ilmscore | Prediction Details
"these services can even be used to assess your borrowing limits on a home loan. That's what's called the DTI or debt to income ratio that they look at."
By Andrei Jikh | September 2, 2025 | Correct
From video
The Buy Now, Broke Later Crisis (This is Bad) 00:10:48 - 00:10:56
Interpreted Prediction
BNPL usage can be factored into a borrower's debt-to-income ratio, potentially affecting home loan borrowing limits.
AI Evaluation Notes
Based on multiple sources, BNPL usage is now considered in debt-to-income ratio calculations for home loans, aligning with the prediction. This can impact borrowing limits as predicted.

Prediction Details

Topic
BNPL and Home Loan DTI

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