millionaire status in 22 years, regardless of starting age, assuming a 7% annual market return and starting from $0.

if you save 20K per year no matter where you start you will become a millionaire in 22 years

1 year ago Pending

Saving $20,000 per year will lead to millionaire status in 22 years, regardless of starting age, assuming a 7% annual market return and starting from $0.

if you save 20K per year no matter where you start you will become a millionaire in 22 years

If Trump implements proposed tariffs, prices and inflation could increase.

I bring this up because the potential tariffs that Trump wants to implement could cause prices and inflation to go back up

1 year ago Pending

If Trump implements proposed tariffs, prices and inflation could increase.

I bring this up because the potential tariffs that Trump wants to implement could cause prices and inflation to go back up

Shopping for competing car insurance rates can save $300-$500 per year.

if you just call a competing insurance company you may be able to find a cheaper insurance rate to the tune of $300 to $500 per year

1 year ago Pending

Shopping for competing car insurance rates can save $300-$500 per year.

if you just call a competing insurance company you may be able to find a cheaper insurance rate to the tune of $300 to $500 per year

Saving $20,000 per year will lead to $1 million net worth in 22 years, assuming a 7% market return and starting from $0.

if you save 20K per year no matter where you start you will become a millionaire in 22 years

1 year ago Pending

Saving $20,000 per year will lead to $1 million net worth in 22 years, assuming a 7% market return and starting from $0.

if you save 20K per year no matter where you start you will become a millionaire in 22 years

A 45-year-old investing $3,000 annually in the S&P 500 (assuming an 8% return) will have $137,400 by age 65.

at 45... it's $137,400

1 year ago Pending

A 45-year-old investing $3,000 annually in the S&P 500 (assuming an 8% return) will have $137,400 by age 65.

at 45... it's $137,400

An individual starting to invest $5,000 annually in the S&P 500 at age 18 (assuming 8% annual return) will have $2.264 million by age 65.

starting at age 18 if you were able to invest $5,000 per year you would have $2.2 64 Million by the time you're 65

1 year ago Pending

An individual starting to invest $5,000 annually in the S&P 500 at age 18 (assuming 8% annual return) will have $2.264 million by age 65.

starting at age 18 if you were able to invest $5,000 per year you would have $2.2 64 Million by the time you're 65

Individuals in their 30s should aim for a net worth of $162,000 (low), $270,000+ (high), or $660,000 (top tier) by age 40.

I think on the low end you should strive for $162,000 by the time you are ending the decade of your 30s on the high end that's going to be $270,000 in plus and if you are killing it you may want to strive for the $660,000 mark by the time you're 40

1 year ago Pending

Individuals in their 30s should aim for a net worth of $162,000 (low), $270,000+ (high), or $660,000 (top tier) by age 40.

I think on the low end you should strive for $162,000 by the time you are ending the decade of your 30s on the high end that's going to be $270,000 in plus and if you are killing it you may want to strive for the $660,000 mark by the time you're 40

Mortgage rates were predicted to soften slightly in 2025.

my entire thesis was that the rates will likely continue to soften at least a little bit in 2025

1 year ago Pending

Mortgage rates were predicted to soften slightly in 2025.

my entire thesis was that the rates will likely continue to soften at least a little bit in 2025

Saving $10,000 per year ($833/month) will lead to millionaire status in 30 years, regardless of starting age, assuming a 7% annual market return and starting from $0.

if you are able to save $10,000 per year or about $833 per month you will hit millionaire from zero in 30 years regardless of your age

1 year ago Pending

Saving $10,000 per year ($833/month) will lead to millionaire status in 30 years, regardless of starting age, assuming a 7% annual market return and starting from $0.

if you are able to save $10,000 per year or about $833 per month you will hit millionaire from zero in 30 years regardless of your age

Reducing Starbucks visits from three to one per week, saving $520 annually, will not be sufficient to double one's savings rate.

if you cut back from say three visits a week to one per week you would save $520 a year but that alone won't double your savings rate

1 year ago Pending

Reducing Starbucks visits from three to one per week, saving $520 annually, will not be sufficient to double one's savings rate.

if you cut back from say three visits a week to one per week you would save $520 a year but that alone won't double your savings rate

Saving $10,000 per year will lead to $1 million net worth in 30 years, assuming a 7% market return and starting from $0.

if you are able to save $10,000 per year or about $833 per month you will hit millionaire from zero in 30 years regardless of your age

1 year ago Pending

Saving $10,000 per year will lead to $1 million net worth in 30 years, assuming a 7% market return and starting from $0.

if you are able to save $10,000 per year or about $833 per month you will hit millionaire from zero in 30 years regardless of your age

Economists predict the Fed will cut rates once per quarter in 2025, reaching a federal funds rate of 3.75% to 4%.

Economists believe that the FED will continue cutting rates once per quarter in 2025 until the federal funds rate lands around 3.75 to 4%.

1 year ago Pending

Economists predict the Fed will cut rates once per quarter in 2025, reaching a federal funds rate of 3.75% to 4%.

Economists believe that the FED will continue cutting rates once per quarter in 2025 until the federal funds rate lands around 3.75 to 4%.

A 35-year-old investing $3,000 annually in the S&P 500 (assuming an 8% return) will have $339,000 by age 65.

at age 35 it's 339,000

1 year ago Pending

A 35-year-old investing $3,000 annually in the S&P 500 (assuming an 8% return) will have $339,000 by age 65.

at age 35 it's 339,000

An individual starting to invest $3,000 annually in the S&P 500 at age 35 (assuming 8% annual return) will have $339,000 by age 65.

if you wait 10 years later and start at age 35 your ending balance is now $339,000

1 year ago Pending

An individual starting to invest $3,000 annually in the S&P 500 at age 35 (assuming 8% annual return) will have $339,000 by age 65.

if you wait 10 years later and start at age 35 your ending balance is now $339,000

An individual starting at age 30 and saving $20,000 annually will reach millionaire status by age 52, assuming a 7% annual market return and starting from $0.

and if you save 20K per year you can be a millionaire at age 52

1 year ago Pending

An individual starting at age 30 and saving $20,000 annually will reach millionaire status by age 52, assuming a 7% annual market return and starting from $0.

and if you save 20K per year you can be a millionaire at age 52

High-yield savings account interest rates are predicted to decrease following the recent Fed rate cut.

but after this cut most likely we're going to see Banks also move that rate downwards in lock Step

1 year ago Pending

High-yield savings account interest rates are predicted to decrease following the recent Fed rate cut.

but after this cut most likely we're going to see Banks also move that rate downwards in lock Step

The author predicted Machine Zone's performance would decline after its original CEO was replaced in 2018.

without him at the head of the ship I thought they were a little bit doomed

1 year ago Pending

The author predicted Machine Zone's performance would decline after its original CEO was replaced in 2018.

without him at the head of the ship I thought they were a little bit doomed

Viewers who apply the shared strategies can double their savings in the next year (2025).

I'm going to share five powerful yet simple strategies that can help you on your way to double your savings in the next year

1 year ago Pending

Viewers who apply the shared strategies can double their savings in the next year (2025).

I'm going to share five powerful yet simple strategies that can help you on your way to double your savings in the next year

Private equity firms are predicted to invest $12 billion in the NFL over a six-year period.

these companies promise to infuse the NFL with1 billion in a six-year period

1 year ago Pending

Private equity firms are predicted to invest $12 billion in the NFL over a six-year period.

these companies promise to infuse the NFL with1 billion in a six-year period

Investing $250 per month starting at age 30 will result in a net worth significantly above the $454,000 median by one's 60s.

you could literally start this at the age of 30 invest $250 a month and you would be way above that by the time you're in your 60s

1 year ago Pending

Investing $250 per month starting at age 30 will result in a net worth significantly above the $454,000 median by one's 60s.

you could literally start this at the age of 30 invest $250 a month and you would be way above that by the time you're in your 60s

An annual investment of $6,000 into the S&P 500 is projected to be worth over $500,000 in 25 years.

an extra $6,000 every year invested into the S&P 500 can be well worth over $500,000 25 years

1 year ago Pending

An annual investment of $6,000 into the S&P 500 is projected to be worth over $500,000 in 25 years.

an extra $6,000 every year invested into the S&P 500 can be well worth over $500,000 25 years

89 out of 101 surveyed economists expect the Fed to lower rates by 0.25% or 0.5% by the end of 2024.

According to a recent poll by readers which surveyed 101 economists they actually found that 89 of them expected the FED might lower rates by another .25% or even. 5% by the year end.

1 year ago Pending

89 out of 101 surveyed economists expect the Fed to lower rates by 0.25% or 0.5% by the end of 2024.

According to a recent poll by readers which surveyed 101 economists they actually found that 89 of them expected the FED might lower rates by another .25% or even. 5% by the year end.

A 25-year-old investing $3,000 annually in the S&P 500 (assuming an 8% return) will have $777,000 by age 65.

if you start at age 25 the value at 65 is now $777,000

1 year ago Pending

A 25-year-old investing $3,000 annually in the S&P 500 (assuming an 8% return) will have $777,000 by age 65.

if you start at age 25 the value at 65 is now $777,000

US-based suppliers will likely pass on tariff costs to the end consumer.

so what they're going to do is just pass on those costs probably to the end consumer which is you

1 year ago Pending

US-based suppliers will likely pass on tariff costs to the end consumer.

so what they're going to do is just pass on those costs probably to the end consumer which is you

A 25-year-old, earning $50,000 pre-tax ($40,000 after-tax) and consistently investing 10% of their after-tax income ($4,000) annually, will accumulate $1.314 million by age 67, assuming an 8% average annual return.

they're going to be able to have a balance of 1.314 Million by the time that they're age 67 assuming an 8% return on their money

1 year ago Pending

A 25-year-old, earning $50,000 pre-tax ($40,000 after-tax) and consistently investing 10% of their after-tax income ($4,000) annually, will accumulate $1.314 million by age 67, assuming an 8% average annual return.

they're going to be able to have a balance of 1.314 Million by the time that they're age 67 assuming an 8% return on their money

Someone starting to invest at age 45 with a $200,000 annual salary, saving 35% of their income, and achieving a 7% annual return on their portfolio, is projected to retire with approximately $4.8 million.

if you're able to stick with that savings rate [35% of $200k salary, starting at 45] and you get a 7% return in your portfolio you'll probably retire with close to $4.8 million

1 year ago Pending

Someone starting to invest at age 45 with a $200,000 annual salary, saving 35% of their income, and achieving a 7% annual return on their portfolio, is projected to retire with approximately $4.8 million.

if you're able to stick with that savings rate [35% of $200k salary, starting at 45] and you get a 7% return in your portfolio you'll probably retire with close to $4.8 million

An individual starting to invest $3,000 annually in the S&P 500 at age 25 (assuming 8% annual return) will have $777,000 by age 65.

if you start at age 25 the value at 65 is now $777,000

1 year ago Pending

An individual starting to invest $3,000 annually in the S&P 500 at age 25 (assuming 8% annual return) will have $777,000 by age 65.

if you start at age 25 the value at 65 is now $777,000

Author is more optimistic about the future performance of the US stock market compared to international markets, implying it will outperform.

but I personally am more bullish on the US Stock Market than anywhere else

1 year ago Pending

Author is more optimistic about the future performance of the US stock market compared to international markets, implying it will outperform.

but I personally am more bullish on the US Stock Market than anywhere else

The author predicted Machine Zone would go public (IPO) when they bought the stock options in late 2016.

in my head at the time machine Zone was definitely going to go public

1 year ago Pending

The author predicted Machine Zone would go public (IPO) when they bought the stock options in late 2016.

in my head at the time machine Zone was definitely going to go public

An individual starting at age 30 and saving $10,000 annually will reach millionaire status by age 60, assuming a 7% annual market return and starting from $0.

if you're someone who's the age of 30 and you save 10K per year you'll be a millionaire at the age of 60

1 year ago Pending

An individual starting at age 30 and saving $10,000 annually will reach millionaire status by age 60, assuming a 7% annual market return and starting from $0.

if you're someone who's the age of 30 and you save 10K per year you'll be a millionaire at the age of 60

It is unlikely for an individual to achieve market returns greater than 10% if they have debt with an interest rate above 10%.

if you have debt with a rate of over 10% it's unlikely that you can get this type of return in the market

1 year ago Pending

It is unlikely for an individual to achieve market returns greater than 10% if they have debt with an interest rate above 10%.

if you have debt with a rate of over 10% it's unlikely that you can get this type of return in the market

The author predicts he will save enough money for a fancy vacation by the end of 2025.

I also want to save up for a fancy vacation at the end of the year

1 year ago Pending

The author predicts he will save enough money for a fancy vacation by the end of 2025.

I also want to save up for a fancy vacation at the end of the year

Investing $3,000 annually at an 8% average S&P 500 return will yield over $1.18 million by one's 60s.

even at $3,000 a year if you get the average returns at the S&P 500 of 8% by the time you're in your 60s you'll still end up with an ending balance of over $1.18 to million

1 year ago Pending

Investing $3,000 annually at an 8% average S&P 500 return will yield over $1.18 million by one's 60s.

even at $3,000 a year if you get the average returns at the S&P 500 of 8% by the time you're in your 60s you'll still end up with an ending balance of over $1.18 to million

An 18-year-old investing $3,000 annually in the S&P 500 (assuming an 8% return) will have $1.358 million by age 65.

if you're able to start at age 18 investing $3,000 per year by the time you're 65 your ending balance is going to be $1.35 eight million

1 year ago Pending

An 18-year-old investing $3,000 annually in the S&P 500 (assuming an 8% return) will have $1.358 million by age 65.

if you're able to start at age 18 investing $3,000 per year by the time you're 65 your ending balance is going to be $1.35 eight million

The Federal Reserve is expected to cut interest rates at least one more time in 2024.

The FED has hinted that they will cut interest rates at least one more time this year.

1 year ago Pending

The Federal Reserve is expected to cut interest rates at least one more time in 2024.

The FED has hinted that they will cut interest rates at least one more time this year.

Investing in low-cost, broadly diversified index funds, such as an S&P 500 index fund, will yield an average annual return of 8%.

in order to get that 8% like I discussed earlier we're going to be mostly investing in lowcost broadly Diversified index funds that track the market so an example would be like the index the S&P 500

1 year ago Pending

Investing in low-cost, broadly diversified index funds, such as an S&P 500 index fund, will yield an average annual return of 8%.

in order to get that 8% like I discussed earlier we're going to be mostly investing in lowcost broadly Diversified index funds that track the market so an example would be like the index the S&P 500

Someone starting to invest in their 30s with an $80,000 annual salary, saving 15-20% of their income, and achieving a 7% annual return on their S&P 500 portfolio, is projected to accumulate a $2 million balance by retirement.

if you start investing in your 30s and let's pretend you make $80,000 per year if you can save 15 to 20% of your income annually you actually will be able to end up with a $2 million balance by the time you retire this also accounts for a 7% return rate with the S&P 500

1 year ago Pending

Someone starting to invest in their 30s with an $80,000 annual salary, saving 15-20% of their income, and achieving a 7% annual return on their S&P 500 portfolio, is projected to accumulate a $2 million balance by retirement.

if you start investing in your 30s and let's pretend you make $80,000 per year if you can save 15 to 20% of your income annually you actually will be able to end up with a $2 million balance by the time you retire this also accounts for a 7% return rate with the S&P 500

Individual predicted to become a millionaire by age 47, assuming a 15% savings rate, 6% annual raise, and 10% annual portfolio return.

lastly with a 15% savings rate and 6% raise every year he calculated that I could become a millionaire by the time I was 47 years old if I were able to get a 10% rate of return

1 year ago Pending

Individual predicted to become a millionaire by age 47, assuming a 15% savings rate, 6% annual raise, and 10% annual portfolio return.

lastly with a 15% savings rate and 6% raise every year he calculated that I could become a millionaire by the time I was 47 years old if I were able to get a 10% rate of return

An individual starting to invest $3,000 annually in the S&P 500 at age 18 (assuming 8% annual return) will have $1.358 million by age 65.

if you're able to start at age 18 investing $3,000 per year by the time you're 65 your ending balance is going to be $1.35 eight million

1 year ago Pending

An individual starting to invest $3,000 annually in the S&P 500 at age 18 (assuming 8% annual return) will have $1.358 million by age 65.

if you're able to start at age 18 investing $3,000 per year by the time you're 65 your ending balance is going to be $1.35 eight million

The trend of real estate deed fraud and the overall situation related to these scams will worsen within six months of the video's publication date (November 11, 2024), i.e., by May 11, 2025.

I feel like even if you watch this video in 6 months from now this trend and situation definitely is just going to get worse

1 year ago Pending

The trend of real estate deed fraud and the overall situation related to these scams will worsen within six months of the video's publication date (November 11, 2024), i.e., by May 11, 2025.

I feel like even if you watch this video in 6 months from now this trend and situation definitely is just going to get worse

Freezing credit with all three credit bureaus will protect individuals from hackers attempting to open new credit cards using their social security number.

this will actually protect you in the case a hacker tries to apply for let's say a new credit card using your social security number

1 year ago Pending

Freezing credit with all three credit bureaus will protect individuals from hackers attempting to open new credit cards using their social security number.

this will actually protect you in the case a hacker tries to apply for let's say a new credit card using your social security number

An annual investment of $6,000 into the S&P 500 is predicted to grow to over $500,000 within 25 years.

an extra $6,000 every year invested into the S&P 500 can be well worth over $500,000 25 years

1 year ago Pending

An annual investment of $6,000 into the S&P 500 is predicted to grow to over $500,000 within 25 years.

an extra $6,000 every year invested into the S&P 500 can be well worth over $500,000 25 years

Individuals in their 20s should aim for a net worth of $42,500 (low), $53,000 (middle), or $250,000 (top 5-10%) by age 30.

if you're in your 20s looking to be financially free one day these are more above average Targets on the low end We should strive for a $42,500 495 and if you're somewhere in the middle that might look like around $53,000 in net worth now if you are absolutely killing it I have a column just for that and if you want to be in the top let's say 10 or 5% of net worth by the age of 30 you should have a net worth of $250,000

1 year ago Pending

Individuals in their 20s should aim for a net worth of $42,500 (low), $53,000 (middle), or $250,000 (top 5-10%) by age 30.

if you're in your 20s looking to be financially free one day these are more above average Targets on the low end We should strive for a $42,500 495 and if you're somewhere in the middle that might look like around $53,000 in net worth now if you are absolutely killing it I have a column just for that and if you want to be in the top let's say 10 or 5% of net worth by the age of 30 you should have a net worth of $250,000

Total stock market index funds (e.g., VTSAX/VTI) are predicted to yield an average annual return of 8% to 10%.

The percentage return on that will be between 8 and 10%.

1 year ago Pending

Total stock market index funds (e.g., VTSAX/VTI) are predicted to yield an average annual return of 8% to 10%.

The percentage return on that will be between 8 and 10%.

Individuals who are hyper-savers (saving double the recommended benchmarks, e.g., 6x salary by age 40) are predicted to not run out of money in their lifetime and will likely stay on or ahead of their financial retirement track.

my assumption is that if you're in that position you're probably naturally really good at saving you're probably not going to run out of money in your lifetime because you're making so much more money and your habits are so good that you will most likely stay on track or even stay ahead of track even if somebody tells you to spend more of your money

1 year ago Pending

Individuals who are hyper-savers (saving double the recommended benchmarks, e.g., 6x salary by age 40) are predicted to not run out of money in their lifetime and will likely stay on or ahead of their financial retirement track.

my assumption is that if you're in that position you're probably naturally really good at saving you're probably not going to run out of money in your lifetime because you're making so much more money and your habits are so good that you will most likely stay on track or even stay ahead of track even if somebody tells you to spend more of your money

Investing in any of the listed 'dividend king' companies is predicted to provide a reliable source of passive income.

holding any of these companies more or less guarantees you a true form of passive income

1 year ago Pending

Investing in any of the listed 'dividend king' companies is predicted to provide a reliable source of passive income.

holding any of these companies more or less guarantees you a true form of passive income

Individuals who attempted the viral Chase 'money glitch' fraud will face severe legal repercussions, including potential fines of $500,000 or more and several years in prison.

Chase has all of your information like your social security number and they're not just going to let this one slide firsttime offenders can face fines up to $500,000 or more as well as several years in prison

1 year ago Pending

Individuals who attempted the viral Chase 'money glitch' fraud will face severe legal repercussions, including potential fines of $500,000 or more and several years in prison.

Chase has all of your information like your social security number and they're not just going to let this one slide firsttime offenders can face fines up to $500,000 or more as well as several years in prison

Banan dessert shack's annual revenue predicted to be approximately $700,000.

so combined it's going to be about $700,000 per year is that accurate? pretty close a little on the high side but you're in the ballpark

1 year ago Pending

Banan dessert shack's annual revenue predicted to be approximately $700,000.

so combined it's going to be about $700,000 per year is that accurate? pretty close a little on the high side but you're in the ballpark

An individual earning $50,000 annually from age 25 to 65, saving 10% of their income, will accumulate $1.398 million by age 65, providing a comfortable retirement.

even let's say you make a modest sum of money pretend you make $50,000 a year from the ages of 25 to 65 every single year you clock in you make 50k and you never get a raise but you're able to save 10% that will still get you a balance of $1 1398 Million by the time you're 65 which will actually give you a comfortable retirement

1 year ago Pending

An individual earning $50,000 annually from age 25 to 65, saving 10% of their income, will accumulate $1.398 million by age 65, providing a comfortable retirement.

even let's say you make a modest sum of money pretend you make $50,000 a year from the ages of 25 to 65 every single year you clock in you make 50k and you never get a raise but you're able to save 10% that will still get you a balance of $1 1398 Million by the time you're 65 which will actually give you a comfortable retirement

Berkshire Hathaway Class A shares are predicted to not undergo a stock split.

Class A shares will probably not be stock split

1 year ago Pending

Berkshire Hathaway Class A shares are predicted to not undergo a stock split.

Class A shares will probably not be stock split

Berkshire Hathaway Class A shares are predicted to not undergo a stock split.

Class A shares will probably not be stock split

1 year ago Pending

Berkshire Hathaway Class A shares are predicted to not undergo a stock split.

Class A shares will probably not be stock split

Maserati Quattroporte will depreciate by 64.5% over a 5-year period from the video's publish date (2024-09-13).

the quadro Porte has an average 5year depreciation of 64.5%

1 year ago Pending

Maserati Quattroporte will depreciate by 64.5% over a 5-year period from the video's publish date (2024-09-13).

the quadro Porte has an average 5year depreciation of 64.5%

BMW 7 Series will depreciate by 61.8% over a 5-year period from the video's publish date (2024-09-13).

BMW 7 Series 61.8% average 5year depreciation

1 year ago Pending

BMW 7 Series will depreciate by 61.8% over a 5-year period from the video's publish date (2024-09-13).

BMW 7 Series 61.8% average 5year depreciation

The 19-year-old subscriber is predicted to become quite wealthy one day, provided he maintains good financial habits and avoids major financial pitfalls.

there's no doubt in my mind that he will probably be quite wealthy one day that's as long as he maintains good habits stays away from things like sports gambling and lifestyle inflation and doesn't get ruined by some catastrophic event or take on too much leverage at age 19

1 year ago Pending

The 19-year-old subscriber is predicted to become quite wealthy one day, provided he maintains good financial habits and avoids major financial pitfalls.

there's no doubt in my mind that he will probably be quite wealthy one day that's as long as he maintains good habits stays away from things like sports gambling and lifestyle inflation and doesn't get ruined by some catastrophic event or take on too much leverage at age 19

After his 9-month Army stint in 2025, the 19-year-old subscriber is predicted to have approximately $50,000 in cash, based on expected earnings and low expenses during service.

he says that after he's done with the Army stint he should have around 50k in cash because he's going to make around $30,000 in the Army after tax and I assume he's just not going to spend that much money because he's going to be in the Army

1 year ago Pending

After his 9-month Army stint in 2025, the 19-year-old subscriber is predicted to have approximately $50,000 in cash, based on expected earnings and low expenses during service.

he says that after he's done with the Army stint he should have around 50k in cash because he's going to make around $30,000 in the Army after tax and I assume he's just not going to spend that much money because he's going to be in the Army

Maserati Ghibli will depreciate by 61.3% of its purchase price over a 5-year period from the video's publish date (2024-09-13).

Maserati gibli you will lose 61.3% of the purchase price over 5 years

1 year ago Pending

Maserati Ghibli will depreciate by 61.3% of its purchase price over a 5-year period from the video's publish date (2024-09-13).

Maserati gibli you will lose 61.3% of the purchase price over 5 years

BMW 5 Series Hybrid will depreciate by 58.8% over a 5-year period from the video's publish date (2024-09-13).

BMW 5 series hybrid that has a 58.8% depreciation rate over 5 years

1 year ago Pending

BMW 5 Series Hybrid will depreciate by 58.8% over a 5-year period from the video's publish date (2024-09-13).

BMW 5 series hybrid that has a 58.8% depreciation rate over 5 years

The 19-year-old subscriber is predicted to serve in the Army for the first 9 months of 2025.

He's also going to be in the Army for the first 9 months next year

1 year ago Pending

The 19-year-old subscriber is predicted to serve in the Army for the first 9 months of 2025.

He's also going to be in the Army for the first 9 months next year

Cadillac Escalade ESV will depreciate by 58% over a 5-year period from the video's publish date (2024-09-13).

it loses 58% of its value to depreciation over a 5-year period

1 year ago Pending

Cadillac Escalade ESV will depreciate by 58% over a 5-year period from the video's publish date (2024-09-13).

it loses 58% of its value to depreciation over a 5-year period

Credit card interest rates are expected to decrease slightly.

the interest rates on your credit card may start coming down ever so slightly

1 year ago Pending

Credit card interest rates are expected to decrease slightly.

the interest rates on your credit card may start coming down ever so slightly

Mortgage rates could decrease further due to the Federal Reserve's larger-than-expected 50 basis point rate cut.

if the market gets surprised with a 50 basis point cut then we could actually see mortgage rates coming down even more

1 year ago Pending

Mortgage rates could decrease further due to the Federal Reserve's larger-than-expected 50 basis point rate cut.

if the market gets surprised with a 50 basis point cut then we could actually see mortgage rates coming down even more

The 33-year-old subscriber is predicted to achieve FIRE in approximately 21 years if he maintains his current income and a 25% savings rate.

I just plugged his stats into the net worth ofy early retirement calculator and he should be able to fire no problem in about 21 is years if he earns the same exact money he does now and saves 25%

1 year ago Pending

The 33-year-old subscriber is predicted to achieve FIRE in approximately 21 years if he maintains his current income and a 25% savings rate.

I just plugged his stats into the net worth ofy early retirement calculator and he should be able to fire no problem in about 21 is years if he earns the same exact money he does now and saves 25%

The 33-year-old subscriber is predicted to receive a $10,000 raise in Q1 2025, increasing his annual salary to $155,000.

he's expecting a $10,000 raise in quarter 1 of 2025 so let's say in a few months he'll be making 155k per year

1 year ago Pending

The 33-year-old subscriber is predicted to receive a $10,000 raise in Q1 2025, increasing his annual salary to $155,000.

he's expecting a $10,000 raise in quarter 1 of 2025 so let's say in a few months he'll be making 155k per year

High yield savings account (HYSA) interest rates will likely decrease following the Federal Reserve's rate cuts.

once the Federal Reserve Cuts rates it's likely that your yield percentage on your hysa will probably move in lock step downwards

1 year ago Pending

High yield savings account (HYSA) interest rates will likely decrease following the Federal Reserve's rate cuts.

once the Federal Reserve Cuts rates it's likely that your yield percentage on your hysa will probably move in lock step downwards

A 22-year-old earning $67k/year and saving 80% is guaranteed an awesome start to investing life if consistent and disciplined.

when you're making 67k a year at the age of 22 and you're saving 80% of it you can pretty much guarantee yourself an awesome start to your investing life as long as you stay consistent and disciplined

1 year ago Pending

A 22-year-old earning $67k/year and saving 80% is guaranteed an awesome start to investing life if consistent and disciplined.

when you're making 67k a year at the age of 22 and you're saving 80% of it you can pretty much guarantee yourself an awesome start to your investing life as long as you stay consistent and disciplined

The 22-year-old saver is predicted to be able to afford a home within a couple of years if he continues his current earning and saving rate.

A couple more years of earning and saving at his current rate is the only thing holding him between where he is right now and actually buying that house

1 year ago Pending

The 22-year-old saver is predicted to be able to afford a home within a couple of years if he continues his current earning and saving rate.

A couple more years of earning and saving at his current rate is the only thing holding him between where he is right now and actually buying that house

An individual saving $40,000 per year (assuming 7% market return and starting from zero) will become a millionaire in 15 years.

and if you save 40K per year you become a millionaire in 15 years starting from scratch

1 year ago Pending

An individual saving $40,000 per year (assuming 7% market return and starting from zero) will become a millionaire in 15 years.

and if you save 40K per year you become a millionaire in 15 years starting from scratch

The author predicts that current economic indicators (like increased sausage demand and reduced consumer spend at Starbucks/McDonald's) do not mean the US is headed for a recession.

but does this all mean that we're headed for a recession? probably not

1 year ago Pending

The author predicts that current economic indicators (like increased sausage demand and reduced consumer spend at Starbucks/McDonald's) do not mean the US is headed for a recession.

but does this all mean that we're headed for a recession? probably not

A three-fund portfolio is predicted to return 6-10% on average, used for retirement calculations.

I would say though that on average a three fund portfolio would typically return anywhere from 6 to 10% so that's probably what I'm going to be banking on in my calculations for when he's ready to retire

1 year ago Pending

A three-fund portfolio is predicted to return 6-10% on average, used for retirement calculations.

I would say though that on average a three fund portfolio would typically return anywhere from 6 to 10% so that's probably what I'm going to be banking on in my calculations for when he's ready to retire

An individual saving $20,000 per year (assuming 7% market return and starting from zero) will become a millionaire in 22 years.

if you save 20K per year no matter where you start you will become a millionaire in 22 years

1 year ago Pending

An individual saving $20,000 per year (assuming 7% market return and starting from zero) will become a millionaire in 22 years.

if you save 20K per year no matter where you start you will become a millionaire in 22 years

An individual saving $10,000 per year (assuming 7% market return and starting from zero) will become a millionaire in 30 years.

if you are able to save $10,000 per year or about $833 per month you will hit millionaire from zero in 30 years regardless of your age

1 year ago Pending

An individual saving $10,000 per year (assuming 7% market return and starting from zero) will become a millionaire in 30 years.

if you are able to save $10,000 per year or about $833 per month you will hit millionaire from zero in 30 years regardless of your age

If supply chain disruptions from the strike extend beyond one or two months, further inflation could occur as early as 2025, significantly hindering the Federal Reserve's ability to cut interest rates.

if we were to see supply chain disruptions past one or two months we could see further inflation as early as 20125 which dramatically would hurt the chances of the Federal Reserve cutting interest rates further

1 year ago Pending

If supply chain disruptions from the strike extend beyond one or two months, further inflation could occur as early as 2025, significantly hindering the Federal Reserve's ability to cut interest rates.

if we were to see supply chain disruptions past one or two months we could see further inflation as early as 20125 which dramatically would hurt the chances of the Federal Reserve cutting interest rates further

Individuals exhibiting the described financial habits (prioritizing high savings, tracking net worth, avoiding lifestyle creep) are predicted to become multi-millionaires.

three subtle signs you're on track to be a multi-millionaire at some point in your life

1 year ago Pending

Individuals exhibiting the described financial habits (prioritizing high savings, tracking net worth, avoiding lifestyle creep) are predicted to become multi-millionaires.

three subtle signs you're on track to be a multi-millionaire at some point in your life

The port strike's biggest impact will be widespread inflation across the economy.

I personally think that the biggest impact that this entire Port strike will have is just straight up inflation across the board

1 year ago Pending

The port strike's biggest impact will be widespread inflation across the economy.

I personally think that the biggest impact that this entire Port strike will have is just straight up inflation across the board

If the port strike lasts longer than 2-3 months (referring to the 60-90 day supply), car prices could surge again.

if the strike goes longer than a few months we could see prices surge again

1 year ago Pending

If the port strike lasts longer than 2-3 months (referring to the 60-90 day supply), car prices could surge again.

if the strike goes longer than a few months we could see prices surge again

If the port strike is not resolved quickly, prices for bananas, imported chocolate, and cherries could increase.

if the strike isn't resolved in a timely fashion bananas could get more expensive as well as other Specialty Foods like imported chocolate as well as cherries

1 year ago Pending

If the port strike is not resolved quickly, prices for bananas, imported chocolate, and cherries could increase.

if the strike isn't resolved in a timely fashion bananas could get more expensive as well as other Specialty Foods like imported chocolate as well as cherries

The author predicts that most US retirees will spend less than $72,000-$84,000 annually in retirement.

I'm going to argue that most retirees in America probably won't spend between 72 to $84,000 per year in retirement.

1 year ago Pending

The author predicts that most US retirees will spend less than $72,000-$84,000 annually in retirement.

I'm going to argue that most retirees in America probably won't spend between 72 to $84,000 per year in retirement.

New real estate agents without connections will likely spend 2-3 years working in low-level administrative roles to build their client base and gain industry familiarity.

you want to start with a group of some sort and it's probably going to mean that you're you know working lowlevel kind of administrative stuff for a long time 2 three years probably uh because you need to kind of build your client base and kind of get familiar with the industry

1 year ago Pending

New real estate agents without connections will likely spend 2-3 years working in low-level administrative roles to build their client base and gain industry familiarity.

you want to start with a group of some sort and it's probably going to mean that you're you know working lowlevel kind of administrative stuff for a long time 2 three years probably uh because you need to kind of build your client base and kind of get familiar with the industry

The house might be bought by a future presidential candidate or a retired president.

a possible future presidential candidate do you think they would buy this possibly yeah if they can't get into the White House or could buy this or a retired president

1 year ago Pending

The house might be bought by a future presidential candidate or a retired president.

a possible future presidential candidate do you think they would buy this possibly yeah if they can't get into the White House or could buy this or a retired president

The author predicts that the economy is likely not headed for a recession.

but does this all mean that we're headed for a recession? probably not.

1 year ago Pending

The author predicts that the economy is likely not headed for a recession.

but does this all mean that we're headed for a recession? probably not.

Annual cost of owning a supercar could double or triple the estimated $31,385 if driven 15,000 miles per year, depending on replacement needs.

if we did drive a superar for 15,000 mi I could easily see our cost being double that or maybe even triple that depending on what you had to replace

1 year ago Pending

Annual cost of owning a supercar could double or triple the estimated $31,385 if driven 15,000 miles per year, depending on replacement needs.

if we did drive a superar for 15,000 mi I could easily see our cost being double that or maybe even triple that depending on what you had to replace

Chase is predicted to take action against individuals who committed check fraud using their accounts.

Chase has all of your information like your social security number and they're not just going to let this one slide

1 year ago Pending

Chase is predicted to take action against individuals who committed check fraud using their accounts.

Chase has all of your information like your social security number and they're not just going to let this one slide

Annual maintenance for a supercar is estimated to be a minimum of $3,000.

you could be looking at a minimum of $3,000

1 year ago Pending

Annual maintenance for a supercar is estimated to be a minimum of $3,000.

you could be looking at a minimum of $3,000

McLaren Artura insurance cost will be around $6,000 annually if driven 10,000-15,000 miles per year.

if this was if this was uh being uh driven you know 10,000 15,000 miles a year you're probably like $6,000 of insurance

1 year ago Pending

McLaren Artura insurance cost will be around $6,000 annually if driven 10,000-15,000 miles per year.

if this was if this was uh being uh driven you know 10,000 15,000 miles a year you're probably like $6,000 of insurance

Most American retirees are predicted to spend less than $72,000-$84,000 per year in retirement.

I'm going to argue that most retirees in America probably won't spend between 72 to $84,000 per year in retirement

1 year ago Pending

Most American retirees are predicted to spend less than $72,000-$84,000 per year in retirement.

I'm going to argue that most retirees in America probably won't spend between 72 to $84,000 per year in retirement

Making bi-weekly mortgage payments on a 30-year fixed home loan could result in paying it off 6 to 8 years earlier.

and a bi-weekly mortgage payment for example could allow you to pay off your home 6 to 8 years earlier on a 30-year fixed term

1 year ago Pending

Making bi-weekly mortgage payments on a 30-year fixed home loan could result in paying it off 6 to 8 years earlier.

and a bi-weekly mortgage payment for example could allow you to pay off your home 6 to 8 years earlier on a 30-year fixed term

Making bi-weekly mortgage payments can reduce the repayment period of a 30-year fixed mortgage by 6 to 8 years.

a bi-weekly mortgage payment for example could allow you to pay off your home 6 to 8 years earlier on a 30-year fixed term

1 year ago Pending

Making bi-weekly mortgage payments can reduce the repayment period of a 30-year fixed mortgage by 6 to 8 years.

a bi-weekly mortgage payment for example could allow you to pay off your home 6 to 8 years earlier on a 30-year fixed term

A 25-year-old individual, making $50,000 annually ($40,000 after tax) and consistently investing 10% of their income at an 8% annual return, will accumulate a balance of $1.314 million by age 67 for retirement.

