ilmscore | Prediction Details
"Well, if you don't follow it, then how can you even potentially try to speak on it? I'm sorry, but no. Like, this was passed into law. That is the new student loan repayment programs. Okay, this is coming. I want you to prepare your life for it because if you're adding more 0% debt, which isn't inherently a bad thing necessarily, it is conceptually driven and it will make it harder for you to make a minimum repayment on your student loans after a few months of not paying them. They will go into default and they will garnish your wages and that is not consensual"
By Caleb Hammer | December 22, 2025 | Correct
From video
She's Back | Financial Audit 01:27:16 - 01:27:45
Interpreted Prediction
The speaker warns about the upcoming changes to student loan repayment programs due to new legislation. They advise preparing for these changes, especially if taking on more 0% interest debt, as failure to adhere to repayment plans could lead to wage garnishment.
AI Evaluation Notes
The prediction was that new student loan repayment programs would begin, and failure to adhere to them could lead to wage garnishment. As of January 7, 2026, wage garnishment for defaulted student loans has indeed resumed. Notices were sent to borrowers, and wages can be garnished if they don't take action.

Prediction Details

Topic
Financial Health

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