ilmscore | ClearValue Tax

The probability of the Federal Reserve keeping interest rates unchanged at the March 18th meeting has increased from 59.1% to 68.9% following the jobs report.

Before today's report, there is a 59.1% chance that the Federal Reserve will keep interest rates unchanged by then. And at that meeting after the results of today's jobs report, the odds that the Federal Reserve will keep interest rates the same in March went up from 59.1% to 68.9%.

6 days ago Correct

The probability of the Federal Reserve keeping interest rates unchanged at the March 18th meeting has increased from 59.1% to 68.9% following the jobs report.

The probability of the Federal Reserve cutting interest rates at the January 28th meeting has decreased from 13.8% to 5% following the jobs report.

there was a 13.8% chance that the Federal Reserve would cut interest rates at that January 28th meeting... After the results, the odds of an interest rate cut at that meeting fell from 13.8% to now 5%.

6 days ago Correct

The probability of the Federal Reserve cutting interest rates at the January 28th meeting has decreased from 13.8% to 5% following the jobs report.

Income generated from a hobby must still be reported to the IRS; it is not exempt from taxation simply because it is considered a hobby.

And myth number four is that if it's a hobby, then you could you could just ignore that income that you received, but not in the eyes of the IRS. In again, income is going to be income whether it's a hobby or not.

Income generated from a hobby must still be reported to the IRS; it is not exempt from taxation simply because it is considered a hobby.

The IRS's automated systems allow them to efficiently send out millions of letters, even for suspicions involving smaller amounts of undeclared income.

So, I'm telling you, it's not a labor intensive process for the IRS, nor is it expensive. So that's why they're capable of sending millions of IRS letters to Americans even if their suspicions revolve around a smaller amounts in question.

The IRS's automated systems allow them to efficiently send out millions of letters, even for suspicions involving smaller amounts of undeclared income.

The IRS uses a 'matching strategy' where they compare reported income on tax returns with information provided by third parties (like platforms or employers). Discrepancies will trigger an automated flag.

So the IRS identifies who to go after using the matching strategy. And listen, you need to understand how they're doing this to avoid becoming a target for the IRS. So here's what happens. Essentially, the IRS compares what you report on your tax return and what third parties report to the IRS about you. And when those numbers don't match up, then a computer is going to flag it.

The IRS is actively targeting and cracking down on income earned from side hustles, regardless of the amount.

So, I'm going to be telling you the raw truth. The first thing that we have to do is define what is side hustle income, like what qualifies. And let's do this in plain English. It's going to be any money that you earn outside of a normal W2 paycheck.

The IRS is actively targeting and cracking down on income earned from side hustles, regardless of the amount.

The IRS is evolving to track income in the current economic landscape, where digital transactions make income more visible and easier to match, increasing the likelihood of enforcement and penalties for non-compliance.

And the IRS has been adapting to this modern economy where income is easier to see and to match. And the bottom line is that they, the IRS, wants their money. And if you put yourself in a position for them to come after you, then they're going to come after you and additionally impose penalties.

If an individual receives an IRS notice for unreported side hustle income and cannot provide proof of expenses, the IRS will likely demand taxes on the entire reported gross amount, not just the profit.

Now, if you don't report it, then you're setting yourself up for an IRS notice, and the IRS is going to demand that you pay taxes on the full $6,000, and that's going to come out to something like $1,500 in taxes. That's because they don't see your related business expenses that brought down your your total profits.

Income received through cash apps, or income generated from activities considered hobbies, is still considered taxable income by the IRS.

Myth number one is that if it's on a cash app, like you provided services or sold a product and you got paid through a cash app, then it's not income. But that's going to be false. Income is income. It doesn't matter the manner that you received it. Whether you receive cash or a check or, you know, through a cash application, if it's income, then it's going to be income and they're going to see that reported. And myth number four is that if it's a hobby, then you could you could just ignore that income that you received, but not in the eyes of the IRS. In again, income is going to be income whether it's a hobby or not.

Income received through cash apps, or income generated from activities considered hobbies, is still considered taxable income by the IRS.

The IRS utilizes automated systems to analyze tax returns, making it efficient and inexpensive for them to identify and send notices for even small discrepancies or suspicions.

So, I'm telling you, it's not a laborintensive process for the IRS, nor is it expensive. So that's why they're capable of sending millions of IRS letters to Americans even if their suspicions revolve around a smaller amounts in question.

The IRS utilizes automated systems to analyze tax returns, making it efficient and inexpensive for them to identify and send notices for even small discrepancies or suspicions.

So, I'm telling you, it's not a laborintensive process for the IRS, nor is it expensive. So that's why they're capable of sending millions of IRS letters to Americans even if their suspicions revolve around a smaller amounts in question.

Individuals are legally obligated to report all income, regardless of whether they receive a formal tax form (like a 1099) from the payer.

So, here's a rule that's going to save you for and for you to understand and know. You must report your income whether or not you receive a tax form. Okay? So, if you don't get a tax form, that doesn't just magically erase the income.

Individuals are legally obligated to report all income, regardless of whether they receive a formal tax form (like a 1099) from the payer.

The IRS uses a 'matching strategy' where they compare income reported by third parties (e.g., platforms, payment processors) against what individuals report on their tax returns. Discrepancies will automatically flag returns for review.

The events in Venezuela will further encourage China and Russia to continue de-dollarizing.

this further encourages China and Russia, the biggest players, to ddollarize and continue ddollarizing.

The events in Venezuela will further encourage China and Russia to continue de-dollarizing.

this further encourages China and Russia, the biggest players, to ddollarize and continue ddollarizing.

The expectation is that a new Fed chair nominated by Trump will be more aggressive with interest rate cuts.

That new Fed chair is going to be much more aggressive with the interest rate cuts. At least that's expectation.

The expectation is that a new Fed chair nominated by Trump will be more aggressive with interest rate cuts.

That new Fed chair is going to be much more aggressive with the interest rate cuts. At least that's expectation.

The Federal Reserve projects only one interest rate cut of 0.25% for 2026.

The Federal Reserve projected that they're only going to cut interest rates one time this year by 0.25%.

The Federal Reserve projects only one interest rate cut of 0.25% for 2026.

The Federal Reserve projected that they're only going to cut interest rates one time this year by 0.25%.

The US labor market is expected to remain in its current state, neither improving nor worsening, for the remainder of 2026.

Therefore, the expectation is that this situation that we're in right now, it's not going to get better. It's not going to get worse by year end. This is the environment that we're basically going to be stuck in for the rest of the year.

The US labor market is expected to remain in its current state, neither improving nor worsening, for the remainder of 2026.

The Federal Reserve projects the unemployment rate to be 4.4% by the end of 2026.

They expect that the rate of unemployment will end this year, 2026, with an unemployment rate of 4.4%.

The Federal Reserve projects the unemployment rate to be 4.4% by the end of 2026.

They expect that the rate of unemployment will end this year, 2026, with an unemployment rate of 4.4%.

Failing to report side hustle income can result in an IRS notice demanding taxes on the gross amount earned, plus potential penalties, rather than the actual profit.

Failing to report side hustle income can result in an IRS notice demanding taxes on the gross amount earned, plus potential penalties, rather than the actual profit.

Significant fluctuations in reported side hustle income from one year to the next can attract IRS attention.

If you have sudden swings, like one year you have big income and then the next year it drops to close to nothing, like big swings, then yeah, that's going to be picked up.

Significant fluctuations in reported side hustle income from one year to the next can attract IRS attention.

If you have sudden swings, like one year you have big income and then the next year it drops to close to nothing, like big swings, then yeah, that's going to be picked up.

Disproportionately high expenses relative to revenue from a side hustle will raise red flags with the IRS.

If you have huge expenses with tiny revenue from your side hustle, then yeah, you're going to be flagged.

Disproportionately high expenses relative to revenue from a side hustle will raise red flags with the IRS.

If you have huge expenses with tiny revenue from your side hustle, then yeah, you're going to be flagged.

Individuals are legally obligated to report all income, regardless of whether they receive a formal tax form like a 1099.

You must report your income whether or not you receive a tax form. Okay? So, if you don't get a tax form, that doesn't just magically erase the income.

Individuals are legally obligated to report all income, regardless of whether they receive a formal tax form like a 1099.

You must report your income whether or not you receive a tax form. Okay? So, if you don't get a tax form, that doesn't just magically erase the income.

While cash payments and cash apps may seem invisible to the government, deposits, payments, and transfers create a paper trail that can be scrutinized during an audit, especially if patterns emerge.

And mistake number three is that a lot of people that are in working in the cash economy, they think that their cash payments and cash apps are going to be invisible, you know, to the governments. And I'm going to be honest with you, like if we're talking about cash payments, it's more difficult for you to be on the IRS radar. Like, I'll tell you that in all honesty. But in practice, if you get cash, then a lot of people with that cash, they make deposits, they make they make payments, they make transfers, etc. And if you're ever going to get audited, then your paper trail is going to be so obvious to an IRS agents and patterns are going to matter. So like if you get paid in cash, if you make a deposit of cash every week or you have consistent payments through apps, then the IRS is going to question it.

While cash payments and cash apps may seem invisible to the government, deposits, payments, and transfers create a paper trail that can be scrutinized during an audit, especially if patterns emerge.

Mixing personal and business finances for a side hustle creates a documentation nightmare and can lead to chaos during tax season, potentially causing individuals to overlook legitimate business expenses.

And mistake number four is when people mix personal and business money. Now, I want to tell you about this mistake in the event that you do receive an IRS letter. And this mistake is going to cause chaos at tax time. So, if you run your side hustle through your personal bank accounts, then you're going to create a documentation nightmare.

Mixing personal and business finances creates significant accounting difficulties, making it hard to track and prove legitimate business expenses, which can lead to overpaying or underpaying taxes.

So, if you run your side hustle through your personal bank accounts, then you're going to create a documentation nightmare. Just think about it. your side hustle income and your personal transfers and transactions are all going to get mixed together. And then you're not going to be able to easily prove, you know, what was what was related to your side hustle as a business deduction and what was personal. And your legitimate business expenses, like you can overlook them and you could forget about them because they're all mixed up. And then you're either going to overpay taxes because you forgot to claim real expenses related to your side hustle or you're going to underpay taxes because you know you're just guessing.

Mixing personal and business finances creates significant accounting difficulties, making it hard to track and prove legitimate business expenses, which can lead to overpaying or underpaying taxes.

If unreported income is detected by the IRS without corresponding expenses, they may attempt to tax the gross amount received, rather than the net profit, leading to unnecessary tax burdens and a difficult dispute process.

And then they're going to try to get you to pay taxes on that gross amount that you made, that $2,200 that you made, when in reality you shouldn't. So, I'm telling you, it's best to report it properly. You know, record the proper amount of expenses as well, rather than getting an IRS letter and then having them put you through an unnecessary and overblown, I'd say, witch hunt.

The IRS is likely to flag returns due to: 1) Mismatches between third-party reported income and individual reported income; 2) Large deposits inconsistent with reported income; 3) Disproportionately high expenses relative to revenue from a side hustle; 4) Significant year-over-year fluctuations in income; and 5) Minimal or zero reporting of income from multiple platforms.

The IRS often is going to get involved because of mismatches and patterns, right? And these are common situations. So, if a third party reported income to you and on your tax return like you don't have the matching amounts, then that's going to be a mismatch and that's going to catch their attention. If you have large deposits that don't fit your reported income, then obviously something's wrong there and they could you're going to be flagged. If you have huge expenses with tiny revenue from your side hustle, then yeah, you're going to be flagged. If you have sudden swings, like one year you have big income and then the next year it drops to close to nothing, like big swings, then yeah, that's going to be picked up. And if you have multiple platforms reporting activity and you just write such a minimal amount or just zero or forget about it, then yeah, that's going to be, you know, detected.

While cash payments and cash apps might seem less traceable, consistent patterns of deposits or consistent app usage can create a paper trail that attracts IRS attention during an audit.

But in practice, if you get cash, then a lot of people with that cash, they make deposits, they make they make payments, they make transfers, etc. And if you're ever going to get audited, then your paper trail is going to be so obvious to an IRS agents and patterns are going to matter. So like if you get paid in cash, if you make a deposit of cash every week or you have consistent payments through apps, then the IRS is going to question it.

While cash payments and cash apps might seem less traceable, consistent patterns of deposits or consistent app usage can create a paper trail that attracts IRS attention during an audit.

The IRS will not accept excuses about lost mail or communication issues regarding tax forms; individuals are responsible for ensuring their income is reported correctly, regardless of form delivery.

If you say it to the IRS, the IRS is not going to care if there was a mailing problem or a communication problem. The IRS is going to say that you should have known about it. It's your responsibility to report it correctly. So, I'm just telling you like that defense is not going to work.

The IRS will not accept excuses about lost mail or communication issues regarding tax forms; individuals are responsible for ensuring their income is reported correctly, regardless of form delivery.

Even small amounts of side hustle income can trigger IRS attention if they are reported by a third party (like a 1099) and not reported by the individual on their tax return, leading to an IRS letter.

But if they see your income, the size is not going to protect you. So, I want to give you a quick example. So, let's just say that you made $2,200 from a side hustle and the payer sends you a $1099, okay? And your tax return shows zero, like you didn't report it, then the mismatch is going to be clean and obvious. And that's the kind of thing that's going to trigger an IRS letter.

The IRS is actively increasing its scrutiny and enforcement actions related to income earned from side hustles, and failing to report this income can lead to IRS notices.

the IRS is cracking down on sidehustle income. And I don't want you to make these mistakes and for it to trigger an IRS letter.

The IRS is actively increasing its scrutiny and enforcement actions related to income earned from side hustles, and failing to report this income can lead to IRS notices.

the IRS is cracking down on sidehustle income. And I don't want you to make these mistakes and for it to trigger an IRS letter.

Despite remaining dominant, the world is actively hedging around the US dollar.

The US dollar, yeah, it still remains dominant, but the world is quietly hedging around it.

Despite remaining dominant, the world is actively hedging around the US dollar.

The US dollar, yeah, it still remains dominant, but the world is quietly hedging around it.

The speaker believes the world is becoming more unstable, which is a positive setup for gold prices to continue rising.

gold thrives in that type of environment. And you have to ask yourself just simply, are we moving towards a more stable world or a more unstable one? You know, I believe that there's going to be more instability and again that's going to be a great setup for gold.

The speaker believes the world is becoming more unstable, which is a positive setup for gold prices to continue rising.

If the US can extract Venezuelan oil cheaply, inflation will be subdued and economic growth will be higher, leading to US prosperity.

inflation will be subdued. We're going to get higher economic growth and the USA will prosper

If the US can extract Venezuelan oil cheaply, inflation will be subdued and economic growth will be higher, leading to US prosperity.

inflation will be subdued. We're going to get higher economic growth and the USA will prosper

Gasoline prices will not significantly increase or decrease in the short term due to the Venezuelan situation.

do not expect gasoline prices to shoot up or down. Honestly, for the short term, this is going to have minimal impact.

Gasoline prices will not significantly increase or decrease in the short term due to the Venezuelan situation.

do not expect gasoline prices to shoot up or down. Honestly, for the short term, this is going to have minimal impact.

It will take time for the lingering effects of past inflation to subside and for consumers to feel better as real incomes rise.

1 year ago

It'll take some time for that effect to wear off as real incomes rise it will feel better over time but that's going to take time

It will take time for the lingering effects of past inflation to subside and for consumers to feel better as real incomes rise.

It'll take some time for that effect to wear off as real incomes rise it will feel better over time but that's going to take time

Starting in December, the Federal Reserve will enter a new phase of normalization by holding its balance sheet steady for a period, while reserve balances decrease and other liabilities like currency increase.

As a share of nominal GDP, our balance sheet has fallen from 35% to about 21%. In December, we'll enter the next phase of our normalization plans by holding the size of our balance sheet steady for a time while reserve balances continue to move gradually lower as other non-reserve liabilities such as currency keep growing.

Tariffs are expected to cause a moderate, one-time increase in inflation, likely into the spring, adding a tenth of a percent or so, with the total inflation potentially reaching around 2.8% plus a few more tenths.

So the the basic expectation is that there will be some additional increase inflation because it takes a while for tariffs to work their way through the through the production chain and finally get to consumers. And we see this now from the from the tariffs that were put in place now many months ago. We see those effects. But if you put tariffs in effect and they've been coming into effect consistently in, you know, February, March, April, May, and that's all happening. So that'll continue to happen for some time, probably into the spring. These are not big increases, though. These are a tenth or so on inflation. They may be big increases on a particular product that's been tariffed. But overall, these are fairly modest. I think, you know, some projections go we're 2.8% inflation. You might get two or three more tents or four more tents maybe. But then as as all the tariffs are in, they stop generating inflation. You've had a one-time price increase.

The Federal Reserve reiterates its commitment to returning inflation to the 2% target, asserting this commitment is credible and visible in long-term surveys and market pricing.

We're absolutely committed to returning inflation to 2%. If you look at longerterm surve surveys or market pricing, you will see that that that's a credible commitment. And there there should be no question that that's that that's where we're going.

The Federal Reserve reiterates its commitment to returning inflation to the 2% target, asserting this commitment is credible and visible in long-term surveys and market pricing.

Due to a 'data drought,' the Federal Reserve might proceed with added caution in its policy decisions due to uncertainty.

So, Paul said that they're going to collect every scrap of data to make their decision, but the reporter, another reporter, they wanted clarity, and the question still stands like, is this going to affect your decision in December? So, please see how Paula responds. >> Hey there, Andrew Acriman with the with the Washington Post. Um, I wanted to ask if you could elaborate on how you think about policy in the context of the data drought. Um, does it make you inclined to stick with your plans as set out in September in the absence of the data that might change your mind or does it make you inclined to proceed with added caution because of uncertainty?

Due to a 'data drought,' the Federal Reserve might proceed with added caution in its policy decisions due to uncertainty.

The Federal Reserve will decide in their December meeting whether to cut interest rates again.

And at that meeting in December, they're going to decide whether to cut interest rates again or not.

The Federal Reserve will decide in their December meeting whether to cut interest rates again.

And at that meeting in December, they're going to decide whether to cut interest rates again or not.

Increased money printing by the Federal Reserve is expected to cause upward price pressure on food, utilities, and housing.

If they're going to print all that money, what's going to happen? I mean, the price of food, the price of utilities, the price of housing, it's all going to experience upward pressure.

2 weeks ago Correct

Increased money printing by the Federal Reserve is expected to cause upward price pressure on food, utilities, and housing.

If they're going to print all that money, what's going to happen? I mean, the price of food, the price of utilities, the price of housing, it's all going to experience upward pressure.

The Federal Reserve resumed printing money on December 12th at a rate of $40 billion per month.

the Federal Reserve also restarted the money printing on December 12th. So, they're printing at a rate of $40 billion a month.

2 weeks ago Incorrect

The Federal Reserve resumed printing money on December 12th at a rate of $40 billion per month.

the Federal Reserve also restarted the money printing on December 12th. So, they're printing at a rate of $40 billion a month.

The speaker suggests that the potential for market growth is tied to the ongoing money printing by the government, implying that as long as money printing continues, markets are unlikely to decline significantly.

how much higher can these markets go up? And I'm going to answer by asking you, well, how much more money can the government prints? And are they going to stop anytime soon? Like, I don't think so. And if they don't stop printing, then why should the markets come down?

In an environment of falling rates, increasing liquidity, a weakening dollar, and Federal Reserve intervention, investments and asset prices are expected to benefit, with dips likely to be bought despite potential pullbacks and volatility.

In a world where rates are falling, liquidity is increasing, the dollar is weakening, and the Federal Reserve stands ready to intervene, investments, asset prices, they're going to stand to benefit. This doesn't mean that investments are going to go straight up. I mean, you're going to see pullbacks. You're going to see volatility. But in liquidity rich environments, dips tend to be bought.

Due to unprecedented debt levels and market interconnectedness, the financial system is more sensitive to liquidity than ever, necessitating faster and larger policy responses to financial stress.

the system today is more sensitive to liquidity than ever before. But why is that? So I just want you to think about it. Just look at the debt levels. The debt levels are higher than ever before. The markets are more interconnected than ever before. So in that type of environment, when you have financial stress in the system, it's going to spread much faster than before. So that means policy responses are going to have to be faster and even larger.

Due to unprecedented debt levels and market interconnectedness, the financial system is more sensitive to liquidity than ever, necessitating faster and larger policy responses to financial stress.

While markets can still fall, major declines are anticipated to be met with supportive policy actions from the Federal Reserve.

It doesn't mean that markets cannot fall. It just means that if there are major declines, they're going to be met with policy support.

While markets can still fall, major declines are anticipated to be met with supportive policy actions from the Federal Reserve.

It doesn't mean that markets cannot fall. It just means that if there are major declines, they're going to be met with policy support.

The Federal Reserve is expected to intervene with monetary policy, including rate cuts and money printing, in the event of a sharp stock market decline, a phenomenon known as a 'Fed put'.

If the stock market falls sharply, then what do you think is going to happen? It's my guess that the Federal Reserve is going to step in because we've seen this repeatedly 2008 the financial crisis, 2020 the pandemic crisis and whenever you have banking stress episodes. So that's commonly referred to as a Fed puts when the Federal Reserve comes to the rescue with their monetary policy, you know, lowering interest rates and printing even more money.

The Federal Reserve is expected to intervene with monetary policy, including rate cuts and money printing, in the event of a sharp stock market decline, a phenomenon known as a 'Fed put'.

A weaker US dollar is expected to drive up the prices of US stocks, gold, silver, precious metals, and commodities.

And a weaker dollar is going to help to push up prices for US stocks, gold, silver, you know, precious metals and commodities.

A weaker US dollar is expected to drive up the prices of US stocks, gold, silver, precious metals, and commodities.

And a weaker dollar is going to help to push up prices for US stocks, gold, silver, you know, precious metals and commodities.

Increased money printing by the Federal Reserve will lead to more liquidity, which in turn will drive asset prices higher.

But what it does is inject money into the financial system. And if you have more money, there's going to be more liquidity and higher asset prices.

Increased money printing by the Federal Reserve will lead to more liquidity, which in turn will drive asset prices higher.

But what it does is inject money into the financial system. And if you have more money, there's going to be more liquidity and higher asset prices.

The Federal Reserve has shifted from a tightening monetary cycle to an easing cycle, which is expected to support higher asset prices.

We are no longer in a tightening cycle. We're in an easing cycle which supports higher asset prices.

The Federal Reserve has shifted from a tightening monetary cycle to an easing cycle, which is expected to support higher asset prices.

We are no longer in a tightening cycle. We're in an easing cycle which supports higher asset prices.

The current administration is actively seeking a moderately weaker US dollar to support economic growth, manage debt, and ease financial conditions, as a strong dollar would negatively impact exports and economic activity.

The current administration does not want a strong US dollar. Here's why. A very strong dollar is going to hurt exports. It's going to tighten global financial conditions, increase stress on the debt markets, and it's going to slow down economic activity. It's going to slow down GDP. But if you have the situation where you have a moderately weaker dollar, you know that in that situation that's going to support growth, it's going to help manage large debt loads and make financial conditions easier. So dollar weakness is not an accident. It's um you could call it like a release valve.

A combination of falling interest rates and increased money supply is predicted to lead to a weakening of the US dollar.

When interest rates fall and money supply increases, then the dollar often weakens.

A combination of falling interest rates and increased money supply is predicted to lead to a weakening of the US dollar.

When interest rates fall and money supply increases, then the dollar often weakens.

The Federal Reserve has resumed balance sheet expansion, effectively printing money, starting with $40 billion per month from December 12th.

The Federal Reserve has restarted balance sheet expansion. So, they're calling it reserve management. But at the end of the day, they're just printing money. So they're they're starting with $40 billion per month. And that already started December 12th.

The Federal Reserve has resumed balance sheet expansion, effectively printing money, starting with $40 billion per month from December 12th.

The speaker predicts the Federal Reserve will cut interest rates by a quarter point on December 10th, which will be positive for stocks, crypto, and precious metals.

I believe that yes, next week, December 10th, the Federal Reserve will cut interest rates by a quarter points, and that's going to be a sigh of relief for stocks, for crypto, and also precious metals.

The speaker predicts the Federal Reserve will cut interest rates by a quarter point on December 10th, which will be positive for stocks, crypto, and precious metals.

The leading candidates for the new Fed chair are expected to implement a more dovish monetary policy than the current Fed chair, J. Powell.

So, regardless of who it is, whether it's Hassets or the other leading candidates, you again, you have to think about it. These three candidates, the top candidates, they're going to be more dovish than J. house.

The leading candidates for the new Fed chair are expected to implement a more dovish monetary policy than the current Fed chair, J. Powell.

President Trump is expected to announce the new Fed chair nominee in early 2026.

President Trump said that it's most likely going to be announced in early 2026.

President Trump is expected to announce the new Fed chair nominee in early 2026.

President Trump said that it's most likely going to be announced in early 2026.

Further credit rating downgrades for the US are expected.

I expect more downgrades to come

Further credit rating downgrades for the US are expected.

I expect more downgrades to come

A loss of AAA credit rating for a country is predicted to increase borrowing costs and interest rates for everyone.

if a country loses its AAA rating, then it's going to raise the borrowing costs for the governments, which is going to increase interest rates for everyone.

A loss of AAA credit rating for a country is predicted to increase borrowing costs and interest rates for everyone.

if a country loses its AAA rating, then it's going to raise the borrowing costs for the governments, which is going to increase interest rates for everyone.

Market expectation is for no interest rate cut at the January meeting, with a 27.6% chance of a cut.

And right now, the market expectation is that the Federal Reserve will most likely not cut interest rates at that January meeting. There's currently a 27.6% chance that they're going to cut interest rates at that January meeting.

Market expectation is for no interest rate cut at the January meeting, with a 27.6% chance of a cut.

The Federal Reserve will release updated projections for 2026 at their upcoming meeting.

At their meeting next week, the Federal Reserve will update their projections for 2026.

The Federal Reserve will release updated projections for 2026 at their upcoming meeting.

At their meeting next week, the Federal Reserve will update their projections for 2026.

Printing money by the US government is predicted to lead to inflation, wealth inequality, and erosion of trust in the US dollar.

if they go down this path, printing money is just going to lead to more inflation, more wealth inequality, and in the long run, it's going to erode the trust in the US dollar itself.

Printing money by the US government is predicted to lead to inflation, wealth inequality, and erosion of trust in the US dollar.

if they go down this path, printing money is just going to lead to more inflation, more wealth inequality, and in the long run, it's going to erode the trust in the US dollar itself.

If the Federal Reserve does not cut interest rates, the market (stocks, Bitcoin, precious metals) is predicted to crash.

But if they decide to not cut interest rates, then that would crash the market. stocks, Bitcoin, precious metals would just nose dive that day.

If the Federal Reserve does not cut interest rates, the market (stocks, Bitcoin, precious metals) is predicted to crash.

But if they decide to not cut interest rates, then that would crash the market. stocks, Bitcoin, precious metals would just nose dive that day.

Speaker expects the Federal Reserve to cut interest rates by a quarter point.

I wouldn't be surprised if they do cut interest rates by a quarter point.

Speaker expects the Federal Reserve to cut interest rates by a quarter point.

I wouldn't be surprised if they do cut interest rates by a quarter point.

Another US credit rating downgrade is considered probable.

another downgrade, it's not just possible, it's probable.

Another US credit rating downgrade is considered probable.

another downgrade, it's not just possible, it's probable.

A 0.25% interest rate cut by the Federal Reserve next week is expected and aligns with their previous projections.

So them cutting interest rates by 0.25% next week, that would be everything going according to plan or basically what they envisioned.

A 0.25% interest rate cut by the Federal Reserve next week is expected and aligns with their previous projections.

So them cutting interest rates by 0.25% next week, that would be everything going according to plan or basically what they envisioned.

US national debt is predicted to surpass $40 trillion in 2025, indicating continued fiscal irresponsibility.

the way that we're going, we're going to surpass $40 trillion next year.

US national debt is predicted to surpass $40 trillion in 2025, indicating continued fiscal irresponsibility.

the way that we're going, we're going to surpass $40 trillion next year.

US national debt is predicted to surpass $40 trillion in 2025.

US national debt is predicted to surpass $40 trillion in 2025.

The Federal Reserve will cut interest rates by 0.25%, lowering the Fed funds rate to 3.75%.

Me personally, I believe that yes, they're going to cut interest rates by 0.25%, which is going to bring the Fed funds interest rate down from the current 4.0% 0% to 3.75%.

The Federal Reserve will cut interest rates by 0.25%, lowering the Fed funds rate to 3.75%.

Me personally, I believe that yes, they're going to cut interest rates by 0.25%, which is going to bring the Fed funds interest rate down from the current 4.0% 0% to 3.75%.

The long-term consequence of printing money is predicted to be an erosion of trust in the US dollar.

in the long run, it's going to erode the trust in the US dollar itself.

The long-term consequence of printing money is predicted to be an erosion of trust in the US dollar.

in the long run, it's going to erode the trust in the US dollar itself.

Printing money is predicted to be the most likely, easiest, fastest, and politically least painful solution for the US debt crisis.

print money, but honestly, this is looking like it's going to be the most likely case. It's the easiest, it's the fastest, it's the least painful politically.

Printing money is predicted to be the most likely, easiest, fastest, and politically least painful solution for the US debt crisis.

print money, but honestly, this is looking like it's going to be the most likely case. It's the easiest, it's the fastest, it's the least painful politically.

Printing money as a solution to the US debt crisis will lead to increased inflation, wealth inequality, and a long-term erosion of trust in the US dollar.

if they go down this path, printing money is just going to lead to more inflation, more wealth inequality, and in the long run, it's going to erode the trust in the US dollar itself.

Printing money as a solution to the US debt crisis will lead to increased inflation, wealth inequality, and a long-term erosion of trust in the US dollar.

if they go down this path, printing money is just going to lead to more inflation, more wealth inequality, and in the long run, it's going to erode the trust in the US dollar itself.

The speaker predicts continued fiscal irresponsibility by the US government.

the US government, they what are they doing? they're continuing their fiscal irresponsibility

The speaker predicts continued fiscal irresponsibility by the US government.

the US government, they what are they doing? they're continuing their fiscal irresponsibility

The US national debt is projected to surpass $40 trillion in 2025 (the year following the transcript's recording).

The US national debt is projected to surpass $40 trillion in 2025 (the year following the transcript's recording).

The US national debt is predicted to exceed $40 trillion in the year following the transcript's recording (2025).

The US national debt is predicted to exceed $40 trillion in the year following the transcript's recording (2025).

The US manufacturing sector has lost over 50,000 jobs since April (tariff liberation day).

since tariff liberation day in April, the manufacturing sector here in the US has lost more than 50,000 jobs.

The US manufacturing sector has lost over 50,000 jobs since April (tariff liberation day).

since tariff liberation day in April, the manufacturing sector here in the US has lost more than 50,000 jobs.

There is a 27% chance of President Trump issuing a $2,000 stimulus check by March 31, 2026.

the market says that there's a 27% chance that President Trump issues the $2,000 stimulus check by March 31st of next year.

There is a 27% chance of President Trump issuing a $2,000 stimulus check by March 31, 2026.

the market says that there's a 27% chance that President Trump issues the $2,000 stimulus check by March 31st of next year.

The market estimates a 7% chance of President Trump issuing a $2,000 stimulus check in 2025.

according to Poly Markets, the market believes that there's a 7% chance that President Trump's going to issue a $2,000 stimulus check in 2025.

The market estimates a 7% chance of President Trump issuing a $2,000 stimulus check in 2025.

according to Poly Markets, the market believes that there's a 7% chance that President Trump's going to issue a $2,000 stimulus check in 2025.

President Trump stated that any remaining tariff income after $2,000 payments to low and middle-income citizens would be used to pay down national debt.

President Trump wrote, "All money left over from the $2,000 payments made to low and middle inome USA citizens from the massive tariff income pouring into our country from foreign nations, which will be substantial, will be used to substantially pay down national debts."

President Trump stated that any remaining tariff income after $2,000 payments to low and middle-income citizens would be used to pay down national debt.

President Trump promised a stimulus check of at least $2,000 per person (excluding high-income individuals).

President Trump posted on November 9th on Truth Social. He said, "A dividend of at least $2,000 a person, not including high-income people, will be paid to everyone."

President Trump promised a stimulus check of at least $2,000 per person (excluding high-income individuals).

President Trump posted on November 9th on Truth Social. He said, "A dividend of at least $2,000 a person, not including high-income people, will be paid to everyone."

Inflation is predicted to continue, leading to further asset price inflation.

Inflation's going to continue. We're going to see more asset price inflation.

Inflation is predicted to continue, leading to further asset price inflation.

Inflation's going to continue. We're going to see more asset price inflation.

As more money is printed, more dollars will be required to purchase an ounce of gold.

the more devalued dollars it's going to take to buy an ounce of gold.

As more money is printed, more dollars will be required to purchase an ounce of gold.

the more devalued dollars it's going to take to buy an ounce of gold.

The price of gold is expected to increase as the Federal Reserve prints more money.

The more dollars that they print, the more gold is going to go up.

The price of gold is expected to increase as the Federal Reserve prints more money.

The more dollars that they print, the more gold is going to go up.

The Federal Reserve may stop balance sheet runoff in the coming months and is monitoring indicators to decide.

We may approach that point in coming months and we are closely monitoring a wide range of indicators to inform this decision.

The Federal Reserve may stop balance sheet runoff in the coming months and is monitoring indicators to decide.

We may approach that point in coming months and we are closely monitoring a wide range of indicators to inform this decision.

There is a 92.8% chance the Federal Reserve will cut interest rates by 0.25% on December 10th.

There's a 92.8% 8% chance that the Federal Reserve will cut interest rates by 0.25% on December 10th.

There is a 92.8% chance the Federal Reserve will cut interest rates by 0.25% on December 10th.

There's a 92.8% 8% chance that the Federal Reserve will cut interest rates by 0.25% on December 10th.

There is a 97.8% probability that the Federal Reserve will cut interest rates on October 29th.

According to the CME Fed Watch tool, there's a 97.8% chance that the Federal Reserve will cut interest rates on October 29th.

There is a 97.8% probability that the Federal Reserve will cut interest rates on October 29th.

According to the CME Fed Watch tool, there's a 97.8% chance that the Federal Reserve will cut interest rates on October 29th.

The Federal Reserve is predicted to cut interest rates by another 0.25% in December, bringing the Fed funds rate to 3.75%.

And then they're going to cut interest rates again by another 0.25% 25% in December, bringing the Fed funds interest rate down from the current 4.2.5% to the projected 3.75%.

The Federal Reserve is predicted to cut interest rates by another 0.25% in December, bringing the Fed funds rate to 3.75%.

And then they're going to cut interest rates again by another 0.25% 25% in December, bringing the Fed funds interest rate down from the current 4.2.5% to the projected 3.75%.

There is a 19.9% chance that the Federal Reserve will implement interest rate cuts at both the December and January meetings.

there's a 19.9% chance that they're going to cut interest rates at both the December meeting and the January meeting.

There is a 19.9% chance that the Federal Reserve will implement interest rate cuts at both the December and January meetings.

there's a 19.9% chance that they're going to cut interest rates at both the December meeting and the January meeting.

There is a 70.1% probability of an interest rate cut by the Federal Reserve occurring in either the December or January meeting.

there's a 70.1% chance that they're going to cut interest rates at either this December meeting or at the meeting in January.

There is a 70.1% probability of an interest rate cut by the Federal Reserve occurring in either the December or January meeting.

there's a 70.1% chance that they're going to cut interest rates at either this December meeting or at the meeting in January.

The Federal Reserve will cease quantitative tightening (QT) starting in December.

Starting in December, the Federal Reserve is ending quantitative tightening.

The Federal Reserve will cease quantitative tightening (QT) starting in December.

Starting in December, the Federal Reserve is ending quantitative tightening.

There are differing views within the Federal Reserve regarding interest rate cuts: some propose a 0.5% cut, others a 0.25% cut, some no cut, and many advocate for no cuts for the remainder of the year.

some of the members wanted a half point interest rate cuts. Some wanted a quarter point cuts, some wanted no cut at all, and many said no cuts for the rest of the year.

some of the members wanted a half point interest rate cuts. Some wanted a quarter point cuts, some wanted no cut at all, and many said no cuts for the rest of the year.

More companies announced plans for future layoffs in the current period compared to the same period in 2024, with 450 instances versus 400.

more companies compared to 2024 announced more plans for further layoffs. So we're talking about 450 compared to 400 last year.

More companies announced plans for future layoffs in the current period compared to the same period in 2024, with 450 instances versus 400.

more companies compared to 2024 announced more plans for further layoffs. So we're talking about 450 compared to 400 last year.

By the end of the first 10 months of 2025, a total of 1,99,500 job cuts were announced by employers.

For the 10 months of 2025, employers have announced 1,99,500 job cuts.

By the end of the first 10 months of 2025, a total of 1,99,500 job cuts were announced by employers.

For the 10 months of 2025, employers have announced 1,99,500 job cuts.

October saw a significant increase in US job cuts, with employers announcing 153,74 such reductions.

In October, there was a massive spike in job cuts. In October, US-based employers announced 153,74 job cuts.

October saw a significant increase in US job cuts, with employers announcing 153,74 such reductions.

In October, there was a massive spike in job cuts. In October, US-based employers announced 153,74 job cuts.

The labor market is showing signs of weakness, with job losses in August and an increasing unemployment rate.

the labor market is weakening. Jobs were lost in August and the unemployment rate went up.

The labor market is showing signs of weakness, with job losses in August and an increasing unemployment rate.

the labor market is weakening. Jobs were lost in August and the unemployment rate went up.

Job numbers for August were revised downwards, indicating job losses during that month.

for the prior month, so we're talking about August, that was revised downward by 26,000 jobs. So that means jobs were lost in August.

Job numbers for August were revised downwards, indicating job losses during that month.

for the prior month, so we're talking about August, that was revised downward by 26,000 jobs. So that means jobs were lost in August.

The US unemployment rate increased from 4.3% to 4.4%.

The unemployment rate went up from 4.3% the prior month to 4.4%.

The US unemployment rate increased from 4.3% to 4.4%.

The unemployment rate went up from 4.3% the prior month to 4.4%.

Following the jobs report on November 20th, the likelihood of a December rate cut rose from 32.8% to 39.5%.

After the jobs report was released on Thursday, November 20th, the odds of a rate cut actually increased from 32.8% to 39.5%.

Following the jobs report on November 20th, the likelihood of a December rate cut rose from 32.8% to 39.5%.

After the jobs report was released on Thursday, November 20th, the odds of a rate cut actually increased from 32.8% to 39.5%.

The probability of a Federal Reserve interest rate cut in December had decreased to 32.8% by November 19th.

the odds of a rate cut in December fell to 32.8% as of Wednesday, November 19th.

The probability of a Federal Reserve interest rate cut in December had decreased to 32.8% by November 19th.

the odds of a rate cut in December fell to 32.8% as of Wednesday, November 19th.

A significant number of Federal Reserve participants believe interest rates should remain unchanged for the remainder of the year.

Many participants suggested that under their economic outlooks, it would likely be appropriate to keep interest rates unchanged for the rest of the year.

A significant number of Federal Reserve participants believe interest rates should remain unchanged for the remainder of the year.

Many participants suggested that under their economic outlooks, it would likely be appropriate to keep interest rates unchanged for the rest of the year.

The market's expectation for a December interest rate cut by the Federal Reserve has diminished.

the market had a near certain expectation that the Federal Reserve would cut interest rates in December. Now, that's no longer the case

The market's expectation for a December interest rate cut by the Federal Reserve has diminished.

the market had a near certain expectation that the Federal Reserve would cut interest rates in December. Now, that's no longer the case

President Trump promised a dividend of at least $2,000 per person (excluding high-income individuals).

the $2,000 tariff dividend. As a refresher, here's what President Trump posted on November 9th on Truth Social. He said, "A dividend of at least $2,000 a person, not including high-income people, will be paid to everyone."

President Trump promised a dividend of at least $2,000 per person (excluding high-income individuals).

Inflation is expected to persist, leading to further increases in asset prices.

Inflation's going to continue. We're going to see more asset price inflation.

Inflation is expected to persist, leading to further increases in asset prices.

Inflation's going to continue. We're going to see more asset price inflation.

Increased money printing will lead to a devaluation of the dollar, requiring more dollars to purchase an ounce of gold.

And the more money that they're going to print, the more devalued dollars it's going to take to buy an ounce of gold.

Increased money printing will lead to a devaluation of the dollar, requiring more dollars to purchase an ounce of gold.

And the more money that they're going to print, the more devalued dollars it's going to take to buy an ounce of gold.

As the US dollar is devalued through money printing, the price of gold is expected to increase.

The more dollars that they print, the more gold is going to go up.

As the US dollar is devalued through money printing, the price of gold is expected to increase.

The more dollars that they print, the more gold is going to go up.

Money printing by the Federal Reserve is predicted to exacerbate the wealth gap in the United States.

all this money printing, it's going to widen the wealth gap because some people are closer to the money printers than others.

Money printing by the Federal Reserve is predicted to exacerbate the wealth gap in the United States.

all this money printing, it's going to widen the wealth gap because some people are closer to the money printers than others.

Inflation is expected to continue, with a rise in asset prices.

Inflation's going to continue. We're going to see more asset price inflation.

Inflation is expected to continue, with a rise in asset prices.

Inflation's going to continue. We're going to see more asset price inflation.

As the Federal Reserve prints more money, the value of the US dollar will decrease, leading to a rise in the price of gold.

The more dollars that they print, the more gold is going to go up. And they're warming up the money printers. So that's why people say that gold is a safe haven because they can print dollars, but they can't print gold. And the more money that they're going to print, the more devalued dollars it's going to take to buy an ounce of gold.

As the Federal Reserve prints more money, the value of the US dollar will decrease, leading to a rise in the price of gold.

Future crises will necessitate more money printing, leading to increased monetary inflation.

And unfortunately it's going to require a greater amount of money printing in every subsequent crisis which means more monetary inflation.

Future crises will necessitate more money printing, leading to increased monetary inflation.

And unfortunately it's going to require a greater amount of money printing in every subsequent crisis which means more monetary inflation.

The government shutdown is predicted to resolve within one to two weeks, and is expected to conclude very soon.

I told my friend, like, I gave him my honest opinion. I said, "Just give it a week or two. The government's going to reopen." I knew that it's it's going to drag out, but I'm betting that it's coming to a conclusion very soon.

The government shutdown is predicted to resolve within one to two weeks, and is expected to conclude very soon.

Increased inflation is expected as a result of the Federal Reserve turning on the money printers.

So, get ready for more inflation.

Increased inflation is expected as a result of the Federal Reserve turning on the money printers.

So, get ready for more inflation.

The Federal Reserve may end quantitative tightening (reducing its balance sheet) in the coming months.

quantitative tightening could end soon. ... We may approach that point in coming months and we are closely monitoring a wide range of indicators to inform this decision.

The Federal Reserve may end quantitative tightening (reducing its balance sheet) in the coming months.

quantitative tightening could end soon. ... We may approach that point in coming months and we are closely monitoring a wide range of indicators to inform this decision.

Due to a lack of economic data caused by the government shutdown, there is now a 70% chance the Federal Reserve will cut interest rates in December, down from a previous 93% chance.

So J Powell, who's a chair of the Federal Reserve, said that there was a strong disagreement among the committee members about what they're going to do in December because of the lack of government reports. They're on a foggy path. That's what he said. Okay. Okay, so before the government shutdown, there was a 93% chance that they were going to cut interest rates in December. But now the odds have fallen to 70%.

Due to a lack of economic data caused by the government shutdown, there is now a 70% chance the Federal Reserve will cut interest rates in December, down from a previous 93% chance.

The government shutdown is predicted to be resolved by the end of November, and likely before.

But again, the Republicans and Democrats, they're now talking again because of the because of the mounting pressure. But as I told you in my previous video, I got my money on the shutdown being resolved by the end of November, most likely well before then.

The government shutdown is predicted to be resolved by the end of November, and likely before.

The Federal Reserve is predicted to cut interest rates by 0.25% in October and another 0.25% in December, bringing the Fed funds rate to 3.75%.

And then they're going to cut interest rates again by another 0.25% 25% in December, bringing the Fed funds interest rate down from the current 4.2.5% to the projected 3.75%.

The Federal Reserve is predicted to cut interest rates by 0.25% in October and another 0.25% in December, bringing the Fed funds rate to 3.75%.

And then they're going to cut interest rates again by another 0.25% 25% in December, bringing the Fed funds interest rate down from the current 4.2.5% to the projected 3.75%.

The Federal Reserve is predicted to cut interest rates by 0.25% on October 29th and another 0.25% in December, lowering the Fed funds rate to 3.75%.

they're going to cut interest rates by 0.25% on October 29th. And then they're going to cut interest rates again by another 0.25% 25% in December, bringing the Fed funds interest rate down from the current 4.2.5% to the projected 3.75%.

The Federal Reserve is predicted to cut interest rates by 0.25% on October 29th and another 0.25% in December, lowering the Fed funds rate to 3.75%.

The transcript suggests a trend of increasing national debt additions by successive US presidents: Bush, Obama, Trump, and Biden, with each subsequent president adding more debt than the previous one.

President Bush, he added a record amount of new debts. Obama outdid Bush. Trump outdid Obama. Biden outdid Trump.

President Bush, he added a record amount of new debts. Obama outdid Bush. Trump outdid Obama. Biden outdid Trump.

The US national debt is predicted to continue growing regardless of which political party is in power.

Both parties are going to overspend. The national debt's just going to grow. And there is no stopping this train.

The US national debt is predicted to continue growing regardless of which political party is in power.

Both parties are going to overspend. The national debt's just going to grow. And there is no stopping this train.

Income security programs accounted for $72 billion in US government spending in fiscal year 2025.

The biggest one that's remaining is going to be income security for $72 billion.

Income security programs accounted for $72 billion in US government spending in fiscal year 2025.

The biggest one that's remaining is going to be income security for $72 billion.

Even with Federal Reserve interest rates near 0%, the US government would still incur hundreds of billions of dollars in interest payments.

Even if the Federal Reserve cuts interest rates close to 0% like it was in previous years, the government would still be paying hundreds of billions of dollars in interest payments.

Even with Federal Reserve interest rates near 0%, the US government would still incur hundreds of billions of dollars in interest payments.

Even if the Federal Reserve cuts interest rates close to 0% like it was in previous years, the government would still be paying hundreds of billions of dollars in interest payments.

Social Security benefits amounted to $1.5 trillion in fiscal year 2025.

Social Security benefits are 1.5 trillion.

Social Security benefits amounted to $1.5 trillion in fiscal year 2025.

Social Security benefits are 1.5 trillion.

18.5% of US government revenue in fiscal year 2025 was allocated to interest payments.

That's 18.5% of everything that the government collects is going towards interest.

18.5% of US government revenue in fiscal year 2025 was allocated to interest payments.

That's 18.5% of everything that the government collects is going towards interest.

US government spent $917 billion on national defense in fiscal year 2025.

They spent $917 billion on national defense.

US government spent $917 billion on national defense in fiscal year 2025.

They spent $917 billion on national defense.

US government spent $970 billion on interest payments in fiscal year 2025.

The government spent $970 billion on interest payments in 2025.

US government spent $970 billion on interest payments in fiscal year 2025.

The government spent $970 billion on interest payments in 2025.

US government collected $195 billion from customs duties and tariffs in fiscal year 2025.

Customs, duties, tariffs, they brought in a total of $195 billion.

US government collected $195 billion from customs duties and tariffs in fiscal year 2025.

Customs, duties, tariffs, they brought in a total of $195 billion.

Corporate income taxes represented $452 billion of the $5.2 trillion collected by the US government in fiscal year 2025.

Corporate income taxes amounted to only 452 billion of the 5.2 trillion collected.

Corporate income taxes represented $452 billion of the $5.2 trillion collected by the US government in fiscal year 2025.

Corporate income taxes amounted to only 452 billion of the 5.2 trillion collected.

In fiscal year 2025, personal income taxes accounted for $2.65 trillion of US government revenue, and FICA, Social Security, and Medicare taxes were the next largest source.

Half of that money is coming from personal income taxes, 2.65 trillion. And then the next largest source is coming from FICA taxes, social security taxes, and Medicare taxes.

In fiscal year 2025, personal income taxes accounted for $2.65 trillion of US government revenue, and FICA, Social Security, and Medicare taxes were the next largest source.

Half of that money is coming from personal income taxes, 2.65 trillion. And then the next largest source is coming from FICA taxes, social security taxes, and Medicare taxes.

In fiscal year 2025, the US government collected $5.23 trillion in taxes and spent $7 trillion, resulting in a $1.78 trillion deficit.

The government collected $5.23 trillion in taxes. But if you're taking a look, I mean, take a look at that. I don't know why they don't just write 5.23 trillion. Anyways, 5.23 trillion collected. ... The government collected $5.2 trillion, but they spent 7 trillion. And that's how we end up with a $1.78 trillion deficit.

In fiscal year 2025, the US government collected $5.23 trillion in taxes and spent $7 trillion, resulting in a $1.78 trillion deficit.

US government deficit in fiscal year 2024 was $1.83 trillion.

Now that's actually a little bit better than last year's deficit of 1.83 trillion.

US government deficit in fiscal year 2024 was $1.83 trillion.

Now that's actually a little bit better than last year's deficit of 1.83 trillion.

US government had a deficit of $1.78 trillion in fiscal year 2025.

So for 20 fiscal year 2025, the US government over spent by 1.78 trillion.

US government had a deficit of $1.78 trillion in fiscal year 2025.

So for 20 fiscal year 2025, the US government over spent by 1.78 trillion.

US government added $1 trillion to its debt in approximately 2.5 months.

They added $1 trillion of debt in just two and a half months.

US government added $1 trillion to its debt in approximately 2.5 months.

They added $1 trillion of debt in just two and a half months.

US federal government debt exceeded $38 trillion.

The federal government is now in debt by over 38 trillion.

US federal government debt exceeded $38 trillion.

The federal government is now in debt by over 38 trillion.

There is a 97.8% probability of the Federal Reserve cutting interest rates on October 29th.

According to the CME Fed Watch tool, there's a 97.8% chance that the Federal Reserve will cut interest rates on October 29th.

There is a 97.8% probability of the Federal Reserve cutting interest rates on October 29th.

According to the CME Fed Watch tool, there's a 97.8% chance that the Federal Reserve will cut interest rates on October 29th.

The Federal Reserve will cut interest rates by 0.25% in October and another 0.25% in December, bringing the Fed funds rate to 3.75%.

And then they're going to cut interest rates again by another 0.25% 25% in December, bringing the Fed funds interest rate down from the current 4.2.5% to the projected 3.75%.

The Federal Reserve will cut interest rates by 0.25% in October and another 0.25% in December, bringing the Fed funds rate to 3.75%.

And then they're going to cut interest rates again by another 0.25% 25% in December, bringing the Fed funds interest rate down from the current 4.2.5% to the projected 3.75%.

The labor market ratio is below one and trending downwards, indicating a worsening recessionary environment.

we are now below one. And take a look at the chart. We are trending downward.

The labor market ratio is below one and trending downwards, indicating a worsening recessionary environment.

we are now below one. And take a look at the chart. We are trending downward.

A ratio below one job opening per unemployed worker signifies a recessionary labor market environment with significant slack.

when you're below one that's considered to have a lot of slack and a recessionary environment.

A ratio below one job opening per unemployed worker signifies a recessionary labor market environment with significant slack.

when you're below one that's considered to have a lot of slack and a recessionary environment.

The labor market has shifted to an employer's market, with fewer than one job opening per unemployed worker.

There's now less than one job opening for every unemployed worker.

The labor market has shifted to an employer's market, with fewer than one job opening per unemployed worker.

There's now less than one job opening for every unemployed worker.

A Maris poll indicates that 38% of the public blames Republicans for the government shutdown, 27% blame Democrats, 31% blame both, and 4% blame neither.

Maris poll shows that 27% of the people blame the Democrats, 38% blame the Republicans, 31% blame both parties, and 4% say that they don't blame either party.

A Maris poll indicates that 38% of the public blames Republicans for the government shutdown, 27% blame Democrats, 31% blame both, and 4% blame neither.

Maris poll shows that 27% of the people blame the Democrats, 38% blame the Republicans, 31% blame both parties, and 4% say that they don't blame either party.

The US government's debt is predicted to never be paid back and will continue to grow by an additional $2 trillion annually.

Chad says that it would never be paid back. I mean, it even bolded the never so that we don't miss it. Chad says that the debt would actually grow larger every year. Each year, instead of paying anything down, the government adds another 2 trillion in new debt.

The US government's debt is predicted to never be paid back and will continue to grow by an additional $2 trillion annually.

The speaker predicts the US dollar will devalue against real assets, leading to a loss of purchasing power.

you believe that the US dollar will devalue not relative to other currencies, but rather devalue against real assets. In other words, you believe that each US dollar is going to lose purchasing power.

The speaker predicts the US dollar will devalue against real assets, leading to a loss of purchasing power.

Following a potential resolution, a similar government funding battle is likely to occur again in seven weeks.

the politicians, they're probably going to have the same this same exact battle in seven weeks.

Following a potential resolution, a similar government funding battle is likely to occur again in seven weeks.

the politicians, they're probably going to have the same this same exact battle in seven weeks.

The speaker believes the concern about AI eliminating jobs is understated, not overblown.

this whole concern of AI eliminating many jobs in the future is not overblown in my opinion. Rather, it's understated.

The speaker believes the concern about AI eliminating jobs is understated, not overblown.

this whole concern of AI eliminating many jobs in the future is not overblown in my opinion. Rather, it's understated.

The duration of the current government shutdown is uncertain, with possibilities ranging from a few days to an extended period.

it can vary greatly. Maybe it'll last a few days and maybe it's going to get resolved next week or maybe it's going to drag out for quite some time.

The duration of the current government shutdown is uncertain, with possibilities ranging from a few days to an extended period.

it can vary greatly. Maybe it'll last a few days and maybe it's going to get resolved next week or maybe it's going to drag out for quite some time.

Artificial intelligence is predicted to eliminate a significant number of jobs in the coming years.

I believe that yes AI is going to eliminate a large quantity of jobs in the years ahead.

Artificial intelligence is predicted to eliminate a significant number of jobs in the coming years.

I believe that yes AI is going to eliminate a large quantity of jobs in the years ahead.

Historically, US government shutdowns have averaged around eight days in length over the past 50 years.

In the past 50 years, the average shutdown lasts about eight days.

Historically, US government shutdowns have averaged around eight days in length over the past 50 years.

In the past 50 years, the average shutdown lasts about eight days.

Alternative inflation calculation methods like Shadow Stats and true living cost measurements indicate that real-life expenses are rising faster than the government's reported inflation rate.

When you look at other straightforward ways of calculating inflation, like if you're going to look at shadow stats or even use the true living cost measurement, it shows you that real life expenses are rising much faster than the government's reported rate of inflation.

Alternative inflation calculation methods like Shadow Stats and true living cost measurements indicate that real-life expenses are rising faster than the government's reported inflation rate.

The GDX ETF (Gold Mining Stocks) has increased by 133% year-to-date in 2025.

Because the ETF for gold mining stocks, if you look at the GDX, has already gone up by 133% year-to dates in 2025.

The GDX ETF (Gold Mining Stocks) has increased by 133% year-to-date in 2025.

Because the ETF for gold mining stocks, if you look at the GDX, has already gone up by 133% year-to dates in 2025.

The US economy is predicted to have a minimal impact from the government shutdown, as furloughed employees will receive back pay and government spending will continue.

A shutdown's going to have minimal impact on the US economy. Employee, just think about it, because employees are going to get back paid. The government's going to spend what they would have spent. So again, minimal impact.

The US economy is predicted to have a minimal impact from the government shutdown, as furloughed employees will receive back pay and government spending will continue.

Falling voluntary survey response rates for the CPI are leading to a deterioration of data quality, as lower response rates are associated with lower precision.

So it says the surveys are generally voluntary and have been exhibiting a downward trend in the number of responses. Survey response rates are important for precision. Higher response rates are typically associated with data of higher quality, which means that lower response rates are typically associated with data of lower quality. And as you can see over the years, response rates have been falling, which means that the data quality has been deteriorating over the years.

Falling voluntary survey response rates for the CPI are leading to a deterioration of data quality, as lower response rates are associated with lower precision.

The speaker contemplates the profit potential if gold reaches $5,000 or $6,000 per ounce.

But imagine if gold goes up to 5,000 an ounce or even 6,000 an ounce.

The speaker contemplates the profit potential if gold reaches $5,000 or $6,000 per ounce.

But imagine if gold goes up to 5,000 an ounce or even 6,000 an ounce.

Members of Congress (Senators and Representatives) will continue to receive their salaries during the government shutdown, as per the Constitution.

Members of Congress, so our senators, our politicians in the House of Representatives, they're still going to collect their paychecks during the shutdown, which is mandated under Article 1, Section Six of the Constitution.

Members of Congress (Senators and Representatives) will continue to receive their salaries during the government shutdown, as per the Constitution.

Concerns have arisen about the reliability of federally produced data, including the CPI, due to its methodology and falling survey response rates, leading to lower data quality.