Let's take someone who's the age of 25 making $50,000 a year so $40,000 a year after tax now assuming their salary stays fixed over their entire career so they never get a new job they never get a promotion they just do the same thing until they're 67 years old and ready for retirement but they invest 10% of their income consistently they're going to be able to have a balance of 1314 Million by the time that they're age 67 assuming an 8% return on their money

1 year ago Pending

A 25-year-old individual, making $50,000 annually ($40,000 after tax) and consistently investing 10% of their income at an 8% annual return, will accumulate a balance of $1.314 million by age 67 for retirement.

Let's take someone who's the age of 25 making $50,000 a year so $40,000 a year after tax now assuming their salary stays fixed over their entire career so they never get a new job they never get a promotion they just do the same thing until they're 67 years old and ready for retirement but they invest 10% of their income consistently they're going to be able to have a balance of 1314 Million by the time that they're age 67 assuming an 8% return on their money

Berkshire Hathaway Class A shares are predicted to not undergo a stock split.

Class A shares will probably not be stock split

1 year ago Pending

Berkshire Hathaway Class A shares are predicted to not undergo a stock split.

Class A shares will probably not be stock split

A 0.5% lower interest rate on a $500,000 30-year mortgage (e.g., 6.5% vs 7.0%) will save over $39,000 in interest over the loan's duration.

let's say you want to buy a $500,000 house in Texas with a good credit score you might qualify for a 30-year mortgage at a 6.5% interest rate now if you had an average credit score your interest rate might be a little bit higher 7% now that's just a point .5% difference now that 5% difference in your mortgage rate could actually amount to over $39,000 in saved interest over the course of your mortgage

1 year ago Pending

A 0.5% lower interest rate on a $500,000 30-year mortgage (e.g., 6.5% vs 7.0%) will save over $39,000 in interest over the loan's duration.

let's say you want to buy a $500,000 house in Texas with a good credit score you might qualify for a 30-year mortgage at a 6.5% interest rate now if you had an average credit score your interest rate might be a little bit higher 7% now that's just a point .5% difference now that 5% difference in your mortgage rate could actually amount to over $39,000 in saved interest over the course of your mortgage

An individual consistently investing $4,000 per year (10% of $40,000 after-tax income) from age 25 to 67, assuming an 8% annual return, will accumulate $1.3-1.4 million by age 67.

what I found is that a 10% savings rate is just enough for you to not only retire comfortably off of but you can also get to a millionaire status one day if not even higher so here's an illustration of that let's pretend you make 50k per year or $40,000 a year after tax now assume your salary stays fixed over your entire career so you do the same thing you make the same amount of money throughout your life but the main differences is that you're able to invest 10% of your income consistently so that's $4,000 per year from the ages of 25 to 67 this alone will let you hit a balance of 1314 million dollar by the time you're the age of 67 assuming 8% Returns on your money and this 8% return can be achieved through investing which can be done through investing in the S&P 500

1 year ago Pending

An individual consistently investing $4,000 per year (10% of $40,000 after-tax income) from age 25 to 67, assuming an 8% annual return, will accumulate $1.3-1.4 million by age 67.

what I found is that a 10% savings rate is just enough for you to not only retire comfortably off of but you can also get to a millionaire status one day if not even higher so here's an illustration of that let's pretend you make 50k per year or $40,000 a year after tax now assume your salary stays fixed over your entire career so you do the same thing you make the same amount of money throughout your life but the main differences is that you're able to invest 10% of your income consistently so that's $4,000 per year from the ages of 25 to 67 this alone will let you hit a balance of 1314 million dollar by the time you're the age of 67 assuming 8% Returns on your money and this 8% return can be achieved through investing which can be done through investing in the S&P 500

The annual cost of owning a supercar like the McLaren Artura could be double ($62,770) or triple ($94,155) the estimated $31,385 if driven 15,000 miles per year.

if you did drive a superar for 15,000 mi I could easily see our cost being double that or maybe even triple that depending on what you had to replace

1 year ago Pending

The annual cost of owning a supercar like the McLaren Artura could be double ($62,770) or triple ($94,155) the estimated $31,385 if driven 15,000 miles per year.

if you did drive a superar for 15,000 mi I could easily see our cost being double that or maybe even triple that depending on what you had to replace

McLaren Artura financing costs (assuming 10% down and 5-year term) are predicted to be $38,500 over 5 years, or $7,630 annually.

your cost to finance it over 5 years is going to come out to $38,500 that comes out to roughly $7,630 per year

1 year ago Pending

McLaren Artura financing costs (assuming 10% down and 5-year term) are predicted to be $38,500 over 5 years, or $7,630 annually.

your cost to finance it over 5 years is going to come out to $38,500 that comes out to roughly $7,630 per year

McLaren Artura maintenance costs are estimated to be a minimum of $3,000 per year.

we'll set the maintenance cost at $3,000 as an approximate estimate for now

1 year ago Pending

McLaren Artura maintenance costs are estimated to be a minimum of $3,000 per year.

we'll set the maintenance cost at $3,000 as an approximate estimate for now

McLaren Artura insurance cost for normal mileage (10,000-15,000 miles per year) is predicted to be $6,000-$7,000 per year.

if we were actually driving this car with normal mileage it could be upwards of $6,000 maybe even $7,000 per year or more depending on your driving record

1 year ago Pending

McLaren Artura insurance cost for normal mileage (10,000-15,000 miles per year) is predicted to be $6,000-$7,000 per year.

if we were actually driving this car with normal mileage it could be upwards of $6,000 maybe even $7,000 per year or more depending on your driving record

McLaren Artura (2023 model) is predicted to depreciate by 25% over 5 years, resulting in a yearly depreciation of $13,250.

assuming a 25% depreciation rate over 5 years I think that's rather reasonable which means that our total depreciation for this car on a yearly basis is $13,250

1 year ago Pending

McLaren Artura (2023 model) is predicted to depreciate by 25% over 5 years, resulting in a yearly depreciation of $13,250.

assuming a 25% depreciation rate over 5 years I think that's rather reasonable which means that our total depreciation for this car on a yearly basis is $13,250

Amazon (AMZN) is predicted to continue to be widely used 15-20 years from the video publish date (July 8, 2024).

I don't think Amazon is going anywhere like I still Envision us using Amazon on a daily basis and let's say 15 to 20 years from now

1 year ago Pending

Amazon (AMZN) is predicted to continue to be widely used 15-20 years from the video publish date (July 8, 2024).

I don't think Amazon is going anywhere like I still Envision us using Amazon on a daily basis and let's say 15 to 20 years from now

Minnesota couple is predicted to have an investment balance of approximately $2.4 million by age 59 if they invest $1250 per month for the next 30 years.

if they're able to just invest 12250 per month regularly for the next 30 Years so that when they hit the age of 59 they should have an ending balance of close to $2.4 million and be set from Financial Independence

1 year ago Pending

Minnesota couple is predicted to have an investment balance of approximately $2.4 million by age 59 if they invest $1250 per month for the next 30 years.

if they're able to just invest 12250 per month regularly for the next 30 Years so that when they hit the age of 59 they should have an ending balance of close to $2.4 million and be set from Financial Independence

Bay Area couple is predicted to have $7.5 million in potential earnings by age 50, assuming they work for 15 more years at $500k annual total compensation.

if they work for let's say 15 more years assuming a total comp of 500k per year so that's even lower than their current total comp that's still going to be $7.5 million in potential earnings before the age of 50 years old

1 year ago Pending

Bay Area couple is predicted to have $7.5 million in potential earnings by age 50, assuming they work for 15 more years at $500k annual total compensation.

if they work for let's say 15 more years assuming a total comp of 500k per year so that's even lower than their current total comp that's still going to be $7.5 million in potential earnings before the age of 50 years old

Amazon is predicted to still be used on a daily basis in 15-20 years.

I don't think Amazon is going anywhere like I still Envision us using Amazon on a daily basis and let's say 15 to 20 years from now

1 year ago Pending

Amazon is predicted to still be used on a daily basis in 15-20 years.

I don't think Amazon is going anywhere like I still Envision us using Amazon on a daily basis and let's say 15 to 20 years from now

SCHD (dividend equity ETF) is predicted to provide less growth than other ETFs mentioned in the list (VO, VTI, VT).

SCD which is a dividend Equity ETF... but it's not going to provide as much growth as some of the other ETFs on this list

1 year ago Pending

SCHD (dividend equity ETF) is predicted to provide less growth than other ETFs mentioned in the list (VO, VTI, VT).

SCD which is a dividend Equity ETF... but it's not going to provide as much growth as some of the other ETFs on this list

VO (Vanguard S&P 500 ETF) is predicted to return approximately 8% per year, mirroring historical S&P 500 performance.

historically the S&P 500 returns about 8% per year across the past 100 years or so and this ETF will mirror that performance

1 year ago Pending

VO (Vanguard S&P 500 ETF) is predicted to return approximately 8% per year, mirroring historical S&P 500 performance.

historically the S&P 500 returns about 8% per year across the past 100 years or so and this ETF will mirror that performance

Engineering majors will be quickly hired and earn higher salaries, while the market will be oversaturated with art and history majors.

all the engineering majors are going to get snapped up and start to make a lot more money but then the rest of the market is being flooded by the artists and the history majors

1 year ago Pending

Engineering majors will be quickly hired and earn higher salaries, while the market will be oversaturated with art and history majors.

all the engineering majors are going to get snapped up and start to make a lot more money but then the rest of the market is being flooded by the artists and the history majors

Graduates with general degrees, such as communication or history, will not be highly sought after in the job market.

if you have just a normal degree so a basic communication degree or history degree you're not going to be really well sought out in the marketplace

1 year ago Pending

Graduates with general degrees, such as communication or history, will not be highly sought after in the job market.

if you have just a normal degree so a basic communication degree or history degree you're not going to be really well sought out in the marketplace

Individuals aged 55-64 with an average 401k balance of $244,000 are unlikely to retire comfortably.

if your 40K is only at the average balance of $244,000 it's unlikely that you're going to be able to retire comfortably

1 year ago Pending

Individuals aged 55-64 with an average 401k balance of $244,000 are unlikely to retire comfortably.

if your 40K is only at the average balance of $244,000 it's unlikely that you're going to be able to retire comfortably

The increased number of college graduates (more than double compared to the 1980s) will lead to significantly more competition in the job market for entry-level positions.

effectively we have more than double the amount of students graduating these days than compared to the 1980s that just means there's going to be that much more competition in the job market for these same types of jobs

1 year ago Pending

The increased number of college graduates (more than double compared to the 1980s) will lead to significantly more competition in the job market for entry-level positions.

effectively we have more than double the amount of students graduating these days than compared to the 1980s that just means there's going to be that much more competition in the job market for these same types of jobs

A 35-year-old earning $70k, contributing 12% of income, will have over $1.3 million by age 67.

If you save 12% of your income at 70k a year at the age of 35 by the time you're 67 your ending balance is going to be over $1.3 million

1 year ago Pending

A 35-year-old earning $70k, contributing 12% of income, will have over $1.3 million by age 67.

If you save 12% of your income at 70k a year at the age of 35 by the time you're 67 your ending balance is going to be over $1.3 million

The third subscriber is predicted to be financially secure in retirement if he targets $80,000 in annual spending and achieves a $2 million portfolio by age 40.

if he's thinking about spending $80,000 per year in retirement then he's able to get to his portfolio balance of around $2 million by the age of 40 then he's going to be just fine

1 year ago Pending

The third subscriber is predicted to be financially secure in retirement if he targets $80,000 in annual spending and achieves a $2 million portfolio by age 40.

if he's thinking about spending $80,000 per year in retirement then he's able to get to his portfolio balance of around $2 million by the age of 40 then he's going to be just fine

A 35-year-old earning $70k, contributing 5% of income, will have over $500,000 by age 67.

pretend you could only save 5% of your income and you make 70k a year at the age of 35 now even with 5% of your income invested until you're the age of 67 you'll have an ending balance of over half a million

1 year ago Pending

A 35-year-old earning $70k, contributing 5% of income, will have over $500,000 by age 67.

pretend you could only save 5% of your income and you make 70k a year at the age of 35 now even with 5% of your income invested until you're the age of 67 you'll have an ending balance of over half a million

If one invests $500 per month into a retirement account consistently earning 8% per year for 40 years, the total balance is predicted to reach $1.67 million.

if you want a guaranteed way of being rich this is Frank L it pretend you're able to invest $500 a month into a retirement account earning you around 8% per year as a rate of return... you now have $1.43 million in gains when you put in a total of $240,000 over this period that brings your total future balance to $1.67 million.

1 year ago Pending

If one invests $500 per month into a retirement account consistently earning 8% per year for 40 years, the total balance is predicted to reach $1.67 million.

if you want a guaranteed way of being rich this is Frank L it pretend you're able to invest $500 a month into a retirement account earning you around 8% per year as a rate of return... you now have $1.43 million in gains when you put in a total of $240,000 over this period that brings your total future balance to $1.67 million.

The third subscriber is predicted to achieve retirement rapidly due to his early 30s age and consistent 40-50% after-tax income savings rate.

you should be able to get to retirement pretty quickly

1 year ago Pending

The third subscriber is predicted to achieve retirement rapidly due to his early 30s age and consistent 40-50% after-tax income savings rate.

you should be able to get to retirement pretty quickly

A 34-year-old with $150,000 saved, making 8% annual returns, who stops contributing, will have over $1.9 million by age 67.

if you have two x that salar saved by the time you're age 34 or a balance of $150,000 you could stop contributing altogether right there and you would still have over $1.9 Million by the time you're aged $67 if you get the average annual returns of 8%

1 year ago Pending

A 34-year-old with $150,000 saved, making 8% annual returns, who stops contributing, will have over $1.9 million by age 67.

if you have two x that salar saved by the time you're age 34 or a balance of $150,000 you could stop contributing altogether right there and you would still have over $1.9 Million by the time you're aged $67 if you get the average annual returns of 8%

Using Networth.com's early retirement calculator, the third subscriber is predicted to achieve early retirement significantly sooner than 9 years.

he actually gets to early retirement a lot faster than the 9 years that is what I said earlier

1 year ago Pending

Using Networth.com's early retirement calculator, the third subscriber is predicted to achieve early retirement significantly sooner than 9 years.

he actually gets to early retirement a lot faster than the 9 years that is what I said earlier

The third subscriber is predicted to reach a $2 million portfolio by age 40, even if he doesn't invest his current cash and uses conservative growth estimates.

if he wanted to get to $2 million by the time he was 40 I think he can do it even without the cash balance that he has right now and even assuming conservative estimates

1 year ago Pending

The third subscriber is predicted to reach a $2 million portfolio by age 40, even if he doesn't invest his current cash and uses conservative growth estimates.

if he wanted to get to $2 million by the time he was 40 I think he can do it even without the cash balance that he has right now and even assuming conservative estimates

Investors with extreme 401k gains (251-1000%+) in the past year are unlikely to repeat such gains annually.

my guess is is that this is probably a oneoff year and it's likely that they're not repeating this every single year

1 year ago Pending

Investors with extreme 401k gains (251-1000%+) in the past year are unlikely to repeat such gains annually.

my guess is is that this is probably a oneoff year and it's likely that they're not repeating this every single year

The third subscriber's investment portfolio is projected to exceed $2.19 million in 9 years, assuming an 8% annual return, current investments ($665,000), and annual contributions ($64,000).

in 9 years at an 8% interest rate he can have well over $2.1 n million

1 year ago Pending

The third subscriber's investment portfolio is projected to exceed $2.19 million in 9 years, assuming an 8% annual return, current investments ($665,000), and annual contributions ($64,000).

in 9 years at an 8% interest rate he can have well over $2.1 n million

The third subscriber is predicted to achieve FIRE by age 40, assuming he maintains a 50% savings rate and his income increases over time.

there's no doubt in my mind that he's going to be able to fire by the age of 40 as long as he still keeps investing and saving about 50% of his income and his income goes up over time

1 year ago Pending

The third subscriber is predicted to achieve FIRE by age 40, assuming he maintains a 50% savings rate and his income increases over time.

there's no doubt in my mind that he's going to be able to fire by the age of 40 as long as he still keeps investing and saving about 50% of his income and his income goes up over time

The second subscriber is predicted to achieve financial stability if he remains committed to his goals, enhances his financial literacy, and consistently works towards progress.

I think if he's able to stick with it improve his financial literacy and continue to work every single day on at least making some progress towards his goals then I think he's going to be just fine

1 year ago Pending

The second subscriber is predicted to achieve financial stability if he remains committed to his goals, enhances his financial literacy, and consistently works towards progress.

I think if he's able to stick with it improve his financial literacy and continue to work every single day on at least making some progress towards his goals then I think he's going to be just fine

The second subscriber is predicted to eventually move out and live independently by renting a home, provided he secures a full-time income.

eventually I do think this person if he gets a full-time income will be able to move out and rent a home and live independently again

1 year ago Pending

The second subscriber is predicted to eventually move out and live independently by renting a home, provided he secures a full-time income.

eventually I do think this person if he gets a full-time income will be able to move out and rent a home and live independently again

The second subscriber is predicted to achieve a much better financial situation by securing a job with a $57k-$60k salary and allocating 15-20% of his income to debt repayment and investments.

I believe that if he were to get a job again and start earning around 57 or $60,000 per year if he's able to put away 15 or 20% of his income towards debt payoff as well as a little bit of investing then he's going to be in a much better financial situation

1 year ago Pending

The second subscriber is predicted to achieve a much better financial situation by securing a job with a $57k-$60k salary and allocating 15-20% of his income to debt repayment and investments.

I believe that if he were to get a job again and start earning around 57 or $60,000 per year if he's able to put away 15 or 20% of his income towards debt payoff as well as a little bit of investing then he's going to be in a much better financial situation

Individuals who start saving 25% of their income in their 40s are predicted to still achieve financial freedom or retirement freedom by age 65 or 66.

even in your 40s if you save 25% of your income you can still hit retirement Freedom or Financial Freedom by the time you're 65 or 66

1 year ago Pending

Individuals who start saving 25% of their income in their 40s are predicted to still achieve financial freedom or retirement freedom by age 65 or 66.

even in your 40s if you save 25% of your income you can still hit retirement Freedom or Financial Freedom by the time you're 65 or 66

The 19-year-old subscriber is predicted to definitely achieve his home-buying goals if he lives rent-free for 2-3 years post-graduation and earns an $80,000 annual engineering salary.

I think if this guy stays at home after graduation and lives rentree with his parents for maybe 2 or 3 years out of college and if he's earning an engineering salary of around $80,000 per year that he could definitely hit his goals

1 year ago Pending

The 19-year-old subscriber is predicted to definitely achieve his home-buying goals if he lives rent-free for 2-3 years post-graduation and earns an $80,000 annual engineering salary.

I think if this guy stays at home after graduation and lives rentree with his parents for maybe 2 or 3 years out of college and if he's earning an engineering salary of around $80,000 per year that he could definitely hit his goals

The 19-year-old subscriber is predicted to save approximately $50,000 in cash by his college graduation in 2.5 years.

he's probably going to save up around $50,000 in cash by the time he graduates

1 year ago Pending

The 19-year-old subscriber is predicted to save approximately $50,000 in cash by his college graduation in 2.5 years.

he's probably going to save up around $50,000 in cash by the time he graduates

The 19-year-old subscriber is predicted to be able to buy a house by age 26 or 27.

I think he might be able to achieve aieve his goal of buying a house by the time he say 26 or 27

1 year ago Pending

The 19-year-old subscriber is predicted to be able to buy a house by age 26 or 27.

I think he might be able to achieve aieve his goal of buying a house by the time he say 26 or 27

Investing $5,000 per year into index funds (S&P 500 or VTI) is predicted to result in a portfolio worth over $1,000,000 by retirement due to compound returns.

if you were to invest about $5,000 per year into these index funds by the time you retire with compound returns your money could well be worth over seven figures

1 year ago Pending

Investing $5,000 per year into index funds (S&P 500 or VTI) is predicted to result in a portfolio worth over $1,000,000 by retirement due to compound returns.

if you were to invest about $5,000 per year into these index funds by the time you retire with compound returns your money could well be worth over seven figures

Prioritizing financial security as a goal is predicted to lead to its achievement, while pursuing money solely for lavish spending is predicted to prevent achieving financial security.

if your goal is to become financially secure you'll likely attain it but if your motive is to make money to spend money on the good life you're never going to make it

1 year ago Pending

Prioritizing financial security as a goal is predicted to lead to its achievement, while pursuing money solely for lavish spending is predicted to prevent achieving financial security.

if your goal is to become financially secure you'll likely attain it but if your motive is to make money to spend money on the good life you're never going to make it

Achieving average investment returns over an extended period of time is predicted to place an investor in the top 5% of all investors.

if I can just earn average returns for an above average period of time it's going to lead to amount of success that will literally put you in the top 5% of investors

1 year ago Pending

Achieving average investment returns over an extended period of time is predicted to place an investor in the top 5% of all investors.

if I can just earn average returns for an above average period of time it's going to lead to amount of success that will literally put you in the top 5% of investors

Long-term buying and holding of an index fund is predicted to lead to wealth.

what will get you wealthy over the long term is buying and holding into let's say an index fund and just simply forgetting about it

1 year ago Pending

Long-term buying and holding of an index fund is predicted to lead to wealth.

what will get you wealthy over the long term is buying and holding into let's say an index fund and just simply forgetting about it

Day trading is predicted to be an unlikely path to becoming rich.

you likely aren't going to get rich by day trading

1 year ago Pending

Day trading is predicted to be an unlikely path to becoming rich.

you likely aren't going to get rich by day trading

The initial $100,000 of accumulated wealth is predicted to be primarily composed of personal savings rather than investment returns.

famously the first 100K will probably be more comprised of savings rather than investment returns

1 year ago Pending

The initial $100,000 of accumulated wealth is predicted to be primarily composed of personal savings rather than investment returns.

famously the first 100K will probably be more comprised of savings rather than investment returns

Investing in the stock market for a holding period of over 20 years is predicted to result in no financial loss.

as long as our holding period can be longer than 20 years it's unlikely that we're going to lose money

1 year ago Pending

Investing in the stock market for a holding period of over 20 years is predicted to result in no financial loss.

as long as our holding period can be longer than 20 years it's unlikely that we're going to lose money

Consistently tracking and improving expenses, savings rate, and net worth is predicted to lead to an increasingly strong financial position and eventual financial freedom.

if you're able to track these three numbers and make improvements to them over time your personal financial position will just get better and better and there's no doubt in my mind that you will become financially free

1 year ago Pending

Consistently tracking and improving expenses, savings rate, and net worth is predicted to lead to an increasingly strong financial position and eventual financial freedom.

if you're able to track these three numbers and make improvements to them over time your personal financial position will just get better and better and there's no doubt in my mind that you will become financially free

Nvidia's 10-for-1 stock split will increase demand for its shares by making them seem more affordable to investors.

splitting the stock can create this perception that it's now more affordable which in turns boost demand overall

1 year ago Pending

Nvidia's 10-for-1 stock split will increase demand for its shares by making them seem more affordable to investors.

splitting the stock can create this perception that it's now more affordable which in turns boost demand overall

A $5,000 deposit in a high-yield savings account is predicted to earn approximately $250 in interest over one year, based on the interest rates at the time of filming.

5,000 in a high yield account for example as of filming right now will net you out about an extra $250 per year

1 year ago Pending

A $5,000 deposit in a high-yield savings account is predicted to earn approximately $250 in interest over one year, based on the interest rates at the time of filming.

5,000 in a high yield account for example as of filming right now will net you out about an extra $250 per year

The Federal Reserve is expected to lower interest rates later in the year (2024), which would likely end the era of 5% interest rates on savings accounts.

the era of a 5% interest rate on your savings account might be coming to an end later this year as the Federal Reserve is expected to lower rates

1 year ago Pending

The Federal Reserve is expected to lower interest rates later in the year (2024), which would likely end the era of 5% interest rates on savings accounts.

the era of a 5% interest rate on your savings account might be coming to an end later this year as the Federal Reserve is expected to lower rates

SCHD is predicted to have less growth compared to other ETFs mentioned (like VOO, VTI, VT).

but it's not going to provide as much growth as some of the other ETFs on this list

1 year ago Pending

SCHD is predicted to have less growth compared to other ETFs mentioned (like VOO, VTI, VT).

but it's not going to provide as much growth as some of the other ETFs on this list

VOO ETF is predicted to mirror the historical S&P 500 performance, returning approximately 8% per year.

historically the S&P 500 returns about 8% per year across the past 100 years or so and this ETF will mirror that performance

1 year ago Pending

VOO ETF is predicted to mirror the historical S&P 500 performance, returning approximately 8% per year.

historically the S&P 500 returns about 8% per year across the past 100 years or so and this ETF will mirror that performance

Most of a car's depreciation is expected to occur within the first 3 to 4 years of its life.

always try to buy a used car after 3 or 4 years that's when most of the depreciation has already occurred

1 year ago Pending

Most of a car's depreciation is expected to occur within the first 3 to 4 years of its life.

always try to buy a used car after 3 or 4 years that's when most of the depreciation has already occurred

An individual consistently investing $5,000 per year starting at age 25 is projected to have $162,000 in investments by age 40.

for example if you start investing $5,000 per year at the age of 25 by the time you are age 40 so you're not even in the 40s just yet you are just age 40 your investment will be $162,000

1 year ago Pending

An individual consistently investing $5,000 per year starting at age 25 is projected to have $162,000 in investments by age 40.

for example if you start investing $5,000 per year at the age of 25 by the time you are age 40 so you're not even in the 40s just yet you are just age 40 your investment will be $162,000

An individual saving 3x their $62,000 salary by age 40 and investing it is projected to accumulate $2.1 million by age 67.

by doing so and using a retirement calculator from NerdWallet here we can assume with Investments that you should be able to get to $211 Million by the time you're the age of 67 which is pretty darn good in my opinion

1 year ago Pending

An individual saving 3x their $62,000 salary by age 40 and investing it is projected to accumulate $2.1 million by age 67.

by doing so and using a retirement calculator from NerdWallet here we can assume with Investments that you should be able to get to $211 Million by the time you're the age of 67 which is pretty darn good in my opinion

A 49-year-old investor is predicted to reach his $1.32 million retirement goal by age 65-67 or sooner with his current investment strategy and savings rate.

we can actually see that he will hit it by the time he's age 65 or 67 if not earlier

1 year ago Pending

A 49-year-old investor is predicted to reach his $1.32 million retirement goal by age 65-67 or sooner with his current investment strategy and savings rate.

we can actually see that he will hit it by the time he's age 65 or 67 if not earlier

Paying an extra $500/month towards a mortgage is predicted to save $120,000 in interest and result in paying off the house 10 years earlier.

maybe like $500 a month that will not only get get him some peace of mind but also save him $120,000 in interest and pay off the house 10 years earlier

1 year ago Pending

Paying an extra $500/month towards a mortgage is predicted to save $120,000 in interest and result in paying off the house 10 years earlier.

maybe like $500 a month that will not only get get him some peace of mind but also save him $120,000 in interest and pay off the house 10 years earlier

Achieving average market returns is predicted to lead to outperforming 95% of other investors.

with average returns and you will beat 95% of investors that way

1 year ago Pending

Achieving average market returns is predicted to lead to outperforming 95% of other investors.

with average returns and you will beat 95% of investors that way

A 24-year-old investor is predicted to be able to afford an orchard within 3-4 years through consistent investing and 8% market returns.

I think we could easily make a case here that you could own an orchard in 3 to four years with consistent investing and hopefully the market returning its average of 8%

1 year ago Pending

A 24-year-old investor is predicted to be able to afford an orchard within 3-4 years through consistent investing and 8% market returns.

I think we could easily make a case here that you could own an orchard in 3 to four years with consistent investing and hopefully the market returning its average of 8%

For approximately $20 in San Francisco, one can realistically expect to purchase two drinks and one croissant at a coffee shop.

realistically you can expect two drinks and one croissant

1 year ago Pending

For approximately $20 in San Francisco, one can realistically expect to purchase two drinks and one croissant at a coffee shop.

realistically you can expect two drinks and one croissant

If you follow the 4% rule with a 50% stocks and 50% bonds portfolio, you will not run out of money in retirement, even during severe market downturns.

as long as your portfolio is evenly split between 50% stocks and 50% bonds even in the worst stretches of the stock market history you will not run out of money in retirement if you are

1 year ago Pending

If you follow the 4% rule with a 50% stocks and 50% bonds portfolio, you will not run out of money in retirement, even during severe market downturns.

as long as your portfolio is evenly split between 50% stocks and 50% bonds even in the worst stretches of the stock market history you will not run out of money in retirement if you are

Utilizing Roth retirement accounts will shelter you from future taxes.

in the future that's Sheltering yourself from future taxes which I would argue is just as good as well

1 year ago Pending

Utilizing Roth retirement accounts will shelter you from future taxes.

in the future that's Sheltering yourself from future taxes which I would argue is just as good as well

Starting a Roth IRA in your 20s will maximize wealth compounding by retirement.

if you start one in your 20s you're going to give yourself the most time to compound that wealth

1 year ago Pending

Starting a Roth IRA in your 20s will maximize wealth compounding by retirement.

if you start one in your 20s you're going to give yourself the most time to compound that wealth

Regulatory approval of Bitcoin ETFs will lead to their inclusion in 401K, 403b, and HSA plans.

the regulatory approval actually gives confidence to 401K plans 403b plans and maybe HSA plans to start offering Bitcoin ETFs as part of their offerings

1 year ago Pending

Regulatory approval of Bitcoin ETFs will lead to their inclusion in 401K, 403b, and HSA plans.

the regulatory approval actually gives confidence to 401K plans 403b plans and maybe HSA plans to start offering Bitcoin ETFs as part of their offerings

Holders of Bitcoin ETFs will not benefit from future Bitcoin hard forks (i.e., will not receive newly created cryptocurrencies).

if that were to happen if you held the Bitcoin ETF you do not get that benefit of getting that other currency... if there's ever a fork you as the ETF holder do not benefit

1 year ago Pending

Holders of Bitcoin ETFs will not benefit from future Bitcoin hard forks (i.e., will not receive newly created cryptocurrencies).

if that were to happen if you held the Bitcoin ETF you do not get that benefit of getting that other currency... if there's ever a fork you as the ETF holder do not benefit

Bitcoin market volatility is predicted to decrease due to institutional investment in spot ETFs.

what you're going to see is that the market volatility for the price of Bitcoin might actually go down

1 year ago Pending

Bitcoin market volatility is predicted to decrease due to institutional investment in spot ETFs.

what you're going to see is that the market volatility for the price of Bitcoin might actually go down

Spot Bitcoin ETFs are predicted to drive up the price of Bitcoin due to increased institutional and pension fund investment.

if you care about the price of Bitcoin going up then these spot ETFs are going to be a new opportunity for institutions and Pension funds to put money into Bitcoin and hopefully that price goes up

1 year ago Pending

Spot Bitcoin ETFs are predicted to drive up the price of Bitcoin due to increased institutional and pension fund investment.

if you care about the price of Bitcoin going up then these spot ETFs are going to be a new opportunity for institutions and Pension funds to put money into Bitcoin and hopefully that price goes up

The purchased gold bar is predicted to maintain its value over time.

I think this gold bar will hold its value

1 year ago Pending

The purchased gold bar is predicted to maintain its value over time.

I think this gold bar will hold its value

Accumulating the first $100,000 will take 7 years, assuming $10,000 in annual savings and a 10% investment return.

let's say you save $10,000 per year but you average a 10% return it will take you 7 years at a 10% return

1 year ago Pending

Accumulating the first $100,000 will take 7 years, assuming $10,000 in annual savings and a 10% investment return.

let's say you save $10,000 per year but you average a 10% return it will take you 7 years at a 10% return

A person saving $15,000 annually with a 4.5% investment return will reach $105,000 after 6 years.

if you save $15,000 a year for 6 years and you're able to attain a modest 4.5% return on your savings you would be at $105,000 after 6 years

1 year ago Pending

A person saving $15,000 annually with a 4.5% investment return will reach $105,000 after 6 years.

if you save $15,000 a year for 6 years and you're able to attain a modest 4.5% return on your savings you would be at $105,000 after 6 years

Accumulating the next $100,000 after reaching a $1 million net worth will take 15 months, assuming $10,000 in annual savings and a 7% investment return.

the next 100K after you hit a million dollar is only 15 months

1 year ago Pending

Accumulating the next $100,000 after reaching a $1 million net worth will take 15 months, assuming $10,000 in annual savings and a 7% investment return.

the next 100K after you hit a million dollar is only 15 months

Accumulating the fifth $100,000 (to reach $500,000 total) will take 2.5 years, assuming $10,000 in annual savings and a 7% investment return.

and finally the fifth 100K only takes you 2.5 years

1 year ago Pending

Accumulating the fifth $100,000 (to reach $500,000 total) will take 2.5 years, assuming $10,000 in annual savings and a 7% investment return.

and finally the fifth 100K only takes you 2.5 years

Consumers are likely to find significant deals on electric vehicles in 2024 due to high EV inventory and available federal tax credits.

higher EV inventory combined with the fact that some models still qualify for the $7,500 federal tax credit means that you can probably score a really great deal on an electric vehicle if that's up your alley

1 year ago Pending

Consumers are likely to find significant deals on electric vehicles in 2024 due to high EV inventory and available federal tax credits.

higher EV inventory combined with the fact that some models still qualify for the $7,500 federal tax credit means that you can probably score a really great deal on an electric vehicle if that's up your alley

Accumulating the fourth $100,000 (to reach $400,000 total) will take 3.01 years, assuming $10,000 in annual savings and a 7% investment return.

1 year ago Pending

Accumulating the fourth $100,000 (to reach $400,000 total) will take 3.01 years, assuming $10,000 in annual savings and a 7% investment return.

The number of car repossessions is expected to increase to 1.5 million in 2024, up from 1.2 million in 2023.

as delinquency rise the number of repossessions is expected to increase as well up to 1.5 million cars this year up from 1.2 million last year

1 year ago Pending

The number of car repossessions is expected to increase to 1.5 million in 2024, up from 1.2 million in 2023.

as delinquency rise the number of repossessions is expected to increase as well up to 1.5 million cars this year up from 1.2 million last year

Car buyers are predicted to have significant negotiating power later in 2024, especially for vehicles that have been on dealership lots for an extended period, assuming interest rates remain elevated.

if you visit a dealer a little bit later this year and interest rates are still elevated you have a lot of negotiating power in addition to the fact that if you see a particular car sitting on the floor for quite some time you might be able to get that at a really good deal

1 year ago Pending

Car buyers are predicted to have significant negotiating power later in 2024, especially for vehicles that have been on dealership lots for an extended period, assuming interest rates remain elevated.

if you visit a dealer a little bit later this year and interest rates are still elevated you have a lot of negotiating power in addition to the fact that if you see a particular car sitting on the floor for quite some time you might be able to get that at a really good deal

Accumulating the third $100,000 (to reach $300,000 total) will take 3.78 years, assuming $10,000 in annual savings and a 7% investment return.

then it's 3.78 years

1 year ago Pending

Accumulating the third $100,000 (to reach $300,000 total) will take 3.78 years, assuming $10,000 in annual savings and a 7% investment return.

then it's 3.78 years

Consistently investing $7,000 annually into a Roth IRA will lead to becoming a millionaire by age 67.

if you're able to compound $7,000 per year in a Roth IRA which means all the gains are taxfree then you're going to be pretty much on autopilot to become a millionaire by the time you're 67

1 year ago Pending

Consistently investing $7,000 annually into a Roth IRA will lead to becoming a millionaire by age 67.

if you're able to compound $7,000 per year in a Roth IRA which means all the gains are taxfree then you're going to be pretty much on autopilot to become a millionaire by the time you're 67

Accumulating the second $100,000 (to reach $200,000 total) will take 5.1 years, assuming $10,000 in annual savings and a 7% investment return.

getting to 200k Total would only take you 5.1 years

1 year ago Pending

Accumulating the second $100,000 (to reach $200,000 total) will take 5.1 years, assuming $10,000 in annual savings and a 7% investment return.

getting to 200k Total would only take you 5.1 years

Dealerships will face increased pressure to sell cars quickly in 2024 due to elevated interest rates, higher inventories, and decreasing prices.

elevated interest rates paired with higher inventories and prices slowly coming back down is going to put a lot of pressure on dealerships to sell cars as quickly as possible

1 year ago Pending

Dealerships will face increased pressure to sell cars quickly in 2024 due to elevated interest rates, higher inventories, and decreasing prices.

elevated interest rates paired with higher inventories and prices slowly coming back down is going to put a lot of pressure on dealerships to sell cars as quickly as possible

Maxing out an IRA at $7,000/year for 40 years, assuming average stock market returns, is predicted to yield over $2 million in compounded returns.

if you're able to max out the IRA at $7,000 a year you're looking at over $2 million in compounded returns assuming you get the average stock market return

2 years ago Pending

Maxing out an IRA at $7,000/year for 40 years, assuming average stock market returns, is predicted to yield over $2 million in compounded returns.

if you're able to max out the IRA at $7,000 a year you're looking at over $2 million in compounded returns assuming you get the average stock market return

Accumulating the first $100,000 will take 7.84 years, assuming $10,000 in annual savings and a 7% investment return.

saving up to your first 100K in this case would take you about 7.84 years if you were to save 10K each year and you invested it

1 year ago Pending

Accumulating the first $100,000 will take 7.84 years, assuming $10,000 in annual savings and a 7% investment return.

saving up to your first 100K in this case would take you about 7.84 years if you were to save 10K each year and you invested it

Increasing Roth IRA contributions to $400/month for 40 years, assuming average stock market returns, is predicted to result in over $1.44 million.

if you up that contribution to $400 a month your future value will be over $1.44 million

2 years ago Pending

Increasing Roth IRA contributions to $400/month for 40 years, assuming average stock market returns, is predicted to result in over $1.44 million.

if you up that contribution to $400 a month your future value will be over $1.44 million

Cox Automotive predicts new vehicle inventories will return to pre-pandemic levels of nearly 3 million units in 2024.

