Humphrey Yang

If significant tariffs are imposed by the new administration, companies heavily reliant on imports (e.g., Apple, which sources from China) may face higher costs, potentially leading to reduced profits and a decline in stock price.

companies that rely heavily on Imports Also may face higher costs due to tariffs which could reduce their profits for instance Apple which sources many of their components and finished products from China they might see their stock price decline if those goods are subject to a significant tariff

1 year ago Correct

If significant tariffs are imposed by the new administration, companies heavily reliant on imports (e.g., Apple, which sources from China) may face higher costs, potentially leading to reduced profits and a decline in stock price.

companies that rely heavily on Imports Also may face higher costs due to tariffs which could reduce their profits for instance Apple which sources many of their components and finished products from China they might see their stock price decline if those goods are subject to a significant tariff

Correct

Federal Reserve members may be less confident in making further rate cuts in 2025 due to potential tariffs and proposed worker deportations creating economic issues.

now some Federal Reserve members could be less confident in rate Cuts in the future especially in 2025 because not only the tariffs but also Trump has promised to deport workers and that could actually create issues among the federal reserve's goals of Maximum employment and price stability

1 year ago Correct

Federal Reserve members may be less confident in making further rate cuts in 2025 due to potential tariffs and proposed worker deportations creating economic issues.

now some Federal Reserve members could be less confident in rate Cuts in the future especially in 2025 because not only the tariffs but also Trump has promised to deport workers and that could actually create issues among the federal reserve's goals of Maximum employment and price stability

Correct

If Trump implements proposed tariffs, prices and inflation could increase.

I bring this up because the potential tariffs that Trump wants to implement could cause prices and inflation to go back up

1 year ago Correct

If Trump implements proposed tariffs, prices and inflation could increase.

I bring this up because the potential tariffs that Trump wants to implement could cause prices and inflation to go back up

Correct

High-yield savings account interest rates are predicted to decrease following the recent Fed rate cut.

but after this cut most likely we're going to see Banks also move that rate downwards in lock Step

1 year ago Correct

High-yield savings account interest rates are predicted to decrease following the recent Fed rate cut.

but after this cut most likely we're going to see Banks also move that rate downwards in lock Step

Correct

Author is more optimistic about the future performance of the US stock market compared to international markets, implying it will outperform.

but I personally am more bullish on the US Stock Market than anywhere else

1 year ago Correct

Author is more optimistic about the future performance of the US stock market compared to international markets, implying it will outperform.

but I personally am more bullish on the US Stock Market than anywhere else

Correct

Investing $2,400 annually in the stock market for 40 years is projected to accumulate $52,000.

if you invested that same $2,400 compounded over 40 years in the stock market you'd have 52k in 40 years

1 year ago Pending

Investing $2,400 annually in the stock market for 40 years is projected to accumulate $52,000.

if you invested that same $2,400 compounded over 40 years in the stock market you'd have 52k in 40 years

Pending

The stock market is expected to deliver an average annual return of 8-10%.

you can reasonably expect to get around a 10% return in the stock market historically and that's before taxes so if you really wanted to round down you could say an average of 8% per year

1 year ago Pending

The stock market is expected to deliver an average annual return of 8-10%.

you can reasonably expect to get around a 10% return in the stock market historically and that's before taxes so if you really wanted to round down you could say an average of 8% per year

Pending

Saving $6,000 per year ($500/month) for 6 years with a 10% investment return will lead to a net worth of $50,900.

If you save $6,000 per year or $500 a month for 6 years and you get a rate of return of 10% investing that you will actually have $50,900

1 year ago Pending

Saving $6,000 per year ($500/month) for 6 years with a 10% investment return will lead to a net worth of $50,900.

If you save $6,000 per year or $500 a month for 6 years and you get a rate of return of 10% investing that you will actually have $50,900

Pending

If tariffs are enacted by the new administration, domestic agriculture, farming, and manufacturing companies (e.g., Ford Motors) are likely to benefit the most.

industries that are protected by tariffs like domestic agriculture farming manufacturing companies those could benefit the most the first company that comes to mind is a company like Ford Motors as an example

1 year ago Pending

If tariffs are enacted by the new administration, domestic agriculture, farming, and manufacturing companies (e.g., Ford Motors) are likely to benefit the most.

industries that are protected by tariffs like domestic agriculture farming manufacturing companies those could benefit the most the first company that comes to mind is a company like Ford Motors as an example

Pending

Under the Trump presidency (starting Jan 2025), domestic US producers, manufacturers, and their stocks are likely to perform better than international stocks due to 'America First' policies.

it's likely during this presidency we're going to see a shift to America first which means that you would assume domestic producers and manufacturers and their corresponding stocks will probably Faire better than say International stocks

1 year ago Pending

Under the Trump presidency (starting Jan 2025), domestic US producers, manufacturers, and their stocks are likely to perform better than international stocks due to 'America First' policies.

it's likely during this presidency we're going to see a shift to America first which means that you would assume domestic producers and manufacturers and their corresponding stocks will probably Faire better than say International stocks

Pending

The author predicts the spot price of gold will increase over time.

I think the spot price of gold will just go up over time

1 year ago Pending

The author predicts the spot price of gold will increase over time.

I think the spot price of gold will just go up over time

Pending

An individual increasing income through job-hopping will have an investment balance $21,700 higher than someone with only standard raises after six years.

in total his Investments are now $21,700 higher

1 year ago Pending

An individual increasing income through job-hopping will have an investment balance $21,700 higher than someone with only standard raises after six years.

in total his Investments are now $21,700 higher

Pending

An individual (Humphrey) job-hopping every two years for a 20% raise will earn $109,000 in six years, while another (Graham) with only 3% annual raises will earn $69,000.

by the time year six comes around Humphrey's salary is now now over six figures at $109,000 and Graham is still stuck in the slow Zone at $69,000 is per year

1 year ago Pending

An individual (Humphrey) job-hopping every two years for a 20% raise will earn $109,000 in six years, while another (Graham) with only 3% annual raises will earn $69,000.

by the time year six comes around Humphrey's salary is now now over six figures at $109,000 and Graham is still stuck in the slow Zone at $69,000 is per year

Pending

Investing $2,700 annually (from a tax refund) for 20 years at an 8% return will compound to an extra $133,000.

invest 90% or $2,700 of it [tax refund] over the course of even just 20 years that can compound to an extra $133,000

1 year ago Pending

Investing $2,700 annually (from a tax refund) for 20 years at an 8% return will compound to an extra $133,000.

invest 90% or $2,700 of it [tax refund] over the course of even just 20 years that can compound to an extra $133,000

Pending

Investing $250 per month at an 8% return for 2.5 years would accumulate $8,300, representing the opportunity cost of paying off debt instead.

If you could invest that $250 per month at an 8% return instead you would actually have about $8,300 by the end of that period

1 year ago Pending

Investing $250 per month at an 8% return for 2.5 years would accumulate $8,300, representing the opportunity cost of paying off debt instead.

If you could invest that $250 per month at an 8% return instead you would actually have about $8,300 by the end of that period

Pending

Someone who job changes every two years for a 20% salary increase will reach a $1 million goal 5 years faster than someone who receives only a 3% annual raise.

Humphrey will reach his $1 million goal 5 years faster than Graham at the current Pace

1 year ago Pending

Someone who job changes every two years for a 20% salary increase will reach a $1 million goal 5 years faster than someone who receives only a 3% annual raise.

Humphrey will reach his $1 million goal 5 years faster than Graham at the current Pace

Pending

An average credit card debt of $6,515 at 18% APR, with $250 monthly payments, will take approximately 2.5 years to pay off.

if you have that much money in credit card debt at 18% APR that will take you about 2 and 1 half years to pay it off assuming you're paying off $250 per month on your credit card

1 year ago Pending

An average credit card debt of $6,515 at 18% APR, with $250 monthly payments, will take approximately 2.5 years to pay off.

if you have that much money in credit card debt at 18% APR that will take you about 2 and 1 half years to pay it off assuming you're paying off $250 per month on your credit card

Pending

Households in their 60s should aim for a net worth of $550,000 (low), $843,000 (high), or close to $2.8 million (top tier) by retirement.

on the low end you should be aiming for $550,000 and on the high end $843,000 if you're absolutely killing it perhaps your household net worth is close to $2.8 Million by now

1 year ago Pending

Households in their 60s should aim for a net worth of $550,000 (low), $843,000 (high), or close to $2.8 million (top tier) by retirement.

on the low end you should be aiming for $550,000 and on the high end $843,000 if you're absolutely killing it perhaps your household net worth is close to $2.8 Million by now

Pending

Delaying S&P 500 investments by 10 years (starting at 35 instead of 25, investing $7,000/year at 8% return) will result in over $1 million less by age 65.

the difference between starting at age 25 and 35 now is over a million dollar by the time you hit 65

1 year ago Pending

Delaying S&P 500 investments by 10 years (starting at 35 instead of 25, investing $7,000/year at 8% return) will result in over $1 million less by age 65.

the difference between starting at age 25 and 35 now is over a million dollar by the time you hit 65

Pending

Individuals in their 50s should aim for a net worth of $640,000 (low), $800,000 (middle), $1,200,000 (high), or over $2,000,000 (top tier) by age 60.

I'll put them on the screen and if you are absolutely killing it you should have over $2 million by the time you end the decade of the ' 50s

1 year ago Pending

Individuals in their 50s should aim for a net worth of $640,000 (low), $800,000 (middle), $1,200,000 (high), or over $2,000,000 (top tier) by age 60.

I'll put them on the screen and if you are absolutely killing it you should have over $2 million by the time you end the decade of the ' 50s

Pending

Delaying S&P 500 investments by 10 years (starting at 35 instead of 25, investing $5,000/year at 8% return) will result in $728,800 less by age 65.

that difference now is $728,800

1 year ago Pending

Delaying S&P 500 investments by 10 years (starting at 35 instead of 25, investing $5,000/year at 8% return) will result in $728,800 less by age 65.

that difference now is $728,800

Pending

Automating savings can increase one's savings rate in the next year with minimal effort.