Questions have recently arisen surrounding the reliability and usefulness of certain federally produced data including the consumer price index the CPI and these concerns arise from the CPI methodology. Another concern which is listed on page two of the report says that survey response rates for the CPI are falling which is leading to a lower quality of data.

Concerns have arisen about the reliability of federally produced data, including the CPI, due to its methodology and falling survey response rates, leading to lower data quality.

If gold is $2,000/ounce and mining costs are $1,500/ounce, profit is $500/ounce. If gold doubles to $4,000/ounce, profit increases to $2,500/ounce (a fivefold increase).

Let's just say that gold is at $2,000 an ounce, okay? And let's say that the cost to mine for gold... all the expenses, let's just say it cost a company $1,500 to pull an ounce of gold out of the ground. ... But if you sell it for $4,000 an ounce and it costs $1,500 an ounce, then that's a profit of $2,500.

If gold is $2,000/ounce and mining costs are $1,500/ounce, profit is $500/ounce. If gold doubles to $4,000/ounce, profit increases to $2,500/ounce (a fivefold increase).

Federal employees furloughed due to the shutdown will receive retroactive back pay once the government reopens, as mandated by the government employee fair treatment act.

these federal employees, they're still going to be paid retroactively. It's basically back pay once the shutdown is over because of the government employee fair treatment act.

Federal employees furloughed due to the shutdown will receive retroactive back pay once the government reopens, as mandated by the government employee fair treatment act.

these federal employees, they're still going to be paid retroactively. It's basically back pay once the shutdown is over because of the government employee fair treatment act.

Bitcoin has recently reached new record highs.

That's why Bitcoin has recently hit new record highs.

Bitcoin has recently reached new record highs.

That's why Bitcoin has recently hit new record highs.

Approximately 750,000 federal employees are expected to be furloughed during the government shutdown.

officials are saying that about 750,000 federal employees will be furled during the shutdown.

Approximately 750,000 federal employees are expected to be furloughed during the government shutdown.

officials are saying that about 750,000 federal employees will be furled during the shutdown.

If the Federal Reserve cuts rates in both October and December, the Fed Funds rate will drop to 3.75% from 4.25%.

If the Federal Reserve cuts interest rates in October and in December, then the Fed funds interest rates going to fall from the current 4.25% to 3.75%.

If the Federal Reserve cuts rates in both October and December, the Fed Funds rate will drop to 3.75% from 4.25%.

If the Federal Reserve cuts interest rates in October and in December, then the Fed funds interest rates going to fall from the current 4.25% to 3.75%.

The CPI methodology can claim that the price of smartphones has not increased over 5 years, despite a price hike from $400 to $800, by attributing the difference to quality improvements.

So, for example, if your smartphone, let's just say that it costs $800 this year, okay? But 5 years ago, it was $400 for a cell phone, right? The CPI method can effectively say that the price of cell phones have not gone up in the past 5 years because the cell phones today are better than they were before.

The CPI methodology can claim that the price of smartphones has not increased over 5 years, despite a price hike from $400 to $800, by attributing the difference to quality improvements.

Silver prices are predicted to soar to record highs.

That's why silver has been soaring to record highs.

Silver prices are predicted to soar to record highs.

That's why silver has been soaring to record highs.

A US government shutdown is likely to weaken the US dollar, which will be beneficial for commodities, including gold and silver.

It's common that a US government shutdown weakens the US dollar... if the dollar weakens even further because of this, that's going to be good for commodities, that's going to be good for gold and also for silver.

A US government shutdown is likely to weaken the US dollar, which will be beneficial for commodities, including gold and silver.

Gold has recently reached a record high price of $4,000 per ounce.

That's why gold has recently hit a record high of $4,000 an ounce.

Gold has recently reached a record high price of $4,000 per ounce.

That's why gold has recently hit a record high of $4,000 an ounce.

There is an 86.3% probability of a Federal Reserve interest rate cut at the December 10th meeting.

there's an 86.3% chance that the Federal Reserve is going to cut interest rates at that December meeting as well.

There is an 86.3% probability of a Federal Reserve interest rate cut at the December 10th meeting.

there's an 86.3% chance that the Federal Reserve is going to cut interest rates at that December meeting as well.

The Federal Reserve is cutting interest rates to stimulate the economy and revive the labor market through easier monetary policy, in response to the worsening labor market conditions.

And this is why the Federal Reserve is cutting interest rates. They're looking at this and they're trying to revive the economy. They're trying to revive the labor market with an easier monetary policy.

The Federal Reserve is cutting interest rates to stimulate the economy and revive the labor market through easier monetary policy, in response to the worsening labor market conditions.

Gold price is predicted to be around $4,000 per troy ounce, a significant increase from $380 thirty years prior.

I just want to show you this chart of the price of gold. It's around $4,000 a troy ounce right now. 30 years ago, 1 ounce of gold was at $380.

Gold price is predicted to be around $4,000 per troy ounce, a significant increase from $380 thirty years prior.

I just want to show you this chart of the price of gold. It's around $4,000 a troy ounce right now. 30 years ago, 1 ounce of gold was at $380.

The substitution effect used in CPI calculations will always understate the true rate of inflation.

And then there's the substitution effect. ... the substitution effect is always going to understate the true rate of inflation.

The substitution effect used in CPI calculations will always understate the true rate of inflation.

And then there's the substitution effect. ... the substitution effect is always going to understate the true rate of inflation.

A 0.25% interest rate cut by the Federal Reserve would result in a Fed Funds rate of 4.0%.

which would bring the Fed funds rate down to 4.0%.

A 0.25% interest rate cut by the Federal Reserve would result in a Fed Funds rate of 4.0%.

which would bring the Fed funds rate down to 4.0%.

The labor market has significantly worsened, with fewer than one job opening for every unemployed worker, indicating an employer's market. This is worse than pre-pandemic conditions and below the normal range of 1-1.5 openings per unemployed worker, suggesting a recessionary environment.

As you can see, those days are long gone and the situation is getting worse. But now look at how the situation has changed. There's now less than one job opening for every unemployed worker. It's clearly an employer's market and the situation is worse than right before the pandemic. Now, I want to help you understand and interpret the situation better. 1 to 1.5 is considered a normal and balanced labor market. For the past 25 years, we've actually been below that range for a while because I mean, think about what happened. We had the.com bubble that burst and then the labor market was recovering and then bam, the GFC happened with the housing market crash and then we're recovering from that and getting back up there to normal and then the pandemic happened. So one to 1.5 is considered normal. Above 1.5 is considered a tight labor market where it's hard to get workers. And then when you're below one that's considered to have a lot of slack and a recessionary environment. And as you can see, we are now below one. And take a look at the chart. We are trending downward.

Historical data suggests government shutdowns have minimal impact on the stock market.

The stats show that a government shutdown does not have a big impact on the stock markets.

Historical data suggests government shutdowns have minimal impact on the stock market.

The stats show that a government shutdown does not have a big impact on the stock markets.

The CPI inflation data collection methodology is flawed because it does not reveal specific price quotes from retailers, making the numbers unauditable.

So the first issue is sampling. The government collects price data from retailers and establishments from 75 urban areas and the government does not reveal the actual price quotes from the specific stores or the providers. So in other words, we just have to take their word for it and their numbers are not auditable.

The CPI inflation data collection methodology is flawed because it does not reveal specific price quotes from retailers, making the numbers unauditable.

There is a 96.2% probability of a Federal Reserve interest rate cut at the October 29th meeting.

there's a 96.2% chance that the Federal Reserve will cut interest rates at this upcoming meeting

There is a 96.2% probability of a Federal Reserve interest rate cut at the October 29th meeting.

there's a 96.2% chance that the Federal Reserve will cut interest rates at this upcoming meeting

Social Security beneficiaries will still receive their 2026 cost of living adjustments on time, despite potential delays in announcement.

Beneficiaries are still going to get their cost of living adjustments on time for 2026.

Social Security beneficiaries will still receive their 2026 cost of living adjustments on time, despite potential delays in announcement.

Beneficiaries are still going to get their cost of living adjustments on time for 2026.

The CPI inflation report measures the change in the cost of maintaining the same standard of living, which is subjective and allows for manipulation.

The CPI inflation report measures the change in the cost of maintaining the same standard of living which is highly subjective which leaves a lot of wiggle room for manipulation.

The CPI inflation report measures the change in the cost of maintaining the same standard of living, which is subjective and allows for manipulation.

The CPI inflation report measures the change in the cost of maintaining the same standard of living which is highly subjective which leaves a lot of wiggle room for manipulation.

The Federal Reserve is likely to cut interest rates in October.

they're most likely going to cut interest rates this month as well.

The Federal Reserve is likely to cut interest rates in October.

they're most likely going to cut interest rates this month as well.

President Trump is likely to replace Federal Reserve Chair Jay Powell (whose term ends in May) with an individual who will pursue aggressive interest rate cuts.

So, I just want you to think about that because Jay Powell, who's the chair of the Federal Reserve, is going to end his term in May, right? And most likely what's going to happen, President Trump's most likely going to replace him with someone that's going to cut rates aggressively.

President Trump is likely to replace Federal Reserve Chair Jay Powell (whose term ends in May) with an individual who will pursue aggressive interest rate cuts.

The announcement of the Social Security cost of living adjustment, planned for October 15th, will be delayed if the inflation report is delayed due to the shutdown.

the government was planning on announcing the Social Security cost of living adjustment on October 15th, but that's another thing. If the inflation report is delayed, then the cost of living adjustment announcements going to be delayed as well.

The announcement of the Social Security cost of living adjustment, planned for October 15th, will be delayed if the inflation report is delayed due to the shutdown.

The government's reported inflation rate impacts cost of living adjustments for social security, federal retirement, VA benefits, tax code (deductions, brackets, retirement limits, EITC), wages, union contracts, and minimum wage laws.

And we're talking about the adjustments for the standard deduction, the tax brackets, the retirement plan contribution limits, EITC, etc. It also affects wages and labor contracts especially for union contracts and it affects minimum wage laws in many cities and jurisdictions.

The Federal Reserve is widely expected to continue cutting interest rates throughout 2026.

And I just want you to know that's a big deal because it is widely expected that the Federal Reserve is just going to continue to cut interest rates in 2026.

The Federal Reserve is widely expected to continue cutting interest rates throughout 2026.

And I just want you to know that's a big deal because it is widely expected that the Federal Reserve is just going to continue to cut interest rates in 2026.

If the government shutdown continues, the Federal Reserve may have to make interest rate decisions without crucial economic data.

if this thing drags out, then they're not going to produce the reports and the Federal Reserve is going to have to make their decisions just in the dark.

If the government shutdown continues, the Federal Reserve may have to make interest rate decisions without crucial economic data.

if this thing drags out, then they're not going to produce the reports and the Federal Reserve is going to have to make their decisions just in the dark.

There is an 86.3% chance of another interest rate cut by the Federal Reserve on December 10th. If both October and December cuts occur, the Fed Funds rate will drop from 4.25% to 3.75%.

Now, the meeting after October 29th, it's going to take place on December 10th, and there's an 86.3% chance that the Federal Reserve is going to cut interest rates at that December meeting as well. So, if the Federal Reserve cuts interest rates in October and in December, then the Fed funds interest rates going to fall from the current 4.25% to 3.75%.

There is an 86.3% chance of another interest rate cut by the Federal Reserve on December 10th. If both October and December cuts occur, the Fed Funds rate will drop from 4.25% to 3.75%.

The next Federal Reserve meeting is scheduled for October 29th.

the next Federal Reserve meeting is going to take place on October 29th.

The next Federal Reserve meeting is scheduled for October 29th.

the next Federal Reserve meeting is going to take place on October 29th.

The Federal Reserve's interest rate decisions are reliant on the jobs and inflation reports, which are currently delayed due to the government shutdown.

the Federal Reserve is, you have to remember, they're being data dependent and making their interest rate decisions based on the jobs reports and the inflation reports.

The Federal Reserve's interest rate decisions are reliant on the jobs and inflation reports, which are currently delayed due to the government shutdown.

the Federal Reserve is, you have to remember, they're being data dependent and making their interest rate decisions based on the jobs reports and the inflation reports.

There is a 96.2% probability that the Federal Reserve will cut interest rates by 0.25% at their October 29th meeting, lowering the Fed Funds rate to 4.0%. This is a positive indicator for investors in stocks, precious metals, and crypto, as easier monetary policy is expected to boost asset prices.

So, they cut interest rates in September and they're most likely going to cut interest rates this month as well. So, I want to show you the odds of that happening. Now, if you're if you're an investor in the stock markets or precious metals or crypto, then you're going to like these odds because rate cuts means that an easier monetary policy is coming and that's going to boost asset prices. So, take a look at this. This is according to the CM Fed watch tool. The next Federal Reserve meeting is going to be on October 29th. Right now, there's a 96.2% chance that the Federal Reserve will cut interest rates at this upcoming meeting, and there's a 3.8% chance that they're not going to cut rates. Okay. Right now, the Federal Funds interest rates at 4.25%. They're expected to cut the interest rates this month by 0.25%, which would bring the Fed funds rate down to 4.0%.

The CPI inflation report, scheduled for October 15th, is at risk of being delayed due to the government shutdown.

the CPI inflation report was scheduled to be released on October 15th, but this one too. So this report is also in jeopardy of being delayed.

The CPI inflation report, scheduled for October 15th, is at risk of being delayed due to the government shutdown.

the CPI inflation report was scheduled to be released on October 15th, but this one too. So this report is also in jeopardy of being delayed.

The jobs report will be delayed due to the government shutdown.

the jobs reports is going to be delayed.

The jobs report will be delayed due to the government shutdown.

the jobs reports is going to be delayed.

Due to significant job losses in the private sector (32,000 in September, the largest decline in 2.5 years) and the government shutdown impacting official reports, the Federal Reserve is expected to continue cutting interest rates. They cut rates in September and are highly likely to cut again in October and December.

The official jobs report by the government was supposed to be released on Friday, October 3rd. However, because the politicians could not agree on a government funding bill on time, the federal government has shut down. And consequently, the Bureau of Labor Statistics did not release the reports. Therefore, people have been relying on the ADP jobs reports, which at least gives us insights into the labor market situation in the private sector. And for the month of September, the ADP report shows that the private sector lost 32,000 jobs. This was the biggest decline in 2 and 1/2 years.

The Federal Reserve is expected to cut interest rates again in October, following a cut in September.

So, they cut interest rates in September and they're most likely going to cut interest rates this month as well.

The Federal Reserve is expected to cut interest rates again in October, following a cut in September.

So, they cut interest rates in September and they're most likely going to cut interest rates this month as well.

The government shutdown and the resulting delay in the official jobs report, coupled with negative ADP jobs report data for September (loss of 32,000 jobs), is forcing the Federal Reserve to continue cutting interest rates.

Expect accelerating inflation, rising asset prices, and a faster trend of de-dollarization.

And that means accelerating inflation, a boost to asset prices, and a quickening of the ddollarization process.

Expect accelerating inflation, rising asset prices, and a faster trend of de-dollarization.

And that means accelerating inflation, a boost to asset prices, and a quickening of the ddollarization process.

With Trump influencing the Federal Reserve, expect an increased pace of interest rate cuts and quantitative easing.

But with Trump calling the shots at the Federal Reserve, they're going to kick it up a few notches. They're going to kick it up on the interest rate cuts and also the quantitative easing.

With Trump influencing the Federal Reserve, expect an increased pace of interest rate cuts and quantitative easing.

But with Trump calling the shots at the Federal Reserve, they're going to kick it up a few notches. They're going to kick it up on the interest rate cuts and also the quantitative easing.

Steven Moran requested a 0.5% interest rate cut at the September 17th meeting.

He was requesting a rate cuts of 0.5%.

Steven Moran requested a 0.5% interest rate cut at the September 17th meeting.

He was requesting a rate cuts of 0.5%.

The Federal Reserve cut interest rates by 0.25%, from 4.5% to 4.25% on September 17th.

So, they did cut it, I mean, it was by 0.25%. They cut it from 4.5% to 4.25%.

The Federal Reserve cut interest rates by 0.25%, from 4.5% to 4.25% on September 17th.

So, they did cut it, I mean, it was by 0.25%. They cut it from 4.5% to 4.25%.

Investors should capitalize on market corrections or crashes by buying dips, as continuous money printing is expected to drive asset prices up.

If there's a correction or a crash, just take advantage. Buy the dip because it's a rigged game. They're going to keep on printing trillions of dollars and everything's going to continue to go up.

Investors should capitalize on market corrections or crashes by buying dips, as continuous money printing is expected to drive asset prices up.

If there's a correction or a crash, just take advantage. Buy the dip because it's a rigged game. They're going to keep on printing trillions of dollars and everything's going to continue to go up.

Increased money printing will lead to a devaluation of the dollar, requiring more dollars to purchase essential goods, assets like gold and housing.

As more money is printed, it's just going to take more devalued dollars to buy an ounce of gold. And it's not just gold, you know, as they print trillions of more dollars, it's going to take more dollars to buy everything from food to electricity, precious metal, housing, you name it.

Increased money printing will lead to a devaluation of the dollar, requiring more dollars to purchase essential goods, assets like gold and housing.

Gold is predicted to thrive due to combined factors of interest rate cuts and record-high money supply.

I believe that gold will continue to thrive in this environment because not only are they cutting interest rates, but the money supply is at record highs.

Gold is predicted to thrive due to combined factors of interest rate cuts and record-high money supply.

I believe that gold will continue to thrive in this environment because not only are they cutting interest rates, but the money supply is at record highs.

Accelerating inflation is a consequence of the Federal Reserve's accelerated monetary policy.

And that means accelerating inflation, a boost to asset prices, and a quickening of the ddollarization process.

Accelerating inflation is a consequence of the Federal Reserve's accelerated monetary policy.

And that means accelerating inflation, a boost to asset prices, and a quickening of the ddollarization process.

Under Trump's influence, Federal Reserve interest rate cuts and quantitative easing will accelerate.

But with Trump calling the shots at the Federal Reserve, they're going to kick it up a few notches. ... They're going to kick it up on the interest rate cuts and also the quantitative easing.

Under Trump's influence, Federal Reserve interest rate cuts and quantitative easing will accelerate.

But with Trump calling the shots at the Federal Reserve, they're going to kick it up a few notches. ... They're going to kick it up on the interest rate cuts and also the quantitative easing.

Gold is expected to perform well due to upcoming and projected Federal Reserve interest rate cuts.

Interest rate cuts are good for gold and the Federal Reserve is projecting more rate cuts to come and very soon.

Gold is expected to perform well due to upcoming and projected Federal Reserve interest rate cuts.

Interest rate cuts are good for gold and the Federal Reserve is projecting more rate cuts to come and very soon.

Federal Reserve to aggressively cut interest rates in 2026.

It means that most likely the Federal Reserve will aggressively cut interest rates next year.

Federal Reserve to aggressively cut interest rates in 2026.

It means that most likely the Federal Reserve will aggressively cut interest rates next year.

A weakening US dollar is predicted to be a significant positive factor for gold, silver, and Bitcoin.

The dollar weakens, then that's going to be a big tailwind for gold, silver, and Bitcoin.

A weakening US dollar is predicted to be a significant positive factor for gold, silver, and Bitcoin.

The dollar weakens, then that's going to be a big tailwind for gold, silver, and Bitcoin.

J. Powell's term as Federal Reserve Chair expires in May 2026, and Trump is expected to appoint a successor who will follow his directives.

J. Powell, who's the chair of the Federal Reserve, is going to have his chair position expiring in May of 2026, which is not too far away. And of course, President Trump's going to select someone to swap him out that's going to do his bidding.

J. Powell's term as Federal Reserve Chair expires in May 2026, and Trump is expected to appoint a successor who will follow his directives.

The US dollar experienced its worst first half of the year in over five decades.

The US dollar has had its worst first half of the year in more than 50 years.

The US dollar experienced its worst first half of the year in over five decades.

The US dollar has had its worst first half of the year in more than 50 years.

A 20% or greater market decline would trigger the Federal Reserve to inject trillions of dollars, leading to a rapid V-shaped recovery.

If the market were to go down 20% or more, then the Federal Reserve would be forced to rescue the stock market by printing trillions of dollars and it would be a quick V-shaped recovery.

A 20% or greater market decline would trigger the Federal Reserve to inject trillions of dollars, leading to a rapid V-shaped recovery.

If the market were to go down 20% or more, then the Federal Reserve would be forced to rescue the stock market by printing trillions of dollars and it would be a quick V-shaped recovery.

By mid-March, there's a 72.7% chance of the stock market increasing by an average of 3.4% or a median of 5.5%.

By mid-March, there's a 72.7% chance that the stock market's going to be up. On average, it goes up by 3.4%. The median return is 5.5%.

By mid-March, there's a 72.7% chance of the stock market increasing by an average of 3.4% or a median of 5.5%.

By mid-March, there's a 72.7% chance that the stock market's going to be up. On average, it goes up by 3.4%. The median return is 5.5%.

Historically, the stock market has seen minimal gains of 0.1% on average and 0.4% median one month after Fed rate cuts.

On average, one month after the cuts, the market goes up by a measly 0.1%. The median is 0.4%.

Historically, the stock market has seen minimal gains of 0.1% on average and 0.4% median one month after Fed rate cuts.

On average, one month after the cuts, the market goes up by a measly 0.1%. The median is 0.4%.

The Federal Reserve is projected to cut interest rates at both its October and December meetings in 2025.

In the Fed's newest projection, they expect to cut interest rates again at both of those meetings in October and in December.

The Federal Reserve is projected to cut interest rates at both its October and December meetings in 2025.

In the Fed's newest projection, they expect to cut interest rates again at both of those meetings in October and in December.

Inflation is expected to surge as a result of easier monetary policy.

there's going to be more inflation. Inflation is going to surge.

Inflation is expected to surge as a result of easier monetary policy.

there's going to be more inflation. Inflation is going to surge.

Multiple interest rate cuts are anticipated within the next 3 to 6 months.

over the next 3 to 6 months we could see multiple cuts coming in.

Multiple interest rate cuts are anticipated within the next 3 to 6 months.

over the next 3 to 6 months we could see multiple cuts coming in.

Foreign central banks now hold more gold than US treasuries, a trend not seen since 1996.

For the first time since 1996, foreign central banks now hold more gold than US treasuries.

Foreign central banks now hold more gold than US treasuries, a trend not seen since 1996.

For the first time since 1996, foreign central banks now hold more gold than US treasuries.

Interest rates should be cut at the upcoming meeting.

I think we should be cutting at the next meeting.

Interest rates should be cut at the upcoming meeting.

I think we should be cutting at the next meeting.

Multiple interest rate cuts are expected, not just a single one.

there's going to be more rate cuts to come. Like this is not just a oneanddone thing.

Multiple interest rate cuts are expected, not just a single one.

there's going to be more rate cuts to come. Like this is not just a oneanddone thing.

Wealth inequality is predicted to worsen considerably.

Wealth inequality is going to get worse. Again, that one's like much worse.

Wealth inequality is predicted to worsen considerably.

Wealth inequality is going to get worse. Again, that one's like much worse.

Inflation is predicted to significantly worsen.

Inflation's going to get worse, like much worse.

Inflation is predicted to significantly worsen.

Inflation's going to get worse, like much worse.

Countries like India, China, and Russia are expected to increase gold purchases as a response to US asset freezing and confiscation policies, leading to a shift away from US treasuries.

So you know what I mean? You know where this is going. It's going to be you play under our terms otherwise we're going to freeze your assets and your accounts. We're going to confiscate everything. And the natural response by India, China, Russia and the entire world is to buy gold instead of US treasuries.

Countries like India, China, and Russia are expected to increase gold purchases as a response to US asset freezing and confiscation policies, leading to a shift away from US treasuries.

The speaker predicts a 0.25% interest rate cut.

I would expect them to cut interest rates by 0.25%.

The speaker predicts a 0.25% interest rate cut.

I would expect them to cut interest rates by 0.25%.

A gold revaluation is anticipated in 2026.

And they're most likely getting they're getting ready for a gold revaluation in 2026.

A gold revaluation is anticipated in 2026.

And they're most likely getting they're getting ready for a gold revaluation in 2026.

There is a 100% probability of an interest rate cut in September.

there's now a 100% chance of a rate cut in September.

There is a 100% probability of an interest rate cut in September.

there's now a 100% chance of a rate cut in September.

The Federal Reserve is expected to cut interest rates at their September 17th meeting.

the Federal Reserve is expected to cut interest rates at their next meeting, which is going to take place on September 17th

The Federal Reserve is expected to cut interest rates at their September 17th meeting.

the Federal Reserve is expected to cut interest rates at their next meeting, which is going to take place on September 17th

More than two interest rate cuts are expected in 2025, with further rate cuts anticipated in 2026, contrary to some predictions of only two for the year.

And I'm telling you that's not going to be the last of it. It's not going to be the last of rate cuts. There's going to be many more to come. So the majority of people believe that there's going to be two rate cuts this year. So there's three more Fed meetings left for 2025. But if I had to guess, I would expect higher inflation prints. So maybe we're just going to get one interest rate cut this year. But regardless, there's going to be more rate cuts in 2026.

More than two interest rate cuts are expected in 2025, with further rate cuts anticipated in 2026, contrary to some predictions of only two for the year.

The Federal Reserve will cut interest rates more quickly due to weakening labor markets.

the Federal Reserve is going to have to cut interest rates more quickly in order to rescue the labor markets.

The Federal Reserve will cut interest rates more quickly due to weakening labor markets.

the Federal Reserve is going to have to cut interest rates more quickly in order to rescue the labor markets.

The government reports a 2.7% inflation rate to justify a 2.7% pay raise for Social Security recipients.

So, what does the government do? They say that the rate of inflation is at 2.7% so they only have to give a 2.7% pay raise.

The government reports a 2.7% inflation rate to justify a 2.7% pay raise for Social Security recipients.

So, what does the government do? They say that the rate of inflation is at 2.7% so they only have to give a 2.7% pay raise.

Kevin Warsh has been inactive in the Federal Reserve for over a decade.

However, I'll tell you that I don't know about Worsh because although he's been a part of the Federal Reserve in the past, he's kind of been doing nothing for the past 10 plus years.

Kevin Warsh has been inactive in the Federal Reserve for over a decade.

However, I'll tell you that I don't know about Worsh because although he's been a part of the Federal Reserve in the past, he's kind of been doing nothing for the past 10 plus years.

If Christopher Waller's proposed 1% interest rate cut is implemented, rates would fall to 2.75%.

And that means that he would want to take it down to 2.75%.

If Christopher Waller's proposed 1% interest rate cut is implemented, rates would fall to 2.75%.

And that means that he would want to take it down to 2.75%.

Christopher Waller believes interest rates should be lowered by 1%.

Christopher Waller, who's already a Federal Reserve governor, and he's saying that interest rates should be lower by a full 1%.

Christopher Waller believes interest rates should be lowered by 1%.

Christopher Waller, who's already a Federal Reserve governor, and he's saying that interest rates should be lower by a full 1%.

The Federal Reserve anticipates inflation to cool and not be a problem in the coming months and going forward.

Another thing is that the Federal Reserve is saying that they're confident that inflation is going to cool in the upcoming months and they're saying that inflation should not be a problem going forward.

The Federal Reserve anticipates inflation to cool and not be a problem in the coming months and going forward.

Jay Powell expects inflation elevated by tariffs in 2025 to improve in 2026.

Powell says the tariff inflation is most likely to be, and I quote, a one-time price increase. So in other words, Paul is saying that the rate of inflation has been elevated in 2025 by tariffs, but he expects things to get better in 2026.

Jay Powell expects inflation elevated by tariffs in 2025 to improve in 2026.

The probability of the Federal Reserve cutting interest rates at the January 2026 meeting remained at 24.4% both before and after the release of the latest jobs report.

Before the release of this jobs report, there was a 24.4% chance that the Federal Reserve would cut interest rates at that January meeting. Now, after the release of the jobs report, the odds did not change. They stayed exactly the same... as of now, the odds still stand at a 24.4% chance of rate cuts at the January meeting.

The probability of the Federal Reserve cutting interest rates at the January 2026 meeting remained at 24.4% both before and after the release of the latest jobs report.

Telecommunications was the industry with the most job cuts in November 2025.

And at number one, the industry that's been hit the hardest in November has been telecommunications.

Telecommunications was the industry with the most job cuts in November 2025.

And at number one, the industry that's been hit the hardest in November has been telecommunications.

Artificial Intelligence was responsible for 6,280 job cuts in November 2025 and 54,694 job cuts for the entirety of 2025.

So AI which was cited for 6,280 job cuts in November. AI has been responsible for 54,694 job cuts this year in 2025.

Artificial Intelligence was responsible for 6,280 job cuts in November 2025 and 54,694 job cuts for the entirety of 2025.

So AI which was cited for 6,280 job cuts in November. AI has been responsible for 54,694 job cuts this year in 2025.

Total job cuts from January to November 2025 have increased by 54% compared to the same period in 2024, reaching over 1.17 million.

From January to November, job cuts are up by 54% year-over-year, which is stunning. From January 2025 through November of 2025, employers have announced 1,170,821 job cuts. Again, that's up by 54% compared to January through November of 2024.

Total job cuts from January to November 2025 have increased by 54% compared to the same period in 2024, reaching over 1.17 million.

The money supply is growing at an annualized rate of approximately 5%, but is expected to approach 6% due to the Federal Reserve reactivating money printing and Q4 interest rate cuts.

So, the money supply has been growing at an annualized rate of approximately 5% recently. But now, I mean, we have the situation where the money printers are turned back on and interest rate cuts have been happening in Q4 and there's going to be more money loaned into existence and we're going to be closer to 6% as of right now.

The money supply is growing at an annualized rate of approximately 5%, but is expected to approach 6% due to the Federal Reserve reactivating money printing and Q4 interest rate cuts.

A raise of over 6% is needed to achieve a true increase in purchasing power, assuming inflation remains constant.

if you're not getting a 6% raise, then you are accepting a pay cut. So I just want you to keep this in mind because when it comes time to negotiate your compensation, anything over 6%, a 6% raise would technically be considered a true raise.

A raise of over 6% is needed to achieve a true increase in purchasing power, assuming inflation remains constant.

In 2025, wages are growing slower than inflation (3.5% vs. 6%), resulting in real pay cuts for most Americans.

Wages are growing at a rate of 3.5%. And currently, the rate of inflation is around 6%. That means that wages are not keeping up with inflation. This means that most Americans continue to see pay cuts in 2025.

In 2025, wages are growing slower than inflation (3.5% vs. 6%), resulting in real pay cuts for most Americans.

The US unemployment rate has risen to 4.6%.

the rate of unemployment has now jumped up to 4.6%.

The US unemployment rate has risen to 4.6%.

the rate of unemployment has now jumped up to 4.6%.

The reported US job numbers for October and November 2025 are likely to be revised downward significantly, potentially by as much as 60,000 jobs per month, according to Jerome Powell.

Most likely they're going to be revised downward and most likely heavily. As a matter of fact, even Jerome Powell, who's the chair of the Federal Reserve, recently said that most likely these job figures are being drastically overstated. Powell said that he suspects that the job numbers are overstated by as much as 60,000 jobs per month.

The reported US job numbers for October and November 2025 are likely to be revised downward significantly, potentially by as much as 60,000 jobs per month, according to Jerome Powell.

The US labor market experienced a net loss of 41,000 jobs over October and November 2025, indicating continued weakening.

The US labor market lost 105,000 jobs in October and gained 64,000 jobs in November.

The US labor market experienced a net loss of 41,000 jobs over October and November 2025, indicating continued weakening.

The US labor market lost 105,000 jobs in October and gained 64,000 jobs in November.

Ernst & Young estimates that the government shutdown will reduce Q4 GDP by 0.8%, equating to approximately $55 billion in lost output.

A recent report by Ernston Young is saying that this shutdown will reduce Q4's GDP by 0.8%. And that's equivalent to approximately $55 billion in lost output.

Ernst & Young estimates that the government shutdown will reduce Q4 GDP by 0.8%, equating to approximately $55 billion in lost output.

A recent report by Ernston Young is saying that this shutdown will reduce Q4's GDP by 0.8%. And that's equivalent to approximately $55 billion in lost output.

If another government shutdown is threatened at the end of January, investors can expect a similar minimal impact on the stock market, based on past statistics.

So, I'm just saying this because if there's another threat of a government shutdown at the end of January, then well, at least if you go according to the stats, you can expect the same thing. Minimal impact. So don't let another possible shutdown scare, you know, rattle you out as an investor.

If another government shutdown is threatened at the end of January, investors can expect a similar minimal impact on the stock market, based on past statistics.

Government shutdowns have a minimal impact on the stock market, and the recent shutdown was no exception, with the reopening even boosting stocks.

Government shutdowns have minimal impact on the stock market and this time was no exception. So, there was no market scare. And as you witnessed, the news of the reopening of the government actually boosted stocks. So, the stock for I mean for the stock market, you saw for yourself, it was a nothing burger.

Government shutdowns have a minimal impact on the stock market, and the recent shutdown was no exception, with the reopening even boosting stocks.

The Federal Reserve is scheduled to hold a meeting on December 10th.

However, the Federal Reserve is going to have their meeting on December 10th, so there's going to be some time.

The Federal Reserve is scheduled to hold a meeting on December 10th.

However, the Federal Reserve is going to have their meeting on December 10th, so there's going to be some time.

The inflation report, originally scheduled for release this week, is expected to be delayed.

And the inflation report, I mean, that was supposed to be released this week, but it is expected to be delayed.

The inflation report, originally scheduled for release this week, is expected to be delayed.

And the inflation report, I mean, that was supposed to be released this week, but it is expected to be delayed.

Following the reopening of the government, the jobs report is expected to be produced within a few days.

Now, when the government reopens, they're saying that the government can produce the jobs report within a few days.

Following the reopening of the government, the jobs report is expected to be produced within a few days.

Now, when the government reopens, they're saying that the government can produce the jobs report within a few days.

Federal employees are legally entitled to receive back pay as soon as possible after a government shutdown ends, and it should not be added to their next regular paycheck.

By law, the federal government must issue back pay as soon as possible after the shutdown ends. So, the rule is that they're not supposed to wait around and then add that back pay to your next paycheck. No, that's not how it works. by law, they're supposed to pay it out as soon as possible.

Federal employees are legally entitled to receive back pay as soon as possible after a government shutdown ends, and it should not be added to their next regular paycheck.

Reimbursement for SNAP recipients who were short-changed in November will depend on individual states, as the program is state-administered.

When are SNAP recipients going to be made whole again for the recipients that got short changed in November? The answer is that it's it's all going to depend on your state because it is administered at the state level.

Reimbursement for SNAP recipients who were short-changed in November will depend on individual states, as the program is state-administered.

The speaker made a bet that the government shutdown would end by 60 days, and this prediction is currently looking solid.

So, I did make the bet that this fiasco would end by 60 days, which is looking pretty solid right now, to be honest.

The speaker made a bet that the government shutdown would end by 60 days, and this prediction is currently looking solid.

So, I did make the bet that this fiasco would end by 60 days, which is looking pretty solid right now, to be honest.

A potential government shutdown starting January 30th could be worse than the current one because it will not occur during peak travel season, removing a key motivator for resolution.

Now, I just want you to think about that because if they go through another government shutdown starting on January 30th, then it's not going to be during peak travel season and then well, if they don't have that motivator, then it could end up being worse than this one.

A potential government shutdown starting January 30th could be worse than the current one because it will not occur during peak travel season, removing a key motivator for resolution.

The primary motivator for politicians to resolve the government shutdown was the fear of backlash from flight delays and cancellations during Thanksgiving and December holiday travel, rather than concerns about SNAP benefits.

But this is the part of me being honest. The biggest priority or the biggest concern for the politicians, it wasn't the SNAP benefits, it was the flight delays and cancellations. Like, I'm sorry, but that is the truth. And with Thanksgiving travel right around the corner and then you have December holiday season, the politicians didn't want to deal with that backlash. That was the big that was their biggest fear and that was the primary motivator to reopen the governments.

There is a real possibility of another government shutdown around January 30th, approximately 2.5 months from the current date, due to renewed disagreements between Republicans and Democrats.

And then what do you think is going to happen when January 30th rolls around? The Republicans and Democrats are going to be butting heads again. And there then there's the real possibility of another government shutdown just 2 and 1/2 months from now.

There is a real possibility of another government shutdown around January 30th, approximately 2.5 months from the current date, due to renewed disagreements between Republicans and Democrats.

A vote on extending Obamacare subsidies is expected by the second week of December.

The deal was that they're going to take a vote on this by the second week of December.

A vote on extending Obamacare subsidies is expected by the second week of December.

The deal was that they're going to take a vote on this by the second week of December.

The government shutdown is predicted to be resolved once President Trump signs the funding bill after it passes the House.

Now, once the House of Representatives passes the government funding bill, then it's going to advance to President Trump. And President Trump has backed this bill. Therefore, once he receives it, he's going to sign it. And ultimately, the government shutdown has now been resolved.

The government shutdown is predicted to be resolved once President Trump signs the funding bill after it passes the House.

The government funding bill is expected to pass the House of Representatives, likely on Wednesday of the current week.

The bill is expected to be voted on sometime this week, most likely tomorrow on Wednesday, and it is expected to pass because they just need a simple majority in the House of Representatives to get it through.

The government funding bill is expected to pass the House of Representatives, likely on Wednesday of the current week.

Privatizing Fannie Mae and Freddie Mac could lead to higher mortgage interest rates due to the loss of government backing, which currently contributes to lower rates.

if they do that, there's going to be consequences under government control and the government's implicit guarantee. We get lower mortgage interest rates. But if those entities go private, then that backing is going to be gone and that could trigger higher mortgage interest rates.

Privatizing Fannie Mae and Freddie Mac could lead to higher mortgage interest rates due to the loss of government backing, which currently contributes to lower rates.

The US government is considering plans to privatize Fannie Mae and Freddie Mac.

the US government is exploring plans to release Fanny May and Freddy Mack from government control.

The US government is considering plans to privatize Fannie Mae and Freddie Mac.

the US government is exploring plans to release Fanny May and Freddy Mack from government control.

Mortgage interest rates are correlated with the 10-year Treasury yield.

mortgage interest rates are correlated to the 10-year yield

Mortgage interest rates are correlated with the 10-year Treasury yield.

mortgage interest rates are correlated to the 10-year yield

The Federal Reserve is expected to resume its interest rate cutting cycle soon, if not in September.

the Federal Reserve will resume their interest rate cutting cycle

5 months ago Incorrect

The Federal Reserve is expected to resume its interest rate cutting cycle soon, if not in September.

the Federal Reserve will resume their interest rate cutting cycle

As of August 14th, market expectations indicate a 7.5% chance the Federal Reserve will not cut interest rates in September.

the odds that the Federal Reserve will not cut interest rates in September have gone to 7.5%.

As of August 14th, market expectations indicate a 7.5% chance the Federal Reserve will not cut interest rates in September.

the odds that the Federal Reserve will not cut interest rates in September have gone to 7.5%.

As of August 14th, market expectations show a 92.5% chance of a 0.25% interest rate cut in September.

The odds of a 0.25% rate cut have gone to 92.5%.

As of August 14th, market expectations show a 92.5% chance of a 0.25% interest rate cut in September.

The odds of a 0.25% rate cut have gone to 92.5%.

The government's annual overspending is nearly $2 trillion.

the government overspends by almost $2 trillion a year.

The government's annual overspending is nearly $2 trillion.

the government overspends by almost $2 trillion a year.

President Trump's tariffs are currently being challenged in the Supreme Court, with oral arguments having taken place on November 5th.

President Trump's tariffs are being challenged in courts. It's gone to the Supreme Court and oral arguments have been heard on November 5th.

President Trump's tariffs are currently being challenged in the Supreme Court, with oral arguments having taken place on November 5th.

President Trump's tariffs are being challenged in courts. It's gone to the Supreme Court and oral arguments have been heard on November 5th.

The Federal Reserve is aggressively cutting interest rates, has halted quantitative tightening (QT), and is considering quantitative easing (QE).

they're cutting interest rates so aggressively and that's why they're they stopped the QT and now they're talking about starting the QE, the quantitative easing.

The Federal Reserve is aggressively cutting interest rates, has halted quantitative tightening (QT), and is considering quantitative easing (QE).

they're cutting interest rates so aggressively and that's why they're they stopped the QT and now they're talking about starting the QE, the quantitative easing.

The $2,000 stimulus check might be implemented in 2026 only if the recession worsens exponentially and it's deemed a last resort to save the economy.

The only way that I see this actually going through is if the recession worsens exponentially next year in 2026 and they have to save the economy with this being the last resort.

The $2,000 stimulus check might be implemented in 2026 only if the recession worsens exponentially and it's deemed a last resort to save the economy.

The only way that I see this actually going through is if the recession worsens exponentially next year in 2026 and they have to save the economy with this being the last resort.

The speaker predicts that distributing a $2,000 stimulus check to Americans will be very difficult to achieve through Congress.

getting this $2,000 stimulus check to Americans would be very challenging in Congress.

The speaker predicts that distributing a $2,000 stimulus check to Americans will be very difficult to achieve through Congress.

getting this $2,000 stimulus check to Americans would be very challenging in Congress.

To pass the stimulus check in the Senate with fewer than 60 votes, President Trump would need to utilize the reconciliation procedure, reducing the requirement to 50 votes.

if President Trump wanted to pass this in the Senate, then he would have to do the reconciliation procedure and that would lower the requirement down to 50 votes instead of 60.

To pass the stimulus check in the Senate with fewer than 60 votes, President Trump would need to utilize the reconciliation procedure, reducing the requirement to 50 votes.

if President Trump wanted to pass this in the Senate, then he would have to do the reconciliation procedure and that would lower the requirement down to 50 votes instead of 60.

A $2,000 stimulus check would require a simple majority in the House and 60 votes in the Senate to pass.

It would have to pass in the House of Representatives with a simple majority and then it would have to pass in the Senate with 60 votes.

A $2,000 stimulus check would require a simple majority in the House and 60 votes in the Senate to pass.

It would have to pass in the House of Representatives with a simple majority and then it would have to pass in the Senate with 60 votes.

For a $2,000 stimulus check to be issued, Congress would need to approve it, similar to the process during the pandemic.

if President Trump wanted to give a $2,000 stimulus check, then Congress would need to vote on it just like it did back during the pandemic.

For a $2,000 stimulus check to be issued, Congress would need to approve it, similar to the process during the pandemic.

if President Trump wanted to give a $2,000 stimulus check, then Congress would need to vote on it just like it did back during the pandemic.

The country lost 3,000 manufacturing jobs in the previous month.

the country lost 3,000 manufacturing jobs last month.

The country lost 3,000 manufacturing jobs in the previous month.

the country lost 3,000 manufacturing jobs last month.

The speaker believes that gold revaluation is the only potential method for paying down national debt.

The only way that they're going to pay down debt in my opinion would be with gold revaluation.

The speaker believes that gold revaluation is the only potential method for paying down national debt.

The only way that they're going to pay down debt in my opinion would be with gold revaluation.

The federal government's debt is expected to increase from its current level of $38.1 trillion.

the federal debt goes down from here from 38.1 trillion or if it goes up. But, I mean, I'm that's just a silly question because I guarantee you that the federal government's debt is just going to become larger.

The federal government's debt is expected to increase from its current level of $38.1 trillion.

The US government had a deficit of $1.78 trillion in fiscal year 2025.

For fiscal year 2025, the US government's overspent by 1.78 trillion. In other words, they had a $1.78 trillion deficit.

The US government had a deficit of $1.78 trillion in fiscal year 2025.

For fiscal year 2025, the US government's overspent by 1.78 trillion. In other words, they had a $1.78 trillion deficit.

As of November 9th, the US government's debt stood at $38.1 trillion, not $37 trillion.

As of November 9th, the government's debt is at 38.1 trillion, not 37.

As of November 9th, the US government's debt stood at $38.1 trillion, not $37 trillion.

As of November 9th, the government's debt is at 38.1 trillion, not 37.

The Federal Reserve is aggressively lowering interest rates and preparing to restart money printing, potentially as early as Q1 2026.

the Federal Reserve is right now aggressively lowering interest rates and they're getting ready to turn the money printers back on and they're saying as early as Q1 of 2026, which is right around the corner.

The Federal Reserve is aggressively lowering interest rates and preparing to restart money printing, potentially as early as Q1 2026.

The current inflation rate is approximately 6%.

But currently the true rate of inflation is closer to approximately 6%.

The current inflation rate is approximately 6%.

But currently the true rate of inflation is closer to approximately 6%.

Inflation is currently running high.

And right now, inflation is still running hot.

Inflation is currently running high.

And right now, inflation is still running hot.

President Trump is explicitly stating his intention to provide a $2,000 stimulus check to nearly all Americans, with the exception of high-income earners.

President Trump is explicitly saying that he's going to give a $2,000 stimulus check to almost all Americans, excluding the highincome earners.

President Trump is explicitly stating his intention to provide a $2,000 stimulus check to nearly all Americans, with the exception of high-income earners.

President Trump is explicitly saying that he's going to give a $2,000 stimulus check to almost all Americans, excluding the highincome earners.

A dividend of at least $2,000 per person (excluding high-income earners) will be paid to everyone.

A dividend of at least $2,000 a person, not including high-income people, will be paid to everyone.

A dividend of at least $2,000 per person (excluding high-income earners) will be paid to everyone.

A dividend of at least $2,000 a person, not including high-income people, will be paid to everyone.

President Trump has officially confirmed a promise of a $2,000 stimulus check for all Americans, funded by tariff revenue.

President Trump has officially confirmed and promised the $2,000 stimulus check to all Americans from the tariff revenue.

President Trump has officially confirmed a promise of a $2,000 stimulus check for all Americans, funded by tariff revenue.

President Trump has officially confirmed and promised the $2,000 stimulus check to all Americans from the tariff revenue.

The speaker does not expect affordable housing, a solid labor market, or a booming economy in 2026 based on current data and observations.

I just don't expect that for 2026. I'm looking at the situation. I'm looking at the data and honestly, I just don't see it.

The speaker does not expect affordable housing, a solid labor market, or a booming economy in 2026 based on current data and observations.

I just don't expect that for 2026. I'm looking at the situation. I'm looking at the data and honestly, I just don't see it.

The speaker believes the US is already in a recession, with the labor market performing worse than officially reported.

I believe that the labor market is worse than what the government has been reporting. I believe that we're already in a recession.

The speaker believes the US is already in a recession, with the labor market performing worse than officially reported.

I believe that the labor market is worse than what the government has been reporting. I believe that we're already in a recession.

The housing situation is expected to worsen, and purchasing a home now is advised.

So, listen, I'm telling you, if you can buy a home now, I would buy a home. Like, I'm telling you, the housing situation is just going to get worse.

The housing situation is expected to worsen, and purchasing a home now is advised.

So, listen, I'm telling you, if you can buy a home now, I would buy a home. Like, I'm telling you, the housing situation is just going to get worse.

A few-month window of opportunity to refinance or lock in mortgage rates is expected when they meaningfully drop and bottom out.

Listen, when mortgage interest rates drop meaningfully, that's going to be the best time. I mean, that's going to be your opportunity to refinance or to lock in your mortgage, your mortgage interest rate. So, you're going to have a window of time to capitalize on the situation. So, I expect that time, that window of time to be a few months. In other words, when mortgage interest rates bottom out.

A few-month window of opportunity to refinance or lock in mortgage rates is expected when they meaningfully drop and bottom out.

Mortgage interest rates are predicted to continue decreasing, with significant easing potentially occurring by Q4 of the following year.

It could be Q1, it could be Q3. I would be surprised if they make it to Q4 without heavy easing. Okay, but what does all this mean in plain English? It means that mortgage interest rates will continue going down.

Mortgage interest rates are predicted to continue decreasing, with significant easing potentially occurring by Q4 of the following year.

Revaluing gold to $15,000 per troy ounce is suggested as a logical step that would provide the US government with approximately $4 trillion.

So, word on the streets is that it would be most logical to revalue gold at $15,000 a troy ounce. So, that would give the government $4 trillion just free and clear.

Revaluing gold to $15,000 per troy ounce is suggested as a logical step that would provide the US government with approximately $4 trillion.

So, word on the streets is that it would be most logical to revalue gold at $15,000 a troy ounce. So, that would give the government $4 trillion just free and clear.

If President Trump revalues the US's gold reserves to market or higher prices, the Federal Reserve will be obligated to print and transfer the difference to the US Treasury.

So, if Trump revalues gold to market value or even a higher price, which he can, then the Federal Reserve is required to print money the difference and then give it to the US Treasury.

If President Trump revalues the US's gold reserves to market or higher prices, the Federal Reserve will be obligated to print and transfer the difference to the US Treasury.

So, if Trump revalues gold to market value or even a higher price, which he can, then the Federal Reserve is required to print money the difference and then give it to the US Treasury.

There is speculation that President Trump plans to issue US Treasury bonds backed by gold, distinct from a gold-backed currency system.

So, word on the streets is that President Trump's going to issue gold back treasuries. So please don't make the mistake we're not talking about a goldbacked system. It's not, you know, the dollar being backed by gold. So there's an argument that President Trump may issue US Treasury bonds that are backed by gold.

There is speculation that President Trump plans to issue US Treasury bonds backed by gold, distinct from a gold-backed currency system.

Increased demand for Treasury bills is predicted to lower their interest rates, allowing the government to borrow at a cheaper cost.

And if there's more demand for Treasury bills, then it's going to keep interest rates on T bills low. And that the government would be able to borrow money at a cheaper rate.

Increased demand for Treasury bills is predicted to lower their interest rates, allowing the government to borrow at a cheaper cost.

And if there's more demand for Treasury bills, then it's going to keep interest rates on T bills low. And that the government would be able to borrow money at a cheaper rate.

The Genius Act mandates that stable coins must be backed by US dollars or treasury bills.

So, the Genius Act requires each stable coin to be backed by US dollars or short-term treasuries, which are treasury bills.

The Genius Act mandates that stable coins must be backed by US dollars or treasury bills.

So, the Genius Act requires each stable coin to be backed by US dollars or short-term treasuries, which are treasury bills.

US government overspending has increased in the current year compared to the previous year, and significant spending cuts of $1 trillion or $2 trillion have not occurred.

So, the government didn't cut expenses by 2 trillion nor by 1 trillion. The government's overspending has gotten worse this year compared to last year.

US government overspending has increased in the current year compared to the previous year, and significant spending cuts of $1 trillion or $2 trillion have not occurred.

So, the government didn't cut expenses by 2 trillion nor by 1 trillion. The government's overspending has gotten worse this year compared to last year.

Elon Musk's goal was to reduce US government spending by $2 trillion annually, out of a total annual spending of approximately $7 trillion.

Elon Musk aimed to reduce government spending by $2 trillion a year, which I mean that would have been an enormous feat considering that the government spends about $7 trillion a year.

Elon Musk's goal was to reduce US government spending by $2 trillion annually, out of a total annual spending of approximately $7 trillion.

Elon Musk aimed to reduce government spending by $2 trillion a year, which I mean that would have been an enormous feat considering that the government spends about $7 trillion a year.

A 1% increase in interest rates on the US's $37 trillion debt would result in an additional $370 billion in annual interest expenses.

So, on $37 trillion of debt, if the government needs to pay a higher interest rate by just 1%, then that would be $370 billion more a year in interest expense.

A 1% increase in interest rates on the US's $37 trillion debt would result in an additional $370 billion in annual interest expenses.

So, on $37 trillion of debt, if the government needs to pay a higher interest rate by just 1%, then that would be $370 billion more a year in interest expense.

The US government will need to offer interest rates higher than 4% on its $11 trillion in treasury auctions if demand is insufficient, potentially reaching 5% or 6%.

So, the government's going to auction off 11 trillion of US treasuries, and they're going to hope that there's going to be enough people to buy them up and an interest rate of around 4%. But if there aren't enough people willing to lend the government 11 trillion at a 4% interest rate, then the US government's going to have to offer a higher interest rate to attract more lenders, maybe 4.25% or 4.5% or even 5% or even 6%.

The US government will need to offer interest rates higher than 4% on its $11 trillion in treasury auctions if demand is insufficient, potentially reaching 5% or 6%.

The S&P 500 is predicted to have a maximum potential loss of 20% in a specific market scenario.

the S&P 500 is generally going to be capped at a 20% loss.

5 months ago Incorrect

The S&P 500 is predicted to have a maximum potential loss of 20% in a specific market scenario.

the S&P 500 is generally going to be capped at a 20% loss.

Goods inflation is expected to increase and appear in the CPI reports for August and September.

you can expect goods inflation to show up to accelerate in August and September in the CPI reports.

5 months ago Incorrect

Goods inflation is expected to increase and appear in the CPI reports for August and September.

you can expect goods inflation to show up to accelerate in August and September in the CPI reports.

The US dollar is predicted to weaken, and the pace of weakening will accelerate due to tariffs.

the US dollar is going to weaken and it's going to weaken faster.

The US dollar is predicted to weaken, and the pace of weakening will accelerate due to tariffs.

the US dollar is going to weaken and it's going to weaken faster.

The expanded Child Tax Credit will be permanently extended.

It allows for a permanent extension of the increased the expanded child tax credit.

The expanded Child Tax Credit will be permanently extended.

It allows for a permanent extension of the increased the expanded child tax credit.

The lower tax rates established by the Tax Cuts and Jobs Act will be made permanent.

It locks in and makes permanent the lower tax rates that were part of the tax cuts and jobs act.

The lower tax rates established by the Tax Cuts and Jobs Act will be made permanent.

It locks in and makes permanent the lower tax rates that were part of the tax cuts and jobs act.

President Trump aims to have the bill on his desk for signing and implementation by July 4th of the current year (2025).

President Trump says that he wants this bill on his desk ready to sign, ready for him to just put into effect by July 4th, which is actually this week.

President Trump aims to have the bill on his desk for signing and implementation by July 4th of the current year (2025).

President Trump says that he wants this bill on his desk ready to sign, ready for him to just put into effect by July 4th, which is actually this week.

The Child Tax Credit will increase to $2,200 per child permanently.

The Senate version is the final one. Therefore, the child tax credit is going to increase from $2,000 to 2,200 per child, and that's permanently.

The Child Tax Credit will increase to $2,200 per child permanently.

The Senate version is the final one. Therefore, the child tax credit is going to increase from $2,000 to 2,200 per child, and that's permanently.

For tax year 2025, the SALT deduction cap will increase to $40,000 for individuals earning $500,000 or less. This increased cap will be modified until 2029, after which it reverts to $10,000.

Now for tax year 2025, you're going to be able to deduct up to $40,000 instead of just 10. So you can claim this deduction if you make $500,000 or less. And this deduction amount, it's going to be slightly modified until 2029 until it reverts back to a $10,000 cap.

For tax year 2025, the SALT deduction cap will increase to $40,000 for individuals earning $500,000 or less. This increased cap will be modified until 2029, after which it reverts to $10,000.

Tipped income will be tax-free up to $25,000 per year for tax years 2025 through 2028.

Tipped income will be taxfree up to $25,000. So this no tax on tips will be in effect from tax years 2025 to 2028.

Tipped income will be tax-free up to $25,000 per year for tax years 2025 through 2028.

Tipped income will be taxfree up to $25,000. So this no tax on tips will be in effect from tax years 2025 to 2028.

A deduction of up to $10,000 for car loan interest will be available annually for tax years 2025 through 2028.

You will now be able to deduct up to $10,000 in car loan interest annually. And this is going to apply from tax years 2025 to 2028.

A deduction of up to $10,000 for car loan interest will be available annually for tax years 2025 through 2028.

You will now be able to deduct up to $10,000 in car loan interest annually. And this is going to apply from tax years 2025 to 2028.

Federal Reserve Chair Jay Powell indicated a significant disagreement among voting members regarding interest rate decisions for December.

Jay Powell, who's the chair of the Federal Reserve, said at the October meeting at the press conference that there was a big disagreement between the voting members about what they're going to do about interest rates in December.

Federal Reserve Chair Jay Powell indicated a significant disagreement among voting members regarding interest rate decisions for December.

Fed President Goulsby argues that the Federal Reserve should prioritize combating inflation over concerns about the labor market.

And then you have Fed President Goulsby saying that the Federal Reserve should focus on lowering inflation. So prioritize inflation, you know, fighting inflation rather than the labor markets.

Fed President Goulsby argues that the Federal Reserve should prioritize combating inflation over concerns about the labor market.

And then you have Fed President Goulsby saying that the Federal Reserve should focus on lowering inflation. So prioritize inflation, you know, fighting inflation rather than the labor markets.

Fed Governor Cook advocates for the Federal Reserve to prioritize the labor market and cut interest rates to stimulate employment.

Fed Governor Cook is saying that the Federal Reserve should focus on the labor markets within the dual mandates. So Cook is making the argument that the Federal Reserve should cut interest rates to boost the labor markets.

Fed Governor Cook advocates for the Federal Reserve to prioritize the labor market and cut interest rates to stimulate employment.

In October 2025, the primary drivers for job cuts were cost cutting and artificial intelligence adoption.

However, if you're just going to look at October, the number one reason was cost cutting and the number two reason was artificial intelligence.

In October 2025, the primary drivers for job cuts were cost cutting and artificial intelligence adoption.

However, if you're just going to look at October, the number one reason was cost cutting and the number two reason was artificial intelligence.