Cox Automotive expects that new vehicle inventories are going to go back to pre pandemic levels which is almost 3 million units available

1 year ago Pending

Cox Automotive predicts new vehicle inventories will return to pre-pandemic levels of nearly 3 million units in 2024.

Cox Automotive expects that new vehicle inventories are going to go back to pre pandemic levels which is almost 3 million units available

Apple, Google, Meta, and Nvidia stocks are predicted to be relevant for at least 40 years and generate an average annual return exceeding 8%.

think of stocks like apple Google meta your Nvidia of the world these are stocks that I think will still be around in 40 years and potentially offer you more than just an 8% average return per year

1 year ago Pending

Apple, Google, Meta, and Nvidia stocks are predicted to be relevant for at least 40 years and generate an average annual return exceeding 8%.

think of stocks like apple Google meta your Nvidia of the world these are stocks that I think will still be around in 40 years and potentially offer you more than just an 8% average return per year

New car prices are predicted to significantly decrease within the next 2 to 4 months (up to 120 days).

if you're in the market for a new car you might want to wait between 2 and 3 months or even up to 120 days before doing so because the price changes could be significant in the downward Direction

1 year ago Pending

New car prices are predicted to significantly decrease within the next 2 to 4 months (up to 120 days).

if you're in the market for a new car you might want to wait between 2 and 3 months or even up to 120 days before doing so because the price changes could be significant in the downward Direction

Contributing $250/month to a Roth IRA for 40 years, assuming average stock market returns, is predicted to accumulate over $94,000.

A mere contribution of $250 a month in your Roth IRA compounded over 40 years at the average stock market return could get you an ending balance of over $94,000

2 years ago Pending

Contributing $250/month to a Roth IRA for 40 years, assuming average stock market returns, is predicted to accumulate over $94,000.

A mere contribution of $250 a month in your Roth IRA compounded over 40 years at the average stock market return could get you an ending balance of over $94,000

Used car retail prices, currently trending downward, are predicted to continue decreasing due to falling wholesale prices.

the fact that they are moving downward is a trend in the right direction and it should continue because wholesale prices for used cars are actually going down as well

1 year ago Pending

Used car retail prices, currently trending downward, are predicted to continue decreasing due to falling wholesale prices.

the fact that they are moving downward is a trend in the right direction and it should continue because wholesale prices for used cars are actually going down as well

Author predicts he will not adopt a '6 months + 1 day' residency strategy in another state for tax reasons, particularly if he has a family in the future.

I just don't think it's worth the hassle of living in another place like what happens if one day I have a family and some kids would I want to live somewhere else for 6 months out of the year just for monetary reasons I don't think so

1 year ago Pending

Author predicts he will not adopt a '6 months + 1 day' residency strategy in another state for tax reasons, particularly if he has a family in the future.

I just don't think it's worth the hassle of living in another place like what happens if one day I have a family and some kids would I want to live somewhere else for 6 months out of the year just for monetary reasons I don't think so

Author predicts he will not move to another Creator Hub city (like New York, Austin, or Miami) because he is unwilling to invest multiple years into building new relationships and business connections there at his current age.

I still think it would be a few years of ramping up those relationships especially those business connections and that's just not really something that I'm willing to put the time in or make the effort for at my age

1 year ago Pending

Author predicts he will not move to another Creator Hub city (like New York, Austin, or Miami) because he is unwilling to invest multiple years into building new relationships and business connections there at his current age.

I still think it would be a few years of ramping up those relationships especially those business connections and that's just not really something that I'm willing to put the time in or make the effort for at my age

Investors who maintain average returns over a long period will outperform 95% of other investors.

if you can just stay invested for a long period of time completely average returns will put you ahead of 95% of people

1 year ago Pending

Investors who maintain average returns over a long period will outperform 95% of other investors.

if you can just stay invested for a long period of time completely average returns will put you ahead of 95% of people

Even if general interest rates are cut in 2024, mortgage rates are likely to remain above 4-5% for the year.

even if interest rates get cut a little bit this year they're likely still going to be above four to 5% of a mortgage rate that you're going to get

1 year ago Pending

Even if general interest rates are cut in 2024, mortgage rates are likely to remain above 4-5% for the year.

even if interest rates get cut a little bit this year they're likely still going to be above four to 5% of a mortgage rate that you're going to get

Author predicts he will continue renting rather than buying a home, anticipating a future drop in interest rates.

I still think my money is better spent just renting while renting is cheap and while I'm waiting for the interest rates to come down

1 year ago Pending

Author predicts he will continue renting rather than buying a home, anticipating a future drop in interest rates.

I still think my money is better spent just renting while renting is cheap and while I'm waiting for the interest rates to come down

Mortgage interest rates are predicted to remain elevated for the next 2 to 4 years (from January 2024).

your interest rate may stay elevated for next 2 to four years

1 year ago Pending

Mortgage interest rates are predicted to remain elevated for the next 2 to 4 years (from January 2024).

your interest rate may stay elevated for next 2 to four years

Author predicts that living in California will keep him top-of-mind for future business opportunities due to networking with entrepreneurs and creators.

choosing to be in a state with other like-minded entrepreneurs business Founders and even creators down in Los Angeles means that I'll probably be top of Mind in case an opportunity ever presents itself

1 year ago Pending

Author predicts that living in California will keep him top-of-mind for future business opportunities due to networking with entrepreneurs and creators.

choosing to be in a state with other like-minded entrepreneurs business Founders and even creators down in Los Angeles means that I'll probably be top of Mind in case an opportunity ever presents itself

Author believes business connections made in California will yield future financial or other benefits that will offset the state income taxes he pays.

I think I'm going to be able to make up that tax Difference by all the business connections that I get by being in California that will hopefully pay dividends down the line

1 year ago Pending

Author believes business connections made in California will yield future financial or other benefits that will offset the state income taxes he pays.

I think I'm going to be able to make up that tax Difference by all the business connections that I get by being in California that will hopefully pay dividends down the line

The Federal Funds Rate is predicted to remain high and might not be cut until May 2024.

rates will stay high and might might not get cut until May

1 year ago Pending

The Federal Funds Rate is predicted to remain high and might not be cut until May 2024.

rates will stay high and might might not get cut until May

Author predicts he will not leave California specifically to save on income taxes in the foreseeable future.

for the foreseeable future I don't see myself leaving the state just to save on income taxes

1 year ago Pending

Author predicts he will not leave California specifically to save on income taxes in the foreseeable future.

for the foreseeable future I don't see myself leaving the state just to save on income taxes

When interest rate cuts begin, pent-up demand in the housing market could lead to bidding wars and disproportionate increases in home prices.

when we actually start to see interest rate Cuts we could see a bidding war for many of the houses that are actually out there and we actually might see prices increase disproportionately for actually how much the interest rates actually get cut

1 year ago Pending

When interest rate cuts begin, pent-up demand in the housing market could lead to bidding wars and disproportionate increases in home prices.

when we actually start to see interest rate Cuts we could see a bidding war for many of the houses that are actually out there and we actually might see prices increase disproportionately for actually how much the interest rates actually get cut

Credit card interest rates are likely to remain elevated through at least the May 2024 Federal Reserve meeting.

it's likely that that interest rate is going to remain elevated for at least some portion of this year maybe up until the May meeting

1 year ago Pending

Credit card interest rates are likely to remain elevated through at least the May 2024 Federal Reserve meeting.

it's likely that that interest rate is going to remain elevated for at least some portion of this year maybe up until the May meeting

Assuming a consistent $40,000 annual income and investing $769 per month ($9,228 per year) at an 8% average return: the investment balance could reach $456,000 after 20 years, $728,000 after 25 years, and exceed $1.1 million after 30 years.

if we assume that we're just staying at this $40,000 income level after 20 years of investing like this you could see a future balance of $456,000 after 25 years that balance will get up to $728,000 and then in 30 years you could be over $1.1 million easily

1 year ago Pending

Assuming a consistent $40,000 annual income and investing $769 per month ($9,228 per year) at an 8% average return: the investment balance could reach $456,000 after 20 years, $728,000 after 25 years, and exceed $1.1 million after 30 years.

if we assume that we're just staying at this $40,000 income level after 20 years of investing like this you could see a future balance of $456,000 after 25 years that balance will get up to $728,000 and then in 30 years you could be over $1.1 million easily

Saving $10,000 annually with an average return of 7% will result in reaching the first $100,000 in 7.84 years.

if you save 10K per year at an average return of 7% it's going to take you 7.84 years to get to your first 100K

1 year ago Pending

Saving $10,000 annually with an average return of 7% will result in reaching the first $100,000 in 7.84 years.

if you save 10K per year at an average return of 7% it's going to take you 7.84 years to get to your first 100K

George predicts that if they had purchased their home with current interest rates (around 6.5% at the time of recording) instead of their actual 3.625% rate, it would have slowed their wealth-building progress by an extra year or two.

if rates were at where they are today it'd be like 6 and a half probably... I do think it would have slowed it down but not in such a way that we wouldn't be able to live life how we've been living just would have maybe taken an extra year or two

1 year ago Pending

George predicts that if they had purchased their home with current interest rates (around 6.5% at the time of recording) instead of their actual 3.625% rate, it would have slowed their wealth-building progress by an extra year or two.

if rates were at where they are today it'd be like 6 and a half probably... I do think it would have slowed it down but not in such a way that we wouldn't be able to live life how we've been living just would have maybe taken an extra year or two

It is better to wait a couple of years after a new Tesla model's release before purchasing it (either used or a later production run), as this will result in a better value and ownership experience.

I'd rather wait for like a couple years and buy this one

2 years ago Pending

It is better to wait a couple of years after a new Tesla model's release before purchasing it (either used or a later production run), as this will result in a better value and ownership experience.

I'd rather wait for like a couple years and buy this one

A $1 investment, compounded at an average annual return of 8%, will be worth approximately $22 after 40 years.

a dollar invested today at an average return of 8% in the market for example is worth close to $22 in 40 years

1 year ago Pending

A $1 investment, compounded at an average annual return of 8%, will be worth approximately $22 after 40 years.

a dollar invested today at an average return of 8% in the market for example is worth close to $22 in 40 years

George predicts it would have taken him 14-15 years to become a millionaire if he had remained single, as opposed to under 10 years with a dual-income-no-kids household.

I think it would have maybe been more like a 14 15E Journey uh for me

1 year ago Pending

George predicts it would have taken him 14-15 years to become a millionaire if he had remained single, as opposed to under 10 years with a dual-income-no-kids household.

I think it would have maybe been more like a 14 15E Journey uh for me

Buying a new Tesla, particularly an early model, will lead to significant financial loss due to depreciation and potential quality issues.

never buy a new car especially if it's a new Tesla that they're just testing out cuz this was one of the first cars on the market

2 years ago Pending

Buying a new Tesla, particularly an early model, will lead to significant financial loss due to depreciation and potential quality issues.

never buy a new car especially if it's a new Tesla that they're just testing out cuz this was one of the first cars on the market

With a $40,000 annual income, investing $769 per month in the S&P 500 with an 8% average annual return, one's investment balance will exceed $1.1 million after 30 years.

in 30 years you could be over $1.1 million easily

1 year ago Pending

With a $40,000 annual income, investing $769 per month in the S&P 500 with an 8% average annual return, one's investment balance will exceed $1.1 million after 30 years.

in 30 years you could be over $1.1 million easily

With a $40,000 annual income, investing $769 per month in the S&P 500 with an 8% average annual return, one's investment balance will reach $728,000 after 25 years.

after 25 years that balance will get up to $728,000

1 year ago Pending

With a $40,000 annual income, investing $769 per month in the S&P 500 with an 8% average annual return, one's investment balance will reach $728,000 after 25 years.

after 25 years that balance will get up to $728,000

With a $40,000 annual income, investing $769 per month in the S&P 500 with an 8% average annual return, one's investment balance will reach $456,000 after 20 years.

if we assume that we're just staying at this $40,000 income level after 20 years of investing like this you could see a future balance of $456,000

1 year ago Pending

With a $40,000 annual income, investing $769 per month in the S&P 500 with an 8% average annual return, one's investment balance will reach $456,000 after 20 years.

if we assume that we're just staying at this $40,000 income level after 20 years of investing like this you could see a future balance of $456,000

A $10,000 deposit in a high-yield savings account paying between 4.5% and 5% interest will earn at least $500 in interest income annually.

on a $10,000 deposit you're gaining at least $500 in interest income every single year

1 year ago Pending

A $10,000 deposit in a high-yield savings account paying between 4.5% and 5% interest will earn at least $500 in interest income annually.

on a $10,000 deposit you're gaining at least $500 in interest income every single year

In a scenario saving $10,000 per year with a 7% average annual return, growing from $900,000 to $1,000,000 net worth will take 1.35 years.

from 900k to $1 million it only takes you 1.35 years

1 year ago Pending

In a scenario saving $10,000 per year with a 7% average annual return, growing from $900,000 to $1,000,000 net worth will take 1.35 years.

from 900k to $1 million it only takes you 1.35 years

Saving $10,000 per year with a 7% average annual return will result in reaching $100,000 net worth in 7.84 years.

if you save 10K per year at an average return of 7% it's going to take you 7.84 years to get to your first 100K

1 year ago Pending

Saving $10,000 per year with a 7% average annual return will result in reaching $100,000 net worth in 7.84 years.

if you save 10K per year at an average return of 7% it's going to take you 7.84 years to get to your first 100K

A $1 investment with an 8% average annual return will be worth approximately $22 in 40 years.

a dollar invested today at an average return of 8% in the market for example is worth close to $22 in 40 years

1 year ago Pending

A $1 investment with an 8% average annual return will be worth approximately $22 in 40 years.

a dollar invested today at an average return of 8% in the market for example is worth close to $22 in 40 years

Morgan Housel predicts that consistently achieving average investment returns over an extended period will place an investor in the top 5% of all investors.

The variable that I want to maximize for in my investments is endurance if I can just earn average returns for an above average period of time it's going to lead to amount of success that will literally put you in the top 5% of investors

1 year ago Pending

Morgan Housel predicts that consistently achieving average investment returns over an extended period will place an investor in the top 5% of all investors.

The variable that I want to maximize for in my investments is endurance if I can just earn average returns for an above average period of time it's going to lead to amount of success that will literally put you in the top 5% of investors

Chinese economic news is predicted to cause fear and irrationality in the US stock market, potentially leading to a market correction.

if anything though the Chinese news will cause some fear and irrationality in the stock market as a whole and we could actually see our prices and our stock market have a correction because of that overall psychological fear

1 year ago Pending

Chinese economic news is predicted to cause fear and irrationality in the US stock market, potentially leading to a market correction.

if anything though the Chinese news will cause some fear and irrationality in the stock market as a whole and we could actually see our prices and our stock market have a correction because of that overall psychological fear

An investor who consistently earns average market returns over a long period will achieve a level of success that places them in the top 5% of all investors.

if I can just earn average returns for an above average period of time it's going to lead to amount of success that will literally put you in the top 5% of investors

1 year ago Pending

An investor who consistently earns average market returns over a long period will achieve a level of success that places them in the top 5% of all investors.

if I can just earn average returns for an above average period of time it's going to lead to amount of success that will literally put you in the top 5% of investors

US home prices will continue to appreciate, but at a slightly slower rate compared to historical periods (e.g., 1970s-1980s).

it's not like homes don't appreciate at all they're still going to appreciate as we pointed out in this video but maybe just a little bit slower than they usually would

1 year ago Pending

US home prices will continue to appreciate, but at a slightly slower rate compared to historical periods (e.g., 1970s-1980s).

it's not like homes don't appreciate at all they're still going to appreciate as we pointed out in this video but maybe just a little bit slower than they usually would

The speaker plans to purchase a home in 2024 or within the next few years (e.g., 2025, 2026).

I personally still would like to own a home one day maybe this year or maybe in the next coming years

1 year ago Pending

The speaker plans to purchase a home in 2024 or within the next few years (e.g., 2025, 2026).

I personally still would like to own a home one day maybe this year or maybe in the next coming years

As retirees age past 70-80, their stock allocation will decrease to 10-20%, while their bond allocation will increase to 80-90%.

In your 60s as the retiree ages past age 70 or even 80 then you're going to start to see that shift in stocks go all the way down to 20 15 or even 10% and the shift in bonds go upwards of 80 or 90%

1 year ago Pending

As retirees age past 70-80, their stock allocation will decrease to 10-20%, while their bond allocation will increase to 80-90%.

In your 60s as the retiree ages past age 70 or even 80 then you're going to start to see that shift in stocks go all the way down to 20 15 or even 10% and the shift in bonds go upwards of 80 or 90%

Apple, Google, Meta, and Nvidia are predicted to remain relevant for at least 40 more years and to yield an average annual return exceeding 8%.

I'm trying to invest in individual stocks and companies that I think are still going to be around in 30 or 40 years with a lot of potential upside so think of stocks like apple Google meta your Nvidia of the world These are stocks that I think will still be around in 40 years and potentially offer you more than just an 8% average return per year

1 year ago Pending

Apple, Google, Meta, and Nvidia are predicted to remain relevant for at least 40 more years and to yield an average annual return exceeding 8%.

I'm trying to invest in individual stocks and companies that I think are still going to be around in 30 or 40 years with a lot of potential upside so think of stocks like apple Google meta your Nvidia of the world These are stocks that I think will still be around in 40 years and potentially offer you more than just an 8% average return per year

Investors are predicted to slowly shift their portfolios towards moderate to conservative risk profiles.

likely you're seeing a very slow shift toward the moderate to conservative side of risk profiles once again

1 year ago Pending

Investors are predicted to slowly shift their portfolios towards moderate to conservative risk profiles.

likely you're seeing a very slow shift toward the moderate to conservative side of risk profiles once again

Author plans to create a separate video or blog post in the future detailing how to maximize credit card points.

I actually might make a video a completely separate video on that in the future or perhaps a blog post so keep an eye out for that

1 year ago Pending

Author plans to create a separate video or blog post in the future detailing how to maximize credit card points.

I actually might make a video a completely separate video on that in the future or perhaps a blog post so keep an eye out for that

Most people, based on current average 401k balances and contribution rates, will not have enough money for a comfortable retirement by the time they reach their 60s.

most people by the time that they are in their 60s will not have enough money for a comfortable retirement

1 year ago Pending

Most people, based on current average 401k balances and contribution rates, will not have enough money for a comfortable retirement by the time they reach their 60s.

most people by the time that they are in their 60s will not have enough money for a comfortable retirement

Short-form video content on LinkedIn is predicted to become more prevalent in 2024.

I've personally started to see videos pop up on my LinkedIn feeds and I wouldn't be surprised if that becomes more of a thing this year

2 years ago Pending

Short-form video content on LinkedIn is predicted to become more prevalent in 2024.

I've personally started to see videos pop up on my LinkedIn feeds and I wouldn't be surprised if that becomes more of a thing this year

3 years ago

The author predicts he will not buy a house in 2024 due to high interest rates and the cost of renting being cheaper than buying, unless market conditions change significantly.

I don't think that this is actually going to happen where I buy a house in 2024 unless interest rates come down and all of a sudden I see a really good deal or really good opportunity on the market so in 2024 it's entirely possible that I don't own any property at all even towards the end of 2024.

2 years ago Pending

The author predicts he will not buy a house in 2024 due to high interest rates and the cost of renting being cheaper than buying, unless market conditions change significantly.

I don't think that this is actually going to happen where I buy a house in 2024 unless interest rates come down and all of a sudden I see a really good deal or really good opportunity on the market so in 2024 it's entirely possible that I don't own any property at all even towards the end of 2024.

The Bitcoin halving in 2024 will have a significant psychological impact, leading investors to buy more Bitcoin.

I think the having has a huge psychological impact on the entire market and I think people will flee into Bitcoin or just buy more Bitcoin because they say oh my God a having is going to come

2 years ago Pending

The Bitcoin halving in 2024 will have a significant psychological impact, leading investors to buy more Bitcoin.

I think the having has a huge psychological impact on the entire market and I think people will flee into Bitcoin or just buy more Bitcoin because they say oh my God a having is going to come

Renting will continue to be more affordable than buying a home for most people across the entire United States.

for most people it will be cheaper to rent than to buy in all of the country

2 years ago Pending

Renting will continue to be more affordable than buying a home for most people across the entire United States.

for most people it will be cheaper to rent than to buy in all of the country

Home prices are not predicted to drop by 1/3, average mortgage rates are not predicted to fall to 3.2%, and rental costs are not predicted to rise by 50% in the near future.

I don't see any of those things happening anytime soon

2 years ago Pending

Home prices are not predicted to drop by 1/3, average mortgage rates are not predicted to fall to 3.2%, and rental costs are not predicted to rise by 50% in the near future.

I don't see any of those things happening anytime soon

A $5,000 balance in a high-yield savings account will earn an additional $20 per month.

let's say you're halfway through the year and you've accumulated $5,000 in a high yield savings that 5K will earn you an extra $20 a month just in a high yield savings account

2 years ago Pending

A $5,000 balance in a high-yield savings account will earn an additional $20 per month.

let's say you're halfway through the year and you've accumulated $5,000 in a high yield savings that 5K will earn you an extra $20 a month just in a high yield savings account

Viewer will save $10,000 by the end of 2024 if they follow the video's tips.

hopefully with these tips you have $10,000 to show for it by the end of the year

2 years ago Pending

Viewer will save $10,000 by the end of 2024 if they follow the video's tips.

hopefully with these tips you have $10,000 to show for it by the end of the year

Mortgage rates are expected to decrease further in early 2024, particularly as interest rates are cut.

I wouldn't be surprised if this came down even further in 20124 early 2024 as well as when the interest rates do get cut

2 years ago Pending

Mortgage rates are expected to decrease further in early 2024, particularly as interest rates are cut.

I wouldn't be surprised if this came down even further in 20124 early 2024 as well as when the interest rates do get cut

Mortgage rates are predicted to decrease in the future.

we could see lower mortgage rates coming in the future

2 years ago Pending

Mortgage rates are predicted to decrease in the future.

we could see lower mortgage rates coming in the future

Toyota Corolla hybrid, Lexus GX, and Mini Cooper are predicted to be less prone to requiring maintenance due to their high reliability ratings.

The Toyota Corolla hybrid, the Lexus GX and the Mini Cooper all have a 89 to 93 reliability rating meaning that they are less likely to have problems that require maintenance.

2 years ago Pending

Toyota Corolla hybrid, Lexus GX, and Mini Cooper are predicted to be less prone to requiring maintenance due to their high reliability ratings.

The Toyota Corolla hybrid, the Lexus GX and the Mini Cooper all have a 89 to 93 reliability rating meaning that they are less likely to have problems that require maintenance.

The author interprets Jerome Powell's statements to mean that a recession has likely been avoided.

he's basically saying that for the most part A recession has probably been avoided

2 years ago Pending

The author interprets Jerome Powell's statements to mean that a recession has likely been avoided.

he's basically saying that for the most part A recession has probably been avoided

Traders are predicting the federal funds rate will be significantly lower than 4.6% by December 2024.

Traders are actually predicting that it's going to be a lot lower than that [4.6%]

2 years ago Pending

Traders are predicting the federal funds rate will be significantly lower than 4.6% by December 2024.

Traders are actually predicting that it's going to be a lot lower than that [4.6%]

The median Fed participant projects the federal funds rate to be 2.9% by the end of 2026.

the median participant projects that the appropriate level of the federal funds rate will be [...] 2.9% at the end of 2026

2 years ago Pending

The median Fed participant projects the federal funds rate to be 2.9% by the end of 2026.

the median participant projects that the appropriate level of the federal funds rate will be [...] 2.9% at the end of 2026

The median Fed participant projects the federal funds rate to be 3.6% by the end of 2025.

the median participant projects that the appropriate level of the federal funds rate will be [...] 3.6% at the end of 2025

2 years ago Pending

The median Fed participant projects the federal funds rate to be 3.6% by the end of 2025.

the median participant projects that the appropriate level of the federal funds rate will be [...] 3.6% at the end of 2025

The median Fed participant projects the federal funds rate to be 4.6% by the end of 2024.

the median participant projects that the appropriate level of the federal funds rate will be 4.6% at the end of 2024

2 years ago Pending

The median Fed participant projects the federal funds rate to be 4.6% by the end of 2024.

the median participant projects that the appropriate level of the federal funds rate will be 4.6% at the end of 2024

The FOMC has concluded its interest rate hiking cycle.

the fomc is all done raising rates

2 years ago Pending

The FOMC has concluded its interest rate hiking cycle.

the fomc is all done raising rates

99.9% of people will achieve Financial Freedom (Level 6) as their highest level of wealth and will not reach Financial Abundance (Level 7).

this is technically the second to last level but it's going to be the last level for 99.9% of the people out there

2 years ago Pending

99.9% of people will achieve Financial Freedom (Level 6) as their highest level of wealth and will not reach Financial Abundance (Level 7).

this is technically the second to last level but it's going to be the last level for 99.9% of the people out there

The author planned to release many financial topic videos in 2024.

I'm planning on releasing a bunch of videos in 2024 about financial topics just like this one

2 years ago Pending

The author planned to release many financial topic videos in 2024.

I'm planning on releasing a bunch of videos in 2024 about financial topics just like this one

A cup of coffee will cost $12.52 in 2073.

the cup of coffee will be $12.52

2 years ago Pending

A cup of coffee will cost $12.52 in 2073.

the cup of coffee will be $12.52

Public school tuition will be $7,923.01 per year in 2073.

Public School tuition will be $7,923 one

2 years ago Pending

Public school tuition will be $7,923.01 per year in 2073.

Public School tuition will be $7,923 one

A gallon of gas will cost $15.68 in 2073.

a gallon of gas will be $15.68

2 years ago Pending

A gallon of gas will cost $15.68 in 2073.

a gallon of gas will be $15.68

The median home price will be $1.887 million in 2073.

in 50 years the median home will be $1.887 million

2 years ago Pending

The median home price will be $1.887 million in 2073.

in 50 years the median home will be $1.887 million

An item costing $100 today will cost $438 in 2073, assuming 3% average annual inflation.

$100 will be worth $438 in 2073

2 years ago Pending

An item costing $100 today will cost $438 in 2073, assuming 3% average annual inflation.

$100 will be worth $438 in 2073

Many new applications powered by AI will be available within 10 years (by late 2033).

to think about 10 years from now all the different applications available to us powered by AI

2 years ago Pending

Many new applications powered by AI will be available within 10 years (by late 2033).

to think about 10 years from now all the different applications available to us powered by AI

All aspects of finance will be driven by AI.

everything in in finance will be driven by AI

2 years ago Pending

All aspects of finance will be driven by AI.

everything in in finance will be driven by AI

AI will transform healthcare and lead to better disease diagnosis.

all of Health care will be transformed because of AI the way we diagnose diseases will be better because of AI

2 years ago Pending

AI will transform healthcare and lead to better disease diagnosis.

all of Health care will be transformed because of AI the way we diagnose diseases will be better because of AI

Artificial Intelligence (AI) will be ubiquitous in the future.

I think it'll be in everything in the future

2 years ago Pending

Artificial Intelligence (AI) will be ubiquitous in the future.

I think it'll be in everything in the future

The US Commerce Department will increasingly focus on technology.

my department is going to become even more and more about technology

2 years ago Pending

The US Commerce Department will increasingly focus on technology.

my department is going to become even more and more about technology

Saving $200 per month from age 25 to 65, combined with aggressive investing, will enable most people to achieve an upper class net worth (median $608,900).

most people can actually get into the upper 20 percent just with Good Financial savings habits as well as investing aggressively if we just save 200 a month from the age of 25 to 65 that's double what we had to save before for example but 200 a month is quite attainable you're able to get this net worth pretty easily

2 years ago Pending

Saving $200 per month from age 25 to 65, combined with aggressive investing, will enable most people to achieve an upper class net worth (median $608,900).

most people can actually get into the upper 20 percent just with Good Financial savings habits as well as investing aggressively if we just save 200 a month from the age of 25 to 65 that's double what we had to save before for example but 200 a month is quite attainable you're able to get this net worth pretty easily

Saving $100 per month from age 25 to 65 will result in a net worth exceeding $335,000, qualifying one for the upper middle class.

if you're able to just save a hundred dollars a month from the time that you're age 25 to 65 you're gonna have a net worth of over 335 thousand dollars by the time you're 65 which will actually put you well into the upper middle class

2 years ago Pending

Saving $100 per month from age 25 to 65 will result in a net worth exceeding $335,000, qualifying one for the upper middle class.

if you're able to just save a hundred dollars a month from the time that you're age 25 to 65 you're gonna have a net worth of over 335 thousand dollars by the time you're 65 which will actually put you well into the upper middle class

If WeWork collapses, it could accelerate commercial real estate vacancies in major cities like New York and San Francisco, leading to a deeper economic problem.

if wework were to collapse and stop its lease payments it could actually accelerate the commercial real estate vacancies in big cities like New York and San Francisco thus causing a deeper problem in the economy

2 years ago Pending

If WeWork collapses, it could accelerate commercial real estate vacancies in major cities like New York and San Francisco, leading to a deeper economic problem.

if wework were to collapse and stop its lease payments it could actually accelerate the commercial real estate vacancies in big cities like New York and San Francisco thus causing a deeper problem in the economy

WeWork is predicted to go bankrupt.

wework is on the brink of going bankrupt

2 years ago Pending

WeWork is predicted to go bankrupt.

wework is on the brink of going bankrupt

Attempting an entrepreneurial venture, even if it fails, will result in significantly more learning than not attempting it at all.

even if you fail you're still going to learn a lot more than someone who doesn't even try at all

2 years ago Pending

Attempting an entrepreneurial venture, even if it fails, will result in significantly more learning than not attempting it at all.

even if you fail you're still going to learn a lot more than someone who doesn't even try at all

Entrepreneurs who hastily engage with initial vendor quotes due to excitement risk overpaying and encountering non-delivery of services/products.

I've actually seen friends do this and they actually end up overpaying their vendors and their vendors don't end up delivering in the future

2 years ago Pending

Entrepreneurs who hastily engage with initial vendor quotes due to excitement risk overpaying and encountering non-delivery of services/products.

I've actually seen friends do this and they actually end up overpaying their vendors and their vendors don't end up delivering in the future

Adopting a 'run yourself like a business' budgeting method is guaranteed to lead to financial progress and the ability to confront financial realities.

if you start running yourself like a business I can at least guarantee that you're going to see some progress in your financial life you're going to be able to confront the financial reality that you might be in and that's all that really matters is that as long as you're making progress towards your financial goals that's going to be a win

2 years ago Pending

Adopting a 'run yourself like a business' budgeting method is guaranteed to lead to financial progress and the ability to confront financial realities.

if you start running yourself like a business I can at least guarantee that you're going to see some progress in your financial life you're going to be able to confront the financial reality that you might be in and that's all that really matters is that as long as you're making progress towards your financial goals that's going to be a win

A significant number of product-based online businesses can be launched with a startup capital of less than $10,000.

I'm fairly certain that you can get a lot of product businesses started for less than 10K

2 years ago Pending

A significant number of product-based online businesses can be launched with a startup capital of less than $10,000.

I'm fairly certain that you can get a lot of product businesses started for less than 10K

A single piece of online content (e.g., blog article, YouTube video) can achieve hundreds of thousands of views/reads with only a one-time creation effort.

as long as you make that piece of content perhaps it's a Blog article or a YouTube video one time it can be viewed or read hundreds of thousands of times just for the same amount of work

2 years ago Pending

A single piece of online content (e.g., blog article, YouTube video) can achieve hundreds of thousands of views/reads with only a one-time creation effort.

as long as you make that piece of content perhaps it's a Blog article or a YouTube video one time it can be viewed or read hundreds of thousands of times just for the same amount of work

Paying off all debts except a mortgage will result in a mostly debt-free lifestyle, providing peace of mind and flexibility.

if you do do this it will allow you to live mostly a debt-free lifestyle and give you a lot of peace of mind and flexibility

2 years ago Pending

Paying off all debts except a mortgage will result in a mostly debt-free lifestyle, providing peace of mind and flexibility.

if you do do this it will allow you to live mostly a debt-free lifestyle and give you a lot of peace of mind and flexibility

Creating your own product from scratch will provide a comprehensive learning experience across all aspects of business operation.

you're going to learn the full stack of how a business works

2 years ago Pending

Creating your own product from scratch will provide a comprehensive learning experience across all aspects of business operation.

you're going to learn the full stack of how a business works

White-labeled products will inherently lack significant differentiation in the market.

your products aren't going to be that differentiated at the end of the day

2 years ago Pending

White-labeled products will inherently lack significant differentiation in the market.

your products aren't going to be that differentiated at the end of the day

After 2-4 months of using the P&L budgeting method, individuals will understand their average spending per category and be able to identify areas for reduction.

after two three or four months of data what you're going to have is you're going to figure out how much your average spending on every single category and that way you can look at a category perhaps like entertainment or shopping and you can say okay am I spending too much money in this category and kind of question and figure out if you can reduce or cut back on certain categories

2 years ago Pending

After 2-4 months of using the P&L budgeting method, individuals will understand their average spending per category and be able to identify areas for reduction.

after two three or four months of data what you're going to have is you're going to figure out how much your average spending on every single category and that way you can look at a category perhaps like entertainment or shopping and you can say okay am I spending too much money in this category and kind of question and figure out if you can reduce or cut back on certain categories

Johnson & Johnson is predicted to perform well, even during severe economic recessions.

it's one of these companies that's going to do well even in the worst of recessions

2 years ago Pending

Johnson & Johnson is predicted to perform well, even during severe economic recessions.

it's one of these companies that's going to do well even in the worst of recessions

SEP IRA contribution limit to be $69,000 in 2024.

Now in 2024 that's actually going to move up to $69,000 a year which is pretty crazy

2 years ago Pending

SEP IRA contribution limit to be $69,000 in 2024.

Now in 2024 that's actually going to move up to $69,000 a year which is pretty crazy

Author plans to diversify content styles slightly and introduce analogous topics to his channel.

I want to try diversifying the content Styles slightly and maybe start talking about analogous topics that you also might be interested in

2 years ago Pending

Author plans to diversify content styles slightly and introduce analogous topics to his channel.

I want to try diversifying the content Styles slightly and maybe start talking about analogous topics that you also might be interested in

Regularly tracking expenses will lead to a more objective, third-person perspective on one's spending habits.

if you practice the act of tracking your expenses as well as your income what's going to happen is that you become more of an observer over time you start to like observe how you're spending but you're almost looking at it from a third party or a third person point of view you're just being really objective with your own spending

2 years ago Pending

Regularly tracking expenses will lead to a more objective, third-person perspective on one's spending habits.

if you practice the act of tracking your expenses as well as your income what's going to happen is that you become more of an observer over time you start to like observe how you're spending but you're almost looking at it from a third party or a third person point of view you're just being really objective with your own spending

A dropshipping business will face shutdown from its payment processor if its chargeback rate exceeds 1%.

you'll eventually get shut down due to your payment processor and then you're unable to actually accept payments

2 years ago Pending

A dropshipping business will face shutdown from its payment processor if its chargeback rate exceeds 1%.

you'll eventually get shut down due to your payment processor and then you're unable to actually accept payments

Apple is predicted to remain among the top five companies globally for the next 20 to 30 years.

with apple you can probably expect them to be within the top five companies in the world for the foreseeable future even up to 20 or 30 years from now

2 years ago Pending

Apple is predicted to remain among the top five companies globally for the next 20 to 30 years.

with apple you can probably expect them to be within the top five companies in the world for the foreseeable future even up to 20 or 30 years from now

Roth IRA contribution limit for individuals under 50 to be $7,000 in 2024, and $8,000 for those over 50.

for the Roth IRA contribution limits in the year 2024 are going to be $7,000 under the age of 50 that's per year and $88,000 over the age of 50 also per year

2 years ago Pending

Roth IRA contribution limit for individuals under 50 to be $7,000 in 2024, and $8,000 for those over 50.

for the Roth IRA contribution limits in the year 2024 are going to be $7,000 under the age of 50 that's per year and $88,000 over the age of 50 also per year

Author is considering incorporating more improvised 'Mogul mail' format content to enhance his skills as a creator.

I'm personally wondering how I can create more and incorporate more of that type of content because it makes me better as a Creator because I get to improvise a lot more

2 years ago Pending

Author is considering incorporating more improvised 'Mogul mail' format content to enhance his skills as a creator.

I'm personally wondering how I can create more and incorporate more of that type of content because it makes me better as a Creator because I get to improvise a lot more

Tracking finances will create a financial journal entry, which will build confidence over time.

