As retirees age past 70-80, their stock allocation will decrease to 10-20%, while their bond allocation will increase to 80-90%.
"In your 60s as the retiree ages past age 70 or even 80 then you're going to start to see that shift in stocks go all the way down to 20 15 or even 10% and the shift in bonds go upwards of 80 or 90%"
