ilmscore | Prediction Details
"If you mortgage it and take a loan against it. This is called Loan Against Property (LAP). You can get Loan Against Property. Mostly, you can get a loan of 75 to 80% of the value of the house. And it is much cheaper than personal loan. It is slightly more expensive than a home loan. So if you get a home loan at 8.5 or 9%, then you can get a loan against property at 9-10%. But the best thing is that the duration of loan against property is very long. So you can take this loan for 10 years."
By warikoo | October 15, 2025 | Correct
From video
₹24K Income, ₹4.5 Lakh Loan TRAP - How to SOLVE?! | Money Matters Ep. 83 | Ankur Warikoo Hindi 00:12:41 - 00:13:11
Interpreted Prediction
Loan Against Property (LAP) can be obtained for 75-80% of the house value, with interest rates around 9-10%, and can be taken for up to 10 years, leading to significantly reduced EMIs compared to personal loans.
AI Evaluation Notes
Based on recent search results, Loan Against Property (LAP) can still be obtained for 70-80% of the property value, with interest rates ranging from 8.5% to 12% depending on the lender. The loan tenure can extend up to 15 years with some lenders, longer than the predicted 10 years.

Prediction Details

Topic
Loan Against Property (LAP)

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