I think that by doing this tracking you're going to get like a journal entry of your finances and that's going to be really powerful for you just building confidence As you move throughout life

2 years ago Pending

Tracking finances will create a financial journal entry, which will build confidence over time.

I think that by doing this tracking you're going to get like a journal entry of your finances and that's going to be really powerful for you just building confidence As you move throughout life

A person retiring at age 65 with only $250,000 will run out of money quickly.

If you only had 250,000 to retire at the age of 65 you're basically going to run out of money rather quickly

2 years ago Pending

A person retiring at age 65 with only $250,000 will run out of money quickly.

If you only had 250,000 to retire at the age of 65 you're basically going to run out of money rather quickly

JPMorgan Chase's net interest income is predicted to continue growing, supported by the Federal Reserve holding interest rates steady until at least the end of 2024 or early 2025.

Their net interest income this year has been growing every single quarter and I don't really see that slowing down anytime soon because the FED has signaled that they're going to hold rates steady at least until the end of 2024 if not early 2025.

2 years ago Pending

JPMorgan Chase's net interest income is predicted to continue growing, supported by the Federal Reserve holding interest rates steady until at least the end of 2024 or early 2025.

Their net interest income this year has been growing every single quarter and I don't really see that slowing down anytime soon because the FED has signaled that they're going to hold rates steady at least until the end of 2024 if not early 2025.

Customers of dropshipping businesses will become angered by long shipping times (e.g., 3-4 weeks) and initiate credit card chargebacks.

what's going to actually happen with your customers is that they're going to get really pissed off and then they're going to start charging back to your own website

2 years ago Pending

Customers of dropshipping businesses will become angered by long shipping times (e.g., 3-4 weeks) and initiate credit card chargebacks.

what's going to actually happen with your customers is that they're going to get really pissed off and then they're going to start charging back to your own website

Housing prices are predicted to decrease in the next few years, but the decline will likely be slow.

it is possible that we see housing prices come down in the next few years but it may not be just as quick as people want it to be

2 years ago Pending

Housing prices are predicted to decrease in the next few years, but the decline will likely be slow.

it is possible that we see housing prices come down in the next few years but it may not be just as quick as people want it to be

Author intends to continuously experiment and innovate with video ideas to create new, engaging content focused on personal finance and financial literacy.

I want to continue to experiment and also innovate on video ideas overall I'm thinking about how to create some videos that are slightly different but also new and engaging and also just help you understand personal finance and financial literacy

2 years ago Pending

Author intends to continuously experiment and innovate with video ideas to create new, engaging content focused on personal finance and financial literacy.

I want to continue to experiment and also innovate on video ideas overall I'm thinking about how to create some videos that are slightly different but also new and engaging and also just help you understand personal finance and financial literacy

Roth 401k will not require individuals to take required minimum distributions (RMDs) starting in 2024.

the Roth 401k as of 2024 will also not require you to have required minimum distributions

2 years ago Pending

Roth 401k will not require individuals to take required minimum distributions (RMDs) starting in 2024.

the Roth 401k as of 2024 will also not require you to have required minimum distributions

Investing in the market (index funds) for a time horizon of 20 years or more guarantees no loss of money, based on historical data.

as time progresses and the time Horizons increases to 20 years there's not a single scenario where you lose money in 20 years

2 years ago Pending

Investing in the market (index funds) for a time horizon of 20 years or more guarantees no loss of money, based on historical data.

as time progresses and the time Horizons increases to 20 years there's not a single scenario where you lose money in 20 years

Investing in Dividend Kings (companies with 50 or more years of consecutive dividend increases) is predicted to virtually guarantee future dividend payments, providing passive income.

by investing in these you are virtually guaranteed a dividend which is a true form of passive income

2 years ago Pending

Investing in Dividend Kings (companies with 50 or more years of consecutive dividend increases) is predicted to virtually guarantee future dividend payments, providing passive income.

by investing in these you are virtually guaranteed a dividend which is a true form of passive income

If a 30-year-old invests $2,500 annually (5% of a $50,000 income) and achieves an 8% average annual return from the S&P 500, they will accumulate close to $500,000 by age 65.

even at twenty five hundred dollars a year if you get the average returns of the S P 500 of 8 by the time you're age 65 you're still going to end up with a ending balance close to half a million dollars

2 years ago Pending

If a 30-year-old invests $2,500 annually (5% of a $50,000 income) and achieves an 8% average annual return from the S&P 500, they will accumulate close to $500,000 by age 65.

even at twenty five hundred dollars a year if you get the average returns of the S P 500 of 8 by the time you're age 65 you're still going to end up with a ending balance close to half a million dollars

Tracking financial progress over a few months will be highly motivating for continued progress.

if you start to track it now I can guarantee that as you continue to track it over the next few months as long as you're making some sort of progress that's going to be super motivating for you to continue to move forward

2 years ago Pending

Tracking financial progress over a few months will be highly motivating for continued progress.

if you start to track it now I can guarantee that as you continue to track it over the next few months as long as you're making some sort of progress that's going to be super motivating for you to continue to move forward

Retailers like Target and Walmart will experience a squeeze in 2023 due to high cost of living, inflation, and student loan repayments, leading to decreased consumer spending on retail goods.

I think that retailers like Target and Walmart this year are going to get squeezed especially with the High Cost of Living and high inflation these days as well as student loan repayments starting back up again I think the average consumer is going to be really squeezed when it comes to buying retail Goods

2 years ago Pending

Retailers like Target and Walmart will experience a squeeze in 2023 due to high cost of living, inflation, and student loan repayments, leading to decreased consumer spending on retail goods.

I think that retailers like Target and Walmart this year are going to get squeezed especially with the High Cost of Living and high inflation these days as well as student loan repayments starting back up again I think the average consumer is going to be really squeezed when it comes to buying retail Goods

Entry-level homes are predicted to become obsolete or extremely rare in the future.

entry-level homes might be just a thing of the past

2 years ago Pending

Entry-level homes are predicted to become obsolete or extremely rare in the future.

entry-level homes might be just a thing of the past

The majority of individuals attempting online money-making will either quickly move past the 'Brute Force' (Level 1) method or skip it entirely to pursue freelancing (Level 2).

most of you will not stay on this level for too long or you might even completely skip it entirely and just go on to level two

2 years ago Pending

The majority of individuals attempting online money-making will either quickly move past the 'Brute Force' (Level 1) method or skip it entirely to pursue freelancing (Level 2).

most of you will not stay on this level for too long or you might even completely skip it entirely and just go on to level two

In-N-Out Burger is predicted to never go public.

they have no plans of ever going public

2 years ago Pending

In-N-Out Burger is predicted to never go public.

they have no plans of ever going public

Author intends to diversify content styles and explore analogous topics relevant to the audience.

I want to try diversifying the content Styles slightly and maybe start talking about analogous topics that you also might be interested in

2 years ago Pending

Author intends to diversify content styles and explore analogous topics relevant to the audience.

I want to try diversifying the content Styles slightly and maybe start talking about analogous topics that you also might be interested in

WeWork's collapse and cessation of lease payments could accelerate commercial real estate vacancies in major cities like New York and San Francisco, causing a deeper economic problem.

if wework were to collapse and stop its lease payments it could actually accelerate the commercial real estate vacancies in big cities like New York and San Francisco thus causing a deeper problem in the economy

2 years ago Pending

WeWork's collapse and cessation of lease payments could accelerate commercial real estate vacancies in major cities like New York and San Francisco, causing a deeper economic problem.

if wework were to collapse and stop its lease payments it could actually accelerate the commercial real estate vacancies in big cities like New York and San Francisco thus causing a deeper problem in the economy

Roth 401k contribution limit for individuals under 50 to be $23,000 in 2024, and $30,500 for those over 50.

Now in terms of contribution limits for the raw 401K it's exactly like the 401K the traditional 401K which is $23,000 a year for those under the age of 50 and 30,500 for those over the age of 50 in the year 2024

2 years ago Pending

Roth 401k contribution limit for individuals under 50 to be $23,000 in 2024, and $30,500 for those over 50.

Now in terms of contribution limits for the raw 401K it's exactly like the 401K the traditional 401K which is $23,000 a year for those under the age of 50 and 30,500 for those over the age of 50 in the year 2024

Author plans to reinvest channel revenue to increase content quality, consistency, and overall volume.

I'm using a lot of this money to reinvest in the channel and hopefully increase the quality and consistency of our content as well as just create more content in general for all of you

2 years ago Pending

Author plans to reinvest channel revenue to increase content quality, consistency, and overall volume.

I'm using a lot of this money to reinvest in the channel and hopefully increase the quality and consistency of our content as well as just create more content in general for all of you

If a person has $195,000 saved by age 40 (2.6x their annual income), stops contributing, and invests it in the market earning an 8% average annual S&P 500 return, they will accumulate $1.55 million by retirement at age 67.

if you even stopped contributing altogether to your retirement portfolio at age 40 but you still invested it into the market and averaged an S P 500 return of eight percent per year you'd actually have 1.55 million dollars by the time you retire at age 67.

2 years ago Pending

If a person has $195,000 saved by age 40 (2.6x their annual income), stops contributing, and invests it in the market earning an 8% average annual S&P 500 return, they will accumulate $1.55 million by retirement at age 67.

if you even stopped contributing altogether to your retirement portfolio at age 40 but you still invested it into the market and averaged an S P 500 return of eight percent per year you'd actually have 1.55 million dollars by the time you retire at age 67.

Consistent long-term investment in index funds will lead to significant wealth accumulation.

this strategy is very boring but it will make you rich as long as you consistently invest in it

2 years ago Pending

Consistent long-term investment in index funds will lead to significant wealth accumulation.

this strategy is very boring but it will make you rich as long as you consistently invest in it

Wealthfront is predicted to quickly and fully match (100%) Federal Reserve interest rate increases, with the changes reflected in customer accounts within 1-2 calendar days of the announcement.

I've also noticed whenever the FED raises the interest rate that wall front is really quick to increase their interest rates usually in lockstep with the Federal Reserve announcements that means that the federal reserving increases their interest rate by 0.25 percent usually while front passes the full 100 of that or 0.25 percent onto the customer obviously that's a really big positive and it's usually reflected in your wealthfront account within one or two calendar days of the Federal Reserve announcement

2 years ago Pending

Wealthfront is predicted to quickly and fully match (100%) Federal Reserve interest rate increases, with the changes reflected in customer accounts within 1-2 calendar days of the announcement.

I've also noticed whenever the FED raises the interest rate that wall front is really quick to increase their interest rates usually in lockstep with the Federal Reserve announcements that means that the federal reserving increases their interest rate by 0.25 percent usually while front passes the full 100 of that or 0.25 percent onto the customer obviously that's a really big positive and it's usually reflected in your wealthfront account within one or two calendar days of the Federal Reserve announcement

SEP IRA contribution limit to increase to $69,000 per year in 2024.

Now in 2024 that's actually going to move up to $69,000 a year which is pretty crazy

2 years ago Pending

SEP IRA contribution limit to increase to $69,000 per year in 2024.

Now in 2024 that's actually going to move up to $69,000 a year which is pretty crazy

A $516 million lump sum lottery winning, if invested at a 4% annual return, will grow to $1.6 billion in 30 years.

you'll have actually 1.6 billion dollars by the end of 30 years

2 years ago Pending

A $516 million lump sum lottery winning, if invested at a 4% annual return, will grow to $1.6 billion in 30 years.

you'll have actually 1.6 billion dollars by the end of 30 years

A new In-N-Out distribution hub in Franklin, Tennessee, is predicted to open by 2026 to serve Nashville and the Southeast.

Lindsay announced that a new Hub would be built in Franklin Tennessee to open by 2026 to serve Nashville and the southeast

2 years ago Pending

A new In-N-Out distribution hub in Franklin, Tennessee, is predicted to open by 2026 to serve Nashville and the Southeast.

Lindsay announced that a new Hub would be built in Franklin Tennessee to open by 2026 to serve Nashville and the southeast

The author predicts that the volume of home sales will remain low.

I just think not many people are going to be buying homes

2 years ago Pending

The author predicts that the volume of home sales will remain low.

I just think not many people are going to be buying homes

A $516 million lump sum invested at a 4% annual return will grow to $1.6 billion within 30 years.

at a four percent return which you can get at any high yield account right now you'll have actually 1.6 billion dollars by the end of 30 years

2 years ago Pending

A $516 million lump sum invested at a 4% annual return will grow to $1.6 billion within 30 years.

at a four percent return which you can get at any high yield account right now you'll have actually 1.6 billion dollars by the end of 30 years

WeWork is predicted to go bankrupt.

wework is on the brink of going bankrupt

2 years ago Pending

WeWork is predicted to go bankrupt.

wework is on the brink of going bankrupt

Author plans to incorporate more improvised 'Mogul mail format' content to enhance creativity.

I'm personally wondering how I can create more and incorporate more of that type of content because it makes me better as a Creator because I get to improvise a lot more

2 years ago Pending

Author plans to incorporate more improvised 'Mogul mail format' content to enhance creativity.

I'm personally wondering how I can create more and incorporate more of that type of content because it makes me better as a Creator because I get to improvise a lot more

An individual who starts investing $5,000 annually at age 25 in a retirement account, assuming a 7% average market return, is predicted to accumulate over $1 million by age 65.

let's say you're the age of 25 when you start investing and you're able to put five thousand dollars a year into your retirement account getting a seven percent average return from the market by the time you're 65 years old you're going to have an ending balance of a million dollars and some change

2 years ago Pending

An individual who starts investing $5,000 annually at age 25 in a retirement account, assuming a 7% average market return, is predicted to accumulate over $1 million by age 65.

let's say you're the age of 25 when you start investing and you're able to put five thousand dollars a year into your retirement account getting a seven percent average return from the market by the time you're 65 years old you're going to have an ending balance of a million dollars and some change

Traditional IRA contribution limit for individuals under 50 to be $7,000 in 2024, and $8,000 for those over 50.

for 2024 that number is actually increasing to $7,000 a year for those under the age of 50 and $88,000 a year for those over the age of 50

2 years ago Pending

Traditional IRA contribution limit for individuals under 50 to be $7,000 in 2024, and $8,000 for those over 50.

for 2024 that number is actually increasing to $7,000 a year for those under the age of 50 and $88,000 a year for those over the age of 50

The conflict between Gaza and Israel is predicted to have a limited impact on global oil and gas prices, provided the conflict does not escalate to involve other major regional or international parties.

both Gaza and Israel do not produce much petroleum so the overall effect on oil and gas prices are likely to remain limited as long as the other parties outside of the region do not get involved

2 years ago Pending

The conflict between Gaza and Israel is predicted to have a limited impact on global oil and gas prices, provided the conflict does not escalate to involve other major regional or international parties.

both Gaza and Israel do not produce much petroleum so the overall effect on oil and gas prices are likely to remain limited as long as the other parties outside of the region do not get involved

Individuals contributing 15-20% of their gross income to retirement in their early 20s will be significantly ahead of their peers by age 30.

I think if we can aspire to say maybe 15 or 20 of your gross income if you can establish that habit you're going to be light years ahead of other people by the time you're age 30.

2 years ago Pending

Individuals contributing 15-20% of their gross income to retirement in their early 20s will be significantly ahead of their peers by age 30.

I think if we can aspire to say maybe 15 or 20 of your gross income if you can establish that habit you're going to be light years ahead of other people by the time you're age 30.

Roth 401k accounts will not require required minimum distributions (RMDs) starting in 2024.

The Roth 401k as of 2024 will also not require you to have required minimum distributions

2 years ago Pending

Roth 401k accounts will not require required minimum distributions (RMDs) starting in 2024.

The Roth 401k as of 2024 will also not require you to have required minimum distributions

The author predicts that home prices will decrease significantly due to high interest rates, making it a good time for cash buyers.

I personally think it's a nice time to buy a house especially if you have a lot of cash and that's because with rates so high people are going to be pricing their homes a lot lower

2 years ago Pending

The author predicts that home prices will decrease significantly due to high interest rates, making it a good time for cash buyers.

I personally think it's a nice time to buy a house especially if you have a lot of cash and that's because with rates so high people are going to be pricing their homes a lot lower

Author plans to continue experimenting with and innovating video ideas, aiming for content that is different, new, engaging, and focused on personal finance and financial literacy.

I want to continue to experiment and also innovate on video ideas overall I'm thinking about how to create some videos that are slightly different but also new and engaging and also just help you understand personal finance and financial literacy

2 years ago Pending

Author plans to continue experimenting with and innovating video ideas, aiming for content that is different, new, engaging, and focused on personal finance and financial literacy.

I want to continue to experiment and also innovate on video ideas overall I'm thinking about how to create some videos that are slightly different but also new and engaging and also just help you understand personal finance and financial literacy

401k contribution limit for individuals under 50 to be $23,000 in 2024, and $30,500 for those over 50.

In 2024 the contribution limit will actually move up to $23,000 for those under the age of 50 and 30,500 if you're over the age of 50

2 years ago Pending

401k contribution limit for individuals under 50 to be $23,000 in 2024, and $30,500 for those over 50.

In 2024 the contribution limit will actually move up to $23,000 for those under the age of 50 and 30,500 if you're over the age of 50

Traditional IRA contribution limit for individuals under 50 to be $7,000 and for individuals over 50 to be $8,000 in 2024.

for 2024 that number is actually increasing to $7,000 a year for those under the age of 50 and $88,000 a year for those over the age of 50

2 years ago Pending

Traditional IRA contribution limit for individuals under 50 to be $7,000 and for individuals over 50 to be $8,000 in 2024.

for 2024 that number is actually increasing to $7,000 a year for those under the age of 50 and $88,000 a year for those over the age of 50

If the three major auto manufacturers (GM, Stellantis, Ford) deplete their vehicle inventory due to the auto worker strike, car prices will increase universally.

if they run out of inventory we can see car prices increase across the board

2 years ago Pending

If the three major auto manufacturers (GM, Stellantis, Ford) deplete their vehicle inventory due to the auto worker strike, car prices will increase universally.

if they run out of inventory we can see car prices increase across the board

Consistently contributing 10-15% of a gross paycheck to an S&P 500 low-cost index fund (e.g., VOO) from a young age is predicted to yield significantly higher retirement balances than the current average and median 401K balances in the United States.

and just sticking with an S P 500 low-cost Index Fund will probably get you a lot further than the average in the median balances of the United States right now

2 years ago Pending

Consistently contributing 10-15% of a gross paycheck to an S&P 500 low-cost index fund (e.g., VOO) from a young age is predicted to yield significantly higher retirement balances than the current average and median 401K balances in the United States.

and just sticking with an S P 500 low-cost Index Fund will probably get you a lot further than the average in the median balances of the United States right now

The 1031 exchange tax loophole will be eliminated by Biden in 2024.

Biden wants to eliminate it in 2024

2 years ago Pending

The 1031 exchange tax loophole will be eliminated by Biden in 2024.

Biden wants to eliminate it in 2024

401k contribution limit for individuals under 50 to be $23,000 and for individuals over 50 to be $30,500 in 2024.

In 2024 the contribution limit will actually move up to $23,000 for those under the age of 50 and 30,500 if you're over the age of 50

2 years ago Pending

401k contribution limit for individuals under 50 to be $23,000 and for individuals over 50 to be $30,500 in 2024.

In 2024 the contribution limit will actually move up to $23,000 for those under the age of 50 and 30,500 if you're over the age of 50

Apple, Google, Home Depot, and Costco are predicted to remain successful companies and still be in existence 30-40 years from the video's publication date (2023-08-16).

I'm thinking of big companies that are probably still going to be around in 30 or 40 years when I retire so I'm thinking companies like apple Google Home Depot and Costco those types of companies

2 years ago Pending

Apple, Google, Home Depot, and Costco are predicted to remain successful companies and still be in existence 30-40 years from the video's publication date (2023-08-16).

I'm thinking of big companies that are probably still going to be around in 30 or 40 years when I retire so I'm thinking companies like apple Google Home Depot and Costco those types of companies

Retirees are predicted to spend approximately 15% of their total retirement expenses on healthcare.

you can expect to spend about 15% of your retirement expenses on healthcare alone

2 years ago Pending

Retirees are predicted to spend approximately 15% of their total retirement expenses on healthcare.

you can expect to spend about 15% of your retirement expenses on healthcare alone

President Biden predicted to eliminate the 1031 exchange tax loophole in 2024.

Biden wants to eliminate it in 2024

2 years ago Pending

President Biden predicted to eliminate the 1031 exchange tax loophole in 2024.

Biden wants to eliminate it in 2024

Consistently switching jobs every 6 months will signal to future employers that the candidate is flaky and not worth investing in.

if you're only at a place for let's say 6 months every single time you switch jobs that signals to Future employers that hey maybe this person is a little bit flaky and is not going to stay with us longer than 6 months so we shouldn't invest in them

2 years ago Pending

Consistently switching jobs every 6 months will signal to future employers that the candidate is flaky and not worth investing in.

if you're only at a place for let's say 6 months every single time you switch jobs that signals to Future employers that hey maybe this person is a little bit flaky and is not going to stay with us longer than 6 months so we shouldn't invest in them

Consistently increasing either pay or job title when switching jobs will lead to significant long-term career returns.

if one of these two variables is going up at either time that you switch you're probably going to see outsize returns later on

2 years ago Pending

Consistently increasing either pay or job title when switching jobs will lead to significant long-term career returns.

if one of these two variables is going up at either time that you switch you're probably going to see outsize returns later on

Individuals who do not regularly ask for raises will fall behind those who do.

if you aren't willing to go and ask for raises you're going to be losing ground to those people that are going to be able to ask for those raises on a regular basis

2 years ago Pending

Individuals who do not regularly ask for raises will fall behind those who do.

if you aren't willing to go and ask for raises you're going to be losing ground to those people that are going to be able to ask for those raises on a regular basis

Investing a lottery lump sum of $516 million at a 4% return will result in $1.6 billion after 30 years.

at a four percent return which you can get at any high yield account right now you'll have actually 1.6 billion dollars by the end of 30 years

2 years ago Pending

Investing a lottery lump sum of $516 million at a 4% return will result in $1.6 billion after 30 years.

at a four percent return which you can get at any high yield account right now you'll have actually 1.6 billion dollars by the end of 30 years

Individuals should aim to have 10 times their annual salary saved for retirement by age 65.

the amount that you should have saved by the time you you're 65 years old is 10 times your annual salary according to Fidelity

2 years ago Pending

Individuals should aim to have 10 times their annual salary saved for retirement by age 65.

the amount that you should have saved by the time you you're 65 years old is 10 times your annual salary according to Fidelity

Individuals should aim to have 8.2 times their annual income saved for retirement by age 60.

by the time you're age 60 Fidelity suggests that you should have 8.2 X your income saved for retirement

2 years ago Pending

Individuals should aim to have 8.2 times their annual income saved for retirement by age 60.

by the time you're age 60 Fidelity suggests that you should have 8.2 X your income saved for retirement

Investing in 'Dividend Kings' (companies with 50 or more years of consecutive dividend increases) will virtually guarantee an investor receives a dividend, functioning as passive income.

by investing in these you are virtually guaranteed a dividend which is a true form of passive income

2 years ago Pending

Investing in 'Dividend Kings' (companies with 50 or more years of consecutive dividend increases) will virtually guarantee an investor receives a dividend, functioning as passive income.

by investing in these you are virtually guaranteed a dividend which is a true form of passive income

Individuals should aim to have at least 5 times their annual income saved for retirement by age 50.

you want to have at least five times your annual income saved by the time you're age 50.

2 years ago Pending

Individuals should aim to have at least 5 times their annual income saved for retirement by age 50.

you want to have at least five times your annual income saved by the time you're age 50.

To achieve 2.6 times annual income saved by age 40, one needs to target a 15% savings or contribution rate to retirement.

to get a 2.6 x amount saved by the time you're age 40 you roughly need to Target a 15 savings or contribution rate to your retirement balance...

2 years ago Pending

To achieve 2.6 times annual income saved by age 40, one needs to target a 15% savings or contribution rate to retirement.

to get a 2.6 x amount saved by the time you're age 40 you roughly need to Target a 15 savings or contribution rate to your retirement balance...

Individuals should aim to have 2.6 times their annual income saved for retirement by age 40.

By the time you're age 40 they actually suggest that you should aim to have about 2.6 x income saved.

2 years ago Pending

Individuals should aim to have 2.6 times their annual income saved for retirement by age 40.

By the time you're age 40 they actually suggest that you should aim to have about 2.6 x income saved.

Retirees are projected to allocate approximately 15% of their total retirement expenses to healthcare.

you can expect to spend about 15% of your retirement expenses on healthc care alone

2 years ago Pending

Retirees are projected to allocate approximately 15% of their total retirement expenses to healthcare.

you can expect to spend about 15% of your retirement expenses on healthc care alone

Individuals should aim to have 1.2 times their annual income saved for retirement by age 30.

By the time you're age 30 Fidelity suggests that you should aim to have about 1.2 x of your annual income save for retirement...

2 years ago Pending

Individuals should aim to have 1.2 times their annual income saved for retirement by age 30.

By the time you're age 30 Fidelity suggests that you should aim to have about 1.2 x of your annual income save for retirement...

Saving 15-20% of gross income in one's 20s will result in being significantly ahead of peers by age 30.

I think if we can aspire to say maybe 15 or 20 of your gross income if you can establish that habit you're going to be light years ahead of other people by the time you're age 30.

2 years ago Pending

Saving 15-20% of gross income in one's 20s will result in being significantly ahead of peers by age 30.

I think if we can aspire to say maybe 15 or 20 of your gross income if you can establish that habit you're going to be light years ahead of other people by the time you're age 30.

If one invests $2,500 per year consistently into the S&P 500 (earning 8% average returns), they will have a balance close to $500,000 by age 65.

even at twenty five hundred dollars a year if you get the average returns of the S P 500 of 8 by the time you're age 65 you're still going to end up with a ending balance close to half a million dollars

2 years ago Pending

If one invests $2,500 per year consistently into the S&P 500 (earning 8% average returns), they will have a balance close to $500,000 by age 65.

even at twenty five hundred dollars a year if you get the average returns of the S P 500 of 8 by the time you're age 65 you're still going to end up with a ending balance close to half a million dollars

If one stops contributing to retirement at age 40 (with 2.6x annual income saved) and the portfolio grows at an average S&P 500 return of 8% per year, they will have $1.55 million by age 67.

if you even stopped contributing altogether to your retirement portfolio at age 40 but you still invested it into the market and averaged an S P 500 return of eight percent per year you'd actually have 1.55 million dollars by the time you retire at age 67.

2 years ago Pending

If one stops contributing to retirement at age 40 (with 2.6x annual income saved) and the portfolio grows at an average S&P 500 return of 8% per year, they will have $1.55 million by age 67.

if you even stopped contributing altogether to your retirement portfolio at age 40 but you still invested it into the market and averaged an S P 500 return of eight percent per year you'd actually have 1.55 million dollars by the time you retire at age 67.

Consistent, high-volume effort (like following the 'Rule of 100') will lead to improved skills and greater success over time.

The idea here is that volume and consistency will build your skills and build your success over time

2 years ago Pending

Consistent, high-volume effort (like following the 'Rule of 100') will lead to improved skills and greater success over time.

The idea here is that volume and consistency will build your skills and build your success over time

Trading time for money (renting out your time) will not lead to achieving top 5% or top 1% income levels.

renting out your time isn't going to get you to those income levels of the top five for the top one percent

2 years ago Pending

Trading time for money (renting out your time) will not lead to achieving top 5% or top 1% income levels.

renting out your time isn't going to get you to those income levels of the top five for the top one percent

A person investing $5,000 annually starting at age 35, earning a 7% average market return, will have around $500,000 by age 65.

if you wait till the age of 35 to start investing and you start doing 5 000 a year and trying to compound that same amount guess what by the time you're 65 you're only going to have an ending balance of around five hundred thousand dollars

2 years ago Pending

A person investing $5,000 annually starting at age 35, earning a 7% average market return, will have around $500,000 by age 65.

if you wait till the age of 35 to start investing and you start doing 5 000 a year and trying to compound that same amount guess what by the time you're 65 you're only going to have an ending balance of around five hundred thousand dollars

A person investing $5,000 annually starting at age 25, earning a 7% average market return, will have over $1,000,000 by age 65.

let's say you're the age of 25 when you start investing and you're able to put five thousand dollars a year into your retirement account getting a seven percent average return from the market by the time you're 65 years old you're going to have an ending balance of a million dollars and some change

2 years ago Pending

A person investing $5,000 annually starting at age 25, earning a 7% average market return, will have over $1,000,000 by age 65.

let's say you're the age of 25 when you start investing and you're able to put five thousand dollars a year into your retirement account getting a seven percent average return from the market by the time you're 65 years old you're going to have an ending balance of a million dollars and some change

A $100 shirt paid with minimum credit card payments (assuming ~18% interest as mentioned later) will ultimately cost $214.

if you bought a new shirt for a hundred dollars and you just made the minimum payment on a credit card over time guess how much an interest you would pay on that hundred dollar t-shirt the total cost of that t-shirt would actually be 214 dollars

2 years ago Pending

A $100 shirt paid with minimum credit card payments (assuming ~18% interest as mentioned later) will ultimately cost $214.

if you bought a new shirt for a hundred dollars and you just made the minimum payment on a credit card over time guess how much an interest you would pay on that hundred dollar t-shirt the total cost of that t-shirt would actually be 214 dollars

Entry-level homes are predicted to become non-existent in the housing market.

entry-level homes might be just a thing of the past

2 years ago Pending

Entry-level homes are predicted to become non-existent in the housing market.

entry-level homes might be just a thing of the past

Guests will be impressed by the use of hand towels as napkins, creating a fine dining experience at home.

if you have guests they're going to be impressed that you have something like a handkerchief or a napkin it's almost like a fine dining experience just at your home

2 years ago Pending

Guests will be impressed by the use of hand towels as napkins, creating a fine dining experience at home.

if you have guests they're going to be impressed that you have something like a handkerchief or a napkin it's almost like a fine dining experience just at your home

Using reusable hand towels will eliminate the need to purchase paper towels.

these will save you from having to buy paper towels

2 years ago Pending

Using reusable hand towels will eliminate the need to purchase paper towels.

these will save you from having to buy paper towels

TSA Pre-check will save travelers a lot of stress and time at the airport, especially when running late to a flight.

it can save you a lot of stress especially if you get to the airport a little bit late and you don't have that much time to get to your gate

2 years ago Pending

TSA Pre-check will save travelers a lot of stress and time at the airport, especially when running late to a flight.

it can save you a lot of stress especially if you get to the airport a little bit late and you don't have that much time to get to your gate

Investing in Dividend Kings is predicted to virtually guarantee receiving a dividend.

by investing in these you are virtually guaranteed a dividend which is a true form of passive income

2 years ago Pending

Investing in Dividend Kings is predicted to virtually guarantee receiving a dividend.

by investing in these you are virtually guaranteed a dividend which is a true form of passive income

Retiring at age 65 with only $250,000 will result in running out of money quickly.

If you only had 250 000 to retire at the age of 65 you're basically going to run out of money rather quickly

2 years ago Pending

Retiring at age 65 with only $250,000 will result in running out of money quickly.

If you only had 250 000 to retire at the age of 65 you're basically going to run out of money rather quickly

Subscribing to the channel will lead to more recommended investing and savings videos on the user's YouTube homepage.

if you subscribe to this channel not only you're going to get more videos from me on your YouTube homepage you'll also get recommended other types of investing and savings videos

2 years ago Pending

Subscribing to the channel will lead to more recommended investing and savings videos on the user's YouTube homepage.

if you subscribe to this channel not only you're going to get more videos from me on your YouTube homepage you'll also get recommended other types of investing and savings videos

If someone invests $2,500 per year at an 8% average S&P 500 return, they will accumulate close to half a million dollars by age 65.

Even at twenty five hundred dollars a year if you get the average returns of the S P 500 of 8 by the time you're age 65 you're still going to end up with a ending balance close to half a million dollars

2 years ago Pending

If someone invests $2,500 per year at an 8% average S&P 500 return, they will accumulate close to half a million dollars by age 65.

Even at twenty five hundred dollars a year if you get the average returns of the S P 500 of 8 by the time you're age 65 you're still going to end up with a ending balance close to half a million dollars

If a person has $195,000 saved by age 40 and stops contributing but invests it at an 8% average S&P 500 return, they will accumulate $1.55 million by age 67.

if you even stopped contributing altogether to your retirement portfolio at age 40 but you still invested it into the market and averaged an S P 500 return of eight percent per year you'd actually have 1.55 million dollars by the time you retire at age 67.

2 years ago Pending

If a person has $195,000 saved by age 40 and stops contributing but invests it at an 8% average S&P 500 return, they will accumulate $1.55 million by age 67.

if you even stopped contributing altogether to your retirement portfolio at age 40 but you still invested it into the market and averaged an S P 500 return of eight percent per year you'd actually have 1.55 million dollars by the time you retire at age 67.

Individuals saving 15-20% of their gross income will be significantly ahead of their peers by age 30.

I think if we can aspire to say maybe 15 or 20 of your gross income if you can establish that habit you're going to be light years ahead of other people by the time you're age 30.

2 years ago Pending

Individuals saving 15-20% of their gross income will be significantly ahead of their peers by age 30.

I think if we can aspire to say maybe 15 or 20 of your gross income if you can establish that habit you're going to be light years ahead of other people by the time you're age 30.

The value of businesses will likely benefit from inflationary environments, similar to real estate, as more money pursues limited assets.

the value of businesses can also benefit from inflation just like in real estate when there's more money chasing the same amount of assets then those assets are going to probably benefit from that

2 years ago Pending

The value of businesses will likely benefit from inflationary environments, similar to real estate, as more money pursues limited assets.

the value of businesses can also benefit from inflation just like in real estate when there's more money chasing the same amount of assets then those assets are going to probably benefit from that

An owned business asset will inherently increase in value over time.

The asset itself actually grows in value over time as well

2 years ago Pending

An owned business asset will inherently increase in value over time.

The asset itself actually grows in value over time as well

With specialized knowledge and a long-term investment horizon, one can achieve high returns from certain collectibles.

if you do have both you could actually see pretty high returns from the correct Collectibles

2 years ago Pending

With specialized knowledge and a long-term investment horizon, one can achieve high returns from certain collectibles.

if you do have both you could actually see pretty high returns from the correct Collectibles

Collectibles with finite supply will retain their value very effectively.

When you have things that are finite in nature they're going to hold or retain their value super well

2 years ago Pending

Collectibles with finite supply will retain their value very effectively.