One of the ways to increase your savings rate in the next year without even thinking too much about it is automating it

1 year ago Pending

Automating savings can increase one's savings rate in the next year with minimal effort.

One of the ways to increase your savings rate in the next year without even thinking too much about it is automating it

Pending

Individuals in their 40s should aim to pay off their mortgage entirely by age 50.

goal number three in your 40s is that you want to be paying off your mortgage in full ideally by the time you're age 50

1 year ago Pending

Individuals in their 40s should aim to pay off their mortgage entirely by age 50.

goal number three in your 40s is that you want to be paying off your mortgage in full ideally by the time you're age 50

Pending

Households in their 40s should aim for a net worth of $385,000+ (low), $434,000 (middle), $600,000+ (high), or over $1,000,000 (top tier) by age 50.

on the low end in our 40s a stretch goal is to have our household net worth be over $385,000 the middle case would be 434k and the high end would be over $600,000 now if you absolutely killing it then you might be over seven figures by now

1 year ago Pending

Households in their 40s should aim for a net worth of $385,000+ (low), $434,000 (middle), $600,000+ (high), or over $1,000,000 (top tier) by age 50.

on the low end in our 40s a stretch goal is to have our household net worth be over $385,000 the middle case would be 434k and the high end would be over $600,000 now if you absolutely killing it then you might be over seven figures by now

Pending

Delaying S&P 500 investments by 10 years (starting at 35 instead of 25, investing $3,000/year at 8% return) will result in $437,000 less by age 65.

that's a difference of $437,000 because you started 10 years later

1 year ago Pending

Delaying S&P 500 investments by 10 years (starting at 35 instead of 25, investing $3,000/year at 8% return) will result in $437,000 less by age 65.

that's a difference of $437,000 because you started 10 years later

Pending

Saving $6,000 per year (10% of income) compounded over 40 years could result in over $1.6 million.

even if you can only manage to save $6,000 a year or 10% of your income you're still looking at over $1.6 million compounded over 40 years

1 year ago Pending

Saving $6,000 per year (10% of income) compounded over 40 years could result in over $1.6 million.

even if you can only manage to save $6,000 a year or 10% of your income you're still looking at over $1.6 million compounded over 40 years

Pending

Investing an additional $6,000 annually into the S&P 500 can accumulate to over $500,000 in 25 years.

an extra $6,000 per year invested into the s&p500 can be well worth over $500,000 in 25 years

1 year ago Pending

Investing an additional $6,000 annually into the S&P 500 can accumulate to over $500,000 in 25 years.

an extra $6,000 per year invested into the s&p500 can be well worth over $500,000 in 25 years

Pending

Saving and investing 15% of a $60,000 annual income from age 25 with an average 8% return could lead to $2.5 million by retirement.

if your salary is $60,000 a year starting at the age of 25 and you save and invest 15% of your income over time thanks to compounding and an average 8% return that could grow into $2.5 Million by the time you retire

1 year ago Pending

Saving and investing 15% of a $60,000 annual income from age 25 with an average 8% return could lead to $2.5 million by retirement.

if your salary is $60,000 a year starting at the age of 25 and you save and invest 15% of your income over time thanks to compounding and an average 8% return that could grow into $2.5 Million by the time you retire

Pending

A net worth of $197,000 at age 39 will likely grow to over $1 million by age 65, assuming consistent financial behavior.

if you have a net worth of $197,000 you're still on track to become more than a net worth millionaire by the time of age 65 because with 25 years of compounding until the age of 65 as long as you don't lose the money you should be able to get that net worth above the $1 million Mark provided you continue doing what you're doing

1 year ago Pending

A net worth of $197,000 at age 39 will likely grow to over $1 million by age 65, assuming consistent financial behavior.

if you have a net worth of $197,000 you're still on track to become more than a net worth millionaire by the time of age 65 because with 25 years of compounding until the age of 65 as long as you don't lose the money you should be able to get that net worth above the $1 million Mark provided you continue doing what you're doing

Pending

Investing $5,000 annually in the S&P 500 (assuming 8% annual return) will yield $1.295 million by age 65 if started at 25, and $566,000 if started at 35.

at age 25 that becomes 1.29 5 million and at age 35 it's $566,000 respectively

1 year ago Pending

Investing $5,000 annually in the S&P 500 (assuming 8% annual return) will yield $1.295 million by age 65 if started at 25, and $566,000 if started at 35.

at age 25 that becomes 1.29 5 million and at age 35 it's $566,000 respectively

Pending

Shopping for competing car insurance rates can save $300-$500 per year.

if you just call a competing insurance company you may be able to find a cheaper insurance rate to the tune of $300 to $500 per year

1 year ago Pending

Shopping for competing car insurance rates can save $300-$500 per year.

if you just call a competing insurance company you may be able to find a cheaper insurance rate to the tune of $300 to $500 per year

Pending

A 45-year-old investing $3,000 annually in the S&P 500 (assuming an 8% return) will have $137,400 by age 65.

at 45... it's $137,400

1 year ago Pending

A 45-year-old investing $3,000 annually in the S&P 500 (assuming an 8% return) will have $137,400 by age 65.

at 45... it's $137,400

Pending

An individual starting to invest $5,000 annually in the S&P 500 at age 18 (assuming 8% annual return) will have $2.264 million by age 65.

starting at age 18 if you were able to invest $5,000 per year you would have $2.2 64 Million by the time you're 65

1 year ago Pending

An individual starting to invest $5,000 annually in the S&P 500 at age 18 (assuming 8% annual return) will have $2.264 million by age 65.

starting at age 18 if you were able to invest $5,000 per year you would have $2.2 64 Million by the time you're 65

Pending

Individuals in their 30s should aim for a net worth of $162,000 (low), $270,000+ (high), or $660,000 (top tier) by age 40.

I think on the low end you should strive for $162,000 by the time you are ending the decade of your 30s on the high end that's going to be $270,000 in plus and if you are killing it you may want to strive for the $660,000 mark by the time you're 40

1 year ago Pending

Individuals in their 30s should aim for a net worth of $162,000 (low), $270,000+ (high), or $660,000 (top tier) by age 40.

I think on the low end you should strive for $162,000 by the time you are ending the decade of your 30s on the high end that's going to be $270,000 in plus and if you are killing it you may want to strive for the $660,000 mark by the time you're 40

Pending

Mortgage rates were predicted to soften slightly in 2025.

my entire thesis was that the rates will likely continue to soften at least a little bit in 2025

1 year ago Pending

Mortgage rates were predicted to soften slightly in 2025.

my entire thesis was that the rates will likely continue to soften at least a little bit in 2025

Pending

Reducing Starbucks visits from three to one per week, saving $520 annually, will not be sufficient to double one's savings rate.

if you cut back from say three visits a week to one per week you would save $520 a year but that alone won't double your savings rate

1 year ago Pending

Reducing Starbucks visits from three to one per week, saving $520 annually, will not be sufficient to double one's savings rate.

if you cut back from say three visits a week to one per week you would save $520 a year but that alone won't double your savings rate

Pending

A 35-year-old investing $3,000 annually in the S&P 500 (assuming an 8% return) will have $339,000 by age 65.

at age 35 it's 339,000

1 year ago Pending

A 35-year-old investing $3,000 annually in the S&P 500 (assuming an 8% return) will have $339,000 by age 65.

at age 35 it's 339,000

Pending

An individual starting at age 30 and saving $20,000 annually will reach millionaire status by age 52, assuming a 7% annual market return and starting from $0.

and if you save 20K per year you can be a millionaire at age 52

1 year ago Pending

An individual starting at age 30 and saving $20,000 annually will reach millionaire status by age 52, assuming a 7% annual market return and starting from $0.

and if you save 20K per year you can be a millionaire at age 52

Pending

The author predicted Machine Zone's performance would decline after its original CEO was replaced in 2018.

without him at the head of the ship I thought they were a little bit doomed

1 year ago Pending

The author predicted Machine Zone's performance would decline after its original CEO was replaced in 2018.

without him at the head of the ship I thought they were a little bit doomed

Pending

Private equity firms are predicted to invest $12 billion in the NFL over a six-year period.

these companies promise to infuse the NFL with1 billion in a six-year period

1 year ago Pending

Private equity firms are predicted to invest $12 billion in the NFL over a six-year period.

these companies promise to infuse the NFL with1 billion in a six-year period

Pending

Viewers who apply the shared strategies can double their savings in the next year (2025).

I'm going to share five powerful yet simple strategies that can help you on your way to double your savings in the next year

1 year ago Pending

Viewers who apply the shared strategies can double their savings in the next year (2025).

I'm going to share five powerful yet simple strategies that can help you on your way to double your savings in the next year

Pending

Investing $250 per month starting at age 30 will result in a net worth significantly above the $454,000 median by one's 60s.

you could literally start this at the age of 30 invest $250 a month and you would be way above that by the time you're in your 60s

1 year ago Pending

Investing $250 per month starting at age 30 will result in a net worth significantly above the $454,000 median by one's 60s.

you could literally start this at the age of 30 invest $250 a month and you would be way above that by the time you're in your 60s

Pending

Someone starting to invest at age 45 with a $200,000 annual salary, saving 35% of their income, and achieving a 7% annual return on their portfolio, is projected to retire with approximately $4.8 million.

if you're able to stick with that savings rate [35% of $200k salary, starting at 45] and you get a 7% return in your portfolio you'll probably retire with close to $4.8 million

1 year ago Pending

Someone starting to invest at age 45 with a $200,000 annual salary, saving 35% of their income, and achieving a 7% annual return on their portfolio, is projected to retire with approximately $4.8 million.

if you're able to stick with that savings rate [35% of $200k salary, starting at 45] and you get a 7% return in your portfolio you'll probably retire with close to $4.8 million

Pending

An individual starting to invest $3,000 annually in the S&P 500 at age 25 (assuming 8% annual return) will have $777,000 by age 65.

if you start at age 25 the value at 65 is now $777,000

1 year ago Pending

An individual starting to invest $3,000 annually in the S&P 500 at age 25 (assuming 8% annual return) will have $777,000 by age 65.

