ilmscore | Prediction Details
"But if you miss a payment, that does get reported, which means best case scenario, no benefit for your credit score when you're doing what you're supposed to. And the worst case, your score goes down just because you missed a $50 dinner bill."
By Andrei Jikh | September 2, 2025 | Correct
From video
The Buy Now, Broke Later Crisis (This is Bad) 00:10:31 - 00:10:43
Interpreted Prediction
Missed BNPL payments are reported to credit bureaus, potentially lowering a user's credit score without any benefit gained from on-time payments.
AI Evaluation Notes
Based on current reports, missed BNPL payments are reported to credit bureaus and can lower credit scores. The prediction stated that missing BNPL payments would negatively impact credit scores without any benefits from on-time payments, which aligns with the outcome.

Prediction Details

Topic
BNPL Impact on Credit Score (Missed Payments)

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