When you have things that are finite in nature they're going to hold or retain their value super well

Stocks are a great holding for cash appreciation, particularly for investment horizons exceeding 20 years, implying positive real returns over such periods.

if we want some appreciation of our cash a great potential holding is going to be stocks especially if our time Horizon is going to be over the length of 20 years

2 years ago Pending

Stocks are a great holding for cash appreciation, particularly for investment horizons exceeding 20 years, implying positive real returns over such periods.

if we want some appreciation of our cash a great potential holding is going to be stocks especially if our time Horizon is going to be over the length of 20 years

Stocks and real estate will perform significantly better than gold and silver in the long run.

the longer that you look out the more that stocks and actually real estate look a lot more appealing because they're just going to perform a lot better in the long run

2 years ago Pending

Stocks and real estate will perform significantly better than gold and silver in the long run.

the longer that you look out the more that stocks and actually real estate look a lot more appealing because they're just going to perform a lot better in the long run

Most assets discussed (excluding cash) will retain their value and likely outperform cash in the long term.

most of these assets should retain their value especially over the long term and actually probably outperform cash

2 years ago Pending

Most assets discussed (excluding cash) will retain their value and likely outperform cash in the long term.

most of these assets should retain their value especially over the long term and actually probably outperform cash

Rental income will increase with inflation, helping to offset its negative effects.

rents also increase with inflation and can offset any negative effects of inflation as well

2 years ago Pending

Rental income will increase with inflation, helping to offset its negative effects.

rents also increase with inflation and can offset any negative effects of inflation as well

Real estate will appreciate in value over time due to increasing demand and fixed supply.

if you hold some tangible piece of property or land barring any natural disasters that land is always going to be there and it's probably going to appreciate in value over time especially as more and more people come and try to buy that land... if you do own a home in this particular location that you're going to see a lot of real estate appreciation

2 years ago Pending

Real estate will appreciate in value over time due to increasing demand and fixed supply.

if you hold some tangible piece of property or land barring any natural disasters that land is always going to be there and it's probably going to appreciate in value over time especially as more and more people come and try to buy that land... if you do own a home in this particular location that you're going to see a lot of real estate appreciation

Bitcoin will be a decent inflation and cash hedge if it maintains collective belief and relevance for 10-20 years.

as long as there's enough Collective belief that Bitcoin will still be around in say 10 or 20 years then it's going to be a pretty decent inflation hedge and a good cash hedge as well

2 years ago Pending

Bitcoin will be a decent inflation and cash hedge if it maintains collective belief and relevance for 10-20 years.

as long as there's enough Collective belief that Bitcoin will still be around in say 10 or 20 years then it's going to be a pretty decent inflation hedge and a good cash hedge as well

Gold will serve as an effective inflation hedge due to its finite and tangible nature.

gold is going to be a really good inflation hedge in this case because it's always going to be a tangible asset that people can't make more of

2 years ago Pending

Gold will serve as an effective inflation hedge due to its finite and tangible nature.

gold is going to be a really good inflation hedge in this case because it's always going to be a tangible asset that people can't make more of

An electric bike will take 12.8 months to break even when replacing one-third of a Mercedes SUV owner's commute.

on a more expensive car like a Mercedes SUV it only takes us 12.8 months to break even

2 years ago Pending

An electric bike will take 12.8 months to break even when replacing one-third of a Mercedes SUV owner's commute.

on a more expensive car like a Mercedes SUV it only takes us 12.8 months to break even

An electric bike will take 28.6 months to break even when replacing one-third of a 2016 Honda Civic owner's commute.

basically it's going to take us 28.6 months to break even

2 years ago Pending

An electric bike will take 28.6 months to break even when replacing one-third of a 2016 Honda Civic owner's commute.

basically it's going to take us 28.6 months to break even

Buying a home has the greatest potential for investment upside if planning to stay in the location for more than 5 to 8 years.

however if you're planning on staying in a place for more than 5 to 8 years and you're actually buying a home I think that actually has the greatest potential for the most amount of upside in terms of an investment

2 years ago Pending

Buying a home has the greatest potential for investment upside if planning to stay in the location for more than 5 to 8 years.

however if you're planning on staying in a place for more than 5 to 8 years and you're actually buying a home I think that actually has the greatest potential for the most amount of upside in terms of an investment

Renting will be much more appealing than owning a home in the short term due to high mortgage rates in the United States.

with mortgage rates being so high in the United States as of right now it really looks like renting is going to be much more appealing than owning a home especially in the short interim period

2 years ago Pending

Renting will be much more appealing than owning a home in the short term due to high mortgage rates in the United States.

with mortgage rates being so high in the United States as of right now it really looks like renting is going to be much more appealing than owning a home especially in the short interim period

A 0.5% interest rate reduction on a $500,000 mortgage (due to good credit) will result in $39,000 in savings over the loan's duration.

my point five percent difference will save me 39 000 over the course of the loan

2 years ago Pending

A 0.5% interest rate reduction on a $500,000 mortgage (due to good credit) will result in $39,000 in savings over the loan's duration.

my point five percent difference will save me 39 000 over the course of the loan

A gallon of milk will cost $7.66 (implied in the speaker's future 'year').

a gallon of milk costs 7.66

2 years ago Pending

A gallon of milk will cost $7.66 (implied in the speaker's future 'year').

a gallon of milk costs 7.66

Coffee prices will reach $9.00 per unit (implied in the speaker's future 'year').

coffee costs nine dollars

2 years ago Pending

Coffee prices will reach $9.00 per unit (implied in the speaker's future 'year').

coffee costs nine dollars

Owning and driving a Tesla Model 3 is predicted to save an owner approximately $11,000 over a three-year period, or $3,796 per year, compared to an Audi A4.

the main takeaway is that driving a model 3 should save you around 11k over three years or 3796 dollars per year

2 years ago Pending

Owning and driving a Tesla Model 3 is predicted to save an owner approximately $11,000 over a three-year period, or $3,796 per year, compared to an Audi A4.

the main takeaway is that driving a model 3 should save you around 11k over three years or 3796 dollars per year

A $69 million lump sum invested at 5% annual return for 30 years will grow to $284 million.

if you just invest in your lump sum at five percent per year over 30 years you'd have 284 million dollars

2 years ago Pending

A $69 million lump sum invested at 5% annual return for 30 years will grow to $284 million.

if you just invest in your lump sum at five percent per year over 30 years you'd have 284 million dollars

Signing up for a credit card with a $100 limit would reduce the speaker's average credit line and potentially harm their credit score.

if I actually signed up that would bring down the average of my credit lines which could be bad for my credit

2 years ago Pending

Signing up for a credit card with a $100 limit would reduce the speaker's average credit line and potentially harm their credit score.

if I actually signed up that would bring down the average of my credit lines which could be bad for my credit

Maxing out Roth IRA contributions for 40 years is projected to result in a balance of nearly $2 million, assuming average stock market returns.

And if you're able to max it out, you're looking at just shy of $2 million within 40 years.

2 years ago Pending

Maxing out Roth IRA contributions for 40 years is projected to result in a balance of nearly $2 million, assuming average stock market returns.

And if you're able to max it out, you're looking at just shy of $2 million within 40 years.

Investing $400 per month into a Roth IRA for 40 years is projected to exceed $1.44 million, assuming average stock market returns.

If you can up that contribution to $400 a month, you can see that your future value will be over $1.44 million.

2 years ago Pending

Investing $400 per month into a Roth IRA for 40 years is projected to exceed $1.44 million, assuming average stock market returns.

If you can up that contribution to $400 a month, you can see that your future value will be over $1.44 million.

Investing $250 per month into a Roth IRA for 40 years is projected to reach an ending balance of $94,000, assuming average stock market returns.

A mere $250 a month in your Roth IRA compounded over 40 years at the average stock market return will yield you an ending balance of $94,000.

2 years ago Pending

Investing $250 per month into a Roth IRA for 40 years is projected to reach an ending balance of $94,000, assuming average stock market returns.

A mere $250 a month in your Roth IRA compounded over 40 years at the average stock market return will yield you an ending balance of $94,000.

The migration trend from high-cost-of-living states (e.g., California, New York) to other cities will increase and expand.

I think it's also a reason why we're going to see a lot of people moving from High Cost of Living States like California or New York to those other cities and that's going to just increase and expand out

2 years ago Pending

The migration trend from high-cost-of-living states (e.g., California, New York) to other cities will increase and expand.

I think it's also a reason why we're going to see a lot of people moving from High Cost of Living States like California or New York to those other cities and that's going to just increase and expand out

Apple is predicted to continue paying dividends as long as the company remains financially healthy.

as long as they're healthy they should continue

2 years ago Pending

Apple is predicted to continue paying dividends as long as the company remains financially healthy.

as long as they're healthy they should continue

Migration from high-cost-of-living states like California and New York to other cities will increase and broaden.

I think it's also a reason why we're going to see a lot of people moving from High Cost of Living States like California or New York to those other cities and that's going to just increase and expand out

2 years ago Pending

Migration from high-cost-of-living states like California and New York to other cities will increase and broaden.

I think it's also a reason why we're going to see a lot of people moving from High Cost of Living States like California or New York to those other cities and that's going to just increase and expand out

Second and third-tier cities are predicted to grow at a much faster pace.

what I personally think is going to happen is that we're going to see a lot of the second and third tier cities growing on a much faster Pace

2 years ago Pending

Second and third-tier cities are predicted to grow at a much faster pace.

what I personally think is going to happen is that we're going to see a lot of the second and third tier cities growing on a much faster Pace

IMF predicts China's economy will surpass the U.S. economy by 2050.

the IMF the international monetary fund believes that the Chinese economy will overtake the U.S economy by the year 2050.

2 years ago Pending

IMF predicts China's economy will surpass the U.S. economy by 2050.

the IMF the international monetary fund believes that the Chinese economy will overtake the U.S economy by the year 2050.

The author estimates that his personal income threshold for happiness is now around $100,000 per year, adjusted for inflation and the cost of living in San Francisco.

but these days maybe it's closer to 100k with inflation as well as the cost of living area that I live in I live in San Francisco

2 years ago Pending

The author estimates that his personal income threshold for happiness is now around $100,000 per year, adjusted for inflation and the cost of living in San Francisco.

but these days maybe it's closer to 100k with inflation as well as the cost of living area that I live in I live in San Francisco

Second and third-tier cities will experience significantly faster growth.

what I personally think is going to happen is that we're going to see a lot of the second and third tier cities growing on a much faster Pace

2 years ago Pending

Second and third-tier cities will experience significantly faster growth.

what I personally think is going to happen is that we're going to see a lot of the second and third tier cities growing on a much faster Pace

A new BMW 5 Series, initially priced at $56,500, will be worth $26,500 after four years.

after the fourth year it's only going to cost you twenty six thousand five hundred dollars to own that same car

2 years ago Pending

A new BMW 5 Series, initially priced at $56,500, will be worth $26,500 after four years.

after the fourth year it's only going to cost you twenty six thousand five hundred dollars to own that same car

Gen Z and younger generations will struggle to afford homes if income growth does not keep pace with rising housing prices.

if income levels don't rapidly rise and housing prices start to go up more and more then what we're going to see is that gen Z and younger might not be able to afford homes whereas the older Millennial or the Gen X or the baby boomer might have had an easier time doing so

2 years ago Pending

Gen Z and younger generations will struggle to afford homes if income growth does not keep pace with rising housing prices.

if income levels don't rapidly rise and housing prices start to go up more and more then what we're going to see is that gen Z and younger might not be able to afford homes whereas the older Millennial or the Gen X or the baby boomer might have had an easier time doing so

A new nation will rise to global power and wealth, but this shift is not expected to occur within the current generation's lifetime.

I do think he is right that there will be a new nation that shifts into power and wealth sometime in the future I just don't think it's within our lifetimes

2 years ago Pending

A new nation will rise to global power and wealth, but this shift is not expected to occur within the current generation's lifetime.

I do think he is right that there will be a new nation that shifts into power and wealth sometime in the future I just don't think it's within our lifetimes

The speaker predicts that events in 2020 will lead to a prolonged recession.

I think everything with 2020 is just going to force us into a recession for a while.

2 years ago Pending

The speaker predicts that events in 2020 will lead to a prolonged recession.

I think everything with 2020 is just going to force us into a recession for a while.

Apple (AAPL) is predicted to continue paying dividends as long as the company remains financially healthy.

as long as they're healthy they should continue

2 years ago Pending

Apple (AAPL) is predicted to continue paying dividends as long as the company remains financially healthy.

as long as they're healthy they should continue

The total cost of owning a 2023 Honda Civic for five years is predicted to be $42,000, which is $8,000 per year.

even on a 2023 Honda Civic the true cost to own over five years is forty two thousand dollars or over eight thousand dollars a year

2 years ago Pending

The total cost of owning a 2023 Honda Civic for five years is predicted to be $42,000, which is $8,000 per year.

even on a 2023 Honda Civic the true cost to own over five years is forty two thousand dollars or over eight thousand dollars a year

Gen Z and younger generations will increasingly struggle to afford homes if income growth lags behind rising housing prices.

if income levels don't rapidly rise and housing prices start to go up more and more then what we're going to see is that gen Z and younger might not be able to afford homes

2 years ago Pending

Gen Z and younger generations will increasingly struggle to afford homes if income growth lags behind rising housing prices.

if income levels don't rapidly rise and housing prices start to go up more and more then what we're going to see is that gen Z and younger might not be able to afford homes

The US dollar is likely to remain the world's reserve currency for the rest of the current generation's lifetime.

it's likely that the US dollar will remain the reserve currency so long as we shall live just based on the data that we have currently available to us

2 years ago Pending

The US dollar is likely to remain the world's reserve currency for the rest of the current generation's lifetime.

it's likely that the US dollar will remain the reserve currency so long as we shall live just based on the data that we have currently available to us

It is possible for an individual to accumulate $1 million in net worth within 10 years.

one million dollars within 10 years that sounds impossible but I believe with the right blueprint we can figure out exactly what steps we need to take to get there contrary to what people might tell you it's not an impossible task

2 years ago Pending

It is possible for an individual to accumulate $1 million in net worth within 10 years.

one million dollars within 10 years that sounds impossible but I believe with the right blueprint we can figure out exactly what steps we need to take to get there contrary to what people might tell you it's not an impossible task

A new BMW 5 Series, initially priced at $56,500, will be worth $43,000 after one year.

after the first year it loses 26 percent of value and it's only going to be worth 43 000

2 years ago Pending

A new BMW 5 Series, initially priced at $56,500, will be worth $43,000 after one year.

after the first year it loses 26 percent of value and it's only going to be worth 43 000

Keeping a credit card account open after downgrading it to a no-annual-fee card is predicted to prevent a drop in credit score.

and just leave the card open by keeping that credit line open your credit score should remain intact

2 years ago Pending

Keeping a credit card account open after downgrading it to a no-annual-fee card is predicted to prevent a drop in credit score.

and just leave the card open by keeping that credit line open your credit score should remain intact

Following the provided credit tips (not closing old cards, keeping credit utilization below 30%, and paying bills on time) will increase one's credit score.

if you do these things your credit score will go up

2 years ago Pending

Following the provided credit tips (not closing old cards, keeping credit utilization below 30%, and paying bills on time) will increase one's credit score.

if you do these things your credit score will go up

Demand for Johnson & Johnson's inelastic medicinal products (e.g., Band-Aid, Tylenol) is predicted to remain strong regardless of price or economic conditions.

they own medicinal product Brands like band-aid and Tylenol which will likely be needed no matter the price

2 years ago Pending

Demand for Johnson & Johnson's inelastic medicinal products (e.g., Band-Aid, Tylenol) is predicted to remain strong regardless of price or economic conditions.

they own medicinal product Brands like band-aid and Tylenol which will likely be needed no matter the price

An individual will establish a decent credit score within 6 to 12 months by consistently spending and paying off a secured credit card.

after about six to twelve months of doing this you'll establish a pretty decent credit score

2 years ago Pending

An individual will establish a decent credit score within 6 to 12 months by consistently spending and paying off a secured credit card.

after about six to twelve months of doing this you'll establish a pretty decent credit score

Individuals who maintain good credit practices will eventually achieve a credit score of 800 or higher.

as long as you maintain good practices with all the factors that we talked about today when it comes to your credit score it's only a matter of time before you hit 800 and Beyond

2 years ago Pending

Individuals who maintain good credit practices will eventually achieve a credit score of 800 or higher.

as long as you maintain good practices with all the factors that we talked about today when it comes to your credit score it's only a matter of time before you hit 800 and Beyond

By spending around $20 a month on a secured credit card and paying it off, one will establish a decent credit score within 6 to 12 months.

just spend about 20 bucks a month and pay it off and after about six to twelve months of doing this you'll establish a pretty decent credit score

2 years ago Pending

By spending around $20 a month on a secured credit card and paying it off, one will establish a decent credit score within 6 to 12 months.

just spend about 20 bucks a month and pay it off and after about six to twelve months of doing this you'll establish a pretty decent credit score

Following the presented credit tips (not closing old cards, keeping credit utilization below 30%, and paying bills on time) will result in an increased credit score.

if you do these things your credit score will go up

2 years ago Pending

Following the presented credit tips (not closing old cards, keeping credit utilization below 30%, and paying bills on time) will result in an increased credit score.

if you do these things your credit score will go up

The author committed to posting an update video if their YouTube channel reaches 100,000 subscribers.

I'll post an update if I hit 100K subscribers

2 years ago Pending

The author committed to posting an update video if their YouTube channel reaches 100,000 subscribers.

I'll post an update if I hit 100K subscribers

Making one extra mortgage payment per year towards the principal will lead to a 30-year mortgage being paid off 3 to 4 years early.

in fact if you make one extra mortgage payment per year towards your principal a 30-year mortgage can then be paid off three to four years early saving you a bunch of payments in the long run

2 years ago Pending

Making one extra mortgage payment per year towards the principal will lead to a 30-year mortgage being paid off 3 to 4 years early.

in fact if you make one extra mortgage payment per year towards your principal a 30-year mortgage can then be paid off three to four years early saving you a bunch of payments in the long run

A high-yield savings account is predicted to pay between $400 and $450 annually on a $10,000 deposit (implying a 4-4.5% APY).

but a high yield savings account will pay you between 400 and 450 dollars on that same ten thousand dollars you have saved

2 years ago Pending

A high-yield savings account is predicted to pay between $400 and $450 annually on a $10,000 deposit (implying a 4-4.5% APY).

but a high yield savings account will pay you between 400 and 450 dollars on that same ten thousand dollars you have saved

Cooperation among telecommunication companies in an oligopoly will generally lead to higher prices for consumers.

well since it benefits us to cooperate with one another we usually do that it usually means higher prices for you though

2 years ago Pending

Cooperation among telecommunication companies in an oligopoly will generally lead to higher prices for consumers.

well since it benefits us to cooperate with one another we usually do that it usually means higher prices for you though

A Domino's franchisee predicts he will make more money than his Chick-fil-A franchisee brother due to pizza sales and 7-day operations.

I'm gonna make way more money than him with dominance Pizza sells way better and we're open seven days a week

2 years ago Pending

A Domino's franchisee predicts he will make more money than his Chick-fil-A franchisee brother due to pizza sales and 7-day operations.

I'm gonna make way more money than him with dominance Pizza sells way better and we're open seven days a week

Gray's Paint monthly revenue is estimated to be $400,000, totaling $4.8 million annually.

I estimate his monthly Revenue to be closer to 400k a month or 4.8 million dollars a year

2 years ago Pending

Gray's Paint monthly revenue is estimated to be $400,000, totaling $4.8 million annually.

I estimate his monthly Revenue to be closer to 400k a month or 4.8 million dollars a year

The intricate Berg liquor control system will not be widely adopted by many places (bars/bowling alleys).

not many places are gonna have this

2 years ago Pending

The intricate Berg liquor control system will not be widely adopted by many places (bars/bowling alleys).

not many places are gonna have this

Tesla stock price is predicted to increase.

I really think Tesla stock is going to go up

2 years ago Pending

Tesla stock price is predicted to increase.

I really think Tesla stock is going to go up

Commodities (like gold and silver) are predicted to potentially outperform the overall market in 2023.

in 2023 depending on market conditions they could actually outperform the market this year

2 years ago Pending

Commodities (like gold and silver) are predicted to potentially outperform the overall market in 2023.

in 2023 depending on market conditions they could actually outperform the market this year

Gold will significantly underperform the overall market in the very long term.

however if we zoom out far enough you'll see that gold pales in comparison compared to the market as a whole

2 years ago Pending

Gold will significantly underperform the overall market in the very long term.

however if we zoom out far enough you'll see that gold pales in comparison compared to the market as a whole

Tesla's stock price is predicted to decrease next week.

I think Tesla's gonna go down next week

2 years ago Pending

Tesla's stock price is predicted to decrease next week.

I think Tesla's gonna go down next week

Tesla stock price predicted to increase this week (February 19-25, 2023).

I think Tessa's gonna go up this week

2 years ago Pending

Tesla stock price predicted to increase this week (February 19-25, 2023).

I think Tessa's gonna go up this week

Bankruptcy will remain on one's credit report for seven to ten years.

it lasts on your credit report for seven to ten years

2 years ago Pending

Bankruptcy will remain on one's credit report for seven to ten years.

it lasts on your credit report for seven to ten years

Filing for bankruptcy will cause a credit score to drop by a couple hundred points.

it'll tank your credit score by a couple hundred points

2 years ago Pending

Filing for bankruptcy will cause a credit score to drop by a couple hundred points.

it'll tank your credit score by a couple hundred points

The American Express Gold card is predicted to be the number one credit card for 2023.

the number one credit card in my opinion for 2023 is still the American Express gold card

2 years ago Pending

The American Express Gold card is predicted to be the number one credit card for 2023.

the number one credit card in my opinion for 2023 is still the American Express gold card

The author's selected credit cards are predicted to be the top picks for 2023.

I've updated my top credit card picks for this year

2 years ago Pending

The author's selected credit cards are predicted to be the top picks for 2023.

I've updated my top credit card picks for this year

In-N-Out Burger is predicted to continue prioritizing food quality and consistency, maintaining its limited expansion strategy rather than pursuing rapid growth.

in and out has proven that they won't sacrifice the quality of their food just to expand and grow like other fast food chains

2 years ago Pending

In-N-Out Burger is predicted to continue prioritizing food quality and consistency, maintaining its limited expansion strategy rather than pursuing rapid growth.

in and out has proven that they won't sacrifice the quality of their food just to expand and grow like other fast food chains

Antoine's Cookie Shop is predicted to achieve an annual sales run rate of $960,000 based on its current daily customer count and average order size.

145 customers a day at 18 in average order size is 2600 a day or 80k a month or about 960 000 a year in sales

2 years ago Pending

Antoine's Cookie Shop is predicted to achieve an annual sales run rate of $960,000 based on its current daily customer count and average order size.

145 customers a day at 18 in average order size is 2600 a day or 80k a month or about 960 000 a year in sales

Society will not significantly reduce its reliance on fossil fuels within the next five years (by 2028).

however right now I don't really see us like just stepping away from fossil fuels anytime in the next five years

2 years ago Pending

Society will not significantly reduce its reliance on fossil fuels within the next five years (by 2028).

however right now I don't really see us like just stepping away from fossil fuels anytime in the next five years

By 2033-2043, there will be a widespread shift towards electric and more fuel-efficient vehicles.

hopefully in 10 to 20 years everything is going to be moving towards electric and more fuel efficiency

2 years ago Pending

By 2033-2043, there will be a widespread shift towards electric and more fuel-efficient vehicles.

hopefully in 10 to 20 years everything is going to be moving towards electric and more fuel efficiency

Customers using 'buy now, pay later' plans are predicted to incur late fees.

they'll just get hit with late fees

2 years ago Pending

Customers using 'buy now, pay later' plans are predicted to incur late fees.

they'll just get hit with late fees

Coffee prices predicted to be $6.70 per cup in approximately 50 years (around 2073).

coffee 670 a cup

2 years ago Pending

Coffee prices predicted to be $6.70 per cup in approximately 50 years (around 2073).

coffee 670 a cup

Author predicts Avanti Pizza will generate $1.432 million in annual revenue based on assumed customer traffic.

Let's assume they get 40 customers from Sunday through Thursday and then 175 customers on Friday and Saturday that would mean on the weekend days alone they would get 910 000 in Revenue throughout the year and for the weekdays 522 thousand dollars for a total of 1.432 million dollars

2 years ago Pending

Author predicts Avanti Pizza will generate $1.432 million in annual revenue based on assumed customer traffic.

Let's assume they get 40 customers from Sunday through Thursday and then 175 customers on Friday and Saturday that would mean on the weekend days alone they would get 910 000 in Revenue throughout the year and for the weekdays 522 thousand dollars for a total of 1.432 million dollars

The person will decide against purchasing the Air Force Ones.

so you're going to change your decision on those shoes

2 years ago Pending

The person will decide against purchasing the Air Force Ones.

so you're going to change your decision on those shoes

Milk prices predicted to be $11 per gallon in approximately 50 years (around 2073).

a gallon of milk 11

2 years ago Pending

Milk prices predicted to be $11 per gallon in approximately 50 years (around 2073).

a gallon of milk 11

Gas prices predicted to be $7 per gallon in approximately 50 years (around 2073).

what the price is going to be like in 50 years son... so gas is actually seven dollars a gallon where I'm from

2 years ago Pending

Gas prices predicted to be $7 per gallon in approximately 50 years (around 2073).

what the price is going to be like in 50 years son... so gas is actually seven dollars a gallon where I'm from

By making payments on time, increasing income, and staying within the credit limit, the credit limit and score will naturally increase.

your credit limit and score will naturally go up

2 years ago Pending

By making payments on time, increasing income, and staying within the credit limit, the credit limit and score will naturally increase.

your credit limit and score will naturally go up

The credit card will be declined due to an insufficient credit limit.

your car's just going to get declined

2 years ago Pending

The credit card will be declined due to an insufficient credit limit.

your car's just going to get declined

If only minimum payments of $35 are made on a $280 debt, it will take 9 months to pay off, incurring an additional $35 in interest.

nine months and an extra 35 dollars in interest which is basically another minimum payment

2 years ago Pending

If only minimum payments of $35 are made on a $280 debt, it will take 9 months to pay off, incurring an additional $35 in interest.

nine months and an extra 35 dollars in interest which is basically another minimum payment

A dry cleaning business is predicted to generate approximately $600,000 in annual revenue.

so over the course of a year you can expect a dry cleaning business like that one to pull in about six hundred thousand dollars in Revenue

2 years ago Pending

A dry cleaning business is predicted to generate approximately $600,000 in annual revenue.

so over the course of a year you can expect a dry cleaning business like that one to pull in about six hundred thousand dollars in Revenue

Individuals making almond milk at home will save approximately 60% compared to purchasing it.

that means you're going to save about 60 percent making at home

2 years ago Pending

Individuals making almond milk at home will save approximately 60% compared to purchasing it.

that means you're going to save about 60 percent making at home

The author will release two more videos in this series.

stay tuned for a couple more videos in this series

2 years ago Pending

The author will release two more videos in this series.

stay tuned for a couple more videos in this series

The initial investment for a pet chicken's housing (coop and run) will likely take five to six years to break even through egg sales.

now to break even on your Coop costs it'll probably take you between five or six years

2 years ago Pending

The initial investment for a pet chicken's housing (coop and run) will likely take five to six years to break even through egg sales.

now to break even on your Coop costs it'll probably take you between five or six years

The stock market is highly unlikely to ever go to zero; such an event would signify a complete collapse of global financial systems and broader societal breakdown, making it an unrealistic concern for investors.

Now, you're probably wondering to yourself, well, could the stock market ever go to zero? Well, historically, based on all the data, it probably will not go to zero. Like, for the stock market to go to zero, basically all hell has broken loose on planet Earth, and all of our financial systems have collapsed. So, if the stock market were ever to go to zero, let's just say we would have way bigger problems than just the stock market being zero, I'm sure money would have no value at that point. However, I'm not going to rule it out. Like there might be a 0000001 chance that it ever happens. I never want to say never on this channel. So never say never Justin Bieber and JBH but I don't think it's going to happen. So is that a realistic risk that you should be worried about? Probably not.

2 years ago Pending

The stock market is highly unlikely to ever go to zero; such an event would signify a complete collapse of global financial systems and broader societal breakdown, making it an unrealistic concern for investors.

Now, you're probably wondering to yourself, well, could the stock market ever go to zero? Well, historically, based on all the data, it probably will not go to zero. Like, for the stock market to go to zero, basically all hell has broken loose on planet Earth, and all of our financial systems have collapsed. So, if the stock market were ever to go to zero, let's just say we would have way bigger problems than just the stock market being zero, I'm sure money would have no value at that point. However, I'm not going to rule it out. Like there might be a 0000001 chance that it ever happens. I never want to say never on this channel. So never say never Justin Bieber and JBH but I don't think it's going to happen. So is that a realistic risk that you should be worried about? Probably not.

Consistent, long-term investment in diversified index funds is almost guaranteed to lead to millionaire status.

So, an index fund is something that a lot of financial adviserss will put their clients into. And basically it's a fund that is well diversified, tracks the stock market, and as long as you invest in them over time consistently, the path to becoming a millionaire is almost guaranteed.

2 years ago Pending

Consistent, long-term investment in diversified index funds is almost guaranteed to lead to millionaire status.

So, an index fund is something that a lot of financial adviserss will put their clients into. And basically it's a fund that is well diversified, tracks the stock market, and as long as you invest in them over time consistently, the path to becoming a millionaire is almost guaranteed.

Tesla shares predicted to increase in value soon after 2023-01-26.

I have a strong feeling that Tesla Shares are gonna go up soon

2 years ago Pending

Tesla shares predicted to increase in value soon after 2023-01-26.

I have a strong feeling that Tesla Shares are gonna go up soon

If you ask for a promo code via live chat on an online shopping site, retailers will provide one more often than not to secure the sale.

just chat them and ask for a promo code more often than not they'll just give you one because they want to make the sale

2 years ago Pending

If you ask for a promo code via live chat on an online shopping site, retailers will provide one more often than not to secure the sale.

just chat them and ask for a promo code more often than not they'll just give you one because they want to make the sale

Uber rides to Midtown will no longer cost $8.

Wait so does that mean no more Eight dollar rides to Midtown yeah those days are over

3 years ago Pending

Uber rides to Midtown will no longer cost $8.

Wait so does that mean no more Eight dollar rides to Midtown yeah those days are over

The author aims to earn $100,000 in the year 2023.

in this video I'm going to show you how I would go from 0 to 100k this year... I would say statistically no it is not however I'm still going to be trying for it...

2 years ago Pending

The author aims to earn $100,000 in the year 2023.

in this video I'm going to show you how I would go from 0 to 100k this year... I would say statistically no it is not however I'm still going to be trying for it...

Google is expected to recover its value over a long holding period.

since I'm holding for such a long period of time I'm hoping that those stocks recover

3 years ago Pending

Google is expected to recover its value over a long holding period.

since I'm holding for such a long period of time I'm hoping that those stocks recover

Tesla is expected to recover its value over a long holding period.

since I'm holding for such a long period of time I'm hoping that those stocks recover

3 years ago Pending

Tesla is expected to recover its value over a long holding period.

since I'm holding for such a long period of time I'm hoping that those stocks recover

Palantir is expected to recover its value over a long holding period.

since I'm holding for such a long period of time I'm hoping that those stocks recover

3 years ago Pending

Palantir is expected to recover its value over a long holding period.

since I'm holding for such a long period of time I'm hoping that those stocks recover

Ethereum (ETH) is predicted to endure in the long term, unlike many altcoins.

out of all the cryptos I think Bitcoin and ethereum are the ones that are gonna stay around for a very long time

3 years ago Pending

Ethereum (ETH) is predicted to endure in the long term, unlike many altcoins.

out of all the cryptos I think Bitcoin and ethereum are the ones that are gonna stay around for a very long time

Bitcoin (BTC) is predicted to endure in the long term, unlike many altcoins.

out of all the cryptos I think Bitcoin and ethereum are the ones that are gonna stay around for a very long time

3 years ago Pending

Bitcoin (BTC) is predicted to endure in the long term, unlike many altcoins.

out of all the cryptos I think Bitcoin and ethereum are the ones that are gonna stay around for a very long time

Kraft Heinz is expected to perform well over the long term.

I do feel like the big names that I own in this portfolio though are probably going to be fine for the Long Haul

3 years ago Pending

Kraft Heinz is expected to perform well over the long term.

I do feel like the big names that I own in this portfolio though are probably going to be fine for the Long Haul

JPMorgan is expected to perform well over the long term.

I do feel like the big names that I own in this portfolio though are probably going to be fine for the Long Haul

3 years ago Pending

JPMorgan is expected to perform well over the long term.

I do feel like the big names that I own in this portfolio though are probably going to be fine for the Long Haul

Exxon Mobil is expected to perform well over the long term.

I do feel like the big names that I own in this portfolio though are probably going to be fine for the Long Haul

3 years ago Pending

Exxon Mobil is expected to perform well over the long term.

I do feel like the big names that I own in this portfolio though are probably going to be fine for the Long Haul

AbbVie is expected to perform well over the long term.

I do feel like the big names that I own in this portfolio though are probably going to be fine for the Long Haul

3 years ago Pending

AbbVie is expected to perform well over the long term.

I do feel like the big names that I own in this portfolio though are probably going to be fine for the Long Haul

Apple is expected to perform well over the long term.

I do feel like the big names that I own in this portfolio though are probably going to be fine for the Long Haul

3 years ago Pending

Apple is expected to perform well over the long term.

I do feel like the big names that I own in this portfolio though are probably going to be fine for the Long Haul

The price of gold is predicted to increase if the Federal Reserve pauses interest rate hikes or if the US dollar weakens.

if the FED pod causes hikes or the US dollar weekends we should see an increase in the price of gold

3 years ago Pending

The price of gold is predicted to increase if the Federal Reserve pauses interest rate hikes or if the US dollar weakens.

if the FED pod causes hikes or the US dollar weekends we should see an increase in the price of gold

Bitcoin (BTC) and Ethereum (ETH) are predicted to remain relevant and exist for a very long time.

out of all the cryptos I think Bitcoin and ethereum are the ones that are gonna stay around for a very long time

3 years ago Pending

Bitcoin (BTC) and Ethereum (ETH) are predicted to remain relevant and exist for a very long time.

out of all the cryptos I think Bitcoin and ethereum are the ones that are gonna stay around for a very long time

Barrick Gold Corp (GOLD) stock price is predicted to increase if the US dollar weakens.

if the FED pod causes hikes or the US dollar weekends we should see an increase in the price of gold

3 years ago Pending

Barrick Gold Corp (GOLD) stock price is predicted to increase if the US dollar weakens.

if the FED pod causes hikes or the US dollar weekends we should see an increase in the price of gold

Bitcoin and Ethereum are predicted to be the most enduring and long-lasting cryptocurrencies.

out of all the cryptos I think Bitcoin and ethereum are the ones that are gonna stay around for a very long time

3 years ago Pending

Bitcoin and Ethereum are predicted to be the most enduring and long-lasting cryptocurrencies.

out of all the cryptos I think Bitcoin and ethereum are the ones that are gonna stay around for a very long time

Barrick Gold Corp stock (and the price of gold) will increase in 2023 if the Fed pauses rate hikes or the US dollar weakens.

the reason that I added it is that if the FED pod causes hikes or the US dollar weekends we should see an increase in the price of gold and this is something just to kind of hedge against all the volatility of this year

3 years ago Pending

Barrick Gold Corp stock (and the price of gold) will increase in 2023 if the Fed pauses rate hikes or the US dollar weakens.

the reason that I added it is that if the FED pod causes hikes or the US dollar weekends we should see an increase in the price of gold and this is something just to kind of hedge against all the volatility of this year

If the Federal Reserve pauses interest rate hikes or the US dollar weakens, the price of gold (and Barrick Gold Corp stock) will increase.

One ticker symbol that I added recently was gold so this is actually a gold mining Corporation Called Barrick Gold Corp and the reason that I added it is that if the FED pod causes hikes or the US dollar weekends we should see an increase in the price of gold and this is something just to kind of hedge against all the volatility of this year

3 years ago Pending

If the Federal Reserve pauses interest rate hikes or the US dollar weakens, the price of gold (and Barrick Gold Corp stock) will increase.

One ticker symbol that I added recently was gold so this is actually a gold mining Corporation Called Barrick Gold Corp and the reason that I added it is that if the FED pod causes hikes or the US dollar weekends we should see an increase in the price of gold and this is something just to kind of hedge against all the volatility of this year

Bitcoin and Ethereum are predicted to remain relevant and exist for a very long time.

out of all the cryptos I think Bitcoin and ethereum are the ones that are gonna stay around for a very long time

3 years ago Pending

Bitcoin and Ethereum are predicted to remain relevant and exist for a very long time.

out of all the cryptos I think Bitcoin and ethereum are the ones that are gonna stay around for a very long time

Barrick Gold Corp (GOLD) price will increase if the Fed pauses interest rate hikes or the US dollar weakens.

if the FED pod causes hikes or the US dollar weekends we should see an increase in the price of gold

3 years ago Pending

Barrick Gold Corp (GOLD) price will increase if the Fed pauses interest rate hikes or the US dollar weakens.

if the FED pod causes hikes or the US dollar weekends we should see an increase in the price of gold

Bond index funds and general bond performance are predicted to see a resurgence in the future.

however moving forward we should see a Resurgence of bond index funds and also just Bond performance in general

3 years ago Pending

Bond index funds and general bond performance are predicted to see a resurgence in the future.

however moving forward we should see a Resurgence of bond index funds and also just Bond performance in general

The author intends to take more time off for reflection in 2023 than in previous years.

admittedly in the past few years I haven't been very good at taking time off to reflect so I want to do more of that this year

3 years ago Pending

The author intends to take more time off for reflection in 2023 than in previous years.

admittedly in the past few years I haven't been very good at taking time off to reflect so I want to do more of that this year

4 years ago

Angel investors are unlikely to be able to pull their money out of an investment before the company's IPO.

your chances of getting your money out before an IPO likely not good but it it could happen

3 years ago Pending

Angel investors are unlikely to be able to pull their money out of an investment before the company's IPO.

your chances of getting your money out before an IPO likely not good but it it could happen

Most angel investments are predicted to result in a total loss of the invested capital.

most Investments Angel Investments they go to zero

3 years ago Pending

Most angel investments are predicted to result in a total loss of the invested capital.

most Investments Angel Investments they go to zero

Angel investments are predicted to take between 2 and over 11 years to provide a return.

the earliest the fastest one I've seen make a return is like two years the longest one is definitely 11 years so far right okay right and so like it could take a very very long time to see anything

3 years ago Pending

Angel investments are predicted to take between 2 and over 11 years to provide a return.

the earliest the fastest one I've seen make a return is like two years the longest one is definitely 11 years so far right okay right and so like it could take a very very long time to see anything

Home Improvement spending is predicted to increase as the US catches up to housing demand, benefiting Home Depot.

as we catch up to that demand of homes wanting to be built we're going to have to see a lot more Home Improvement spending go up so who benefits from that Home Depot

3 years ago Pending

Home Improvement spending is predicted to increase as the US catches up to housing demand, benefiting Home Depot.

as we catch up to that demand of homes wanting to be built we're going to have to see a lot more Home Improvement spending go up so who benefits from that Home Depot

Energy prices are predicted to remain elevated due to the ongoing Ukraine war.

with the Ukraine R War still going on and an end nowhere in sight I don't anticipate Energy prices coming down anytime soon

3 years ago Pending

Energy prices are predicted to remain elevated due to the ongoing Ukraine war.

with the Ukraine R War still going on and an end nowhere in sight I don't anticipate Energy prices coming down anytime soon

Home Improvement spending is predicted to increase as the United States addresses the demand for more new homes.

right now in the United States there aren't enough homes being built so as we catch up to that demand of homes wanting to be built we're going to have to see a lot more Home Improvement spending go up so who benefits from that Home Depot

3 years ago Pending

Home Improvement spending is predicted to increase as the United States addresses the demand for more new homes.

right now in the United States there aren't enough homes being built so as we catch up to that demand of homes wanting to be built we're going to have to see a lot more Home Improvement spending go up so who benefits from that Home Depot

PepsiCo is predicted to maintain its strong market presence and product demand for the foreseeable future, potentially 'your entire lifetime'.

another great thing about Pepsi is that they're going to be here for probably your entire lifetime and my entire lifetime as well you know that Pepsi and Coke have been Main Stays for quite a long time and because they're so big and so large and the demand for their products is so good I don't think they're going anywhere

3 years ago Pending

PepsiCo is predicted to maintain its strong market presence and product demand for the foreseeable future, potentially 'your entire lifetime'.

another great thing about Pepsi is that they're going to be here for probably your entire lifetime and my entire lifetime as well you know that Pepsi and Coke have been Main Stays for quite a long time and because they're so big and so large and the demand for their products is so good I don't think they're going anywhere

Energy prices are predicted to remain high for the foreseeable future due to the ongoing Russia-Ukraine war.

refined oil products like petroleum gasoline and heating oil products are currently going for a premium on the market and with the Ukraine R War still going on and an end nowhere in sight I don't anticipate Energy prices coming down anytime soon

3 years ago Pending

Energy prices are predicted to remain high for the foreseeable future due to the ongoing Russia-Ukraine war.

refined oil products like petroleum gasoline and heating oil products are currently going for a premium on the market and with the Ukraine R War still going on and an end nowhere in sight I don't anticipate Energy prices coming down anytime soon

AbbVie is predicted to face increased competition for its Humira drug due to loss of exclusivity in 2023.