if you start at age 25 the value at 65 is now $777,000

Pending

The author predicted Machine Zone would go public (IPO) when they bought the stock options in late 2016.

in my head at the time machine Zone was definitely going to go public

1 year ago Pending

The author predicted Machine Zone would go public (IPO) when they bought the stock options in late 2016.

in my head at the time machine Zone was definitely going to go public

Pending

An individual starting at age 30 and saving $10,000 annually will reach millionaire status by age 60, assuming a 7% annual market return and starting from $0.

if you're someone who's the age of 30 and you save 10K per year you'll be a millionaire at the age of 60

1 year ago Pending

An individual starting at age 30 and saving $10,000 annually will reach millionaire status by age 60, assuming a 7% annual market return and starting from $0.

if you're someone who's the age of 30 and you save 10K per year you'll be a millionaire at the age of 60

Pending

Investing $3,000 annually at an 8% average S&P 500 return will yield over $1.18 million by one's 60s.

even at $3,000 a year if you get the average returns at the S&P 500 of 8% by the time you're in your 60s you'll still end up with an ending balance of over $1.18 to million

1 year ago Pending

Investing $3,000 annually at an 8% average S&P 500 return will yield over $1.18 million by one's 60s.

even at $3,000 a year if you get the average returns at the S&P 500 of 8% by the time you're in your 60s you'll still end up with an ending balance of over $1.18 to million

Pending

Investing in low-cost, broadly diversified index funds, such as an S&P 500 index fund, will yield an average annual return of 8%.

in order to get that 8% like I discussed earlier we're going to be mostly investing in lowcost broadly Diversified index funds that track the market so an example would be like the index the S&P 500

1 year ago Pending

Investing in low-cost, broadly diversified index funds, such as an S&P 500 index fund, will yield an average annual return of 8%.

in order to get that 8% like I discussed earlier we're going to be mostly investing in lowcost broadly Diversified index funds that track the market so an example would be like the index the S&P 500

Pending

Someone starting to invest in their 30s with an $80,000 annual salary, saving 15-20% of their income, and achieving a 7% annual return on their S&P 500 portfolio, is projected to accumulate a $2 million balance by retirement.

if you start investing in your 30s and let's pretend you make $80,000 per year if you can save 15 to 20% of your income annually you actually will be able to end up with a $2 million balance by the time you retire this also accounts for a 7% return rate with the S&P 500

1 year ago Pending

Someone starting to invest in their 30s with an $80,000 annual salary, saving 15-20% of their income, and achieving a 7% annual return on their S&P 500 portfolio, is projected to accumulate a $2 million balance by retirement.

if you start investing in your 30s and let's pretend you make $80,000 per year if you can save 15 to 20% of your income annually you actually will be able to end up with a $2 million balance by the time you retire this also accounts for a 7% return rate with the S&P 500

Pending

Individual predicted to become a millionaire by age 47, assuming a 15% savings rate, 6% annual raise, and 10% annual portfolio return.

lastly with a 15% savings rate and 6% raise every year he calculated that I could become a millionaire by the time I was 47 years old if I were able to get a 10% rate of return

1 year ago Pending

Individual predicted to become a millionaire by age 47, assuming a 15% savings rate, 6% annual raise, and 10% annual portfolio return.

lastly with a 15% savings rate and 6% raise every year he calculated that I could become a millionaire by the time I was 47 years old if I were able to get a 10% rate of return

Pending

An individual starting to invest $3,000 annually in the S&P 500 at age 18 (assuming 8% annual return) will have $1.358 million by age 65.

if you're able to start at age 18 investing $3,000 per year by the time you're 65 your ending balance is going to be $1.35 eight million

1 year ago Pending

An individual starting to invest $3,000 annually in the S&P 500 at age 18 (assuming 8% annual return) will have $1.358 million by age 65.

if you're able to start at age 18 investing $3,000 per year by the time you're 65 your ending balance is going to be $1.35 eight million

Pending

Freezing credit with all three credit bureaus will protect individuals from hackers attempting to open new credit cards using their social security number.

this will actually protect you in the case a hacker tries to apply for let's say a new credit card using your social security number

1 year ago Pending

Freezing credit with all three credit bureaus will protect individuals from hackers attempting to open new credit cards using their social security number.

this will actually protect you in the case a hacker tries to apply for let's say a new credit card using your social security number

Pending

An annual investment of $6,000 into the S&P 500 is predicted to grow to over $500,000 within 25 years.

an extra $6,000 every year invested into the S&P 500 can be well worth over $500,000 25 years

1 year ago Pending

An annual investment of $6,000 into the S&P 500 is predicted to grow to over $500,000 within 25 years.

an extra $6,000 every year invested into the S&P 500 can be well worth over $500,000 25 years

Pending

Individuals in their 20s should aim for a net worth of $42,500 (low), $53,000 (middle), or $250,000 (top 5-10%) by age 30.

if you're in your 20s looking to be financially free one day these are more above average Targets on the low end We should strive for a $42,500 495 and if you're somewhere in the middle that might look like around $53,000 in net worth now if you are absolutely killing it I have a column just for that and if you want to be in the top let's say 10 or 5% of net worth by the age of 30 you should have a net worth of $250,000

1 year ago Pending

Individuals in their 20s should aim for a net worth of $42,500 (low), $53,000 (middle), or $250,000 (top 5-10%) by age 30.

if you're in your 20s looking to be financially free one day these are more above average Targets on the low end We should strive for a $42,500 495 and if you're somewhere in the middle that might look like around $53,000 in net worth now if you are absolutely killing it I have a column just for that and if you want to be in the top let's say 10 or 5% of net worth by the age of 30 you should have a net worth of $250,000

Pending

Total stock market index funds (e.g., VTSAX/VTI) are predicted to yield an average annual return of 8% to 10%.

The percentage return on that will be between 8 and 10%.

1 year ago Pending

Total stock market index funds (e.g., VTSAX/VTI) are predicted to yield an average annual return of 8% to 10%.

The percentage return on that will be between 8 and 10%.

Pending

Individuals who are hyper-savers (saving double the recommended benchmarks, e.g., 6x salary by age 40) are predicted to not run out of money in their lifetime and will likely stay on or ahead of their financial retirement track.

my assumption is that if you're in that position you're probably naturally really good at saving you're probably not going to run out of money in your lifetime because you're making so much more money and your habits are so good that you will most likely stay on track or even stay ahead of track even if somebody tells you to spend more of your money

1 year ago Pending

Individuals who are hyper-savers (saving double the recommended benchmarks, e.g., 6x salary by age 40) are predicted to not run out of money in their lifetime and will likely stay on or ahead of their financial retirement track.

my assumption is that if you're in that position you're probably naturally really good at saving you're probably not going to run out of money in your lifetime because you're making so much more money and your habits are so good that you will most likely stay on track or even stay ahead of track even if somebody tells you to spend more of your money

Pending

Investing in any of the listed 'dividend king' companies is predicted to provide a reliable source of passive income.

holding any of these companies more or less guarantees you a true form of passive income

1 year ago Pending

Investing in any of the listed 'dividend king' companies is predicted to provide a reliable source of passive income.

holding any of these companies more or less guarantees you a true form of passive income

Pending

Individuals who attempted the viral Chase 'money glitch' fraud will face severe legal repercussions, including potential fines of $500,000 or more and several years in prison.

Chase has all of your information like your social security number and they're not just going to let this one slide firsttime offenders can face fines up to $500,000 or more as well as several years in prison

1 year ago Pending

Individuals who attempted the viral Chase 'money glitch' fraud will face severe legal repercussions, including potential fines of $500,000 or more and several years in prison.

Chase has all of your information like your social security number and they're not just going to let this one slide firsttime offenders can face fines up to $500,000 or more as well as several years in prison

Pending

Banan dessert shack's annual revenue predicted to be approximately $700,000.

so combined it's going to be about $700,000 per year is that accurate? pretty close a little on the high side but you're in the ballpark

1 year ago Pending

Banan dessert shack's annual revenue predicted to be approximately $700,000.

so combined it's going to be about $700,000 per year is that accurate? pretty close a little on the high side but you're in the ballpark

Pending

An individual earning $50,000 annually from age 25 to 65, saving 10% of their income, will accumulate $1.398 million by age 65, providing a comfortable retirement.

even let's say you make a modest sum of money pretend you make $50,000 a year from the ages of 25 to 65 every single year you clock in you make 50k and you never get a raise but you're able to save 10% that will still get you a balance of $1 1398 Million by the time you're 65 which will actually give you a comfortable retirement

1 year ago Pending

An individual earning $50,000 annually from age 25 to 65, saving 10% of their income, will accumulate $1.398 million by age 65, providing a comfortable retirement.

even let's say you make a modest sum of money pretend you make $50,000 a year from the ages of 25 to 65 every single year you clock in you make 50k and you never get a raise but you're able to save 10% that will still get you a balance of $1 1398 Million by the time you're 65 which will actually give you a comfortable retirement

Pending

Berkshire Hathaway Class A shares are predicted to not undergo a stock split.

Class A shares will probably not be stock split

1 year ago Pending

Berkshire Hathaway Class A shares are predicted to not undergo a stock split.

Class A shares will probably not be stock split

Pending

Berkshire Hathaway Class A shares are predicted to not undergo a stock split.

Class A shares will probably not be stock split

1 year ago Pending

Berkshire Hathaway Class A shares are predicted to not undergo a stock split.

Class A shares will probably not be stock split

Pending

After his 9-month Army stint in 2025, the 19-year-old subscriber is predicted to have approximately $50,000 in cash, based on expected earnings and low expenses during service.

he says that after he's done with the Army stint he should have around 50k in cash because he's going to make around $30,000 in the Army after tax and I assume he's just not going to spend that much money because he's going to be in the Army

1 year ago Pending

After his 9-month Army stint in 2025, the 19-year-old subscriber is predicted to have approximately $50,000 in cash, based on expected earnings and low expenses during service.

he says that after he's done with the Army stint he should have around 50k in cash because he's going to make around $30,000 in the Army after tax and I assume he's just not going to spend that much money because he's going to be in the Army

Pending

Maserati Ghibli will depreciate by 61.3% of its purchase price over a 5-year period from the video's publish date (2024-09-13).

