ilmscore | Credit Card Interest Rates Predictions
N/A
Accuracy

Recent Predictions

Total: 15
Correct: 3
Incorrect: 0
Pending: 12
Unrated: 0
Prediction
Author
Predicted at
Status
Video
The speaker highlights a 36% interest rate on a credit card.
"36% interest rate."
Dec 5, 2025
Pending
Interest rates on credit cards can range from 15% to 28% and are charged monthly.
"Well, that's at 15 to 25 28%. And that's every month. Every month you're paying that."
Nov 30, 2025
Correct
While credit card interest rates are expected to remain high, they should gradually decrease as the Federal Reserve cuts its rates.
"interest rates on credit cards are still going to be high, but it should drift down, you know, lower..."
Aug 25, 2025
Correct
Predicted that credit card companies will impose higher interest rates once the 0% APR promotional period concludes.
"they're betting that you're not going to pay off your credit card debt debt in time and then as soon..."
Mar 17, 2025
Correct
Credit card interest rates are expected to decrease slightly.
"the interest rates on your credit card may start coming down ever so slightly"
Sep 18, 2024
Pending
Predicts that credit card companies generate significant returns (around 20%) by charging interest on purchases that customers cannot afford to pay off immediately.
"your credit card company is doing it every single day they're getting that return by charging you in..."
Aug 19, 2024
Pending
Credit card interest rates are likely to remain elevated through at least the May 2024 Federal Reserve meeting.
"it's likely that that interest rate is going to remain elevated for at least some portion of this ye..."
Jan 31, 2024
Pending
Credit card companies (Amex, Visa, Mastercard) are charging 18% or more in annual interest.
"these companies are charging you 18% or more every single year"
Dec 10, 2023
Pending
Paying off credit card debt offers a guaranteed return of 15-25% annually.
"this is going to give you a guaranteed guaranteed 15 to 25% return on your money"
Dec 10, 2023
Pending
Credit card debt typically incurs interest rates of 15-25% annually.
"which is charging you 15 to 25% a year"
Dec 10, 2023
Pending
Credit card companies charge high interest rates, often between 15% and 28%, on unpaid balances.
"your Visa your MasterCard your American Express your credit card company is charging you 15 20 25 so..."
Dec 8, 2023
Pending
The interest rate for credit cards for well-qualified individuals has reached 20.5%.
"the new offers for a credit card even for the best qualified individual being a 20 and a half percen..."
Aug 25, 2023
Pending
Credit card interest rates, already at a 26-year high, are projected to increase further.
"credit card interest rates are now at a 26 year high and are expected to go higher"
Sep 23, 2022
Pending
As the federal funds rate rises, credit card interest rates are expected to exceed 19%.
"because the federal fund rate is expected to go way higher so will credit card interest rates they'r..."
Sep 23, 2022
Pending
Credit card companies charge 40% compounding interest on unpaid amounts.
"these credit card companies charge 40% compounding interest on the unpaid amount"
Mar 11, 2022
Pending