AI Evaluation Notes

The prediction suggests the guest's debt-to-income ratio is significantly higher than expected for their age. Given the data available, average American debt reached $104,755 in June 2025. The average debt payments accounted for 11.2% of disposable income in Q2 2025. What constitutes 'significantly higher' is subjective, and without a specific number for the guest's DTI, it is impossible to confirm. Considering general trends indicating rising debt and potential financial strain, it is somewhat accurate.