Maserati gibli you will lose 61.3% of the purchase price over 5 years

1 year ago Pending

Maserati Ghibli will depreciate by 61.3% of its purchase price over a 5-year period from the video's publish date (2024-09-13).

Maserati gibli you will lose 61.3% of the purchase price over 5 years

Pending

BMW 5 Series Hybrid will depreciate by 58.8% over a 5-year period from the video's publish date (2024-09-13).

BMW 5 series hybrid that has a 58.8% depreciation rate over 5 years

1 year ago Pending

BMW 5 Series Hybrid will depreciate by 58.8% over a 5-year period from the video's publish date (2024-09-13).

BMW 5 series hybrid that has a 58.8% depreciation rate over 5 years

Pending

Credit card interest rates are expected to decrease slightly.

the interest rates on your credit card may start coming down ever so slightly

1 year ago Pending

Credit card interest rates are expected to decrease slightly.

the interest rates on your credit card may start coming down ever so slightly

Pending

Cadillac Escalade ESV will depreciate by 58% over a 5-year period from the video's publish date (2024-09-13).

it loses 58% of its value to depreciation over a 5-year period

1 year ago Pending

Cadillac Escalade ESV will depreciate by 58% over a 5-year period from the video's publish date (2024-09-13).

it loses 58% of its value to depreciation over a 5-year period

Pending

Mortgage rates could decrease further due to the Federal Reserve's larger-than-expected 50 basis point rate cut.

if the market gets surprised with a 50 basis point cut then we could actually see mortgage rates coming down even more

1 year ago Pending

Mortgage rates could decrease further due to the Federal Reserve's larger-than-expected 50 basis point rate cut.

if the market gets surprised with a 50 basis point cut then we could actually see mortgage rates coming down even more

Pending

The 33-year-old subscriber is predicted to achieve FIRE in approximately 21 years if he maintains his current income and a 25% savings rate.

I just plugged his stats into the net worth ofy early retirement calculator and he should be able to fire no problem in about 21 is years if he earns the same exact money he does now and saves 25%

1 year ago Pending

The 33-year-old subscriber is predicted to achieve FIRE in approximately 21 years if he maintains his current income and a 25% savings rate.

I just plugged his stats into the net worth ofy early retirement calculator and he should be able to fire no problem in about 21 is years if he earns the same exact money he does now and saves 25%

Pending

The 33-year-old subscriber is predicted to receive a $10,000 raise in Q1 2025, increasing his annual salary to $155,000.

he's expecting a $10,000 raise in quarter 1 of 2025 so let's say in a few months he'll be making 155k per year

1 year ago Pending

The 33-year-old subscriber is predicted to receive a $10,000 raise in Q1 2025, increasing his annual salary to $155,000.

he's expecting a $10,000 raise in quarter 1 of 2025 so let's say in a few months he'll be making 155k per year

Pending

High yield savings account (HYSA) interest rates will likely decrease following the Federal Reserve's rate cuts.

once the Federal Reserve Cuts rates it's likely that your yield percentage on your hysa will probably move in lock step downwards

1 year ago Pending

High yield savings account (HYSA) interest rates will likely decrease following the Federal Reserve's rate cuts.

once the Federal Reserve Cuts rates it's likely that your yield percentage on your hysa will probably move in lock step downwards

Pending

The 22-year-old saver is predicted to be able to afford a home within a couple of years if he continues his current earning and saving rate.

A couple more years of earning and saving at his current rate is the only thing holding him between where he is right now and actually buying that house

1 year ago Pending

The 22-year-old saver is predicted to be able to afford a home within a couple of years if he continues his current earning and saving rate.

A couple more years of earning and saving at his current rate is the only thing holding him between where he is right now and actually buying that house

Pending

An individual saving $40,000 per year (assuming 7% market return and starting from zero) will become a millionaire in 15 years.

and if you save 40K per year you become a millionaire in 15 years starting from scratch

1 year ago Pending

An individual saving $40,000 per year (assuming 7% market return and starting from zero) will become a millionaire in 15 years.

and if you save 40K per year you become a millionaire in 15 years starting from scratch

Pending

A three-fund portfolio is predicted to return 6-10% on average, used for retirement calculations.

I would say though that on average a three fund portfolio would typically return anywhere from 6 to 10% so that's probably what I'm going to be banking on in my calculations for when he's ready to retire

1 year ago Pending

A three-fund portfolio is predicted to return 6-10% on average, used for retirement calculations.

I would say though that on average a three fund portfolio would typically return anywhere from 6 to 10% so that's probably what I'm going to be banking on in my calculations for when he's ready to retire

Pending

An individual saving $20,000 per year (assuming 7% market return and starting from zero) will become a millionaire in 22 years.

if you save 20K per year no matter where you start you will become a millionaire in 22 years

1 year ago Pending

An individual saving $20,000 per year (assuming 7% market return and starting from zero) will become a millionaire in 22 years.

if you save 20K per year no matter where you start you will become a millionaire in 22 years

Pending

An individual saving $10,000 per year (assuming 7% market return and starting from zero) will become a millionaire in 30 years.

if you are able to save $10,000 per year or about $833 per month you will hit millionaire from zero in 30 years regardless of your age

1 year ago Pending

An individual saving $10,000 per year (assuming 7% market return and starting from zero) will become a millionaire in 30 years.

if you are able to save $10,000 per year or about $833 per month you will hit millionaire from zero in 30 years regardless of your age

Pending

If supply chain disruptions from the strike extend beyond one or two months, further inflation could occur as early as 2025, significantly hindering the Federal Reserve's ability to cut interest rates.

if we were to see supply chain disruptions past one or two months we could see further inflation as early as 20125 which dramatically would hurt the chances of the Federal Reserve cutting interest rates further

1 year ago Pending

If supply chain disruptions from the strike extend beyond one or two months, further inflation could occur as early as 2025, significantly hindering the Federal Reserve's ability to cut interest rates.

if we were to see supply chain disruptions past one or two months we could see further inflation as early as 20125 which dramatically would hurt the chances of the Federal Reserve cutting interest rates further

Pending

Individuals exhibiting the described financial habits (prioritizing high savings, tracking net worth, avoiding lifestyle creep) are predicted to become multi-millionaires.

three subtle signs you're on track to be a multi-millionaire at some point in your life

1 year ago Pending

Individuals exhibiting the described financial habits (prioritizing high savings, tracking net worth, avoiding lifestyle creep) are predicted to become multi-millionaires.

three subtle signs you're on track to be a multi-millionaire at some point in your life

Pending

If the port strike lasts longer than 2-3 months (referring to the 60-90 day supply), car prices could surge again.

if the strike goes longer than a few months we could see prices surge again

1 year ago Pending

If the port strike lasts longer than 2-3 months (referring to the 60-90 day supply), car prices could surge again.

if the strike goes longer than a few months we could see prices surge again

Pending

If the port strike is not resolved quickly, prices for bananas, imported chocolate, and cherries could increase.

if the strike isn't resolved in a timely fashion bananas could get more expensive as well as other Specialty Foods like imported chocolate as well as cherries

1 year ago Pending

If the port strike is not resolved quickly, prices for bananas, imported chocolate, and cherries could increase.

if the strike isn't resolved in a timely fashion bananas could get more expensive as well as other Specialty Foods like imported chocolate as well as cherries

Pending

The author predicts that the economy is likely not headed for a recession.

but does this all mean that we're headed for a recession? probably not.

1 year ago Pending

The author predicts that the economy is likely not headed for a recession.

but does this all mean that we're headed for a recession? probably not.

Pending

Most American retirees are predicted to spend less than $72,000-$84,000 per year in retirement.

I'm going to argue that most retirees in America probably won't spend between 72 to $84,000 per year in retirement

1 year ago Pending

Most American retirees are predicted to spend less than $72,000-$84,000 per year in retirement.

I'm going to argue that most retirees in America probably won't spend between 72 to $84,000 per year in retirement

Pending

A 25-year-old individual, making $50,000 annually ($40,000 after tax) and consistently investing 10% of their income at an 8% annual return, will accumulate a balance of $1.314 million by age 67 for retirement.

Let's take someone who's the age of 25 making $50,000 a year so $40,000 a year after tax now assuming their salary stays fixed over their entire career so they never get a new job they never get a promotion they just do the same thing until they're 67 years old and ready for retirement but they invest 10% of their income consistently they're going to be able to have a balance of 1314 Million by the time that they're age 67 assuming an 8% return on their money

1 year ago Pending

A 25-year-old individual, making $50,000 annually ($40,000 after tax) and consistently investing 10% of their income at an 8% annual return, will accumulate a balance of $1.314 million by age 67 for retirement.

Let's take someone who's the age of 25 making $50,000 a year so $40,000 a year after tax now assuming their salary stays fixed over their entire career so they never get a new job they never get a promotion they just do the same thing until they're 67 years old and ready for retirement but they invest 10% of their income consistently they're going to be able to have a balance of 1314 Million by the time that they're age 67 assuming an 8% return on their money

Pending

Berkshire Hathaway Class A shares are predicted to not undergo a stock split.

Class A shares will probably not be stock split

1 year ago Pending

Berkshire Hathaway Class A shares are predicted to not undergo a stock split.