Consumer product companies have reported 41,33 job cuts in 2025, a 21% increase year-over-year.

And then you have consumer product companies, 41,33 job cuts this year, a 21% increase year-over-year.

Consumer product companies have reported 41,33 job cuts in 2025, a 21% increase year-over-year.

And then you have consumer product companies, 41,33 job cuts this year, a 21% increase year-over-year.

The services sector has recorded 63,580 job cuts in 2025, representing a 62% year-over-year increase.

There's services with 63,580 job cuts this year. That's a 62% year-over-year increase.

The services sector has recorded 63,580 job cuts in 2025, representing a 62% year-over-year increase.

There's services with 63,580 job cuts this year. That's a 62% year-over-year increase.

The technology sector experienced 33,281 job cuts in October 2025.

In October, that shot up to 33,281 job cuts.

The technology sector experienced 33,281 job cuts in October 2025.

In October, that shot up to 33,281 job cuts.

In October 2025, 450 companies announced plans for further layoffs, an increase from 400 companies in the same period of 2024.

not only did companies conduct large layoffs in October, but more companies compared to 2024 announced more plans for further layoffs, 450 compared to 400 last year.

In October 2025, 450 companies announced plans for further layoffs, an increase from 400 companies in the same period of 2024.

not only did companies conduct large layoffs in October, but more companies compared to 2024 announced more plans for further layoffs, 450 compared to 400 last year.

For the first 10 months of 2025, total announced job cuts reached 1,99,500, a 65% increase compared to the same period in 2024.

In these 10 months of 2025, employers have announced 1,99,500 job cuts. That is up by 65% compared to the first 10 months of last year.

For the first 10 months of 2025, total announced job cuts reached 1,99,500, a 65% increase compared to the same period in 2024.

In these 10 months of 2025, employers have announced 1,99,500 job cuts. That is up by 65% compared to the first 10 months of last year.

October 2025 saw 153,074 job cuts, a 175% increase compared to October 2024, and significantly higher than the 54,64 job cuts in September 2025.

In October, US-based employers announced 153,074 job cuts. This is up by 175%. Compared to October of last year, the previous month had 54,64 job cuts. And again, this month, it's a whopping 153,000. So, it's a huge spike up.

October 2025 saw 153,074 job cuts, a 175% increase compared to October 2024, and significantly higher than the 54,64 job cuts in September 2025.

The speaker believes it is more likely than not that the Federal Reserve will implement a 0.25% interest rate cut in December 2025.

So, I do agree that it's more likely than not that the Federal Reserve will cut interest rates in December again by their quarter point.

The speaker believes it is more likely than not that the Federal Reserve will implement a 0.25% interest rate cut in December 2025.

So, I do agree that it's more likely than not that the Federal Reserve will cut interest rates in December again by their quarter point.

The Federal Reserve's September projections indicated an interest rate cut in October (which occurred) and another cut in December.

In their projections, they wrote down that they would cut interest rates at their October meeting, which they did cut, and they also wrote down that they're going to cut interest rates in December.

The Federal Reserve's September projections indicated an interest rate cut in October (which occurred) and another cut in December.

In their projections, they wrote down that they would cut interest rates at their October meeting, which they did cut, and they also wrote down that they're going to cut interest rates in December.

A week prior to the current date (November 7, 2025), there was a 72% chance of a 0.25% interest rate cut by the Federal Reserve in December.

A week ago, there was a 72% chance that the Federal Reserve would cut interest rates by a quarter point.

A week prior to the current date (November 7, 2025), there was a 72% chance of a 0.25% interest rate cut by the Federal Reserve in December.

A week ago, there was a 72% chance that the Federal Reserve would cut interest rates by a quarter point.

Market expectation as of December 2025 is a 68.7% probability of a 0.25% interest rate cut by the Federal Reserve at their December meeting.

Right now, there's a 68.7% chance that the Federal Reserve will cut interest rates by a quarter point, so 0.25% 25% at the December meeting and there's a 31.3% chance that they're going to leave interest rates alone that they're not going to cut.

Market expectation as of December 2025 is a 68.7% probability of a 0.25% interest rate cut by the Federal Reserve at their December meeting.

The ADP report for September 2025 showed a net loss of 29,000 jobs.

The ADP report for September showed job losses of 29,000.

The ADP report for September 2025 showed a net loss of 29,000 jobs.

The ADP report for September showed job losses of 29,000.

The ADP report for October 2025 indicated a rise of 42,000 in private payrolls.

The ADP report says that private payrolls rose by 42,000 for the month of October.

The ADP report for October 2025 indicated a rise of 42,000 in private payrolls.

The ADP report says that private payrolls rose by 42,000 for the month of October.

The speaker predicts a shift towards easier monetary policy, which is expected to lead to increased inflation, including asset inflation. The magnitude of this acceleration will depend on the degree of monetary easing implemented.

My opinion is that we're headed towards an easier monetary policy. I mean we're going to see we're going to see more inflation. we're going to see more asset inflation. It's just a matter of how hard inflation is going to accelerate and that's going to depend on how easy of a monetary policy that they decide to go with.

Fed's Waller supports a 25 basis point interest rate cut at the September 16th and 17th meeting.

Based on what I know today, I would support a 25 basis point cut at the committee's meeting on September 16th and 17th.

Fed's Waller supports a 25 basis point interest rate cut at the September 16th and 17th meeting.

Based on what I know today, I would support a 25 basis point cut at the committee's meeting on September 16th and 17th.

Models suggest that current Federal Reserve interest rates should be 150-175 basis points lower.

if if you look at any model that the you know if if you we we should probably be 150 175 basis points lower.

Models suggest that current Federal Reserve interest rates should be 150-175 basis points lower.

if if you look at any model that the you know if if you we we should probably be 150 175 basis points lower.

There is a prediction that the Federal Reserve could implement a series of rate cuts, beginning with a 50 basis point cut in September.

So, you know, it it's just very old-fashioned thinking, but I do think we could go into a series of rate cuts here, starting with a 50 basis point rate cut in September.

There is a prediction that the Federal Reserve could implement a series of rate cuts, beginning with a 50 basis point cut in September.

So, you know, it it's just very old-fashioned thinking, but I do think we could go into a series of rate cuts here, starting with a 50 basis point rate cut in September.

Treasury Secretary Scott Bessants also advocates for substantial interest rate cuts by the Federal Reserve.

Treasury Secretary Scott Bessants wants the Federal Reserve to cut interest rates big as well.

Treasury Secretary Scott Bessants also advocates for substantial interest rate cuts by the Federal Reserve.

Treasury Secretary Scott Bessants wants the Federal Reserve to cut interest rates big as well.

President Trump has publicly stated that Jerome Powell must lower interest rates significantly and immediately, implying a belief that inflation is no longer a primary concern justifying high rates.

just out, no inflation, too late, which he's referring to Jerome Powell, chair of the Federal Reserve, must lower the rates big right now.

President Trump has publicly stated that Jerome Powell must lower interest rates significantly and immediately, implying a belief that inflation is no longer a primary concern justifying high rates.

just out, no inflation, too late, which he's referring to Jerome Powell, chair of the Federal Reserve, must lower the rates big right now.

A significant downward revision of 911,000 jobs for the past year in labor market data is reported, the largest on record since 2002.

And then this week, there was a revision to the labor market data, and it was a massive downward revision of 911,000 jobs for the past year.

A significant downward revision of 911,000 jobs for the past year in labor market data is reported, the largest on record since 2002.

And then this week, there was a revision to the labor market data, and it was a massive downward revision of 911,000 jobs for the past year.

Aggressive interest rate cuts by the Federal Reserve are predicted, potentially dropping the Fed Funds rate from 4.5% to 3.75% within the remaining meetings of the year.

So that would drop the Fed funds interest rate from the current 4.5% to 3.75%. So in that short time frame, I mean that would be aggressive interest rate cuts

Aggressive interest rate cuts by the Federal Reserve are predicted, potentially dropping the Fed Funds rate from 4.5% to 3.75% within the remaining meetings of the year.

So that would drop the Fed funds interest rate from the current 4.5% to 3.75%. So in that short time frame, I mean that would be aggressive interest rate cuts

Market expectation is for the Federal Reserve to cut interest rates at all remaining meetings of the year (September, October, December).

So the market expectation is that the Federal Reserve will cut interest rates at each one of the remaining meetings. So the one next week in October and in December as well.

Market expectation is for the Federal Reserve to cut interest rates at all remaining meetings of the year (September, October, December).

So the market expectation is that the Federal Reserve will cut interest rates at each one of the remaining meetings. So the one next week in October and in December as well.

The Federal Reserve is predicted to cut interest rates at their September 17th meeting, despite accelerating inflation, due to the belief that inflation is under control and to support a weakening labor market.

the Federal Reserve is still most likely going to cut interest rates at their next meeting, which is going to be on September 17th, which is next week.

the Federal Reserve is still most likely going to cut interest rates at their next meeting, which is going to be on September 17th, which is next week.

The speaker anticipates a dovish monetary policy stance from the incoming Fed chair.

And guess that sums it up. Thanks so much. Please subscribe. Thank you for the support. I wish you a very nice day.

The speaker anticipates a dovish monetary policy stance from the incoming Fed chair.

And guess that sums it up. Thanks so much. Please subscribe. Thank you for the support. I wish you a very nice day.

The Federal Reserve aims to achieve a strong economy with rising real wages and positive real compensation growth.

But also have a strong economy where real wages are going up, where people are getting jobs and earning money and and uh we're going to need to have some years where real compensation is higher. You know, it's positive, significantly positive.

The Federal Reserve aims to achieve a strong economy with rising real wages and positive real compensation growth.

Ongoing growth in the banking system necessitates an increase of approximately $25 billion per month in reserves to maintain a constant level.

There's also a secular ongoing growth of the balance sheet. We have to keep reserves call it constant as it relates to the banking system or to the whole whole economy. And that alone calls for us to increase about 2025 billion per month.

Ongoing growth in the banking system necessitates an increase of approximately $25 billion per month in reserves to maintain a constant level.

The Federal Reserve aims to maintain ample reserves to buffer against temporary drops caused by tax payments.

Our framework is such that we want to have ample reserves even at times when reserves are at a low level temporarily. So that's what happens on tax day. People pay a lot of money to the government. Reserves drop sharply and temporarily.

The Federal Reserve aims to maintain ample reserves to buffer against temporary drops caused by tax payments.

The Federal Reserve is increasing liquidity in the system to prepare for tax payments due on April 15th.

Powell says that he wants to make sure that there's enough liquidity in the system for when people go to pay their taxes on April 15th.

The Federal Reserve is increasing liquidity in the system to prepare for tax payments due on April 15th.

Powell says that he wants to make sure that there's enough liquidity in the system for when people go to pay their taxes on April 15th.

The Federal Reserve projects only one interest rate cut of 0.25% for the year 2026.

The Federal Reserve expects to cut interest rates only one time by 0.25% 25% in 2026.

The Federal Reserve projects only one interest rate cut of 0.25% for the year 2026.

The Federal Reserve expects to cut interest rates only one time by 0.25% 25% in 2026.

The US economy is projected to grow by 2.3% in the upcoming year (2026).

Now, they're projecting that the US economy will grow by 2.3%.

The US economy is projected to grow by 2.3% in the upcoming year (2026).

Now, they're projecting that the US economy will grow by 2.3%.

The Federal Reserve will purchase $40 billion in Treasury bills starting December 12th.

The Federal Purchase, aka Prince, $40 billion in Treasury bills starting on December 12th.

The Federal Reserve will purchase $40 billion in Treasury bills starting December 12th.

The Federal Purchase, aka Prince, $40 billion in Treasury bills starting on December 12th.

The Federal Reserve will begin purchasing short-term Treasury securities to ensure sufficient reserves.

The Federal Reserve will initiate purchases of shorterterm Treasury securities as needed to maintain an ample supply of reserves on an ongoing basis.

The Federal Reserve will begin purchasing short-term Treasury securities to ensure sufficient reserves.

The Federal Reserve will initiate purchases of shorterterm Treasury securities as needed to maintain an ample supply of reserves on an ongoing basis.

The Federal Reserve cut interest rates by 0.25% on the day of the transcript.

It says that they've decided to cut interest rates by 0.25% today

The Federal Reserve cut interest rates by 0.25% on the day of the transcript.

It says that they've decided to cut interest rates by 0.25% today

The Federal Reserve will restart money printing operations on December 12th.

The Federal Reserve will be turning the money printers back on December 12th.

The Federal Reserve will restart money printing operations on December 12th.

The Federal Reserve will be turning the money printers back on December 12th.

The Federal Reserve's decision to cut interest rates and cease monetary tightening is considered inflationary due to the resulting easier monetary policy.

The Federal Reserve is cutting interest rates, right? And of course, that's inflationary because it's bringing about an easier monetary policy. They're stopping the money tightening any day now.

The Federal Reserve's decision to cut interest rates and cease monetary tightening is considered inflationary due to the resulting easier monetary policy.

The Federal Reserve is cutting interest rates, right? And of course, that's inflationary because it's bringing about an easier monetary policy. They're stopping the money tightening any day now.

The Federal Reserve's repeated failure to meet its 2% inflation target within projected two-year timeframes raises questions about its credibility.

every year since 2015, the SCP has forecast that you would hit your target two years later. And this year, uh, this SCP says you're going to hit your target two years later. Uh, 2% does not seem to be in sight. Does that suggest that the 2% target is not really achievable? And does this present any credibility problems for you in telling people that that's what you're going to do if you can never reach it?

The Federal Reserve's repeated failure to meet its 2% inflation target within projected two-year timeframes raises questions about its credibility.

There is a 96.3% chance the Federal Reserve will cut interest rates by 0.25% at the December meeting, following a likely cut in the next meeting.

It's pretty much a given that the Federal Reserve is going to cut interest rates by a quarter point next week, right? But how about the meeting in December? Like are they going to cut interest rates again at that meeting? ... now 96.3%.

There is a 96.3% chance the Federal Reserve will cut interest rates by 0.25% at the December meeting, following a likely cut in the next meeting.

The Federal Reserve may end its monetary tightening cycle as early as the current month, potentially in conjunction with next week's meeting.

The tightening cycle is going to end sooner than they thought. They're saying that the Federal Reserve may end the tightening cycle this month and next week's meeting.

The Federal Reserve may end its monetary tightening cycle as early as the current month, potentially in conjunction with next week's meeting.

The tightening cycle is going to end sooner than they thought. They're saying that the Federal Reserve may end the tightening cycle this month and next week's meeting.

The Federal Reserve is predicted to cut interest rates by 0.25% at their next meeting on October 29th.

The Federal Reserve is still most likely going to cut interest rates at their next meeting next week on October 29th.

The Federal Reserve is predicted to cut interest rates by 0.25% at their next meeting on October 29th.

The Federal Reserve is still most likely going to cut interest rates at their next meeting next week on October 29th.

If the government cannot attract lenders at 4.5%, it may need to offer 5% or 6%.

But if there's not enough people willing to lend to the government at 4.5%, then the government needs to raise their offering to let's just say 5% or 6% to attract enough lenders.

If the government cannot attract lenders at 4.5%, it may need to offer 5% or 6%.

But if there's not enough people willing to lend to the government at 4.5%, then the government needs to raise their offering to let's just say 5% or 6% to attract enough lenders.

A lack of lenders for US government bonds could force the government to offer higher interest rates.

So the government needs to sell more bonds. But the fear is that if the government needs to borrow like all this money, like so much money, and if there's a lack of countries, institutions, and investors that are willing to lend money to the governments, then that's going to be a problem because if you have that case, then the US government would need to offer and pay a higher interest rates to borrow money.

A lack of lenders for US government bonds could force the government to offer higher interest rates.

The US government needs to borrow and refinance a significant amount of debt, requiring the sale of more bonds.

So the government needs to borrow a lot of money and refinance a lot of debt that's coming due, right? So the government needs to sell more bonds.

The US government needs to borrow and refinance a significant amount of debt, requiring the sale of more bonds.

So the government needs to borrow a lot of money and refinance a lot of debt that's coming due, right? So the government needs to sell more bonds.

A 3% cut in the Fed funds rate would bring it down to 1.5% from 4.5%.

If the Fed were to cut interest rates by 3%, that that would drop the rates from the 4.5% to 1.5%.

A 3% cut in the Fed funds rate would bring it down to 1.5% from 4.5%.

If the Fed were to cut interest rates by 3%, that that would drop the rates from the 4.5% to 1.5%.

The current Fed funds interest rate is 4.5%.

And the 1 trillion that he's referring to is the expected interest expense run rate. Okay, so the Federal Reserve, so their their Fed funds interest rate is currently at 4.5%.

The current Fed funds interest rate is 4.5%.

And the 1 trillion that he's referring to is the expected interest expense run rate. Okay, so the Federal Reserve, so their their Fed funds interest rate is currently at 4.5%.

Donald Trump predicts the Federal Reserve should cut interest rates by 3%.

In another example, President Trump says that the Federal Reserve should cut interest rates by 3%.

Donald Trump predicts the Federal Reserve should cut interest rates by 3%.

In another example, President Trump says that the Federal Reserve should cut interest rates by 3%.

Donald Trump believes the Federal Reserve should cut interest rates to reduce government interest expense.

Trump is upset that Powell and the Federal Reserve are not cutting interest rates, which is causing the government to spend more, like much, much more on interest expense.

Donald Trump believes the Federal Reserve should cut interest rates to reduce government interest expense.

Trump is upset that Powell and the Federal Reserve are not cutting interest rates, which is causing the government to spend more, like much, much more on interest expense.

US federal government interest expense was around $300 billion per year in 2020-2021.

So, back then, the interest expense was around $300 billion a year.

US federal government interest expense was around $300 billion per year in 2020-2021.

So, back then, the interest expense was around $300 billion a year.

US federal government will pay $1 trillion in interest this year (implied 2025).

And of course, we're paying a trillion dollars of interest this year.

US federal government will pay $1 trillion in interest this year (implied 2025).

And of course, we're paying a trillion dollars of interest this year.

US Treasury expects to borrow $590 billion in Q1 2026.

In Q1 of 2026, they expect to borrow $590 billion.

US Treasury expects to borrow $590 billion in Q1 2026.

In Q1 of 2026, they expect to borrow $590 billion.

US Treasury expects to borrow over $1 trillion in Q4 2025.

So, in Q4 of 2025, the Treasury expects to borrow just over $1 trillion.

US Treasury expects to borrow over $1 trillion in Q4 2025.

So, in Q4 of 2025, the Treasury expects to borrow just over $1 trillion.

US federal government deficit is projected to be $1.9 trillion for fiscal year 2025.

But for fiscal year 2025, the deficit is expected to be $1.9 trillion.

US federal government deficit is projected to be $1.9 trillion for fiscal year 2025.

But for fiscal year 2025, the deficit is expected to be $1.9 trillion.

US federal government deficit was $1.33 trillion up to the end of June 2025.

So up to the end of June in 2025, the federal government is at a deficit of $1.33 trillion.

US federal government deficit was $1.33 trillion up to the end of June 2025.

So up to the end of June in 2025, the federal government is at a deficit of $1.33 trillion.

The Federal Reserve views households and banks as being in good shape from a financial stability perspective, with no elevated structural vulnerabilities currently observed, and does not hold a view on 'right' or 'wrong' asset price levels.

I would say it's a it's a mixed picture, but households are in good shape. Banks are in good shape. Overall, households are still in in good shape in the aggregate. And I know that people at the lower end of the income spectrum are under pressure obviously, but um from a financial stability perspective, we monitor that picture. We don't have a view that there's a right or wrong level of asset prices for any particular financial asset, but we monitor the whole the whole picture really looking for structural v vulnerabilities and I would say those are not elevated right now.

The Federal Reserve did not have widespread support for a 50 basis point rate cut, indicating that policy is not considered out of place or needing to move quickly at this time.

There there wasn't widespread support at all for for a 50 basis point cut today. You know, I I think we've done um we've done very large rate hikes and very large rate cuts in the last 5 years, and you tend to do those at a time when when you feel that policy is out of place and needs to move quickly to a new place. That's not at all what what I feel certainly now.

The Federal Reserve did not have widespread support for a 50 basis point rate cut, indicating that policy is not considered out of place or needing to move quickly at this time.

The Federal Reserve states its policy decisions are not on a preset path and will be based on incoming data, the evolving outlook, and the balance of risks.

we always say we're not on a preset path and we really mean that um the actual decision decisions we make are going to be based on the incoming data, the evolving outlook and the balance of risks uh at the time the decisions are actually made.

The Federal Reserve states its policy decisions are not on a preset path and will be based on incoming data, the evolving outlook, and the balance of risks.

Market odds increased to 82.6% for two more Federal Reserve rate cuts in October and December 2025.

And after today's new information, the odds of a rate cut happening in October and in December. So two more rate cuts has increased from 65.9% to 82.6%.

Market odds increased to 82.6% for two more Federal Reserve rate cuts in October and December 2025.

And after today's new information, the odds of a rate cut happening in October and in December. So two more rate cuts has increased from 65.9% to 82.6%.

The Federal Reserve is projected to cut interest rates twice more in 2025, in October and December.

Based on this updated forecast, their new expectation is that they're going to cut interest rates in October and in December. So, there's going to be two more rate cuts this year.

The Federal Reserve is projected to cut interest rates twice more in 2025, in October and December.

Based on this updated forecast, their new expectation is that they're going to cut interest rates in October and in December. So, there's going to be two more rate cuts this year.

The speaker predicts home prices will either stay flat or increase, and does not expect a housing market crash.

My prediction is that home prices are going to either remain flat or they're going to go up higher. So, in other words, I'm expecting that we're not going to have a housing market crash.

The speaker predicts home prices will either stay flat or increase, and does not expect a housing market crash.

My prediction is that home prices are going to either remain flat or they're going to go up higher. So, in other words, I'm expecting that we're not going to have a housing market crash.

The speaker suspects the economy will degrade in 2025, leading the Federal Reserve to implement monetary policy that will result in much lower interest rates in 2026.

It's my suspicion that the economy will degrade next year and the Federal Reserve will be forced to react with their monetary policy and it's going to cause much lower interest rates in 2026.

The speaker suspects the economy will degrade in 2025, leading the Federal Reserve to implement monetary policy that will result in much lower interest rates in 2026.

It's my suspicion that the economy will degrade next year and the Federal Reserve will be forced to react with their monetary policy and it's going to cause much lower interest rates in 2026.

A 33% decline in stock value can result in the loss of an entire $100,000 investment when margin debt is used.

If you do that and your stocks go down 33%, then you're going to lose your entire $100,000.

A 33% decline in stock value can result in the loss of an entire $100,000 investment when margin debt is used.

If you do that and your stocks go down 33%, then you're going to lose your entire $100,000.

Using margin debt to invest in stocks or crypto can lead to complete loss of capital during a market downturn, preventing recovery when the market rebounds.

If you borrow money to buy stocks or crypto, you know, that's going to be known as their margin debts. then you can get wiped out in a downswing and you're not going to be able to recover when it starts going back up.

Using margin debt to invest in stocks or crypto can lead to complete loss of capital during a market downturn, preventing recovery when the market rebounds.

Even during a market meltup, investments will experience volatility, including pullbacks and downturns.

Even in a meltup, your investments, they're not going to go straight up. There's going to be pullbacks. There's going to be ups and downs.

Even during a market meltup, investments will experience volatility, including pullbacks and downturns.

Even in a meltup, your investments, they're not going to go straight up. There's going to be pullbacks. There's going to be ups and downs.

Investors are advised to diversify across asset classes, suggesting that crypto investors consider precious metals, and precious metals investors consider equities.

diversify some of that out. Like buy some precious metals. If you're hardcore about precious metals, you should really think about putting some money into equities. That's all I'm saying. Just stay diversified.

Investors are advised to diversify across asset classes, suggesting that crypto investors consider precious metals, and precious metals investors consider equities.

In liquidity-driven markets, stocks, crypto, and precious metals are all expected to appreciate.

in liquiditydriven environments, stocks can go up, crypto can go up, precious metals can go up.

In liquidity-driven markets, stocks, crypto, and precious metals are all expected to appreciate.

in liquiditydriven environments, stocks can go up, crypto can go up, precious metals can go up.

The market will react to Federal Reserve liquidity injections as stimulus, regardless of the terminology used, leading to higher valuations, lower yields, and increased risk-taking.

When the Federal Reserve adds liquidity, even though they don't call it quantitative easing, they again they might call it some fancy other term, you know, this or that, but it's going to be quantitative easing. It's going to be money printing. It's all this different words for the same thing. So, even if they claim it's not stimulus, the market's going to react like it is.

The market will react to Federal Reserve liquidity injections as stimulus, regardless of the terminology used, leading to higher valuations, lower yields, and increased risk-taking.

The Federal Reserve is preparing to inject liquidity into the system, referred to by various terms including money printing and QE.

The Federal Reserve is warming up the money printers. You could call it QE, you could call it balance sheet expansion, reserve management, you call it technical operations, whatever you want to call it, doesn't matter. What matters is that liquidity is coming back into the system.

The Federal Reserve is preparing to inject liquidity into the system, referred to by various terms including money printing and QE.

President Trump is predicted to select the replacement for the Federal Reserve Chair.

And who's going to be the person that chooses his replacement? It's going to be President Trump.

President Trump is predicted to select the replacement for the Federal Reserve Chair.

And who's going to be the person that chooses his replacement? It's going to be President Trump.

Ray Dalio predicts a market 'meltup' scenario.

Dalio is saying that basically there's going to be a meltup.

Ray Dalio predicts a market 'meltup' scenario.

Dalio is saying that basically there's going to be a meltup.

Ray Dalio predicts that additional liquidity will inflate asset prices until severe inflation forces the Federal Reserve to aggressively tighten policy.

Dalio expects that this additional liquidity is going to push up the price of investments just higher and higher until inflation becomes so severe and then the Federal Reserve is going to have to respond by just slamming on the brakes.

Ray Dalio predicts that additional liquidity will inflate asset prices until severe inflation forces the Federal Reserve to aggressively tighten policy.

The Federal Reserve's actions are perceived as stimulating an investment bubble.

the the Federal Reserve is basically stimulating into a bubble.

The Federal Reserve's actions are perceived as stimulating an investment bubble.

the the Federal Reserve is basically stimulating into a bubble.

Increased liquidity from the Federal Reserve is expected to result in lower real yields, higher valuations, and greater risk-taking.

And the effect is going to be more liquidity in the system. It's going to be lower real yields, higher valuations, and increased risk taking.

Increased liquidity from the Federal Reserve is expected to result in lower real yields, higher valuations, and greater risk-taking.

And the effect is going to be more liquidity in the system. It's going to be lower real yields, higher valuations, and increased risk taking.

The Federal Reserve is re-engaging not for economic stimulation, but to prevent the financial system's infrastructure from failing.

So, yes, the Federal Reserve is stepping back in, but they're not doing it to stimulate the economy. No, they're doing it to keep the plumbing system from breaking.

The Federal Reserve is re-engaging not for economic stimulation, but to prevent the financial system's infrastructure from failing.

So, yes, the Federal Reserve is stepping back in, but they're not doing it to stimulate the economy. No, they're doing it to keep the plumbing system from breaking.

A significant decrease in reserves could lead to a spike in repo rates and a collapse of money markets.

if reserves are going to go down too far then the repo rates they're going to spike up and when repo rates spike up then the money markets are going to break.

A significant decrease in reserves could lead to a spike in repo rates and a collapse of money markets.

if reserves are going to go down too far then the repo rates they're going to spike up and when repo rates spike up then the money markets are going to break.

The financial system's proper functioning is dependent on having adequate reserves.

The financial system cannot function properly if there's not enough reserves.

The financial system's proper functioning is dependent on having adequate reserves.

The financial system cannot function properly if there's not enough reserves.

Evercore predicts the Federal Reserve might purchase up to $50 billion in assets monthly during the first quarter.

And Evercore, one of Wall Street's most respected macro firms, said that the Federal Reserve may need to buy up to $50 billion per month in the first quarter.

Evercore predicts the Federal Reserve might purchase up to $50 billion in assets monthly during the first quarter.

And Evercore, one of Wall Street's most respected macro firms, said that the Federal Reserve may need to buy up to $50 billion per month in the first quarter.

The Federal Reserve may need to purchase assets if repo rates continue to increase.

If repo rates keep rising, the Federal Reserve will need to begin buying assets.

The Federal Reserve may need to purchase assets if repo rates continue to increase.

If repo rates keep rising, the Federal Reserve will need to begin buying assets.

Jay Powell indicated that the Federal Reserve's reserves will need to begin growing gradually at some point.

Jay Powell, who's the chair of the Federal Reserve, he said the same thing in October. He said that at a certain point, reserves will have to start growing gradually.

Jay Powell indicated that the Federal Reserve's reserves will need to begin growing gradually at some point.

Jay Powell, who's the chair of the Federal Reserve, he said the same thing in October. He said that at a certain point, reserves will have to start growing gradually.

Following the halt of quantitative tightening on December 1st, the Federal Reserve is expected to commence quantitative easing.

Now they're stopping the tightening process completely on December 1st. And again, I'm taking the educated guess that they're going to start the quantitative easing, the QE process.

Following the halt of quantitative tightening on December 1st, the Federal Reserve is expected to commence quantitative easing.

Now they're stopping the tightening process completely on December 1st. And again, I'm taking the educated guess that they're going to start the quantitative easing, the QE process.

The Federal Reserve's balance sheet has decreased from $9 trillion to $6.6 trillion over the past three years.

So the Federal Reserve has been shrinking their balance sheet from $9 trillion down to 6.6 trillion.

The Federal Reserve's balance sheet has decreased from $9 trillion to $6.6 trillion over the past three years.

So the Federal Reserve has been shrinking their balance sheet from $9 trillion down to 6.6 trillion.

Quantitative easing is explained as a euphemism for money printing by the Federal Reserve.

So I just want to clarify this so that we're all on the same page. Quantitative easing is another fancy way of saying money printing.

Quantitative easing is explained as a euphemism for money printing by the Federal Reserve.

So I just want to clarify this so that we're all on the same page. Quantitative easing is another fancy way of saying money printing.

Quantitative tightening is scheduled to conclude on December 1st.

Quantitative tightening ends on December 1st.

Quantitative tightening is scheduled to conclude on December 1st.

Quantitative tightening ends on December 1st.

The Federal Reserve is predicted to expand its balance sheet again soon.

the Federal Reserve will soon need to grow its balance sheet again.

The Federal Reserve is predicted to expand its balance sheet again soon.

the Federal Reserve will soon need to grow its balance sheet again.

The speaker predicts that increased money printing by the Federal Reserve will lead to more inflation, which will impact home prices and the housing market.

And what's that going to do? That's going to cause more inflation. And do you think that home prices and the housing market are going to be immune to this?

The speaker predicts that increased money printing by the Federal Reserve will lead to more inflation, which will impact home prices and the housing market.

And what's that going to do? That's going to cause more inflation. And do you think that home prices and the housing market are going to be immune to this?

The IRS will continue to track income, match forms, conduct audits, and require documentation.

The IRS is still going to track income. The IRS is still going to match forms. They're still going to audit. And the IRS still expects documentation.

The IRS will continue to track income, match forms, conduct audits, and require documentation.

The IRS is still going to track income. The IRS is still going to match forms. They're still going to audit. And the IRS still expects documentation.

Individuals are still obligated to report all income, regardless of whether a 1099K form is received, as the threshold is for reporting purposes, not tax avoidance.

You still have to report your income even if you didn't get a 1099K. That has never changed. The threshold is only a reporting rule. It's not a tax avoidance rule.

Individuals are still obligated to report all income, regardless of whether a 1099K form is received, as the threshold is for reporting purposes, not tax avoidance.

You still have to report your income even if you didn't get a 1099K. That has never changed. The threshold is only a reporting rule. It's not a tax avoidance rule.

Zelle will continue to be exempt from 1099K reporting requirements as it functions as a bank-to-bank messaging system, not a third-party settlement organization or payment processor.

So, because Zel is not a third-party settlement organization. They're not a payment processor. So, Zel is a banktobank messaging system. So, this is still going to remain exempt.

Zelle will continue to be exempt from 1099K reporting requirements as it functions as a bank-to-bank messaging system, not a third-party settlement organization or payment processor.

So, because Zel is not a third-party settlement organization. They're not a payment processor. So, Zel is a banktobank messaging system. So, this is still going to remain exempt.

The IRS will maintain its existing enforcement mechanisms, including form matching, issuing letters for missing income, and auditing individuals who cannot substantiate their cost basis or expenses.

So, the IRS still has the same enforcement system. They're they're still going to match forms. They're still going to send letters if income is missing. They're still going to audit people who can't prove their cost basis or the expenses that they're looking for.

The IRS will maintain its existing enforcement mechanisms, including form matching, issuing letters for missing income, and auditing individuals who cannot substantiate their cost basis or expenses.

Payment platforms are unlikely to voluntarily issue 1099K forms to save on processing costs.

So, if they're not required to send you a 1099K, then most likely they're not going to they're not going to send you one in order to save money.

Payment platforms are unlikely to voluntarily issue 1099K forms to save on processing costs.

So, if they're not required to send you a 1099K, then most likely they're not going to they're not going to send you one in order to save money.

Payment platforms can still voluntarily issue 1099K forms even if individuals do not meet the reporting threshold.

Platforms are still allowed to issue you a 1099K even though you don't meet that threshold. So what I'm basically saying is that they can still voluntarily send it to you.

Payment platforms can still voluntarily issue 1099K forms even if individuals do not meet the reporting threshold.

Platforms are still allowed to issue you a 1099K even though you don't meet that threshold. So what I'm basically saying is that they can still voluntarily send it to you.

Casual sellers will likely not receive 1099K forms under the new regulations.

Casual sellers are basically going to be safe again. Like you don't have to worry about this 1099K being issued to you.

Casual sellers will likely not receive 1099K forms under the new regulations.

Casual sellers are basically going to be safe again. Like you don't have to worry about this 1099K being issued to you.

The IRS will soon issue updated guidance regarding 1099K reporting requirements following the OBB legislation.

So, we're going to get more clarity from the IRS soon. And once the IRS updates their guidance, you know, because of the OBB, I'll give you an update as quickly as possible.

The IRS will soon issue updated guidance regarding 1099K reporting requirements following the OBB legislation.

So, we're going to get more clarity from the IRS soon. And once the IRS updates their guidance, you know, because of the OBB, I'll give you an update as quickly as possible.

The One Big Beautiful Bill (OBB) overrides the long-term plan to implement a $600 IRS 1099K reporting threshold.

But the OBB overrides that long-term $600 plan.

The One Big Beautiful Bill (OBB) overrides the long-term plan to implement a $600 IRS 1099K reporting threshold.

But the OBB overrides that long-term $600 plan.

The $600 IRS 1099K reporting threshold is no longer in effect.

So, the $600 rule is gone.

The $600 IRS 1099K reporting threshold is no longer in effect.

So, the $600 rule is gone.

The IRS 1099K reporting threshold will revert to $20,000 and 200 transactions.

So, we're talking about you have to receive $20,000 in payments and more than 200 transactions. So you have to have both. Both conditions must be met.

The IRS 1099K reporting threshold will revert to $20,000 and 200 transactions.

So, we're talking about you have to receive $20,000 in payments and more than 200 transactions. So you have to have both. Both conditions must be met.

For investors interested in gold on the stock market, it is advised to buy gold ETFs like GLD rather than gold mining companies.

If you want to buy gold on the stock market, just buy gold like GLD. Don't try to buy gold mining companies.

For investors interested in gold on the stock market, it is advised to buy gold ETFs like GLD rather than gold mining companies.

If you want to buy gold on the stock market, just buy gold like GLD. Don't try to buy gold mining companies.

Over the last 25 years, central banks and governments have reduced their percentage of US dollar holdings, with other currencies gaining prominence while the euro and gold have remained relatively stable.

For the past two and a half decades, central banks and governments want to hold fewer dollars percentage-wise. So, if you see if you really see what's happening during this time frame, the euro and gold have actually not seen much change. It's the other currencies that have been gaining.

Gold's price increase is attributed to the devaluation of the US dollar caused by money printing, rather than gold itself appreciating in value.

The more they print, the more gold's going to go up. So, you must realize that gold is not going up in value. It's the dollar that's losing value and that pushes up the price of gold denominated in US dollars.

Gold's price increase is attributed to the devaluation of the US dollar caused by money printing, rather than gold itself appreciating in value.

Central banks significantly increased gold purchases in 2022, 2023, and 2024, a trend observed after the GFC.

And I would say that's no surprise after the GFC. But in 2022, 23, and 24, central banks have significantly increased their gold purchasing.

Central banks significantly increased gold purchases in 2022, 2023, and 2024, a trend observed after the GFC.

And I would say that's no surprise after the GFC. But in 2022, 23, and 24, central banks have significantly increased their gold purchasing.

While gold's favorability among central banks has fluctuated, the current trend suggests it is gaining favor, and this trend may continue.

So, you can make the arguments that gold gained ground and then it retreated before and that you can argue that gold is gaining favor right now. But the same thing could happen again, right? Gold falls out of favor by the central banks. But then again, you can also make the arguments that gold is gaining favor and the trend is just going to continue.

While gold's favorability among central banks has fluctuated, the current trend suggests it is gaining favor, and this trend may continue.

The speaker views gold primarily as a tool for preserving wealth against inflation, rather than a means to get rich.

So, I'm not buying gold to try to get rich. I'm buying gold to preserve my wealth from inflation.

The speaker views gold primarily as a tool for preserving wealth against inflation, rather than a means to get rich.

So, I'm not buying gold to try to get rich. I'm buying gold to preserve my wealth from inflation.

The trend of de-dollarization is expected to continue, with gold becoming a more favored safe-haven asset than the US dollar.

my honest belief is that this trend of ddollarization is going to continue because gold is going to be considered a more more of a safe haven asset than the US dollar.

The trend of de-dollarization is expected to continue, with gold becoming a more favored safe-haven asset than the US dollar.

my honest belief is that this trend of ddollarization is going to continue because gold is going to be considered a more more of a safe haven asset than the US dollar.

95% of central banks surveyed expect global gold reserves to increase in the next 12 months, with 43% planning to increase their own holdings.

And according to their most recent survey, 95% of central bank respondents expect global gold reserves to rise over the next 12 months. A record 43% said that they plan to increase their own holdings during that time.

95% of central banks surveyed expect global gold reserves to increase in the next 12 months, with 43% planning to increase their own holdings.

Interest earned on instruments like ESCOV within brokerage accounts is expected to decline as the Federal Reserve cuts interest rates.

As the Federal Reserve cuts interest rates, the interest that ESCOV or similar instruments pay you is going to decrease.

Interest earned on instruments like ESCOV within brokerage accounts is expected to decline as the Federal Reserve cuts interest rates.

As the Federal Reserve cuts interest rates, the interest that ESCOV or similar instruments pay you is going to decrease.

Interest rates on savings accounts and Certificates of Deposit (CDs) are predicted to decrease as the Federal Reserve lowers its benchmark rates.

As the Federal Reserve lowers rates, this means that interest rates on savings accounts and CDs are going to fall as well.

Interest rates on savings accounts and Certificates of Deposit (CDs) are predicted to decrease as the Federal Reserve lowers its benchmark rates.

As the Federal Reserve lowers rates, this means that interest rates on savings accounts and CDs are going to fall as well.

While credit card interest rates are expected to remain high, they should gradually decrease as the Federal Reserve cuts its rates.

interest rates on credit cards are still going to be high, but it should drift down, you know, lower as the Fed cuts rates.

While credit card interest rates are expected to remain high, they should gradually decrease as the Federal Reserve cuts its rates.

interest rates on credit cards are still going to be high, but it should drift down, you know, lower as the Fed cuts rates.

Interest rates on auto loans are expected to decrease following Federal Reserve rate cuts.

if the Fed cuts rates, then interest rates on auto loans follow.

Interest rates on auto loans are expected to decrease following Federal Reserve rate cuts.

if the Fed cuts rates, then interest rates on auto loans follow.

Falling mortgage interest rates are predicted to positively impact home prices.

as mortgage interest rates fall, it's going to be a tailwind for home prices.

Falling mortgage interest rates are predicted to positively impact home prices.

as mortgage interest rates fall, it's going to be a tailwind for home prices.

In anticipation of Federal Reserve rate cuts, bond interest rates are expected to fall, leading to declining borrowing costs.

interest rates on bonds started to fall. And this means that borrowing costs will begin to decline.

In anticipation of Federal Reserve rate cuts, bond interest rates are expected to fall, leading to declining borrowing costs.

interest rates on bonds started to fall. And this means that borrowing costs will begin to decline.

The stock market has historically increased 100% of the time one year after a Federal Reserve interest rate cut.

after one year, the stock market has gone higher 100% of the time.

The stock market has historically increased 100% of the time one year after a Federal Reserve interest rate cut.

after one year, the stock market has gone higher 100% of the time.

Automakers are likely to eventually pass on the increased costs from tariffs to consumers, despite current efforts to absorb them, as they will eventually 'cave in' to avoid losing market share.

But realistically speaking, how long will GM and shareholders hold out before passing on rising costs to consumers? So the reason why they don't want to pass on the cost of tariffs to consumers immediately is because if they do, then their prices are going to go up and that people are going to buy cars at their competitors and steal their market share. So right now it's like a game of chicken. But sooner or later, the automakers are going to cave in.

Automakers are likely to eventually pass on the increased costs from tariffs to consumers, despite current efforts to absorb them, as they will eventually 'cave in' to avoid losing market share.

Automakers, such as General Motors, are currently absorbing the costs of tariffs, preventing immediate price hikes for consumers. GM is projected to absorb $4-5 billion in tariffs in 2025.

However, the reason why we're not seeing a spike in car prices like at this very moment is because automakers are eating the cost of tariffs for now and they're not passing on the rising costs to consumers. So, take a look at this. General Motors absorbed $1.1 billion of tariffs in the second quarter. So, they're saying that tariffs are going to cost them $4 to5 billion this year in 2025.

Automakers, such as General Motors, are currently absorbing the costs of tariffs, preventing immediate price hikes for consumers. GM is projected to absorb $4-5 billion in tariffs in 2025.

Tariffs are expected to increase the prices of cars, including those manufactured in the US, due to the impact on imported auto parts.

President Trump's tariffs are expected to put upward pressure on car prices, even the ones that are made in America because of the auto parts.

Tariffs are expected to increase the prices of cars, including those manufactured in the US, due to the impact on imported auto parts.

President Trump's tariffs are expected to put upward pressure on car prices, even the ones that are made in America because of the auto parts.

Due to ongoing inflation concerns, interest rate cuts are anticipated to be implemented at a slow pace.

But with inflation still not under control, rates are expected to be cut in a slow manner.

Due to ongoing inflation concerns, interest rate cuts are anticipated to be implemented at a slow pace.

But with inflation still not under control, rates are expected to be cut in a slow manner.

The Federal Reserve is highly likely (89% probability) to start cutting interest rates in September, with a strong possibility of doing so in October if not in September. The overall expectation is for rate cuts to begin sooner rather than later.

But one thing to note is that the Federal Reserve is planning on cutting interest rates soon. So there's a high probability that they're going to start doing that, cutting interest rates in September. So the market odds are currently at 89%. But if they don't start cutting interest rates in September, then there's a good shot of them doing it in October. So, they're going to start cutting interest rates sooner or later, but most likely sooner.

Individuals can expect larger paychecks in 2026 compared to 2025 due to new tax rules lowering taxes, which will be reflected in payroll systems.

You can expect larger paychecks in 2026, so next year compared to this year in 2025. Or in other words, your take-home pay is going to increase next year because these new tax rules are going to lower your taxes and the IRS tax tables and payroll systems, they're going to reflect that accordingly and appropriately next year in your paycheck calculations.

Individuals can expect larger paychecks in 2026 compared to 2025 due to new tax rules lowering taxes, which will be reflected in payroll systems.

Interest paid on auto loans for American-assembled cars will be tax deductible, with a maximum annual deduction of $10,000.

The car loan interest deduction. If you buy an American assembled car, the interest on your auto loan is now tax deductible, but you have to qualify, of course. And here are the details. The maximum annual deduction is going to be $10,000.

Interest paid on auto loans for American-assembled cars will be tax deductible, with a maximum annual deduction of $10,000.

The Child Tax Credit has increased from $2,000 to $2,200 per child.

The old law was $2,000 per child. The new law is now $2,200 per child.

The Child Tax Credit has increased from $2,000 to $2,200 per child.

The old law was $2,000 per child. The new law is now $2,200 per child.

The maximum SALT deduction has been increased from $10,000 to $40,000.

The maximum tax deduction has increased from $10,000 to 40,000, which is a big jump up, of course.

The maximum SALT deduction has been increased from $10,000 to $40,000.

The maximum tax deduction has increased from $10,000 to 40,000, which is a big jump up, of course.

There will be a 'no tax on overtime pay' deduction, with a maximum of $12,500 for single filers and $25,000 for married filing jointly.

So the maximum tax deduction is going to be if you're single, $12,500. If you're married filing jointly, your max deduction is going to be $25,000.

There will be a 'no tax on overtime pay' deduction, with a maximum of $12,500 for single filers and $25,000 for married filing jointly.

So the maximum tax deduction is going to be if you're single, $12,500. If you're married filing jointly, your max deduction is going to be $25,000.

Tipped employees can claim a new tax deduction with a maximum of $25,000 for 'no tax on tips'.

Another group of people that are going to be affected by this will be tipped employees because of the no tax on tips. So the new tax deduction will allow a maximum tax deduction of $25,000.

Tipped employees can claim a new tax deduction with a maximum of $25,000 for 'no tax on tips'.

Another group of people that are going to be affected by this will be tipped employees because of the no tax on tips. So the new tax deduction will allow a maximum tax deduction of $25,000.

Seniors aged 65 or older by December 31, 2025, will receive an additional standard deduction of $6,000 for single filers and $12,000 for married filing jointly.

So, we're going to begin with seniors because they're going to get an extra standard deduction, like an additional amount. So, if you're 65 years or older on or before December 31st, so by the end of this year, then the standard deduction for you is going to increase by $6,000 as a single taxpayer. If you're married filing jointly, then the standard deduction is going to increase. It's a additional amount of $12,000.

Seniors aged 65 or older by December 31, 2025, will receive an additional standard deduction of $6,000 for single filers and $12,000 for married filing jointly.

JP Morgan forecasts the average tax refund to be $3,743 for the upcoming filing season, an increase of $500 or 15% from the previous year.

Now, according to JP Morgan's forecast, they expect that the average tax refund is going to be $3,743 in this upcoming tax filing season, which is about $500 more than last year or 15% higher.

JP Morgan forecasts the average tax refund to be $3,743 for the upcoming filing season, an increase of $500 or 15% from the previous year.

Now, according to JP Morgan's forecast, they expect that the average tax refund is going to be $3,743 in this upcoming tax filing season, which is about $500 more than last year or 15% higher.

Market expectations, based on the CME Fed Watch Tool, indicate a 76.3% probability of interest rate cuts occurring by the September 17th meeting.

So, the market expectation according to the CME Fed Watch Tool is that the rate cuts going to happen. They're most likely going to happen at the September 17th meeting. So, right now there's a 76.3% chance that they're going to cut rates by then, by that meeting.

Market expectations, based on the CME Fed Watch Tool, indicate a 76.3% probability of interest rate cuts occurring by the September 17th meeting.

Jerome Powell and the Federal Reserve are delaying rate cuts due to awareness of the potential for accelerating M2 growth to cause significant consumer price inflation.

So, I'll tell you this. Powell and the Federal Reserve, they've been trying to hold off on a rate cut for as long as possible because Powell knows he knows the consequences associated with accelerating M2 growth and the potential to cause massive consumer price inflation, or at least I hope he does.

Jerome Powell and the Federal Reserve are delaying rate cuts due to awareness of the potential for accelerating M2 growth to cause significant consumer price inflation.

The Federal Reserve is delaying interest rate cuts, but when they do occur, a rapidly expanding money supply will amplify them, potentially leading to explosive market rallies.

So, the Federal Reserve is trying to hold off on cutting interest rates, right? And if you think, you know, it's just the measly quarter point 0.25%, you know, who cares? So, I'll tell you the thing is that it is actually a big deal because a rapidly expanding money supply amplifies the rate cuts. And when you have an amplified rate cut, it generally causes explosive market rallies.

The Federal Reserve is delaying interest rate cuts, but when they do occur, a rapidly expanding money supply will amplify them, potentially leading to explosive market rallies.

10% corrections or 20% bare market ranges are opportune times to dollar-cost average or invest more heavily, anticipating a V-shaped recovery fueled by further money printing.

So, when it hits the 10% correction area or the 20% bare market range, you just look at the chart. I mean, those are great times to dollar cost average in or go in heavier than usual because what can you expect? You can expect a V-shaped recovery and more money printing.

10% corrections or 20% bare market ranges are opportune times to dollar-cost average or invest more heavily, anticipating a V-shaped recovery fueled by further money printing.

An expanding money supply historically supports higher asset valuations due to increased liquidity, leading to higher prices for most things.

So historically, if you have an expanding money supply that supports higher asset valuations because of the increased liquidity. So essentially, if you have more money out there and more money in the system, then of course you're going to get higher prices on almost everything.

An expanding money supply historically supports higher asset valuations due to increased liquidity, leading to higher prices for most things.

Bank lending activity increased by 2% in Q4 2024 and another 2% in Q1 2025.

So this among other things have increased bank lending activity. So banks have increased their activity plus 2% in Q4 2024 and plus 2% in Q1 to 2025.

Bank lending activity increased by 2% in Q4 2024 and another 2% in Q1 2025.

So this among other things have increased bank lending activity. So banks have increased their activity plus 2% in Q4 2024 and plus 2% in Q1 to 2025.

SLR (supplementary leverage ratio) for US treasuries is expected to be eased this summer.

So we have the anticipated easing of SLR for US treasuries this summer.

SLR (supplementary leverage ratio) for US treasuries is expected to be eased this summer.

So we have the anticipated easing of SLR for US treasuries this summer.

The Federal Reserve has shifted from aggressive monetary tightening to quantitative easing, with quantitative tightening decreasing from $25 billion to $5 billion per month and expected to reach zero soon.

So, the Federal Reserve has pivoted away from their aggressive monetary tightening. So as you know their quantitative tightening it went from $25 billion a month to now 5 billion a month. it's soon going to be zero and then they're going to switch it over to quantitative easing. It's just a matter of time.

Monetary expansion is currently occurring, despite paused rate cuts.

So although the rate cuts have been paused monetary expansion is happening right now.

Monetary expansion is currently occurring, despite paused rate cuts.

So although the rate cuts have been paused monetary expansion is happening right now.

If money supply expansion continues at the current pace, the S&P 500 has a real possibility of reaching new record highs.

So, if they're going to continue this and expand the money supply like this, then there is a real possibility that the S&P 500 is just going to shoot to new record highs.

If money supply expansion continues at the current pace, the S&P 500 has a real possibility of reaching new record highs.

So, if they're going to continue this and expand the money supply like this, then there is a real possibility that the S&P 500 is just going to shoot to new record highs.

The US dollar experienced a record-breaking poor performance in 2025.

And the US dollar has had a record-breaking bad year in 2025.

The US dollar experienced a record-breaking poor performance in 2025.

And the US dollar has had a record-breaking bad year in 2025.

More experts, institutions, and hedge funds are expected to advocate for gold as a superior asset to sovereign bonds.

more people are now understanding the reality that gold is superior to sovereign bonds and more of these experts, institutions, and hedge funds, they're going to become more vocal about this sentiment.

More experts, institutions, and hedge funds are expected to advocate for gold as a superior asset to sovereign bonds.

The price of gold is predicted to continue increasing in the long run.

But you know what? The price is just going to keep on going up.

The price of gold is predicted to continue increasing in the long run.

But you know what? The price is just going to keep on going up.

US Treasury bonds and government debt are predicted to become the next 'toxic assets'.

Treasury bonds or US government debts becoming the next toxic assets.

US Treasury bonds and government debt are predicted to become the next 'toxic assets'.

Treasury bonds or US government debts becoming the next toxic assets.

The top 0.1% of US households' control of national wealth has increased from 8.5% in 1990 to 13.8% currently.

So right now the top 0.1% of households in the US control 13.8% of all the wealth in the country. So that is up from 8.5% in 1990.

The top 0.1% of US households' control of national wealth has increased from 8.5% in 1990 to 13.8% currently.

So right now the top 0.1% of households in the US control 13.8% of all the wealth in the country. So that is up from 8.5% in 1990.

Following the next crisis, the pattern of the rich getting richer through financial asset and cost of living inflation, fueled by money printing, is expected to repeat.

And if history repeats, we're going to get more of the same financial asset inflation and cost of living inflation. So listen, during the last rounds of money printing and inflation, the rich got richer, they became more powerful. And after the next crisis and this it's going to be the same thing.

Following the next crisis, the pattern of the rich getting richer through financial asset and cost of living inflation, fueled by money printing, is expected to repeat.

AI is projected to disrupt white-collar jobs in a similar manner to how globalization impacted the manufacturing sector.

So AI is now threatening white collar jobs the same way that globalization disrupted the manufacturing sector.

AI is projected to disrupt white-collar jobs in a similar manner to how globalization impacted the manufacturing sector.

So AI is now threatening white collar jobs the same way that globalization disrupted the manufacturing sector.

The trend of the shrinking middle class is expected to continue downwards.

And the trend is expected to continue downward.

The trend of the shrinking middle class is expected to continue downwards.

And the trend is expected to continue downward.

Expect another economic crisis followed by government bailouts, leading to more money printing, inflation, and wealth inequality.

I see another economic crisis followed up by just more government bailouts. You know, where's that money going to come from? They don't have the money, so they're going to print the money. And with that going to come more inflation, and with that's going to come more wealth inequality.

Expect another economic crisis followed by government bailouts, leading to more money printing, inflation, and wealth inequality.

A $7 trillion expansion of the Federal Reserve's balance sheet would be massively inflationary.

So, if the Federal Reserve expands their balance sheets by let's just say another $7 trillion, that would be massively inflationary.

A $7 trillion expansion of the Federal Reserve's balance sheet would be massively inflationary.

So, if the Federal Reserve expands their balance sheets by let's just say another $7 trillion, that would be massively inflationary.

US government debt currently exceeds $37 trillion.

the US government is over $37 trillion in debts.

US government debt currently exceeds $37 trillion.

the US government is over $37 trillion in debts.

Average interest rates on US credit cards are now over 20%.

And the average interest rates on credit cards are I mean that's now over 20%.

Average interest rates on US credit cards are now over 20%.

And the average interest rates on credit cards are I mean that's now over 20%.

Significant legal and regulatory changes, including Congressional involvement and rule revisions by FHFA, are necessary for 50-year mortgages to become viable, as Fannie Mae and Freddie Mac currently do not purchase loans longer than 30 years.

Fanny May and Freddy Mack generally do not buy loans longer than 30 years. So, if you want a 50-year mortgage to exist, then major laws and regulations must change. So, that would be a huge undertaking. Like, Congress would have to get involved. FHFA, they would have to rewrite rules and mortgage back securities would have to be redesigned, basically.

On a $450,000 loan at 6.75% interest over 50 years, the total interest paid is projected to exceed $1.1 million.

With a 50-year mortgage, look at that number. Over a million. 1,114,33 in interest.

On a $450,000 loan at 6.75% interest over 50 years, the total interest paid is projected to exceed $1.1 million.

With a 50-year mortgage, look at that number. Over a million. 1,114,33 in interest.

Japan's experience with extending mortgage terms, including 50, 70, and 100-year mortgages, led to intergenerational debt and did not resolve housing affordability issues.

Japan has tried this and it did not go well. So, Japan went through a housing crisis in the 1980s and 1990s. prices exploded and young people couldn't buy homes. Like, does that sound familiar to you? Like, of course it does. That's our situation right now. So, banks did the same thing. They did 50-year mortgages and then it turned into 70-year mortgages and then 100year mortgages. So, people literally passed their mortgage down to their children, the next generation.

Japan's experience with extending mortgage terms, including 50, 70, and 100-year mortgages, led to intergenerational debt and did not resolve housing affordability issues.

The speaker believes the 50-year mortgage primarily benefits the real estate industry, not homebuyers.

from my perspective, I see this as a gift to the real estate industry, not the buyer. And you have to ask yourself, who's really benefiting from a 50-year mortgage?

The speaker believes the 50-year mortgage primarily benefits the real estate industry, not homebuyers.

from my perspective, I see this as a gift to the real estate industry, not the buyer. And you have to ask yourself, who's really benefiting from a 50-year mortgage?

The 50-year mortgage, by lowering monthly payments and increasing buyer qualification, is predicted to drive up home prices due to increased bidding.

It doesn't fix home affordability. It actually makes home prices go up. And I'll tell you that this one is very important because, okay, if you have lower monthly payments, then what does that mean? It means that more people are going to qualify. And what's that going to mean? you're going to have more people bidding up home prices and then that's going to lead to higher home prices.

The 50-year mortgage, by lowering monthly payments and increasing buyer qualification, is predicted to drive up home prices due to increased bidding.

FHFA Director Bill PT views the 50-year mortgage proposal as a significant, transformative policy.

And PT even said, 'We are indeed working on the 50-year mortgage, a complete gamecher.'

