Interpreted Prediction
HDB Financial Services' asset quality is deteriorating, with Gross NPA (GNPA) and Net NPA (NNPA) increasing from FY24 to FY25. Gross Stage 3 loans also saw an increase from 1.9% to 2.26% over the same period.
AI Evaluation Notes
The prediction stated that HDB Financial Services' asset quality would deteriorate with increasing GNPA and NNPA from FY24 to FY25, and Gross Stage 3 loans would also increase. Searching online indicates that while GNPA did rise, NNPA saw a decrease, but gross stage 3 loans increased, making the prediction partially correct.