Class A shares will probably not be stock split

Pending

A 0.5% lower interest rate on a $500,000 30-year mortgage (e.g., 6.5% vs 7.0%) will save over $39,000 in interest over the loan's duration.

let's say you want to buy a $500,000 house in Texas with a good credit score you might qualify for a 30-year mortgage at a 6.5% interest rate now if you had an average credit score your interest rate might be a little bit higher 7% now that's just a point .5% difference now that 5% difference in your mortgage rate could actually amount to over $39,000 in saved interest over the course of your mortgage

1 year ago Pending

A 0.5% lower interest rate on a $500,000 30-year mortgage (e.g., 6.5% vs 7.0%) will save over $39,000 in interest over the loan's duration.

let's say you want to buy a $500,000 house in Texas with a good credit score you might qualify for a 30-year mortgage at a 6.5% interest rate now if you had an average credit score your interest rate might be a little bit higher 7% now that's just a point .5% difference now that 5% difference in your mortgage rate could actually amount to over $39,000 in saved interest over the course of your mortgage

Pending

An individual consistently investing $4,000 per year (10% of $40,000 after-tax income) from age 25 to 67, assuming an 8% annual return, will accumulate $1.3-1.4 million by age 67.

what I found is that a 10% savings rate is just enough for you to not only retire comfortably off of but you can also get to a millionaire status one day if not even higher so here's an illustration of that let's pretend you make 50k per year or $40,000 a year after tax now assume your salary stays fixed over your entire career so you do the same thing you make the same amount of money throughout your life but the main differences is that you're able to invest 10% of your income consistently so that's $4,000 per year from the ages of 25 to 67 this alone will let you hit a balance of 1314 million dollar by the time you're the age of 67 assuming 8% Returns on your money and this 8% return can be achieved through investing which can be done through investing in the S&P 500

1 year ago Pending

An individual consistently investing $4,000 per year (10% of $40,000 after-tax income) from age 25 to 67, assuming an 8% annual return, will accumulate $1.3-1.4 million by age 67.

what I found is that a 10% savings rate is just enough for you to not only retire comfortably off of but you can also get to a millionaire status one day if not even higher so here's an illustration of that let's pretend you make 50k per year or $40,000 a year after tax now assume your salary stays fixed over your entire career so you do the same thing you make the same amount of money throughout your life but the main differences is that you're able to invest 10% of your income consistently so that's $4,000 per year from the ages of 25 to 67 this alone will let you hit a balance of 1314 million dollar by the time you're the age of 67 assuming 8% Returns on your money and this 8% return can be achieved through investing which can be done through investing in the S&P 500

Pending

The annual cost of owning a supercar like the McLaren Artura could be double ($62,770) or triple ($94,155) the estimated $31,385 if driven 15,000 miles per year.

if you did drive a superar for 15,000 mi I could easily see our cost being double that or maybe even triple that depending on what you had to replace

1 year ago Pending

The annual cost of owning a supercar like the McLaren Artura could be double ($62,770) or triple ($94,155) the estimated $31,385 if driven 15,000 miles per year.

if you did drive a superar for 15,000 mi I could easily see our cost being double that or maybe even triple that depending on what you had to replace

Pending

McLaren Artura financing costs (assuming 10% down and 5-year term) are predicted to be $38,500 over 5 years, or $7,630 annually.

your cost to finance it over 5 years is going to come out to $38,500 that comes out to roughly $7,630 per year

1 year ago Pending

McLaren Artura financing costs (assuming 10% down and 5-year term) are predicted to be $38,500 over 5 years, or $7,630 annually.

your cost to finance it over 5 years is going to come out to $38,500 that comes out to roughly $7,630 per year

Pending

McLaren Artura maintenance costs are estimated to be a minimum of $3,000 per year.

we'll set the maintenance cost at $3,000 as an approximate estimate for now

1 year ago Pending

McLaren Artura maintenance costs are estimated to be a minimum of $3,000 per year.

we'll set the maintenance cost at $3,000 as an approximate estimate for now

Pending

McLaren Artura insurance cost for normal mileage (10,000-15,000 miles per year) is predicted to be $6,000-$7,000 per year.

if we were actually driving this car with normal mileage it could be upwards of $6,000 maybe even $7,000 per year or more depending on your driving record

1 year ago Pending

McLaren Artura insurance cost for normal mileage (10,000-15,000 miles per year) is predicted to be $6,000-$7,000 per year.

if we were actually driving this car with normal mileage it could be upwards of $6,000 maybe even $7,000 per year or more depending on your driving record

Pending

McLaren Artura (2023 model) is predicted to depreciate by 25% over 5 years, resulting in a yearly depreciation of $13,250.

assuming a 25% depreciation rate over 5 years I think that's rather reasonable which means that our total depreciation for this car on a yearly basis is $13,250

1 year ago Pending

McLaren Artura (2023 model) is predicted to depreciate by 25% over 5 years, resulting in a yearly depreciation of $13,250.

assuming a 25% depreciation rate over 5 years I think that's rather reasonable which means that our total depreciation for this car on a yearly basis is $13,250

Pending

Minnesota couple is predicted to have an investment balance of approximately $2.4 million by age 59 if they invest $1250 per month for the next 30 years.

if they're able to just invest 12250 per month regularly for the next 30 Years so that when they hit the age of 59 they should have an ending balance of close to $2.4 million and be set from Financial Independence

1 year ago Pending

Minnesota couple is predicted to have an investment balance of approximately $2.4 million by age 59 if they invest $1250 per month for the next 30 years.

if they're able to just invest 12250 per month regularly for the next 30 Years so that when they hit the age of 59 they should have an ending balance of close to $2.4 million and be set from Financial Independence

Pending

Bay Area couple is predicted to have $7.5 million in potential earnings by age 50, assuming they work for 15 more years at $500k annual total compensation.

if they work for let's say 15 more years assuming a total comp of 500k per year so that's even lower than their current total comp that's still going to be $7.5 million in potential earnings before the age of 50 years old

1 year ago Pending

Bay Area couple is predicted to have $7.5 million in potential earnings by age 50, assuming they work for 15 more years at $500k annual total compensation.

if they work for let's say 15 more years assuming a total comp of 500k per year so that's even lower than their current total comp that's still going to be $7.5 million in potential earnings before the age of 50 years old

Pending

Amazon is predicted to still be used on a daily basis in 15-20 years.

I don't think Amazon is going anywhere like I still Envision us using Amazon on a daily basis and let's say 15 to 20 years from now

1 year ago Pending

Amazon is predicted to still be used on a daily basis in 15-20 years.

I don't think Amazon is going anywhere like I still Envision us using Amazon on a daily basis and let's say 15 to 20 years from now

Pending

SCHD (dividend equity ETF) is predicted to provide less growth than other ETFs mentioned in the list (VO, VTI, VT).

SCD which is a dividend Equity ETF... but it's not going to provide as much growth as some of the other ETFs on this list

1 year ago Pending

SCHD (dividend equity ETF) is predicted to provide less growth than other ETFs mentioned in the list (VO, VTI, VT).

SCD which is a dividend Equity ETF... but it's not going to provide as much growth as some of the other ETFs on this list

Pending

VO (Vanguard S&P 500 ETF) is predicted to return approximately 8% per year, mirroring historical S&P 500 performance.

historically the S&P 500 returns about 8% per year across the past 100 years or so and this ETF will mirror that performance

1 year ago Pending

VO (Vanguard S&P 500 ETF) is predicted to return approximately 8% per year, mirroring historical S&P 500 performance.

historically the S&P 500 returns about 8% per year across the past 100 years or so and this ETF will mirror that performance

Pending

Engineering majors will be quickly hired and earn higher salaries, while the market will be oversaturated with art and history majors.

all the engineering majors are going to get snapped up and start to make a lot more money but then the rest of the market is being flooded by the artists and the history majors

1 year ago Pending

Engineering majors will be quickly hired and earn higher salaries, while the market will be oversaturated with art and history majors.

all the engineering majors are going to get snapped up and start to make a lot more money but then the rest of the market is being flooded by the artists and the history majors

Pending

Individuals aged 55-64 with an average 401k balance of $244,000 are unlikely to retire comfortably.

if your 40K is only at the average balance of $244,000 it's unlikely that you're going to be able to retire comfortably

1 year ago Pending

Individuals aged 55-64 with an average 401k balance of $244,000 are unlikely to retire comfortably.

if your 40K is only at the average balance of $244,000 it's unlikely that you're going to be able to retire comfortably

Pending

A 35-year-old earning $70k, contributing 12% of income, will have over $1.3 million by age 67.

If you save 12% of your income at 70k a year at the age of 35 by the time you're 67 your ending balance is going to be over $1.3 million

1 year ago Pending

A 35-year-old earning $70k, contributing 12% of income, will have over $1.3 million by age 67.

If you save 12% of your income at 70k a year at the age of 35 by the time you're 67 your ending balance is going to be over $1.3 million

Pending

A 35-year-old earning $70k, contributing 5% of income, will have over $500,000 by age 67.

pretend you could only save 5% of your income and you make 70k a year at the age of 35 now even with 5% of your income invested until you're the age of 67 you'll have an ending balance of over half a million

1 year ago Pending

A 35-year-old earning $70k, contributing 5% of income, will have over $500,000 by age 67.

pretend you could only save 5% of your income and you make 70k a year at the age of 35 now even with 5% of your income invested until you're the age of 67 you'll have an ending balance of over half a million

Pending

A 34-year-old with $150,000 saved, making 8% annual returns, who stops contributing, will have over $1.9 million by age 67.

if you have two x that salar saved by the time you're age 34 or a balance of $150,000 you could stop contributing altogether right there and you would still have over $1.9 Million by the time you're aged $67 if you get the average annual returns of 8%

1 year ago Pending

A 34-year-old with $150,000 saved, making 8% annual returns, who stops contributing, will have over $1.9 million by age 67.

if you have two x that salar saved by the time you're age 34 or a balance of $150,000 you could stop contributing altogether right there and you would still have over $1.9 Million by the time you're aged $67 if you get the average annual returns of 8%

Pending

The third subscriber is predicted to reach a $2 million portfolio by age 40, even if he doesn't invest his current cash and uses conservative growth estimates.

if he wanted to get to $2 million by the time he was 40 I think he can do it even without the cash balance that he has right now and even assuming conservative estimates

1 year ago Pending

The third subscriber is predicted to reach a $2 million portfolio by age 40, even if he doesn't invest his current cash and uses conservative growth estimates.

if he wanted to get to $2 million by the time he was 40 I think he can do it even without the cash balance that he has right now and even assuming conservative estimates

Pending

Investors with extreme 401k gains (251-1000%+) in the past year are unlikely to repeat such gains annually.

my guess is is that this is probably a oneoff year and it's likely that they're not repeating this every single year

1 year ago Pending

Investors with extreme 401k gains (251-1000%+) in the past year are unlikely to repeat such gains annually.

my guess is is that this is probably a oneoff year and it's likely that they're not repeating this every single year

Pending

The third subscriber's investment portfolio is projected to exceed $2.19 million in 9 years, assuming an 8% annual return, current investments ($665,000), and annual contributions ($64,000).

in 9 years at an 8% interest rate he can have well over $2.1 n million

1 year ago Pending

The third subscriber's investment portfolio is projected to exceed $2.19 million in 9 years, assuming an 8% annual return, current investments ($665,000), and annual contributions ($64,000).

in 9 years at an 8% interest rate he can have well over $2.1 n million

Pending

The third subscriber is predicted to achieve FIRE by age 40, assuming he maintains a 50% savings rate and his income increases over time.

there's no doubt in my mind that he's going to be able to fire by the age of 40 as long as he still keeps investing and saving about 50% of his income and his income goes up over time

1 year ago Pending

The third subscriber is predicted to achieve FIRE by age 40, assuming he maintains a 50% savings rate and his income increases over time.

there's no doubt in my mind that he's going to be able to fire by the age of 40 as long as he still keeps investing and saving about 50% of his income and his income goes up over time

Pending

The second subscriber is predicted to achieve a much better financial situation by securing a job with a $57k-$60k salary and allocating 15-20% of his income to debt repayment and investments.