FHFA Director Bill PT views the 50-year mortgage proposal as a significant, transformative policy.

And PT even said, 'We are indeed working on the 50-year mortgage, a complete gamecher.'

Following the expiration of Jay Powell's term in May 2026, President Trump is expected to appoint a new Fed chair who will ease monetary policy before the midterms.

Jay Powell, chair of the Federal Reserve, he's going to be out of there. His term expires and President Trump's going to put in the new Fed chair. And that Fed chair is going to ease up on monetary policy just in time for the midterms.

Following the expiration of Jay Powell's term in May 2026, President Trump is expected to appoint a new Fed chair who will ease monetary policy before the midterms.

Increased money printing by the Federal Reserve will lead to higher prices for silver and all other real assets.

The more money that the Federal Reserve prints, like the more fiat dollars that they put out there, then it's just going to drive the price of silver higher. Not just silver, it's going to be all real assets from silver to gold to platinum to to stocks to real property, just real assets, financial asset inflation.

Increased money printing by the Federal Reserve will lead to higher prices for silver and all other real assets.

The Federal Reserve is predicted to continue cutting interest rates and implement quantitative easing (money printing).

They're going to keep on cutting interest rates and they're they're going to enter into a new phase of quantitative easing, which is just a fancy way of saying money printing.

The Federal Reserve is predicted to continue cutting interest rates and implement quantitative easing (money printing).

They're going to keep on cutting interest rates and they're they're going to enter into a new phase of quantitative easing, which is just a fancy way of saying money printing.

Net inflows into silver ETFs in the first half of 2025 exceeded the total inflows for all of 2024.

in the first half of 2025 95 million ounces worth flowed into silver ETFs. So that was the net inflows and that was more than the entirety of 2024.

Net inflows into silver ETFs in the first half of 2025 exceeded the total inflows for all of 2024.

in the first half of 2025 95 million ounces worth flowed into silver ETFs. So that was the net inflows and that was more than the entirety of 2024.

Even a small allocation of institutional funds (0.25%-0.5%) into silver could cause significantly higher prices due to unmanageable demand.

If they start allocating even a quarter% or half a percent of their portfolios into silver, the market will not be able to handle that demand without significantly higher silver prices.

Even a small allocation of institutional funds (0.25%-0.5%) into silver could cause significantly higher prices due to unmanageable demand.

If they start allocating even a quarter% or half a percent of their portfolios into silver, the market will not be able to handle that demand without significantly higher silver prices.

Silver is expected to experience significant further price appreciation.

my prediction is that silver still has a long way to go up from here.

Silver is expected to experience significant further price appreciation.

my prediction is that silver still has a long way to go up from here.

Supply and demand economics suggest that the price of silver will continue to rise.

Therefore, the simple economics of supply and demand supports the argument that the so the price of silver is just going to go higher.

Supply and demand economics suggest that the price of silver will continue to rise.

Therefore, the simple economics of supply and demand supports the argument that the so the price of silver is just going to go higher.

Demand for silver is expected to exceed supply for the fifth consecutive year in 2025, which is a positive indicator for price increases.

2025 is going to be the fifth consecutive year where demand for silver is greater than the supply of silver. And if demand is greater than supply, then of course that's a good reason for the price to keep on going up.

Demand for silver is expected to exceed supply for the fifth consecutive year in 2025, which is a positive indicator for price increases.

The speaker has made a bet that the government shutdown will conclude within 40 days.

I did a futures contract. I'm betting that the government shutdown will not last longer than 40 days.

The speaker has made a bet that the government shutdown will conclude within 40 days.

I did a futures contract. I'm betting that the government shutdown will not last longer than 40 days.

Preliminary estimates indicate a few thousand federal job cuts are already occurring due to the government shutdown.

The preliminary estimates are suggesting a few thousand job cuts already, but when I find out, I'm going to be sure to update you.

Preliminary estimates indicate a few thousand federal job cuts are already occurring due to the government shutdown.

The preliminary estimates are suggesting a few thousand job cuts already, but when I find out, I'm going to be sure to update you.

The Senior Citizens League projects a 2.7% increase in the Social Security cost of living adjustment for the upcoming year.

The Senior Citizens League is projecting that the cost of living adjustment for Social Security recipients next year is going to be bumped up by 2.7%.

The Senior Citizens League projects a 2.7% increase in the Social Security cost of living adjustment for the upcoming year.

The Senior Citizens League is projecting that the cost of living adjustment for Social Security recipients next year is going to be bumped up by 2.7%.

Gigastar has become an official YouTube partner.

They've also solidified their relationship with YouTube by becoming an official YouTube partner.

Gigastar has become an official YouTube partner.

They've also solidified their relationship with YouTube by becoming an official YouTube partner.

Gigastar's secondary market is expected to launch in Q4 of 2025.

per Gigastar, this investment round is going to assist them in launching the secondary market with an expected launch date of Q4 of this year.

Gigastar's secondary market is expected to launch in Q4 of 2025.

per Gigastar, this investment round is going to assist them in launching the secondary market with an expected launch date of Q4 of this year.

Gold is predicted to be a component of the future monetary system.

And also for the new monetary system that emerges, we know that gold is going to be a part of it.

Gold is predicted to be a component of the future monetary system.

And also for the new monetary system that emerges, we know that gold is going to be a part of it.

De-dollarization is an ongoing process, not a single event.

But listen, all I can tell you is that dd dollararization, it's not an event, it's a process. And we're going through this process right now.

De-dollarization is an ongoing process, not a single event.

But listen, all I can tell you is that dd dollararization, it's not an event, it's a process. And we're going through this process right now.

De-dollarization is not solely driven by BRICS, but BRICS is actively working to accelerate the process.

So, I just want to tell you that this whole process of ddollarization, it's not being caused or driven by bricks, but bricks, yeah, they're trying to accelerate the process.

De-dollarization is not solely driven by BRICS, but BRICS is actively working to accelerate the process.

So, I just want to tell you that this whole process of ddollarization, it's not being caused or driven by bricks, but bricks, yeah, they're trying to accelerate the process.

Countries are divesting from US dollars for savings and wealth, opting instead to hold these assets in gold.

So, what's happening is that other countries no longer want to hold their savings or their wealth in US dollars. So, they're choosing to hold their savings and wealth in gold.

Countries are divesting from US dollars for savings and wealth, opting instead to hold these assets in gold.

So, what's happening is that other countries no longer want to hold their savings or their wealth in US dollars. So, they're choosing to hold their savings and wealth in gold.

The development of gold hubs signifies a move towards a global gold standard where gold, not the US dollar or government debt, will serve as the reserve asset.

So, these gold hubs are part of the bricks pay settlement pilots. So, we're talking about the world going back to a gold standard, not a goldback currency. And the reserve asset is going to be gold, not US dollars or government IUs.

The development of gold hubs signifies a move towards a global gold standard where gold, not the US dollar or government debt, will serve as the reserve asset.

China plans to establish gold vaults globally in locations such as Dubai, Singapore, and across Asia, Africa, and the Middle East.

China's going to open up gold vaults all around the world. Dubai, Singapore, all over Asia, Africa, and the Middle East.

China plans to establish gold vaults globally in locations such as Dubai, Singapore, and across Asia, Africa, and the Middle East.

China's going to open up gold vaults all around the world. Dubai, Singapore, all over Asia, Africa, and the Middle East.

The Shanghai Gold Exchange has established its first offshore physical gold delivery vaults in Hong Kong to boost international participation.

So the SGE has opened its first offshore physical gold delivery vaults in Hong Kong as a strategic move to increase international participation.

The Shanghai Gold Exchange has established its first offshore physical gold delivery vaults in Hong Kong to boost international participation.

So the SGE has opened its first offshore physical gold delivery vaults in Hong Kong as a strategic move to increase international participation.

China is expanding the international reach of its gold market, beginning with Hong Kong.

But now China is expanding their gold market internationally starting with Hong Kong.

China is expanding the international reach of its gold market, beginning with Hong Kong.

But now China is expanding their gold market internationally starting with Hong Kong.

The Shanghai Gold Exchange (SGE) in China is not a major international gold market due to limited access caused by Chinese currency controls.

Now in China, gold is traded on the SGE, so the Shanghai gold exchange. Now this is not a major international market for gold because of its limited access due to currency controls implemented by China.

The Shanghai Gold Exchange (SGE) in China is not a major international gold market due to limited access caused by Chinese currency controls.

Gold is a key element in BRICS' strategy to challenge the dominance of the US dollar.

Gold is at the heart of the bricks plan to dethrone the US dollar.

Gold is a key element in BRICS' strategy to challenge the dominance of the US dollar.

Gold is at the heart of the bricks plan to dethrone the US dollar.

Basel 3 is influencing the financial system to favor physical gold, leading to an increased demand for physical gold deliveries.

So in effect, Basel 3 is steering the system towards physical gold, which is why we're seeing so much physical delivery demanded of gold.

Basel 3 is influencing the financial system to favor physical gold, leading to an increased demand for physical gold deliveries.

So in effect, Basel 3 is steering the system towards physical gold, which is why we're seeing so much physical delivery demanded of gold.

Under Basel 3, physical gold will be more attractive to banks than 'paper gold' due to higher funding requirements for the latter.

So what happens under Basel 3 is that physical gold becomes much more favorable to the banks because paper gold is going to have a higher funding requirements.

Under Basel 3, physical gold will be more attractive to banks than 'paper gold' due to higher funding requirements for the latter.

So what happens under Basel 3 is that physical gold becomes much more favorable to the banks because paper gold is going to have a higher funding requirements.

Basel 3 reforms will reintroduce physical gold as a central component of the international financial system.

So Basel 3 returns physical gold back into the hearts of the international financial system.

Basel 3 reforms will reintroduce physical gold as a central component of the international financial system.

So Basel 3 returns physical gold back into the hearts of the international financial system.

Basel 3 reforms went into effect on July 1st, 2025.

And they've just gone live with their Basel 3 reforms as of July 1st of 2025.

Basel 3 reforms went into effect on July 1st, 2025.

And they've just gone live with their Basel 3 reforms as of July 1st of 2025.

Central banks have been significantly increasing their gold purchases over the last 15 years, with a notable acceleration in the past 3 years, and this trend is expected to continue.

And they've been buying very heavy for the past 15 years. And it's been really ramping up over the past 3 years. And this is just a start.

Central banks have been significantly increasing their gold purchases over the last 15 years, with a notable acceleration in the past 3 years, and this trend is expected to continue.

And they've been buying very heavy for the past 15 years. And it's been really ramping up over the past 3 years. And this is just a start.

Central banks are shifting from buying US government bonds to purchasing gold as their reserve asset.

Central banks around the world are not buying US government bonds as their reserve asset. Then what are they buying? They are buying gold.

Central banks are shifting from buying US government bonds to purchasing gold as their reserve asset.

Central banks around the world are not buying US government bonds as their reserve asset. Then what are they buying? They are buying gold.

The level of US government debt held as reserve assets by other countries is at the same level as 13 years ago.

So it's at the same level that it was 13 years ago.

The level of US government debt held as reserve assets by other countries is at the same level as 13 years ago.

So it's at the same level that it was 13 years ago.

Other countries have ceased purchasing US government debt as their reserve assets.

So, we're talking about US government debts. But take a look. As you can see, other countries have stopped purchasing US government debts as their reserve assets.

Other countries have ceased purchasing US government debt as their reserve assets.

So, we're talking about US government debts. But take a look. As you can see, other countries have stopped purchasing US government debts as their reserve assets.

Mbridge is fully operational, having successfully transferred 50 million dirhams from UAE to China in 10 seconds, bypassing SWIFT and the US dollar.

In 2024, the UAE sent 50 million dirhams to China on Mbridge in just 10 seconds. So that means that Mbridge is fully operational and it bypasses Swift and the US dollar.

Mbridge is fully operational, having successfully transferred 50 million dirhams from UAE to China in 10 seconds, bypassing SWIFT and the US dollar.

In 2024, the UAE sent 50 million dirhams to China on Mbridge in just 10 seconds. So that means that Mbridge is fully operational and it bypasses Swift and the US dollar.

The Mbridge payment system has reached Minimum Viable Product (MVP) status and is functional.

So, the BIS, who is I mean you could think of them as like the central bank of central banks, they said that Mbridge has reached MVP status. So this means that Mbridge works.

The Mbridge payment system has reached Minimum Viable Product (MVP) status and is functional.

So, the BIS, who is I mean you could think of them as like the central bank of central banks, they said that Mbridge has reached MVP status. So this means that Mbridge works.

BRICS members will be subject to a 10% tariff, leading to decreased membership.

Well, if they're a member of BRICS, they're going to have to pay 10% tariff just for that one thing and they won't be a member long.

BRICS members will be subject to a 10% tariff, leading to decreased membership.

Well, if they're a member of BRICS, they're going to have to pay 10% tariff just for that one thing and they won't be a member long.

Membership in BRICS will result in a 10% tariff.

So, anybody that's in bricks is getting a 10% charge. Is that an immediate start or is that if they engage in some behavior?

Membership in BRICS will result in a 10% tariff.

So, anybody that's in bricks is getting a 10% charge. Is that an immediate start or is that if they engage in some behavior?

Dedollarization is an ongoing process, not a single event.

dedollarization, it's not an event, it's a process. And we're going through this process right now.

Dedollarization is an ongoing process, not a single event.

dedollarization, it's not an event, it's a process. And we're going through this process right now.

The world is moving towards a gold standard where gold, not US dollars or government debt, will be the reserve asset.

we're talking about the world going back to a gold standard, not a goldback currency. And the reserve asset is going to be gold, not US dollars or government IUS.

The world is moving towards a gold standard where gold, not US dollars or government debt, will be the reserve asset.

we're talking about the world going back to a gold standard, not a goldback currency. And the reserve asset is going to be gold, not US dollars or government IUS.

China plans to establish global gold hubs in locations like Dubai, Singapore, Asia, Africa, and the Middle East as part of BRICS Pay settlement pilots.

China's going to open up gold vaults all around the world. Dubai, Singapore, all over Asia, Africa, and the Middle East. So, these gold hubs are part of the bricks pay settlement pilots.

China plans to establish global gold hubs in locations like Dubai, Singapore, Asia, Africa, and the Middle East as part of BRICS Pay settlement pilots.

China's going to open up gold vaults all around the world. Dubai, Singapore, all over Asia, Africa, and the Middle East. So, these gold hubs are part of the bricks pay settlement pilots.

The Shanghai Gold Exchange (SGE) has opened its first offshore physical gold delivery vaults in Hong Kong to boost international participation.

The SGE has opened its first offshore physical gold delivery vaults in Hong Kong as a strategic move to increase international participation.

The Shanghai Gold Exchange (SGE) has opened its first offshore physical gold delivery vaults in Hong Kong to boost international participation.

The SGE has opened its first offshore physical gold delivery vaults in Hong Kong as a strategic move to increase international participation.

Basel 3 is influencing the financial system to favor physical gold, leading to increased demand for physical delivery.

Basel 3 is steering the system towards physical gold, which is why we're seeing so much physical delivery demanded of gold.

Basel 3 is influencing the financial system to favor physical gold, leading to increased demand for physical delivery.

Basel 3 is steering the system towards physical gold, which is why we're seeing so much physical delivery demanded of gold.

Under Basel 3, physical gold becomes more favorable for banks due to higher funding requirements for paper gold.

under Basel 3 is that physical gold becomes much more favorable to the banks because paper gold is going to have a higher funding requirements.

Under Basel 3, physical gold becomes more favorable for banks due to higher funding requirements for paper gold.

under Basel 3 is that physical gold becomes much more favorable to the banks because paper gold is going to have a higher funding requirements.

Basel 3 reforms are re-integrating physical gold into the international financial system.

Basel 3 returns physical gold back into the hearts of the international financial system.

Basel 3 reforms are re-integrating physical gold into the international financial system.

Basel 3 returns physical gold back into the hearts of the international financial system.

The Bank of International Settlements (BIS) implemented its Basel 3 reforms on July 1st, 2025.

the Bank of International Settlements in Switzerland... they've just gone live with their Basel 3 reforms as of July 1st of 2025.

The Bank of International Settlements (BIS) implemented its Basel 3 reforms on July 1st, 2025.

the Bank of International Settlements in Switzerland... they've just gone live with their Basel 3 reforms as of July 1st of 2025.

Central banks are shifting from US government bonds to gold as their reserve asset, with significant increases in gold purchases over the last 15 and especially the past 3 years.

central banks around the world are not buying US government bonds as their reserve asset. Then what are they buying? They are buying gold. And they've been buying very heavy for the past 15 years. And it's been really ramping up over the past 3 years. And this is just a start.

Central banks are shifting from US government bonds to gold as their reserve asset, with significant increases in gold purchases over the last 15 and especially the past 3 years.

Foreign countries have ceased purchasing US government debt as reserve assets, returning to levels seen 13 years ago.

other countries have stopped purchasing US government debts as their reserve assets. So it's at the same level that it was 13 years ago.

Foreign countries have ceased purchasing US government debt as reserve assets, returning to levels seen 13 years ago.

other countries have stopped purchasing US government debts as their reserve assets. So it's at the same level that it was 13 years ago.

The US dollar is experiencing its worst year in the past 50 years due to devaluation.

The US dollar is weakening because it is being devalued and it's having its worst year in the past 50 years.

The US dollar is experiencing its worst year in the past 50 years due to devaluation.

The US dollar is weakening because it is being devalued and it's having its worst year in the past 50 years.

As of July 2025, the MVP phase for Mbridge is complete, with ongoing pilot transactions, acceptance of new participants, and moving towards commercial readiness.

As of July of 2025, the MVP phase is now complete. So pilot transactions are ongoing. So they're not yet commercially deployed, but they are accepting new participants. And the next phase is going to be the commercial readiness phase.

As of July 2025, the MVP phase for Mbridge is complete, with ongoing pilot transactions, acceptance of new participants, and moving towards commercial readiness.

Mbridge has achieved Minimum Viable Product (MVP) status, is fully operational, and bypasses SWIFT and the US dollar. A 50 million dirham transaction from UAE to China was completed in 10 seconds in 2024.

Mbridge has reached MVP status. So this means that Mbridge works. In 2024, the UAE sent 50 million dirhams to China on Mbridge in just 10 seconds. So that means that Mbridge is fully operational and it bypasses Swift and the US dollar.

90% of commerce among BRICS nations is now settled in local currencies, an increase from 65% two years prior.

about 90% of commerce among BRICS nations is now settled in local currencies and this is up from 65% just 2 years ago.

90% of commerce among BRICS nations is now settled in local currencies, an increase from 65% two years prior.

about 90% of commerce among BRICS nations is now settled in local currencies and this is up from 65% just 2 years ago.

Membership in BRICS will result in a 10% tariff, potentially leading to a short membership duration.

if they're a member of BRICS, they're going to have to pay 10% tariff just for that one thing and they won't be a member long.

Membership in BRICS will result in a 10% tariff, potentially leading to a short membership duration.

if they're a member of BRICS, they're going to have to pay 10% tariff just for that one thing and they won't be a member long.

Any country aligning with BRICS policies will face an additional 10% tariff.

any country aligning themselves with the anti-American policies of bricks will be charged an additional 10% tariff.

Any country aligning with BRICS policies will face an additional 10% tariff.

any country aligning themselves with the anti-American policies of bricks will be charged an additional 10% tariff.

Predicted the stock market may not crash in 2025 or 2026.

the stock market may not crash in 2025 or 2026.

Predicted the stock market may not crash in 2025 or 2026.

the stock market may not crash in 2025 or 2026.

Predicted silver price will initially fall if there is a stock market crash.

In the event of a stock market crash, most likely silver will initially fall, too.

Predicted silver price will initially fall if there is a stock market crash.

In the event of a stock market crash, most likely silver will initially fall, too.

Predicted a short squeeze event for silver.

there's a short squeeze. So that's basically if the chart ever ends up looking like this.

Predicted a short squeeze event for silver.

there's a short squeeze. So that's basically if the chart ever ends up looking like this.

Predicted silver price will reach triple digits per ounce.

I believe and this is just my opinion that silver will reach the triple digits.

Predicted silver price will reach triple digits per ounce.

I believe and this is just my opinion that silver will reach the triple digits.

Predicted that inflation will increase the price of silver.

inflation will push up the price of silver.

Predicted that inflation will increase the price of silver.

inflation will push up the price of silver.

Predicted silver prices will be driven higher due to demand exceeding supply.

And when you have more demand than supply, it drives prices higher.

Predicted silver prices will be driven higher due to demand exceeding supply.

And when you have more demand than supply, it drives prices higher.

Predicted that in 2025, there will be more demand for silver than supply.

and this year 2025, there is more demand for silver than there is supply.

Predicted that in 2025, there will be more demand for silver than supply.

and this year 2025, there is more demand for silver than there is supply.

Predicted increased demand for silver in high-performance computing and warfare, leading companies/militaries to pay a premium.

I'm guessing that when it comes to high performance computing and warfare, they're going to pay the premium for silver.

Predicted increased demand for silver in high-performance computing and warfare, leading companies/militaries to pay a premium.

I'm guessing that when it comes to high performance computing and warfare, they're going to pay the premium for silver.

Predicted worldwide solar installations to grow by 10% in 2025.

Worldwide, solar installations are expected to grow by 10% in 2025.

Predicted worldwide solar installations to grow by 10% in 2025.

Worldwide, solar installations are expected to grow by 10% in 2025.

Predicted US solar installations to grow by 26% in 2025.

installations in the US to grow by 26% in 2025

Predicted US solar installations to grow by 26% in 2025.

installations in the US to grow by 26% in 2025

Predicted that the stock market will recover after any dips, corrections, or crashes and subsequently reach new highs.

the market's going to recover. I mean, it always does. And it's going to set new highs. It's going to go up even higher.

Predicted that the stock market will recover after any dips, corrections, or crashes and subsequently reach new highs.

the market's going to recover. I mean, it always does. And it's going to set new highs. It's going to go up even higher.

Predicted that mortgage interest rates will eventually return to 4%, but not within 2025.

I think that mortgage interest rates will ever get back down to 4%. Personally, I believe that yes, they will. However, I mean, I'm just going to be honest with you. I don't think that that's going to happen anytime soon. I would say don't expect that in 2025. But powerful forces at play and over time, I think that rates are going to come back down to this level.

Predicted that mortgage interest rates will eventually return to 4%, but not within 2025.

Predicted that inflation will worsen.

my opinion is that inflation is just going to get worse.

Predicted that inflation will worsen.

my opinion is that inflation is just going to get worse.

Predicted the US nickel will face debate for discontinuation in the near future.

But the nickel, I'm telling you, it's going to start getting some heat very soon in the near future.

Predicted the US nickel will face debate for discontinuation in the near future.

But the nickel, I'm telling you, it's going to start getting some heat very soon in the near future.

Predicted the US government will stop circulating new pennies by early 2026.

the government's going to stop putting new pennies into circulation by early 2026.

Predicted the US government will stop circulating new pennies by early 2026.

the government's going to stop putting new pennies into circulation by early 2026.

Predicted there will not be much opposition to the Common Sense Act.

I don't think that there's going to be much of a fight in opposition.

Predicted there will not be much opposition to the Common Sense Act.

I don't think that there's going to be much of a fight in opposition.

Predicted that corporate tax breaks for 'Made in America' products will pass.

So, I'm sure that this one's going to pass because this one is at the core of President Trump's goals.

11 months ago Correct

Predicted that corporate tax breaks for 'Made in America' products will pass.

So, I'm sure that this one's going to pass because this one is at the core of President Trump's goals.

Predicted that the Trump tax cuts will be renewed in full.

My opinion is that this is going to get renewed in full. So, that's my prediction.

11 months ago Correct

Predicted that the Trump tax cuts will be renewed in full.

My opinion is that this is going to get renewed in full. So, that's my prediction.

Predicted that the proposed Doge dividend (stimulus checks) will not be approved or implemented due to lack of Congressional support.

My prediction is that the Doge dividend will not happen.

10 months ago Correct

Predicted that the proposed Doge dividend (stimulus checks) will not be approved or implemented due to lack of Congressional support.

My prediction is that the Doge dividend will not happen.

Predicted that if President Trump's bill passes, a tax deduction for qualifying electric vehicles will be allowed from 2025 through 2028.

this deduction is going to be allowed from 2025 through 2028.

8 months ago Incorrect

Predicted that if President Trump's bill passes, a tax deduction for qualifying electric vehicles will be allowed from 2025 through 2028.

this deduction is going to be allowed from 2025 through 2028.

Predicted that if President Trump's bill passes, a tax deduction for the premium portion of overtime pay will be allowed from 2025 through 2028.

This deduction is going to be allowed from 2025 through 2028.

Predicted that if President Trump's bill passes, a tax deduction for the premium portion of overtime pay will be allowed from 2025 through 2028.

This deduction is going to be allowed from 2025 through 2028.

Predicted that if President Trump's bill passes, a tax deduction for qualified tips will be available from 2025 through 2028.

So you would be able to take a tax deduction for qualified tips... available from 2025 through 2028.

Predicted that if President Trump's bill passes, a tax deduction for qualified tips will be available from 2025 through 2028.

So you would be able to take a tax deduction for qualified tips... available from 2025 through 2028.

Predicted that if Congress fails to renew the 2017 tax cuts, the standard deduction will decrease beginning in 2026.

if the tax cuts don't renew, so in other words, if they don't pass this bill, then the standard deduction is going to decrease from this to this...

Predicted that if Congress fails to renew the 2017 tax cuts, the standard deduction will decrease beginning in 2026.

if the tax cuts don't renew, so in other words, if they don't pass this bill, then the standard deduction is going to decrease from this to this...

Predicted that if President Trump's bill passes, the child tax credit will be raised to $2,500 per child from 2025 through 2028.

this bill wants to raise the child tax credit from $2,000 per child to 2500 per child. So that would be in 2025 through 2028.

Predicted that if President Trump's bill passes, the child tax credit will be raised to $2,500 per child from 2025 through 2028.

this bill wants to raise the child tax credit from $2,000 per child to 2500 per child. So that would be in 2025 through 2028.

Predicted that if Congress does not renew the 2017 tax cuts, tax brackets will revert to higher original rates beginning in 2026.

If Congress does not renew them, then the tax brackets, they're going to go back up to these rates, which I've outlined in red.

Predicted that if Congress does not renew the 2017 tax cuts, tax brackets will revert to higher original rates beginning in 2026.

If Congress does not renew them, then the tax brackets, they're going to go back up to these rates, which I've outlined in red.

Predicted that, under current law, the modified federal income tax bracket schedule and lower tax rates will expire after December 31, 2025, becoming effective from 2026.

under current law, the modified federal income tax bracket schedule and lower tax rates will expire after December 31st of 2025.

Predicted that, under current law, the modified federal income tax bracket schedule and lower tax rates will expire after December 31, 2025, becoming effective from 2026.

under current law, the modified federal income tax bracket schedule and lower tax rates will expire after December 31st of 2025.

Predicted that interest rates for savings accounts and new CDs will decrease if the Federal Reserve cuts interest rates.

in that scenario interest rates for your savings accounts and new CDs will go down as well.

Predicted that interest rates for savings accounts and new CDs will decrease if the Federal Reserve cuts interest rates.

in that scenario interest rates for your savings accounts and new CDs will go down as well.

Predicted that a plan for the creation of a US Sovereign Wealth Fund would be delivered by May 5, 2025.

the executive order directs the Secretary of the Treasury and the Secretary of Commerce to deliver a plan within 90 days for the creation of a sovereign wealth fund

11 months ago Correct

Predicted that a plan for the creation of a US Sovereign Wealth Fund would be delivered by May 5, 2025.

the executive order directs the Secretary of the Treasury and the Secretary of Commerce to deliver a plan within 90 days for the creation of a sovereign wealth fund

Predicted that central banks will print fiat currency, leading to its devaluation and an increase in the price of gold.

the central banks the governments they're going to print fiat currency like crazy and it's just going to devalue fiat currency and it's naturally going to price push the price of gold up

Predicted that central banks will print fiat currency, leading to its devaluation and an increase in the price of gold.

the central banks the governments they're going to print fiat currency like crazy and it's just going to devalue fiat currency and it's naturally going to price push the price of gold up

Predicted the US debt crisis will worsen.

From my point of view the debt crisis is just going to get worse

Predicted the US debt crisis will worsen.

From my point of view the debt crisis is just going to get worse

Predicted that President Trump is very unlikely to balance the US budget during his presidency.

A lot of people believe that President Trump is going to balance the budget I would say that's very unlikely to happen

Predicted that President Trump is very unlikely to balance the US budget during his presidency.

A lot of people believe that President Trump is going to balance the budget I would say that's very unlikely to happen

Predicted the US government will run a $2 trillion deficit in 2025.

the US government's going to run a $2 trillion deficit in 2025

Predicted the US government will run a $2 trillion deficit in 2025.

the US government's going to run a $2 trillion deficit in 2025

Money printing by the Federal Reserve is expected to resume in 2026, causing a significant resurgence of inflation.

And then they turn the money printers back on in 2026. And then inflation is going to come roaring back with a vengeance.

Money printing by the Federal Reserve is expected to resume in 2026, causing a significant resurgence of inflation.

And then they turn the money printers back on in 2026. And then inflation is going to come roaring back with a vengeance.

The Federal Reserve is predicted to print trillions of dollars in 2026, leading to increased inflation.

My estimation is that it's going to be trillions of dollars in not so far future, probably 2026. So get ready for more inflation.

The Federal Reserve is predicted to print trillions of dollars in 2026, leading to increased inflation.

My estimation is that it's going to be trillions of dollars in not so far future, probably 2026. So get ready for more inflation.

Given the predicted setup for 2026 involving interest rate cuts, money printing, and increasing money supply, the speaker questions the likelihood of a housing market crash.

So, you're telling me that they're cutting interest rates, they're printing money and money supply is at a record high and going higher. If that's going to be the setup for 2026, then why would there be a housing market crash?

Given the predicted setup for 2026 involving interest rate cuts, money printing, and increasing money supply, the speaker questions the likelihood of a housing market crash.

Due to ongoing money printing, the speaker predicts continued long-term appreciation in stocks, home prices, food, and utilities.

This is why stocks keep going up in the long run. This is why home prices just keep going up in the long run. This is why food prices, utilities, they just keep going up in the long run.

Due to ongoing money printing, the speaker predicts continued long-term appreciation in stocks, home prices, food, and utilities.

This is why stocks keep going up in the long run. This is why home prices just keep going up in the long run. This is why food prices, utilities, they just keep going up in the long run.

The speaker believes the Federal Reserve committee will cut interest rates more aggressively with the new Fed chair starting in May.

it is my belief that with the new Fed chair coming in May, the committee is going to cut interest rates even more aggressively.

The speaker believes the Federal Reserve committee will cut interest rates more aggressively with the new Fed chair starting in May.

it is my belief that with the new Fed chair coming in May, the committee is going to cut interest rates even more aggressively.

The National Association of Realtors predicts a housing market comeback with home prices increasing by 4% in the upcoming year (2026).

The National Association of Realtors, is predicting a housing market comeback. They're actually predicting that home prices are going to go up by 4% next year.

The National Association of Realtors predicts a housing market comeback with home prices increasing by 4% in the upcoming year (2026).

The National Association of Realtors, is predicting a housing market comeback. They're actually predicting that home prices are going to go up by 4% next year.

Multiple institutions (Realtor.com, NAR, Fannie Mae, Redfin) predict mortgage interest rates to remain rangebound in 2026, with specific predictions ranging from 5.9% to 6.3%.

Realtor.com says they're predicting 6.3%. National Association of Realtors, NAR says 6.0%. Fanny May says 5.9%. Red Fin says 6.3%. Essentially, they're expecting mortgage interest rates to stay rangebound for 2026.

Multiple institutions (Realtor.com, NAR, Fannie Mae, Redfin) predict mortgage interest rates to remain rangebound in 2026, with specific predictions ranging from 5.9% to 6.3%.

The speaker predicts that there will not be a housing market crash in 2026 and the unaffordability crisis will continue.

I don't expect the housing market crash for 2026. I expect this unaffordability crisis, unfortunately, to persist.

The speaker predicts that there will not be a housing market crash in 2026 and the unaffordability crisis will continue.

I don't expect the housing market crash for 2026. I expect this unaffordability crisis, unfortunately, to persist.

The speaker plans to remain invested in 2026, buying any dips, rather than withdrawing funds to avoid inflation or waiting for a market crash, given the favorable tailwinds.

I'm going to stay invested and you as you know and because a lot of people have followed like I've made a lot of money in my investments in 2025, but I'm not going to take money off the table and lose to inflation. Not in 2026. And I'm not going to wait on the sidelines hoping for a crash in this type of setup in this type of environment. If there's going to be any dips, then I'm going to buy the dips.

The speaker plans to remain invested in 2026, buying any dips, rather than withdrawing funds to avoid inflation or waiting for a market crash, given the favorable tailwinds.

A new Federal Reserve chair in May 2026 is expected to usher in an easier monetary policy, aiming to stimulate economic activity, markets, and asset prices, particularly in the lead-up to the midterm elections.

In May of 2026, there's going to be a new Federal Reserve chair. And of course, I can't tell you who it's going to be, but what matters is that this new leadership usually brings a shift in tone and priorities. And the shift is going to be towards an easier monetary policy, definitely not a tighter one. And they're going to want to run it hot, the economy, the markets, even inflation. They're going to want to boost the economic activity and asset prices going into the midterm elections.

Liquidity cycles, including balance sheet expansion, are likely to last longer than commonly anticipated and typically occur in phases rather than short bursts.

So that's why liquidity cycles tend to last longer than people expect. So this is why balance sheet expansion usually comes in phases, not in short bursts.

Liquidity cycles, including balance sheet expansion, are likely to last longer than commonly anticipated and typically occur in phases rather than short bursts.

So that's why liquidity cycles tend to last longer than people expect. So this is why balance sheet expansion usually comes in phases, not in short bursts.

A secretary was promoted to office manager within one year due to her exceptional effort.

And then corporate noticed. So she got promoted to office manager within one year.

A secretary was promoted to office manager within one year due to her exceptional effort.

And then corporate noticed. So she got promoted to office manager within one year.

An individual started as a secretary and was promoted to overseeing operations in multiple countries.

So she started off as a secretary and ended up overseeing operations in multiple countries.

An individual started as a secretary and was promoted to overseeing operations in multiple countries.

So she started off as a secretary and ended up overseeing operations in multiple countries.

If an individual had remained an accountant and specialized, they could potentially earn $700,000 per year in the near future.

if he just stuck with being an accountant like he would be making right now or very soon about $700,000 a year

If an individual had remained an accountant and specialized, they could potentially earn $700,000 per year in the near future.

if he just stuck with being an accountant like he would be making right now or very soon about $700,000 a year

After joining a large marketing firm and starting at the bottom, a friend's salary reached approximately $80,000 within a few years.

So he went to a big marketing firm and he started the very bottom and after a few years he was making about $80,000.

After joining a large marketing firm and starting at the bottom, a friend's salary reached approximately $80,000 within a few years.

So he went to a big marketing firm and he started the very bottom and after a few years he was making about $80,000.

A friend transitioned to real estate and after a few years, was earning approximately $70,000 annually.

So he became a broker. He became a real estate agent. So, after a few years in real estate, he was making about $70,000 a year.

A friend transitioned to real estate and after a few years, was earning approximately $70,000 annually.

So he became a broker. He became a real estate agent. So, after a few years in real estate, he was making about $70,000 a year.

A friend started as an accountant making $50,000 annually and within a few years, increased their income to $65,000.

he started off as an accountant just like me and we were both making $50,000 a year... after a few years, he was making about $65,000 a year in accounting.

A friend started as an accountant making $50,000 annually and within a few years, increased their income to $65,000.

he started off as an accountant just like me and we were both making $50,000 a year... after a few years, he was making about $65,000 a year in accounting.

Average secretary salaries are significantly lower than executive secretary salaries from 15 years prior.

How much does the average secretary make right now? Of course, it's going to be much less than that.

Average secretary salaries are significantly lower than executive secretary salaries from 15 years prior.

How much does the average secretary make right now? Of course, it's going to be much less than that.

Joel Osteen earns tens of millions of dollars annually.

But how much does Joel Austin make? Tens of millions of dollars a year.

Joel Osteen earns tens of millions of dollars annually.

But how much does Joel Austin make? Tens of millions of dollars a year.

The average pastor salary is approximately $50,000 per year.

How much does the average pastor at a church make? Let's just call it 50 grand a year.

The average pastor salary is approximately $50,000 per year.

How much does the average pastor at a church make? Let's just call it 50 grand a year.

Celebrity chefs can earn millions of dollars annually.

But how much does a celebrity chef make? Millions.

Celebrity chefs can earn millions of dollars annually.

But how much does a celebrity chef make? Millions.

The average salary for a chef is around $60,000 per year.

Now, let me ask you this. How much does the average chef make? About $60,000 a year.

The average salary for a chef is around $60,000 per year.

Now, let me ask you this. How much does the average chef make? About $60,000 a year.

Partners at major accounting firms can earn $700,000 annually.

A partner at the big accounting firms, they make $700,000 a year.

Partners at major accounting firms can earn $700,000 annually.

A partner at the big accounting firms, they make $700,000 a year.

The average accountant salary is approximately $80,000 per year.

Now, let me ask you this. How much does the average accountant make? Okay. So, if you don't know, it's about $80,000 a year.

The average accountant salary is approximately $80,000 per year.

Now, let me ask you this. How much does the average accountant make? Okay. So, if you don't know, it's about $80,000 a year.

Executive secretaries earned $150,000 annually 15 years prior to the transcript's publication.

Did you know that when I started my career at a big corporation, the executive secretaries were making $150,000 a year? And that was 15 years ago.

Executive secretaries earned $150,000 annually 15 years prior to the transcript's publication.

Did you know that when I started my career at a big corporation, the executive secretaries were making $150,000 a year? And that was 15 years ago.

An individual who remained in accounting could potentially earn $700,000 per year soon.

if he just stuck with being an accountant like he would be making right now or very soon about $700,000 a year

An individual who remained in accounting could potentially earn $700,000 per year soon.

if he just stuck with being an accountant like he would be making right now or very soon about $700,000 a year

An individual starting at the bottom of a marketing firm reached an annual salary of $80,000 after a few years.

So he went to a big marketing firm and he started the very bottom and after a few years he was making about $80,000.

An individual starting at the bottom of a marketing firm reached an annual salary of $80,000 after a few years.

So he went to a big marketing firm and he started the very bottom and after a few years he was making about $80,000.

An individual became a real estate agent and earned approximately $70,000 per year after a few years in the role.

So he became a broker. He became a real estate agent. So after a few years in real estate, he was making about $70,000 a year.

An individual became a real estate agent and earned approximately $70,000 per year after a few years in the role.

So he became a broker. He became a real estate agent. So after a few years in real estate, he was making about $70,000 a year.

An individual transitioned from a $50,000 annual salary in accounting to $65,000 after a few years.

So, he was smart. He had people skills. He's a very good guy. And after a few years, he was making about $65,000 a year in accounting.

An individual transitioned from a $50,000 annual salary in accounting to $65,000 after a few years.

So, he was smart. He had people skills. He's a very good guy. And after a few years, he was making about $65,000 a year in accounting.

An individual starting as a secretary was promoted to overseeing international operations.

She started off as a secretary and ended up overseeing operations in multiple countries.

An individual starting as a secretary was promoted to overseeing international operations.

She started off as a secretary and ended up overseeing operations in multiple countries.

The average pastor earns around $50,000 per year.

How much does the average pastor at a church make? Let's just call it 50 grand a year.

The average pastor earns around $50,000 per year.

How much does the average pastor at a church make? Let's just call it 50 grand a year.

The average chef earns approximately $60,000 per year.

How much does the average chef make? About $60,000 a year.

The average chef earns approximately $60,000 per year.

How much does the average chef make? About $60,000 a year.

The average accountant earns approximately $80,000 per year.

How much does the average accountant make? ... it's about $80,000 a year.

The average accountant earns approximately $80,000 per year.

How much does the average accountant make? ... it's about $80,000 a year.

Top-tier accountants, specifically partners at large firms, can earn $700,000 per year.

But how much do the top tier accountants make? ... A partner at the big accounting firms, they make $700,000 a year.

Top-tier accountants, specifically partners at large firms, can earn $700,000 per year.

But how much do the top tier accountants make? ... A partner at the big accounting firms, they make $700,000 a year.

Joel Osteen earns tens of millions of dollars annually.

But how much does Joel Austin make? Tens of millions of dollars a year.

Joel Osteen earns tens of millions of dollars annually.

But how much does Joel Austin make? Tens of millions of dollars a year.

Celebrity chefs earn millions annually, with many others in the profession making hundreds of thousands.

But how much does a celebrity chef make? Millions. And I'm sure that there are many chefs that make hundreds of thousands a year.

Celebrity chefs earn millions annually, with many others in the profession making hundreds of thousands.

But how much does a celebrity chef make? Millions. And I'm sure that there are many chefs that make hundreds of thousands a year.

Partners at large accounting firms earn $700,000 annually.

A partner at the big accounting firms, they make $700,000 a year.

Partners at large accounting firms earn $700,000 annually.

A partner at the big accounting firms, they make $700,000 a year.

Executive secretaries at large corporations made $150,000 per year approximately 15 years prior to the video's publication.

Did you know that when I started my career at a big corporation, the executive secretaries were making $150,000 a year? and that was 15 years ago.

Executive secretaries at large corporations made $150,000 per year approximately 15 years prior to the video's publication.

Did you know that when I started my career at a big corporation, the executive secretaries were making $150,000 a year? and that was 15 years ago.

The speaker predicts that quantitative easing (money printing) will begin in 2026.

I made my prediction that they're going to start the money printing in 2026.

The speaker predicts that quantitative easing (money printing) will begin in 2026.

I made my prediction that they're going to start the money printing in 2026.

The Social Security system is projected to become insolvent in 8 years (from the publication date of 2025-12-08, this would be around 2033).

the Social Security system is on track to go insolvent in 8 years

The Social Security system is projected to become insolvent in 8 years (from the publication date of 2025-12-08, this would be around 2033).

the Social Security system is on track to go insolvent in 8 years

Quantitative Easing (QE) is widely expected to begin in 2026.

It is now widely expected that QE will start in 2026.

Quantitative Easing (QE) is widely expected to begin in 2026.

It is now widely expected that QE will start in 2026.

The speaker believes the US will experience another credit rating downgrade.

I do believe that we're going to get another credit rating downgrade

The speaker believes the US will experience another credit rating downgrade.

I do believe that we're going to get another credit rating downgrade

A further US credit rating downgrade is expected later in 2026 or 2027.

my expectation is it's going to be later, like deeper into 2026 or 2027.

A further US credit rating downgrade is expected later in 2026 or 2027.

my expectation is it's going to be later, like deeper into 2026 or 2027.

The Social Security system is projected to become insolvent in 8 years from the time of the transcript.

the Social Security system is on track to go insolvent in 8 years

The Social Security system is projected to become insolvent in 8 years from the time of the transcript.

the Social Security system is on track to go insolvent in 8 years

The Social Security system is projected to become insolvent within 8 years from the time of the transcript.

the Social Security system is on track to go insolvent in 8 years

The Social Security system is projected to become insolvent within 8 years from the time of the transcript.

the Social Security system is on track to go insolvent in 8 years

Another credit rating downgrade for the US is considered probable.

another downgrade, it's not just possible, it's probable.

Another credit rating downgrade for the US is considered probable.

another downgrade, it's not just possible, it's probable.

The speaker believes another US credit rating downgrade is probable, not just possible.

another downgrade, it's not just possible, it's probable.

The speaker believes another US credit rating downgrade is probable, not just possible.

another downgrade, it's not just possible, it's probable.

The speaker expects the US to receive another credit rating downgrade later in 2026 or 2027.

my expectation is it's going to be later, like deeper into 2026 or 2027.

The speaker expects the US to receive another credit rating downgrade later in 2026 or 2027.

my expectation is it's going to be later, like deeper into 2026 or 2027.

The speaker expects another US credit rating downgrade to occur in late 2026 or 2027.

my expectation is it's going to be later, like deeper into 2026 or 2027.

The speaker expects another US credit rating downgrade to occur in late 2026 or 2027.

my expectation is it's going to be later, like deeper into 2026 or 2027.

If the Supreme Court rules Trump's tariffs illegal, revenue could drop to under $100 billion.

If the Supreme Court says that President Trump's tariffs are illegal and they have to be voted through Congress, then most of the tariffs would be struck down and then the tariffs would only bring in under $100 billion.

If the Supreme Court rules Trump's tariffs illegal, revenue could drop to under $100 billion.

President Trump's tariffs are currently under challenge in the Supreme Court.

President Trump's tariffs are being challenged in the Supreme Court now.

President Trump's tariffs are currently under challenge in the Supreme Court.

President Trump's tariffs are being challenged in the Supreme Court now.

President Trump is claiming tariffs are generating trillions of dollars by including potential future manufacturing investments.

President Trump is saying that the tariffs are bringing in trillions of dollars because he's counting potential economic investments in the manufacturing industry over the coming years.

President Trump is claiming tariffs are generating trillions of dollars by including potential future manufacturing investments.

President Trump is saying that the tariffs are bringing in trillions of dollars because he's counting potential economic investments in the manufacturing industry over the coming years.

A stimulus check of this size would likely only be issued if the economy collapses or a bailout is required.

the only way that the government's going to issue a stimulus check, especially of this size, is if the economy craters or if a bailout is needed, which threatens an economic cratering.

A stimulus check of this size would likely only be issued if the economy collapses or a bailout is required.

the only way that the government's going to issue a stimulus check, especially of this size, is if the economy craters or if a bailout is needed, which threatens an economic cratering.

A $2,000 stimulus check is estimated to cost $600 billion.

the $1,400 stimulus check that was issued back in 2021, that cost $411 billion. ... if you're talking about a $2,000 tariff dividend or stimulus check, that's going to cost $600 billion.

A $2,000 stimulus check is estimated to cost $600 billion.

the $1,400 stimulus check that was issued back in 2021, that cost $411 billion. ... if you're talking about a $2,000 tariff dividend or stimulus check, that's going to cost $600 billion.

Tariff revenue in 2025 is projected to be slightly under $300 billion.

As you can see, the revenue collected this year from tariffs is so much higher than previous years. Right now, as of November, it's at $228 billion. But of course, the year isn't over yet. For December, the government is expected to collect about another $35 billion, maybe 40 billion, you know, on the high end. And then we have the rest of November, right? So the final figure for the year, it's going to come around slightly under $300 billion for the entirety of 2025.

Tariff revenue in 2025 is projected to be slightly under $300 billion.

In 50 years, the current era will be remembered as the time when central bankers' control, greed, and recklessness ruined the country.

And I'll say it again, it's a process. It's not an event. So when people read about us like this situation right now in the history books, I'm talking about like 50 years from now, this is going to be known as the era of when the central bankers took control and greed and recklessness ruined our country.

In 50 years, the current era will be remembered as the time when central bankers' control, greed, and recklessness ruined the country.

Quantitative easing, or money printing, is predicted to occur in 2026.

and then comes the quantitative easing or the money printing in 2026.

Quantitative easing, or money printing, is predicted to occur in 2026.

and then comes the quantitative easing or the money printing in 2026.

Consumer spending has slowed, and the Federal Reserve is monitoring this closely, alongside labor market and inflation data.

Look, we it's it's one of the data points that we pay most careful attention to. Um, and there's no question that it's slowed and you know, we're watching it closely, but we also watch the labor market and the performance of inflation.

Consumer spending has slowed, and the Federal Reserve is monitoring this closely, alongside labor market and inflation data.

The consumer is generally in good shape and spending at a healthy, albeit not rapidly growing, rate, supported by good credit performance reported by banks.

So, generally the and if if you look at the banks and when the banks talk about in their earnings calls, their the performance of credit has been good. So essentially you you have a consumer that's in good shape and is spending not at a rapid rate.

The consumer is generally in good shape and spending at a healthy, albeit not rapidly growing, rate, supported by good credit performance reported by banks.

Despite some clarity on current tariff rates, there are still many uncertainties to resolve, and the process of settling tariff agreements is not expected to conclude soon.

we are still, you know, a ways away from seeing where things settle down. we are clearly getting more and more information and um you know I think at this point people's estimates our estimates outside estimates of the of the likely um you know uh effective effective level of tariffs is is not moving around that much at this point but at the same time there are many many uncertainties left to resolve so yes we are learning more and more it doesn't feel like we're very close to the end of that process

Despite some clarity on current tariff rates, there are still many uncertainties to resolve, and the process of settling tariff agreements is not expected to conclude soon.

The situation regarding a potential Federal Reserve interest rate cut in September remains uncertain, with a near 50/50 probability (46% cut, 54% no cut) based on current market sentiment.

So, we didn't learn much. I mean, we're still in a wait andsee approach. Like, what has changed really? Like, nothing. So, I mean, what do we know from the for the next Federal Reserve meeting in September? A 46% chance that they're going to cut, 54% chance that they're not going to cut. So, it's basically like a coin toss at this point.

The situation regarding a potential Federal Reserve interest rate cut in September remains uncertain, with a near 50/50 probability (46% cut, 54% no cut) based on current market sentiment.

The market's expectation for a Federal Reserve interest rate cut in September has decreased to 46% following the press conference.

So, after this press conference, the odds of a rate cut in September have fallen from that 59.8% to now 46%.

The market's expectation for a Federal Reserve interest rate cut in September has decreased to 46% following the press conference.

So, after this press conference, the odds of a rate cut in September have fallen from that 59.8% to now 46%.

The stock market's rise to record highs is attributed to an easier monetary policy, anticipated interest rate cuts, and record levels of money supply, rather than economic or labor market strength.

If we're going to record highs, it's not because the economy is doing great. It's not because the labor market's like booming. It's simply an easier monetary environment. They're going to cut interest rates soon and the money supply is just it's at new record highs as well. It's just it's easy money. That's what that's what's driving the stock market higher.

The stock market's rise to record highs is attributed to an easier monetary policy, anticipated interest rate cuts, and record levels of money supply, rather than economic or labor market strength.

President Trump's primary objective for the Federal Reserve is the implementation of significantly lower interest rates.

And what President Trump wants is much lower interest rates.

President Trump's primary objective for the Federal Reserve is the implementation of significantly lower interest rates.

And what President Trump wants is much lower interest rates.

The transcript presents potential candidates identified by President Trump to succeed Jay Powell as the Federal Reserve Chair.

And here are President Trump's potential candidates for chair of the Federal Reserve, the person to replace Jay Powell.

The transcript presents potential candidates identified by President Trump to succeed Jay Powell as the Federal Reserve Chair.

And here are President Trump's potential candidates for chair of the Federal Reserve, the person to replace Jay Powell.

A nomination for Federal Reserve Chair by Trump, coupled with a promise of immediate, significant interest rate cuts, would cause the market to disregard Jay Powell's statements for the remainder of his term.

If Trump nominates, let's just say Scott Bent, like if he nominates him today, and if Bent says that we're going to do massive interest rate cuts as soon as I become chair of the Federal Reserve in May, if if Bent says that, then the market's going to ignore what Powell says for the rest of his term.

Donald Trump aims to nominate a new Federal Reserve Chair earlier than usual to influence market expectations and diminish Jay Powell's current influence.

Trump wants to do the nomination much earlier to influence the markets and basically make J. Powell a lame duck.

Donald Trump aims to nominate a new Federal Reserve Chair earlier than usual to influence market expectations and diminish Jay Powell's current influence.

Trump wants to do the nomination much earlier to influence the markets and basically make J. Powell a lame duck.

President Trump is considering nominating a successor to Jay Powell as the next chair of the Federal Reserve.

The other situation is that President Trump is thinking about naming the next chair of the Federal Reserve that's going to replace Jay Powell.

President Trump is considering nominating a successor to Jay Powell as the next chair of the Federal Reserve.

The other situation is that President Trump is thinking about naming the next chair of the Federal Reserve that's going to replace Jay Powell.

The market anticipates a cycle of easing, beginning with interest rate cuts, in approximately two and a half months, specifically at the September meeting.

The market is expecting lower interest rates. You know, that cycle of easing to begin in two and a half months at the September meeting.

The market anticipates a cycle of easing, beginning with interest rate cuts, in approximately two and a half months, specifically at the September meeting.

The market is expecting lower interest rates. You know, that cycle of easing to begin in two and a half months at the September meeting.

Not lowering interest rates could cost the US government approximately $900 billion annually in additional interest payments.

So, we're going to end up paying maybe two points or three points more. Uh, three points would be about $900 billion a year because of this very average mentally person.

Not lowering interest rates could cost the US government approximately $900 billion annually in additional interest payments.

So, we're going to end up paying maybe two points or three points more. Uh, three points would be about $900 billion a year because of this very average mentally person.

Donald Trump claims that lowering interest rates would result in hundreds of billions of dollars in savings on interest expenses for the US federal government.

President Trump is arguing that lower interest rates will save the federal government hundreds of billions of dollars in interest expense.

Donald Trump claims that lowering interest rates would result in hundreds of billions of dollars in savings on interest expenses for the US federal government.

President Trump is arguing that lower interest rates will save the federal government hundreds of billions of dollars in interest expense.

If inflation pressures stay contained, rate cuts will happen sooner rather than later, but Jay Powell is not committing to a specific meeting due to the strong economy and labor market.

If it turns out that inflation pressures do remain contained then we will get to a place where we cut rates sooner rather than later. But I I wouldn't want to say I wouldn't want to point to a particular meeting. I don't think we need to be in any rush because the economy is still strong. The labor market is strong.

If inflation pressures stay contained, rate cuts will happen sooner rather than later, but Jay Powell is not committing to a specific meeting due to the strong economy and labor market.

Jay Powell has stated there is no urgency to cut interest rates.

But you're going to see J. Paul, he says that there's no rush. There's no rush to cut interest rates.

Jay Powell has stated there is no urgency to cut interest rates.

But you're going to see J. Paul, he says that there's no rush. There's no rush to cut interest rates.

Uncertainty surrounding the impact and persistence of inflation from tariffs is cited as the primary reason for not cutting interest rates, despite anchored inflation expectations.

Paul says it's because of the uncertainty of the tariffs. Please take a look. Inflation expectations are firmly anchored. What is the reason not to cut rates? Well, it's uncertainty about the size and potential persistence of of the um of the potential but highly uncertain inflation from tariffs.

Uncertainty surrounding the impact and persistence of inflation from tariffs is cited as the primary reason for not cutting interest rates, despite anchored inflation expectations.

Jay Powell's wait-and-see approach to interest rate cuts is driven by the expectation that inflation will reaccelerate in the second half of 2025.

So, Jay Powell is not cutting interest rates right now. Like he wants to take a wait and see approach because his belief and the expectation is that inflation is going to reacelerate in the second half of this year in 2025.

Jay Powell's wait-and-see approach to interest rate cuts is driven by the expectation that inflation will reaccelerate in the second half of 2025.

Professional forecasters, including the Fed, anticipate a significant rise in inflation this year, which is the reason for not cutting interest rates despite past data suggesting otherwise.

So, um, the you're right that if you just look in the rearview mirror and look at the existing data that we've seen, you can make a good argument that that would call for us to be at a neutral level, which would be, you know, a couple of cuts or maybe more kind of thing. The reason we're not is the forecast in the by all all professional forecasters that I know of on the outside and the Fed do expect a meaningful increase in inflation over the course of this year.

Professional forecasters, including the Fed, anticipate a significant rise in inflation this year, which is the reason for not cutting interest rates despite past data suggesting otherwise.

Jay Powell believes inflation will significantly increase in the latter half of 2025, leading to a wait-and-see approach on rate cuts.

Powell says that he wants to take a wait and see approach because he believes that inflation will rise meaningfully in the second half of 2025.

Jay Powell believes inflation will significantly increase in the latter half of 2025, leading to a wait-and-see approach on rate cuts.

Powell says that he wants to take a wait and see approach because he believes that inflation will rise meaningfully in the second half of 2025.

The Federal Reserve has forecasted a total of two interest rate cuts for the year 2025.

So the Federal Reserve has projected two interest rate cuts this year in 2025.

The Federal Reserve has forecasted a total of two interest rate cuts for the year 2025.

So the Federal Reserve has projected two interest rate cuts this year in 2025.

There is a 92.1% probability that the Federal Reserve will initiate interest rate cuts by the September 17th meeting.

There's a 92.1% chance that the Federal Reserve will start cutting interest rates by this meeting [September 17th].

There is a 92.1% probability that the Federal Reserve will initiate interest rate cuts by the September 17th meeting.

There's a 92.1% chance that the Federal Reserve will start cutting interest rates by this meeting [September 17th].

The market expects the Federal Reserve to start cutting interest rates at the September 17th meeting.

So the market expectation is that the Federal Reserve is going to start cutting interest rates at their September 17th meeting.

The market expects the Federal Reserve to start cutting interest rates at the September 17th meeting.

So the market expectation is that the Federal Reserve is going to start cutting interest rates at their September 17th meeting.

The market anticipates the Federal Reserve will begin cutting interest rates in approximately two and a half months.

So the market expectation is that the Federal Reserve is going to start cutting interest rates in two and a half months.

The market anticipates the Federal Reserve will begin cutting interest rates in approximately two and a half months.