One Challenge they will face is that they are losing exclusivity with the Huma drug in 2023 which is next year so that means there is going to be more compet ition for that particular space in the drug field

3 years ago Pending

AbbVie is predicted to face increased competition for its Humira drug due to loss of exclusivity in 2023.

One Challenge they will face is that they are losing exclusivity with the Huma drug in 2023 which is next year so that means there is going to be more compet ition for that particular space in the drug field

The author might sell Kraft Heinz stock within the next year (from Sep 2022) if its financial performance does not improve.

however if things don't turn around financially especially in the next couple quarters or maybe the next year I might let go of craft hinco in favor for a different allocation in my portfolio

3 years ago Pending

The author might sell Kraft Heinz stock within the next year (from Sep 2022) if its financial performance does not improve.

however if things don't turn around financially especially in the next couple quarters or maybe the next year I might let go of craft hinco in favor for a different allocation in my portfolio

AbbVie is predicted to diversify its product mix by continuing to invest in R&D.

they continue to invest in their research and development programs which means that they're going to be diversifying their product mix as we move forward

3 years ago Pending

AbbVie is predicted to diversify its product mix by continuing to invest in R&D.

they continue to invest in their research and development programs which means that they're going to be diversifying their product mix as we move forward

AbbVie's Humira drug will lose exclusivity in 2023, leading to increased competition.

Now One Challenge they will face is that they are losing exclusivity with the Huma drug in 2023 which is next year so that means there is going to be more compet ition for that particular space in the drug field

3 years ago Pending

AbbVie's Humira drug will lose exclusivity in 2023, leading to increased competition.

Now One Challenge they will face is that they are losing exclusivity with the Huma drug in 2023 which is next year so that means there is going to be more compet ition for that particular space in the drug field

JPMorgan's net interest income is predicted to increase throughout 2022 and 2023 due to rising interest rates.

we should see net interest income for JP Morgan continue to go up especially throughout this year and next year as the FED continues to battle inflation they're probably going to keep raising rates so if that happens it'll just stand to benefit JP Morgan

3 years ago Pending

JPMorgan's net interest income is predicted to increase throughout 2022 and 2023 due to rising interest rates.

we should see net interest income for JP Morgan continue to go up especially throughout this year and next year as the FED continues to battle inflation they're probably going to keep raising rates so if that happens it'll just stand to benefit JP Morgan

JP Morgan's net interest income will increase throughout 2022 and 2023 due to the Federal Reserve raising interest rates.

this means that we should see net interest income for JP Morgan continue to go up especially throughout this year and next year as the FED continues to battle inflation they're probably going to keep raising rates so if that happens it'll just stand to benefit JP Morgan

3 years ago Pending

JP Morgan's net interest income will increase throughout 2022 and 2023 due to the Federal Reserve raising interest rates.

this means that we should see net interest income for JP Morgan continue to go up especially throughout this year and next year as the FED continues to battle inflation they're probably going to keep raising rates so if that happens it'll just stand to benefit JP Morgan

Many investors will attempt to time the market in 2023, particularly during volatile periods or significant market dips.

you're going to see a lot of investors try to time the market in 2023 especially if there's volatility or a lot of big dips

3 years ago Pending

Many investors will attempt to time the market in 2023, particularly during volatile periods or significant market dips.

you're going to see a lot of investors try to time the market in 2023 especially if there's volatility or a lot of big dips

2023 will see numerous negative media headlines, fostering fear of recession and economic collapse.

especially in 2023 we're gonna get a lot of negative headlines in the news so people are going to say that there's going to be the fear of a recession the economy is collapsing etc etc

3 years ago Pending

2023 will see numerous negative media headlines, fostering fear of recession and economic collapse.

especially in 2023 we're gonna get a lot of negative headlines in the news so people are going to say that there's going to be the fear of a recession the economy is collapsing etc etc

High-yield savings accounts will offer interest rates of 3.75% to 4.25% for the foreseeable future (post-2022).

for the foreseeable future there's a simple and easy way to get 3.75 even 4 or 4.25 percent on your money while it sits safely in a bank account

3 years ago Pending

High-yield savings accounts will offer interest rates of 3.75% to 4.25% for the foreseeable future (post-2022).

for the foreseeable future there's a simple and easy way to get 3.75 even 4 or 4.25 percent on your money while it sits safely in a bank account

One shrimp tank can generate approximately $500 in income per month.

he can make about five hundred dollars per month per tank

3 years ago Pending

One shrimp tank can generate approximately $500 in income per month.

he can make about five hundred dollars per month per tank

Growth stocks will experience significantly slower growth in 2023 due to higher interest rates making borrowing expensive.

overall in 2023 a lot of growth stocks are going to be hesitant to take out loans because the interest on those loans is going to be much higher so therefore they're not going to leverage as much borrowing and therefore the growth is going to be a lot smaller

3 years ago Pending

Growth stocks will experience significantly slower growth in 2023 due to higher interest rates making borrowing expensive.

overall in 2023 a lot of growth stocks are going to be hesitant to take out loans because the interest on those loans is going to be much higher so therefore they're not going to leverage as much borrowing and therefore the growth is going to be a lot smaller

Baby shrimp can be sold for $15 each after one month of growth.

Once the babies have grown for a month that's when you can sell each for fifteen dollars

3 years ago Pending

Baby shrimp can be sold for $15 each after one month of growth.

Once the babies have grown for a month that's when you can sell each for fifteen dollars

Female shrimp are capable of breeding once per month.

females can breed once a month

3 years ago Pending

Female shrimp are capable of breeding once per month.

females can breed once a month

Stock prices in 10-20 years (from 2022) will be significantly higher than 2022 prices.

maybe in 10 or 20 years from now if you look back at the stock prices of today they're going to seem a lot lower in comparison

3 years ago Pending

Stock prices in 10-20 years (from 2022) will be significantly higher than 2022 prices.

maybe in 10 or 20 years from now if you look back at the stock prices of today they're going to seem a lot lower in comparison

Two female shrimp are expected to produce approximately 15 babies each, for a total of 30 babies.

Two females should then start to carry eggs and produce about 15 babies each bringing your total to 30 babies

3 years ago Pending

Two female shrimp are expected to produce approximately 15 babies each, for a total of 30 babies.

Two females should then start to carry eggs and produce about 15 babies each bringing your total to 30 babies

A hot CPI report will likely lead to further interest rate hikes in July (2022), causing asset prices for homes, cryptocurrency, and the tech sector to decline further.

if the cpi report reading comes in hot we may see a further rise in interest rates in july as well and if this happens we could see asset prices like homes come down further as well as cryptocurrency and the tech sector be negatively affected by interest rates as well

3 years ago Pending

A hot CPI report will likely lead to further interest rate hikes in July (2022), causing asset prices for homes, cryptocurrency, and the tech sector to decline further.

if the cpi report reading comes in hot we may see a further rise in interest rates in july as well and if this happens we could see asset prices like homes come down further as well as cryptocurrency and the tech sector be negatively affected by interest rates as well

Shrimp will begin breeding within two months.

your shrimp will start breeding in two months

3 years ago Pending

Shrimp will begin breeding within two months.

your shrimp will start breeding in two months

During a recession, prices of luxury items are likely to drop.

in a recession we will likely see the prices of luxury items dropping in addition to all the other purchases that might not be as necessary

3 years ago Pending

During a recession, prices of luxury items are likely to drop.

in a recession we will likely see the prices of luxury items dropping in addition to all the other purchases that might not be as necessary

High market volatility is expected in 2023.

Since we are expecting a lot of volatility in 2023

3 years ago Pending

High market volatility is expected in 2023.

Since we are expecting a lot of volatility in 2023

Kayla will stop gambling.

no more gambling I already learned my lesson with that

3 years ago Pending

Kayla will stop gambling.

no more gambling I already learned my lesson with that

A "crypto winter" is inevitable and will arrive quickly.

it looks like the crypto winter might be inevitable and it looks like it's coming quite quickly

3 years ago Pending

A "crypto winter" is inevitable and will arrive quickly.

it looks like the crypto winter might be inevitable and it looks like it's coming quite quickly

Investing in personal education (reading, podcasts, online courses) is predicted to yield a high return on investment in the long run.

I think these will all give you a super high return on investment in the long run

3 years ago Pending

Investing in personal education (reading, podcasts, online courses) is predicted to yield a high return on investment in the long run.

I think these will all give you a super high return on investment in the long run

A $10 pack of shrimp food is expected to last for about 90 days.

the pack of shrimp food will cost you ten dollars and should last you about 90 days

3 years ago Pending

A $10 pack of shrimp food is expected to last for about 90 days.

the pack of shrimp food will cost you ten dollars and should last you about 90 days

Federal interest rates will increase further, particularly in the first half of 2023.

in 2023 we're going to be expecting more Federal interest rate hikes which means that the federal funds rate is going to go up at least in the first half of 2023.

3 years ago Pending

Federal interest rates will increase further, particularly in the first half of 2023.

in 2023 we're going to be expecting more Federal interest rate hikes which means that the federal funds rate is going to go up at least in the first half of 2023.

Kayla will stop spending $15 on Starbucks coffee.

stop sending fifteen dollars on Starbucks

3 years ago Pending

Kayla will stop spending $15 on Starbucks coffee.

stop sending fifteen dollars on Starbucks

Consistently investing $3,500 annually in a Roth IRA with an 8% average return is predicted to result in over $1 million in 40 years.

If you invest $3,500 per year consistently in the market which on average returns about 8% a year, you can expect your Roth IRA to grow to over a million dollar in 40 years

3 years ago Pending

Consistently investing $3,500 annually in a Roth IRA with an 8% average return is predicted to result in over $1 million in 40 years.

If you invest $3,500 per year consistently in the market which on average returns about 8% a year, you can expect your Roth IRA to grow to over a million dollar in 40 years

End of 2022 and early 2023 are predicted to be a better time to buy a car, marked by inventory recovery and the end of chip shortages.

the end of 2022 and early 2023 will probably be a better time to buy a car as the inventory recovers and the chip shortages end

3 years ago Pending

End of 2022 and early 2023 are predicted to be a better time to buy a car, marked by inventory recovery and the end of chip shortages.

the end of 2022 and early 2023 will probably be a better time to buy a car as the inventory recovers and the chip shortages end

If Q2 GDP officially comes in negative, the US will be in a recession.

so if indeed q2 does come in negative we'll officially be in a recession

3 years ago Pending

If Q2 GDP officially comes in negative, the US will be in a recession.

so if indeed q2 does come in negative we'll officially be in a recession

The majority of Drop Shipping products are predicted to have a lifespan of 6 to 12 months.

most Drop Shipping products will die within 6 to 12 months

3 years ago Pending

The majority of Drop Shipping products are predicted to have a lifespan of 6 to 12 months.

most Drop Shipping products will die within 6 to 12 months

A shrimp breeding side hustle can generate approximately $125 per week within a few months of starting.

you can serve for about 250 dollars and be making close to 125 a week within a few months

3 years ago Pending

A shrimp breeding side hustle can generate approximately $125 per week within a few months of starting.

you can serve for about 250 dollars and be making close to 125 a week within a few months

Kayla will pay off her credit card debt, reducing it to $4,000 after applying the $1,000 gift.

I will [pay off that credit card debt]... I have four thousand now four thousand dollars in credit card debt. Yeah, better. I hope so. Okay, I'll do it.

3 years ago Pending

Kayla will pay off her credit card debt, reducing it to $4,000 after applying the $1,000 gift.

I will [pay off that credit card debt]... I have four thousand now four thousand dollars in credit card debt. Yeah, better. I hope so. Okay, I'll do it.

Auto loan interest rates are predicted to rise due to Federal Reserve rate hikes.

with the fed raising rates this will also cause auto loan rates to rise

3 years ago Pending

Auto loan interest rates are predicted to rise due to Federal Reserve rate hikes.

with the fed raising rates this will also cause auto loan rates to rise

Roth IRA contribution limit predicted to increase to $6,500 in 2023.

and that does go up to $6,500 a year next year in 2023

3 years ago Pending

Roth IRA contribution limit predicted to increase to $6,500 in 2023.

and that does go up to $6,500 a year next year in 2023

The crypto market will not see bullish catalysts in the foreseeable future, preventing crypto asset prices from being bolstered.

there are just no bullish catalysts for the crypto market in the foreseeable future that would bolster crypto asset prices

3 years ago Pending

The crypto market will not see bullish catalysts in the foreseeable future, preventing crypto asset prices from being bolstered.

there are just no bullish catalysts for the crypto market in the foreseeable future that would bolster crypto asset prices

The car market is predicted to experience a correction soon.

it's probably due for a correction soon

3 years ago Pending

The car market is predicted to experience a correction soon.

it's probably due for a correction soon

High-yield savings accounts will offer higher interest rates due to rising interest rates.

because of interest rates going higher you'll have an opportunity to get higher rates on your high yield savings accounts

3 years ago Pending

High-yield savings accounts will offer higher interest rates due to rising interest rates.

because of interest rates going higher you'll have an opportunity to get higher rates on your high yield savings accounts

The Federal Reserve will continue raising interest rates.

first off the federal reserve will continue to raise interest rates.

3 years ago Pending

The Federal Reserve will continue raising interest rates.

first off the federal reserve will continue to raise interest rates.

The author predicts they will continue using a guided meditation app long-term.

for the past three days I've been using a guided meditation app on my phone and I've been really enjoying it and I'm gonna stick with it

3 years ago Pending

The author predicts they will continue using a guided meditation app long-term.

for the past three days I've been using a guided meditation app on my phone and I've been really enjoying it and I'm gonna stick with it

The Federal Reserve will continue to raise interest rates into 2023 until inflation shows a downward trend for 3-4 months, potentially extending rate hikes until late 2023 or even into 2024.

personally I think the FED is going to raise interest rates into 2023 until they see a trend that inflation is falling downwards for at least three to four months so that might not even be until the end of 2023 or even into Year 2024.

3 years ago Pending

The Federal Reserve will continue to raise interest rates into 2023 until inflation shows a downward trend for 3-4 months, potentially extending rate hikes until late 2023 or even into 2024.

personally I think the FED is going to raise interest rates into 2023 until they see a trend that inflation is falling downwards for at least three to four months so that might not even be until the end of 2023 or even into Year 2024.

The author hopes to identify one habit from the challenge that they will permanently incorporate into their life.

by the end of this video I hopefully will find one that will stick with me for the rest of my life

3 years ago Pending

The author hopes to identify one habit from the challenge that they will permanently incorporate into their life.

by the end of this video I hopefully will find one that will stick with me for the rest of my life

A $4,000 Restoration Hardware couch purchased in 2022 will likely resell for $400-$500 within a few years (e.g., by 2026).

if you go to Restoration Hardware and you buy that four thousand dollar couch in a few years if you don't want it you're probably gonna get at most 400 or 500 for it

3 years ago Pending

A $4,000 Restoration Hardware couch purchased in 2022 will likely resell for $400-$500 within a few years (e.g., by 2026).

if you go to Restoration Hardware and you buy that four thousand dollar couch in a few years if you don't want it you're probably gonna get at most 400 or 500 for it

The author predicts the video they are currently editing will be completed by the end of the day.

I'm editing the video it should be done tonight

3 years ago Pending

The author predicts the video they are currently editing will be completed by the end of the day.

I'm editing the video it should be done tonight

The Federal Reserve will continue to increase interest rates throughout the first half of 2023.

because going into 2023 we're still going to see the FED increasing their interest rates throughout the first half

3 years ago Pending

The Federal Reserve will continue to increase interest rates throughout the first half of 2023.

because going into 2023 we're still going to see the FED increasing their interest rates throughout the first half

The listener will develop an automatic saving habit and no longer struggle with saving money after repeating the described 30-day savings process two times.

repeat this process twice and then you should have no problem saving

3 years ago Pending

The listener will develop an automatic saving habit and no longer struggle with saving money after repeating the described 30-day savings process two times.

repeat this process twice and then you should have no problem saving

If a hotel reservation is moved to a later date and then canceled far in advance, no cancellation fee will be charged.

then call them back and cancel the future reservations since you're canceling so far out they won't charge you a fee

3 years ago Pending

If a hotel reservation is moved to a later date and then canceled far in advance, no cancellation fee will be charged.

then call them back and cancel the future reservations since you're canceling so far out they won't charge you a fee

Author predicts home prices will decrease further in the next 6 to 9 months from November 2022, due to elevated interest rates.

I'm gonna see what happens in the next six to nine months as I think rates are going to continue to be elevated which means home prices could come down even further

3 years ago Pending

Author predicts home prices will decrease further in the next 6 to 9 months from November 2022, due to elevated interest rates.

I'm gonna see what happens in the next six to nine months as I think rates are going to continue to be elevated which means home prices could come down even further

The market in 2022 is predicted to have negative returns of 15% to 20%.

even this year in 2022 which hasn't concluded yet but it will likely be negative 15 to 20 just based on how the Market's been performing

3 years ago Pending

The market in 2022 is predicted to have negative returns of 15% to 20%.

even this year in 2022 which hasn't concluded yet but it will likely be negative 15 to 20 just based on how the Market's been performing

Bonds are expected to yield better returns in 2022 and 2023 compared to the past, due to the Federal Reserve raising interest rates.

since the Federal Reserve has been raising rates this year as well as into next year bonds should return a lot better than they have in the past

3 years ago Pending

Bonds are expected to yield better returns in 2022 and 2023 compared to the past, due to the Federal Reserve raising interest rates.

since the Federal Reserve has been raising rates this year as well as into next year bonds should return a lot better than they have in the past

Author predicts interest rates will continue to increase for 6 to 9 months from November 2022.

and me personally I think rates are going to continue to climb for the next six to nine months

3 years ago Pending

Author predicts interest rates will continue to increase for 6 to 9 months from November 2022.

and me personally I think rates are going to continue to climb for the next six to nine months

Investing in the broader market (via this strategy) will lead to outperformance against most active fund managers over the long term.

buying the market virtually means that you will outperform most active fund managers over a long period of time

3 years ago Pending

Investing in the broader market (via this strategy) will lead to outperformance against most active fund managers over the long term.

buying the market virtually means that you will outperform most active fund managers over a long period of time

The three-fund portfolio will always perform at least as well as the broader market.

the three form portfolio is that it never underperforms the market

3 years ago Pending

The three-fund portfolio will always perform at least as well as the broader market.

the three form portfolio is that it never underperforms the market

The three-fund portfolio will not underperform the broader market over time.

these Investments held together would not underperform the market

3 years ago Pending

The three-fund portfolio will not underperform the broader market over time.

these Investments held together would not underperform the market

In the first half of 2023, rate hikes will lead to a correction in some overvalued stocks as investors move money into bonds.

in 2023 because we're going to see some rate hikes in the first half of 2023 which means that the gravity is going to be turned up that means there may be some stocks right now that are overvalued they're going to get corrected in the short term as many investors are going to move more of their money towards bonds

3 years ago Pending

In the first half of 2023, rate hikes will lead to a correction in some overvalued stocks as investors move money into bonds.

in 2023 because we're going to see some rate hikes in the first half of 2023 which means that the gravity is going to be turned up that means there may be some stocks right now that are overvalued they're going to get corrected in the short term as many investors are going to move more of their money towards bonds

In 2023, there will be rising interest rates, elevated inflation, and a possible recession.

in 2023 so in 2023 we're going to see Rising interest rates we're going to see inflation still at elevated levels as well as the threat of a possible recession

3 years ago Pending

In 2023, there will be rising interest rates, elevated inflation, and a possible recession.

in 2023 so in 2023 we're going to see Rising interest rates we're going to see inflation still at elevated levels as well as the threat of a possible recession

For a beginner starting with four red tiger Pinto shrimps ($80 investment), breeding is predicted to start in approximately two months, with two females producing a total of 30 babies (15 each). These babies can then be sold for $15 each after one month of growth, yielding a potential revenue of $450.

your shrimp will start breeding in about two months and two females should then start to carry eggs and produce about 15 babies each bringing your total to 30 babies once the babies have grown for a month that's when you can sell each for 15 dollars

3 years ago Pending

For a beginner starting with four red tiger Pinto shrimps ($80 investment), breeding is predicted to start in approximately two months, with two females producing a total of 30 babies (15 each). These babies can then be sold for $15 each after one month of growth, yielding a potential revenue of $450.

your shrimp will start breeding in about two months and two females should then start to carry eggs and produce about 15 babies each bringing your total to 30 babies once the babies have grown for a month that's when you can sell each for 15 dollars

Hugo predicts his tank of Boaz metallic boas has the capability of generating thousands of dollars in revenue within one month once he starts selling from it.

so once I start selling them from this tank in one month I have the capability of making thousands of dollars off of just just one thing one tank

3 years ago Pending

Hugo predicts his tank of Boaz metallic boas has the capability of generating thousands of dollars in revenue within one month once he starts selling from it.

so once I start selling them from this tank in one month I have the capability of making thousands of dollars off of just just one thing one tank

The nine-foot cream colored sofa is expected to sell for around $300.

as long as we sold the couch for around 300

3 years ago Pending

The nine-foot cream colored sofa is expected to sell for around $300.

as long as we sold the couch for around 300

The first free brown L-shaped couch will likely sell for $200-$250.

i think we can clean it up and basically just make it look really pretty and probably sell this for 200 to 250.

3 years ago Pending

The first free brown L-shaped couch will likely sell for $200-$250.

i think we can clean it up and basically just make it look really pretty and probably sell this for 200 to 250.

The author aims to achieve a net profit of $1000 from the couch flipping challenge.

try to make a thousand dollars in net profit

3 years ago Pending

The author aims to achieve a net profit of $1000 from the couch flipping challenge.

try to make a thousand dollars in net profit

The Federal Reserve will continue to raise interest rates into 2023, potentially until the end of 2023 or into 2024, until inflation shows a downward trend for at least three to four months.

personally I think the FED is going to raise interest rates into 2023 until they see a trend that inflation is falling downwards for at least three to four months so that might not even be until the end of 2023 or even into Year 2024.

3 years ago Pending

The Federal Reserve will continue to raise interest rates into 2023, potentially until the end of 2023 or into 2024, until inflation shows a downward trend for at least three to four months.

personally I think the FED is going to raise interest rates into 2023 until they see a trend that inflation is falling downwards for at least three to four months so that might not even be until the end of 2023 or even into Year 2024.

Selling the nine-foot cream-colored sofa for around $300 is predicted to enable the challenge to reach over $1,000 in net profit.

If we could sell this then i believe that we could get to over a thousand dollars in net profit as long as we sold the couch for around 300

3 years ago Pending

Selling the nine-foot cream-colored sofa for around $300 is predicted to enable the challenge to reach over $1,000 in net profit.

If we could sell this then i believe that we could get to over a thousand dollars in net profit as long as we sold the couch for around 300

Inflation will remain very high in 2023.

the inflation is still crazy through the roof

3 years ago Pending

Inflation will remain very high in 2023.

the inflation is still crazy through the roof

Most angel investments will result in a total loss.

so most Investments Angel Investments they go to zero

3 years ago Pending

Most angel investments will result in a total loss.

so most Investments Angel Investments they go to zero

Bonds are predicted to return significantly better in 2023 (next year from video date) compared to the recent past, due to Federal Reserve rate hikes in late 2022 and 2023.

since the Federal Reserve has been raising rates this year as well as into next year bonds should return a lot better than they have in the past

3 years ago Pending

Bonds are predicted to return significantly better in 2023 (next year from video date) compared to the recent past, due to Federal Reserve rate hikes in late 2022 and 2023.

since the Federal Reserve has been raising rates this year as well as into next year bonds should return a lot better than they have in the past

Car buying conditions will improve by late 2022 and early 2023, driven by a recovery in inventory and the end of chip shortages.

the end of 2022 and early 2023 will probably be a better time to buy a car as the inventory recovers and the chip shortages end

3 years ago Pending

Car buying conditions will improve by late 2022 and early 2023, driven by a recovery in inventory and the end of chip shortages.

the end of 2022 and early 2023 will probably be a better time to buy a car as the inventory recovers and the chip shortages end

Repeating the 30-day savings method twice will result in the habit of saving being formed, leading to no future problems with saving money.

repeat this process twice and then you should have no problem saving

3 years ago Pending

Repeating the 30-day savings method twice will result in the habit of saving being formed, leading to no future problems with saving money.

repeat this process twice and then you should have no problem saving

A homemade mixture of water, rubbing alcohol, and dish soap will be as effective as Windex.

just combine one cup of water half a cup of rubbing alcohol and two drops of dish soap and it's the same thing

3 years ago Pending

A homemade mixture of water, rubbing alcohol, and dish soap will be as effective as Windex.

just combine one cup of water half a cup of rubbing alcohol and two drops of dish soap and it's the same thing

Inflation is predicted to remain at elevated levels in 2023.

we're going to see inflation still at elevated levels as well

3 years ago Pending

Inflation is predicted to remain at elevated levels in 2023.

we're going to see inflation still at elevated levels as well

If Bitcoin miners are forced to sell their holdings, it will create downward pressure on Bitcoin's price, leading to a 'mini downward cycle' unless the price reverses.

if the miners who are just used to holding bitcoin have to sell it now well it basically creates downward pressure on the price of bitcoin thus creating a mini downward cycle unless the price of bitcoin would turn around

3 years ago Pending

If Bitcoin miners are forced to sell their holdings, it will create downward pressure on Bitcoin's price, leading to a 'mini downward cycle' unless the price reverses.

if the miners who are just used to holding bitcoin have to sell it now well it basically creates downward pressure on the price of bitcoin thus creating a mini downward cycle unless the price of bitcoin would turn around

JPMorgan's net interest income will continue to rise throughout 2022 and 2023, benefiting from the Federal Reserve's ongoing interest rate hikes to combat inflation.

we should see net interest income for JP Morgan continue to go up especially throughout this year and next year as the FED continues to battle inflation they're probably going to keep raising rates so if that happens it'll just stand to benefit JP Morgan

3 years ago Pending

JPMorgan's net interest income will continue to rise throughout 2022 and 2023, benefiting from the Federal Reserve's ongoing interest rate hikes to combat inflation.

we should see net interest income for JP Morgan continue to go up especially throughout this year and next year as the FED continues to battle inflation they're probably going to keep raising rates so if that happens it'll just stand to benefit JP Morgan

The Federal Reserve will continue increasing interest rates throughout the first half of 2023.

going into 2023 we're still going to see the FED increasing their interest rates throughout the first half

3 years ago Pending

The Federal Reserve will continue increasing interest rates throughout the first half of 2023.

going into 2023 we're still going to see the FED increasing their interest rates throughout the first half

The CPI report for the month of July (to be released in August 2022) is predicted to be much lower.

it's possible that higher prices have begun to cool down this month and the next CP TI report should be much lower

3 years ago Pending

The CPI report for the month of July (to be released in August 2022) is predicted to be much lower.

it's possible that higher prices have begun to cool down this month and the next CP TI report should be much lower

An individual with good credit will save $137,000 in interest over the course of their mortgage.

over the course of this mortgage i'm going to pay 137 000 less in interest thanks to my good credit

3 years ago Pending

An individual with good credit will save $137,000 in interest over the course of their mortgage.

over the course of this mortgage i'm going to pay 137 000 less in interest thanks to my good credit

Federal Reserve predicted to increase interest rates through the first half of 2023.

we know that the FED is trying to increase rates through the first half of 2023

3 years ago Pending

Federal Reserve predicted to increase interest rates through the first half of 2023.

we know that the FED is trying to increase rates through the first half of 2023

The first brown L-shaped couch picked up is predicted to sell for $200-$250.

i think we can clean it up and basically just make it look really pretty and probably sell this for 200 to 250.

3 years ago Pending

The first brown L-shaped couch picked up is predicted to sell for $200-$250.

i think we can clean it up and basically just make it look really pretty and probably sell this for 200 to 250.

Southwest Airlines expects to cancel additional flights due to current operational backlogs.

I think we're gonna have to cancel more flights

3 years ago Pending

Southwest Airlines expects to cancel additional flights due to current operational backlogs.

I think we're gonna have to cancel more flights

Interest rates will be higher in 2023.

for 2023 specifically we're going to have higher interest rates

3 years ago Pending

Interest rates will be higher in 2023.

for 2023 specifically we're going to have higher interest rates

The author predicts that for his next street vending attempt, he will sell churros instead of Spam Musubi due to their broader appeal.

the next time i'm probably gonna sell something a lot broader appeal like churros

3 years ago Pending

The author predicts that for his next street vending attempt, he will sell churros instead of Spam Musubi due to their broader appeal.

the next time i'm probably gonna sell something a lot broader appeal like churros

Banks offering high-yield savings accounts are predicted to offer increasingly higher percentage yields, following the Federal Reserve's interest rate hikes.

since the federal reserve is starting to increase interest rates what you're gonna start noticing is that the banks that offer high-yield savings accounts they're gonna start following in step with the federal reserve and start to offer you higher and higher percentage yields on their savings rates

3 years ago Pending

Banks offering high-yield savings accounts are predicted to offer increasingly higher percentage yields, following the Federal Reserve's interest rate hikes.

since the federal reserve is starting to increase interest rates what you're gonna start noticing is that the banks that offer high-yield savings accounts they're gonna start following in step with the federal reserve and start to offer you higher and higher percentage yields on their savings rates

Angel investments can return as quickly as two years or take as long as eleven years.

the early the fastest one I've seen make a return is like two years the longest one is definitely 11 years so far right

3 years ago Pending

Angel investments can return as quickly as two years or take as long as eleven years.

the early the fastest one I've seen make a return is like two years the longest one is definitely 11 years so far right

The three-fund portfolio is predicted to never underperform the broader market and will virtually outperform most active fund managers over a long period of time.

The fifth and the most important benefit of the three form portfolio is that it never underperforms the market since it's tracking the broader Market you are putting your money into most of the stocks and bonds that exist in the world and according to many studies buying the market virtually means that you will outperform most active fund managers over a long period of time

3 years ago Pending

The three-fund portfolio is predicted to never underperform the broader market and will virtually outperform most active fund managers over a long period of time.

The fifth and the most important benefit of the three form portfolio is that it never underperforms the market since it's tracking the broader Market you are putting your money into most of the stocks and bonds that exist in the world and according to many studies buying the market virtually means that you will outperform most active fund managers over a long period of time

The car market is predicted to experience a price correction soon after July 2022.

today we're gonna be talking about how the market got so hot for cars and why it's probably due for a correction soon

3 years ago Pending

The car market is predicted to experience a price correction soon after July 2022.

today we're gonna be talking about how the market got so hot for cars and why it's probably due for a correction soon

The average 30-year fixed mortgage rate could reach 7% by the end of 2022.

the market is pricing at four more rate hikes in 2022 which means that we could be seeing a seven percent mortgage rate by the end of the year

3 years ago Pending

The average 30-year fixed mortgage rate could reach 7% by the end of 2022.

the market is pricing at four more rate hikes in 2022 which means that we could be seeing a seven percent mortgage rate by the end of the year

GM and Tesla will be the biggest beneficiaries of the 2023 EV tax credit bill, while Porsche, BMW, Audi, and Lucid will be the biggest losers.

The biggest benefactors of this bill are going to be GM and Tesla while the biggest losers are going to be Porsche BMW Audi and also Lucid.

3 years ago Pending

GM and Tesla will be the biggest beneficiaries of the 2023 EV tax credit bill, while Porsche, BMW, Audi, and Lucid will be the biggest losers.

The biggest benefactors of this bill are going to be GM and Tesla while the biggest losers are going to be Porsche BMW Audi and also Lucid.

Following the described 30-day savings method will result in $100 saved.

that'll bring your total savings to a hundred dollars

3 years ago Pending

Following the described 30-day savings method will result in $100 saved.

that'll bring your total savings to a hundred dollars

If a hotel reservation is moved to a later date and then cancelled far in advance, no cancellation fee will be charged.

since you're canceling so far out they won't charge you a fee

3 years ago Pending

If a hotel reservation is moved to a later date and then cancelled far in advance, no cancellation fee will be charged.

since you're canceling so far out they won't charge you a fee

Interest rate hikes are predicted for the first half of 2023.

we're going to see some rate hikes in the first half of 2023

3 years ago Pending

Interest rate hikes are predicted for the first half of 2023.

we're going to see some rate hikes in the first half of 2023

Prediction Statistics by Year

Year

Total

Correct

Wrong

Pending

Unrated

Accuracy

2025

Total

177

Correct

6

Wrong

1

Pending

170

Unrated

0

Accuracy

85.7%

2025

177

6

1

170

0

85.7%

2024

Total

259

Correct

0

Wrong

0

Pending

259

Unrated

0

Accuracy

N/A

2024

259

0

0

259

0

N/A

2023

Total

230

Correct

0

Wrong

0

Pending

230

Unrated

0

Accuracy

N/A

2023

230

0

0

230

0

N/A

2022

Total

95

Correct

0

Wrong

0

Pending

95

Unrated

0

Accuracy

N/A

2022

95

0

0

95

0

N/A

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Why You Can’t Beat the Market (And What Actually Works)

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The 1,400-Year-Old Chinese Money Rule That Helped Me Save $10,000

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The American Express Platinum Increased Annual Fee of $895: Is it Worth It?

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The Federal Reserve Cuts Interest Rates by 0.25%: Here's What It Means For You

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Most Millionaires Have These 4 Common Traits...

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Most Millionaires Have These 4 Common Traits...

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Why Stock Prices Don't Actually Matter! Explained.

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Why Your First $100K Will Come From Saving, Not Investing.

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Why Your First $100K Will Come From Saving, Not Investing.

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Investing in Stocks vs Bonds Which Is Better?

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4 Things I Stopped Buying. What do you think? Let me know other wasteful purchases in the comments.

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4 months ago • 0 • A

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How I Would Invest $10,000 If I Had To Start All Over Again.

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Why Income Doesn’t Equal Wealth

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Being 'Car Poor' in Today's Economy

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The Mathematical Reason to Why Lottery Jackpots Have Gotten So Big

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Concentration Risk in Stocks 🫣 What you can do about it...

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The Biggest Wealth Killer That No One Talks About…

Avoid These 4 Traps If You Want To Be Rich!

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Avoid These 4 Traps If You Want To Be Rich!

How Much $ Do You Need For $100 / Month in Dividends with Apple Stock?

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4 months ago • 0 • A

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How Much $ Do You Need For $100 / Month in Dividends with Apple Stock?

10 Things I Stopped Buying (Financial Minimalism)

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4 months ago • 0 • A

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10 Things I Stopped Buying (Financial Minimalism)

These 4 Habits Will Make You A Millionaire!

These 4 Habits Will Make You A Millionaire!

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These 4 Habits Will Make You A Millionaire!

These Are The 4 Worst Investments You Could Make.

These Are The 4 Worst Investments You Could Make.

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These Are The 4 Worst Investments You Could Make.

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How Much $ Do You Need For $100 / Month in Dividends with McDonald's Stock?

4 months ago • 0 • A

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How Much $ Do You Need For $100 / Month in Dividends with McDonald's Stock?

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Taxes on Crypto Gains. Explained!

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4 Signs Someone is Secretly Wealthy

If You're ~30 And Have Less Than $100K. Watch This

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If You're ~30 And Have Less Than $100K. Watch This

How Much $ Do You Need For $100 / Month in Dividends with Microsoft Stock?

How Much $ Do You Need For $100 / Month in Dividends with Microsoft Stock?

4 months ago • 0 • A

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How Much $ Do You Need For $100 / Month in Dividends with Microsoft Stock?

Cult Like Stocks: Robinhood!

Cult Like Stocks: Robinhood!

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Cult Like Stocks: Robinhood!

Dividend Kings 👑 These companies have had at least 50 consecutive years of dividend increases!

Dividend Kings 👑 These companies have had at least 50 consecutive years of dividend increases!

4 months ago • 1 • A

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Dividend Kings 👑 These companies have had at least 50 consecutive years of dividend increases!