I believe that if he were to get a job again and start earning around 57 or $60,000 per year if he's able to put away 15 or 20% of his income towards debt payoff as well as a little bit of investing then he's going to be in a much better financial situation

1 year ago Pending

The second subscriber is predicted to achieve a much better financial situation by securing a job with a $57k-$60k salary and allocating 15-20% of his income to debt repayment and investments.

I believe that if he were to get a job again and start earning around 57 or $60,000 per year if he's able to put away 15 or 20% of his income towards debt payoff as well as a little bit of investing then he's going to be in a much better financial situation

Pending

Individuals who start saving 25% of their income in their 40s are predicted to still achieve financial freedom or retirement freedom by age 65 or 66.

even in your 40s if you save 25% of your income you can still hit retirement Freedom or Financial Freedom by the time you're 65 or 66

1 year ago Pending

Individuals who start saving 25% of their income in their 40s are predicted to still achieve financial freedom or retirement freedom by age 65 or 66.

even in your 40s if you save 25% of your income you can still hit retirement Freedom or Financial Freedom by the time you're 65 or 66

Pending

The 19-year-old subscriber is predicted to definitely achieve his home-buying goals if he lives rent-free for 2-3 years post-graduation and earns an $80,000 annual engineering salary.

I think if this guy stays at home after graduation and lives rentree with his parents for maybe 2 or 3 years out of college and if he's earning an engineering salary of around $80,000 per year that he could definitely hit his goals

1 year ago Pending

The 19-year-old subscriber is predicted to definitely achieve his home-buying goals if he lives rent-free for 2-3 years post-graduation and earns an $80,000 annual engineering salary.

I think if this guy stays at home after graduation and lives rentree with his parents for maybe 2 or 3 years out of college and if he's earning an engineering salary of around $80,000 per year that he could definitely hit his goals

Pending

The 19-year-old subscriber is predicted to save approximately $50,000 in cash by his college graduation in 2.5 years.

he's probably going to save up around $50,000 in cash by the time he graduates

1 year ago Pending

The 19-year-old subscriber is predicted to save approximately $50,000 in cash by his college graduation in 2.5 years.

he's probably going to save up around $50,000 in cash by the time he graduates

Pending

The 19-year-old subscriber is predicted to be able to buy a house by age 26 or 27.

I think he might be able to achieve aieve his goal of buying a house by the time he say 26 or 27

1 year ago Pending

The 19-year-old subscriber is predicted to be able to buy a house by age 26 or 27.

I think he might be able to achieve aieve his goal of buying a house by the time he say 26 or 27

Pending

Investing $5,000 per year into index funds (S&P 500 or VTI) is predicted to result in a portfolio worth over $1,000,000 by retirement due to compound returns.

if you were to invest about $5,000 per year into these index funds by the time you retire with compound returns your money could well be worth over seven figures

1 year ago Pending

Investing $5,000 per year into index funds (S&P 500 or VTI) is predicted to result in a portfolio worth over $1,000,000 by retirement due to compound returns.

if you were to invest about $5,000 per year into these index funds by the time you retire with compound returns your money could well be worth over seven figures

Pending

Prioritizing financial security as a goal is predicted to lead to its achievement, while pursuing money solely for lavish spending is predicted to prevent achieving financial security.

if your goal is to become financially secure you'll likely attain it but if your motive is to make money to spend money on the good life you're never going to make it

1 year ago Pending

Prioritizing financial security as a goal is predicted to lead to its achievement, while pursuing money solely for lavish spending is predicted to prevent achieving financial security.

if your goal is to become financially secure you'll likely attain it but if your motive is to make money to spend money on the good life you're never going to make it

Pending

Achieving average investment returns over an extended period of time is predicted to place an investor in the top 5% of all investors.

if I can just earn average returns for an above average period of time it's going to lead to amount of success that will literally put you in the top 5% of investors

1 year ago Pending

Achieving average investment returns over an extended period of time is predicted to place an investor in the top 5% of all investors.

if I can just earn average returns for an above average period of time it's going to lead to amount of success that will literally put you in the top 5% of investors

Pending

Long-term buying and holding of an index fund is predicted to lead to wealth.

what will get you wealthy over the long term is buying and holding into let's say an index fund and just simply forgetting about it

1 year ago Pending

Long-term buying and holding of an index fund is predicted to lead to wealth.

what will get you wealthy over the long term is buying and holding into let's say an index fund and just simply forgetting about it

Pending

Day trading is predicted to be an unlikely path to becoming rich.

you likely aren't going to get rich by day trading

1 year ago Pending

Day trading is predicted to be an unlikely path to becoming rich.

you likely aren't going to get rich by day trading

Pending

The initial $100,000 of accumulated wealth is predicted to be primarily composed of personal savings rather than investment returns.

famously the first 100K will probably be more comprised of savings rather than investment returns

1 year ago Pending

The initial $100,000 of accumulated wealth is predicted to be primarily composed of personal savings rather than investment returns.

famously the first 100K will probably be more comprised of savings rather than investment returns

Pending

Investing in the stock market for a holding period of over 20 years is predicted to result in no financial loss.

as long as our holding period can be longer than 20 years it's unlikely that we're going to lose money

1 year ago Pending

Investing in the stock market for a holding period of over 20 years is predicted to result in no financial loss.

as long as our holding period can be longer than 20 years it's unlikely that we're going to lose money

Pending

Consistently tracking and improving expenses, savings rate, and net worth is predicted to lead to an increasingly strong financial position and eventual financial freedom.

if you're able to track these three numbers and make improvements to them over time your personal financial position will just get better and better and there's no doubt in my mind that you will become financially free

1 year ago Pending

Consistently tracking and improving expenses, savings rate, and net worth is predicted to lead to an increasingly strong financial position and eventual financial freedom.

if you're able to track these three numbers and make improvements to them over time your personal financial position will just get better and better and there's no doubt in my mind that you will become financially free

Pending

A $5,000 deposit in a high-yield savings account is predicted to earn approximately $250 in interest over one year, based on the interest rates at the time of filming.

5,000 in a high yield account for example as of filming right now will net you out about an extra $250 per year

1 year ago Pending

A $5,000 deposit in a high-yield savings account is predicted to earn approximately $250 in interest over one year, based on the interest rates at the time of filming.

5,000 in a high yield account for example as of filming right now will net you out about an extra $250 per year

Pending

The Federal Reserve is expected to lower interest rates later in the year (2024), which would likely end the era of 5% interest rates on savings accounts.

the era of a 5% interest rate on your savings account might be coming to an end later this year as the Federal Reserve is expected to lower rates

1 year ago Pending

The Federal Reserve is expected to lower interest rates later in the year (2024), which would likely end the era of 5% interest rates on savings accounts.

the era of a 5% interest rate on your savings account might be coming to an end later this year as the Federal Reserve is expected to lower rates

Pending

An individual consistently investing $5,000 per year starting at age 25 is projected to have $162,000 in investments by age 40.

for example if you start investing $5,000 per year at the age of 25 by the time you are age 40 so you're not even in the 40s just yet you are just age 40 your investment will be $162,000

1 year ago Pending

An individual consistently investing $5,000 per year starting at age 25 is projected to have $162,000 in investments by age 40.

for example if you start investing $5,000 per year at the age of 25 by the time you are age 40 so you're not even in the 40s just yet you are just age 40 your investment will be $162,000

Pending

An individual saving 3x their $62,000 salary by age 40 and investing it is projected to accumulate $2.1 million by age 67.

by doing so and using a retirement calculator from NerdWallet here we can assume with Investments that you should be able to get to $211 Million by the time you're the age of 67 which is pretty darn good in my opinion

1 year ago Pending

An individual saving 3x their $62,000 salary by age 40 and investing it is projected to accumulate $2.1 million by age 67.

by doing so and using a retirement calculator from NerdWallet here we can assume with Investments that you should be able to get to $211 Million by the time you're the age of 67 which is pretty darn good in my opinion

Pending

A 49-year-old investor is predicted to reach his $1.32 million retirement goal by age 65-67 or sooner with his current investment strategy and savings rate.

we can actually see that he will hit it by the time he's age 65 or 67 if not earlier

1 year ago Pending

A 49-year-old investor is predicted to reach his $1.32 million retirement goal by age 65-67 or sooner with his current investment strategy and savings rate.

we can actually see that he will hit it by the time he's age 65 or 67 if not earlier

Pending

Paying an extra $500/month towards a mortgage is predicted to save $120,000 in interest and result in paying off the house 10 years earlier.

maybe like $500 a month that will not only get get him some peace of mind but also save him $120,000 in interest and pay off the house 10 years earlier

1 year ago Pending

Paying an extra $500/month towards a mortgage is predicted to save $120,000 in interest and result in paying off the house 10 years earlier.

maybe like $500 a month that will not only get get him some peace of mind but also save him $120,000 in interest and pay off the house 10 years earlier

Pending

Achieving average market returns is predicted to lead to outperforming 95% of other investors.

with average returns and you will beat 95% of investors that way

1 year ago Pending

Achieving average market returns is predicted to lead to outperforming 95% of other investors.

with average returns and you will beat 95% of investors that way

Pending

A 24-year-old investor is predicted to be able to afford an orchard within 3-4 years through consistent investing and 8% market returns.

