ilmscore | Prediction Details
"I bought it for 327. [...] She paid sometimes. [...] Um, she was. And then [...] I love the heart of it. [...] One of my goals is to pay off my parents' mortgage. So I mean, I get it, but like what the [...] 2024 May 2024, I bought it. She paid June, July, August, September, and then we got hit by hurricanes, two hurricanes back to back last year. [...] And she's a full-time DJ, so she lost all of her gigs for about two months. [...] Four to 5,000 a month. [...] No, this is a monthly payment of $2,421. That's insane. That's half her income. [...] she paid back. So, we both got a forbearance. [...] Um, so I got a forbearance on both properties. [...] So, she paid up until well like we took out the forbearance then she was behind but then she ended up reconciling that in the springtime. She was ahead. She was or she was on time and then July, August, September, she did not pay [...] this year. [...] The only reason I was able to reconcile July August was because my grandmother sold her house for cash and she gifted me. [...] Yeah. Jul July, August. [...] She paid back. So, we both got a forbearance. [...] Um, so I got a forbearance on both properties. [...] So, she paid up until well like we took out the forbearance then she was behind but then she ended up reconciling that in the springtime. She was ahead. She was or she was on time and then July, August, September, she did not pay this year."
By Caleb Hammer | October 10, 2025 | Correct
From video
$500,000 In Debt To Be Failed OF Model | Financial Audit 00:18:04 - 00:23:30
Interpreted Prediction
The speaker took out a $2,421 monthly mortgage for their mother's house in May 2024. Their mother, a DJ, had her income disrupted by hurricanes. While the speaker and their mother initially took a forbearance, the mother subsequently fell behind on payments in July, August, and September 2024. The grandmother's gifted money helped reconcile July and August payments.
AI Evaluation Notes
The prediction accurately described the speaker's mortgage situation in 2024. The speaker indicated their mother fell behind on mortgage payments for July, August, and September 2024 and grandmother's money helped reconcile July and August payments.

Prediction Details

Topic
Mother's House Mortgage and Payment Issues

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