So the market expectation is that the Federal Reserve is going to start cutting interest rates in two and a half months.

A spike in the 30-year Treasury yield will compel President Trump to postpone or cancel tariffs; a stable bond market will allow tariffs to proceed.

So, if we see a spike in the 30-year yield, and President Trump is going to be forced to back off the tariffs. But if the bond market is stable, then President Trump will be able to continue with the tariffs.

A spike in the 30-year Treasury yield will compel President Trump to postpone or cancel tariffs; a stable bond market will allow tariffs to proceed.

The upcoming Federal Reserve press conference will likely focus on how tariffs are impacting inflation and influencing the timing of potential interest rate cuts.

And I can assure you that the big theme of the next Federal Reserve meeting, at least the the press conference portion, is going to be how tariffs are affecting inflation because that's going to affect the Federal Reserve's decision on when they're going to cut interest rates.

The upcoming Federal Reserve press conference will likely focus on how tariffs are impacting inflation and influencing the timing of potential interest rate cuts.

After the inflation report, the odds of an interest rate cut by the September 17th Federal Reserve meeting fell from 60.3% to 55.9%.

Now, after the inflation report, the odds of an interest rate cuts decreased from 60.3% to 55.9%.

After the inflation report, the odds of an interest rate cut by the September 17th Federal Reserve meeting fell from 60.3% to 55.9%.

Now, after the inflation report, the odds of an interest rate cuts decreased from 60.3% to 55.9%.

Following the inflation report, the probability of the Federal Reserve not cutting interest rates at their July 30th meeting rose to 97.4%.

Now, after the inflation reports, the odds of the Federal Reserve not cutting interest rates increased from 95.3% to 97.4%.

Following the inflation report, the probability of the Federal Reserve not cutting interest rates at their July 30th meeting rose to 97.4%.

Now, after the inflation reports, the odds of the Federal Reserve not cutting interest rates increased from 95.3% to 97.4%.

President Trump is calling for a 3% interest rate cut by the Federal Reserve due to low inflation.

President Trump is saying because we have very low inflation, the Federal Reserve should cut interest rates right now and by 3% which is a massive amount.

President Trump is calling for a 3% interest rate cut by the Federal Reserve due to low inflation.

President Trump is saying because we have very low inflation, the Federal Reserve should cut interest rates right now and by 3% which is a massive amount.

Significant reciprocal tariffs are scheduled to begin on August 1st.

The biggest tariffs haven't even started yet. So the reciprocal tariffs are going to begin on August 1st and these are going to be huge.

Significant reciprocal tariffs are scheduled to begin on August 1st.

The biggest tariffs haven't even started yet. So the reciprocal tariffs are going to begin on August 1st and these are going to be huge.

Jerome Powell is expected to state that the labor market remains very strong.

J Paul is going to say that the labor market is still very strong.

Jerome Powell is expected to state that the labor market remains very strong.

J Paul is going to say that the labor market is still very strong.

The upcoming Federal Reserve press conference will heavily focus on how tariffs are impacting inflation, influencing their interest rate cut decisions.

the big theme of the next Federal Reserve meeting, at least the the press conference portion, is going to be how tariffs are affecting inflation because that's going to affect the Federal Reserve's decision on when they're going to cut interest rates.

The upcoming Federal Reserve press conference will heavily focus on how tariffs are impacting inflation, influencing their interest rate cut decisions.

Following the inflation report, the probability of an interest rate cut by the September 17th meeting has decreased from 60.3% to 55.9%.

Now, after the inflation report, the odds of an interest rate cuts decreased from 60.3% to 55.9%.

Following the inflation report, the probability of an interest rate cut by the September 17th meeting has decreased from 60.3% to 55.9%.

Now, after the inflation report, the odds of an interest rate cuts decreased from 60.3% to 55.9%.

The Federal Reserve is predicted to not cut interest rates at the July meeting.

at the July meeting the Federal Reserve they're not going to cut interest rates and it's clearly reflected in the odds.

The Federal Reserve is predicted to not cut interest rates at the July meeting.

at the July meeting the Federal Reserve they're not going to cut interest rates and it's clearly reflected in the odds.

A spike in the 30-year bond yield will force Trump to back off tariffs; a stable bond market will allow him to proceed.

if we see a spike in the 30-year yield, and President Trump is going to be forced to back off the tariffs. But if the bond market is stable, then President Trump will be able to continue with the tariffs.

A spike in the 30-year bond yield will force Trump to back off tariffs; a stable bond market will allow him to proceed.

If the bond market experiences negative action again, Trump will likely postpone or cancel the tariffs.

if we see this action happen again in the bond market then Trump is either going to have to postpone the tariffs or just call them off again.

If the bond market experiences negative action again, Trump will likely postpone or cancel the tariffs.

if we see this action happen again in the bond market then Trump is either going to have to postpone the tariffs or just call them off again.

President Trump has the potential to postpone the August 1st tariffs again.

However, as you're well aware, President Trump may postpone these tariffs yet again.

President Trump has the potential to postpone the August 1st tariffs again.

However, as you're well aware, President Trump may postpone these tariffs yet again.

Significant reciprocal tariffs are scheduled to begin on August 1st.

the reciprocal tariffs are going to begin on August 1st and these are going to be huge.

Significant reciprocal tariffs are scheduled to begin on August 1st.

the reciprocal tariffs are going to begin on August 1st and these are going to be huge.

Tariffs are expected to continue adding inflationary pressure for several months if current trends persist.

the expectation is coming true and if it continues to develop as expected then tariffs will be adding inflationary pressure for a few months.

Tariffs are expected to continue adding inflationary pressure for several months if current trends persist.

the expectation is coming true and if it continues to develop as expected then tariffs will be adding inflationary pressure for a few months.

Poly Markets indicates a 7% probability of President Trump issuing a $2,000 stimulus check in 2025.

And according to Poly Markets, the market believes that there's a 7% chance that President Trump's going to issue a $2,000 stimulus check in 2025.

Poly Markets indicates a 7% probability of President Trump issuing a $2,000 stimulus check in 2025.

And according to Poly Markets, the market believes that there's a 7% chance that President Trump's going to issue a $2,000 stimulus check in 2025.

An increase in the money supply will devalue the dollar, leading to higher prices for all goods and services, including homes and groceries.

The more dollars that's out there, the more devalued each dollar is, and the more dollars it's going to take to buy anything, not just gold, not just silver, but a home, groceries, utilities, etc., everything.

An increase in the money supply will devalue the dollar, leading to higher prices for all goods and services, including homes and groceries.

In 50 years, the current era will be remembered as the period when central bankers' actions, driven by greed and recklessness, led to the ruin of the country.

this is going to be known as the era of when the central bankers took control and greed and recklessness ruined our country.

In 50 years, the current era will be remembered as the period when central bankers' actions, driven by greed and recklessness, led to the ruin of the country.

this is going to be known as the era of when the central bankers took control and greed and recklessness ruined our country.

The sequence of Federal Reserve actions will be: interest rate cuts, then cessation of tightening, followed by quantitative easing (money printing) in 2026.

first comes the interest rate cuts and then they're going to stop the tightening which is right around the corner and then comes the quantitative easing or the money printing in 2026.

The sequence of Federal Reserve actions will be: interest rate cuts, then cessation of tightening, followed by quantitative easing (money printing) in 2026.

first comes the interest rate cuts and then they're going to stop the tightening which is right around the corner and then comes the quantitative easing or the money printing in 2026.

Quantitative easing, or money printing, is predicted to occur in 2026.

And then comes the quantitative easing or the money printing in 2026.

Quantitative easing, or money printing, is predicted to occur in 2026.

And then comes the quantitative easing or the money printing in 2026.

The Federal Reserve is predicted to resume money printing (quantitative easing) in 2026, leading to increased inflation.

the Federal Reserve will be turning the money printers back on. So, get ready for more inflation. So, if you remember, I predicted back in 2024 that they're going to turn the money printers back on in 2026.

The Federal Reserve is predicted to resume money printing (quantitative easing) in 2026, leading to increased inflation.

Asymmetric investment opportunities are still available in gold mining stocks.

I believe that you can still find asymmetric trades in the gold mining stocks.

Asymmetric investment opportunities are still available in gold mining stocks.

I believe that you can still find asymmetric trades in the gold mining stocks.

The current money supply growth of 5% compared to a reported 3% inflation rate represents a massive underreporting, leading to significant cumulative differences in cost of living adjustments over years. During the pandemic, reported 8% inflation was actually closer to 15%.

But still, if the money supply is growing at 5% and they're reporting 3%, then that's still a massive under reporting. You know, that's the difference between getting a 3% cost of living adjustments compared to a 5% cost of living adjustments. And that's happening year after year after year. It compounds. And again, this is a calm period. They reported 8% inflation, you know, during the pandemic when it was really running at 15%.

The government is incentivized to underreport inflation to save money, as accurately reporting it would significantly increase costs for social security beneficiaries through higher cost of living adjustments.

Well, from my perspective, it's pretty straightforward. It's all about the money. So, I'll just say my perspective is because the government wants to save money. There are 74.5 million Americans that receive social security benefits. Can you imagine how expensive it would be if the government reported the correct rate of inflation and gave all 74 million Americans a correct cost of living adjustments?

Silver is predicted to have a better chance of doubling to $100 than Bitcoin has of doubling to $240,000.

I think that silver has a better chance of doubling to 100 than Bitcoin has a chance of doubling to 240,000.

Silver is predicted to have a better chance of doubling to $100 than Bitcoin has of doubling to $240,000.

I think that silver has a better chance of doubling to 100 than Bitcoin has a chance of doubling to 240,000.

Job cut announcements are predicted to exceed one million, a level not seen since 2020.

it's very likely job cut plans are going to surpass a million for the first time since 2020.

Job cut announcements are predicted to exceed one million, a level not seen since 2020.

it's very likely job cut plans are going to surpass a million for the first time since 2020.

President Trump is predicted to appoint a Federal Reserve chair who will aggressively cut interest rates.

President Trump's most likely going to replace him with someone that's going to cut rates aggressively.

President Trump is predicted to appoint a Federal Reserve chair who will aggressively cut interest rates.

President Trump's most likely going to replace him with someone that's going to cut rates aggressively.

The Federal Reserve is expected to continue cutting interest rates throughout 2026.

it is widely expected that the Federal Reserve is just going to continue to cut interest rates in 2026.

The Federal Reserve is expected to continue cutting interest rates throughout 2026.

it is widely expected that the Federal Reserve is just going to continue to cut interest rates in 2026.

The CPI relies on theoretical questions like 'owner's equivalent rent' for housing costs, which do not reflect real market rates and are not based on hard data.

And here's another major issue that a lot of people have a problem with. It's the theoretical questions that do not reflect real prices. So for example, about 33% of the entire CPI consists of the cost of housing. Okay? And for that they rely heaviest on the owner's equivalent rents question. So they asked the respondent, how much do you think theoretically would you expect to pay to rent your home that you're living in? So, this is not based on any hard data or real market rates.

The CPI relies on theoretical questions like 'owner's equivalent rent' for housing costs, which do not reflect real market rates and are not based on hard data.

The substitution effect is used to 'pad' inflation numbers, and the hedonic adjustment removes price increases attributed to quality improvements, impacting the reported inflation rate.

So they use the substitution effect to pad their numbers. And then you have the hydonic adjustment. So for this one too, you tell me if you think this is fair or not or if this makes sense. So this removes price increases that are attributed to quality improvements.

The substitution effect is used to 'pad' inflation numbers, and the hedonic adjustment removes price increases attributed to quality improvements, impacting the reported inflation rate.

Historically, the stock market has seen an average gain of 0.3% and a median gain of 0.1% during government shutdowns.

the average performance during a shutdown was up 0.3%. The median performance was up 0.1%.

Historically, the stock market has seen an average gain of 0.3% and a median gain of 0.1% during government shutdowns.

the average performance during a shutdown was up 0.3%. The median performance was up 0.1%.

While AI has only directly caused 17,375 job cuts so far, the speaker believes it will eliminate a 'large quantity of jobs' in the coming years, suggesting the current numbers are understated and the concern is not overblown.

So honestly I if you compare the numbers AI has not been responsible for that many job cuts relatively speaking. However I'm going to say this again this is just my opinion. A lot of people are debating whether AI is going to eliminate a massive quantity of jobs in the future. Okay. So I'll tell you this. This number may seem low right now but I believe that yes AI is going to eliminate a large quantity of jobs in the years ahead.

The Federal Reserve will resume printing money in 2026, as predicted for 2024.

As I predicted back in 2024, the Federal Reserve will turn the money printers back on.

The Federal Reserve will resume printing money in 2026, as predicted for 2024.

As I predicted back in 2024, the Federal Reserve will turn the money printers back on.

If Trump replaces Powell in 2026, the Federal Reserve will likely aggressively cut interest rates in 2026.

But what does that mean for us in 2026 when he replaces Powell, chair of the Federal Reserve? It means that most likely the Federal Reserve will aggressively cut interest rates next year.

If Trump replaces Powell in 2026, the Federal Reserve will likely aggressively cut interest rates in 2026.

But what does that mean for us in 2026 when he replaces Powell, chair of the Federal Reserve? It means that most likely the Federal Reserve will aggressively cut interest rates next year.

Federal Reserve projects interest rates will reach 3% to 3.25% by the end of 2028.

And the Federal Reserve is projecting that they're going to slowly cut interest rates and get it down to 3% to 3.25% by the end of 2028.

Federal Reserve projects interest rates will reach 3% to 3.25% by the end of 2028.

And the Federal Reserve is projecting that they're going to slowly cut interest rates and get it down to 3% to 3.25% by the end of 2028.

Federal Reserve projects interest rates to decrease to 3%-3.25% by the end of 2028.

And the Federal Reserve is projecting that they're going to slowly cut interest rates and get it down to 3% to 3.25% by the end of 2028.

Federal Reserve projects interest rates to decrease to 3%-3.25% by the end of 2028.

And the Federal Reserve is projecting that they're going to slowly cut interest rates and get it down to 3% to 3.25% by the end of 2028.

The de-dollarization process is predicted to quicken as a result of the Federal Reserve's accelerated monetary policy.

And that means accelerating inflation, a boost to asset prices, and a quickening of the ddollarization process.

The de-dollarization process is predicted to quicken as a result of the Federal Reserve's accelerated monetary policy.

And that means accelerating inflation, a boost to asset prices, and a quickening of the ddollarization process.

Asset prices are predicted to see a boost due to the Federal Reserve's accelerated monetary policy.

And that means accelerating inflation, a boost to asset prices, and a quickening of the ddollarization process.

Asset prices are predicted to see a boost due to the Federal Reserve's accelerated monetary policy.

And that means accelerating inflation, a boost to asset prices, and a quickening of the ddollarization process.

Federal Reserve to restart money printing, predicted to occur in 2026 based on previous prediction for 2024.

And as I predicted back in 2024, the Federal Reserve will turn the money printers back on.

Federal Reserve to restart money printing, predicted to occur in 2026 based on previous prediction for 2024.

And as I predicted back in 2024, the Federal Reserve will turn the money printers back on.

The US dollar has significant potential to weaken further, despite its already poor performance.

There's so much more room to fall. So what I'm saying is that yeah, it's been bad, but it can get much worse. The dollar can weaken a lot more.

The US dollar has significant potential to weaken further, despite its already poor performance.

There's so much more room to fall. So what I'm saying is that yeah, it's been bad, but it can get much worse. The dollar can weaken a lot more.

Historically, the stock market has a 100% probability of being up one year after a similar setup to current rate cut conditions, with an average return of 13.9% and a median return of 9.8%.

Based on history with a similar setup, there's a 100% chance that the market will be up one year from now. The average return is 13.9% and the median return is 9.8%.

Historically, the stock market has a 100% probability of being up one year after a similar setup to current rate cut conditions, with an average return of 13.9% and a median return of 9.8%.

Based on history with a similar setup, there's a 100% chance that the market will be up one year from now. The average return is 13.9% and the median return is 9.8%.

There is a 77.3% probability of the stock market rising by mid-December following the rate cuts.

By mid December, there's a 77.3% chance that the stock market's going to be up from around right now.

There is a 77.3% probability of the stock market rising by mid-December following the rate cuts.

By mid December, there's a 77.3% chance that the stock market's going to be up from around right now.

There is a 50% probability of the stock market increasing by mid-October following the September 17th rate cut.

This means that by mid-October, there's a 50% chance that the stock market's going to go up compared to September 17th.

There is a 50% probability of the stock market increasing by mid-October following the September 17th rate cut.

This means that by mid-October, there's a 50% chance that the stock market's going to go up compared to September 17th.

Financial slavery is predicted to worsen.

Financial slavery is going to get worse.

Financial slavery is predicted to worsen.

Financial slavery is going to get worse.

The Federal Reserve needs to reserve funds for a potential bond crisis in 2026.

they have to leave some firepower for the upcoming bond crisis in 2026.

The Federal Reserve needs to reserve funds for a potential bond crisis in 2026.

they have to leave some firepower for the upcoming bond crisis in 2026.

Quantitative easing is predicted for 2026.

And then we're most likely going to have quantitative easing to look forward to in 2026.

Quantitative easing is predicted for 2026.

And then we're most likely going to have quantitative easing to look forward to in 2026.

Inflation is predicted to sharply accelerate in 2026.

I expect that the rate of inflation to sharply accelerate next year in 2026

Inflation is predicted to sharply accelerate in 2026.

I expect that the rate of inflation to sharply accelerate next year in 2026

Gold is predicted to reach $3,700, $4,000, $5,000, and $10,000 per troy ounce at some point in the future.

It's just my opinion, it's just a matter of time before it crosses $3,700, $4,000, $5,000, $10,000 a troy ounce.

Gold is predicted to reach $3,700, $4,000, $5,000, and $10,000 per troy ounce at some point in the future.

It's just my opinion, it's just a matter of time before it crosses $3,700, $4,000, $5,000, $10,000 a troy ounce.

The risks of declining employment are increasing.

downside risks to employment are rising.

The risks of declining employment are increasing.

downside risks to employment are rising.

The speaker interprets Jerome Powell's statement about rising downside risks to employment as an indication that he is leaning towards a rate cut to prevent further labor market decline.

downside risks to employment are rising. So, that means he's leaning towards a rate cut to prevent further deterioration in the labor market.

The speaker interprets Jerome Powell's statement about rising downside risks to employment as an indication that he is leaning towards a rate cut to prevent further labor market decline.

downside risks to employment are rising. So, that means he's leaning towards a rate cut to prevent further deterioration in the labor market.

The Federal Reserve's base case assumption is that the inflationary effects of tariffs will be short-lived, constituting a one-time price level shift.

A reasonable base case is that the effects will be relatively short-lived, a one-time shift in the price level.

The Federal Reserve's base case assumption is that the inflationary effects of tariffs will be short-lived, constituting a one-time price level shift.

A reasonable base case is that the effects will be relatively short-lived, a one-time shift in the price level.

An easier monetary policy, resulting from a rate cut, is expected to lead to more inflation, including asset inflation, which is driving up the prices of stocks, gold, silver, and Bitcoin.

So this means an easier monetary policy. So more inflation which includes asset inflation which is why the stock market, gold, silver, and Bitcoin are pushing higher.

An easier monetary policy, resulting from a rate cut, is expected to lead to more inflation, including asset inflation, which is driving up the prices of stocks, gold, silver, and Bitcoin.

So this means an easier monetary policy. So more inflation which includes asset inflation which is why the stock market, gold, silver, and Bitcoin are pushing higher.

The Federal Reserve's policy statement suggests that their base case is leaning towards either holding interest rates steady or cutting them.

With policy in restrictive territory, the baseline outlook and the shifting balance of risks may warrant adjusting our policy stance. So that means that their base case is leaning towards holding interest rates steady to cutting interest rates.

The Federal Reserve's policy statement suggests that their base case is leaning towards either holding interest rates steady or cutting them.

The unemployment rate only increased slightly from 4.1% to 4.2% in July, which, according to the Federal Reserve's focus, does not indicate a need for an interest rate cut to support the labor market.

the unemployment rates, then it only ticked up from 4.1% in June to 4.2% in July, which of course would not warrant an interest rate cut to save the labor market because the labor market doesn't need any saving according to the unemployment rate, that data point.

Jerome Powell stated that the unemployment rate is the primary data point he will consider from jobs reports.

J Paul Powell, chair of the Federal Reserve, clearly said that the main data points in the jobs reports that he's going to be looking at is the unemployment rates.

Jerome Powell stated that the unemployment rate is the primary data point he will consider from jobs reports.

J Paul Powell, chair of the Federal Reserve, clearly said that the main data points in the jobs reports that he's going to be looking at is the unemployment rates.

The PPI report indicates rapidly rising prices for businesses due to tariffs, suggesting a future surge in consumer prices and making it unlikely for the Federal Reserve to cut interest rates.

the PPI report showed rapidly rising prices for businesses because of the tariffs. So this is important because if businesses are seeing higher prices for goods and services, then it's expected that they're going to pass on these higher prices to consumers. So in other words, it's just a matter of time before we see a surge of inflation in consumer prices. So the expectation was that the PPI would rise by 0.2% in July, but the PPI rose by 0.9% which is and that's like horrifyingly bad.

The PPI report indicates rapidly rising prices for businesses due to tariffs, suggesting a future surge in consumer prices and making it unlikely for the Federal Reserve to cut interest rates.

The increase in core CPI inflation to 3.1% is moving away from the 2.0% target and accelerating, which is a reason for the Federal Reserve to avoid cutting interest rates.

CPI core inflation did move up from 2.9% in the previous month to 3.1%. And the Fed prefers to use core inflation, but now we're at 3.1%. And that's far from the 2.0% target. And not only that, it's also going in the wrong direction. So if you have inflation accelerating, then of course the Federal Reserve is not going to want to cut interest rates because that'll be inflationary.

The increase in core CPI inflation to 3.1% is moving away from the 2.0% target and accelerating, which is a reason for the Federal Reserve to avoid cutting interest rates.

The July CPI inflation report, showing headline inflation at 2.7% (unchanged from the prior month), supports the Federal Reserve cutting rates to assist the labor market.

the July CPI inflation reports that was released in August did not have any kind of nasty surprises. So CPI headline inflation came in at 2.7%. So this was at the same level that it was at the prior month. So therefore, it didn't come in worse than expected. And this makes people believe that inflation is not shooting up. Therefore, the Federal Reserve can focus on assisting the labor markets with an interest rate cut.

The July CPI inflation report, showing headline inflation at 2.7% (unchanged from the prior month), supports the Federal Reserve cutting rates to assist the labor market.

The weakening labor market is a factor supporting a Federal Reserve interest rate cut in September.

this weakening labor market gives the Federal Reserve reason to cut interest rates in September.

The weakening labor market is a factor supporting a Federal Reserve interest rate cut in September.

this weakening labor market gives the Federal Reserve reason to cut interest rates in September.

There was a 76% chance the Federal Reserve would cut interest rates on September 17th.

The Federal Reserve would cut interest rates at their next meeting on September 17th.

There was a 76% chance the Federal Reserve would cut interest rates on September 17th.

The Federal Reserve would cut interest rates at their next meeting on September 17th.

The decision on interest rate changes by the Federal Reserve seems to have already been finalized.

it looks like the decision has already been made

The decision on interest rate changes by the Federal Reserve seems to have already been finalized.

it looks like the decision has already been made

The speaker believes a rate cut by the Federal Reserve in September is highly probable.

The odds are heavily in favor of a cut. And I'm going to tell you why.

The speaker believes a rate cut by the Federal Reserve in September is highly probable.

The odds are heavily in favor of a cut. And I'm going to tell you why.

The probability of a Federal Reserve interest rate cut in September increased to 89.2%.

the odds of an interest rate cut in September increase from 76% to 89.2%.

The probability of a Federal Reserve interest rate cut in September increased to 89.2%.

the odds of an interest rate cut in September increase from 76% to 89.2%.

Market expectation is for the Federal Reserve to cut interest rates in September.

market expectation, they're going to cut in September.

Market expectation is for the Federal Reserve to cut interest rates in September.

market expectation, they're going to cut in September.

The Federal Reserve is expected to cut interest rates in September.

they're going to cut interest rates in September.

The Federal Reserve is expected to cut interest rates in September.

they're going to cut interest rates in September.

By the October Federal Reserve meeting, there is a 62% probability of two interest rate cuts and a 35.6% probability of one rate cut.

So, here are the odds by the October Fed meeting. So, there's a 62% chance that we're going to get two interest rate cuts by then. There's a 35.6% chance that we'll only have one rate cut by then.

By the October Federal Reserve meeting, there is a 62% probability of two interest rate cuts and a 35.6% probability of one rate cut.

So, here are the odds by the October Fed meeting. So, there's a 62% chance that we're going to get two interest rate cuts by then. There's a 35.6% chance that we'll only have one rate cut by then.

Market dips are viewed as a significant buying opportunity.

So, I would say any market dips, you know, this just me personally, I would see it as an amazing buying opportunity.

Market dips are viewed as a significant buying opportunity.

So, I would say any market dips, you know, this just me personally, I would see it as an amazing buying opportunity.

An easier monetary policy is predicted to lead to increased asset inflation.

And with an easier monetary policy is going to come more asset inflation.

An easier monetary policy is predicted to lead to increased asset inflation.

And with an easier monetary policy is going to come more asset inflation.

The resumption of interest rate cuts will be followed by quantitative easing, indicating a shift to easier monetary policy.

And when they resume the interest rate cuts, it's going to be an easier monetary policy. So, first come the interest rate cuts, followed by quantitative easing, QE.

The resumption of interest rate cuts will be followed by quantitative easing, indicating a shift to easier monetary policy.

And when they resume the interest rate cuts, it's going to be an easier monetary policy. So, first come the interest rate cuts, followed by quantitative easing, QE.

If a rate cut does not occur in September, it is highly probable in one of the two subsequent Federal Reserve meetings in 2025.

So, if not in September, then there are two more meetings after that one in September for the remainder of the year. And each of those meetings are going to be fair game for an interest rate cut.

If a rate cut does not occur in September, it is highly probable in one of the two subsequent Federal Reserve meetings in 2025.

So, if not in September, then there are two more meetings after that one in September for the remainder of the year. And each of those meetings are going to be fair game for an interest rate cut.

Interest rate cuts by the Federal Reserve are imminent.

But I do want you to know that the interest rate cuts, they're I mean, they're going to start soon. It's right around the corner.

Interest rate cuts by the Federal Reserve are imminent.

But I do want you to know that the interest rate cuts, they're I mean, they're going to start soon. It's right around the corner.

The speaker believes Jerome Powell will find it difficult to justify not cutting interest rates in September given current economic data.

So, I mean, I'll just tell you honestly, I don't know how J. Paul is going to justify not cutting interest rates in September, the way things that are going.

The speaker believes Jerome Powell will find it difficult to justify not cutting interest rates in September given current economic data.

So, I mean, I'll just tell you honestly, I don't know how J. Paul is going to justify not cutting interest rates in September, the way things that are going.

The optimal time to apply for a business term loan is during stable financial periods to gain leverage.

The best time to apply is when things are more stable and that's when you're going to have leverage.

The optimal time to apply for a business term loan is during stable financial periods to gain leverage.

The best time to apply is when things are more stable and that's when you're going to have leverage.

Banks typically require 2+ years in business for term loans, while online lenders may accept as little as 6 months.

They're also going to look at your time in business. So, banks want to see two plus years. Online lenders may accept, you know, as little as 6 months.

Banks typically require 2+ years in business for term loans, while online lenders may accept as little as 6 months.

They're also going to look at your time in business. So, banks want to see two plus years. Online lenders may accept, you know, as little as 6 months.

Most lenders require at least $100,000 in annual revenue for business term loans; online lenders may have a lower threshold.

They're going to want to see annual revenue from your small business. So, most lenders want to see at least $100,000. So, 100K or more. Online lenders, they're generally going to have a lower threshold.

Most lenders require at least $100,000 in annual revenue for business term loans; online lenders may have a lower threshold.

The market views a September interest rate cut by the Federal Reserve as highly probable, though not a certainty.

So, I'll tell you that it's not 100%. It's not a sure thing, but it sure is close.

The market views a September interest rate cut by the Federal Reserve as highly probable, though not a certainty.

So, I'll tell you that it's not 100%. It's not a sure thing, but it sure is close.

For business term loans, banks require a personal credit score of 680+, while online lenders may accept scores as low as 600+.

Banks generally want to see a credit score, your personal credit score of 680 or above. Online lenders might accept lower scores. So, it's typically going to be a minimum of 600. So, 600 plus.

For business term loans, banks require a personal credit score of 680+, while online lenders may accept scores as low as 600+.

Banks generally want to see a credit score, your personal credit score of 680 or above. Online lenders might accept lower scores. So, it's typically going to be a minimum of 600. So, 600 plus.

By mid-August, there will be a clearer understanding of how the tariff situation is developing.

And the second thing is by I would say mid August by then we're going to have a better understanding of how the tariff situation is developing.

By mid-August, there will be a clearer understanding of how the tariff situation is developing.

And the second thing is by I would say mid August by then we're going to have a better understanding of how the tariff situation is developing.

Jerome Powell's statements following the FOMC press conference are expected to influence the probabilities of a September interest rate cut.

So, everybody's going to be listening to what Paul says. They're going to be trying to interpret his answers and then that's going to change the odds for a September rate cuts.

Jerome Powell's statements following the FOMC press conference are expected to influence the probabilities of a September interest rate cut.

So, everybody's going to be listening to what Paul says. They're going to be trying to interpret his answers and then that's going to change the odds for a September rate cuts.

Interest rate cuts by the Federal Reserve in July are predicted not to happen.

July do not expect any interest rate cuts. Like it's just not going to happen.

Interest rate cuts by the Federal Reserve in July are predicted not to happen.

July do not expect any interest rate cuts. Like it's just not going to happen.

The Federal Reserve is predicted to switch to quantitative easing (money printing), possibly initiated by Jay Powell.

They're going to switch to quantitative easing and you know in layman's term that's that's just money printing if Paul doesn't get that started himself.

The Federal Reserve is predicted to switch to quantitative easing (money printing), possibly initiated by Jay Powell.

They're going to switch to quantitative easing and you know in layman's term that's that's just money printing if Paul doesn't get that started himself.

Lower interest rates are predicted to lead to explosive growth in stocks, Bitcoin, and precious metals.

And of course, when that happens with lower interest rates, that's going to be explosive for stocks, for Bitcoin, for precious metals.

Lower interest rates are predicted to lead to explosive growth in stocks, Bitcoin, and precious metals.

And of course, when that happens with lower interest rates, that's going to be explosive for stocks, for Bitcoin, for precious metals.

If Jay Powell delays rate cuts, the subsequent Fed chair is predicted to implement more aggressive cuts to compensate.

And if Powell delays rate cuts even longer, then the new Fed chair is going to cut even more aggressively to make up for it.

If Jay Powell delays rate cuts, the subsequent Fed chair is predicted to implement more aggressive cuts to compensate.

And if Powell delays rate cuts even longer, then the new Fed chair is going to cut even more aggressively to make up for it.

Donald Trump is predicted to appoint a new Federal Reserve chair in May 2026, who will aggressively cut interest rates.

J. Powell's term is going to end in May of 2026 and Trump's going to appoint a new Fed chair that's going to cut interest rates aggressively.

Donald Trump is predicted to appoint a new Federal Reserve chair in May 2026, who will aggressively cut interest rates.

J. Powell's term is going to end in May of 2026 and Trump's going to appoint a new Fed chair that's going to cut interest rates aggressively.

The Federal Reserve is adopting a wait-and-see approach regarding interest rate cuts, heavily influenced by the developments and impact of tariffs on inflation, which is expected to take months to resolve.

And what they're waiting for are the developments with the tariffs. That's pretty much the biggest one. and they're saying that the effect of tariffs on inflation and or President Trump's policy on tariffs is is going to take months to settle.

There is a 39.3% chance that the Federal Reserve will not cut interest rates by their September 17th meeting.

And the next meeting after July is going to take place on September 17th, and there's a 39.3% chance that the Federal Reserve will not cut interest rates by that meeting.

There is a 39.3% chance that the Federal Reserve will not cut interest rates by their September 17th meeting.

And the next meeting after July is going to take place on September 17th, and there's a 39.3% chance that the Federal Reserve will not cut interest rates by that meeting.

The speaker believes there is a very high chance the Federal Reserve will not cut interest rates in July.

I believe that there's a very high chance that the Federal Reserve does not cut interest rates in July.

The speaker believes there is a very high chance the Federal Reserve will not cut interest rates in July.

I believe that there's a very high chance that the Federal Reserve does not cut interest rates in July.

There is a 95.3% probability that the Federal Reserve will not cut interest rates at their July 30th meeting.

So that's why according to the CME Fed watch tool, there's a 95.3% chance that the Federal Reserve does not cut interest rates at their next meeting on July 30th.

There is a 95.3% probability that the Federal Reserve will not cut interest rates at their July 30th meeting.

So that's why according to the CME Fed watch tool, there's a 95.3% chance that the Federal Reserve does not cut interest rates at their next meeting on July 30th.

The Federal Reserve put interest rate policy on hold due to the size of tariffs, which led to a material increase in US inflation forecasts.

So I I do think that I think that's right. where in effect we went on hold when we when we saw the size of the tariffs and we're and essentially all all inflation forecasts for the United States went up materially as a consequence of the tariffs.

The Federal Reserve put interest rate policy on hold due to the size of tariffs, which led to a material increase in US inflation forecasts.

There is a strong market expectation that the Federal Reserve will cut interest rates at their September meeting.

there is a big market expectation for the Federal Reserve to cut interest rates at their next meeting in September.

There is a strong market expectation that the Federal Reserve will cut interest rates at their September meeting.

there is a big market expectation for the Federal Reserve to cut interest rates at their next meeting in September.

Tariffs are expected to further accelerate the rate of inflation in the upcoming months.

So therefore, tariffs are expected to further accelerate the rate of inflation over the next few months.

Tariffs are expected to further accelerate the rate of inflation in the upcoming months.

So therefore, tariffs are expected to further accelerate the rate of inflation over the next few months.

If the Fed maintains its forecast of two rate cuts for the year, and cuts in September, further cuts are expected in October or December.

If they keep it at two rate cuts, you know, for the remainder of this year, that means that, okay, if they cut in September, then they're going to have to cut again very soon, either in October or in December.

If the Fed maintains its forecast of two rate cuts for the year, and cuts in September, further cuts are expected in October or December.

Marjorie Taylor Green has introduced the 'No Tax on home sales act', and Donald Trump supports it as a measure to stimulate the housing market.

Congresswoman Marjorie Taylor Green introduced the No Tax on home sales act in the House of Representatives, and President Trump said, "We're thinking about no tax on home sales to unleash the housing markets.

Marjorie Taylor Green has introduced the 'No Tax on home sales act', and Donald Trump supports it as a measure to stimulate the housing market.

CPI headline inflation increased from 2.4% in May 2025 to 2.7% in June 2025.

So CPI headline inflation has shot up from 2.4% in May to 2.7% in June, which is of course a very big jump.

CPI headline inflation increased from 2.4% in May 2025 to 2.7% in June 2025.

So CPI headline inflation has shot up from 2.4% in May to 2.7% in June, which is of course a very big jump.

President Trump is proposing a tax break making profits on home sales tax-free to increase housing supply.

President Trump is now suggesting a new tax break where any profits on selling a home would be tax-free. ... So the purpose of this would be to encourage people to sell their homes which would add to the supply of homes for sale.

President Trump is proposing a tax break making profits on home sales tax-free to increase housing supply.

In June, the Federal Reserve forecast two more interest rate cuts for the remainder of the year.

in June, the Federal Reserve predicted two more interest rate cuts for the rest of this year.

In June, the Federal Reserve forecast two more interest rate cuts for the remainder of the year.

in June, the Federal Reserve predicted two more interest rate cuts for the rest of this year.

Following Trump's replacement of Powell as Fed Chair in Spring 2026, a new Fed chair is expected to cut interest rates significantly.

But once Trump replaces Powell in the spring of 2026, it's most likely going to be a new Fed chair that's expected to cut interest rates significantly.

Following Trump's replacement of Powell as Fed Chair in Spring 2026, a new Fed chair is expected to cut interest rates significantly.

But once Trump replaces Powell in the spring of 2026, it's most likely going to be a new Fed chair that's expected to cut interest rates significantly.

There is internal pressure within the Federal Reserve to begin cutting interest rates.

there is this sense. So from within the Fed, there is pressure to start cutting rates.

There is internal pressure within the Federal Reserve to begin cutting interest rates.

there is this sense. So from within the Fed, there is pressure to start cutting rates.

Significant changes in mortgage interest rates are anticipated in 2026.

But in 2026, yes, we might see some big changes in the rates for mortgage interest rates.

Significant changes in mortgage interest rates are anticipated in 2026.

But in 2026, yes, we might see some big changes in the rates for mortgage interest rates.

Recent CPI inflation reports indicate that tariffs are accelerating inflation, particularly in goods.

So the most recent CPI inflation reports, we're seeing tariffs accelerating the rate of inflation, particularly no surprise, in goods inflation.

Recent CPI inflation reports indicate that tariffs are accelerating inflation, particularly in goods.

So the most recent CPI inflation reports, we're seeing tariffs accelerating the rate of inflation, particularly no surprise, in goods inflation.

Forecasters anticipate a significant increase in inflation in the coming months due to tariffs.

So and what we're waiting for to reduce rates is is to understand what will happen with with really the tariff inflation and uh there's a lot of uncertainty about that. Every forecaster you can name who you know who is a professional you know forecaster with with adequate resources and forecasts for a living is forecasting you know pretty sign everyone that I know is forecasting a meaningful increase in inflation in coming months from tariffs because someone has to pay for the tariffs.

Forecasters anticipate a significant increase in inflation in the coming months due to tariffs.

No significant decrease in mortgage interest rates is expected for the remainder of 2025.

for the remainder of 2025, I don't expect much relief on mortgage interest rates.

No significant decrease in mortgage interest rates is expected for the remainder of 2025.

for the remainder of 2025, I don't expect much relief on mortgage interest rates.

A dissent by two Fed governors has not occurred in over three decades.

the last time that two Fed board governors dissented was more than three decades ago.

A dissent by two Fed governors has not occurred in over three decades.

the last time that two Fed board governors dissented was more than three decades ago.

Two Federal Reserve governors, Waller and Bowman, voted to cut interest rates at the last meeting, while the committee voted against it.

two Fed governors dissented at the last meeting. So, essentially the Fed committee decided to not cut interest rates, right? And then Fed Governor Waller and Vice Chair Michelle Bowman voted to cut interest rates.

Two Federal Reserve governors, Waller and Bowman, voted to cut interest rates at the last meeting, while the committee voted against it.

Average prediction for 30-year fixed mortgage rates by end of Q3 (September) is 6.6%. NAR predicts 6.4%, while MBA predicts rates will remain near 6.8%.

So the average prediction is that we're going to drop slightly to around 6.6%. ... The National Association of Realtors is predicting 6.4%. And the Mortgage Bankers Association is predicting that we're going to stay flat near 6.8%.

Average prediction for 30-year fixed mortgage rates by end of Q3 (September) is 6.6%. NAR predicts 6.4%, while MBA predicts rates will remain near 6.8%.

The strong US labor market report provides an argument for the Federal Reserve to not cut interest rates.

And because the jobs report says that the labor market is doing so well, well, if you think about it, then that's less pressure for the Federal Reserve to cut interest rates to save the labor markets because the labor market doesn't need any saving, you know, according to the report. Okay? So, when you look at the labor market, it supports the arguments for the Federal Reserve to not cut interest rates.

The strong US labor market report provides an argument for the Federal Reserve to not cut interest rates.

Home sales, home building, and house prices are predicted to slump unless mortgage rates significantly decrease from near 7% soon. This decline appears unlikely.

home sales, home building, and even house prices are set to slump unless mortgage rates decline materially from their current near 7% soon. That however seems unlikely.

Home sales, home building, and house prices are predicted to slump unless mortgage rates significantly decrease from near 7% soon. This decline appears unlikely.

home sales, home building, and even house prices are set to slump unless mortgage rates decline materially from their current near 7% soon. That however seems unlikely.

Jerome Powell considers the unemployment rate the most important number in the jobs report.

Powell did say that the most important number to look at in the jobs report is going to be the unemployment rate.

Jerome Powell considers the unemployment rate the most important number in the jobs report.

Powell did say that the most important number to look at in the jobs report is going to be the unemployment rate.

The US labor market added 147,000 jobs in June 2025, exceeding expectations of 118,000, and the unemployment rate dropped from 4.2% to 4.1%.

So the report says that the US labor market added a net 147,000 jobs, beating the expectation of 118,000 and the unemployment rate decreased from 4.2% to 4.1%.

The US labor market added 147,000 jobs in June 2025, exceeding expectations of 118,000, and the unemployment rate dropped from 4.2% to 4.1%.

So the report says that the US labor market added a net 147,000 jobs, beating the expectation of 118,000 and the unemployment rate decreased from 4.2% to 4.1%.

The unemployment rate has risen to 4.2%.

the unemployment rate it ticked up by only.1% only ticked up to 4.2%.

The unemployment rate has risen to 4.2%.

the unemployment rate it ticked up by only.1% only ticked up to 4.2%.

If the Federal Reserve cuts interest rates, it is predicted to be inflationary and beneficial for stocks, Bitcoin, and precious metals.

So, what's going to happen? And of course, this is so important because if the Federal Reserve starts cutting interest rates, then that's going to be inflationary. And this is also going to help the stock markets, Bitcoin, and precious metals.

If the Federal Reserve cuts interest rates, it is predicted to be inflationary and beneficial for stocks, Bitcoin, and precious metals.

The Federal Reserve projected in June 2025 that they would cut interest rates two more times in 2025.

So, on July 30th, the Federal Reserve will decide whether to cut interest rates or not. So, according to the Federal Reserve's most recent projection, and they did this back in June, they predicted that they're going to cut interest rates two more times this year in 2025.

The Federal Reserve projected in June 2025 that they would cut interest rates two more times in 2025.

Jerome Powell may justify an interest rate cut by attributing high inflation to a one-time tariff effect.

I think the only way that Paul can play this off is if he says this high inflation, it's coming from the tariffs, but the tariffs are going to cause a one-time increase in inflation.

Jerome Powell may justify an interest rate cut by attributing high inflation to a one-time tariff effect.

I think the only way that Paul can play this off is if he says this high inflation, it's coming from the tariffs, but the tariffs are going to cause a one-time increase in inflation.

The labor market is expected to weaken further in the upcoming jobs report.

for the jobs, like I don't think it's going to be a surprise to anyone to see that the labor market's going to weaken even further in the next report.

The labor market is expected to weaken further in the upcoming jobs report.

for the jobs, like I don't think it's going to be a surprise to anyone to see that the labor market's going to weaken even further in the next report.

Cutting interest rates too late could cause unnecessary damage to the labor market.

If you cut too late, then maybe you're doing unnecessary damage to the labor market.

Cutting interest rates too late could cause unnecessary damage to the labor market.

If you cut too late, then maybe you're doing unnecessary damage to the labor market.

Cutting interest rates too soon risks not effectively combating inflation.

If we cut rates too soon, maybe we didn't finish the job with inflation.

Cutting interest rates too soon risks not effectively combating inflation.

If we cut rates too soon, maybe we didn't finish the job with inflation.

Jay Powell believes cutting interest rates too early could re-accelerate inflation.

Powell's saying that if they start to cut interest rates too early, then that may reacelerate inflation.

Jay Powell believes cutting interest rates too early could re-accelerate inflation.

Powell's saying that if they start to cut interest rates too early, then that may reacelerate inflation.

Tariffs are predicted to increase the rate of inflation in the upcoming months.

the tariffs are expected to accelerate the rate of inflation over the coming months.

Tariffs are predicted to increase the rate of inflation in the upcoming months.

the tariffs are expected to accelerate the rate of inflation over the coming months.

Core PC inflation is currently at 2.8% and has stalled for over a year.

their preferred measure of inflation is core PC inflation. Right now, that's at 2.8%. And it's and take a look at the chart. It's stalled there for over for more than a year.

Core PC inflation is currently at 2.8% and has stalled for over a year.

their preferred measure of inflation is core PC inflation. Right now, that's at 2.8%. And it's and take a look at the chart. It's stalled there for over for more than a year.

The current probability of a September interest rate cut has risen to 94.9%.

And right now, the odds of a September rate cut, they've gone up even further, even higher to a 94.9% chance.

The current probability of a September interest rate cut has risen to 94.9%.

And right now, the odds of a September rate cut, they've gone up even further, even higher to a 94.9% chance.

After the August 1st jobs report, the probability of a September interest rate cut increased from 41.3% to 82.8%.

Immediately after the awful results of the jobs report, which was released on August 1st, the odds of an interest rate cut in September jumped up from that 41.3% to 82.8%.

After the August 1st jobs report, the probability of a September interest rate cut increased from 41.3% to 82.8%.

Immediately after the awful results of the jobs report, which was released on August 1st, the odds of an interest rate cut in September jumped up from that 41.3% to 82.8%.

Prior to the jobs report, there was a 41.3% chance of a September interest rate cut.

Before the jobs report, there was a 41.3% chance that they're going to cut interest rates in September.

Prior to the jobs report, there was a 41.3% chance of a September interest rate cut.

Before the jobs report, there was a 41.3% chance that they're going to cut interest rates in September.

The July jobs report of 73,000 additions could be revised down to negative 120,000.

I wouldn't be surprised to see that get revised down from the 73,000 jobs added to even negative 120,000.

The July jobs report of 73,000 additions could be revised down to negative 120,000.

I wouldn't be surprised to see that get revised down from the 73,000 jobs added to even negative 120,000.

The labor market added 73,000 jobs in July, below the expectation of 120,000.

the expectation was that the labor market would add 120,000 jobs and it only added 73,000.

The labor market added 73,000 jobs in July, below the expectation of 120,000.

the expectation was that the labor market would add 120,000 jobs and it only added 73,000.

The cost of living is predicted to worsen.

it's just going to get worse. Cost of living is just going to get worse.

The cost of living is predicted to worsen.

it's just going to get worse. Cost of living is just going to get worse.

There is a 94.9% probability of a Federal Reserve interest rate cut on September 17th.

There is now a 94.9% chance that the Federal Reserve will cut interest rates at their next meeting on September 17th.

There is a 94.9% probability of a Federal Reserve interest rate cut on September 17th.

There is now a 94.9% chance that the Federal Reserve will cut interest rates at their next meeting on September 17th.

Retirement accounts are best for long-term wealth accumulation, while brokerage accounts offer flexibility.

use retirement accounts for long-term wealth and use brokerage accounts for flexibility.

Retirement accounts are best for long-term wealth accumulation, while brokerage accounts offer flexibility.

use retirement accounts for long-term wealth and use brokerage accounts for flexibility.

The speaker invests incrementally each month, regardless of market fluctuations.

I invest in the market little by little, just each month, you know, whether it's up or down.

The speaker invests incrementally each month, regardless of market fluctuations.

I invest in the market little by little, just each month, you know, whether it's up or down.

A stock market decline of 20% or more will trigger government and Federal Reserve intervention.

If it does fall 20% or more, that's when they're going to be forced to take action.

A stock market decline of 20% or more will trigger government and Federal Reserve intervention.

If it does fall 20% or more, that's when they're going to be forced to take action.

In case of a stock market crash or recession, the government and Federal Reserve will intervene with monetary easing and low interest rates to support the market.

if the stock market crashes or if there's a recession, then the government and the Federal Reserve, they're going to come to the rescue with the money printers and zero interest rates and they're going to prop up the stock market.

In case of a stock market crash or recession, the government and Federal Reserve will intervene with monetary easing and low interest rates to support the market.

The US government will not permit the stock market to crash and remain down, nor will it allow recessions to persist for more than a few months.

The United States government cannot allow the stock market to crash and stay down for an extended period of time. The United States government cannot allow a recession to last longer than a few months.

The US government will not permit the stock market to crash and remain down, nor will it allow recessions to persist for more than a few months.

Silver is a volatile asset with significant price swings due to its smaller market size.

silver is a much smaller market and the price can swing up and down wildly. like it's very volatile

Silver is a volatile asset with significant price swings due to its smaller market size.

silver is a much smaller market and the price can swing up and down wildly. like it's very volatile

For beginners, gold is recommended as an investment.

If I had to choose one as a beginner, then I would go with gold.

For beginners, gold is recommended as an investment.

If I had to choose one as a beginner, then I would go with gold.

Historically, stocks have returned an average of 8-12% per year.

And stocks on average they return eight 10 12% a year depending on the historical look back time frame that you're working with.

Historically, stocks have returned an average of 8-12% per year.

And stocks on average they return eight 10 12% a year depending on the historical look back time frame that you're working with.

The money supply is expanding at a real inflation rate of 5-8% annually.

The real rate of inflation, so the money supply that's expanding by five, six, seven, eight% a year.

The money supply is expanding at a real inflation rate of 5-8% annually.

The real rate of inflation, so the money supply that's expanding by five, six, seven, eight% a year.

The stock market can decline in the short term but is expected to rise in the long term.

So, in the short run, can the stock market go down? And the answer is absolutely yes, it can. However, in the long run, the stock market will continue to go up.

The stock market can decline in the short term but is expected to rise in the long term.

So, in the short run, can the stock market go down? And the answer is absolutely yes, it can. However, in the long run, the stock market will continue to go up.

The stock market is designed to trend upwards over time.

by design the stock market will continue to go up

The stock market is designed to trend upwards over time.

by design the stock market will continue to go up

The government's understatement of inflation saves costs on Social Security cost-of-living adjustments for 70 million recipients.

So, for example, like the 70 million Americans that receive Social Security benefits, I just want you to think about it. Like, could you imagine how expensive it would be for the government to pay the correct amount for cost of living adjustments to 70 million Social Security recipients, like a 6% or 8% or 10% raise each year.

The government's understatement of inflation saves costs on Social Security cost-of-living adjustments for 70 million recipients.

The speaker believes the US government understates inflation figures to reduce payments for cost-of-living adjustments.

It is my belief that the US government understates the rate of inflation to essentially underpay people that rely on the cost of living adjustments.

The speaker believes the US government understates inflation figures to reduce payments for cost-of-living adjustments.

It is my belief that the US government understates the rate of inflation to essentially underpay people that rely on the cost of living adjustments.

The speaker predicts that the actions taken in 2026 regarding interest rates will exacerbate the inflation problem.

And in my opinion, it's going to make the inflation situation worse. So, I'm just saying get ready for that in 2026.

The speaker predicts that the actions taken in 2026 regarding interest rates will exacerbate the inflation problem.

And in my opinion, it's going to make the inflation situation worse. So, I'm just saying get ready for that in 2026.

The next Federal Reserve chair nominee is expected to implement substantial interest rate reductions, exceeding Powell's planned cuts.

However, it's going to be someone that lowers interest rates substantially, much more than Powell wants.

The next Federal Reserve chair nominee is expected to implement substantial interest rate reductions, exceeding Powell's planned cuts.

However, it's going to be someone that lowers interest rates substantially, much more than Powell wants.

Kevin Hassett is predicted to lower interest rates more significantly than Christopher Waller.

Hasset would be the candidate that would lower interest rates the most much more than Waller.

Kevin Hassett is predicted to lower interest rates more significantly than Christopher Waller.

Hasset would be the candidate that would lower interest rates the most much more than Waller.

Donald Trump will nominate a new Federal Reserve chair in the coming weeks, who will replace J. Powell in May 2026 and advocate for significantly lower interest rates.

J. Powell is going to be out of there in May of 2026. And Trump says that he's going to nominate the new Fed chair who's going to be Powell's replacements in the next few weeks. And that new Fed chair is going to be someone that believes in much lower interest rates.

Donald Trump will nominate a new Federal Reserve chair in the coming weeks, who will replace J. Powell in May 2026 and advocate for significantly lower interest rates.

The Federal Reserve projects only one interest rate cut of 0.25% in 2026.

the Federal Reserve gave their projections and they projected that they're only going to cut interest rates one time in all of 2026. and just by 0.25%.

The Federal Reserve projects only one interest rate cut of 0.25% in 2026.

the Federal Reserve gave their projections and they projected that they're only going to cut interest rates one time in all of 2026. and just by 0.25%.

The new Federal Reserve chair, taking office in May 2026, is expected to implement more than the projected single 0.25% interest rate cut for the year.

But then again, as I mentioned in my previous video, the new Fed chair comes into power in May of 2026 and most likely they're going to cut interest rates by more than just 0.25% for the entirety of 2026.

The new Federal Reserve chair, taking office in May 2026, is expected to implement more than the projected single 0.25% interest rate cut for the year.

The Federal Reserve's Summary of Economic Projections forecasts only one interest rate cut of 0.25% in 2026.

at the last Federal Reserve meeting, they released their projections in their SEP. their summary of economic projections and they forecasted that they're only going to cut interest rates one time next year in 2026 by just 0.25%.

The Federal Reserve's Summary of Economic Projections forecasts only one interest rate cut of 0.25% in 2026.

Inflation is predicted to sharply accelerate in 2026 due to the Federal Reserve reactivating money printing.

However, the thing is that I expect the rate of inflation to sharply accelerate in 2026. Because you have to remember that the Federal Reserve has turned the money printers back on as of last Friday.

Inflation is predicted to sharply accelerate in 2026 due to the Federal Reserve reactivating money printing.

However, the thing is that I expect the rate of inflation to sharply accelerate in 2026. Because you have to remember that the Federal Reserve has turned the money printers back on as of last Friday.

A lower GDP is predicted to provide the Federal Reserve with more justification to aggressively cut interest rates and increase money supply.

If GDP is lower, then that gives more reason for the Federal Reserve to blast the money printer on and cut interest rates even more aggressively.

A lower GDP is predicted to provide the Federal Reserve with more justification to aggressively cut interest rates and increase money supply.

If GDP is lower, then that gives more reason for the Federal Reserve to blast the money printer on and cut interest rates even more aggressively.

Any stock market declines around the time of a potential government shutdown are likely to be due to reasons other than the shutdown itself.

I'm just saying that if the stock market does go down around that time frame, then it's probably for other reasons besides the government shutdown scare.

Any stock market declines around the time of a potential government shutdown are likely to be due to reasons other than the shutdown itself.

I'm just saying that if the stock market does go down around that time frame, then it's probably for other reasons besides the government shutdown scare.

The vote to extend Obamacare subsidies is predicted to fail in the Senate.

Well, they're saying that the votes on extending the Obamacare subsidies that they're going to do, it is expected to fail in the Senate.

The vote to extend Obamacare subsidies is predicted to fail in the Senate.

Well, they're saying that the votes on extending the Obamacare subsidies that they're going to do, it is expected to fail in the Senate.

If Fannie Mae and Freddie Mac go private, average mortgage interest rates could increase by 1%.

average mortgage interest rates could go up by 1% in in this type of event [Fannie Mae and Freddie Mac IPO].

If Fannie Mae and Freddie Mac go private, average mortgage interest rates could increase by 1%.

average mortgage interest rates could go up by 1% in in this type of event [Fannie Mae and Freddie Mac IPO].

Mortgage interest rates may not decrease, and could potentially increase in 2026.

there is a possibility that mortgage interest rates do not go down or they even go up in 2026.

Mortgage interest rates may not decrease, and could potentially increase in 2026.

there is a possibility that mortgage interest rates do not go down or they even go up in 2026.

The Federal Reserve influences the interest rate on the 10-year Treasury yield.

the Federal Reserve has influence over the interest rate on the 10-year yield

The Federal Reserve influences the interest rate on the 10-year Treasury yield.

the Federal Reserve has influence over the interest rate on the 10-year yield

As of August 14th, market expectations have shifted to a 0% chance of a 0.5% interest rate cut in September.

the odds of a 0.5% interest rate cut in September have gone to 0%.

As of August 14th, market expectations have shifted to a 0% chance of a 0.5% interest rate cut in September.

the odds of a 0.5% interest rate cut in September have gone to 0%.

Market expectations indicate a 6.7% chance of a 0.5% interest rate cut by the Federal Reserve in September.

there's also a 6.7% chance that the Federal Reserve will cut interest rates by 0.5% in September.

Market expectations indicate a 6.7% chance of a 0.5% interest rate cut by the Federal Reserve in September.

there's also a 6.7% chance that the Federal Reserve will cut interest rates by 0.5% in September.

Market expectations show a 93.3% chance of a 0.25% interest rate cut by the Federal Reserve in September.

there's a 93.3% chance that the Federal Reserve will cut interest rates by 0.25% in September.

Market expectations show a 93.3% chance of a 0.25% interest rate cut by the Federal Reserve in September.

there's a 93.3% chance that the Federal Reserve will cut interest rates by 0.25% in September.

Market expectations indicate a 100% chance of the Federal Reserve cutting interest rates on September 17th.

There is a 100% chance of the Federal Reserve cutting interest rates at that meeting [September 17th].

Market expectations indicate a 100% chance of the Federal Reserve cutting interest rates on September 17th.

There is a 100% chance of the Federal Reserve cutting interest rates at that meeting [September 17th].

National Association of Realtors predicts US home prices will increase by 4% in 2026.

National Association of Realtor says up 4%.

National Association of Realtors predicts US home prices will increase by 4% in 2026.

National Association of Realtor says up 4%.