Taxes on Stocks. Explained!

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Taxes on Stocks. Explained!

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Why Everything Changes After 10K

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7 Signs Someone is Secretly Wealthy

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The Top 3 Wealth Killers...

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Cult like Stocks: Palantir Explained!

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Trust Funds Explained!

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Trust Funds Explained!

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How U S Tax ACTUALLY Works! Explained.

A Huge Investing Mistake...

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A Huge Investing Mistake...

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The Ultimate Playbook for High Income Earners

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Is This The Greatest Business Deal Ever?

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4 Signs You're Doing Well Financially. How many of these apply to you?

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Don't Let This Stupid Mistake Cost You

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Costco's Dirty Psychological Trick Exposed

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The 5 BEST Ways To Invest $10,000 In 2025

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Average 401(k) Balances by Age in the US in 2025!

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Average 401(k) Balances by Age in the US in 2025!

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Stop! Don’t Cancel That Credit Card Yet 😳

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The Government Wants You To Become Rich!

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How Much Money Does A Hot Dog Stand Make?

$150,000 is Considered Middle Class in 2025

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$150,000 is Considered Middle Class in 2025

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How Much Should You Save For Retirement?

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Why Costco Loses Money On Purpose

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Vegas' Biggest Scam Nobody Talks About!

Do These 4 Things With Your Paycheck!

Do These 4 Things With Your Paycheck!

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Do These 4 Things With Your Paycheck!

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Make Your Money Work For You!

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Never Do This With Your Credit Card: Day 6!

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How the Top 1% Actually Think About Money

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Home Depot's Insane Marketing Trick!

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Home Depot's Insane Marketing Trick!

Why Stock Prices Don't Matter!

Why Stock Prices Don't Matter!

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Why Stock Prices Don't Matter!

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$1M in 1995 is now worth $2.1M - but why?

Don’t Buy a Car Until You Watch This: Day 3 of 30 Finance Lessons!

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Don’t Buy a Car Until You Watch This: Day 3 of 30 Finance Lessons!

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How Bail Really Works!

How Much You Should Save In Your 401K By Age - 2025 Edition!

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How Much You Should Save In Your 401K By Age - 2025 Edition!

Taxes on Stocks: Day 2 of 30 Finance Lessons!

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Inside a $5000 per Month Shrimp Breeding Side Hustle: Find Full Video on the Channel!

Inside a $5000 per Month Shrimp Breeding Side Hustle: Find Full Video on the Channel!

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Inside a $5000 per Month Shrimp Breeding Side Hustle: Find Full Video on the Channel!

Why Lottery Jackpots Are Out Of Control: Explained!

Why Lottery Jackpots Are Out Of Control: Explained!

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Why Lottery Jackpots Are Out Of Control: Explained!

How to Invest $1000 in 2025!

How to Invest $1000 in 2025!

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How to Invest $1000 in 2025!

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Casino Secrets! Pyschological Tricks To Steal Your Money

give me 15 minutes, you'll get ahead of 98.8% of people

give me 15 minutes, you'll get ahead of 98.8% of people

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give me 15 minutes, you'll get ahead of 98.8% of people

The BIGGEST Wealth Killer That Nobody Talks About

The BIGGEST Wealth Killer That Nobody Talks About

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The BIGGEST Wealth Killer That Nobody Talks About

How Much Does A Matcha Latte Truly Cost To Make? 🍵

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How Much Does A Matcha Latte Truly Cost To Make? 🍵

My Wallet Isn't Looking Good. But I Can Fix That... For You & Me. Lmk what you want to see.

My Wallet Isn't Looking Good. But I Can Fix That... For You & Me. Lmk what you want to see.

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My Wallet Isn't Looking Good. But I Can Fix That... For You & Me. Lmk what you want to see.

Water Bottle Companies Don't Want You To Know This....

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Water Bottle Companies Don't Want You To Know This....

7 Signs You Should Retire Earlier Than You Think...

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7 Signs You Should Retire Earlier Than You Think...

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Chase Sapphire Reserve’s New $795 Annual Fee: is it worth it? What I’m doing. Your thoughts?

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Chase Sapphire Reserve’s New $795 Annual Fee: is it worth it? What I’m doing. Your thoughts?

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How Gold is Refined & Made!

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Why Homeowners Are Jealous of Renters in 2026 (7 Reasons)

What *is* Short Selling? Explained with this simple analogy. Subscribe!

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What *is* Short Selling? Explained with this simple analogy. Subscribe!

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7 months ago • 4 • A

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What Net Worth Puts You in the Top 10% of Americans?

The difference between 14 karat, 18 karat and 22 karat gold. Explained! Follow for more :)

The difference between 14 karat, 18 karat and 22 karat gold. Explained! Follow for more :)

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The difference between 14 karat, 18 karat and 22 karat gold. Explained! Follow for more :)

3 Things I Would Never Do With My Money... Do you agree?

3 Things I Would Never Do With My Money... Do you agree?

7 months ago • 0 • A

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3 Things I Would Never Do With My Money... Do you agree?

When the Market is at All Time Highs... Still Invest.

When the Market is at All Time Highs... Still Invest.

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When the Market is at All Time Highs... Still Invest.

What's something you've bought that's been totally worth the money? Comment why!

What's something you've bought that's been totally worth the money? Comment why!

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What's something you've bought that's been totally worth the money? Comment why!

The Best Account to Become a Millionaire ASAP

The Best Account to Become a Millionaire ASAP

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The Best Account to Become a Millionaire ASAP

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How much money do you keep in your checking account?

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How much money do you keep in your checking account?

If Investing Were a Video Game, Here Are the Cheat Codes

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If Investing Were a Video Game, Here Are the Cheat Codes

Uber One Member Days is May 16th-23rd! Being a member gets you amazing deals! @Uber #UberPartner

Uber One Member Days is May 16th-23rd! Being a member gets you amazing deals! @Uber #UberPartner

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Uber One Member Days is May 16th-23rd! Being a member gets you amazing deals! @Uber #UberPartner

How To Be a Millionaire on a Low Salary

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How To Be a Millionaire on a Low Salary

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3 Financial Milestones If You Make $75,000 Per Year

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3 Financial Milestones If You Make $75,000 Per Year

I wonder how much this video will make 🤔

I wonder how much this video will make 🤔

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I wonder how much this video will make 🤔

3 Financial Milestones If You Make $40,000 Per Year

3 Financial Milestones If You Make $40,000 Per Year

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3 Financial Milestones If You Make $40,000 Per Year

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15 "Micro" Habits That Made Me Rich

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My Coca Cola Dividend: Explained!

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4 Financial Moves That Made Me 80% of My Wealth

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4 Financial Moves That Made Me 80% of My Wealth

The 7 Best Overall Credit Cards for 2025!

The 7 Best Overall Credit Cards for 2025!

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The 7 Best Overall Credit Cards for 2025!

4 Money Habits Keeping You Poor

4 Money Habits Keeping You Poor

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4 Money Habits Keeping You Poor

Why “Not-Smart” People Get Rich Faster Than You

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Why “Not-Smart” People Get Rich Faster Than You

Why cars lose value when you drive them off the lot... explained!

Why cars lose value when you drive them off the lot... explained!

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Why cars lose value when you drive them off the lot... explained!

How to Survive and Profit In a Recession (2025)

How to Survive and Profit In a Recession (2025)

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How to Survive and Profit In a Recession (2025)

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How to Profit During a Recession (or in general) with Dollar Cost Averaging

The American Express Gold Card: Is it worth it?

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The American Express Gold Card: Is it worth it?

Focus on These 4 Numbers to Become a Millionaire

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Focus on These 4 Numbers to Become a Millionaire

Do Not Do These 3 Things With Your Tax Refund

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Do Not Do These 3 Things With Your Tax Refund

Making a Deposit Over $10K Is Tricky. Here’s why.

Making a Deposit Over $10K Is Tricky. Here’s why.

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Making a Deposit Over $10K Is Tricky. Here’s why.

The Escalating U.S. China Trade War: What Now?

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The Escalating U.S. China Trade War: What Now?

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How Bail ACTUALLY Works... It's Often Misunderstood

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How Bail ACTUALLY Works... It's Often Misunderstood

The Car Market is Bankrupting Americans (And It's About to Get Worse)

The Car Market is Bankrupting Americans (And It's About to Get Worse)

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The Car Market is Bankrupting Americans (And It's About to Get Worse)

The Creepy Origin of the $2 Bill

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The Creepy Origin of the $2 Bill

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Trump’s 'Planned' Stock Market Collapse: What You MUST Know

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Trump’s 'Planned' Stock Market Collapse: What You MUST Know

Last-minute tax filers, check out @TaxAct! Go see TaxAct.com for more details! #LastMinuteTaxes #ad

Last-minute tax filers, check out @TaxAct! Go see TaxAct.com for more details! #LastMinuteTaxes #ad

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Last-minute tax filers, check out @TaxAct! Go see TaxAct.com for more details! #LastMinuteTaxes #ad

The Dumbest Financial Advice from Reddit Has to Offer...

The Dumbest Financial Advice from Reddit Has to Offer...

9 months ago • 0 • A

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The Dumbest Financial Advice from Reddit Has to Offer...

How Much $ Do You Need For $100 / Month in Dividends with Coca Cola Stock

How Much $ Do You Need For $100 / Month in Dividends with Coca Cola Stock

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How Much $ Do You Need For $100 / Month in Dividends with Coca Cola Stock

How Much $ Do You Need For $100 / Month in Dividends with PEPSI Stock!

How Much $ Do You Need For $100 / Month in Dividends with PEPSI Stock!

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How Much $ Do You Need For $100 / Month in Dividends with PEPSI Stock!

How fast can you spend $100 Billion??

How fast can you spend $100 Billion??

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How fast can you spend $100 Billion??

when you get rich, tell NO ONE

when you get rich, tell NO ONE

9 months ago • 2 • A

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when you get rich, tell NO ONE

Selling my Gold Bar from Costco 1 Year Later... 👀

Selling my Gold Bar from Costco 1 Year Later... 👀

9 months ago • 0 • A

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Selling my Gold Bar from Costco 1 Year Later... 👀

Here are the only 4 Index Funds You Need For Life

Here are the only 4 Index Funds You Need For Life

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Here are the only 4 Index Funds You Need For Life

Tariffs Just Changed EVERYTHING (Investing Strategy for 2025 + Liberation Day)

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Tariffs Just Changed EVERYTHING (Investing Strategy for 2025 + Liberation Day)

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4 Subtle Signs You're Doing Well Financially in 2025

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4 Subtle Signs You're Doing Well Financially in 2025

How Far $100K Salary Goes in 2025

How Far $100K Salary Goes in 2025

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How Far $100K Salary Goes in 2025

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You Can Change Your Finances in 3 Months (Here’s How)

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You Can Change Your Finances in 3 Months (Here’s How)

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Why EVERYTHING Changes After $10K (7 Reasons)

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Why EVERYTHING Changes After $10K (7 Reasons)

On timing the market...

On timing the market...

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On timing the market...

Money Milestones You Should Hit Before 30

Money Milestones You Should Hit Before 30

10 months ago • 0 • A

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Money Milestones You Should Hit Before 30

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Major MONEY Milestones To Accomplish By EVERY Decade!

10 months ago • 7 • A

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Major MONEY Milestones To Accomplish By EVERY Decade!

The American Dream Costs $4.4 Million (Here's Why)

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The American Dream Costs $4.4 Million (Here's Why)

What Will Prices Look Like in 50 Years?

What Will Prices Look Like in 50 Years?

10 months ago • 6 • A

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What Will Prices Look Like in 50 Years?

Money Milestones You Should Hit Before 40

Money Milestones You Should Hit Before 40

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Money Milestones You Should Hit Before 40

7 Things You Need To Avoid If You Want To Be Rich

7 Things You Need To Avoid If You Want To Be Rich

10 months ago • 0 • A

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7 Things You Need To Avoid If You Want To Be Rich

Roasting My Subscribers’ Investment Portfolios *so crazy*

Roasting My Subscribers’ Investment Portfolios *so crazy*

11 months ago • 4 • A

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Roasting My Subscribers’ Investment Portfolios *so crazy*

Here's Why Stock Prices Don't Matter And What You Can Use Instead To Value Companies

Here's Why Stock Prices Don't Matter And What You Can Use Instead To Value Companies

11 months ago • 0 • A

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Here's Why Stock Prices Don't Matter And What You Can Use Instead To Value Companies

Why are people less sensitive to price when it comes to gasoline? Price Elasticity.

Why are people less sensitive to price when it comes to gasoline? Price Elasticity.

11 months ago • 0 • A

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Why are people less sensitive to price when it comes to gasoline? Price Elasticity.

Taxes on Stocks: How They Really Work

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Taxes on Stocks: How They Really Work

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Why You Don’t Feel Rich (Even When You Are)

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How Taxes ACTUALLY Work: Did you know this?

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Taking Jet Suite X (semi-private) versus United (commercial) and comparing the costs to time saving!

How to Invest Your First $1,000!

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How to Invest Your First $1,000!

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How to Get Richer Than 99% of People By Age 40

Stock Market for Beginners 2025/2026 – The Ultimate Investing Guide

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Stock Market for Beginners 2025/2026 – The Ultimate Investing Guide

Once You Make Your First $100K, The Next $100K is a LOT easier. Here's why.

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Once You Make Your First $100K, The Next $100K is a LOT easier. Here's why.

Will $1 Million Be Enough By Your Retirement? (How Much You'll Need AFTER Inflation)

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Will $1 Million Be Enough By Your Retirement? (How Much You'll Need AFTER Inflation)

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Two People With the Same Income Can End up Rich Or Broke: Why Is That?

Your First $100K Will Be Saved, Not Invested

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Your First $100K Will Be Saved, Not Invested

Are you taking this option? Call options explained!

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Are you taking this option? Call options explained!

3 Ways to Invest $10,000 If I Had to Start All Over!

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3 Ways to Invest $10,000 If I Had to Start All Over!

Costco Price Hacks! Explained.

Costco Price Hacks! Explained.

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Costco Price Hacks! Explained.

Testing a Gold Bar for Purity: How It's Done!

Testing a Gold Bar for Purity: How It's Done!

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Testing a Gold Bar for Purity: How It's Done!

9 Apps That Make Me More Money (I Use These Daily)

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9 Apps That Make Me More Money (I Use These Daily)

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Do stock prices *really* matter?

12 months ago • 0 • A

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Do stock prices *really* matter?

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Where have all the Eggs gone!?

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Where have all the Eggs gone!?

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Keep Track of These 3 Numbers Before Buying a Car (2025)

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Keep Track of These 3 Numbers Before Buying a Car (2025)

How much should you make to drive a G Wagon? Lmk which car to do next! #gwagon #personalfinance

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How much should you make to drive a G Wagon? Lmk which car to do next! #gwagon #personalfinance

Why People with the Same Income End Up Rich or Broke

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1 year ago • 3 • A

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Why People with the Same Income End Up Rich or Broke

Costco's New Membership Scanner at the Entrance: Is it a Good Thing?

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Costco's New Membership Scanner at the Entrance: Is it a Good Thing?

Cash Gifts Go Tax Free up to $13.61 Million

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Cash Gifts Go Tax Free up to $13.61 Million

One Money Habit Keeping People Poor

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One Money Habit Keeping People Poor

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Average Net Worth By Age (2025 Edition!)

1 year ago • 10 • A

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Average Net Worth By Age (2025 Edition!)

Which Payment Option Should You Choose for the Lottery? Explained

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Which Payment Option Should You Choose for the Lottery? Explained

Simple Investing Portfolio for 2025: The 3 Fund Portfolio (Beginner-Friendly)

Simple Investing Portfolio for 2025: The 3 Fund Portfolio (Beginner-Friendly)

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Simple Investing Portfolio for 2025: The 3 Fund Portfolio (Beginner-Friendly)

“Only Two Cuts in 2025!” - Federal Reserve Cuts Rates by 0.25% Explained

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“Only Two Cuts in 2025!” - Federal Reserve Cuts Rates by 0.25% Explained

Lottery Jackpots are Out of Control...

Lottery Jackpots are Out of Control...

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Lottery Jackpots are Out of Control...

My Investing Plan for 2025

My Investing Plan for 2025

1 year ago • 7 • A

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My Investing Plan for 2025

Costco is selling the new Lady of Liberty bar from PAMP

Costco is selling the new Lady of Liberty bar from PAMP

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Costco is selling the new Lady of Liberty bar from PAMP

Median Net Worth By Age in 2024! What's Yours?

Median Net Worth By Age in 2024! What's Yours?

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Median Net Worth By Age in 2024! What's Yours?

How to Double Your Savings in 2025 (Simple Strategies That Work)

How to Double Your Savings in 2025 (Simple Strategies That Work)

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How to Double Your Savings in 2025 (Simple Strategies That Work)

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What is a Tariff, Explained Easy

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7 Things To Do Before The End of 2025 (Financially)

The Best 3 Investments You Can Make...

The Best 3 Investments You Can Make...

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The Best 3 Investments You Can Make...

Stitch: How Much You Should Have in Savings?

Stitch: How Much You Should Have in Savings?

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Stitch: How Much You Should Have in Savings?

How Much Does Banana Soft Serve Make?! 🍌 Banán in Waikiki Hawaii

How Much Does Banana Soft Serve Make?! 🍌 Banán in Waikiki Hawaii

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How Much Does Banana Soft Serve Make?! 🍌 Banán in Waikiki Hawaii

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How Much Does Vegas Mark Up Their Drinks??

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How Much Does Vegas Mark Up Their Drinks??

How I Lost $100,000...

How I Lost $100,000...

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How I Lost $100,000...

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How Much Can You Make Starting a Chick Fil A? 🐓

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How Much Can You Make Starting a Chick Fil A? 🐓

What credit card companies AREN’T telling you! #creditcards #personalfinance

What credit card companies AREN’T telling you! #creditcards #personalfinance

1 year ago • 0 • A

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What credit card companies AREN’T telling you! #creditcards #personalfinance

You’re Not Behind: Why Everyone SEEMS To Have More Money Than You

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You’re Not Behind: Why Everyone SEEMS To Have More Money Than You

Openbank by Santander is offering up a 5.00% APY High Yield Savings Account! Crazy #OpenbankPartner

Openbank by Santander is offering up a 5.00% APY High Yield Savings Account! Crazy #OpenbankPartner

1 year ago • 0 • A

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Openbank by Santander is offering up a 5.00% APY High Yield Savings Account! Crazy #OpenbankPartner

POV: you want to have fun learning how to save so you play Openbank's new game! #OpenbankPartner

POV: you want to have fun learning how to save so you play Openbank's new game! #OpenbankPartner

1 year ago • 0 • A

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POV: you want to have fun learning how to save so you play Openbank's new game! #OpenbankPartner

A.I. Is Helping Criminals "Legally" Steal Homes From People

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A.I. Is Helping Criminals "Legally" Steal Homes From People

If I Wanted to Become a Millionaire In 2025, I'd Do This

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1 year ago • 29 • A

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If I Wanted to Become a Millionaire In 2025, I'd Do This

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How Much Can I Expect To Spend In Retirement? ($250k, $500k, $1M, $2M Portfolio Examples)

1 year ago • 2 • A

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How Much Can I Expect To Spend In Retirement? ($250k, $500k, $1M, $2M Portfolio Examples)

The Biggest Waste of Money Nobody Talks About

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The Biggest Waste of Money Nobody Talks About

Part 6 of the gold factory tour. Today, we get a peek of the quality control room. Follow for more!

Part 6 of the gold factory tour. Today, we get a peek of the quality control room. Follow for more!

1 year ago • 0 • A

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Part 6 of the gold factory tour. Today, we get a peek of the quality control room. Follow for more!

Gold factory tour part 5! Want to see the rest of the parts? Follow to see it all.

Gold factory tour part 5! Want to see the rest of the parts? Follow to see it all.

1 year ago • 0 • A

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Gold factory tour part 5! Want to see the rest of the parts? Follow to see it all.

Should You Wait Until 2025 To Buy a House?

Should You Wait Until 2025 To Buy a House?

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Should You Wait Until 2025 To Buy a House?

Part 4 of gold factory tour where we learned about density. Make sure to follow for parts 4-7.

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1 year ago • 0 • A

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Part 4 of gold factory tour where we learned about density. Make sure to follow for parts 4-7.

Roasting My Subscribers' Investment Portfolios *crazy*

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1 year ago • 8 • A

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Roasting My Subscribers' Investment Portfolios *crazy*

Part 3 of the gold factory tour! Make sure to follow me for parts 4-7.

Part 3 of the gold factory tour! Make sure to follow me for parts 4-7.

1 year ago • 0 • A

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Part 3 of the gold factory tour! Make sure to follow me for parts 4-7.

Part 2 of the gold factory tour of @pampsasuisse! Subscribe for parts 2-7!

Part 2 of the gold factory tour of @pampsasuisse! Subscribe for parts 2-7!

1 year ago • 0 • A

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Part 2 of the gold factory tour of @pampsasuisse! Subscribe for parts 2-7!

Part 1 of the gold factory tour of @pampsasuisse! Subscribe for parts 2-7!

Part 1 of the gold factory tour of @pampsasuisse! Subscribe for parts 2-7!

1 year ago • 0 • A

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Part 1 of the gold factory tour of @pampsasuisse! Subscribe for parts 2-7!

Massive Port Strike Begins: What You Must Know

Massive Port Strike Begins: What You Must Know

1 year ago • 4 • A

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Massive Port Strike Begins: What You Must Know

The $1.8 Million Retirement Lie: How Much You REALLY Need

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The $1.8 Million Retirement Lie: How Much You REALLY Need

The Fed Cuts Rates by 0.50% -- What You MUST Know

The Fed Cuts Rates by 0.50% -- What You MUST Know

1 year ago • 3 • A

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The Fed Cuts Rates by 0.50% -- What You MUST Know

Are sausages the new way to tell if the economy is doing well?🌭

Are sausages the new way to tell if the economy is doing well?🌭

1 year ago • 2 • A

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Are sausages the new way to tell if the economy is doing well?🌭

These cars are the biggest wealth losers 👎🚗

These cars are the biggest wealth losers 👎🚗

1 year ago • 5 • A

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These cars are the biggest wealth losers 👎🚗

Inside the $27,000,000 Historic White House Replica on the West Coast

Inside the $27,000,000 Historic White House Replica on the West Coast

1 year ago • 2 • A

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Inside the $27,000,000 Historic White House Replica on the West Coast

It's the start of the NFL season and here's what you need to know🏈

It's the start of the NFL season and here's what you need to know🏈

1 year ago • 1 • A

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It's the start of the NFL season and here's what you need to know🏈

Here’s what happens if you never pay your taxes...

Here’s what happens if you never pay your taxes...

1 year ago • 0 • A

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Here’s what happens if you never pay your taxes...

5 Signs You’re Over-Saving for Retirement

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5 Signs You’re Over-Saving for Retirement

This viral Chase "glitch" isn't a glitch at all it's actually FRAUD.

This viral Chase "glitch" isn't a glitch at all it's actually FRAUD.

1 year ago • 2 • A

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This viral Chase "glitch" isn't a glitch at all it's actually FRAUD.

Costco has a $58 billion dirty little secret🤫 #costco

Costco has a $58 billion dirty little secret🤫 #costco

1 year ago • 0 • A

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Costco has a $58 billion dirty little secret🤫 #costco

Why Looking Poor is Important

Why Looking Poor is Important

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Why Looking Poor is Important

How much money is in the ENTIRE world?🌎

How much money is in the ENTIRE world?🌎

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How much money is in the ENTIRE world?🌎

It’s B-A-N-A-N-A-S how cheap they are🍌Let’s talk about it.

It’s B-A-N-A-N-A-S how cheap they are🍌Let’s talk about it.

1 year ago • 0 • A

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It’s B-A-N-A-N-A-S how cheap they are🍌Let’s talk about it.

7 Middle Class Habits Keeping You Stuck in the Rat Race

7 Middle Class Habits Keeping You Stuck in the Rat Race

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7 Middle Class Habits Keeping You Stuck in the Rat Race

Pepsi is royalty…. but why?👑

Pepsi is royalty…. but why?👑

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Pepsi is royalty…. but why?👑

How much should you be putting down on your car?🚘

How much should you be putting down on your car?🚘

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How much should you be putting down on your car?🚘

PSA: How to check if your Social Security Number was compromised in the latest leak... share this!

PSA: How to check if your Social Security Number was compromised in the latest leak... share this!

1 year ago • 1 • A

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PSA: How to check if your Social Security Number was compromised in the latest leak... share this!

Say hello to the NEW Amex (White) Gold Card👋

Say hello to the NEW Amex (White) Gold Card👋

1 year ago • 1 • A

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Say hello to the NEW Amex (White) Gold Card👋

Why I Don't Use Debit Cards (The Truth)

Why I Don't Use Debit Cards (The Truth)

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Why I Don't Use Debit Cards (The Truth)

3 Bad Money Habits You NEED to Avoid

3 Bad Money Habits You NEED to Avoid

1 year ago • 0 • A

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3 Bad Money Habits You NEED to Avoid

Do these 5 things RIGHT AFTER you get paid (seriously!)

Do these 5 things RIGHT AFTER you get paid (seriously!)

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Do these 5 things RIGHT AFTER you get paid (seriously!)

3 Signs You're On Track to Be a Multi Millionaire

3 Signs You're On Track to Be a Multi Millionaire

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3 Signs You're On Track to Be a Multi Millionaire

Make sure to avoid these wealth killers at all costs. Follow for more!

Make sure to avoid these wealth killers at all costs. Follow for more!

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Make sure to avoid these wealth killers at all costs. Follow for more!

5 Signs You’re on Track to Being a Multi-Millionaire

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1 year ago • 11 • A

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5 Signs You’re on Track to Being a Multi-Millionaire

Do you know how much you need to retire? You might be short by $1 million. Let’s talk about it.

Do you know how much you need to retire? You might be short by $1 million. Let’s talk about it.

1 year ago • 0 • A

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Do you know how much you need to retire? You might be short by $1 million. Let’s talk about it.

Ever wonder why the iPhone is so expensive? This might be the explanation

Ever wonder why the iPhone is so expensive? This might be the explanation

1 year ago • 0 • A

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Ever wonder why the iPhone is so expensive? This might be the explanation

Is this the craziest return policy of all time? #patagonia

Is this the craziest return policy of all time? #patagonia

1 year ago • 0 • A

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Is this the craziest return policy of all time? #patagonia

Will investing $100 every month till you’re 65 make you a millionaire? Debatable. @GeorgeKamel

Will investing $100 every month till you’re 65 make you a millionaire? Debatable. @GeorgeKamel

1 year ago • 0 • A

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Will investing $100 every month till you’re 65 make you a millionaire? Debatable. @GeorgeKamel

I Hired 3 Financial Advisors on Fiverr to Rate My Finances *shocking results*

I Hired 3 Financial Advisors on Fiverr to Rate My Finances *shocking results*

1 year ago • 1 • A

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I Hired 3 Financial Advisors on Fiverr to Rate My Finances *shocking results*

Berkshire Hathaway is one of the most expensive stocks in the world. Here’s why👆

Berkshire Hathaway is one of the most expensive stocks in the world. Here’s why👆

1 year ago • 3 • A

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Berkshire Hathaway is one of the most expensive stocks in the world. Here’s why👆

How much should you be making in order to comfortably afford a $50k car?

How much should you be making in order to comfortably afford a $50k car?

1 year ago • 0 • A

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How much should you be making in order to comfortably afford a $50k car?

Gold prices are at all time highs but why? 🤔 three reasons

Gold prices are at all time highs but why? 🤔 three reasons

1 year ago • 0 • A

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Gold prices are at all time highs but why? 🤔 three reasons

Stitch: Bi-weekly Payments Can Save You a TON on your Loan Balance for Cars or Mortgages

Stitch: Bi-weekly Payments Can Save You a TON on your Loan Balance for Cars or Mortgages

1 year ago • 2 • A

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Stitch: Bi-weekly Payments Can Save You a TON on your Loan Balance for Cars or Mortgages

What do you do after you max out your IRA? Three options.

What do you do after you max out your IRA? Three options.

1 year ago • 0 • A

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What do you do after you max out your IRA? Three options.

How Much Car Can You Afford: $30K vs $75K vs $265K Supercar

How Much Car Can You Afford: $30K vs $75K vs $265K Supercar

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How Much Car Can You Afford: $30K vs $75K vs $265K Supercar

Should you Pay Off Your Mortgage Early, or Invest? Answered.

Should you Pay Off Your Mortgage Early, or Invest? Answered.

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Should you Pay Off Your Mortgage Early, or Invest? Answered.

How much the average wedding in the US costs 💒 LMK in a comment how much you would spend / spent!

How much the average wedding in the US costs 💒 LMK in a comment how much you would spend / spent!

1 year ago • 0 • A

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How much the average wedding in the US costs 💒 LMK in a comment how much you would spend / spent!

The Costco Executive Membership is going up in Price... Here's what would make it worth it

The Costco Executive Membership is going up in Price... Here's what would make it worth it

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The Costco Executive Membership is going up in Price... Here's what would make it worth it

Why do we still Use the Penny? It costs the US Mint 2.72 cents to make 1 penny...

Why do we still Use the Penny? It costs the US Mint 2.72 cents to make 1 penny...

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Why do we still Use the Penny? It costs the US Mint 2.72 cents to make 1 penny...

7 Major Differences Between Rich and Poor People

7 Major Differences Between Rich and Poor People

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7 Major Differences Between Rich and Poor People

STITCH: How much do you keep in a checking account? Explained.

STITCH: How much do you keep in a checking account? Explained.

1 year ago • 0 • A

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STITCH: How much do you keep in a checking account? Explained.

Can you get a 60% return? Fact checking this viral video

Can you get a 60% return? Fact checking this viral video

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Can you get a 60% return? Fact checking this viral video

How far $100,000 salary goes in 2024… Are you surprised?

How far $100,000 salary goes in 2024… Are you surprised?

1 year ago • 0 • A

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How far $100,000 salary goes in 2024… Are you surprised?

How To Manage Your Money Like The Top 1% (The 60/30/10 Rule)

How To Manage Your Money Like The Top 1% (The 60/30/10 Rule)

1 year ago • 3 • A

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How To Manage Your Money Like The Top 1% (The 60/30/10 Rule)

Stitch: How Much Money You Should Have Saved by Age

Stitch: How Much Money You Should Have Saved by Age

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Stitch: How Much Money You Should Have Saved by Age

How to Hit Your First $50K In Net Worth (Step by Step Blueprint)

How to Hit Your First $50K In Net Worth (Step by Step Blueprint)

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How to Hit Your First $50K In Net Worth (Step by Step Blueprint)

What $20 Gets You: IKEA Food Court | Where Should I Go Next?

What $20 Gets You: IKEA Food Court | Where Should I Go Next?

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What $20 Gets You: IKEA Food Court | Where Should I Go Next?

What $20 Gets You: Groceries in Palo Alto | What City Should I Visit Next?

What $20 Gets You: Groceries in Palo Alto | What City Should I Visit Next?

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What $20 Gets You: Groceries in Palo Alto | What City Should I Visit Next?

Why does IKEA Sell Meatballs...? Explained.

Why does IKEA Sell Meatballs...? Explained.

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Why does IKEA Sell Meatballs...? Explained.

Roasting My Subscribers’ Investment Portfolios *insane*

Roasting My Subscribers’ Investment Portfolios *insane*

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Roasting My Subscribers’ Investment Portfolios *insane*

The Top Index Tracking ETFs (in my humble opinion)

The Top Index Tracking ETFs (in my humble opinion)

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The Top Index Tracking ETFs (in my humble opinion)

A Common Investing Mistake My Subscriber Made With His Investments

A Common Investing Mistake My Subscriber Made With His Investments

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A Common Investing Mistake My Subscriber Made With His Investments

Unpacking IKEA's Business Model 📦

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Unpacking IKEA's Business Model 📦

The Average 401(k) Balances in America based on the latest data - check out the longer vid!

The Average 401(k) Balances in America based on the latest data - check out the longer vid!

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The Average 401(k) Balances in America based on the latest data - check out the longer vid!

How Much You Should Save In Your 401K By Age - 2024 Edition!

How Much You Should Save In Your 401K By Age - 2024 Edition!

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How Much You Should Save In Your 401K By Age - 2024 Edition!

How Companies Run... Unprofitably.

How Companies Run... Unprofitably.

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How Companies Run... Unprofitably.

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Interest Rates & High Yield Savings Accounts - Check Description ⬇️

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Interest Rates & High Yield Savings Accounts - Check Description ⬇️

How to Make Your First $10K In Net Worth (Step by Step)

How to Make Your First $10K In Net Worth (Step by Step)

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How to Make Your First $10K In Net Worth (Step by Step)

Car Depreciation... What is it exactly? 🚗

Car Depreciation... What is it exactly? 🚗

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Car Depreciation... What is it exactly? 🚗

The Best 5 Index Funds To Own For Life (2024 Edition)

The Best 5 Index Funds To Own For Life (2024 Edition)

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The Best 5 Index Funds To Own For Life (2024 Edition)

How Much $ You Should Have Saved By Age 2024

How Much $ You Should Have Saved By Age 2024

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How Much $ You Should Have Saved By Age 2024

Should You Pay Off Your Mortgage Early or Invest? | Financial Advisor Explains

Should You Pay Off Your Mortgage Early or Invest? | Financial Advisor Explains

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Why has the Japanese Yen Declined in Value? Explained. Subscribe ⬇️

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When Investing, Optimize For THIS...

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Gen-Z Says $150k Per Year Isn't Enough to Be Happy…

Put Options: Explained with this Car Analogy! Subscribe 👇

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Put Options: Explained with this Car Analogy! Subscribe 👇

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This is what @corporatenatalie’s best purchase has been recently 👀

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The Average 401k Balances by Age in the US. Data from Fidelity.

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Why Net Worth EXPLODES After $100K (And How to Get There ASAP)

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Major MONEY Milestones To Accomplish in Your 30s!

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They don't tell you THIS about Credit Scores...

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Buying vs Leasing a Car: Which is Cheaper?

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I had to learn this lesson the hard way. #personalfinance #moneytips

Which Bitcoin ETFs Should You Buy? A Deeper Look

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The 7 Best Credit Cards of 2024 (By Salary)

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Stock or iPhone? With @ShelbyChurch !

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Why American Express Isn't Accepted Everywhere

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What Just Happened To The Car Market?

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What NOT to do with a large sum of cash. #explained

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Do you think it was worth it? Featuring @SiliconValleyGirl

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7 Realistic Side Hustles to Make $1000 Per Month in 2024

A good analogy on the market. Subscribe ⬇️

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A good analogy on the market. Subscribe ⬇️

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Home Depot's Psychological Marketing Tricks

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How to Save $10K FAST in 2024!

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The Fed Meeting: Rate Hikes OVER, Indicates Three Cuts Coming in 2024

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The Fed Meeting: Rate Hikes OVER, Indicates Three Cuts Coming in 2024

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Leasing vs Buying a Car: Which is ACTUALLY Cheaper in 2026?

How Much Should You Make to Drive the Tesla Cybertruck?

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How Much Should You Make to Drive the Tesla Cybertruck?

The New 2024 Tax Brackets for the US: Explained

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The New 2024 Tax Brackets for the US: Explained

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How Will Prices Look in 50 Years? 🤯

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How Will Prices Look in 50 Years? 🤯

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How Much Do You Need To Make to Afford a $400K Home in 2023? Explained.

I Interviewed World Leaders at APEC (Asia Pacific Economic Cooperation) 2023

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I Interviewed World Leaders at APEC (Asia Pacific Economic Cooperation) 2023

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How Much I Make with 1 Million Subscribers and 200M+ Lifetime Views

FINANCIAL ADVISOR Explains: Retirement Plans for Beginners (401k, IRA, Roth 401k/IRA, 403b) 2024

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FINANCIAL ADVISOR Explains: Retirement Plans for Beginners (401k, IRA, Roth 401k/IRA, 403b) 2024

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12 Money Myths Wasting Your Time & Energy

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The Third Greatest Money Fact of All Time: Warren Buffet's Compounding Net Worth

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The One Simple Budgeting Method That Changed My Life

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How much should you make to afford a Toyota Camry Hybrid? Lets use the 20-4-10 rule. #explained

10 Purchases Under $200 That Save Time & Money

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10 Purchases Under $200 That Save Time & Money

Dividend Aristocrats ☕️ have increased their dividends for 25+ years and belong to the S&P500!

Dividend Aristocrats ☕️ have increased their dividends for 25+ years and belong to the S&P500!

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Dividend Aristocrats ☕️ have increased their dividends for 25+ years and belong to the S&P500!

Switching Jobs Leads To Up To 38% More Pay - Here's Why

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Switching Jobs Leads To Up To 38% More Pay - Here's Why

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Why Streaming Services Have Gotten So Expensive

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In-N-Out Burger has been making some big changes since 2010! #innoutburger #innout #explained

Why Good Credit Matters for Saving $$$ - Explained with a Real Life Example!

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Why Good Credit Matters for Saving $$$ - Explained with a Real Life Example!

Switching Jobs Leads To 38% More Pay (Here's Why)

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Switching Jobs Leads To 38% More Pay (Here's Why)

How will the war affect gas prices? Here's what you need to know.