I think we could easily make a case here that you could own an orchard in 3 to four years with consistent investing and hopefully the market returning its average of 8%

1 year ago Pending

A 24-year-old investor is predicted to be able to afford an orchard within 3-4 years through consistent investing and 8% market returns.

I think we could easily make a case here that you could own an orchard in 3 to four years with consistent investing and hopefully the market returning its average of 8%

Pending

If you follow the 4% rule with a 50% stocks and 50% bonds portfolio, you will not run out of money in retirement, even during severe market downturns.

as long as your portfolio is evenly split between 50% stocks and 50% bonds even in the worst stretches of the stock market history you will not run out of money in retirement if you are

1 year ago Pending

If you follow the 4% rule with a 50% stocks and 50% bonds portfolio, you will not run out of money in retirement, even during severe market downturns.

as long as your portfolio is evenly split between 50% stocks and 50% bonds even in the worst stretches of the stock market history you will not run out of money in retirement if you are

Pending

Regulatory approval of Bitcoin ETFs will lead to their inclusion in 401K, 403b, and HSA plans.

the regulatory approval actually gives confidence to 401K plans 403b plans and maybe HSA plans to start offering Bitcoin ETFs as part of their offerings

2 years ago Pending

Regulatory approval of Bitcoin ETFs will lead to their inclusion in 401K, 403b, and HSA plans.

the regulatory approval actually gives confidence to 401K plans 403b plans and maybe HSA plans to start offering Bitcoin ETFs as part of their offerings

Pending

Bitcoin market volatility is predicted to decrease due to institutional investment in spot ETFs.

what you're going to see is that the market volatility for the price of Bitcoin might actually go down

2 years ago Pending

Bitcoin market volatility is predicted to decrease due to institutional investment in spot ETFs.

what you're going to see is that the market volatility for the price of Bitcoin might actually go down

Pending

Spot Bitcoin ETFs are predicted to drive up the price of Bitcoin due to increased institutional and pension fund investment.

if you care about the price of Bitcoin going up then these spot ETFs are going to be a new opportunity for institutions and Pension funds to put money into Bitcoin and hopefully that price goes up

2 years ago Pending

Spot Bitcoin ETFs are predicted to drive up the price of Bitcoin due to increased institutional and pension fund investment.

if you care about the price of Bitcoin going up then these spot ETFs are going to be a new opportunity for institutions and Pension funds to put money into Bitcoin and hopefully that price goes up

Pending

Accumulating the first $100,000 will take 7 years, assuming $10,000 in annual savings and a 10% investment return.

let's say you save $10,000 per year but you average a 10% return it will take you 7 years at a 10% return

2 years ago Pending

Accumulating the first $100,000 will take 7 years, assuming $10,000 in annual savings and a 10% investment return.

let's say you save $10,000 per year but you average a 10% return it will take you 7 years at a 10% return

Pending

A person saving $15,000 annually with a 4.5% investment return will reach $105,000 after 6 years.

if you save $15,000 a year for 6 years and you're able to attain a modest 4.5% return on your savings you would be at $105,000 after 6 years

2 years ago Pending

A person saving $15,000 annually with a 4.5% investment return will reach $105,000 after 6 years.

if you save $15,000 a year for 6 years and you're able to attain a modest 4.5% return on your savings you would be at $105,000 after 6 years

Pending

Accumulating the next $100,000 after reaching a $1 million net worth will take 15 months, assuming $10,000 in annual savings and a 7% investment return.

the next 100K after you hit a million dollar is only 15 months

2 years ago Pending

Accumulating the next $100,000 after reaching a $1 million net worth will take 15 months, assuming $10,000 in annual savings and a 7% investment return.

the next 100K after you hit a million dollar is only 15 months

Pending

Consumers are likely to find significant deals on electric vehicles in 2024 due to high EV inventory and available federal tax credits.

higher EV inventory combined with the fact that some models still qualify for the $7,500 federal tax credit means that you can probably score a really great deal on an electric vehicle if that's up your alley

2 years ago Pending

Consumers are likely to find significant deals on electric vehicles in 2024 due to high EV inventory and available federal tax credits.

higher EV inventory combined with the fact that some models still qualify for the $7,500 federal tax credit means that you can probably score a really great deal on an electric vehicle if that's up your alley

Pending

Accumulating the fifth $100,000 (to reach $500,000 total) will take 2.5 years, assuming $10,000 in annual savings and a 7% investment return.

and finally the fifth 100K only takes you 2.5 years

2 years ago Pending

Accumulating the fifth $100,000 (to reach $500,000 total) will take 2.5 years, assuming $10,000 in annual savings and a 7% investment return.

and finally the fifth 100K only takes you 2.5 years

Pending

The number of car repossessions is expected to increase to 1.5 million in 2024, up from 1.2 million in 2023.

as delinquency rise the number of repossessions is expected to increase as well up to 1.5 million cars this year up from 1.2 million last year

2 years ago Pending

The number of car repossessions is expected to increase to 1.5 million in 2024, up from 1.2 million in 2023.

as delinquency rise the number of repossessions is expected to increase as well up to 1.5 million cars this year up from 1.2 million last year

Pending

Accumulating the fourth $100,000 (to reach $400,000 total) will take 3.01 years, assuming $10,000 in annual savings and a 7% investment return.

3.01 years

2 years ago Pending

Accumulating the fourth $100,000 (to reach $400,000 total) will take 3.01 years, assuming $10,000 in annual savings and a 7% investment return.

3.01 years

Pending

Accumulating the third $100,000 (to reach $300,000 total) will take 3.78 years, assuming $10,000 in annual savings and a 7% investment return.

then it's 3.78 years

2 years ago Pending

Accumulating the third $100,000 (to reach $300,000 total) will take 3.78 years, assuming $10,000 in annual savings and a 7% investment return.

then it's 3.78 years

Pending

Car buyers are predicted to have significant negotiating power later in 2024, especially for vehicles that have been on dealership lots for an extended period, assuming interest rates remain elevated.

if you visit a dealer a little bit later this year and interest rates are still elevated you have a lot of negotiating power in addition to the fact that if you see a particular car sitting on the floor for quite some time you might be able to get that at a really good deal

2 years ago Pending

Car buyers are predicted to have significant negotiating power later in 2024, especially for vehicles that have been on dealership lots for an extended period, assuming interest rates remain elevated.

if you visit a dealer a little bit later this year and interest rates are still elevated you have a lot of negotiating power in addition to the fact that if you see a particular car sitting on the floor for quite some time you might be able to get that at a really good deal

Pending

Accumulating the second $100,000 (to reach $200,000 total) will take 5.1 years, assuming $10,000 in annual savings and a 7% investment return.

getting to 200k Total would only take you 5.1 years

2 years ago Pending

Accumulating the second $100,000 (to reach $200,000 total) will take 5.1 years, assuming $10,000 in annual savings and a 7% investment return.

getting to 200k Total would only take you 5.1 years

Pending

Consistently investing $7,000 annually into a Roth IRA will lead to becoming a millionaire by age 67.

if you're able to compound $7,000 per year in a Roth IRA which means all the gains are taxfree then you're going to be pretty much on autopilot to become a millionaire by the time you're 67

1 year ago Pending

Consistently investing $7,000 annually into a Roth IRA will lead to becoming a millionaire by age 67.

if you're able to compound $7,000 per year in a Roth IRA which means all the gains are taxfree then you're going to be pretty much on autopilot to become a millionaire by the time you're 67

Pending

Maxing out an IRA at $7,000/year for 40 years, assuming average stock market returns, is predicted to yield over $2 million in compounded returns.

if you're able to max out the IRA at $7,000 a year you're looking at over $2 million in compounded returns assuming you get the average stock market return

2 years ago Pending

Maxing out an IRA at $7,000/year for 40 years, assuming average stock market returns, is predicted to yield over $2 million in compounded returns.

if you're able to max out the IRA at $7,000 a year you're looking at over $2 million in compounded returns assuming you get the average stock market return

Pending

Dealerships will face increased pressure to sell cars quickly in 2024 due to elevated interest rates, higher inventories, and decreasing prices.

elevated interest rates paired with higher inventories and prices slowly coming back down is going to put a lot of pressure on dealerships to sell cars as quickly as possible

2 years ago Pending

Dealerships will face increased pressure to sell cars quickly in 2024 due to elevated interest rates, higher inventories, and decreasing prices.

elevated interest rates paired with higher inventories and prices slowly coming back down is going to put a lot of pressure on dealerships to sell cars as quickly as possible

Pending

Accumulating the first $100,000 will take 7.84 years, assuming $10,000 in annual savings and a 7% investment return.

saving up to your first 100K in this case would take you about 7.84 years if you were to save 10K each year and you invested it

2 years ago Pending

Accumulating the first $100,000 will take 7.84 years, assuming $10,000 in annual savings and a 7% investment return.

saving up to your first 100K in this case would take you about 7.84 years if you were to save 10K each year and you invested it

Pending

Increasing Roth IRA contributions to $400/month for 40 years, assuming average stock market returns, is predicted to result in over $1.44 million.

if you up that contribution to $400 a month your future value will be over $1.44 million

2 years ago Pending

Increasing Roth IRA contributions to $400/month for 40 years, assuming average stock market returns, is predicted to result in over $1.44 million.

if you up that contribution to $400 a month your future value will be over $1.44 million

Pending

Cox Automotive predicts new vehicle inventories will return to pre-pandemic levels of nearly 3 million units in 2024.

Cox Automotive expects that new vehicle inventories are going to go back to pre pandemic levels which is almost 3 million units available

2 years ago Pending

Cox Automotive predicts new vehicle inventories will return to pre-pandemic levels of nearly 3 million units in 2024.