Mortgage Bankers Association predicts US home prices will increase by 0.3% in 2026.

Mortgage Bankers Association says up by 0.3%.

Mortgage Bankers Association predicts US home prices will increase by 0.3% in 2026.

Mortgage Bankers Association says up by 0.3%.

Fanny May predicts US home prices will increase by 2% in 2026.

Fanny May predicts that home prices are going to go up by 2%.

Fanny May predicts US home prices will increase by 2% in 2026.

Fanny May predicts that home prices are going to go up by 2%.

National Association of Realtors predicts US home prices will increase by 3% by the end of 2025.

The National Association of Realtors predicts that we're going to end the year with home prices being up by 3%.

National Association of Realtors predicts US home prices will increase by 3% by the end of 2025.

The National Association of Realtors predicts that we're going to end the year with home prices being up by 3%.

Mortgage Bankers Association predicts US home prices will increase by 1.3% by the end of 2025.

The Mortgage Bankers Association predicts that we're going to end the year with home prices up 1.3%.

Mortgage Bankers Association predicts US home prices will increase by 1.3% by the end of 2025.

The Mortgage Bankers Association predicts that we're going to end the year with home prices up 1.3%.

Fanny May predicts US home prices will increase by 4.1% by the end of 2025.

Fanny May predicts that we'll end this year with home prices being up 4.1%.

Fanny May predicts US home prices will increase by 4.1% by the end of 2025.

Fanny May predicts that we'll end this year with home prices being up 4.1%.

If tariffs are struck down, annual tariff collections would fall below $200 billion.

it would fall below $200 billion a year.

If tariffs are struck down, annual tariff collections would fall below $200 billion.

it would fall below $200 billion a year.

If President Trump's tariffs are invalidated, tariff revenue is expected to be reduced by 50%.

If Trump's tariffs are struck down, then the tariff revenue is expected to be cut in half.

If President Trump's tariffs are invalidated, tariff revenue is expected to be reduced by 50%.

If Trump's tariffs are struck down, then the tariff revenue is expected to be cut in half.

At the current monthly rate, tariff revenue is projected to generate $380 billion annually.

If we continue at that monthly rate, then that's going to provide the governments $380 billion a year.

At the current monthly rate, tariff revenue is projected to generate $380 billion annually.

If we continue at that monthly rate, then that's going to provide the governments $380 billion a year.

Tariff revenue in September reached $31.6 billion.

In the most recently reported month, so September, tariff revenue soared to $31.6 billion.

Tariff revenue in September reached $31.6 billion.

In the most recently reported month, so September, tariff revenue soared to $31.6 billion.

Inflation is predicted to increase significantly in 2026, even without stimulus checks.

So even without these stimulus checks, the rate of inflation is going to go much higher in 2026.

Inflation is predicted to increase significantly in 2026, even without stimulus checks.

So even without these stimulus checks, the rate of inflation is going to go much higher in 2026.

Home prices are expected to be significantly higher in 8-10 years, even after a potential crash, compared to current levels.

If you wait 8 to n years, then can you imagine like how much home prices are going to go up by then? I mean, there's they're probably going to be still much higher after the crash than they are right now.

Home prices are expected to be significantly higher in 8-10 years, even after a potential crash, compared to current levels.

A housing market crash triggered by foreclosures is unlikely in the short term, with a potential wait of 5 to 10 years for the bottom if it occurs.

If you're waiting for foreclosures to spike so that home prices crash, you're going to be waiting for a while. If you go from this level of foreclosures to the peak, that's about 5 years of waiting. But did you know that's when foreclosures peaked? Home prices didn't bottom out until 2012 in the last housing market crash. So that means that you may be waiting another 8 to n years for the bottom of a housing market crash if it happens.

A housing market crash triggered by foreclosures is unlikely in the short term, with a potential wait of 5 to 10 years for the bottom if it occurs.

Home prices are expected to increase due to inflation caused by the Federal Reserve printing trillions of dollars, making a crash unlikely.

home prices are not going to be immune to this. Okay? So, why would home prices crash if the Federal Reserve is going to blast on the money printers and print trillions of dollars? And, you know, inflation's coming.

Home prices are expected to increase due to inflation caused by the Federal Reserve printing trillions of dollars, making a crash unlikely.

Inflation is predicted to spike again after the Federal Reserve's money printing, leading to a rise in mortgage interest rates.

yes, I mean, of course, like it's not a surprise inflation's going to follow, but inflation lags all the money printing. And once inflation starts catching up, when it starts spiking up again, then mortgage interest rates are going to shoot back up.

Inflation is predicted to spike again after the Federal Reserve's money printing, leading to a rise in mortgage interest rates.

Mortgage interest rates are expected to decline as the Federal Reserve begins quantitative easing in 2026, with the extent and timing of asset purchases uncertain.

The Federal Reserve will be ending their monetary tightening cycle very soon. ... it's my expectation that the Federal Reserve will continue cutting interest rates and they're going to start their quantitative easing cycle in 2026. And when they do their easing, I mean, who knows how much in assets they're going to buy in print. Treasuries, MBS, a good question is how much and when when's it going to start?

Mortgage interest rates are expected to decline as the Federal Reserve begins quantitative easing in 2026, with the extent and timing of asset purchases uncertain.

The Federal Reserve is expected to end its monetary tightening cycle imminently and begin quantitative easing in 2026.

The Federal Reserve will be ending their monetary tightening cycle very soon. Word on the street is that it may be even this month. Now, it's my expectation that the Federal Reserve will continue cutting interest rates and they're going to start their quantitative easing cycle in 2026.

The Federal Reserve is expected to end its monetary tightening cycle imminently and begin quantitative easing in 2026.

The speaker believes that President Trump's initiatives involving gold and cryptocurrency are not actual solutions to the US debt crisis, but rather are intended to delay the inevitable due to the government's overspending problem.

So, President Trump's plan, this these whole ideas of gold and crypto, they're not solutions to the problem. The problem is that the federal government just spends too much money. They have an overspending problem. So crypto, Bitcoin, how the government's going to try to use them, it's just to stall time. It's just to buy time and keep the show going.

The increased standard deduction, which is claimed by 90% of the population, will be made permanent.

and it also uh makes permanent the increased standard deduction which 90% of the people in this country claim.

The increased standard deduction, which is claimed by 90% of the population, will be made permanent.

and it also uh makes permanent the increased standard deduction which 90% of the people in this country claim.

Medicaid recipients aged 19-64 will require at least 80 hours of work, volunteering, school, or job training per month to qualify. Eligibility will also be restricted for certain immigrants, including refugees, and states covering undocumented immigrants will face penalties.

Certain recipients ages 19 to 64 will need to either work, volunteer, or enroll in school or job training programs at least 80 hours a month to qualify. So, Medicaid eligibility will be it's also going to be restricted for certain immigrants and that includes refugees and states that offer health coverage to undocumented immigrants will be penalized.

Senior citizens aged 65 and older will receive a $6,000 increase to their standard deduction, effective from 2025 to 2028.

Senior citizens ages 65 and up will receive a $6,000 tax deduction boost. So essentially, your standard deduction is going to be increased by $6,000. And this is going to run from 2025 to 2028.

Senior citizens aged 65 and older will receive a $6,000 increase to their standard deduction, effective from 2025 to 2028.

Senior citizens ages 65 and up will receive a $6,000 tax deduction boost. So essentially, your standard deduction is going to be increased by $6,000. And this is going to run from 2025 to 2028.

Overtime pay will be tax-free up to $12,500 per person annually for tax years 2025 through 2028.

Overtime pay will be tax-free up to $12,500 per person. So this will be in effect from 2025 to 2028.

Overtime pay will be tax-free up to $12,500 per person annually for tax years 2025 through 2028.

Overtime pay will be tax-free up to $12,500 per person. So this will be in effect from 2025 to 2028.

The warehousing sector has seen 90,418 job cuts in 2025, a significant 378% increase compared to the previous year.

And warehousing, 90,418 job cuts this year, a 378% year-over-year increase.

The warehousing sector has seen 90,418 job cuts in 2025, a significant 378% increase compared to the previous year.

And warehousing, 90,418 job cuts this year, a 378% year-over-year increase.

The retail sector has seen 88,664 job cuts in 2025 year-to-date, a 145% increase from the same period in 2024.

However, for the year, 88,664 jobs have been cut, which is a 145% increase compared to the same period in 2024.

The retail sector has seen 88,664 job cuts in 2025 year-to-date, a 145% increase from the same period in 2024.

However, for the year, 88,664 jobs have been cut, which is a 145% increase compared to the same period in 2024.

Productivity is expected to be structurally higher, potentially due to AI, allowing for higher economic growth without significantly increasing job creation.

So, it it is the implication is obviously higher productivity. Um, and u some of that may be AI? Just also I think u productivity has just been almost structurally higher for several years now. So if you start thinking of it as 2% per year you can sustain higher growth without more without more job creation.

Productivity is expected to be structurally higher, potentially due to AI, allowing for higher economic growth without significantly increasing job creation.

The unemployment rate is projected to be 4.4% by the end of next year (2026).

They're projecting that the unemployment rates will end next year at 4.4%

The unemployment rate is projected to be 4.4% by the end of next year (2026).

They're projecting that the unemployment rates will end next year at 4.4%

The Federal Reserve will begin with $40 billion per month in money printing.

They're going to start with $40 billion this month, which is wild.

The Federal Reserve will begin with $40 billion per month in money printing.

They're going to start with $40 billion this month, which is wild.

The speaker believes the current inflation situation is likely to deteriorate further.

So my assessment is that the inflation situation is just going to get worse from here.

The speaker believes the current inflation situation is likely to deteriorate further.

So my assessment is that the inflation situation is just going to get worse from here.

The speaker expects the Federal Reserve to print a significant amount of money in 2026.

And they're going to the Federal Reserve is going to print a massive amount of money. My expectation is that they're going to do that in 2026.

The speaker expects the Federal Reserve to print a significant amount of money in 2026.

And they're going to the Federal Reserve is going to print a massive amount of money. My expectation is that they're going to do that in 2026.

Fed Governor Stefan Moran estimates that 2% headline PCE inflation will be reached in approximately a year and a half from the interview date (October 15th, 2025).

So uh you know to to 2% headline measured PC ... I think probably probably uh you know let's say uh you know a year and a half from now or so if I remember correctly where my where my where my dots were.

Fed Governor Stefan Moran estimates that 2% headline PCE inflation will be reached in approximately a year and a half from the interview date (October 15th, 2025).

The Federal Reserve predicts it will take another 18 to 24 months to bring inflation down to their 2% target.

the Federal Reserve keeps on saying that their goal is to get inflation down to a rate of 2%. And they keep on saying that they're going to get it down to 2%, but it's going to be another 18 to 24 months before they could get before they could get it down there.

The Federal Reserve predicts it will take another 18 to 24 months to bring inflation down to their 2% target.

The speaker estimates the real inflation rate to be double what the government officially reports.

if you're going to ask me personally what I think the real rate of inflation is, I would say it's around double that, whatever the government's reporting.

The speaker estimates the real inflation rate to be double what the government officially reports.

if you're going to ask me personally what I think the real rate of inflation is, I would say it's around double that, whatever the government's reporting.

The Federal Reserve is predicted to engage in significant money printing in 2026.

They're going to print money like crazy most likely in 2026.

The Federal Reserve is predicted to engage in significant money printing in 2026.

They're going to print money like crazy most likely in 2026.

US federal government debt was $35.5 trillion at the end of fiscal year 2024.

So at the end of fiscal year 2024, the government was in debt by $35.5 trillion.

US federal government debt was $35.5 trillion at the end of fiscal year 2024.

So at the end of fiscal year 2024, the government was in debt by $35.5 trillion.

US federal government debt reached $37 trillion.

So the US federal government is now in debt by $37 trillion.

US federal government debt reached $37 trillion.

So the US federal government is now in debt by $37 trillion.

Federal Reserve participants project not reaching the 2% inflation target until the end of 2028.

the median participant has inflation higher than previously expected by the end of next year and the Fed not getting back to the 2% target until 2028.

Federal Reserve participants project not reaching the 2% inflation target until the end of 2028.

the median participant has inflation higher than previously expected by the end of next year and the Fed not getting back to the 2% target until 2028.

The speaker agrees with the range of predictions for 2026 home prices (flat to up 4%), suggesting prices could go even higher if monetary policy becomes very loose.

Therefore, the range is from flat to up to 4%. I would say that personally I like that range as a prediction. You know, maybe a little bit higher on the top end if monetary policy gets very loose.

The speaker agrees with the range of predictions for 2026 home prices (flat to up 4%), suggesting prices could go even higher if monetary policy becomes very loose.

Therefore, the range is from flat to up to 4%. I would say that personally I like that range as a prediction. You know, maybe a little bit higher on the top end if monetary policy gets very loose.

The Mortgage Bankers Association predicts a 0.3% increase in home prices for 2026.

Mortgage Bankers Association predicts that home prices will go up by 0.3% in 2026.

The Mortgage Bankers Association predicts a 0.3% increase in home prices for 2026.

Mortgage Bankers Association predicts that home prices will go up by 0.3% in 2026.

Fannie Mae predicts a 1.1% increase in home prices for 2026.

Fanny May predicts that home prices will go up by 1.1%.

Fannie Mae predicts a 1.1% increase in home prices for 2026.

Fanny May predicts that home prices will go up by 1.1%.

The National Association of Realtors predicts a 4% increase in home prices for 2026.

In 2026, the National Association of Realtors predicts that home prices are going to go up by 4%.

The National Association of Realtors predicts a 4% increase in home prices for 2026.

In 2026, the National Association of Realtors predicts that home prices are going to go up by 4%.

If the Federal Reserve overstimulates the economy, home prices will rise significantly, comparable to the GFC or pandemic periods.

If the Federal Reserve overd does their rescue, then home prices will go up. I mean, they're going to go up even higher, and it's going to be no different than the GFC or the pandemic.

If the Federal Reserve overstimulates the economy, home prices will rise significantly, comparable to the GFC or pandemic periods.

If the Federal Reserve overd does their rescue, then home prices will go up. I mean, they're going to go up even higher, and it's going to be no different than the GFC or the pandemic.

Predictions of quantitative easing, balance sheet expansion, and more aggressive rate cuts under a new Federal Reserve chair appointed by Trump.

QE balance sheet expansion on top of much more aggressive rate cuts with Trump's new Federal Reserve chair.

Predictions of quantitative easing, balance sheet expansion, and more aggressive rate cuts under a new Federal Reserve chair appointed by Trump.

QE balance sheet expansion on top of much more aggressive rate cuts with Trump's new Federal Reserve chair.

The Federal Reserve projects the Fed funds interest rate to be between 3.0% and 3.25% by the end of 2028.

They are projecting that they're going to cut the interest rate down to 3.0% to 3.25% by the end of 2028.

The Federal Reserve projects the Fed funds interest rate to be between 3.0% and 3.25% by the end of 2028.

They are projecting that they're going to cut the interest rate down to 3.0% to 3.25% by the end of 2028.

Investors should accumulate positions during market pullbacks rather than chasing upward momentum during a meltup.

You want to build your positions when there are pullbacks because it's not going to go up in a straight line.

Investors should accumulate positions during market pullbacks rather than chasing upward momentum during a meltup.

You want to build your positions when there are pullbacks because it's not going to go up in a straight line.

Each subsequent money printing cycle necessitates a larger injection of funds, with a prediction of a negative long-term outcome.

every money printing cycle requires a greater quantity of money to be printed. You could you could think of it like an addict that requires a greater dosage and it's going to end very badly.

Each subsequent money printing cycle necessitates a larger injection of funds, with a prediction of a negative long-term outcome.

every money printing cycle requires a greater quantity of money to be printed. You could you could think of it like an addict that requires a greater dosage and it's going to end very badly.

Following interest rate cuts and the cessation of quantitative tightening, money printing is expected to resume, leading to accelerating inflation.

interest rate cuts come first and then they stop QT and then they turn the money printers back on and then of course inflation's going to reacelerate.

Following interest rate cuts and the cessation of quantitative tightening, money printing is expected to resume, leading to accelerating inflation.

interest rate cuts come first and then they stop QT and then they turn the money printers back on and then of course inflation's going to reacelerate.

The current economic and policy mix suggests a forthcoming market 'meltup'.

I see that it's got meltup written all over it.

The current economic and policy mix suggests a forthcoming market 'meltup'.

I see that it's got meltup written all over it.

A Fed chair aligned with President Trump's views is expected to lead to a more dovish Federal Reserve, with higher inflation tolerance, more aggressive rate cuts, and increased support for growth and liquidity.

So what's going to happen when the next Fed chair aligns more closely with President Trump's views about monetary policy? then you can expect a more dovish Federal Reserve, more tolerance for inflation, a more you could say willingness to cut interest rates more aggressively, and more support for growth and liquidity.

Jerome Powell's term as Federal Reserve Chair is set to conclude in May 2026.

Jerome Powell, who's the chair of the Federal Reserve, his term is expiring. It's going to be over pretty soon, May of 2026.

Jerome Powell's term as Federal Reserve Chair is set to conclude in May 2026.

Jerome Powell, who's the chair of the Federal Reserve, his term is expiring. It's going to be over pretty soon, May of 2026.

The speaker predicts that the Federal Reserve will resume money printing in 2026.

So, are we on track for the Federal Reserve to start their massive money printing again 2026? And I'm going to take an educated guess and say yes.

The speaker predicts that the Federal Reserve will resume money printing in 2026.

So, are we on track for the Federal Reserve to start their massive money printing again 2026? And I'm going to take an educated guess and say yes.

The Federal Reserve is predicted to resume significant money printing in 2026.

So, are we on track for the Federal Reserve to start their massive money printing again 2026? And I'm going to take an educated guess and say yes.

The Federal Reserve is predicted to resume significant money printing in 2026.

So, are we on track for the Federal Reserve to start their massive money printing again 2026? And I'm going to take an educated guess and say yes.

The Federal Reserve is expected to restart money printing in the near future.

I expect that it's not going to be long before it happens.

The Federal Reserve is expected to restart money printing in the near future.

I expect that it's not going to be long before it happens.

A housing market crash is not anticipated to occur in 2026.

So, do I think that there's going to be a housing market crash in 2026?

A housing market crash is not anticipated to occur in 2026.

So, do I think that there's going to be a housing market crash in 2026?

The housing shortage in the Western US is expected to take around six and a half years to resolve.

For the West, I it's slower. They're saying six and a half years.

The housing shortage in the Western US is expected to take around six and a half years to resolve.

For the West, I it's slower. They're saying six and a half years.

The housing shortage in the Southern US is expected to be resolved in approximately three years due to increased construction.

For the South, I mean, they're saying that it's going to be shorter. They're expected to eliminate the shortage in about three years due to faster construction.

The housing shortage in the Southern US is expected to be resolved in approximately three years due to increased construction.

For the South, I mean, they're saying that it's going to be shorter. They're expected to eliminate the shortage in about three years due to faster construction.

The US housing shortage is predicted to continue until the end of 2029.

The housing shortage is expected to persist until the end of the decade.

The US housing shortage is predicted to continue until the end of 2029.

The housing shortage is expected to persist until the end of the decade.

Despite fewer 1099Ks being issued, the IRS audit process will remain unchanged, with individuals presumed guilty until they can prove their innocence.

So, even though fewer 1099Ks are going to be issued out, it's still going to be the same old system. It's going to be the same old system where the IRS, if they audit you or examine you, they're still going to classify you as guilty until you can prove yourself innocent.

Despite fewer 1099Ks being issued, the IRS audit process will remain unchanged, with individuals presumed guilty until they can prove their innocence.

The US government is predicted to learn fiscal responsibility only after an economic meltdown.

When do I believe that the US government's going to learn how to balance their budgets? I believe that it's going to be after the economic meltdown.

The US government is predicted to learn fiscal responsibility only after an economic meltdown.

When do I believe that the US government's going to learn how to balance their budgets? I believe that it's going to be after the economic meltdown.

Due to natural volatility, gold's price could reach over $10,000 in 10 years, exceeding the 8% inflation-tracked prediction.

And that would be if gold tracked 8% inflation exactly. So in this scenario, you know, natural volatility could allow it to go for gold to go up to 10,000s, right? Just based off the fluctuations.

Due to natural volatility, gold's price could reach over $10,000 in 10 years, exceeding the 8% inflation-tracked prediction.

And that would be if gold tracked 8% inflation exactly. So in this scenario, you know, natural volatility could allow it to go for gold to go up to 10,000s, right? Just based off the fluctuations.

Gold price is predicted to reach $7,140 per troy ounce in 10 years, assuming an 8% annual inflation rate.

I think that the best that I can give you is an educated guess. Okay? So I understand that the CPI inflation reports according to the US government say that inflation runs at about 2 to 3% a year. I think most people believe that that is a wild fairy tale. Anyways, let's assume that inflation runs at 8% a year for the next decade. Then here's the math under that scenario. Then in 10 years, gold would go from the currents $3,400 a troy ounce to 7,140.

Gold price is predicted to reach $7,140 per troy ounce in 10 years, assuming an 8% annual inflation rate.

Mortgage interest rates have reached a low for the year due to the decline in 10-year Treasury yields.

mortgage interest rates have fallen to a low this year as interest rates on the 10-year yield have been falling.

Mortgage interest rates have reached a low for the year due to the decline in 10-year Treasury yields.

mortgage interest rates have fallen to a low this year as interest rates on the 10-year yield have been falling.

The speaker predicts the Federal Reserve will engage in quantitative easing in 2026, a prediction they made in 2024.

So, I'm guessing 2026, which is actually what I predicted in 2024.

The speaker predicts the Federal Reserve will engage in quantitative easing in 2026, a prediction they made in 2024.

So, I'm guessing 2026, which is actually what I predicted in 2024.

Historically, the stock market has averaged a 13.9% increase 12 months after a Federal Reserve interest rate cut.

Over the next 12 months, on average, the stock market goes up by 13.9%.

Historically, the stock market has averaged a 13.9% increase 12 months after a Federal Reserve interest rate cut.

Over the next 12 months, on average, the stock market goes up by 13.9%.

The percentage of 7-year auto loans is predicted to break new highs in 2025, indicating continued consumer financial strain.

Consumers were hurting before the pandemic, and it was going up beforehand. However, there was a spike in 7-year auto loans during the pandemic. And if you notice, it's breaking new highs in 2025.

The percentage of 7-year auto loans is predicted to break new highs in 2025, indicating continued consumer financial strain.

Consumers were hurting before the pandemic, and it was going up beforehand. However, there was a spike in 7-year auto loans during the pandemic. And if you notice, it's breaking new highs in 2025.

The tax deduction for interest on auto loans for US-made cars will only apply to loans originated after December 31, 2024.

This is going to apply to auto loans that originated after December 31st of 2024.

The tax deduction for interest on auto loans for US-made cars will only apply to loans originated after December 31, 2024.

This is going to apply to auto loans that originated after December 31st of 2024.

Tax refunds in 2027 are expected to be smaller than those in 2026.

But that means that the following tax filing season, so the one that you're going to file in 2027, you should expect the smaller tax refunds in 2027 compared to 2026.

Tax refunds in 2027 are expected to be smaller than those in 2026.

But that means that the following tax filing season, so the one that you're going to file in 2027, you should expect the smaller tax refunds in 2027 compared to 2026.

Larger tax refunds are predicted to boost GDP by an additional 0.5% in Q1 2026.

Now, regarding the economic impact of these larger tax refunds, it is expected to spur economic activity and boost GDP by an extra 0.5% in Q1 of 2026.

Larger tax refunds are predicted to boost GDP by an additional 0.5% in Q1 2026.

Now, regarding the economic impact of these larger tax refunds, it is expected to spur economic activity and boost GDP by an extra 0.5% in Q1 of 2026.

New tax deductions created by the bill will be backdated to January 1st, 2025.

It's because his new bill created new tax deductions. So these new tax deductions backdate and begin on January 1st of 2025, at least for most of them.

New tax deductions created by the bill will be backdated to January 1st, 2025.

It's because his new bill created new tax deductions. So these new tax deductions backdate and begin on January 1st of 2025, at least for most of them.

A surge in tax refunds is expected for the 2025 tax year, to be seen in early 2026, due to changes from President Trump's bill.

So, in today's video, I'm going to explain to you what happens. Okay, let's begin here. President Trump's one big beautiful bill that passed in July changes our taxes in a massive way for a lot of people. So, we're talking about this is going to be for 2025, the tax refund that you're going to see on your tax filing in early 2026. So, just a few months away.

A surge in tax refunds is expected for the 2025 tax year, to be seen in early 2026, due to changes from President Trump's bill.

A new monetary expansion cycle has begun.

So, what's going on is that the new monetary expansion cycle has already begun.

A new monetary expansion cycle has begun.

So, what's going on is that the new monetary expansion cycle has already begun.

Interest rate cuts are expected to further weaken the US dollar.

And then you throw interest rate cuts on top to further weaken the dollar. And that is not good. It's not a good setup.

Interest rate cuts are expected to further weaken the US dollar.

And then you throw interest rate cuts on top to further weaken the dollar. And that is not good. It's not a good setup.

Jeff Gundlock recommends a 25% allocation to gold.

Jeff Gundlock, like a lot of people know him, who is known as the bond king, who's the founder of Double Line Capital, his billionaire, is saying 25% allocation to gold.

Jeff Gundlock recommends a 25% allocation to gold.

Jeff Gundlock, like a lot of people know him, who is known as the bond king, who's the founder of Double Line Capital, his billionaire, is saying 25% allocation to gold.

The speaker believes US Treasury bonds are a losing proposition for investment.

I would say no way because again, it's a losing proposition.

The speaker believes US Treasury bonds are a losing proposition for investment.

I would say no way because again, it's a losing proposition.

Ray Dalio recommends increasing gold allocation to 15% of portfolios.

So Dallio is saying that investors should hold more gold than usual and investors should allocate as much as 15% of their portfolios to gold.

Ray Dalio recommends increasing gold allocation to 15% of portfolios.

So Dallio is saying that investors should hold more gold than usual and investors should allocate as much as 15% of their portfolios to gold.

Morgan Stanley's CIO suggests a portfolio allocation of 60% stocks, 20% bonds, and 20% gold, deviating from the traditional 60/40.

Now they're saying that instead of 60% stocks and 40% bonds, that they favor 60% stocks, 20% bonds, and 20% gold.

Morgan Stanley's CIO suggests a portfolio allocation of 60% stocks, 20% bonds, and 20% gold, deviating from the traditional 60/40.

Now they're saying that instead of 60% stocks and 40% bonds, that they favor 60% stocks, 20% bonds, and 20% gold.

BlackRock CEO Larry Fink is recommending a shift from a 60/40 stock/bond portfolio to a 50/30/20 stock/bond/private assets allocation.

In his letter, he's recommending people go from 60% stocks and 40% bonds to 50% stocks, 30% bonds, and 20% private assets such as real estate.

BlackRock CEO Larry Fink is recommending a shift from a 60/40 stock/bond portfolio to a 50/30/20 stock/bond/private assets allocation.

In his letter, he's recommending people go from 60% stocks and 40% bonds to 50% stocks, 30% bonds, and 20% private assets such as real estate.

Jamie Diamond (JPMorgan CEO) forecasts gold prices to reach between $5,000 and $10,000 in the foreseeable future.

Jamie Diamond, CEO of JP Morgan, says that he sees gold hitting $5,000 to $10,000 in the foreseeable future.

Jamie Diamond (JPMorgan CEO) forecasts gold prices to reach between $5,000 and $10,000 in the foreseeable future.

Jamie Diamond, CEO of JP Morgan, says that he sees gold hitting $5,000 to $10,000 in the foreseeable future.

Bank of America predicts gold will reach $6,000 by spring.

And Bank of America says, and look what they're saying. They're saying $6,000 by spring.

Bank of America predicts gold will reach $6,000 by spring.

And Bank of America says, and look what they're saying. They're saying $6,000 by spring.

The Federal Reserve's balance sheet is expected to double after the next major crisis, potentially adding $7 trillion and causing massive inflation.

if the Federal Reserve expands their balance sheets by let's just say another $7 trillion, that would be massively inflationary. ... the Federal Reserve's balance sheet has roughly doubled after each major crisis.

The Federal Reserve's balance sheet is expected to double after the next major crisis, potentially adding $7 trillion and causing massive inflation.

An estimated 5.8 million US manufacturing jobs have been moved overseas in the last two decades due to globalization.

over the past two decades, globalization has sent an estimated 5.8 million US manufacturing jobs overseas.

An estimated 5.8 million US manufacturing jobs have been moved overseas in the last two decades due to globalization.

over the past two decades, globalization has sent an estimated 5.8 million US manufacturing jobs overseas.

Inflation has passed the point of no return and is expected to reaccelerate.

I believe that we've already passed the point of no return. I think that inflation will reacelerate.

Inflation has passed the point of no return and is expected to reaccelerate.

I believe that we've already passed the point of no return. I think that inflation will reacelerate.

US credit card debt is currently just under $1.2 trillion and is expected to continue growing.

now it's just under 1.2 trillion and it's still growing.

US credit card debt is currently just under $1.2 trillion and is expected to continue growing.

now it's just under 1.2 trillion and it's still growing.

Realtors, brokers, builders, banks, and investors (collectively Wall Street) are predicted to benefit from the 50-year mortgage.

Well, I've created a list. I mean, it's going to be realtors because, you know, realtors and brokers because they're going to receive higher commissions. And then you have the builders. They're going to sell more homes. And then, of course, the banks because they're going to be making much more in interest income, you know, on these mortgages at the expense of the borrower. And then also the investors because there's now going to be more demand. So who's going to win? It's going to be basically it's going to be Wall Street.

Realtors, brokers, builders, banks, and investors (collectively Wall Street) are predicted to benefit from the 50-year mortgage.

After 30 years of payments on a 50-year mortgage, a borrower will still owe $386,000 on their loan.

after 30 years of payments, a 50-year borrower was still owed $386,000.

After 30 years of payments on a 50-year mortgage, a borrower will still owe $386,000 on their loan.

after 30 years of payments, a 50-year borrower was still owed $386,000.

A 50-year mortgage on a $348,000 loan at 6% interest will result in paying $751,113 in interest.

Now, if you go with the 50-year mortgage, I mean, look at the interest that you're going to pay. You're going to pay $751,113.

A 50-year mortgage on a $348,000 loan at 6% interest will result in paying $751,113 in interest.

Now, if you go with the 50-year mortgage, I mean, look at the interest that you're going to pay. You're going to pay $751,113.

Donald Trump is in favor of the 50-year mortgage, believing it will reduce monthly payments and improve housing affordability.

And President Trump supports the idea, and the pitch is very simple. It will lower monthly payments and make housing feel more affordable.

Donald Trump is in favor of the 50-year mortgage, believing it will reduce monthly payments and improve housing affordability.

And President Trump supports the idea, and the pitch is very simple. It will lower monthly payments and make housing feel more affordable.

The FHFA is actively developing a proposal to lengthen the standard mortgage term from 30 to 50 years.

The Federal Housing Finance Agency, the FHFA, under Director Bill PT is working on a proposal to extend the standard mortgage from 30 years to 50 years.

The FHFA is actively developing a proposal to lengthen the standard mortgage term from 30 to 50 years.

The Federal Housing Finance Agency, the FHFA, under Director Bill PT is working on a proposal to extend the standard mortgage from 30 years to 50 years.

Demand for silver ETFs in 2026 is predicted to be higher than in previous years.

And I'm telling you that silver ETF demand in 2026. I'm expecting it to be greater.

Demand for silver ETFs in 2026 is predicted to be higher than in previous years.

And I'm telling you that silver ETF demand in 2026. I'm expecting it to be greater.

Gigastar has obtained SEC registration to create a secondary market for digital channel revenue tokens.

their broker dealer entity has received the SEC registration to mint, issue, and create a secondary market for the trading of digital channel revenue tokens.

Gigastar has obtained SEC registration to create a secondary market for digital channel revenue tokens.

their broker dealer entity has received the SEC registration to mint, issue, and create a secondary market for the trading of digital channel revenue tokens.

Gigastar is predicted to become a multi-billion dollar company within a few years.

I've done it because I believe that Gigastar is going to become a multi-billion dollar company in a few years.

Gigastar is predicted to become a multi-billion dollar company within a few years.

I've done it because I believe that Gigastar is going to become a multi-billion dollar company in a few years.

There is a question as to whether Trump's tariff threat will slow or accelerate de-dollarization.

But the question is, is that going to work or is that going to backfire and actually accelerate ddollarization?

There is a question as to whether Trump's tariff threat will slow or accelerate de-dollarization.

But the question is, is that going to work or is that going to backfire and actually accelerate ddollarization?

President Trump is attempting to decelerate de-dollarization by threatening BRICS nations with a 10% tariff.

But President Trump is trying to slow down ddollarization by threatening BRICS nations with an additional 10% tariff.

President Trump is attempting to decelerate de-dollarization by threatening BRICS nations with a 10% tariff.

But President Trump is trying to slow down ddollarization by threatening BRICS nations with an additional 10% tariff.

The Federal Reserve will need to print trillions of dollars to purchase US government debt that other countries are no longer buying.

So what's going to happen is that the Federal Reserve will have to step in as the buyer of last resorts and print trillions of dollars to buy all these US government IUs that other countries don't want.

The Federal Reserve will need to print trillions of dollars to purchase US government debt that other countries are no longer buying.

The critical concern is the potential loss of the US dollar's status as the world's reserve asset.

What's important is if the US dollar loses its status as the reserve assets of the world.

The critical concern is the potential loss of the US dollar's status as the world's reserve asset.

What's important is if the US dollar loses its status as the reserve assets of the world.

As of July 2025, the MVP phase of Mbridge is complete, with ongoing pilot transactions and new participants being accepted, though not yet commercially deployed.

And as of July of 2025, the MVP phase is now complete. So pilot transactions are ongoing. So they're not yet commercially deployed, but they are accepting new participants.

As of July 2025, the MVP phase of Mbridge is complete, with ongoing pilot transactions and new participants being accepted, though not yet commercially deployed.

And as of July of 2025, the MVP phase is now complete. So pilot transactions are ongoing. So they're not yet commercially deployed, but they are accepting new participants.

Any country aligning with BRICS policies will face a 10% tariff.

So it says that any country aligning themselves with the anti-American policies of bricks will be charged an additional 10% tariff. There will be no exceptions to this policy.

Any country aligning with BRICS policies will face a 10% tariff.

So it says that any country aligning themselves with the anti-American policies of bricks will be charged an additional 10% tariff. There will be no exceptions to this policy.

Gold will be an integral component of the emerging new monetary system.

for the new monetary system that emerges, we know that gold is going to be a part of it.

Gold will be an integral component of the emerging new monetary system.

for the new monetary system that emerges, we know that gold is going to be a part of it.

Predicted that the manipulation of silver will eventually unwind, leading to a glorious outcome.

one day this is going to unwind and it's going to backfire on them. And I'll tell you when that happens, it's going to be glorious. So, there's a potential for a massive short

Predicted that the manipulation of silver will eventually unwind, leading to a glorious outcome.

one day this is going to unwind and it's going to backfire on them. And I'll tell you when that happens, it's going to be glorious. So, there's a potential for a massive short

Predicted silver will outperform inflation.

I believe that silver will outperform inflation.

Predicted silver will outperform inflation.

I believe that silver will outperform inflation.

Predicted Lexus EVs will begin using solid-state batteries in 2027.

they're going to begin with Lexus EVs in 2027

Predicted Lexus EVs will begin using solid-state batteries in 2027.

they're going to begin with Lexus EVs in 2027

Predicted Samsung's mass production of solid-state batteries to begin in 2027.

mass production in 2027

Predicted Samsung's mass production of solid-state batteries to begin in 2027.

mass production in 2027

Predicted Samsung's commercial production of solid-state batteries to begin in 2026.

Samsung expects commercial production to begin in 2026

Predicted Samsung's commercial production of solid-state batteries to begin in 2026.

Samsung expects commercial production to begin in 2026

Predicted that home prices will continue to increase in the long run.

Home prices will continue to go up in the long run.

Predicted that home prices will continue to increase in the long run.

Home prices will continue to go up in the long run.

Predicted that a specific 401k portfolio would be up dramatically in a few years from the point of a past conversation.

in a few years, that portfolio, it's going to be up dramatically.

Predicted that a specific 401k portfolio would be up dramatically in a few years from the point of a past conversation.

in a few years, that portfolio, it's going to be up dramatically.

Predicted that larger tax breaks for asset holding will not be eliminated, but smaller ones will be.

It's my prediction that regarding this, the bigger tax breaks, they're not going to get eliminated, but I think the smaller ones will be

Predicted that larger tax breaks for asset holding will not be eliminated, but smaller ones will be.

It's my prediction that regarding this, the bigger tax breaks, they're not going to get eliminated, but I think the smaller ones will be

Predicted that President Trump will increase the SALT cap.

Anyways, it is my prediction that President Trump will increase the cap.

Predicted that President Trump will increase the SALT cap.

Anyways, it is my prediction that President Trump will increase the cap.

Predicted that there will be a cap on the amount of overtime pay that will be tax-free.

But in my opinion, there's going to be a cap on this because this one's just going to be so easy to abuse.

Predicted that there will be a cap on the amount of overtime pay that will be tax-free.

But in my opinion, there's going to be a cap on this because this one's just going to be so easy to abuse.

Predicted that President Trump will attempt to make all senior social security income tax-free.

I predict that he's going to try to make all of it taxree. That's just my opinion, but let's see what happens.

Predicted that President Trump will attempt to make all senior social security income tax-free.

I predict that he's going to try to make all of it taxree. That's just my opinion, but let's see what happens.

Predicted that there will be a cap on the amount of tipped income that will be tax-free.

but my opinion is that there's going to be a limitation of how much of your tipped income will be tax-free.

Predicted that there will be a cap on the amount of tipped income that will be tax-free.

but my opinion is that there's going to be a limitation of how much of your tipped income will be tax-free.

Predicted that even small investments will accumulate wealth faster than people anticipate, leading to surprise.

even if it's a small amount I'm telling you it builds up faster than you think so you'll be surprised

9 months ago Pending

Predicted that even small investments will accumulate wealth faster than people anticipate, leading to surprise.

even if it's a small amount I'm telling you it builds up faster than you think so you'll be surprised

Predicted that the tax plan will slash Medicaid more than it ever has been slashed before.

It's slashing Medicaid more than it ever has been slashed before.

8 months ago Pending

Predicted that the tax plan will slash Medicaid more than it ever has been slashed before.

It's slashing Medicaid more than it ever has been slashed before.

Predicted that if President Trump's bill passes, MAGA account contribution caps will increase to $30,000 for married filing jointly and $15,000 for single filers, effective for tax year 2026 (filed in 2027).

they want to increase the cap to $30,000 for married filing jointly and $15,000 for single filers. And this would begin after December 31st of 2025. So we're talking about tax year 2026, which you would file in 2027.

8 months ago Pending

Predicted that ESGO's yield and short-term T-bill interest rates will decrease once the Federal Reserve starts cutting interest rates.

once the Federal Reserve starts cutting interest rates then the interest rates on short-term T bills will go down and then this esc it's going to yield a lesser amounts

8 months ago Pending

Predicted that ESGO's yield and short-term T-bill interest rates will decrease once the Federal Reserve starts cutting interest rates.

once the Federal Reserve starts cutting interest rates then the interest rates on short-term T bills will go down and then this esc it's going to yield a lesser amounts

The book will guide readers towards financial freedom.

it's an easy read and it's going to put you on the right path

The book will guide readers towards financial freedom.

it's an easy read and it's going to put you on the right path

Predicted that non-bank lenders will account for 25% of all small business loans in 2025.

in 2025 that's increased to 25% of all small business loans

Predicted that non-bank lenders will account for 25% of all small business loans in 2025.

in 2025 that's increased to 25% of all small business loans

Predicted that an audit of gold reserves at Fort Knox will find discrepancies, leading to delays in processing.

And it is expected that they're going to encounter discrepancies, which is going to require additional time to process.

9 months ago Pending

Predicted that an audit of gold reserves at Fort Knox will find discrepancies, leading to delays in processing.

And it is expected that they're going to encounter discrepancies, which is going to require additional time to process.

Predicted that his book, 'Building Wealth', will change lives.

telling you my book about Building Wealth it's very simple it's very straightforward and it is revolutionary it's going to change lives

Predicted that his book, 'Building Wealth', will change lives.

telling you my book about Building Wealth it's very simple it's very straightforward and it is revolutionary it's going to change lives

Predicted that a US Sovereign Wealth Fund would be created by February 4, 2026.

we're going to stand this thing up within the next 12 months

Predicted that a US Sovereign Wealth Fund would be created by February 4, 2026.

we're going to stand this thing up within the next 12 months

Predicted that the market crash will be short-lived, followed by a V-shaped recovery due to the Fed's actions (zero rates, money printing).

2 years ago

that crash will be shortlived it'll be a v-shaped recovery when the FED Cuts rates to zero and prints a massive amount of money to rescue the

Predicted that the market crash will be short-lived, followed by a V-shaped recovery due to the Fed's actions (zero rates, money printing).

that crash will be shortlived it'll be a v-shaped recovery when the FED Cuts rates to zero and prints a massive amount of money to rescue the

Predicted that markets will crash when the government and Federal Reserve manufacture a crisis.

when the government and Federal Reserve manufacture a crisis the markets will crash

Predicted that markets will crash when the government and Federal Reserve manufacture a crisis.

when the government and Federal Reserve manufacture a crisis the markets will crash

Predicted that asset prices will continue to go higher during the Great Melt-up, despite temporary pullbacks.

asset prices are they're not going to go up in a straight line there will be bumps along the way but they'll just keep going higher

Predicted that asset prices will continue to go higher during the Great Melt-up, despite temporary pullbacks.

asset prices are they're not going to go up in a straight line there will be bumps along the way but they'll just keep going higher

Predicted that inflation will re-accelerate during the current pre-crisis era.

during this pre-crisis era which is what we're in right now we will see inflation re accelerates

Predicted that inflation will re-accelerate during the current pre-crisis era.

during this pre-crisis era which is what we're in right now we will see inflation re accelerates

Predicted that $400 billion in revenue from a 10% tariff on imports would not be enough to fund the entire US government.

it would not be anywhere close enough to fund the entire governments

Predicted that $400 billion in revenue from a 10% tariff on imports would not be enough to fund the entire US government.

it would not be anywhere close enough to fund the entire governments

Predicted that a 10% tariff on all imports is expected to generate $400 billion in tax revenue.

a 10% tariff on All Imports is expected to bring in 400

Predicted that a 10% tariff on all imports is expected to generate $400 billion in tax revenue.

a 10% tariff on All Imports is expected to bring in 400

Predicted that US consumers will pay more in instances where cheaper made-in-America alternatives are unavailable due to tariffs.

the US consumer ends up paying more in many instances when there are no cheaper made in America Alternatives

Predicted that US consumers will pay more in instances where cheaper made-in-America alternatives are unavailable due to tariffs.

the US consumer ends up paying more in many instances when there are no cheaper made in America Alternatives

Predicted that if tariffs are applied, Walmart will increase the price of products to maintain profit margins.

Walmart will increase the price of the vacuum

Predicted that if tariffs are applied, Walmart will increase the price of products to maintain profit margins.

Walmart will increase the price of the vacuum

Predicted that the overall effect of tariffs on the economy would be massive and positive.

it's gonna have a massive effect positive effect it's going to be a positive not a negative

Predicted that the overall effect of tariffs on the economy would be massive and positive.

it's gonna have a massive effect positive effect it's going to be a positive not a negative

Predicted that tariffs will be inflationary.

will tariffs be inflationary the answer is yes

Predicted that tariffs will be inflationary.

will tariffs be inflationary the answer is yes

Predicted that a 10% tariff on clothing would not lead to a US clothing industry revival, and the cost of 97% of US clothing would increase by 10%.

so we're not going to have a clothing industry Revival in the US all that would happen is that the cost of 97% of our clothing would go up by 10%

Predicted that a 10% tariff on clothing would not lead to a US clothing industry revival, and the cost of 97% of US clothing would increase by 10%.

so we're not going to have a clothing industry Revival in the US all that would happen is that the cost of 97% of our clothing would go up by 10%

Predicted that a 10% tariff on imports would not stop business and would generate significant revenue.

it's not going to stop business because it's not that much but it's enough that would really make a lot of money

Predicted that a 10% tariff on imports would not stop business and would generate significant revenue.

it's not going to stop business because it's not that much but it's enough that would really make a lot of money

Predicted that the 'great melt up' will lead to hyperinflation and eventually 'the great reset'.

we are in the making of the great melt up and all this is going to lead to hyperinflation and ultimately a reset a the great reset

Predicted that the 'great melt up' will lead to hyperinflation and eventually 'the great reset'.

we are in the making of the great melt up and all this is going to lead to hyperinflation and ultimately a reset a the great reset

Predicted that US Treasuries will decline further as a reserve asset following government actions (suspending debt ceiling, borrowing heavily, issuing 50-year bonds) in the next crisis.

when this happens us treasuries will fall even further as a reserve asset

Predicted that US Treasuries will decline further as a reserve asset following government actions (suspending debt ceiling, borrowing heavily, issuing 50-year bonds) in the next crisis.

when this happens us treasuries will fall even further as a reserve asset

Predicted that the Federal Reserve will cut interest rates to near 0% following a manufactured crisis, enabling the US government to refinance its debt at lower rates.

they're most likely going to do they're going to manufacture a crisis so that the Federal Reserve will have an excuse to cut interest rates back down to close to 0% and then they're going to take advantage of the opportunity to refinance as much debt as possible at those lower interest rates

Predicted that the Federal Reserve will cut interest rates to near 0% following a manufactured crisis, enabling the US government to refinance its debt at lower rates.

Predicted that the US government will manufacture a crisis to refinance its national debt, resulting in high inflation and an acceleration of 'the great melt up'.

it is my belief that the US government will manufacture a crisis in order to refinance their national debt so of course it's going to be highly inflationary this going to accelerate the great melt up but it must be done

Predicted that the US government will manufacture a crisis to refinance its national debt, resulting in high inflation and an acceleration of 'the great melt up'.

Predicted that the current path towards inflation/hyperinflation is irreversible.

now there's no stopping it

Predicted that the current path towards inflation/hyperinflation is irreversible.

now there's no stopping it

Predicted increased wealth inequality, a shrinking middle class, and a societal divide into 'really rich' or 'really poor'.

the wealth inequality Gap will widen the middle class will shrink even further and then we're going to be left with a society where you're either really rich or really poor

Predicted increased wealth inequality, a shrinking middle class, and a societal divide into 'really rich' or 'really poor'.

the wealth inequality Gap will widen the middle class will shrink even further and then we're going to be left with a society where you're either really rich or really poor

Predicted that current government policies and actions will result in hyperinflation.

doing what they're doing and that's going to lead to hyperinflation

Predicted that current government policies and actions will result in hyperinflation.

doing what they're doing and that's going to lead to hyperinflation

Predicted that the Federal Reserve and the US government have opted for hyperinflation as a policy path over deflation.

the Federal Reserve and the US government have chosen hyperinflation rather than deflation

Predicted that the Federal Reserve and the US government have opted for hyperinflation as a policy path over deflation.

the Federal Reserve and the US government have chosen hyperinflation rather than deflation

Predicted that the national debt crisis will lead to a 'great melt up' (an inflationary boom).

how the national debt crisis will cause the great melt up

Predicted that the national debt crisis will lead to a 'great melt up' (an inflationary boom).

how the national debt crisis will cause the great melt up

Predicted that landlords would increase rents by 15-25% per year during a period of high inflation.

if we're in that type of environment what are they going to do they're going to jack up the rents 15 20 25% a year

Predicted that landlords would increase rents by 15-25% per year during a period of high inflation.

if we're in that type of environment what are they going to do they're going to jack up the rents 15 20 25% a year

Predicted that inflation will be the US government's preferred 'bad option' for addressing the debt crisis.

the best bad option that we have right now is to inflate and that's going to be the favored route

Predicted that inflation will be the US government's preferred 'bad option' for addressing the debt crisis.

the best bad option that we have right now is to inflate and that's going to be the favored route

Predicted that the US national debt situation will continue to worsen, regardless of whether Trump or Harris wins the next US presidential election.

the situation is just going to get worse that is a given and it doesn't matter who wins office Trump or Harris makes no difference

Predicted that the US national debt situation will continue to worsen, regardless of whether Trump or Harris wins the next US presidential election.

the situation is just going to get worse that is a given and it doesn't matter who wins office Trump or Harris makes no difference

Predicted that a deflationary environment would exacerbate the national debt crisis by increasing the real cost of servicing existing debts.

in a deflationary environment your pre-existing debts become more expensive to service so that's it's just going to make the situation worse

Predicted that a deflationary environment would exacerbate the national debt crisis by increasing the real cost of servicing existing debts.

in a deflationary environment your pre-existing debts become more expensive to service so that's it's just going to make the situation worse

Predicted that if the US government prints trillions more dollars, inflation will skyrocket.

if they do that if they print trillions of more dollars you know what's going to happen you know the consequences that's going to skyrockets inflation

Predicted that if the US government prints trillions more dollars, inflation will skyrocket.

if they do that if they print trillions of more dollars you know what's going to happen you know the consequences that's going to skyrockets inflation

Predicted that interest payments on US debt will consume an increasing and unsustainable share of tax collections, potentially reaching 30%, 50%, and even 100%.

what's going to happen when that gets increased to 30% 50% 100% it's just going to be and this is unsustainable it's just getting worse

Predicted that interest payments on US debt will consume an increasing and unsustainable share of tax collections, potentially reaching 30%, 50%, and even 100%.

what's going to happen when that gets increased to 30% 50% 100% it's just going to be and this is unsustainable it's just getting worse

Predicted that accelerating interest payments on the US national debt will result in less money for other government programs.

the interest payments are accelerating that means that there's going to be less money for other programs

Predicted that accelerating interest payments on the US national debt will result in less money for other government programs.

the interest payments are accelerating that means that there's going to be less money for other programs

Predicted the US national debt crisis will get exponentially worse.

the US Federal government's national debt crisis it's going to get worse it's going to get exponentially worse

Predicted the US national debt crisis will get exponentially worse.

the US Federal government's national debt crisis it's going to get worse it's going to get exponentially worse

Predicted that S&P 500 tracking index funds/ETFs might go down in the short run.

regarding an index fun or ETF that tracks the S&P 500 in the short run sure it might go down

Predicted that S&P 500 tracking index funds/ETFs might go down in the short run.

regarding an index fun or ETF that tracks the S&P 500 in the short run sure it might go down

Predicted that automating the 'pay yourself first' method will lead to significant wealth growth and pleasant surprise within a few months to a few years.

if you automate this then you will see your money build up and you'll be pleasantly surprised in the future as you check up on your balance in a few months or a few years

Predicted that automating the 'pay yourself first' method will lead to significant wealth growth and pleasant surprise within a few months to a few years.

if you automate this then you will see your money build up and you'll be pleasantly surprised in the future as you check up on your balance in a few months or a few years

Predicted that accountants will provide good service if clients mention Google/Yelp reviews during consultation to avoid negative feedback.

because they're going to be forced to do a good job with you otherwise they will be deathly afraid of you leaving them a one-star review

Predicted that accountants will provide good service if clients mention Google/Yelp reviews during consultation to avoid negative feedback.

because they're going to be forced to do a good job with you otherwise they will be deathly afraid of you leaving them a one-star review

Predicted that any future stock market crash will be brief and followed by the market reaching record highs.

if the stock market crashes it's going to be brief and the stock market will go to record highs shortly after

Predicted that any future stock market crash will be brief and followed by the market reaching record highs.

if the stock market crashes it's going to be brief and the stock market will go to record highs shortly after

Predicted that using inflation to solve the national debt problem will be more harmful than the debt itself.

the medicine of inflation will be more harmful than the thing that it cures the debt problem

Predicted that using inflation to solve the national debt problem will be more harmful than the debt itself.

the medicine of inflation will be more harmful than the thing that it cures the debt problem

Predicted that the winner of the next US presidential election will worsen the national debt crisis.

whoever wins this one it doesn't matter they're just going to make the situation worse the national debt crisis

Predicted that the winner of the next US presidential election will worsen the national debt crisis.

whoever wins this one it doesn't matter they're just going to make the situation worse the national debt crisis

Predicted that inflation will negatively impact money if it is not invested.

inflation is going to screw me over

Predicted that inflation will negatively impact money if it is not invested.

inflation is going to screw me over

Predicted that investing in another person's small business is a good way to lose money.

this is a good way to lose your money

Predicted that investing in another person's small business is a good way to lose money.

this is a good way to lose your money

Predicted that refinancing with a lower interest rate will be a relevant action for millions of people in the future.

my last tip for you is to refinance with a lower interest rate and this one's so important because I know that this is going to be applicable to millions of people in the years ahead

Predicted that refinancing with a lower interest rate will be a relevant action for millions of people in the future.

my last tip for you is to refinance with a lower interest rate and this one's so important because I know that this is going to be applicable to millions of people in the years ahead

Predicted that engaging in rental property investing will open up a new sector of investment opportunities.

and if you do this you will open up a whole new sector of investing opportunities for yourself

Predicted that engaging in rental property investing will open up a new sector of investment opportunities.

and if you do this you will open up a whole new sector of investing opportunities for yourself

Predicted that owning a rental property will most likely not increase an individual's taxes.

your rental property is most likely not going to increase your taxes

Predicted that owning a rental property will most likely not increase an individual's taxes.

your rental property is most likely not going to increase your taxes

Predicted that having a good credit score will result in lenders offering lower interest rates.

if you have a good credit score then lenders will give you a lower interest rate

Predicted that having a good credit score will result in lenders offering lower interest rates.

if you have a good credit score then lenders will give you a lower interest rate

Predicted that having a bad credit score will result in lenders rejecting loan applications or offering higher interest rates.

if you have a bad credit score then lenders are just going to reject you or they're going to offer you higher interest rates

Predicted that having a bad credit score will result in lenders rejecting loan applications or offering higher interest rates.

if you have a bad credit score then lenders are just going to reject you or they're going to offer you higher interest rates

Predicted that many real estate properties will lead to financial losses if not properly analyzed.

you're going to see that many properties the math just doesn't work out and you would lose lose money

Predicted that many real estate properties will lead to financial losses if not properly analyzed.

you're going to see that many properties the math just doesn't work out and you would lose lose money

Predicted that choosing not to deal with tenants in real estate will cost money.

if you don't want to deal with tenants then it's going to cost you money

Predicted that choosing not to deal with tenants in real estate will cost money.

if you don't want to deal with tenants then it's going to cost you money

Predicted that attorney fees for transferring property to an LLC will not be expensive.

attorney do this it's not going to be expensive because this is very basic stuff for them

Predicted that attorney fees for transferring property to an LLC will not be expensive.

attorney do this it's not going to be expensive because this is very basic stuff for them

Predicted that real estate property values will increase if inflation gets out of control.

because if inflation gets out of control then your property will just go up higher in value

Predicted that real estate property values will increase if inflation gets out of control.

because if inflation gets out of control then your property will just go up higher in value

Predicted that observers will notice millionaires typically spend excessively in one or two categories of their life.

so you're going to notice that this millionaire is spending excessively in typically one or two categories in their life

Predicted that observers will notice millionaires typically spend excessively in one or two categories of their life.

so you're going to notice that this millionaire is spending excessively in typically one or two categories in their life

Predicted that by analyzing their budget, the listener will stumble upon a 'secret' (financial insight).

I'll tell you this this is like a secret that you'll stumble upon once you do

Predicted that by analyzing their budget, the listener will stumble upon a 'secret' (financial insight).

I'll tell you this this is like a secret that you'll stumble upon once you do

Predicted that proactive job searching will yield the best return on effort, time, and results.

I'm telling you this is going to be give you the best bang for your buck in terms of effort time and results

Predicted that proactive job searching will yield the best return on effort, time, and results.

I'm telling you this is going to be give you the best bang for your buck in terms of effort time and results

Predicted that approaching a job interview relaxed and confident will probably increase the odds of getting the job.

you can walk into the interview or the zoom meeting relaxed and confident and honestly that'll probably help your odds of getting that job

Predicted that approaching a job interview relaxed and confident will probably increase the odds of getting the job.

you can walk into the interview or the zoom meeting relaxed and confident and honestly that'll probably help your odds of getting that job

Predicted that college expenses will continue to increase.

the college is expensive and it's just going to get worse

2 years ago Correct

Predicted that college expenses will continue to increase.

the college is expensive and it's just going to get worse

Predicted that the social security system will face future challenges.

I am not that optimistic about the future of our social security system

2 years ago Correct

Predicted that the social security system will face future challenges.

I am not that optimistic about the future of our social security system

A child expressed that their parents were not considered 'cool' due to their inability to afford a Lamborghini.

just the other day I overheard a child saying that their parents are not cool because they can't afford a Lamborghini No Cap

A child expressed that their parents were not considered 'cool' due to their inability to afford a Lamborghini.

just the other day I overheard a child saying that their parents are not cool because they can't afford a Lamborghini No Cap

Children (Gen Alpha) are exposed to and internalize knowledge of luxury brands like Gucci, Lamborghini, and Bugatti primarily through repeated exposure, which can influence their developing relationship with money.

if your gen alpha kids are talking about Gucci Lamborghini Bugatti it may seem cute it may seem harmless but the only reason why they know those words is because they've heard it enough where it's ingrained into their minds

It's hypothesized that Millennials and Gen Z experience higher rates of money dysmorphia due to increased social media consumption.

