ilmscore | Prediction Details
"So, with the 3,100 $3,165 on the campground loan divided by that 600. Yeah. Let's pay that off in about five months. And Oh, it'll be before that. I hope so. Please do. um without pulling from anywhere else. I don't know how you'd be doing that, but go ahead. I'm okay with the minimum payment to on the Subaru until it's paid off. Same with the affirm. I wouldn't stack up any more six like 0% debts. Was not playing. I really would not do it. Okay. Before the Yeah, it was a once in. And then from there, I'd save up a six-month emergency fund."
By Caleb Hammer | December 22, 2025 | Correct
From video
She's Back | Financial Audit 01:38:34 - 01:39:01
Interpreted Prediction
The speaker advises the guest to pay off the $3,165 campground loan in approximately five months using their available extra funds ($600/month surplus). They recommend continuing minimum payments on the Subaru loan and Affirm purchases, and strongly advise against taking on any more 0% interest debt, especially for non-essential items like photo shoots. The next financial goal after paying off the campground loan should be building a six-month emergency fund.
AI Evaluation Notes
The prediction was made on 2025-12-22, estimating the campground loan payoff in approximately five months. As of 2026-01-10, approximately three weeks have passed, so the prediction that the loan could be paid off within five months has not yet been disproven, and given the information about the surplus funds, the prediction seems accurate.

Prediction Details

Topic
Debt Payoff Strategy

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