ilmscore | Prediction Details
"Okay, Hammer financial score. Remember, join us in the post show before I give the Hammer financial score. We're going to talk about insane drama that happened with her ex-sister-in-law after the last financial audit and then also that moneyaundering scheme that definitely happened in prison? Okay. Two out of 10 for spending in a budget. That is because you're not overspending what came in. You are still doing Uber Eats when we should be paying off a 17% loan or whatever that is, but it is still it's not the worst in the world, but it is certainly not good. Debt, we have collection, zero out of 10. Emergency fund, happy to see $3,000 sitting in there. I'll give an extra point because there was money in the checking account, so four out of 10. Uh retirement definitely behind for sure. Where would I want you to be at? I'd want you to be at a good question. About 54,000 maybe 60,000. Way there. 60,000. Yeah. Which is a 5 out of 10. In real estate, one out of 10. Well, cuz you can get rid of that land and make money from it and hopefully it goes up in value. Never mind. Zero For some reason, I was thinking for a second, you know, to plot and I I was wrong. Okay, that's going to be a hammer financial score up from a.5 to a 2.5. And that is the income just strictly income uh and uh the emergency fund. So, let's celebrate those. Those are actually really well done on that. I'm happy to see the emergency fund, the retirement, and the income come in. You should be proud of those things. And uh you did make, you know, a little bit of progress on the campground. Of course, more would have been great."
By Caleb Hammer | December 22, 2025 | Pending
From video
She's Back | Financial Audit 01:41:32 - 01:43:22
Interpreted Prediction
The speaker's financial score increased from 0.5 to 2.5 out of 10. Key areas of improvement include income (which increased significantly due to a new job), emergency fund (now $3,000), and retirement savings (now around $20,000, with a goal of $60,000). Areas needing improvement include debt (collections and high-interest loans like Thousand Trails), real estate (the campground loan), and overall spending behavior despite increased income.
AI Evaluation Notes
The prediction was made on 2025-12-22 and the current date is 2026-01-10, so it is time to evaluate. However, the prediction involves multiple factors (financial score, income, emergency fund, retirement savings, debt, real estate, spending behavior) making it impossible to give an accuracy rating without specific up-to-date information on each of these factors which I cannot obtain.

Prediction Details

Topic
Financial Score

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