41% of Millennials experience money dysmorphia 43% of gen Z experiences money dysmorphia so it is hypothesized that more Millennials and gen Z have money dysmorphia because how much more social media that they consume

It's hypothesized that Millennials and Gen Z experience higher rates of money dysmorphia due to increased social media consumption.

Predicted that a true tightening of monetary policy by central bankers will cause an ultimate economic crash with significant asset price falls, but this is improbable before 2030.

the central Bankers truly tighten monetary policy so this will trigger the ultimate economic crash and all asset prices will vits but I would say that's very improbable of happening this decade

Predicted that a true tightening of monetary policy by central bankers will cause an ultimate economic crash with significant asset price falls, but this is improbable before 2030.

the central Bankers truly tighten monetary policy so this will trigger the ultimate economic crash and all asset prices will vits but I would say that's very improbable of happening this decade

Predicted that the manufactured crisis and subsequent market crash are many years away from the video's publish date.

because that could be many years from now

Predicted that the manufactured crisis and subsequent market crash are many years away from the video's publish date.

because that could be many years from now

Predicted that during the multi-year Great Melt-up, asset prices will experience pullbacks, corrections, and crashes.

during this multi-year great melt up asset prices will not go up in a straight line there will be pullbacks Corrections and crashes

Predicted that during the multi-year Great Melt-up, asset prices will experience pullbacks, corrections, and crashes.

during this multi-year great melt up asset prices will not go up in a straight line there will be pullbacks Corrections and crashes

Predicted that the melt-up stage will last at least until the end of 2029.

the melt-up stage will last for many years in total so at a minimum for the duration of this decade

Predicted that the melt-up stage will last at least until the end of 2029.

the melt-up stage will last for many years in total so at a minimum for the duration of this decade

Predicted that as inflation accelerates, the prices of almost all goods and services will increase.

as inflation accelerates the price of almost everything will go up groceries Health Care insurance property taxes tuition Vehicles daycare just about everything

Predicted that as inflation accelerates, the prices of almost all goods and services will increase.

as inflation accelerates the price of almost everything will go up groceries Health Care insurance property taxes tuition Vehicles daycare just about everything

Predicted that tariffs will save the United States.

it will save our country

Predicted that tariffs will save the United States.

it will save our country

Predicted that individuals will likely have lower income and thus fall into lower tax brackets during retirement.

but the theory is that you will benefit because in retirement you're probably going to be making less money and if you're you're making less money then you'll be in a lower tax brackets

Predicted that individuals will likely have lower income and thus fall into lower tax brackets during retirement.

but the theory is that you will benefit because in retirement you're probably going to be making less money and if you're you're making less money then you'll be in a lower tax brackets

Predicted that the new channel will be very beneficial and helpful for its viewers.

it's going to be very beneficial for them it's going to be so helpful

Predicted that the new channel will be very beneficial and helpful for its viewers.

it's going to be very beneficial for them it's going to be so helpful

Predicted that the Federal Reserve will finance the US government's debt by printing money during the next crisis.

who's going to be lending all this money to the US government it's going to be the Federal Reserve it's going to be the Federal Reserve they're going to get that money by printing it out of thin air

Predicted that the Federal Reserve will finance the US government's debt by printing money during the next crisis.

who's going to be lending all this money to the US government it's going to be the Federal Reserve it's going to be the Federal Reserve they're going to get that money by printing it out of thin air

Predicted that during the next crisis with lower interest rates, the US government will suspend the debt ceiling, borrow a significant amount of money, and issue 50-year bonds.

in the next Crisis with lower interest rates I wouldn't be surprised if the government suspends a debt ceiling borrows a ridiculous amount of money and even issue 50-year bonds

Predicted that during the next crisis with lower interest rates, the US government will suspend the debt ceiling, borrow a significant amount of money, and issue 50-year bonds.

in the next Crisis with lower interest rates I wouldn't be surprised if the government suspends a debt ceiling borrows a ridiculous amount of money and even issue 50-year bonds

Predicted that the US government will issue more 20-year and 30-year Treasury bonds to secure low interest rates after the Federal Reserve cuts rates to 0%.

when they manufacture a crisis and the FED drops interest rates to 0% again they're going to lock in those low interest rates for the long term by issuing more 20 and 30-year treasury bonds than they normally do

Predicted that the US government will issue more 20-year and 30-year Treasury bonds to secure low interest rates after the Federal Reserve cuts rates to 0%.

Predicted a gradual worsening of inflation and a decline in the standard of living over the period leading to hyperinflation.

inflation will progressively get worse leading up to the point of hyperinflation and standard of living during that trajectory will go down

Predicted a gradual worsening of inflation and a decline in the standard of living over the period leading to hyperinflation.

inflation will progressively get worse leading up to the point of hyperinflation and standard of living during that trajectory will go down

Predicted that Social Security will face insolvency by 2033, which will accelerate hyperinflation.

Social Security and solvency 2033 that's going to be an accelerator

Predicted that Social Security will face insolvency by 2033, which will accelerate hyperinflation.

Social Security and solvency 2033 that's going to be an accelerator

Predicted that severe hyperinflation will not happen this decade but will manifest in the late 2030s.

the situation of hyperinflation when we're in the thick of it it's not going to happen overnight it's not going to happen this decade that's just too early the most prestigious models they're predicting by 2040 but I believe that it wouldn't be far-fetched to believe a few years earlier than that

Predicted that severe hyperinflation will not happen this decade but will manifest in the late 2030s.

Predicted that wealth inequality will significantly worsen in the coming years as a consequence of inflation.

the wealth inequality in the upcoming years is just going to get much worse due to to inflation

Predicted that wealth inequality will significantly worsen in the coming years as a consequence of inflation.

the wealth inequality in the upcoming years is just going to get much worse due to to inflation

Advised that individuals living in a home for three or more years will be significantly better off buying rather than renting.

if you're going to live in a home for 3 years or more you're going to be much better off buying

Advised that individuals living in a home for three or more years will be significantly better off buying rather than renting.

if you're going to live in a home for 3 years or more you're going to be much better off buying

Predicted that inflation will re-accelerate aggressively around 2026, potentially sooner, initiating a 'great melt-up' in financial markets.

inflation is going to re accelerate hard probably 2026 could be sooner but that that's going to be the start of the great melt up

Predicted that inflation will re-accelerate aggressively around 2026, potentially sooner, initiating a 'great melt-up' in financial markets.

inflation is going to re accelerate hard probably 2026 could be sooner but that that's going to be the start of the great melt up

Predicted that the US financial system, described as a 'house of cards,' will eventually collapse.

it's a house of cards so it's eventually going to collapse

Predicted that the US financial system, described as a 'house of cards,' will eventually collapse.

it's a house of cards so it's eventually going to collapse

Predicted that the stock market will go up in the long run.

I will tell you how I know that he will be fine and that the markets will go up in the long run

Predicted that the stock market will go up in the long run.

I will tell you how I know that he will be fine and that the markets will go up in the long run

Predicted that the speaker would not keep money in a bank if savings account or CD interest rates fall to 3%, 2%, or 1%.

if interest rates on savings accounts or CDs fall to 3% 2% 1% then I'd say no way I'm not leaving my money in a bank

Predicted that the speaker would not keep money in a bank if savings account or CD interest rates fall to 3%, 2%, or 1%.

if interest rates on savings accounts or CDs fall to 3% 2% 1% then I'd say no way I'm not leaving my money in a bank

Predicted that a Senior Manager may be offered to become a Director or Partner after 5 to 10 additional years.

do it for five to 10 more years and you may you may be offered to become a director or a

Predicted that a Senior Manager may be offered to become a Director or Partner after 5 to 10 additional years.

do it for five to 10 more years and you may you may be offered to become a director or a

Predicted that a Manager will be promoted to Senior Manager after a few additional years.

do it for a few more years and then you're going to get promoted to senior manager

Predicted that a Manager will be promoted to Senior Manager after a few additional years.

do it for a few more years and then you're going to get promoted to senior manager

Predicted that a Senior Accountant will be promoted to Manager after 3 additional years.

do that for three more years and then you're going to become a man manager

Predicted that a Senior Accountant will be promoted to Manager after 3 additional years.

do that for three more years and then you're going to become a man manager

Predicted that an accountant will be promoted to Senior Accountant after 2 years.

after 2 years you'll be promoted to senior accountants

Predicted that an accountant will be promoted to Senior Accountant after 2 years.

after 2 years you'll be promoted to senior accountants

Predicted that managing a rental property will not be difficult once an investor gains experience.

once you gain some experience and you get into the rhythm you're going to see it's not that difficult

Predicted that managing a rental property will not be difficult once an investor gains experience.

once you gain some experience and you get into the rhythm you're going to see it's not that difficult

Predicted that people will be shocked to discover one specific spending category is a 'black hole' consuming more money than they realized when analyzing their budget.

will see that it's one category that is killing you a black hole that sucks your money and much more than you thought So you you're going to be shocked at your own spending in this category the dollar figure

Predicted that people will be shocked to discover one specific spending category is a 'black hole' consuming more money than they realized when analyzing their budget.

Predicted that high fees on 401k funds will lead to significantly less money saved for retirement over the course of one's career.

High fees they're going to leave you with significantly less money I swear to you I'm not exaggerating over the course of your career we're talking

Predicted that high fees on 401k funds will lead to significantly less money saved for retirement over the course of one's career.

High fees they're going to leave you with significantly less money I swear to you I'm not exaggerating over the course of your career we're talking

Predicted that 1099 tax documents from brokerage accounts will be received by early to mid-February 2025.

so you're most likely going to get your 1099 tax document in early to mid February which should be enough time for you to finish your tax return by the

Predicted that 1099 tax documents from brokerage accounts will be received by early to mid-February 2025.

so you're most likely going to get your 1099 tax document in early to mid February which should be enough time for you to finish your tax return by the

Predicted that Ally Financial's quarterly earnings will be released between July 16, 2024, and July 20, 2024.

the company will release their quarterly earnings so it is expected today's date is June 1st and we are expecting the earnings to be released between July 16th through July 20th

Predicted that Ally Financial's quarterly earnings will be released between July 16, 2024, and July 20, 2024.

the company will release their quarterly earnings so it is expected today's date is June 1st and we are expecting the earnings to be released between July 16th through July 20th

The $4.50 put option for Sirius, expiring in 22 days (approximated as one month), is selling for $0.32.

3 years ago

so we're using Sirius S II which is at $4.89 a share here's the options chain for serious and we're going to use the options that are expiring in less than one month it's in 22 days but we'll just call it one month to keep it simple and here are the prices on those one month options contracts so take a look at the 450 put option those are selling for 32

The $4.50 put option for Sirius, expiring in 22 days (approximated as one month), is selling for $0.32.

If Sirius stock plummets to $1 in one month, the effective purchase price after the $0.32 premium is $4.18. The loss is $3.18 per share, a 76% decrease from the $4.18 effective purchase price.

here's scenario number three Siri stock plummets so Siri at 489 and remember the deal if Siri Falls to 450 or below you are forced to buy it at $450 in one month if Siri plummets to $1 you will be forced to buy Siri for $450 50 so yes you did get paid 32 for making this deal so your true purchase price is $418 but still the stock fell to $1 this means that you are down $318 which means that you're down 76%

If Sirius stock plummets to $1 in one month, the effective purchase price after the $0.32 premium is $4.18. The loss is $3.18 per share, a 76% decrease from the $4.18 effective purchase price.

If Sirius stock falls to $4.40 in one month, the purchase price after accounting for the $0.32 premium is $4.18. This results in a profit of $0.22 per share, representing a 15% discount from the initial $4.89 perceived buy price.

scenario number two Sirus stock Falls to 450 or below so let's say that after 1 month Sirius Falls to $440 in this situation you are obligated to buy Siri for $450 and because you buy Siri for 450 and it's Fallen to 440 you are down 10 cents However you have to remember that you were paid 32 cents to take on this deal so in reality you bought Siri for $450 but if you factor in the 32 cents that you were paid then you really bought Siri for $418 and if the price of Siri is at440 then you're actually at a profit of 22 but I want you to put this into perspective because remember when you saw Siri at489 you like the stock and you thought that it was a good buy at $4.89 but by going with a cash secured put you bought Siri for $418 so you got a much better deal on the stock you got in at a 15% discount

If Sirius stock stays above $4.50 after one month, selling the $4.50 put option yields a $0.32 premium per share, representing a 7.1% ROI in one month (85% annualized).

scenario number one Siri stock stays above 450... Regardless in any of these events the price remains above 450 therefore in this scenario you do not end up buying Siri stock but you still get paid 32 cents... so if you think about it you did really well nothing happens you didn't end up buying anything or doing anything and you made 32 cents but what was the risk here the risk was that you could end up buying Siri for $450 and what was the reward 32 cents so if you make 32 cents by risking $450 that is a return on investment of 7.1% in one month that is an annualized rate of return of 85%

If Sirius stock stays above $4.50 after one month, selling the $4.50 put option yields a $0.32 premium per share, representing a 7.1% ROI in one month (85% annualized).

The $4.50 put option for Sirius (expiring in about one month) is trading at $0.32.

so take a look at the 450 put option those are selling for 32

The $4.50 put option for Sirius (expiring in about one month) is trading at $0.32.

so take a look at the 450 put option those are selling for 32

Selling a $4.50 put option on Sirius (trading at $4.89) with a 1-month expiration for $0.32. If Sirius falls below $4.50, the seller is obligated to buy 100 shares at $4.50. If it stays above $4.50, the seller keeps the $0.32 premium.

Sirius is currently at $4.89 a share and let's say that you think that it's a good buy at $489 a share so you can buy the stock at $4.89 and just hope that it goes up so that's one way to make money but another option is that you can do a cash secured put so here's what happens essentially you sell a put option by doing so you lock yourself into an agreement as follows Sirius is at $489 a share within one month if Sirius Falls to 450 or below you will buy Sirius for $450 and it doesn't matter if Sirius goes to $450 $449 $4 or $3 if Sirius Falls to $450 or below you will buy Sirius for $450 but within one month if Sirius does not fall to 450 or below then you will not buy it however regardless of which scenario occurs you will be paid 32 cents for agreeing to this

A 2-month out $34 call option on Intel sells for $1.50, while a $38 call option sells for $0.50.

so you can sell the $34 call option 2 months out and make a150 or we can change the strike price to 38 and sell that option for 50

A 2-month out $34 call option on Intel sells for $1.50, while a $38 call option sells for $0.50.

so you can sell the $34 call option 2 months out and make a150 or we can change the strike price to 38 and sell that option for 50

A $34 call option on Intel expiring in 6 months is selling for $2.61 (per share).

so let's look at the call options on Intel 6 months out instead of 2 months and here are the prices for the call options 6 months out as you can see the $34 call option 6 months out is selling for $261

A $34 call option on Intel expiring in 6 months is selling for $2.61 (per share).

If Intel stock rises from $32 to $40 in two months, selling the call option limits the gain. The profit is $2 on the stock ($34 sale price - $32 purchase price) plus the $150 premium, totaling $350, an 11% gain (66% annualized).

scenario number four the price of Intel shoots up so you bought Intel at 32 Intel shoots up let's just say from 32 to 40 so you have to remember that you sold me the option to buy Intel from you at 34 within the next 2 months and it shot up to 40 so you know what I'm going to do you know what I'm going to do with the call option that you sold me I'm going to use it I'm going to exercise it I'm going to buy Intel from you at 34 and I'm going to sell it on the open market for 40 so even though the price of Intel shot up to 40 you are forced to sell it to me for 34 so that was the contract that was the deal I paid you $150 for that option so you bought Intel at 32 you sell it to me for 34 so you make $2 of gain on the stock and I paid you $150 to buy that call option from you so you make a $150 there you walk away with a gain of 350 in total that's an 11% gain in 2 months annualized that's a rate of return of 66%

If Intel stock rises from $32 to $33 in two months, the combined gain from the stock increase and the sold call option ($150) is $250, a 7.8% return (46.8% annualized).

scenario number three Intel goes up by a little so you bought Intel at 32 let's say that Intel goes up from 32 to $33 in this scenario you made money on the stock because Intel went up from 32 to 33 Additionally you sold me the call option to buy Intel from you at 34 but the share price of Intel is at 33 so I'm not going to exercise my option because even though the stock price went up I would rather buy Intel in the open market for 33 rather than buy it from you for 34 so this is an awesome scenario for you because you made $150 by selling me the call option and your stock went up by a dollar so you're up $2.50 in 2 months that's a 7.8% gain in 2 months annual realiz that's a rate of return of 46.8%

If Intel stock rises from $32 to $33 in two months, the combined gain from the stock increase and the sold call option ($150) is $250, a 7.8% return (46.8% annualized).

If Intel stock stays at $32 for two months, selling the call option for $150 yields a 4.6% gain (28% annualized).

scenario number two the share price of Intel does nothing so you bought Intel at 32 after 2 months it's the same nothing happened it's still at 32 in this scenario you didn't make money you didn't lose money on the stock the price stayed the same but you sold me the call option to buy Intel from you at 34 and I paid you $150 to have that option but I'm not going to exercise that option because I'm not going to buy Intel from you at 34 because I could just buy it on the open market for 32 so in this scenario congratulations to you your stock did nothing and you made $150 and let me tell you making a $150 in this type of transaction in two months is not bad because a150 divided by 32 which is what you paid for Intel that's a gain of 4.6% so you made a gain of 4.6% in 2 months so if you annualize that that's a rate of return of 28%

If Intel stock stays at $32 for two months, selling the call option for $150 yields a 4.6% gain (28% annualized).

If Intel stock falls from $32 to $30 in two months, selling the call option for $150 hedges the $2 stock loss, resulting in a net loss of only $50.

so scenario number one the share price of Intel goes down so you bought Intel at $32 a share and let's say that in two months Intel Falls in price by $2 it goes from $32 to30 so in this scenario I'm not going to use the call option that you sold me because why would I buy Intel from you at $34 four when I could just buy it on the open market for 30 so in this scenario you sold me a contract that turned out to be worthless for me okay so for you Intel Falls from 32 to 30 you lose $2 on the stock right but you made $150 by selling me the call option so you hedged and you're only down 50 instead of $2 so it's a good thing that well in this scenario that you sold me the call option

If Intel stock falls from $32 to $30 in two months, selling the call option for $150 hedges the $2 stock loss, resulting in a net loss of only $50.

Selling a $34 call option on Intel for $150 with a 2-month expiration.

so let's say that you buy Intel at 32 and I give you an offer so I Brian want the option to buy Intel from you at $34 within the next two months so if you're going to give me that option if you're going to give me that option then you're not going to give me that option for free so you're going to tell me okay Brian if you want that option then it's going to cost you a $150 and I tell you that okay you got yourself a deal let's do it so I pay you $150 to have that option to buy Intel from you at $34 within the next two months so in other words you sold me a $34 call option that expires in two months for $150

Selling a $34 call option on Intel for $150 with a 2-month expiration.

A Chapter 13 bankruptcy will remain on a credit report for seven years.

Chapter 13 Bankruptcy it's going to stay on your credit report for seven years

A Chapter 13 bankruptcy will remain on a credit report for seven years.

Chapter 13 Bankruptcy it's going to stay on your credit report for seven years

A Chapter 7 bankruptcy will remain on a credit report for up to 10 years.

Chapter 7 bankruptcy is going to stay on your credit report for up to 10 years

A Chapter 7 bankruptcy will remain on a credit report for up to 10 years.

Chapter 7 bankruptcy is going to stay on your credit report for up to 10 years

Chapter 7 bankruptcy has a success rate of approximately 95% for eliminating credit card debts.

if you file Chapter 7 bankruptcy the success rates of eliminating your credit card debts is around 95

Chapter 7 bankruptcy has a success rate of approximately 95% for eliminating credit card debts.

if you file Chapter 7 bankruptcy the success rates of eliminating your credit card debts is around 95

Defaulting on a Home Equity Line of Credit (HELOC) can lead to foreclosure and the loss of one's home.

if you default on your HELOC payments then your home will be at risk if you can't make the payments then you're going to be facing for closure and you could lose your home

Defaulting on a Home Equity Line of Credit (HELOC) can lead to foreclosure and the loss of one's home.

if you default on your HELOC payments then your home will be at risk if you can't make the payments then you're going to be facing for closure and you could lose your home

Interest rates for debt consolidation loans can range from 11% for excellent credit (720-850), 15% for good credit, 22% for fair credit, to 25% for bad credit.

if you have excellent credits so we're talking 720 to 850 you can expect it to be in the range of 11 good credit 15 Fair Credit 22 percent bad credit 25 percent

Interest rates for debt consolidation loans can range from 11% for excellent credit (720-850), 15% for good credit, 22% for fair credit, to 25% for bad credit.

if you have excellent credits so we're talking 720 to 850 you can expect it to be in the range of 11 good credit 15 Fair Credit 22 percent bad credit 25 percent

A $10,000 withdrawal from a 401k, considered taxable income, would result in $2,200 in taxes for someone in the 22% tax bracket.

you'll have ten thousand dollars of taxable income if you're in the 22 tax bracket that's two thousand two hundred dollars lost to the IRS in tax

A $10,000 withdrawal from a 401k, considered taxable income, would result in $2,200 in taxes for someone in the 22% tax bracket.

you'll have ten thousand dollars of taxable income if you're in the 22 tax bracket that's two thousand two hundred dollars lost to the IRS in tax

Early withdrawals from retirement accounts are generally subject to a 10% penalty.

generally you will be subject to 10 early withdrawal penalty

Early withdrawals from retirement accounts are generally subject to a 10% penalty.

generally you will be subject to 10 early withdrawal penalty

Balance transfers typically incur a fee ranging from 1% to 5% of the transferred amount, with an average of 2.5%.

when you transfer your credit card debts to a new credit card there's typically going to be a fee it's called a balance transfer fee so that fee it's usually one percent to five percent of the amount that you're transferring the average transfer fee is 2.5 percent

Balance transfers typically incur a fee ranging from 1% to 5% of the transferred amount, with an average of 2.5%.

Individuals with good to excellent credit may qualify for a 0% introductory interest rate on balance transfer credit cards.

if you have good or excellent credits then you might get an introductory interest rates of zero percent

Individuals with good to excellent credit may qualify for a 0% introductory interest rate on balance transfer credit cards.

if you have good or excellent credits then you might get an introductory interest rates of zero percent

An average US household has $8,000 in credit card debt with an average interest rate of 23%. Paying only the minimum on this debt will take 4.5 years to pay off and result in $4,876 in interest paid.

the average household has about eight thousand dollars of credit card debts the average interest rate right now on a credit card is close to 23 percent that means that in most cases a monthly minimum payment of 240 a month so take a look at this if you stick with the minimum payments it's going to take you four and a half years to pay it off and on your eight thousand dollars of credit card debts you'll end up paying 4 876 dollars in interest

An average US household has $8,000 in credit card debt with an average interest rate of 23%. Paying only the minimum on this debt will take 4.5 years to pay off and result in $4,876 in interest paid.

Income earned from renting out a home for 14 days or less per year is 100% tax-free under the minimal rental use rule.

if you rented out your home for 14 days or less the money that you make will be 100 tax free this is called the minimal rental use rule

Income earned from renting out a home for 14 days or less per year is 100% tax-free under the minimal rental use rule.

if you rented out your home for 14 days or less the money that you make will be 100 tax free this is called the minimal rental use rule

For 2023, individuals could contribute up to $300 per month tax-free for commuting expenses, resulting in an annual tax deduction of $3,600.

for 2023 you can spend up to 300 a month tax-free on commuting so that's basically a 300 tax deduction every month which is three thousand six hundred dollars a year

For 2023, individuals could contribute up to $300 per month tax-free for commuting expenses, resulting in an annual tax deduction of $3,600.

for 2023 you can spend up to 300 a month tax-free on commuting so that's basically a 300 tax deduction every month which is three thousand six hundred dollars a year

Holding stocks or cryptocurrencies for over a year before selling results in long-term capital gains, which are taxed at approximately half the rate of regular income. Individuals below a certain income threshold may qualify for a 0% federal tax rate on these gains.

long-term capital gains receive much better tax treatments the tax rate for long-term capital gains it's about half your regular tax rates and if you're under a certain income threshold you will qualify for a zero percent tax rate in that case you will pay zero taxes at the federal level your profits will be 100 tax free

Reporting cryptocurrency losses can serve as a tax deduction.

if you have cryptocurrency losses make sure that you report them because losses are good for tax purposes Losses are tax deductions

Reporting cryptocurrency losses can serve as a tax deduction.

if you have cryptocurrency losses make sure that you report them because losses are good for tax purposes Losses are tax deductions

When selling altcoins, use Bitcoin's price milestones ($80k, $90k, $100k) as indicators to begin staggering out of altcoin positions.

you can have a strategy that you're going to start selling your altcoin positions when Bitcoin so you're going to be tracking Bitcoin when Bitcoin hits eighty thousand ninety thousand one hundred thousand

When selling altcoins, use Bitcoin's price milestones ($80k, $90k, $100k) as indicators to begin staggering out of altcoin positions.

Sell Bitcoin in batches starting at $80,000, with orders at $90,000, $100,000, and potentially $105,000, anticipating the next bull run top between $100,000 and $105,000.

I would say get your sell orders in starting at eighty thousand eighty thousand ninety thousand hundred thousand maybe save a little bit of an order for 105 000 for example

Sell Bitcoin in batches starting at $80,000, with orders at $90,000, $100,000, and potentially $105,000, anticipating the next bull run top between $100,000 and $105,000.

I would say get your sell orders in starting at eighty thousand eighty thousand ninety thousand hundred thousand maybe save a little bit of an order for 105 000 for example

The speaker will begin selling Exxon stock if Brent crude oil reaches $130/barrel, sell more at $140/barrel, and be completely out of the position if oil reaches $150/barrel.

if the price of Brent crude oil gets to 130 hours a barrel then I'll start selling off some of my Exxon stock if oil gets to 140 a barrel then I'll sell off some more if oil gets to 150 a barrel then out I would be completely out of my Exon position

The speaker will begin selling Exxon stock if Brent crude oil reaches $130/barrel, sell more at $140/barrel, and be completely out of the position if oil reaches $150/barrel.

Prioritizing the payment and elimination of credit card debt is crucial in one's 20s due to its high interest rates.

in your 20s you should make it a priority to pay down or completely eliminate your credit card debt

Prioritizing the payment and elimination of credit card debt is crucial in one's 20s due to its high interest rates.

in your 20s you should make it a priority to pay down or completely eliminate your credit card debt

In one's 20s, the stock market objective should be to learn the process of investing, with increased involvement expected in the 30s.

in your 20s with stocks you're not trying to get rich your objective is to learn how to invest your money because you're probably going to be more involved in the stock market in your 30s

In one's 20s, the stock market objective should be to learn the process of investing, with increased involvement expected in the 30s.

in your 20s with stocks you're not trying to get rich your objective is to learn how to invest your money because you're probably going to be more involved in the stock market in your 30s

When purchasing a first home, aim to save a 20% down payment to avoid Private Mortgage Insurance (PMI).

you want to buy something that you can afford and the goal is to save up 20 for a down pay

When purchasing a first home, aim to save a 20% down payment to avoid Private Mortgage Insurance (PMI).

you want to buy something that you can afford and the goal is to save up 20 for a down pay

Individuals in their 20s should prioritize contributing to a Roth IRA for its tax-advantaged growth potential, where earnings are never taxed if withdrawn appropriately in retirement.

in your 20s you should be focusing on your Roth IRA

Individuals in their 20s should prioritize contributing to a Roth IRA for its tax-advantaged growth potential, where earnings are never taxed if withdrawn appropriately in retirement.

in your 20s you should be focusing on your Roth IRA

Contribute to employer-sponsored retirement accounts (401k/403b) at least up to the maximum employer match, as this constitutes 'free money'.

fund your retirement Accounts at least up to the maximum matching amounts

Contribute to employer-sponsored retirement accounts (401k/403b) at least up to the maximum employer match, as this constitutes 'free money'.

fund your retirement Accounts at least up to the maximum matching amounts

The 20s are the optimal time to pursue self-employment due to fewer responsibilities, financial obligations, and more time/energy.

if you want to be self-employed right now in your 20s is the best time to do it I don't think there's any other time that's better than this

The 20s are the optimal time to pursue self-employment due to fewer responsibilities, financial obligations, and more time/energy.

if you want to be self-employed right now in your 20s is the best time to do it I don't think there's any other time that's better than this

Top-tier real estate brokers can earn $500k to $1 million annually.

if you're a good broker like you're really good at your job you're pulling in 500k to mil

Top-tier real estate brokers can earn $500k to $1 million annually.

if you're a good broker like you're really good at your job you're pulling in 500k to mil

Tax bracket dollar ranges are adjusted annually to account for inflation.

each year the tax bracket dollar ranges they get revised higher to account for inflation

Tax bracket dollar ranges are adjusted annually to account for inflation.

each year the tax bracket dollar ranges they get revised higher to account for inflation

Top-tier accountants can earn $600k-$800k annually.

if you're a really good accountant then you're going to be making about six hundred thousand to eight hundred thousand dollars a year

Top-tier accountants can earn $600k-$800k annually.

if you're a really good accountant then you're going to be making about six hundred thousand to eight hundred thousand dollars a year

The dollar range for the 10% tax bracket is projected to increase from $111,000 in 2023 to approximately $11,300 in 2024, indicating an upward adjustment due to inflation.

in 2023 the first $111,000 that you make will be taxed at 10% in 2024 it'll probably be something like the first $11,300 that you make will be taxed at 10%

The dollar range for the 10% tax bracket is projected to increase from $111,000 in 2023 to approximately $11,300 in 2024, indicating an upward adjustment due to inflation.

in 2023 the first $111,000 that you make will be taxed at 10% in 2024 it'll probably be something like the first $11,300 that you make will be taxed at 10%

If mortgage interest rate is 6-7%, it's more beneficial to pay down the mortgage as this provides a pre-tax investment return of 9-10%.

if your mortgage interest rate is six to seven percent then I would say that you should really consider using any extra money to pay down your home because if you pay down your home and you have a mortgage interest rate at six to seven percent that would be like you getting a return on your Investments of nine to ten percent pre-tax

If mortgage interest rate is 6-7%, it's more beneficial to pay down the mortgage as this provides a pre-tax investment return of 9-10%.

If mortgage interest rate is 3%, invest excess cash in index funds as they can historically beat this rate.

if your mortgage interest rate is three percent then I would stick your excess cash into an index fund in the stock market you can easily beat three percent in the long run

If mortgage interest rate is 3%, invest excess cash in index funds as they can historically beat this rate.

if your mortgage interest rate is three percent then I would stick your excess cash into an index fund in the stock market you can easily beat three percent in the long run

Paying an extra $1,000/month on a $360,000 loan at 6.5% interest will reduce the payoff time from 30 years to 14 years.

an extra one thousand dollars a month you'll pay off your mortgage in 14 years instead of 30

Paying an extra $1,000/month on a $360,000 loan at 6.5% interest will reduce the payoff time from 30 years to 14 years.

an extra one thousand dollars a month you'll pay off your mortgage in 14 years instead of 30

Paying an extra $500/month on a $360,000 loan at 6.5% interest will reduce the payoff time from 30 years to 19 years.

an extra 500 a month 19 years instead of 30

Paying an extra $500/month on a $360,000 loan at 6.5% interest will reduce the payoff time from 30 years to 19 years.

an extra 500 a month 19 years instead of 30

Paying an extra $200/month on a $360,000 loan at 6.5% interest will reduce the payoff time from 30 years to 24 years.

an extra 200 a month you'll have it paid off in 24 years

Paying an extra $200/month on a $360,000 loan at 6.5% interest will reduce the payoff time from 30 years to 24 years.

an extra 200 a month you'll have it paid off in 24 years

Paying an extra $100/month on a $360,000 loan at 6.5% interest will reduce the payoff time from 30 years to 26 years.

if you pay an extra 100 a month instead of paying off your loan in 30 Years it'll be cut down to 26 years

Paying an extra $100/month on a $360,000 loan at 6.5% interest will reduce the payoff time from 30 years to 26 years.

if you pay an extra 100 a month instead of paying off your loan in 30 Years it'll be cut down to 26 years

A one-time checkup of your most recent tax return by an accountant after tax season is recommended, as accountants are more available and services may be cheaper during the off-season.

so you can you can take your most recent tax return to an accountant to have them review it and make sure that you're doing everything right that everything looks good so I would recommend doing this after tax season so a lot of tax accountants they're going to be looking for business during off season so they're going to have the time they're going to have the availability and it's going to be much cheaper for you

A one-time checkup of your most recent tax return by an accountant after tax season is recommended, as accountants are more available and services may be cheaper during the off-season.

It's advisable to proactively find a tax accountant and build a relationship before future needs arise, such as starting a business or going independent, rather than waiting until the last minute.

so if you want to build a relationship because you know that in the future you will need a tax accountant then I would recommend that you be proactive go find an accountant for example if you know that you're going to start your own business or that you're going to go independent then do not try to find an accountant's last minute find someone that's a good fit and find them ahead of time

It's advisable to proactively find a tax accountant and build a relationship before future needs arise, such as starting a business or going independent, rather than waiting until the last minute.

Accountants can be very helpful for tax planning questions, which is a part of financial planning. For broader financial planning needs, a financial advisor or CFP is recommended.

so reason number one is tax planning if you have tax planning questions and accountants will be very helpful so tax planning that is a segment of financial planning if you have General Financial Planning needs I would recommend that you see a financial advisor or a cfp

Accountants can be very helpful for tax planning questions, which is a part of financial planning. For broader financial planning needs, a financial advisor or CFP is recommended.

For most IRS audits, a CPA or Enrolled Agent is recommended over a tax attorney due to cost and experience, unless the situation is extremely severe or involves a very large sum of money.

now I'll tell you this when it comes to an IRS audit in most cases a tax attorney that's going to be Overkill it's going to be much more expensive too if you do something really bad or for a lot of money then yes go see attack get go hire a tax attorney if you didn't then I would recommend that you work with a CPA or an EA so an EA that's an enrolled agent so they're going to be cheaper than a CPA and a lot of times they're gonna they're gonna they're actually gonna have more experience dealing with audits compared to CPA

For most IRS audits, a CPA or Enrolled Agent is recommended over a tax attorney due to cost and experience, unless the situation is extremely severe or involves a very large sum of money.

In the event of an IRS or state audit letter, it is highly recommended to hire an accountant to act as your representative.

so if you get an IRS or if you get an IRS audit letter please do not panic I would highly recommend that you find an accountant they're going to be your Defender against that Predator the IRS or the state

In the event of an IRS or state audit letter, it is highly recommended to hire an accountant to act as your representative.

For tax amendments involving larger sums of money or complex situations, it is highly recommended to have an accountant handle them.

so if you have to do an amendments and it's for a larger amount of money or for it's a if it's for a situation it's a little bit more complex I would highly recommend that you have an account and do it

For tax amendments involving larger sums of money or complex situations, it is highly recommended to have an accountant handle them.

Sole proprietors and independent contractors are advised to consult with an accountant, at least through a free consultation.

so if you're a sole proprietor or an independent contractor please see an accountant I would recommend at a minimum doing a free consultation

Sole proprietors and independent contractors are advised to consult with an accountant, at least through a free consultation.

so if you're a sole proprietor or an independent contractor please see an accountant I would recommend at a minimum doing a free consultation

For S corporations, optimizing payroll and identifying obscure tax deductions and credits are key benefits, and an accountant is essential for this.

with an S corp you have to optimize your payroll if you're if you're going to try to get the best tax outcome that's the primary benefit of an s-corp Additionally there are a lot of tax deductions and a lot of business tax credits that I assure you that you are not aware of I'm talking about the most obscure tax credits things that you're never going to find by Googling yourself

For S corporations, optimizing payroll and identifying obscure tax deductions and credits are key benefits, and an accountant is essential for this.

Consulting an accountant is strongly recommended when selling RSUs, particularly for large amounts, to avoid costly errors.

however if you sell your rsus I would really I mean I would really recommend that you go see an accountant you want to make sure that nothing went wrong especially if you're dealing with a large amount of money so I've seen so many RSU situations go bad and it costs people a lot of money

Consulting an accountant is strongly recommended when selling RSUs, particularly for large amounts, to avoid costly errors.

It is highly recommended to consult an accountant when exercising NQSOs or ISOs, especially for the first time, rather than attempting to do it yourself.

if you exercise stock options we're talking about nqsos or isos I highly recommend that you see in a Content I would say don't try to be a hero and don't try to do do this yourself especially if it's going to be your first time

It is highly recommended to consult an accountant when exercising NQSOs or ISOs, especially for the first time, rather than attempting to do it yourself.

The speaker, Brian Kim, is a CPA and owner of tax practices who is now focusing on creating YouTube videos.

so if you don't know who I am my name is Brian Kim it's very nice to meet you so I'm a certified public accountant I'm the owner of multiple tax practices and I've been in the trenches doing tax returns but fortunately I'm out of the day-to-day operations but it's good because I have more time to make YouTube videos now

The speaker, Brian Kim, is a CPA and owner of tax practices who is now focusing on creating YouTube videos.

Delaying Social Security claims beyond the full retirement age can maximize benefit amounts if financially advantageous.

if it makes Financial sense for you to delay your claims even further you can maximize your Social Security benefits

Delaying Social Security claims beyond the full retirement age can maximize benefit amounts if financially advantageous.

if it makes Financial sense for you to delay your claims even further you can maximize your Social Security benefits

Waiting until your full retirement age to claim Social Security benefits will result in receiving 100% of your entitled amount.

if you wait until your full retirement age which depends on your birth date you'll receive 100 of your benefits

Waiting until your full retirement age to claim Social Security benefits will result in receiving 100% of your entitled amount.

if you wait until your full retirement age which depends on your birth date you'll receive 100 of your benefits

In your 60s, it's recommended to have accumulated approximately 10 times your current salary for retirement.

In your 60s, it's recommended to have accumulated approximately 10 times your current salary for retirement.

Median net worth for individuals aged 60-64 is $229,000, and for ages 65-69 is $272,000.

for people ages 60 to 64. the median net worth is 229 000 for ages 65 to 69 it's 272 000.

Median net worth for individuals aged 60-64 is $229,000, and for ages 65-69 is $272,000.

for people ages 60 to 64. the median net worth is 229 000 for ages 65 to 69 it's 272 000.

A structural labor shortage is currently present and is expected to persist for many years.

there is a structural labor shortage right now and it's expected to continue for many years to come

A structural labor shortage is currently present and is expected to persist for many years.

there is a structural labor shortage right now and it's expected to continue for many years to come

The ultimate retirement savings goal is to accumulate 10-11 times your salary by your mid-60s.

the ultimate objective is to accumulate 10 to 11 times your salary by your mid-60s

The ultimate retirement savings goal is to accumulate 10-11 times your salary by your mid-60s.

the ultimate objective is to accumulate 10 to 11 times your salary by your mid-60s

By age 50, aim to have saved 5-6 times your annual salary; by age 55, aim for 7 times your annual salary.

By age 50, aim to have saved 5-6 times your annual salary; by age 55, aim for 7 times your annual salary.

Continue saving at least 15-20% of pre-tax income throughout your 40s.

continue saving at least 15 to 20 of your pre-tax income during your 40s

Continue saving at least 15-20% of pre-tax income throughout your 40s.

continue saving at least 15 to 20 of your pre-tax income during your 40s

By age 40, aim to have saved 2-3 times your income; by age 45, aim for 3-4 times your income for retirement.

by the age of 40 you should have saved two to three times your income by age 40. three to four times your income by age 45.

By age 40, aim to have saved 2-3 times your income; by age 45, aim for 3-4 times your income for retirement.

by the age of 40 you should have saved two to three times your income by age 40. three to four times your income by age 45.

In your 30s, it is recommended to save at least 15-20% of pre-tax income, including retirement plan contributions.

In your 30s, it is recommended to save at least 15-20% of pre-tax income, including retirement plan contributions.

High investment fees can significantly erode returns, potentially costing the average person over $100,000 during their career.

High fees will even see your returns over time and for the average person the fees can easily add up to be over one hundred thousand dollars in your working career

High investment fees can significantly erode returns, potentially costing the average person over $100,000 during their career.

High fees will even see your returns over time and for the average person the fees can easily add up to be over one hundred thousand dollars in your working career

Consider investing in low-cost index funds or other long-term growth potential investments.

you should consider investing in low-cost index funds or other Investments that offer growth potential over the long run

Consider investing in low-cost index funds or other long-term growth potential investments.

you should consider investing in low-cost index funds or other Investments that offer growth potential over the long run

By your 30s, individuals should aim to have saved 1-2 times their annual salary for retirement.

in your 30s if you've saved one to two times your annual salary for retirements then you are on track

By your 30s, individuals should aim to have saved 1-2 times their annual salary for retirement.

in your 30s if you've saved one to two times your annual salary for retirements then you are on track

Many employers offer a 50% match on retirement contributions, effectively providing 'free money'.

some employers will offer for every dollar that you put into your retirement accounts they're going to throw in an extra 50 cents into your account

Many employers offer a 50% match on retirement contributions, effectively providing 'free money'.

some employers will offer for every dollar that you put into your retirement accounts they're going to throw in an extra 50 cents into your account

Prioritize paying off high-interest debt, such as credit cards, over investing or other financial strategies.

you should not be investing in the stock market or you should not be doing anything fancy with your money if you have high interest debts you would be better off just paying down your credit card balance

Prioritize paying off high-interest debt, such as credit cards, over investing or other financial strategies.

Budgeting is predicted to be a 'game changer' for financial management.

budgeting will be a game changer it's going to be a game changer for you

Budgeting is predicted to be a 'game changer' for financial management.

budgeting will be a game changer it's going to be a game changer for you

Starting to budget in your 20s provides a significant advantage over peers.

if you start doing this in your 20s you're going to be at a huge Advantage compared to your peers I guarantee you

Starting to budget in your 20s provides a significant advantage over peers.

if you start doing this in your 20s you're going to be at a huge Advantage compared to your peers I guarantee you

Individuals in their 20s should aim to save 10-15% of their pre-tax income.

in your 20s it is recommended that you save 10 to 15 of your pre-tax income

Individuals in their 20s should aim to save 10-15% of their pre-tax income.

in your 20s it is recommended that you save 10 to 15 of your pre-tax income

The speaker will teach viewers how to use put options for hedging investments and how to generate income through cash-secured puts in future videos.

In upcoming videos I'm going to teach you how to use put options to hedge which is a way to protect your Investments I'm also going to teach you how to make a steady stream of income with put options they're called Cash secured puts

The speaker will teach viewers how to use put options for hedging investments and how to generate income through cash-secured puts in future videos.

If a portfolio becomes too concentrated in one sector (e.g., tech), index funds can be used to add exposure to other sectors like real estate.

let's just say that I pick a bunch of tech stocks right and I realize that hey my portfolio is really Tech heavy I need to add some real estate exposure to my portfolio then I can buy an index funds for REITs

If a portfolio becomes too concentrated in one sector (e.g., tech), index funds can be used to add exposure to other sectors like real estate.

The speaker uses ETFs and index funds to complement their individual stock picks.

I will use ETFs I will use index funds to complement my stock picks

The speaker uses ETFs and index funds to complement their individual stock picks.

I will use ETFs I will use index funds to complement my stock picks

The core and satellite approach involves investing the majority of funds in index funds, with a smaller portion allocated to stock picking for potential winners.

you use a strategy and it's called the core and satellite approach so this is when you invest the bulk of your money in index funds but you're still allocating some money to pick stocks that you think will be winners

The core and satellite approach involves investing the majority of funds in index funds, with a smaller portion allocated to stock picking for potential winners.

Market crashes are the best times to invest more money into index funds, not times to stop contributing.

if the stock market crashes in a given year that is actually the best time for you to deploy your money that is the worst time for you to not contribute

Market crashes are the best times to invest more money into index funds, not times to stop contributing.

if the stock market crashes in a given year that is actually the best time for you to deploy your money that is the worst time for you to not contribute

Consistent contributions are essential for index fund investors.

if you're going to be an index fund investor then you have to stay consistent with your contributions

Consistent contributions are essential for index fund investors.

if you're going to be an index fund investor then you have to stay consistent with your contributions

Without a long-term mentality, significant market downturns (e.g., -29% in 1974, -23% in 2002, -38% in 2008) can severely damage a portfolio.

if you don't have a long-term mentality you could get hit by a very bad year and it could crush your portfolio so in 1974 the stock market went down 29 in 2002 it went down 23 in 2008 the market went down 38

Without a long-term mentality, significant market downturns (e.g., -29% in 1974, -23% in 2002, -38% in 2008) can severely damage a portfolio.

A long-term approach and mentality are crucial for successful index fund investing.

you need to have a long-term approach a long-term mentality

A long-term approach and mentality are crucial for successful index fund investing.

you need to have a long-term approach a long-term mentality

In 2022, a down market year, 49% of active managers successfully beat the market.

in 2022 when the stock market was going down 49 of active managers beat the markets

In 2022, a down market year, 49% of active managers successfully beat the market.

in 2022 when the stock market was going down 49 of active managers beat the markets

Over a 10-year period, 90% of active managers underperform their benchmarks.

when you look at the 10-year when you look at a 10-year time frame it's actually 90 percent of active managers underperforms it's actually worse

Over a 10-year period, 90% of active managers underperform their benchmarks.

when you look at the 10-year when you look at a 10-year time frame it's actually 90 percent of active managers underperforms it's actually worse

After five years, 84% of actively managed funds underperform their benchmarks.

after five years 84 percent of actively managed funds have underperformed their benchmarks

After five years, 84% of actively managed funds underperform their benchmarks.

after five years 84 percent of actively managed funds have underperformed their benchmarks

The S&P 500 Index has historically averaged annual gains of 10.4% over 50 years, 9.7% over 30 years, and 10.3% over 20 years, with reinvested dividends.

over the past 50 years the S P 500 Index has averaged an annual gain of 10.4 percent so this assumes that dividends were reinvested over the past 30 years it's average and annual gain of 9.7 percent over the past 20 years it's averaged an annual gain of 10.3 percent

The S&P 500 Index has historically averaged annual gains of 10.4% over 50 years, 9.7% over 30 years, and 10.3% over 20 years, with reinvested dividends.

Warren Buffett recommends that both small and large investors should use low-cost index funds.

small and large investors should stick with low-cost index funds

Warren Buffett recommends that both small and large investors should use low-cost index funds.

small and large investors should stick with low-cost index funds

The S&P 500 index fund outperformed the five hedge funds in Warren Buffett's 10-year wager, yielding 12.5% annually compared to the hedge funds' 3.6%.

after the 10 years the five funds had an average return of 36 over those 10 years so that's about a 3.6 return annually Buffett went with the Vanguard index fund tracking the S P 500 it went up 125 percent that's 12 and a half percent a year

The S&P 500 index fund outperformed the five hedge funds in Warren Buffett's 10-year wager, yielding 12.5% annually compared to the hedge funds' 3.6%.

In 2007, Warren Buffett bet a money management firm that an S&P 500 index fund would outperform five hedge funds over 10 years.

in 2007 Warren Buffett was so confident about this that he made a wager Buffett Betts a New York City money management firm that over the next 10 years an S P 500 Index Fund would do better than five hedge funds

In 2007, Warren Buffett bet a money management firm that an S&P 500 index fund would outperform five hedge funds over 10 years.

Warren Buffett advises that most investors are better off using index funds than picking stocks.

most investors are better off using index funds instead of trying to pick stocks

Warren Buffett advises that most investors are better off using index funds than picking stocks.

most investors are better off using index funds instead of trying to pick stocks

The goal of index fund investing is to match the market's performance.

it is to match the performance of the market nothing more or nothing less

The goal of index fund investing is to match the market's performance.

it is to match the performance of the market nothing more or nothing less

The goal of active management (stock picking) is to outperform the market.

the purpose is to beat the market

The goal of active management (stock picking) is to outperform the market.

the purpose is to beat the market

Index fund investing is not for everyone.

is Index Fund Investing For Everyone then I would say no

Index fund investing is not for everyone.

is Index Fund Investing For Everyone then I would say no

Index fund investing is generally better for most people in most situations, but it's not a one-size-fits-all solution.

so you can deduce that Index Fund investing is better if that's what you're thinking that in most situations and for most people I would say that I agree with you and I would say that you're absolutely right however this is not one size fits all

Index fund investing is generally better for most people in most situations, but it's not a one-size-fits-all solution.

Historically, the stock market has gone up in 80% of years over the last 50 years, with bull markets averaging 3 years and bear markets averaging 10 months.

the stock market goes up more than it goes down so in the past 50 years the stock market has gone up in 40 of those 50 years the average duration of a bull market is three years the average duration of a bear Market is 10 months

Historically, the stock market has gone up in 80% of years over the last 50 years, with bull markets averaging 3 years and bear markets averaging 10 months.

In bull markets, index funds tend to outperform stock picking. In bear markets or crashes, stock picking or active management tends to outperform index funds.

generally speaking when the stock market is going up when you're in a bull market an index fund will outperform stock picking when the stock market is going down when you have a bear Market or a crash stock picking or active Management's outperforms index funds

In bull markets, index funds tend to outperform stock picking. In bear markets or crashes, stock picking or active management tends to outperform index funds.

Contributions and earnings within a Roth IRA can be withdrawn without penalty or taxes, and all earnings are tax-free.

you put money into Roth IRA you need to take that money out you can you can with without a penalty and without paying taxes so isn't that awesome also any money that you make within a Roth IRA is tax free

Contributions and earnings within a Roth IRA can be withdrawn without penalty or taxes, and all earnings are tax-free.

An emergency fund is crucial to avoid panic selling investments or incurring penalties from early retirement account withdrawals during financial emergencies.

an emergency fund is so important because it's going to give you a cushion when you have a financial emergency because when something goes wrong if you don't set aside money then what are you going to do you're going to start selling your Investments you're going to start selling your stocks in a panic you're going to be withdrawing money from your retirement accounts early which you're going to be hit with withdrawal penalty

An emergency fund is crucial to avoid panic selling investments or incurring penalties from early retirement account withdrawals during financial emergencies.

Prioritize checking and savings accounts that offer higher interest rates.

you also want to get a checking account and a savings account that pays interest well the higher the interest rate is the better it's going to be for you

Prioritize checking and savings accounts that offer higher interest rates.

you also want to get a checking account and a savings account that pays interest well the higher the interest rate is the better it's going to be for you

Credit cards with at least a 1% cash back reward program offer effectively a discount on all purchases.

at a minimum you're going to get a one percent cash back offer so this is how it works when you use your credit card let's just say that you buy something for a hundred dollars with your credit card right the credit card company is going to give you one dollar back it's so they call that a one percent cash back

Credit cards with at least a 1% cash back reward program offer effectively a discount on all purchases.

Credit card debt is an extremely expensive waste of money due to high interest rates.

you do not want credit card debt because credit card debt the interest rate on that is extremely expensive so it's the biggest waste of money so do not get into credit card debts

Credit card debt is an extremely expensive waste of money due to high interest rates.

you do not want credit card debt because credit card debt the interest rate on that is extremely expensive so it's the biggest waste of money so do not get into credit card debts

The cryptocurrency market is faster, more volatile, and operates 24/7 compared to the stock market.

it's like the stock market but it's faster it's more volatile it's open 24 7.

The cryptocurrency market is faster, more volatile, and operates 24/7 compared to the stock market.

it's like the stock market but it's faster it's more volatile it's open 24 7.

For beginners in the stock market, dividend stocks or index funds are recommended investment options.

so you can buy dividend stocks so those are stocks that pay dividends so you're basically having your money make you more money or you can buy index funds so those are perfect for beginners that are clueless about the stock markets

For beginners in the stock market, dividend stocks or index funds are recommended investment options.

Selling cash secured puts on Sirius with a $4.50 strike price and receiving $0.32 premium can yield a 7.1% return in one month, which annualizes to 85%.

if you make 32 cents by risking 450 that is a return on investment of 7.1% in 1 month that is an annualized rate of return of 85%

Selling cash secured puts on Sirius with a $4.50 strike price and receiving $0.32 premium can yield a 7.1% return in one month, which annualizes to 85%.

if you make 32 cents by risking 450 that is a return on investment of 7.1% in 1 month that is an annualized rate of return of 85%

If Sirius stock falls to $1, an investor who bought it outright at $4.89 would be down 79%, whereas an investor who used a cash-secured put (with a $4.50 strike and $0.32 premium) would be down 76%.

if you thought that ser was a good buy at $489 and you bought it at $489 if it falls to $1 then you would be down 79% if you do the cash secured put then you would be down 76%

If Sirius stock falls to $1, an investor who bought it outright at $4.89 would be down 79%, whereas an investor who used a cash-secured put (with a $4.50 strike and $0.32 premium) would be down 76%.

if you thought that ser was a good buy at $489 and you bought it at $489 if it falls to $1 then you would be down 79% if you do the cash secured put then you would be down 76%

If Sirius stock plummets to $1 after selling a cash-secured put with a $4.50 strike and receiving $0.32 premium (effective purchase price $4.18), the investor would be down $3.18 per share, or 76%.

if Siri plummets to $1 you will be forced to buy Siri for 450 so yes you did get paid 32 cents for making this deal so your true purchase price is 418 but still the stock fell to $1 this means that you are down $318 which means that you're down 76%

If Sirius stock plummets to $1 after selling a cash-secured put with a $4.50 strike and receiving $0.32 premium (effective purchase price $4.18), the investor would be down $3.18 per share, or 76%.

When Sirius stock falls to $4.40 after selling a cash-secured put with a $4.50 strike and receiving $0.32 premium, the effective purchase price is $4.18, representing a 15% discount from the original $4.89 price.

by going with a cash secured put you bought Siri for 418 so you got a much better deal on the stock you got in at a 15% discount

by going with a cash secured put you bought Siri for 418 so you got a much better deal on the stock you got in at a 15% discount

Stock research should involve understanding the business model, competitive landscape, future prospects, industry disruptions, and valuation.

investigate the business you know what do they do how do they make money who are their competitors how do they compare to their competitors why do you believe this company is a bright future will there be any disruptive circumstances in their industry does their stock price seem overvalued undervalued fairly valued

Stock research should involve understanding the business model, competitive landscape, future prospects, industry disruptions, and valuation.

The speaker personally prefers ETFs over index funds if a choice must be made.

but if I had to choose then I would go with an ETF

The speaker personally prefers ETFs over index funds if a choice must be made.

but if I had to choose then I would go with an ETF

Thorough research, akin to investigating a real business, is crucial when selecting stocks to buy.

when you're looking for stocks to buy always do your own research I would recommend that you take the approach as if you're buying a real business investigate the business

Thorough research, akin to investigating a real business, is crucial when selecting stocks to buy.

when you're looking for stocks to buy always do your own research I would recommend that you take the approach as if you're buying a real business investigate the business

ETFs are more tax-efficient than index funds.

ETFs are more tax efficient compared to index funds

ETFs are more tax-efficient than index funds.

ETFs are more tax efficient compared to index funds

Dividend reinvestment can be automated through a Dividend Reinvestment Program (DRIP).

so you can actually set your accounts to reinvest your dividends automatically it's called a drip dividend reinvestment program

Dividend reinvestment can be automated through a Dividend Reinvestment Program (DRIP).

so you can actually set your accounts to reinvest your dividends automatically it's called a drip dividend reinvestment program

The expense ratio gap between ETFs and index funds has closed, making them quite similar.

previously ETS were known to carry lower expense ratios compared to index funds but that Gap has been closing and the expenses for index funds and ETFs they're now quite similar

The expense ratio gap between ETFs and index funds has closed, making them quite similar.

previously ETS were known to carry lower expense ratios compared to index funds but that Gap has been closing and the expenses for index funds and ETFs they're now quite similar

Reinvesting dividends is a strategy that contributes to wealth accumulation over time.

Many investors take their dividends and reinvest them to get more dividends and your wealth accumulates over time

Reinvesting dividends is a strategy that contributes to wealth accumulation over time.

Many investors take their dividends and reinvest them to get more dividends and your wealth accumulates over time

Individuals seeking to invest in risky stocks should do so with a limited amount of capital.

if you don't want to take this advice and you want if you want to jump straight into risky stocks then I beg you please do so with a smaller amount of money

Individuals seeking to invest in risky stocks should do so with a limited amount of capital.

if you don't want to take this advice and you want if you want to jump straight into risky stocks then I beg you please do so with a smaller amount of money

Index funds and ETFs are expected to outperform active fund managers over the long term.

and index funds and ETFs generally outperform active fund managers over a longer period of time

Index funds and ETFs are expected to outperform active fund managers over the long term.

and index funds and ETFs generally outperform active fund managers over a longer period of time

Beginners should aim for modest gains and prioritize learning by investing in safer stocks, adopting a 'slow and steady' approach.

it is better for you to make a little bit of money than to lose money so I would recommend sticking with safer stocks to start and learning little by little slow and steady wins the race

Beginners should aim for modest gains and prioritize learning by investing in safer stocks, adopting a 'slow and steady' approach.

it is better for you to make a little bit of money than to lose money so I would recommend sticking with safer stocks to start and learning little by little slow and steady wins the race

ETFs are considered an upgraded version or 'index fund 2.0'.

