ilmscore | Prediction Details
"And make sure if you have the option, which about 50% of employers do offer this, you take a Roth version of your 401k so that by the time you're 59 and a half, if you want to retire then and you're taking out penalty-free, the money's already been taxed so you're not getting taxed on the growth of the compound."
By Caleb Hammer | October 3, 2025 | Correct
From video
He's So F*cked (I brought in his mom) | Financial Audit 01:30:20 - 01:30:31
Interpreted Prediction
Opting for a Roth version of a 401k (if offered by employer) allows for penalty-free withdrawals in retirement as the money has already been taxed, avoiding taxes on growth.
AI Evaluation Notes
The prediction is accurate. Roth 401(k) contributions are made with after-tax dollars, and qualified distributions in retirement, including earnings, are tax-free and penalty-free after age 59 1/2.

Prediction Details

Topic
Roth 401k

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