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How will the war affect gas prices? Here's what you need to know.

Section 121 allows you to exclude from taxable income a gain of up to $250K for selling your home

Section 121 allows you to exclude from taxable income a gain of up to $250K for selling your home

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Section 121 allows you to exclude from taxable income a gain of up to $250K for selling your home

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What are REITs? How do they work? Explained. #investing

8 Dividend Stocks That Pay Me $660+ Per Month

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8 Dividend Stocks That Pay Me $660+ Per Month

Cars That Appreciate in Value the Most vs Cars that Depreciate in Value The Most #cars

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Cars That Appreciate in Value the Most vs Cars that Depreciate in Value The Most #cars

The real reason we’re seeing so many jackpots over $1B: explained! #lottery #powerball #megamillions

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The real reason we’re seeing so many jackpots over $1B: explained! #lottery #powerball #megamillions

A good with many substitutes leads to it being highly Price Elastic. A short #economics lesson!

A good with many substitutes leads to it being highly Price Elastic. A short #economics lesson!

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A good with many substitutes leads to it being highly Price Elastic. A short #economics lesson!

How to Retire ASAP: 3 Steps. #retirement

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How to Retire ASAP: 3 Steps. #retirement

The United Auto Workers Strike: Explained! #uawstrike #uaw

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The United Auto Workers Strike: Explained! #uawstrike #uaw

Warren Buffett: 5 Money Habits That Are Keeping You Broke & Poor

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Warren Buffett: 5 Money Habits That Are Keeping You Broke & Poor

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The Best Time To Invest... Doesn't Exist. This Charles Schwab Study answers why.

The least and most stolen models of cars 🚗 did this surprise you? #cars #tesla #dodge

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The least and most stolen models of cars 🚗 did this surprise you? #cars #tesla #dodge

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3 Things To Help You Retire Early. #explained #retirement

How to Get Rich: Index Fund Investing for Beginners

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Wealth Inequality in America Has Never Been Worse. The Middle Class Has Disappeared

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This Drops Your Credit Score 100s of Points... Don't make this mistake!

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Target's Business Model Breakdown! #target

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AMC Stock Underwent a Reverse Stock Split 1 for 10. Here's what happened.

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Dividend Kings 👑 are companies that have at least 50 consecutive years of dividend increases!

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Dividend Kings 👑 are companies that have at least 50 consecutive years of dividend increases!

This Tax Loophole is so good, that Biden wants to ban it!

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Lottery Payouts: Are you choosing Lump Sum or Payments? #personalfinance #lumpsum

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What Net Worth Puts You in the Upper, Middle & Lower Class?

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Ex Dividend Dates Explained! #stocks #dividends

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Ex Dividend Dates Explained! #stocks #dividends

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Renting vs. Buying a Home: The 8.71% Rule

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Do you take advantage of 401(k) matching!? Let me know in the comments. #personalfinance

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Do you take advantage of 401(k) matching!? Let me know in the comments. #personalfinance

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Dividend vs Growth Stocks Explained. #stocks #dividends #apple

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Don’t Use a Debit Card to Pay for Everything! #creditcards #debitcard

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How much do you need to make to drive a Ford F150? Using the 20-4-10 Rule! #fordf150

Don't Leave Your Cash in The Bank: 5 Alternatives Safer Than Cash

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Don't Leave Your Cash in The Bank: 5 Alternatives Safer Than Cash

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Credit Secrets Part 1: Lower Rates. #credit

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How much can you save by driving a Tesla Model 3? #tesla #personalfinance #model3 #audi #a4

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The restaurant where Multi Billion Dollar Deals go down! Buck’s. #funfacts #tesla

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How Lottery Payouts Work: which option would YOU choose? #personalfinance #lottery

This took me hours don’t let it flop #billion #money #personalfinance #rice

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This took me hours don’t let it flop #billion #money #personalfinance #rice

Millennials & Gen-Z are Poorer Than Ever (Here’s Why)

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Millennials & Gen-Z are Poorer Than Ever (Here’s Why)

The Truth About Tax Refunds ✍️ #taxes #shorts

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The Truth About Tax Refunds ✍️ #taxes #shorts

How Inflation Will Affect Prices in 2050 🤯 thx @admani_explains #inflation

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How Inflation Will Affect Prices in 2050 🤯 thx @admani_explains #inflation

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Why are G Wagons so popular? Section 179, most likely. #mercedes

Would You Fall For This?? 😳 Decoy Explanation

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What’s a Call Option? Explained as if you were in 5th Grade. #stocks

How To Get A Perfect Credit Score for FREE (Complete Guide)

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How To Get A Perfect Credit Score for FREE (Complete Guide)

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What are Stock Buybacks? Are they good? #stocks

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What are RSUs? Explained. #rsu #stock #tesla

Don't Cancel an Old Credit Card: Here's Why.

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Don't Cancel an Old Credit Card: Here's Why.

A Bank Account You NEED.

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How much you need to own a Lamborghini? #lamborghini

Why Do You Have So Many Credit Cards? Explained.

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🐓 The Truth About Starting a Chick-Fil-A Franchise #chickfila #explained

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🐓 The Truth About Starting a Chick-Fil-A Franchise #chickfila #explained

📈 How we're fighting Expensive Goods & Inflation: Explained!

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📈 How we're fighting Expensive Goods & Inflation: Explained!

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🥃 How this Pouring System Saves Him $36,000 A Year! #explained #bowling #drinks

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🎳 How Much Do Bowling Alleys Make? #bowling #smallbusiness #profit

How much do you need to make to afford a Toyota RAV4? Using the 20-4-10 rule. #explained

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How much do you need to make to afford a Toyota RAV4? Using the 20-4-10 rule. #explained

Shaq’s Nine Figure Fortune is not what it seems… #nba #shaq

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Shaq’s Nine Figure Fortune is not what it seems… #nba #shaq

The cost to live in Menlo Park, CA. The home of Facebook. Expensive zip code!

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The cost to live in Menlo Park, CA. The home of Facebook. Expensive zip code!

Why tech companies have their HQ in Ireland… #ireland #explained #apple #google

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Why tech companies have their HQ in Ireland… #ireland #explained #apple #google

A common misunderstanding when it comes to investing! #explained #rothira

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A common misunderstanding when it comes to investing! #explained #rothira

How Much Car Can You Really Afford? (By Salary)

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How Much Car Can You Really Afford? (By Salary)

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The cost to live in Palo Alto California: one of the most expensive zip codes in the country.

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The cost to live in Palo Alto California: one of the most expensive zip codes in the country.

The Greatest Business Deal of All Time: Star Wars and George Lucas! 🍿 💫

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The Greatest Business Deal of All Time: Star Wars and George Lucas! 🍿 💫

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5 Retirement Account Mistakes. #retirement #401k #ira #rothira

How much do you need to own a Tesla Model 3? #tesla

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How much do you need to own a Tesla Model 3? #tesla

How A Good Credit Score Saves You A TON of $$$. Explained. #creditscore #savings

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How A Good Credit Score Saves You A TON of $$$. Explained. #creditscore #savings

High-credit buyers with scores ranging from 680 to above 780 will see mortgage costs go up soon 😱

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High-credit buyers with scores ranging from 680 to above 780 will see mortgage costs go up soon 😱

2 Friends Invest, Stocks vs Bonds. Who Does Better? #stocks #bonds

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2 Friends Invest, Stocks vs Bonds. Who Does Better? #stocks #bonds

The 30% Credit Utilization Rule! Don't let this hurt your credit. #credit #explained #creditscore

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The 30% Credit Utilization Rule! Don't let this hurt your credit. #credit #explained #creditscore

How the Top 1% Invests (And What We Can Learn)

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How the Top 1% Invests (And What We Can Learn)

How to give your kids a perfect credit score by age18. The Authorized User hack. #creditscore

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How to give your kids a perfect credit score by age18. The Authorized User hack. #creditscore

What does a Tax Refund Mean? #personalfinance #taxes

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What does a Tax Refund Mean? #personalfinance #taxes

Estimating Their Sales: My local coffee shop: Coffeebar in Menlo Park! #smallbusiness

Estimating Their Sales: My local coffee shop: Coffeebar in Menlo Park! #smallbusiness

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Estimating Their Sales: My local coffee shop: Coffeebar in Menlo Park! #smallbusiness

How long it takes to become a millionaire with $500 per month! Compound Interest is amazing.

How long it takes to become a millionaire with $500 per month! Compound Interest is amazing.

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How long it takes to become a millionaire with $500 per month! Compound Interest is amazing.

How a Chick-Fil-A franchise works! #chickfila #franchise

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How a Chick-Fil-A franchise works! #chickfila #franchise

Price Anchoring is everywhere and gets you to spend more $$$. #personalfinance #psychology

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Price Anchoring is everywhere and gets you to spend more $$$. #personalfinance #psychology

The U.S. Dollar Isn’t Going Anywhere (World Reserve Currency Explained)

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The U.S. Dollar Isn’t Going Anywhere (World Reserve Currency Explained)

How a Backroor Roth works! 🤯#personalfinance

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How a Backroor Roth works! 🤯#personalfinance

What are Defensive Stocks!? #investing #stocks

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Your Venmo Balance - inspired by real events. #venmo

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Your Venmo Balance - inspired by real events. #venmo

What is a P/E Ratio!? Explained. #stocks #investing

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What is a P/E Ratio!? Explained. #stocks #investing

Should you cancel a credit card you no longer use? #personalfinance #credit

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Should you cancel a credit card you no longer use? #personalfinance #credit

What is Stock Volume? Explained. #stocks #tesla #trading

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What is Stock Volume? Explained. #stocks #tesla #trading

The #1 Wealth Killer that nobody talks about… #personalfinance #cars #financialfreedom #budget

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The #1 Wealth Killer that nobody talks about… #personalfinance #cars #financialfreedom #budget

7 Places Your Money Needs To Go (Save Money Fast)

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7 Places Your Money Needs To Go (Save Money Fast)

Due Date vs Statement Date! Know the difference. #personalfinance #creditcard

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Due Date vs Statement Date! Know the difference. #personalfinance #creditcard

Payment terms: Net 30! Small Business Tok! #smallbusinesscheck #personalfinance #banana

Payment terms: Net 30! Small Business Tok! #smallbusinesscheck #personalfinance #banana

2 years ago • 0 • A

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Payment terms: Net 30! Small Business Tok! #smallbusinesscheck #personalfinance #banana

How to establish a credit score using a Secured Credit Card. #personalfinance #credit

How to establish a credit score using a Secured Credit Card. #personalfinance #credit

2 years ago • 2 • A

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How to establish a credit score using a Secured Credit Card. #personalfinance #credit

15 Year vs 30 Year Mortgages 🧐#personalfinance #realestate

15 Year vs 30 Year Mortgages 🧐#personalfinance #realestate

2 years ago • 0 • A

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15 Year vs 30 Year Mortgages 🧐#personalfinance #realestate

Car Depreciation 🚘 #personalfinance #cars

Car Depreciation 🚘 #personalfinance #cars

2 years ago • 0 • A

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Car Depreciation 🚘 #personalfinance #cars

Why is Mail so cheap to send? #usps

Why is Mail so cheap to send? #usps

2 years ago • 0 • A

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Why is Mail so cheap to send? #usps

Does Money Actually Buy Happiness? The Truth.

Does Money Actually Buy Happiness? The Truth.

2 years ago • 1 • A

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Does Money Actually Buy Happiness? The Truth.

How a Mortgage Payment Works #mortgage #realestate

How a Mortgage Payment Works #mortgage #realestate

2 years ago • 0 • A

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How a Mortgage Payment Works #mortgage #realestate

Taxes on Stocks : Tax Loss Harvesting. #tesla #apple #taxes

Taxes on Stocks : Tax Loss Harvesting. #tesla #apple #taxes

2 years ago • 0 • A

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Taxes on Stocks : Tax Loss Harvesting. #tesla #apple #taxes

Charge Cards vs Credit Cards: The Amex Gold! #amex #creditcards

Charge Cards vs Credit Cards: The Amex Gold! #amex #creditcards

2 years ago • 0 • A

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Charge Cards vs Credit Cards: The Amex Gold! #amex #creditcards

How a 1031 Exchange works! #realestate #personalfinance

How a 1031 Exchange works! #realestate #personalfinance

2 years ago • 0 • A

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How a 1031 Exchange works! #realestate #personalfinance

How Bail Works! #bail #bailbond

How Bail Works! #bail #bailbond

2 years ago • 0 • A

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How Bail Works! #bail #bailbond

How Bonuses are Taxed! #personalfinance #taxes

How Bonuses are Taxed! #personalfinance #taxes

2 years ago • 0 • A

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How Bonuses are Taxed! #personalfinance #taxes

Payment Terms for Businesses! #smallbusiness #accounting

Payment Terms for Businesses! #smallbusiness #accounting

2 years ago • 0 • A

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Payment Terms for Businesses! #smallbusiness #accounting

My Top 3 Credit Tips 💳#personalfinance #credit

My Top 3 Credit Tips 💳#personalfinance #credit

2 years ago • 2 • A

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My Top 3 Credit Tips 💳#personalfinance #credit

What does the term 'Overhead' mean? #business #overhead

What does the term 'Overhead' mean? #business #overhead

2 years ago • 0 • A

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What does the term 'Overhead' mean? #business #overhead

How to Analyze a Stock: Price to Book Value. #stocks

How to Analyze a Stock: Price to Book Value. #stocks

2 years ago • 0 • A

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How to Analyze a Stock: Price to Book Value. #stocks

What’s a Retainer?! #contract #lawyer #personalfinance

What’s a Retainer?! #contract #lawyer #personalfinance

2 years ago • 0 • A

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What’s a Retainer?! #contract #lawyer #personalfinance

The Chinese Secret to Saving Money Revealed

The Chinese Secret to Saving Money Revealed

2 years ago • 0 • A

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The Chinese Secret to Saving Money Revealed

The real cost of Bubble Tea EXPLAINED #personalfinance #bubbletea #boba

The real cost of Bubble Tea EXPLAINED #personalfinance #bubbletea #boba

2 years ago • 0 • A

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The real cost of Bubble Tea EXPLAINED #personalfinance #bubbletea #boba

Are you using the best WiFi option? #wifi

Are you using the best WiFi option? #wifi

2 years ago • 0 • A

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Are you using the best WiFi option? #wifi

The Real Cost of Bubble Tea. #personalfinance #costs #bubbletea

The Real Cost of Bubble Tea. #personalfinance #costs #bubbletea

2 years ago • 0 • A

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The Real Cost of Bubble Tea. #personalfinance #costs #bubbletea

Why Costco is SO Genius! #costco Subscribe! ⬆️

Why Costco is SO Genius! #costco Subscribe! ⬆️

2 years ago • 0 • A

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Why Costco is SO Genius! #costco Subscribe! ⬆️

Why Costco is Genius! #costco

Why Costco is Genius! #costco

2 years ago • 0 • A

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Why Costco is Genius! #costco

What’s a Dividend!? Omegle Edition. #dividends #omegle

What’s a Dividend!? Omegle Edition. #dividends #omegle

2 years ago • 2 • A

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What’s a Dividend!? Omegle Edition. #dividends #omegle

Economics 101: Inelastic Goods. #economics #personalfinance

Economics 101: Inelastic Goods. #economics #personalfinance

2 years ago • 1 • A

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Economics 101: Inelastic Goods. #economics #personalfinance

What are economies of scale? Explained #economics

What are economies of scale? Explained #economics

2 years ago • 0 • A

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What are economies of scale? Explained #economics

Are credit card offers are worth it? #personalfinance #credit

Are credit card offers are worth it? #personalfinance #credit

2 years ago • 0 • A

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Are credit card offers are worth it? #personalfinance #credit

How Costco ACTUALLY makes money. #costco #personalfinance

How Costco ACTUALLY makes money. #costco #personalfinance

2 years ago • 0 • A

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How Costco ACTUALLY makes money. #costco #personalfinance

What is a Trust Fund!? Explained. #personalfinance

What is a Trust Fund!? Explained. #personalfinance

2 years ago • 0 • A

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What is a Trust Fund!? Explained. #personalfinance

What’s an oligopoly? Explained. #personalfinance #economics

What’s an oligopoly? Explained. #personalfinance #economics

2 years ago • 1 • A

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What’s an oligopoly? Explained. #personalfinance #economics

After Hours Trading: Explained. #stocks #tesla #personalfinance

After Hours Trading: Explained. #stocks #tesla #personalfinance

2 years ago • 0 • A

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After Hours Trading: Explained. #stocks #tesla #personalfinance

Taxes on Stocks! #stocks #taxes #youtube

Taxes on Stocks! #stocks #taxes #youtube

2 years ago • 0 • A

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Taxes on Stocks! #stocks #taxes #youtube

The Facts on Gift Cards! #christmas #personalfinance

The Facts on Gift Cards! #christmas #personalfinance

2 years ago • 0 • A

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The Facts on Gift Cards! #christmas #personalfinance

How Trailing Stop Orders Work! 📈 #stocks

How Trailing Stop Orders Work! 📈 #stocks

2 years ago • 0 • A

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How Trailing Stop Orders Work! 📈 #stocks

How Much Housing Can You ACTUALLY Afford? (By Salary)

How Much Housing Can You ACTUALLY Afford? (By Salary)

2 years ago • 6 • A

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How Much Housing Can You ACTUALLY Afford? (By Salary)

Pepsi also owns 7UP, Gatorade, Frito Lay, Aquafina... #subsidiary

Pepsi also owns 7UP, Gatorade, Frito Lay, Aquafina... #subsidiary

2 years ago • 0 • A

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Pepsi also owns 7UP, Gatorade, Frito Lay, Aquafina... #subsidiary

Why are they called Blue Chips? Explained.

Why are they called Blue Chips? Explained.

2 years ago • 0 • A

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Why are they called Blue Chips? Explained.

Should you cancel an unused card with an Annual Fee? 💳 #personalfinance

Should you cancel an unused card with an Annual Fee? 💳 #personalfinance

2 years ago • 1 • A

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Should you cancel an unused card with an Annual Fee? 💳 #personalfinance

How to Invest $100. Explained! #personalfinance #investing #rothira

How to Invest $100. Explained! #personalfinance #investing #rothira

2 years ago • 0 • A

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How to Invest $100. Explained! #personalfinance #investing #rothira

What credit card companies AREN’T telling you! #creditcards #personalfinance

What credit card companies AREN’T telling you! #creditcards #personalfinance

2 years ago • 0 • A

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What credit card companies AREN’T telling you! #creditcards #personalfinance

The truth about the Free Samples at Costco 🤯 #personalfinance #moneytok #costco

The truth about the Free Samples at Costco 🤯 #personalfinance #moneytok #costco

2 years ago • 0 • A

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The truth about the Free Samples at Costco 🤯 #personalfinance #moneytok #costco

Why you should never buy a NEW car 🚘 #personalfinance #cars #depreciation #bmw

Why you should never buy a NEW car 🚘 #personalfinance #cars #depreciation #bmw

2 years ago • 2 • A

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Why you should never buy a NEW car 🚘 #personalfinance #cars #depreciation #bmw

What people ACTUALLY mean when they say the market is “UP” 📈 #stocks #investing

What people ACTUALLY mean when they say the market is “UP” 📈 #stocks #investing

2 years ago • 0 • A

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What people ACTUALLY mean when they say the market is “UP” 📈 #stocks #investing

How much I make on YouTube! #youtube #personalfinance

How much I make on YouTube! #youtube #personalfinance

2 years ago • 1 • A

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How much I make on YouTube! #youtube #personalfinance

ETFs and Expense Ratios! Explained. #personalfinance #investing

ETFs and Expense Ratios! Explained. #personalfinance #investing

2 years ago • 0 • A

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ETFs and Expense Ratios! Explained. #personalfinance #investing

What is an Annuity!? Guest appararance featuring my gemstone 💎 #personalfinance

What is an Annuity!? Guest appararance featuring my gemstone 💎 #personalfinance

2 years ago • 0 • A

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What is an Annuity!? Guest appararance featuring my gemstone 💎 #personalfinance

What is Net Worth? Explained. #personalfinance #millionaire

What is Net Worth? Explained. #personalfinance #millionaire

2 years ago • 0 • A

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What is Net Worth? Explained. #personalfinance #millionaire

Credit & Debit 💳 #credit #personalfinance #debit

Credit & Debit 💳 #credit #personalfinance #debit

2 years ago • 0 • A

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Credit & Debit 💳 #credit #personalfinance #debit

Estimating Sales for a Lobster Shack lobster 🦞 was this more or less than you expected? #lobster

Estimating Sales for a Lobster Shack lobster 🦞 was this more or less than you expected? #lobster

2 years ago • 0 • A

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Estimating Sales for a Lobster Shack lobster 🦞 was this more or less than you expected? #lobster

How Much of Your Paycheck Should You Save? (With Data)

How Much of Your Paycheck Should You Save? (With Data)

2 years ago • 0 • A

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How Much of Your Paycheck Should You Save? (With Data)

Estimating Sales: A Paint Store! 🎨 #paint #explained #sales

Estimating Sales: A Paint Store! 🎨 #paint #explained #sales

2 years ago • 1 • A

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Estimating Sales: A Paint Store! 🎨 #paint #explained #sales

What’s your financial guilty pleasure? #guiltypleasures

What’s your financial guilty pleasure? #guiltypleasures

2 years ago • 0 • A

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What’s your financial guilty pleasure? #guiltypleasures

The most common investing IRA Mistake… don’t do this! #personalfinance #retirement #ira

The most common investing IRA Mistake… don’t do this! #personalfinance #retirement #ira

2 years ago • 0 • A

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The most common investing IRA Mistake… don’t do this! #personalfinance #retirement #ira

Two friends buy houses, using 30 year vs 15 year mortgages. #personalfinance #realestate

Two friends buy houses, using 30 year vs 15 year mortgages. #personalfinance #realestate

2 years ago • 0 • A

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Two friends buy houses, using 30 year vs 15 year mortgages. #personalfinance #realestate

The truth about airport food prices!

The truth about airport food prices!

2 years ago • 0 • A

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The truth about airport food prices!

Two Things Credit Card Companies WON’T Tell You! 🤯🤯

Two Things Credit Card Companies WON’T Tell You! 🤯🤯

2 years ago • 0 • A

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Two Things Credit Card Companies WON’T Tell You! 🤯🤯

How a 1031 Exchange Works! 🏡#realestate #property #taxes

How a 1031 Exchange Works! 🏡#realestate #property #taxes

2 years ago • 0 • A

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How a 1031 Exchange Works! 🏡#realestate #property #taxes

Domino’s vs Chick-Fil-A Franchises 🤯 #chickfila #dominos #pizza

Domino’s vs Chick-Fil-A Franchises 🤯 #chickfila #dominos #pizza

2 years ago • 1 • A

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Domino’s vs Chick-Fil-A Franchises 🤯 #chickfila #dominos #pizza

What I wish I did differently during the last Recession #personalfinance #investing #recession

What I wish I did differently during the last Recession #personalfinance #investing #recession

2 years ago • 0 • A

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What I wish I did differently during the last Recession #personalfinance #investing #recession

Margin Calls, Explained! #stocks #investing #personalfinance

Margin Calls, Explained! #stocks #investing #personalfinance

2 years ago • 1 • A

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Margin Calls, Explained! #stocks #investing #personalfinance

The $2 Bill Origin Story 🤯 #twodollars

The $2 Bill Origin Story 🤯 #twodollars

2 years ago • 0 • A

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The $2 Bill Origin Story 🤯 #twodollars

3 Money Hacks I Bet You Didn’t Know 💸#money #hacks #lifehacks

3 Money Hacks I Bet You Didn’t Know 💸#money #hacks #lifehacks

2 years ago • 0 • A

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3 Money Hacks I Bet You Didn’t Know 💸#money #hacks #lifehacks

Whats the better value at Chiptole? Burrito 🌯 or Bowl 🍲? #chipotle

Whats the better value at Chiptole? Burrito 🌯 or Bowl 🍲? #chipotle

2 years ago • 0 • A

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Whats the better value at Chiptole? Burrito 🌯 or Bowl 🍲? #chipotle

Two Friends Start Investing. One compounds his wealth with a smaller salary. Wait for it!

Two Friends Start Investing. One compounds his wealth with a smaller salary. Wait for it!

2 years ago • 0 • A

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Two Friends Start Investing. One compounds his wealth with a smaller salary. Wait for it!

These 5 INVESTMENTS Will Keep You POOR - Stop Doing This!

These 5 INVESTMENTS Will Keep You POOR - Stop Doing This!

2 years ago • 2 • A

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These 5 INVESTMENTS Will Keep You POOR - Stop Doing This!

POV: You’re finding out about Taxes on Stock Gains. #stocks

POV: You’re finding out about Taxes on Stock Gains. #stocks

2 years ago • 0 • A

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POV: You’re finding out about Taxes on Stock Gains. #stocks

Why ATM Fees Exist and How To Avoid Them #atm #fees #cashback

Why ATM Fees Exist and How To Avoid Them #atm #fees #cashback

2 years ago • 0 • A

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Why ATM Fees Exist and How To Avoid Them #atm #fees #cashback

Psychological Pricing Tricks Retailers Use! 😈

Psychological Pricing Tricks Retailers Use! 😈

2 years ago • 0 • A

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Psychological Pricing Tricks Retailers Use! 😈

Restaurant Pricing Tricks! #restaurants #pricing #psychology

Restaurant Pricing Tricks! #restaurants #pricing #psychology

2 years ago • 0 • A

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Restaurant Pricing Tricks! #restaurants #pricing #psychology

The Biggest Lessons I learned from starting a $1M+ Business #explained #business

The Biggest Lessons I learned from starting a $1M+ Business #explained #business

2 years ago • 0 • A

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The Biggest Lessons I learned from starting a $1M+ Business #explained #business

I was shocked. #mcdonalds

I was shocked. #mcdonalds

2 years ago • 0 • A

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I was shocked. #mcdonalds

How Online Retailers Get You To Spend More #explained #psychology #fyp

How Online Retailers Get You To Spend More #explained #psychology #fyp

2 years ago • 1 • A

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How Online Retailers Get You To Spend More #explained #psychology #fyp

What it’s like to buy a Car these days… #explained #greenscreen

What it’s like to buy a Car these days… #explained #greenscreen

2 years ago • 0 • A

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What it’s like to buy a Car these days… #explained #greenscreen

Rich Dad teaches his son about Penny Stocks #explained #stocks

Rich Dad teaches his son about Penny Stocks #explained #stocks

2 years ago • 0 • A

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Rich Dad teaches his son about Penny Stocks #explained #stocks

The most expensive trash cans in the world 🤯 #sanfrancisco #trash

The most expensive trash cans in the world 🤯 #sanfrancisco #trash

2 years ago • 0 • A

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The most expensive trash cans in the world 🤯 #sanfrancisco #trash

Wire Transfers vs. ACH Transfers: what’s the difference? Explained. #wiretransfer #ach

Wire Transfers vs. ACH Transfers: what’s the difference? Explained. #wiretransfer #ach

2 years ago • 0 • A

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Wire Transfers vs. ACH Transfers: what’s the difference? Explained. #wiretransfer #ach

Why In N Out burger isn't COMPLETELY nation-wide. Do you like In N Out or Five Guys more? #innout

Why In N Out burger isn't COMPLETELY nation-wide. Do you like In N Out or Five Guys more? #innout

2 years ago • 1 • A

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Why In N Out burger isn't COMPLETELY nation-wide. Do you like In N Out or Five Guys more? #innout

The Only 5 Credit Cards You NEED in 2023

The Only 5 Credit Cards You NEED in 2023

2 years ago • 2 • A

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The Only 5 Credit Cards You NEED in 2023

The cost to own a Private Jet (PJ). #aviation #jet #private

The cost to own a Private Jet (PJ). #aviation #jet #private

2 years ago • 0 • A

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The cost to own a Private Jet (PJ). #aviation #jet #private

Estimating Sales: Hot Dog Stand! 🌭 #hotdogs #smallbusiness

Estimating Sales: Hot Dog Stand! 🌭 #hotdogs #smallbusiness

2 years ago • 0 • A

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Estimating Sales: Hot Dog Stand! 🌭 #hotdogs #smallbusiness

How much does it really cost to eat at Nobu? I find out... #nobu

How much does it really cost to eat at Nobu? I find out... #nobu

2 years ago • 0 • A

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How much does it really cost to eat at Nobu? I find out... #nobu

The Sales of a Cookie Shop 🍪 Check out our long video with Antoine after this for his COMPLETE #s

The Sales of a Cookie Shop 🍪 Check out our long video with Antoine after this for his COMPLETE #s

2 years ago • 1 • A

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The Sales of a Cookie Shop 🍪 Check out our long video with Antoine after this for his COMPLETE #s

What’s Escrow!? #escrow #personalfinance #realestate

What’s Escrow!? #escrow #personalfinance #realestate

2 years ago • 0 • A

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What’s Escrow!? #escrow #personalfinance #realestate

Margin Accounts Explained Simply! #stocks #tesla #learnontiktok #tiktokpartner

Margin Accounts Explained Simply! #stocks #tesla #learnontiktok #tiktokpartner

2 years ago • 0 • A

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Margin Accounts Explained Simply! #stocks #tesla #learnontiktok #tiktokpartner

Credit Cards and Utilization 💳 #credit #creditcards

Credit Cards and Utilization 💳 #credit #creditcards

2 years ago • 0 • A

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Credit Cards and Utilization 💳 #credit #creditcards

Bankruptcy for Individuals Explained! 😳 #bankruptcy

Bankruptcy for Individuals Explained! 😳 #bankruptcy

2 years ago • 2 • A

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Bankruptcy for Individuals Explained! 😳 #bankruptcy

How Put Options Work: the opposite or call options. #putoptions #stocks #investing #tesla

How Put Options Work: the opposite or call options. #putoptions #stocks #investing #tesla

2 years ago • 1 • A

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How Put Options Work: the opposite or call options. #putoptions #stocks #investing #tesla

Short Selling Explained Simply! #shortselling #stocks

Short Selling Explained Simply! #shortselling #stocks

2 years ago • 0 • A

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Short Selling Explained Simply! #shortselling #stocks

Know your pyramid scheme: Ponzi Edition. #ponzi #pyramidscheme

Know your pyramid scheme: Ponzi Edition. #ponzi #pyramidscheme

2 years ago • 0 • A

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Know your pyramid scheme: Ponzi Edition. #ponzi #pyramidscheme

How A Call Option Works. #stocks #tesla #calloptions

How A Call Option Works. #stocks #tesla #calloptions

2 years ago • 1 • A

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How A Call Option Works. #stocks #tesla #calloptions

Penny Stocks Explained 😳 #stocks #investing

Penny Stocks Explained 😳 #stocks #investing

2 years ago • 0 • A

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Penny Stocks Explained 😳 #stocks #investing

Federal Tax Brackets 💀 #personalfinance #taxes #money

Federal Tax Brackets 💀 #personalfinance #taxes #money

2 years ago • 0 • A

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Federal Tax Brackets 💀 #personalfinance #taxes #money

The #1 Wealth Killer No One Talks About...

The #1 Wealth Killer No One Talks About...

2 years ago • 2 • A

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The #1 Wealth Killer No One Talks About...

Stop Loss Orders w/ share prices Elon would be proud of. #stocks

Stop Loss Orders w/ share prices Elon would be proud of. #stocks

2 years ago • 0 • A

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Stop Loss Orders w/ share prices Elon would be proud of. #stocks

Market vs Limit orders when buying shares of stocks! #stocks #personalfinance

Market vs Limit orders when buying shares of stocks! #stocks #personalfinance

2 years ago • 0 • A

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Market vs Limit orders when buying shares of stocks! #stocks #personalfinance

How Hedge Funds Work 💸 #hedgefund #investing

How Hedge Funds Work 💸 #hedgefund #investing

2 years ago • 0 • A

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How Hedge Funds Work 💸 #hedgefund #investing

Mutual Funds vs Index Funds vs ETFs! #etfs #mutualfunds #indexfunds

Mutual Funds vs Index Funds vs ETFs! #etfs #mutualfunds #indexfunds

2 years ago • 0 • A

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Mutual Funds vs Index Funds vs ETFs! #etfs #mutualfunds #indexfunds

The Benefits of Starting an LLC #llc #business #selfemployed

The Benefits of Starting an LLC #llc #business #selfemployed

2 years ago • 0 • A

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The Benefits of Starting an LLC #llc #business #selfemployed

Mortgage Interest Payments are tax deductions 🏡 #personalfinance #mortgage #taxes

Mortgage Interest Payments are tax deductions 🏡 #personalfinance #mortgage #taxes

2 years ago • 0 • A

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Mortgage Interest Payments are tax deductions 🏡 #personalfinance #mortgage #taxes

How Credit Cards Work and Make Money 💳 #personalfinance #creditcard #credit

How Credit Cards Work and Make Money 💳 #personalfinance #creditcard #credit

2 years ago • 1 • A

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How Credit Cards Work and Make Money 💳 #personalfinance #creditcard #credit

Credit Utilization... Would you let go? 😂 #personalfinance #credit

Credit Utilization... Would you let go? 😂 #personalfinance #credit

2 years ago • 0 • A

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Credit Utilization... Would you let go? 😂 #personalfinance #credit

Why Amex isn’t accepted at some places. #americanexpress #amex #explained

Why Amex isn’t accepted at some places. #americanexpress #amex #explained

2 years ago • 0 • A

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Why Amex isn’t accepted at some places. #americanexpress #amex #explained

Prices of goods rise with Inflation. I went back to the future. #personalfinance #inflation #skit

Prices of goods rise with Inflation. I went back to the future. #personalfinance #inflation #skit

2 years ago • 3 • A

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Prices of goods rise with Inflation. I went back to the future. #personalfinance #inflation #skit

A Roth and Traditional IRA Explained. #rothira #retirement #personalfinance

A Roth and Traditional IRA Explained. #rothira #retirement #personalfinance

2 years ago • 0 • A

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A Roth and Traditional IRA Explained. #rothira #retirement #personalfinance

Why ATM fees exist and what to do! 💸 #personalfinance #atm #money

Why ATM fees exist and what to do! 💸 #personalfinance #atm #money

2 years ago • 0 • A

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Why ATM fees exist and what to do! 💸 #personalfinance #atm #money

5 Things Rich People Do That The Poor Don’t

5 Things Rich People Do That The Poor Don’t

2 years ago • 0 • A

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5 Things Rich People Do That The Poor Don’t

FHA Loans Explained! #fha #mortgage #investment #personalfinance

FHA Loans Explained! #fha #mortgage #investment #personalfinance

2 years ago • 0 • A

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FHA Loans Explained! #fha #mortgage #investment #personalfinance

The Sunglasses Monopoly Explained. #sunglasses #rayban #prada #sunglassfashion

The Sunglasses Monopoly Explained. #sunglasses #rayban #prada #sunglassfashion

2 years ago • 0 • A

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The Sunglasses Monopoly Explained. #sunglasses #rayban #prada #sunglassfashion

MSRP Explained with Adi! #MSRP #cars #auto #dealerships

MSRP Explained with Adi! #MSRP #cars #auto #dealerships

2 years ago • 0 • A

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MSRP Explained with Adi! #MSRP #cars #auto #dealerships

Credit limits explained! 💳#personalfinance #creditcard #skit #credit #shorts

Credit limits explained! 💳#personalfinance #creditcard #skit #credit #shorts

2 years ago • 3 • A

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Credit limits explained! 💳#personalfinance #creditcard #skit #credit #shorts

How Odds Work for the SuperBowl 🏈 #superbowl #explained #chiefs #eagles

How Odds Work for the SuperBowl 🏈 #superbowl #explained #chiefs #eagles

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If I Started Investing In 2026, This Is What I Would Do

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How Gold Scraps are Melted And Sold (Scraps are from Witter Coin)

Once You Get Money, Upgrade These 10 Things Immediately

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Once You Get Money, Upgrade These 10 Things Immediately

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4 Signs You're Richer Than You Think

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4 Things Broke People Buy, That The Wealthy Don’t:

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9 Money Lessons I Wish I Knew In My 30s

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4 Signs You're Living Below Your Means

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Explaining Netflix's 10:1 Stock Split Today

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4 Things To Do Financially Before 2025 Ends

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9 Things You Must Do Before 2026 (Financially)

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The Median Age Of First Time Homebuyers is Now 40 Years Old...

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$250,000 is HALFWAY to $1 Million Dollars

Think Deeper and try Claude yourself for financial planning scenarios! Link in description.

Think Deeper and try Claude yourself for financial planning scenarios! Link in description.

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Think Deeper and try Claude yourself for financial planning scenarios! Link in description.

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Why $250K is Halfway to $1 Million (Really)

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A Jaw Dropping Money Stat 🤯

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Part 1: I went to a Gold Factory in Switzerland. Subscribe for Part 2!

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Part 1: I went to a Gold Factory in Switzerland. Subscribe for Part 2!

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How much are these Gold Items Worth? The price per ounce of Gold is soaring right now!

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10 Jaw-Dropping Money Stats of the Average Person (2025)

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10 Jaw-Dropping Money Stats of the Average Person (2025)

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The Safest and Earliest Time To Stop Saving For Retirement

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The Safest and Earliest Time To Stop Saving For Retirement

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Why You Shouldn't Try to "Time The Market"