Interpreted Prediction
Digital IDs could allow car insurance companies to use granular data such as driving history, ride logs, and location data to set premiums.
AI Evaluation Notes
As of January 6, 2026, there is evidence suggesting that car insurance companies are exploring and, in some cases, beginning to use more granular data, including driving history and location data, to set premiums, although the extent of digital ID integration is still developing. While not fully realized as predicted, the trend towards using more detailed data aligns with the original prediction.