Cox Automotive expects that new vehicle inventories are going to go back to pre pandemic levels which is almost 3 million units available

Pending

New car prices are predicted to significantly decrease within the next 2 to 4 months (up to 120 days).

if you're in the market for a new car you might want to wait between 2 and 3 months or even up to 120 days before doing so because the price changes could be significant in the downward Direction

2 years ago Pending

New car prices are predicted to significantly decrease within the next 2 to 4 months (up to 120 days).

if you're in the market for a new car you might want to wait between 2 and 3 months or even up to 120 days before doing so because the price changes could be significant in the downward Direction

Pending

Contributing $250/month to a Roth IRA for 40 years, assuming average stock market returns, is predicted to accumulate over $94,000.

A mere contribution of $250 a month in your Roth IRA compounded over 40 years at the average stock market return could get you an ending balance of over $94,000

2 years ago Pending

Contributing $250/month to a Roth IRA for 40 years, assuming average stock market returns, is predicted to accumulate over $94,000.

A mere contribution of $250 a month in your Roth IRA compounded over 40 years at the average stock market return could get you an ending balance of over $94,000

Pending

Used car retail prices, currently trending downward, are predicted to continue decreasing due to falling wholesale prices.

the fact that they are moving downward is a trend in the right direction and it should continue because wholesale prices for used cars are actually going down as well

2 years ago Pending

Used car retail prices, currently trending downward, are predicted to continue decreasing due to falling wholesale prices.

the fact that they are moving downward is a trend in the right direction and it should continue because wholesale prices for used cars are actually going down as well

Pending

Author predicts he will not adopt a '6 months + 1 day' residency strategy in another state for tax reasons, particularly if he has a family in the future.

I just don't think it's worth the hassle of living in another place like what happens if one day I have a family and some kids would I want to live somewhere else for 6 months out of the year just for monetary reasons I don't think so

1 year ago Pending

Author predicts he will not adopt a '6 months + 1 day' residency strategy in another state for tax reasons, particularly if he has a family in the future.

I just don't think it's worth the hassle of living in another place like what happens if one day I have a family and some kids would I want to live somewhere else for 6 months out of the year just for monetary reasons I don't think so

Pending

Author predicts he will not move to another Creator Hub city (like New York, Austin, or Miami) because he is unwilling to invest multiple years into building new relationships and business connections there at his current age.

I still think it would be a few years of ramping up those relationships especially those business connections and that's just not really something that I'm willing to put the time in or make the effort for at my age

1 year ago Pending

Author predicts he will not move to another Creator Hub city (like New York, Austin, or Miami) because he is unwilling to invest multiple years into building new relationships and business connections there at his current age.

I still think it would be a few years of ramping up those relationships especially those business connections and that's just not really something that I'm willing to put the time in or make the effort for at my age

Pending

Even if general interest rates are cut in 2024, mortgage rates are likely to remain above 4-5% for the year.

even if interest rates get cut a little bit this year they're likely still going to be above four to 5% of a mortgage rate that you're going to get

2 years ago Pending

Even if general interest rates are cut in 2024, mortgage rates are likely to remain above 4-5% for the year.

even if interest rates get cut a little bit this year they're likely still going to be above four to 5% of a mortgage rate that you're going to get

Pending

Author predicts he will continue renting rather than buying a home, anticipating a future drop in interest rates.

I still think my money is better spent just renting while renting is cheap and while I'm waiting for the interest rates to come down

1 year ago Pending

Author predicts he will continue renting rather than buying a home, anticipating a future drop in interest rates.

I still think my money is better spent just renting while renting is cheap and while I'm waiting for the interest rates to come down

Pending

Mortgage interest rates are predicted to remain elevated for the next 2 to 4 years (from January 2024).

your interest rate may stay elevated for next 2 to four years

2 years ago Pending

Mortgage interest rates are predicted to remain elevated for the next 2 to 4 years (from January 2024).

your interest rate may stay elevated for next 2 to four years

Pending

The Federal Funds Rate is predicted to remain high and might not be cut until May 2024.

rates will stay high and might might not get cut until May

2 years ago Pending

The Federal Funds Rate is predicted to remain high and might not be cut until May 2024.

rates will stay high and might might not get cut until May

Pending

When interest rate cuts begin, pent-up demand in the housing market could lead to bidding wars and disproportionate increases in home prices.

when we actually start to see interest rate Cuts we could see a bidding war for many of the houses that are actually out there and we actually might see prices increase disproportionately for actually how much the interest rates actually get cut

2 years ago Pending

When interest rate cuts begin, pent-up demand in the housing market could lead to bidding wars and disproportionate increases in home prices.

when we actually start to see interest rate Cuts we could see a bidding war for many of the houses that are actually out there and we actually might see prices increase disproportionately for actually how much the interest rates actually get cut

Pending

Credit card interest rates are likely to remain elevated through at least the May 2024 Federal Reserve meeting.

it's likely that that interest rate is going to remain elevated for at least some portion of this year maybe up until the May meeting

2 years ago Pending

Credit card interest rates are likely to remain elevated through at least the May 2024 Federal Reserve meeting.

it's likely that that interest rate is going to remain elevated for at least some portion of this year maybe up until the May meeting

Pending

A $1 investment, compounded at an average annual return of 8%, will be worth approximately $22 after 40 years.

a dollar invested today at an average return of 8% in the market for example is worth close to $22 in 40 years

1 year ago Pending

A $1 investment, compounded at an average annual return of 8%, will be worth approximately $22 after 40 years.

a dollar invested today at an average return of 8% in the market for example is worth close to $22 in 40 years

Pending

With a $40,000 annual income, investing $769 per month in the S&P 500 with an 8% average annual return, one's investment balance will exceed $1.1 million after 30 years.

in 30 years you could be over $1.1 million easily

1 year ago Pending

With a $40,000 annual income, investing $769 per month in the S&P 500 with an 8% average annual return, one's investment balance will exceed $1.1 million after 30 years.

in 30 years you could be over $1.1 million easily

Pending

With a $40,000 annual income, investing $769 per month in the S&P 500 with an 8% average annual return, one's investment balance will reach $728,000 after 25 years.

after 25 years that balance will get up to $728,000

1 year ago Pending

With a $40,000 annual income, investing $769 per month in the S&P 500 with an 8% average annual return, one's investment balance will reach $728,000 after 25 years.

after 25 years that balance will get up to $728,000

Pending

With a $40,000 annual income, investing $769 per month in the S&P 500 with an 8% average annual return, one's investment balance will reach $456,000 after 20 years.

if we assume that we're just staying at this $40,000 income level after 20 years of investing like this you could see a future balance of $456,000

1 year ago Pending

With a $40,000 annual income, investing $769 per month in the S&P 500 with an 8% average annual return, one's investment balance will reach $456,000 after 20 years.

if we assume that we're just staying at this $40,000 income level after 20 years of investing like this you could see a future balance of $456,000

Pending

A $10,000 deposit in a high-yield savings account paying between 4.5% and 5% interest will earn at least $500 in interest income annually.

on a $10,000 deposit you're gaining at least $500 in interest income every single year

1 year ago Pending

A $10,000 deposit in a high-yield savings account paying between 4.5% and 5% interest will earn at least $500 in interest income annually.

on a $10,000 deposit you're gaining at least $500 in interest income every single year

Pending

In a scenario saving $10,000 per year with a 7% average annual return, growing from $900,000 to $1,000,000 net worth will take 1.35 years.

from 900k to $1 million it only takes you 1.35 years

1 year ago Pending

In a scenario saving $10,000 per year with a 7% average annual return, growing from $900,000 to $1,000,000 net worth will take 1.35 years.

from 900k to $1 million it only takes you 1.35 years

Pending

Saving $10,000 per year with a 7% average annual return will result in reaching $100,000 net worth in 7.84 years.

if you save 10K per year at an average return of 7% it's going to take you 7.84 years to get to your first 100K

1 year ago Pending

Saving $10,000 per year with a 7% average annual return will result in reaching $100,000 net worth in 7.84 years.

if you save 10K per year at an average return of 7% it's going to take you 7.84 years to get to your first 100K

Pending

US home prices will continue to appreciate, but at a slightly slower rate compared to historical periods (e.g., 1970s-1980s).

it's not like homes don't appreciate at all they're still going to appreciate as we pointed out in this video but maybe just a little bit slower than they usually would

1 year ago Pending

US home prices will continue to appreciate, but at a slightly slower rate compared to historical periods (e.g., 1970s-1980s).

it's not like homes don't appreciate at all they're still going to appreciate as we pointed out in this video but maybe just a little bit slower than they usually would

Pending

As retirees age past 70-80, their stock allocation will decrease to 10-20%, while their bond allocation will increase to 80-90%.

In your 60s as the retiree ages past age 70 or even 80 then you're going to start to see that shift in stocks go all the way down to 20 15 or even 10% and the shift in bonds go upwards of 80 or 90%

2 years ago Pending

As retirees age past 70-80, their stock allocation will decrease to 10-20%, while their bond allocation will increase to 80-90%.

In your 60s as the retiree ages past age 70 or even 80 then you're going to start to see that shift in stocks go all the way down to 20 15 or even 10% and the shift in bonds go upwards of 80 or 90%

Pending

Apple, Google, Meta, and Nvidia are predicted to remain relevant for at least 40 more years and to yield an average annual return exceeding 8%.

I'm trying to invest in individual stocks and companies that I think are still going to be around in 30 or 40 years with a lot of potential upside so think of stocks like apple Google meta your Nvidia of the world These are stocks that I think will still be around in 40 years and potentially offer you more than just an 8% average return per year

1 year ago Pending

Apple, Google, Meta, and Nvidia are predicted to remain relevant for at least 40 more years and to yield an average annual return exceeding 8%.

I'm trying to invest in individual stocks and companies that I think are still going to be around in 30 or 40 years with a lot of potential upside so think of stocks like apple Google meta your Nvidia of the world These are stocks that I think will still be around in 40 years and potentially offer you more than just an 8% average return per year

Pending