But ultimately the ETF is an improvement of an index fund it's like an index fund 2.0

ETFs are considered an upgraded version or 'index fund 2.0'.

But ultimately the ETF is an improvement of an index fund it's like an index fund 2.0

The stock market should be approached with an investor mindset, not a gambler's, emphasizing long-term growth over quick profits.

the stock market is not a get-rich quick scheme in the stock market you want to be an investor you do not want to be a gambler

The stock market should be approached with an investor mindset, not a gambler's, emphasizing long-term growth over quick profits.

the stock market is not a get-rich quick scheme in the stock market you want to be an investor you do not want to be a gambler

The number of ETFs is projected to reach close to 10,000.

1993 the ETF Market basically didn't exist 2002 there are over 100 ETFs 2009 over 1 000 ETFs currently were close to ten thousand

The number of ETFs is projected to reach close to 10,000.

1993 the ETF Market basically didn't exist 2002 there are over 100 ETFs 2009 over 1 000 ETFs currently were close to ten thousand

Beginners should prioritize investing in larger, more stable companies to mitigate risk.

I would suggest that as a stock market beginner you invest in bigger and more stable companies.

Beginners should prioritize investing in larger, more stable companies to mitigate risk.

I would suggest that as a stock market beginner you invest in bigger and more stable companies.

Index funds and ETFs offer investment options in specific sectors like technology, geographies like Brazil, or asset classes like energy and treasury bonds.

you can buy shares in an index fund or ETF that invests just in technology companies or just in companies in Brazil learn or just in energy companies or just in treasury bonds

Index funds and ETFs offer investment options in specific sectors like technology, geographies like Brazil, or asset classes like energy and treasury bonds.

you can buy shares in an index fund or ETF that invests just in technology companies or just in companies in Brazil learn or just in energy companies or just in treasury bonds

To achieve diversification with targeted index funds, an investor may need to hold more than one or two such funds.

however if you invest in an index fund that's more targeted then you may need to own more than one or two in order to create diversification

To achieve diversification with targeted index funds, an investor may need to hold more than one or two such funds.

however if you invest in an index fund that's more targeted then you may need to own more than one or two in order to create diversification

A single well-diversified index fund, or at most two, may be sufficient for diversification.

if you invest in a well-diversified fund then you may only need to own one Index Fund or two index funds

A single well-diversified index fund, or at most two, may be sufficient for diversification.

if you invest in a well-diversified fund then you may only need to own one Index Fund or two index funds

The majority of index funds do not have minimum investment requirements.

most index funds have no minimum requirements

The majority of index funds do not have minimum investment requirements.

most index funds have no minimum requirements

Index fund investing is a good option for those who want to passively invest excess cash and only occasionally check on their investments.

if you're trying to find a place where you can park your money excess cash as Investments and you could do it passively just check up on it passively in conveniently then index fund investing might be a really good fit for you

Index fund investing is a good option for those who want to passively invest excess cash and only occasionally check on their investments.

Index fund investing is not suitable for individuals aiming to achieve the investment success of Warren Buffett.

if you're trying to be the next Warren Buffet then index fund investing is probably not for you

Index fund investing is not suitable for individuals aiming to achieve the investment success of Warren Buffett.

if you're trying to be the next Warren Buffet then index fund investing is probably not for you

Index fund investing is recommended as a sensible approach for the majority of investors.

For most people, for most investors I believe that Index Fund investing does make makes sense

Index fund investing is recommended as a sensible approach for the majority of investors.

For most people, for most investors I believe that Index Fund investing does make makes sense

Index funds tend to perform better when the market is experiencing an upward trend.

when the markets are going up an index fund tends to do better

Index funds tend to perform better when the market is experiencing an upward trend.

when the markets are going up an index fund tends to do better

Active management tends to outperform passive investing during market downturns.

active management generally outperforms passive investing when the stock market or an index is going down

Active management tends to outperform passive investing during market downturns.

active management generally outperforms passive investing when the stock market or an index is going down

Investing in index funds is likely to yield better results than the performance of most individual investors.

if you put your money in an index fund then you're probably going to do better than most people

Investing in index funds is likely to yield better results than the performance of most individual investors.

if you put your money in an index fund then you're probably going to do better than most people

Between 2001 and 2016, active fund managers historically underperformed their benchmark indexes.

research shows that from 2001 to 2016 active fund managers underperform their Benchmark index

Between 2001 and 2016, active fund managers historically underperformed their benchmark indexes.

research shows that from 2001 to 2016 active fund managers underperform their Benchmark index

Most individuals lack the skill to successfully select individual stocks.

the truth is that most people are not good at picking individual stocks

Most individuals lack the skill to successfully select individual stocks.

the truth is that most people are not good at picking individual stocks

ETFs are generally more tax-efficient than index funds due to their structure of selling shares to other investors.

with an ETF you're typically selling your shares to another investor therefore ETFs are considered more tax efficient because of their structuring

ETFs are generally more tax-efficient than index funds due to their structure of selling shares to other investors.

with an ETF you're typically selling your shares to another investor therefore ETFs are considered more tax efficient because of their structuring

The difference in liquidity between index funds and ETFs is unlikely to impact long-term buy-and-hold investors.

if you're a long-term buying hold investor then this is probably not going to make a big difference to you

The difference in liquidity between index funds and ETFs is unlikely to impact long-term buy-and-hold investors.

if you're a long-term buying hold investor then this is probably not going to make a big difference to you

For the average investor, S&P 500 Index Funds and ETFs will function identically.

for most people an S&P 500 Index Fund or ETF will functionally be the same.

For the average investor, S&P 500 Index Funds and ETFs will function identically.

for most people an S&P 500 Index Fund or ETF will functionally be the same.

ETFs are considered more tax-efficient than index funds in taxable brokerage accounts because their structure involves selling shares to other investors, thus avoiding the pass-through of capital gains taxes to all fund holders when other investors cash out.

with an index fund you could owe taxes without ever selling a single share that's because when other investors cash out of an index fund the fund manager sells shares in the fund and the tax consequences are passed on to every investor in the fund with an ETF you're typically selling your shares to another investor therefore ETFs are considered more tax efficient because of their structuring however this may not matter if you're buying an index fund in a retirement account but please take this into consideration if you're using a taxable brokerage account

Active investors can use targeted index funds, such as those specializing in pharmaceutical stocks, to complement their overall investing strategy and gain exposure to specific sectors they might be lacking.

if I'm going to be actively participating in the stock market like I'm going to be looking at stocks every day and not necessarily buying or selling every day but know I'm staying up to dat as an active investor in the stock markets and I'm buying stocks in all different types of sectors but I feel like that I'm lacking exposure in let's just say pharmaceutical stocks okay if that's the case then I could I could use index funds a targeted Index Fund like that that specializes just in pharmaceutical stocks to complement My overall investing style

Index fund investing is not suitable for individuals aiming to become like Warren Buffett through active stock picking, but it is a good fit for those seeking a passive and convenient way to invest excess cash.

are you trying to be the next Warren buffets because if you are then index fund investing is probably not for you it's not a good fit for you not with the goals that you're trying to achieve but if you're trying to find a place where you can park your money excess cash as Investments and you could do it passively just check up on it passively in conveniently then index fund investing might be a really good fit for you

Index fund investing is recommended as a practical and convenient option for most investors, allowing them to focus on other aspects of their lives rather than active management.

for most people for most investors I believe that Index Fund investing does make makes sense there are more benefits than there would be cons or negatives because just think about how practical it is think about how convenient it is you could just throw money into an index funds and you don't have to you don't even have to know what's going on you don't have to manage it you could just focus on your job your career your friends your family you could focus your focus your energy and your attention elsewhere

Index fund investing is recommended as a practical and convenient option for most investors, allowing them to focus on other aspects of their lives rather than active management.

Active management is predicted to outperform passive investing during market downturns and recovery phases, while index funds perform better during market upturns.

active management generally outperforms passive investing when the stock market or an index is going down that's generally because active managers to capitalize better during the market recovery phase so in other words when the markets are going up an index fund tends to do better when the markets are going down active management tends to do better

Active management is predicted to outperform passive investing during market downturns and recovery phases, while index funds perform better during market upturns.

Investors should only pursue covered calls if the potential reward justifies the associated risks.

if the risk is not worth the reward then don't do it

Investors should only pursue covered calls if the potential reward justifies the associated risks.

if the risk is not worth the reward then don't do it

Option premiums increase with longer contract duration, strike prices closer to the current stock price, and higher stock volatility.

more time on the contract means more premium the closer to the strike price means more premium the more volatile a stock is means more premium

Option premiums increase with longer contract duration, strike prices closer to the current stock price, and higher stock volatility.

more time on the contract means more premium the closer to the strike price means more premium the more volatile a stock is means more premium

The premium from selling a call option is credited to the investor's account immediately upon execution of the trade.

as soon as you sell the call option you receive that money immediately

The premium from selling a call option is credited to the investor's account immediately upon execution of the trade.

as soon as you sell the call option you receive that money immediately

Investors can choose to write covered calls on only a portion of their stock holdings, rather than the entire amount.

you don't have to write covered calls on all your stock if you have 500 shares of Intel you can write one contract you can write three contracts whatever you want

Investors can choose to write covered calls on only a portion of their stock holdings, rather than the entire amount.

you don't have to write covered calls on all your stock if you have 500 shares of Intel you can write one contract you can write three contracts whatever you want

To write covered calls on 500 shares of Intel, five call option contracts would need to be sold.

if you have 500 shares of Intel and you want to write covered calls on all 500 shares then it's going to look like this sell five call options

To write covered calls on 500 shares of Intel, five call option contracts would need to be sold.

if you have 500 shares of Intel and you want to write covered calls on all 500 shares then it's going to look like this sell five call options

It is crucial to select fundamentally sound stocks when employing a covered call strategy to avoid losing money on the stock itself.

do not buy a crappy stock because you don't want to make money by selling the call options but lose money on the stock

It is crucial to select fundamentally sound stocks when employing a covered call strategy to avoid losing money on the stock itself.

do not buy a crappy stock because you don't want to make money by selling the call options but lose money on the stock

Each options contract typically represents 100 shares, meaning 100 shares of Intel are needed to write one covered call contract.

with options you're dealing with 100 share increments so in this Intel example in order to do a covered call you need to buy 100 shares of Intel first

Each options contract typically represents 100 shares, meaning 100 shares of Intel are needed to write one covered call contract.

with options you're dealing with 100 share increments so in this Intel example in order to do a covered call you need to buy 100 shares of Intel first

The primary method to initiate a covered call is to first purchase the underlying stock, then sell the call option.

in order to write a covered call you need to buy the stock first and then sell the call option

The primary method to initiate a covered call is to first purchase the underlying stock, then sell the call option.

in order to write a covered call you need to buy the stock first and then sell the call option

Call options with strike prices closer to the current stock price are more expensive; those further away are cheaper.

the closer the strike price is to the current price the more expensive the call option becomes the farther the strike price the cheaper it becomes

Call options with strike prices closer to the current stock price are more expensive; those further away are cheaper.

the closer the strike price is to the current price the more expensive the call option becomes the farther the strike price the cheaper it becomes

A higher strike price (e.g., $38) allows for selling the stock at a higher price if it appreciates, compared to a lower strike price (e.g., $34).

if intel shoots up to 38 you're going to be forced to sell Intel at 38 but if you sold the 34 call option then you would be forced to sell Intel at 34.

A higher strike price (e.g., $38) allows for selling the stock at a higher price if it appreciates, compared to a lower strike price (e.g., $34).

if intel shoots up to 38 you're going to be forced to sell Intel at 38 but if you sold the 34 call option then you would be forced to sell Intel at 34.

Choosing a higher strike price for a sold call option allows for greater potential profit from stock appreciation.

if you go with a higher strike price then you're giving yourself more upside potential to make money on the stock

Choosing a higher strike price for a sold call option allows for greater potential profit from stock appreciation.

if you go with a higher strike price then you're giving yourself more upside potential to make money on the stock

Longer-dated options provide certainty of income, while shorter-dated options introduce price uncertainty for future premium collection.

if you lock yourself into a longer call option then you know how much you're going to make in six months if you go with shorter time frames then you don't know how much the 34 call option will be selling for when the time comes

Longer-dated options provide certainty of income, while shorter-dated options introduce price uncertainty for future premium collection.

Longer-dated call options are more expensive, allowing the seller to collect more premium.

the more time the call option has the more expensive the call option will be and that means that you as the seller would collect more money

Longer-dated call options are more expensive, allowing the seller to collect more premium.

the more time the call option has the more expensive the call option will be and that means that you as the seller would collect more money

A covered call strategy involves buying a stock and then selling a call option on that same stock.

you buy a stock and then you sell the call option this is a covered call

A covered call strategy involves buying a stock and then selling a call option on that same stock.

you buy a stock and then you sell the call option this is a covered call

Selling a call option limits the potential profit if the underlying stock price increases significantly.

when you sell the call option you are limiting your upside potential if your stock goes up

Selling a call option limits the potential profit if the underlying stock price increases significantly.

when you sell the call option you are limiting your upside potential if your stock goes up

Covered calls can generate income on a weekly, monthly, or annual basis, with the investor choosing the frequency.

you will be paid income now this could be weekly income it could be monthly income annual income it's your choice

Covered calls can generate income on a weekly, monthly, or annual basis, with the investor choosing the frequency.

you will be paid income now this could be weekly income it could be monthly income annual income it's your choice

If Intel's stock price is below the strike price ($34) at expiration, the sold call option expires worthless.

if the price of Intel ends up below 34. then the call option that you sold expires worthless

If Intel's stock price is below the strike price ($34) at expiration, the sold call option expires worthless.

if the price of Intel ends up below 34. then the call option that you sold expires worthless

Selling a $34 strike Intel call option yields $1.50, while selling a $38 strike option yields $0.50 for the same duration.

you can sell the 34 call option two months out and make a dollar fifty or we can change the strike price to 38 and sell that option for 50 cents

Selling a $34 strike Intel call option yields $1.50, while selling a $38 strike option yields $0.50 for the same duration.

you can sell the 34 call option two months out and make a dollar fifty or we can change the strike price to 38 and sell that option for 50 cents

A $34 strike price Intel call option with a six-month expiration is priced at $2.61.

the 34 call option six months out is selling for two dollars and sixty one cents

A $34 strike price Intel call option with a six-month expiration is priced at $2.61.

the 34 call option six months out is selling for two dollars and sixty one cents

A $3.50 gain in two months on Intel stock (bought at $32) results in an 11% gain, annualizing to 66%.

that's an 11 gain in two months annualized that's a rate of return of 66 percent

A $3.50 gain in two months on Intel stock (bought at $32) results in an 11% gain, annualizing to 66%.

that's an 11 gain in two months annualized that's a rate of return of 66 percent

If Intel stock rises to $40, selling it at the $34 strike price and keeping the $1.50 premium results in a total gain of $3.50.

you bought Intel at 32 you sell it to me for 34. so you make two dollars of gain on the stock and I paid you a dollar fifty to buy that call option from you so you make a dollar fifty there you walk away with a gain of 350 in total

If Intel stock rises to $40, selling it at the $34 strike price and keeping the $1.50 premium results in a total gain of $3.50.

A $2.50 gain in two months on Intel stock (bought at $32) from this scenario represents a 7.8% gain, annualizing to 46.8%.

that's a 7.8 percent gain in two months annualized that's a rate of return of 46.8 percent

A $2.50 gain in two months on Intel stock (bought at $32) from this scenario represents a 7.8% gain, annualizing to 46.8%.

that's a 7.8 percent gain in two months annualized that's a rate of return of 46.8 percent

If Intel stock rises by $1 and the call option is sold for $1.50, the total gain is $2.50.

you made a dollar fifty by selling you the call option and your stock went up by a dollar so you're up two dollars and fifty cents in two months

If Intel stock rises by $1 and the call option is sold for $1.50, the total gain is $2.50.

you made a dollar fifty by selling you the call option and your stock went up by a dollar so you're up two dollars and fifty cents in two months

Selling the call option for $1.50 on Intel stock bought at $32 yields a 4.6% gain in two months, which annualizes to a 28% return.

a dollar fifty divided by 32. which is what you paid for Intel that's a gain of 4.6 percent so you made a gain of 4.6 percent in two months so if you annualize that that's a rate of return of 28

Selling the call option for $1.50 on Intel stock bought at $32 yields a 4.6% gain in two months, which annualizes to a 28% return.

a dollar fifty divided by 32. which is what you paid for Intel that's a gain of 4.6 percent so you made a gain of 4.6 percent in two months so if you annualize that that's a rate of return of 28

If Intel stock price remains unchanged, selling the call option for $1.50 results in a profit.

your stock did nothing and you made a dollar fifty

If Intel stock price remains unchanged, selling the call option for $1.50 results in a profit.

your stock did nothing and you made a dollar fifty

If Intel stock drops, selling the call option for $1.50 offsets a $2 stock loss, resulting in a net loss of only $0.50.

you made a dollar fifty by selling me the call option so you hedged and you're only down 50 cents instead of two dollars

If Intel stock drops, selling the call option for $1.50 offsets a $2 stock loss, resulting in a net loss of only $0.50.

you made a dollar fifty by selling me the call option so you hedged and you're only down 50 cents instead of two dollars

A specific covered call scenario involves selling a $34 strike price Intel call option expiring in two months for $1.50.

and we're going to use the intel Call option that expires in about two months and that call option with a thirty four dollar strike price is selling for one dollar and fifty cents

A specific covered call scenario involves selling a $34 strike price Intel call option expiring in two months for $1.50.

and we're going to use the intel Call option that expires in about two months and that call option with a thirty four dollar strike price is selling for one dollar and fifty cents

The video uses Intel (INTC) stock, trading at approximately $32 per share, as a case study for covered calls.

we're going to be dealing with Intel stock ticker symbol INTC at the time of making this video Intel is at thirty two dollars a share

The video uses Intel (INTC) stock, trading at approximately $32 per share, as a case study for covered calls.

we're going to be dealing with Intel stock ticker symbol INTC at the time of making this video Intel is at thirty two dollars a share

The Roth 401K shares the same higher contribution limit as the traditional 401K.

4 years ago

the Roth 401k it's going to have the same contribution limit as the 401K which is much higher

The Roth 401K shares the same higher contribution limit as the traditional 401K.

the Roth 401k it's going to have the same contribution limit as the 401K which is much higher

In 2023, single individuals earning over $153,000 or married couples earning over $228,000 were disqualified from contributing to a Roth IRA.

in 2023 if you're single it's $153,000 if you're married it's a total combined income of $228,000

In 2023, single individuals earning over $153,000 or married couples earning over $228,000 were disqualified from contributing to a Roth IRA.

in 2023 if you're single it's $153,000 if you're married it's a total combined income of $228,000

The maximum allowable contribution to a Roth IRA in 2023 was $6,500.

in 2023 the maximum amount that you can put into a Roth IRA is $6,500

The maximum allowable contribution to a Roth IRA in 2023 was $6,500.

in 2023 the maximum amount that you can put into a Roth IRA is $6,500

The maximum allowable contribution to a 401K in 2023 was $22,500.

in 2023 the limits is $22,500

The maximum allowable contribution to a 401K in 2023 was $22,500.

in 2023 the limits is $22,500

Despite the economic downturn in 2020 (lockdowns, high unemployment, falling GDP), the stock market rose by 18% due to the Federal Reserve printing a large amount of money.

during 2020 the economy locked down unemployment skyrocketed and GDP fell however the Federal Reserve printed an excessive amount of money and has sent the stock market up 18

Despite the economic downturn in 2020 (lockdowns, high unemployment, falling GDP), the stock market rose by 18% due to the Federal Reserve printing a large amount of money.

during 2020 the economy locked down unemployment skyrocketed and GDP fell however the Federal Reserve printed an excessive amount of money and has sent the stock market up 18

The Federal Reserve's actions can have a greater impact on the stock market than the overall health of the economy.

The Federal Reserve can have more of an impact on the stock market than the health of the economy

The Federal Reserve's actions can have a greater impact on the stock market than the overall health of the economy.

The Federal Reserve can have more of an impact on the stock market than the health of the economy

The Federal Reserve's monetary policy has a significant influence on whether the stock market moves up or down.

The Federal Reserves monetary policy is a big factor on whether the stock market goes up or down... the Federal Reserves decisions have a big influence on the direction of the stock market

The Federal Reserve's monetary policy has a significant influence on whether the stock market moves up or down.

The Federal Reserves monetary policy is a big factor on whether the stock market goes up or down... the Federal Reserves decisions have a big influence on the direction of the stock market

The Federal Reserve removing money from the economy (Quantitative Tightening) tends to harm the stock market and cause stock prices to generally decrease.

Quantitative tightening is the very opposite of that... Quantitative tightening tends to be harmful to the stock markets... this means that the price of stocks will generally go down

The Federal Reserve removing money from the economy (Quantitative Tightening) tends to harm the stock market and cause stock prices to generally decrease.

Quantitative tightening is the very opposite of that... Quantitative tightening tends to be harmful to the stock markets... this means that the price of stocks will generally go down

Printing money by the Federal Reserve (Quantitative Easing) leads to inflation and generally causes stock prices to increase.

Quantitative easing is when the Federal Reserve is printing money which causes inflation... so stock prices tend to go up during quantitative easing

Printing money by the Federal Reserve (Quantitative Easing) leads to inflation and generally causes stock prices to increase.

Quantitative easing is when the Federal Reserve is printing money which causes inflation... so stock prices tend to go up during quantitative easing

perhaps the right answer is to find a new company or find a new field or even start your own business

perhaps the right answer is to find a new company or find a new field or even start your own business

Quiet quitting is not considered a sustainable long-term strategy.

i don't think that quiet quitting is a good long-term solution

Quiet quitting is not considered a sustainable long-term strategy.

i don't think that quiet quitting is a good long-term solution

Quiet quitting will hinder career progression and climbing the corporate ladder.

it's going to be difficult for you to climb up the corporate ladder if that's something you're interested in

Quiet quitting will hinder career progression and climbing the corporate ladder.

it's going to be difficult for you to climb up the corporate ladder if that's something you're interested in

Quiet quitting will make it unlikely for individuals to be considered for promotions.

if you're quiet quitting you're not going to be the first pick to get promoted

Quiet quitting will make it unlikely for individuals to be considered for promotions.

if you're quiet quitting you're not going to be the first pick to get promoted

In a worsening economy, individuals who are 'quiet quitting' are at the highest risk of being laid off first.

if the economy gets worse you're going to be the first one on the chopping block to get fired

In a worsening economy, individuals who are 'quiet quitting' are at the highest risk of being laid off first.

if the economy gets worse you're going to be the first one on the chopping block to get fired

Many individuals prioritize becoming debt-free for peace of mind over potential investment gains.

a lot of people they just want to be debt free so they just want to get that burden off their shoulders

Many individuals prioritize becoming debt-free for peace of mind over potential investment gains.

a lot of people they just want to be debt free so they just want to get that burden off their shoulders

Investing in index funds or mutual funds can likely yield returns greater than 2.7% in the long run.

Investing in index funds or mutual funds can likely yield returns greater than 2.7% in the long run.

Switching mortgage payments from monthly to bi-weekly can accelerate mortgage payoff by up to eight years.

you can switch your payment frequency from monthly to bi-weekly if you do bi-weekly then you're going to pay down your mortgage faster by up to even eight years

Switching mortgage payments from monthly to bi-weekly can accelerate mortgage payoff by up to eight years.

you can switch your payment frequency from monthly to bi-weekly if you do bi-weekly then you're going to pay down your mortgage faster by up to even eight years

Credit card debt with a 20% interest rate should be prioritized for payoff before other debts.

if you have a credit card with a balance and that balance is getting charged an interest rate of 20 percent then you should prioritize paying off that one first

Credit card debt with a 20% interest rate should be prioritized for payoff before other debts.

if you have a credit card with a balance and that balance is getting charged an interest rate of 20 percent then you should prioritize paying off that one first

Prioritize paying off any loan with a higher interest rate before focusing on paying down a mortgage.

if you have another loan with a higher interest rate then you're going to want to focus on that loan first

Prioritize paying off any loan with a higher interest rate before focusing on paying down a mortgage.

if you have another loan with a higher interest rate then you're going to want to focus on that loan first

Individuals itemizing tax deductions can receive a tax deduction for the mortgage interest they pay.

on your personal income tax return if you are itemizing your tax deductions then you're going to be receiving a tax deduction for the mortgage interest that you're paying

Individuals itemizing tax deductions can receive a tax deduction for the mortgage interest they pay.

on your personal income tax return if you are itemizing your tax deductions then you're going to be receiving a tax deduction for the mortgage interest that you're paying

If current mortgage interest rates are high, future drops may present an opportunity to refinance for a lower rate.

if you have a high interest rate then just know that in the future interest rates they might drop and then you can refinance for a lower interest rate

If current mortgage interest rates are high, future drops may present an opportunity to refinance for a lower rate.

if you have a high interest rate then just know that in the future interest rates they might drop and then you can refinance for a lower interest rate

Tax-free investment strategies like Roth IRAs, Roth 401(k)s, HSAs, and 529 plans are recommended for investing extra money.

if you want to invest your money then please note that there are a lot of tax-free strategies For example you can put your money to work for you in a roth ira a roth 401k an hsa plan of 529 plan etc

Tax-free investment strategies like Roth IRAs, Roth 401(k)s, HSAs, and 529 plans are recommended for investing extra money.

if you want to invest your money then please note that there are a lot of tax-free strategies For example you can put your money to work for you in a roth ira a roth 401k an hsa plan of 529 plan etc

A mortgage interest rate of 2.7% makes investing extra funds a more attractive option compared to paying down the mortgage.

if the interest rate on your mortgage is low like 2.7 ... then that would be much less challenging and you would be more inclined to invest your money

A mortgage interest rate of 2.7% makes investing extra funds a more attractive option compared to paying down the mortgage.

if the interest rate on your mortgage is low like 2.7 ... then that would be much less challenging and you would be more inclined to invest your money

To financially benefit from investing over paying down a mortgage, the investment's rate of return (after taxes) must exceed the mortgage's interest rate.

if you want to invest your money then you need to get a rate of return on your investment that is greater than the interest rate on your mortgage

To financially benefit from investing over paying down a mortgage, the investment's rate of return (after taxes) must exceed the mortgage's interest rate.

if you want to invest your money then you need to get a rate of return on your investment that is greater than the interest rate on your mortgage

Despite a severe economic downturn in 2020, the stock market rose by 18% due to the Federal Reserve printing excessive amounts of money.

during 2020 the economy locked down unemployment skyrocketed and GDP fell However the Federal Reserve printed an excessive amount of money and has sent the stock market up 18

Despite a severe economic downturn in 2020, the stock market rose by 18% due to the Federal Reserve printing excessive amounts of money.

during 2020 the economy locked down unemployment skyrocketed and GDP fell However the Federal Reserve printed an excessive amount of money and has sent the stock market up 18

The Federal Reserve's monetary policy decisions will have a greater impact on the stock market's direction than the overall health of the economy.

The Federal Reserves decisions have a big influence on the direction of the stock market The Federal Reserve can have more of an impact on the stock market than the health of the economy

The Federal Reserve's monetary policy decisions will have a greater impact on the stock market's direction than the overall health of the economy.

The Federal Reserves decisions have a big influence on the direction of the stock market The Federal Reserve can have more of an impact on the stock market than the health of the economy

Quantitative easing will likely lead to an increase in stock market prices, while quantitative tightening will likely lead to a decrease.

quantitative easing pushes the stock market up quantitative tightening pushes the stock market down

Quantitative easing will likely lead to an increase in stock market prices, while quantitative tightening will likely lead to a decrease.

quantitative easing pushes the stock market up quantitative tightening pushes the stock market down

Index funds or mutual funds are predicted to easily outperform a 2.7% mortgage interest rate in the long run.

Index funds or mutual funds are predicted to easily outperform a 2.7% mortgage interest rate in the long run.

Switching mortgage payments from monthly to bi-weekly can result in paying off the mortgage up to 8 years faster.

you can switch your payment frequency from monthly to bi-weekly if you do bi-weekly then you're going to pay down your mortgage faster by up to even eight years

Switching mortgage payments from monthly to bi-weekly can result in paying off the mortgage up to 8 years faster.

you can switch your payment frequency from monthly to bi-weekly if you do bi-weekly then you're going to pay down your mortgage faster by up to even eight years

Interest rates may decrease in the future, allowing for mortgage refinancing at a lower rate.

if you have a high interest rate then just know that in the future interest rates they might drop and then you can refinance for a lower interest rate

Interest rates may decrease in the future, allowing for mortgage refinancing at a lower rate.

if you have a high interest rate then just know that in the future interest rates they might drop and then you can refinance for a lower interest rate

To outperform paying off a mortgage with a 6% interest rate, investments need to yield 8-10% before taxes to net approximately 6% after taxes.

if you'd rather take that extra money and put it into the stock market or invest it then you better make a rate of return of eight nine ten percent because after taxes you're going to be left with about six percent

To outperform paying off a mortgage with a 6% interest rate, investments need to yield 8-10% before taxes to net approximately 6% after taxes.

Paying down a mortgage with a 6% interest rate is equivalent to earning a 6% return on investment.

if you have a high interest rate on your mortgage then any extra money that you send in to pay down your mortgage it's gonna be like that money is earning you six percent

Paying down a mortgage with a 6% interest rate is equivalent to earning a 6% return on investment.

if you have a high interest rate on your mortgage then any extra money that you send in to pay down your mortgage it's gonna be like that money is earning you six percent

Apple is predicted to be ahead of one specific US-based entity or product in terms of future progress or a particular task.

5 years ago

Apple computer has friend was going to the Wow use simple task One in the US apart ahead of One That was Trying to a word

Apple is predicted to be ahead of one specific US-based entity or product in terms of future progress or a particular task.

Apple computer has friend was going to the Wow use simple task One in the US apart ahead of One That was Trying to a word

Married filers with a combined income of $250,000 or more will be subject to the 3.8% Net Investment Income Tax.

or if you're married and your combined income is 250 000 or more

Married filers with a combined income of $250,000 or more will be subject to the 3.8% Net Investment Income Tax.

or if you're married and your combined income is 250 000 or more

Single filers with a total income of $200,000 or more will be subject to the 3.8% Net Investment Income Tax.

this is going to be applicable to you if you're single and your total income is 200 000 or more

Single filers with a total income of $200,000 or more will be subject to the 3.8% Net Investment Income Tax.

this is going to be applicable to you if you're single and your total income is 200 000 or more

Individuals with total income exceeding approximately $454,000 will be subject to a 20% long-term capital gains tax rate.

if you have total income above 454 thousand dollars then your long-term capital gains tax rate is going to be 20 percent

Individuals with total income exceeding approximately $454,000 will be subject to a 20% long-term capital gains tax rate.

if you have total income above 454 thousand dollars then your long-term capital gains tax rate is going to be 20 percent

Individuals with total income between approximately $52,500 and $454,000 will face a 15% long-term capital gains tax rate.

if you buy a stock and you hold it for greater than a year and then you sell it for a profit and your total income is between fifty two thousand five hundred dollars to four hundred and fifty four thousand dollars then you're going to be subject to the fifteen percent long-term capital gains tax rates

Individuals with total income between approximately $52,500 and $454,000 will face a 15% long-term capital gains tax rate.

Married couples filing jointly with a combined income below approximately $105,000 will have a 0% long-term capital gains tax rate.

if you're married so if you're doing married filing jointly then that threshold to be in the zero percent long-term capital gains tax rate it's going to be double so it's going to be one about 105 000

Married couples filing jointly with a combined income below approximately $105,000 will have a 0% long-term capital gains tax rate.

Single filers with total income below approximately $52,500 will have a 0% long-term capital gains tax rate.

if you're single and your total income is under about fifty two thousand five hundred dollars in a year then you're going to be in the zero percent long-term capital gains tax rates

Single filers with total income below approximately $52,500 will have a 0% long-term capital gains tax rate.

if you're single and your total income is under about fifty two thousand five hundred dollars in a year then you're going to be in the zero percent long-term capital gains tax rates

Reported cryptocurrency losses can be used for future tax deductions to offset future crypto gains.

or it can give you you know future tax deductions to offset against your future crypto gains

Reported cryptocurrency losses can be used for future tax deductions to offset future crypto gains.

or it can give you you know future tax deductions to offset against your future crypto gains

Reporting cryptocurrency losses is valuable as they provide tax deductions, saving money.

losses are worth their weight in gold when it comes to taxes because losses are deductions and deductions will save you money on taxes

Reporting cryptocurrency losses is valuable as they provide tax deductions, saving money.

losses are worth their weight in gold when it comes to taxes because losses are deductions and deductions will save you money on taxes

Compliant US crypto accounts will issue tax forms to users.

if they are in compliance with irs reporting if you're if your company or where your stock or your crypto account is with if they're compliant with u.s laws and irs regulations then yes they will be giving you a tax form

Compliant US crypto accounts will issue tax forms to users.

If cryptocurrency accounts are not compliant with US or IRS reporting regulations, the IRS will have no visibility into trades.

if it's not compliance with u.s or irs reporting regulations then the answer is no the irs they're going to have no visibility about your trades

If cryptocurrency accounts are not compliant with US or IRS reporting regulations, the IRS will have no visibility into trades.

if it's not compliance with u.s or irs reporting regulations then the answer is no the irs they're going to have no visibility about your trades

If cryptocurrency accounts are compliant with US rules and IRS regulations, the IRS will have visibility into all trades.

if your account is compliant with u.s rules and regulations and with the irs then the irs and the government they're going to know everything about your trades

If cryptocurrency accounts are compliant with US rules and IRS regulations, the IRS will have visibility into all trades.

if your account is compliant with u.s rules and regulations and with the irs then the irs and the government they're going to know everything about your trades

The IRS has explicitly stated that the like-kind exchange rule cannot be used for cryptocurrencies.

the irs has specifically and explicitly clarified that cryptocurrencies you cannot use a like-kind exchange like kind exchange rule is out

The IRS has explicitly stated that the like-kind exchange rule cannot be used for cryptocurrencies.

the irs has specifically and explicitly clarified that cryptocurrencies you cannot use a like-kind exchange like kind exchange rule is out

Gains from trading robots are assumed to be short-term capital gains due to high-frequency trading.

if you're using a trading robot those gains i'm assuming that the robot's not going to be placing trades buying holding and selling in a year so i'm assuming that it's going to be high frequency going in and out in and out in that situation dude they still will be short-term capital gains

Gains from trading robots are assumed to be short-term capital gains due to high-frequency trading.

Cryptocurrency lent out will be classified as interest income for tax purposes.

if you are lending out your cryptos the tax treatment is going to be that's going to be classified as interest income

Cryptocurrency lent out will be classified as interest income for tax purposes.

if you are lending out your cryptos the tax treatment is going to be that's going to be classified as interest income

The speaker mentions Bitcoin halving events leading to price drops and subsequent recovery, suggesting a cyclical pattern.

Bitcoin burnt out because of luc towndown event and that Which you can see that because it's your friends with spades consequences Master Quest happens What happened to yourself or your friend is the best Wallpapers and What is your friends or against the cold War Thunder Levin status over backwards and industry for imported fairness soap fic thousandth use camera on dazed and helps people get excited with the internet tyutchev stood the first one to friend

The speaker mentions Bitcoin halving events leading to price drops and subsequent recovery, suggesting a cyclical pattern.

Business tax software for C-corps, S-corps, and partnerships from companies like Intuit (TurboTax) likely costs a few hundred dollars.

intuit the the makers of turbo tax you know they have the turbo tax you know the personal income tax returns the software but they also have the business software programs like the c-corp the s-corp the partnerships all that so that's probably gonna cost you a few hundred dollars

Business tax software for C-corps, S-corps, and partnerships from companies like Intuit (TurboTax) likely costs a few hundred dollars.

Business tax returns can be filed either by purchasing software and doing it yourself or by working with a professional accountant.

you can either buy the software for yourself and just go at it, you know, try to do it yourself or you can work with a professional like an accountant

Business tax returns can be filed either by purchasing software and doing it yourself or by working with a professional accountant.

you can either buy the software for yourself and just go at it, you know, try to do it yourself or you can work with a professional like an accountant

Failure to make estimated tax payments throughout the year in installment payments can result in penalties.

if need be, you're gonna have to send an estimated tax payments so you're gonna have to send in money throughout the course of the year in installment payments failure to do so is gonna subject you to penalty

Failure to make estimated tax payments throughout the year in installment payments can result in penalties.

For businesses with very few transactions, using a spreadsheet like Excel for bookkeeping is recommended as it is straightforward and saves time.

if you're gonna have very few transactions so very few transactions that i would recommend just going with the with a spreadsheet like an excel because it's not going to take much time

For businesses with very few transactions, using a spreadsheet like Excel for bookkeeping is recommended as it is straightforward and saves time.

if you're gonna have very few transactions so very few transactions that i would recommend just going with the with a spreadsheet like an excel because it's not going to take much time

so you should also get a company debit card or credit card you know just to help keep things separate

so you should also get a company debit card or credit card you know just to help keep things separate

An Employer Identification Number (EIN) can be obtained for free and instantly from the IRS website.

you can get your own employer identification number your ein you just go to the irs website it's free it's instant it's so straightforward

An Employer Identification Number (EIN) can be obtained for free and instantly from the IRS website.

you can get your own employer identification number your ein you just go to the irs website it's free it's instant it's so straightforward

Business formation can be as quick as one day with expedited fees in some states (e.g., Illinois), while most states take between three days to two weeks for formation.

how long is it going to take you to actually be formed so in a lot of states it's going to be as quick as one day literally one day so in illinois you can do an expedited fee you can have your business up and running in one day usually with the majority of states there's going to be a waiting time of about three days to about two weeks

Business formation can be as quick as one day with expedited fees in some states (e.g., Illinois), while most states take between three days to two weeks for formation.

It is possible to change a business name in the future for cheap and quickly, either by adopting an assumed name (DBA) or legally changing the business name.

in the future you're talking next day a year from now five years from now you can always change your company's name so you can you can adopt an assumed name you could do a dba at doing business as or you can legally change the name of your business for very cheap and very quickly

It is possible to change a business name in the future for cheap and quickly, either by adopting an assumed name (DBA) or legally changing the business name.

Building an emergency fund should be prioritized before investing in the stock market to avoid forced selling at unfavorable times.

6 years ago

if you do not have an emergency funds you should probably build that up first before putting money into the stock market

Building an emergency fund should be prioritized before investing in the stock market to avoid forced selling at unfavorable times.

if you do not have an emergency funds you should probably build that up first before putting money into the stock market

Stocks with dollar volume in the tens or hundreds of thousands are a red flag, potentially trapping investors.

if you are looking at a stock that has volume in dollar values in the tens of thousands or hundreds of thousands that is a that is a red flag because again it might be a trap

Stocks with dollar volume in the tens or hundreds of thousands are a red flag, potentially trapping investors.

if you are looking at a stock that has volume in dollar values in the tens of thousands or hundreds of thousands that is a that is a red flag because again it might be a trap

Stocks with very low average volume are risky because they may be illiquid, making it difficult to sell them.

if the average volume of the stock is very little then you need to be careful because if you bought that stock you might be trapped in that stock meaning that you could not even sell that position

Stocks with very low average volume are risky because they may be illiquid, making it difficult to sell them.

if the average volume of the stock is very little then you need to be careful because if you bought that stock you might be trapped in that stock meaning that you could not even sell that position

Diversification is crucial; investors should not concentrate all their funds in a single stock, even if it appears solid.

don't put all your eggs in one basket I mean this is investing 101 you need to make sure you diversify don't fall in love with the stock no matter how good no matter how solid you think that stock or that company is you need to diversify

Diversification is crucial; investors should not concentrate all their funds in a single stock, even if it appears solid.

Dividend yields of 20-25% are a red flag and warrant extreme caution due to the high likelihood of dividend cuts or share price plummeting.

if a stock is paying a too-good-to-be-true dividends that's a red flag you know I've covered this in the dividends stock video that I have out there there's gonna be stocks that have dividend yields of like 20 percent of 25 percent that should be a red flag

Dividend yields of 20-25% are a red flag and warrant extreme caution due to the high likelihood of dividend cuts or share price plummeting.

A staggered approach, investing a fixed amount each month, is recommended to average into the market and avoid overpaying.

if you want to get into the market get into the market with a staggered approach you know just little by little like you can set some money aside each month to deploy into the stock market like a systematic approach

A staggered approach, investing a fixed amount each month, is recommended to average into the market and avoid overpaying.

Attempting to time the market is futile as future outcomes are unpredictable.

don't try to time the markets we don't have crystal balls even the best stock pickers don't have crystal balls meaning that we don't know the future

Attempting to time the market is futile as future outcomes are unpredictable.

don't try to time the markets we don't have crystal balls even the best stock pickers don't have crystal balls meaning that we don't know the future

Swing trading (holding for days, weeks, or months) is a recommended strategy for those who want to engage in active buying and selling after gaining experience.

if you want to be doing the buying and selling I'll okay if that's gonna be the case you should do swing trading which is at least holding for a few days or a few weeks or a few months like a longer hold period

Swing trading (holding for days, weeks, or months) is a recommended strategy for those who want to engage in active buying and selling after gaining experience.

Beginners should not attempt day trading as they are likely to lose money against professionals.

if you are a beginner do not try to be a day trader you know again you are new to the stock market if you're trying to go buy sell buy sell intraday just constantly you're gonna end up losing money

Beginners should not attempt day trading as they are likely to lose money against professionals.

if you are a beginner do not try to be a day trader you know again you are new to the stock market if you're trying to go buy sell buy sell intraday just constantly you're gonna end up losing money

Beginners should avoid penny stocks on the OTC market and stick to reputable exchanges like the NYSE or Nasdaq.

don't buy penny stocks from the over-the-counter market the OTC just stick to your stocks on reputable exchanges

Beginners should avoid penny stocks on the OTC market and stick to reputable exchanges like the NYSE or Nasdaq.

don't buy penny stocks from the over-the-counter market the OTC just stick to your stocks on reputable exchanges

The majority of dividend stocks will pay dividends quarterly, every three months.

most dividend most dividend stocks they will be paying dividends quarterly so they're going to be paying dividends every three months

The majority of dividend stocks will pay dividends quarterly, every three months.

most dividend most dividend stocks they will be paying dividends quarterly so they're going to be paying dividends every three months

Some stocks will pay discretionary dividends on an ad-hoc basis.

other stocks they will pay a discretionary dividend just whenever they feel like it

Some stocks will pay discretionary dividends on an ad-hoc basis.

other stocks they will pay a discretionary dividend just whenever they feel like it

Some dividend-paying stocks will pay dividends annually.

other stocks other dividend paying stocks will pay an annual dividends

Some dividend-paying stocks will pay dividends annually.

other stocks other dividend paying stocks will pay an annual dividends

REITs (Real Estate Investment Trusts) are predicted to pay dividends monthly.

other stocks such as REITs real estate investment trusts real estate investment trusts they will pay a dividend monthly so each month they will pay a dividend

REITs (Real Estate Investment Trusts) are predicted to pay dividends monthly.

other stocks such as REITs real estate investment trusts real estate investment trusts they will pay a dividend monthly so each month they will pay a dividend

The presence of 'smart money' (large institutions or big-time investors) as shareholders can signal a vote of confidence in a company.

people want to know this stuff to see if there's smart money which is you know big institutions or big big time investors that are shareholders because usually that's a signal of a vote of a con vote of confidence in that particular company depending on who the investor or who the institutional holder is

The presence of 'smart money' (large institutions or big-time investors) as shareholders can signal a vote of confidence in a company.

Analyze Ally Financial's financial health by observing the growth of its assets and liabilities.

you know you can see their assets their liabilities are their assets growing are their liabilities growing just see the the health of their company

Analyze Ally Financial's financial health by observing the growth of its assets and liabilities.

you know you can see their assets their liabilities are their assets growing are their liabilities growing just see the the health of their company

To assess Ally Financial's financial health, monitor the growth of total sales (revenue) and total profits (net income).

see if their total sales are growing which is their total revenue see if their total profits are growing or decreasing which is their net income

To assess Ally Financial's financial health, monitor the growth of total sales (revenue) and total profits (net income).

see if their total sales are growing which is their total revenue see if their total profits are growing or decreasing which is their net income

Ally Financial's stock was stable until a significant dive in early February.

it was pretty stable and then i just took a real big dive arly february

Ally Financial's stock was stable until a significant dive in early February.

it was pretty stable and then i just took a real big dive arly february

Ally Financial's stock price experienced a considerable drop from mid-February to the third week of March.

see you see the price has dropped considerably from february 18th february 14th down to the second or third week of march

Ally Financial's stock price experienced a considerable drop from mid-February to the third week of March.

see you see the price has dropped considerably from february 18th february 14th down to the second or third week of march

Ally Financial offers a dividend yield of 4.14%.

ally financial is paying a dividend yield of 4.14 percent

Ally Financial offers a dividend yield of 4.14%.

ally financial is paying a dividend yield of 4.14 percent

Ally Financial's quarterly earnings are expected to be released between July 16th and July 20th.

the earnings dates this is expected dates where the company will release their quarterly earnings so it is expected today's date is june 1st and we are expecting the earnings to be released between july 16th through july 20th

Ally Financial's quarterly earnings are expected to be released between July 16th and July 20th.

Ally Financial's market capitalization is $6.877 billion, representing its total company value.

the company the market cap means market capitalization which means the value of the company the value of the company is how many shares there are of that company multiplied by the price per share so how many shares there are times the price per share will give you the market cap which means the value of the company 6.877 b just means the market cap or the company's value is valued at 6.877 billion dollars

Ally Financial's market capitalization is $6.877 billion, representing its total company value.

Ally Financial is considered very liquid, with nearly 7 million shares trading hands daily, making it easy to buy and sell.

the volume is nearly 7 million shares and one share is 18.43 that means it's very liquid in other words in layman's terms that just means that it's very easy for you to buy a share of ally and it's very easy for you to sell a share of ally because nearly 7 million shares trade hands each day

Ally Financial is considered very liquid, with nearly 7 million shares trading hands daily, making it easy to buy and sell.

Ally Financial's stock price has ranged from a low of $10.22 to a high of $35.42 over the past year.

in the past year it has been as low as 10 and 22 cents and as high as 35 dollars and 42 cents

Ally Financial's stock price has ranged from a low of $10.22 to a high of $35.42 over the past year.

in the past year it has been as low as 10 and 22 cents and as high as 35 dollars and 42 cents

Ally Financial's stock traded between $17.41 and $18.55 during the trading day.

during today's trading day it fluctuated from 17.41 cents all the way up to 18.55 cents

Ally Financial's stock traded between $17.41 and $18.55 during the trading day.

during today's trading day it fluctuated from 17.41 cents all the way up to 18.55 cents

Ally Financial's stock price increased from $17.44 on the previous day's close to open at $17.90 today.

the day prior the previous close of allied financial was 17 and 44 cents this morning today the stock price opened at 17 and 90 cents

Ally Financial's stock price increased from $17.44 on the previous day's close to open at $17.90 today.

the day prior the previous close of allied financial was 17 and 44 cents this morning today the stock price opened at 17 and 90 cents

Self-employed individuals (LLC, sole proprietor, S-corp) can accelerate expenses incurred in January/February of the next year and pay them in December of the current year (2020) to claim them as deductions for 2020, provided payment is initiated or mailed by December 31st.

if you are a single member llc a sole proprietor self-employed or an s-corporation claim your tax write-offs now before the year ends front load your expenses and accelerate your deductions what i mean by this is that if you're expecting to incur expenses in january or february then you might as well pay those bills now or in december anytime before 2020 ends so that you can use it as a write-off in 2020 instead of waiting 12 months for you to reap those benefits this could be things like rents utilities buying a laptop electronics supplies and so much more as long as the payments is initiated by december 31st or if it is mailed out by december 31st then it will count as a deduction for 2020 and then you'll get the benefit in 2020.

Sole proprietors or business owners can rent their home to their own business for 14 days or less per year, under the IRS's minimal rental use rule, to receive a business deduction and tax-free personal income.

if you are a sole proprietor or a business owner you can rent out your home to your own business for 14 days or less this is called the minimal rental use rule with the irs and this is completely separate from the home office deduction by utilizing the minimal rental use rule you'll get a deduction for your business and it will be tax-free income to you personally

By December 31st, contributions to a 529 plan for children's education will provide a state tax deduction and tax-free growth on earnings, which can be used for qualifying education expenses. Even in states with no income tax, the benefit of tax-free growth remains.

if you have children you have until december 31st to put money into a 529 plan for your children's education which will provide you a tax deduction in your state and in most income tax-paying states the benefits of a 529 plan are you receive a tax deduction for putting away money into that plan the earnings in that plan will grow tax-free and all the earnings will be tax-free if those funds are used for qualifying education expenses please keep in mind that some states they don't charge their residents income taxes so the tax deduction in that scenario would be a moot point however you would still get the benefit of tax-free growth and earnings which would compound significantly especially if you start the plan at a very early age for your child

Individuals who received unemployment benefits should check if sufficient taxes were withheld to avoid surprise tax bills, penalties, and interest.

if you've received unemployment benefits this year use a tax tool estimator to see if they took out enough amount of taxes from your unemployment compensation if not then you're going to end up with a surprise tax bill and you could be charged penalties and interest a penny saved is a penny earned so please make sure that enough taxes were taken out of your unemployment compensation

Individuals who received unemployment benefits should check if sufficient taxes were withheld to avoid surprise tax bills, penalties, and interest.

For the year 2020, charitable contributions are tax-deductible for everyone, not just those itemizing deductions. Receipts for donations made in 2020 should be kept.

there was a rule change for making donations in 2020 before you could only deduct charitable contributions if you were itemizing your deductions in other words in plain english making charitable donations did not help everyone before in 2020 the charitable donation deduction is now available and applicable to everyone therefore if you're donating to charity in 2020 please make sure that you keep your receipts

For the year 2020, charitable contributions are tax-deductible for everyone, not just those itemizing deductions. Receipts for donations made in 2020 should be kept.

Individuals earning under $32,500 (single), $48,750 (single with dependents), or $65,000 (married filing jointly) can claim the Savers Credit, providing an additional tax credit of up to $1,000 (single) or $2,000 (married) when contributing to retirement accounts like 401k, 457, 403b, or IRA.

if you are single and you make under thirty two thousand five hundred dollars or if you're single making under forty eight thousand seven hundred and fifty dollars with the dependents or if you're married with combined income less than sixty five thousand dollars then there's a special tax break called the savers credits studies show that less than 10 percent of americans know about the savers credit so i'm happy to keep you informed if you put money into retirement accounts not only will you get a tax deduction but you'll receive an additional tax credit of up to one thousand dollars if you're single or two thousand dollars if you're married filing jointly you can do this with a 401k a 457 a 403 b or with an ira

Self-employed individuals can claim up to $5,110 for 10 sick days and an additional $10,000 for family paid leave if their child's school is closed for in-person learning. This benefit must be claimed before the end of the year.

if you are self-employed a sole proprietor or an s-corporation then this one applies to you make sure you claim your sick days on yourself the government is paying you up to five thousand one hundred ten dollars to take ten sick days before the year ends additionally if you have a child and their school is closed for in-person learning you can claim an extra ten thousand dollars of family paid leave

Selling stocks or cryptocurrencies at a loss before the year ends can be used to offset taxes through a strategy called tax loss harvesting.

if you lost some money in stocks or cryptos but haven't sold out yet of that position then you can sell the stock or that crypto for a loss and then claim that deduction to reduce your taxes this is called stock loss harvesting or crypto loss harvesting ultimately you sell off your losing position and then you lock in your loss with a loss you can write it off and pay less taxes

Selling stocks or cryptocurrencies at a loss before the year ends can be used to offset taxes through a strategy called tax loss harvesting.

Individuals with incomes under $52,400 (single) or $104,800 (married) can sell stocks held for over a year for a profit and pay zero federal income tax on those gains due to the 0% capital gains rate. The advice is to consider selling winning stocks within this year if income is expected to rise above these thresholds next year.

if you are single and you make under fifty two thousand four hundred or if you are married and your combined income is less than a hundred and four thousand eight hundred dollars then this will apply to you if you are in the stock market and you hold the stock for more than one year and then you sell it for a profit then you will pay zero dollars in federal income taxes if you're in that income range this is called the zero percent capital gains rate therefore if you think your income will be going up next year above those income thresholds you may want to consider selling your winning stocks in order to lock in those gains tax-free

The US Postal Service is projected to exhaust its funds by the end of September.

the US Post Office is expected to run out of money by the end of this September

The US Postal Service is projected to exhaust its funds by the end of September.

the US Post Office is expected to run out of money by the end of this September

Federal unemployment benefits, currently set to expire July 31st, are proposed to be extended until January 31st, 2021, with some individuals eligible until March 2021.

the extension would last until July would it go from July 31st which is now the current bill until January 31st of 2021 so again it's set to expire July 31st but this is would extend to January 1st even for some people some people would be eligible to have it extend until March of 2021

Federal unemployment benefits, currently set to expire July 31st, are proposed to be extended until January 31st, 2021, with some individuals eligible until March 2021.

Chavala (ABA) stock is predicted to increase by 500% from its current level.

I think from here even though it almost doubled I think it's gonna go up 500% and I'm just gonna wait it out

Chavala (ABA) stock is predicted to increase by 500% from its current level.

I think from here even though it almost doubled I think it's gonna go up 500% and I'm just gonna wait it out

Missing a bull market is a significant consequence of not investing, suggesting that periods of sustained market growth are valuable opportunities to capitalize on.

you miss a bull market where the stock market is doing well

Missing a bull market is a significant consequence of not investing, suggesting that periods of sustained market growth are valuable opportunities to capitalize on.

you miss a bull market where the stock market is doing well

Waiting for a major pullback or recession to invest may cause investors to miss out on a decade of market gains, implying that staying invested over time is crucial.

you know people said the stock market's getting too high it's going up way too much I'm gonna wait for a big pullback or I'm gonna wait for the next recession it didn't come for ten years therefore not investing at all could be a big mistake

Waiting for a major pullback or recession to invest may cause investors to miss out on a decade of market gains, implying that staying invested over time is crucial.

Brokerage accounts are legally required to provide the 1099-B tax form by February 15th, which is relevant for filing taxes by the April deadline.

you will file you will file your taxes by april right by february 15th your brokerage account they will provide you a 1099 b tax form

Brokerage accounts are legally required to provide the 1099-B tax form by February 15th, which is relevant for filing taxes by the April deadline.

you will file you will file your taxes by april right by february 15th your brokerage account they will provide you a 1099 b tax form

Brokerage accounts will provide a 1099-B tax form by February 15th to report stock trades.

your brokerage account they will provide you a 1099 b tax form

Brokerage accounts will provide a 1099-B tax form by February 15th to report stock trades.

your brokerage account they will provide you a 1099 b tax form

Long-term capital gains receive a more favorable tax rate compared to short-term capital gains.

the long-term capital gains tax rate that is a better and more favorable tax rate

Long-term capital gains receive a more favorable tax rate compared to short-term capital gains.

the long-term capital gains tax rate that is a better and more favorable tax rate

Short-term capital gains are taxed at an individual's normal, regular income tax rate.

the short-term capital gains tax rate that is your normal regular tax rate

Short-term capital gains are taxed at an individual's normal, regular income tax rate.

the short-term capital gains tax rate that is your normal regular tax rate

A hypothetical scenario where buying Tesla stock at $400, selling at $500 after one month, results in a $100 profit taxed at 22%, totaling $22 in short-term capital gains tax for someone in the 22% tax bracket.

let's say you bought tesla stock for four hundred dollars you held it for one month and then you sold it at 500. so you held it for one month so it's a short term capital gain and your profit is 100 you're to take the 100 profit and you're the 22 tax bracket so then your tax your short-term capital gains tax will be 22

The speaker predicts that the income threshold for the second stimulus check will not be raised to $230,000 from $75,000, as it would significantly increase the program's cost during a time of competitive funding needs.

for the same reason including more people into the second stimulus check the proposed second stimulus check for those that made up two hundred and thirty thousand dollars instead of up to seventy-five thousand dollars that would substantially elevate the price tag of a program like that and now when funding is much more competitive than ever

The speaker believes the second stimulus check will likely remain at $1,200, not increase to $2,000, due to concerns about US debt and politicians' mindfulness of it.

in my opinion I don't think so for the bang for the buck taking into consideration the US debt and the u.s. debt problem and the politicians just being more mindful of that you know unless you live in New York or San Fran Durst or somewhere really expensive that $1,200 stimulus check you know that should actually be of substantial help

The speaker believes the second stimulus check will likely remain at $1,200, not increase to $2,000, due to concerns about US debt and politicians' mindfulness of it.

The speaker expresses belief that a second stimulus check will be issued.

However I do believe I do believe there will be a second stimulus check for four major reasons

The speaker expresses belief that a second stimulus check will be issued.

However I do believe I do believe there will be a second stimulus check for four major reasons

The speaker predicts that if a second stimulus check is issued, it will likely be for a single month, and a multi-month stimulus check is improbable due to current congressional sentiment.

I said that most likely there will be a second stimulus check but for only one month. I said if they were gonna make this a monthly thing like a monthly stimulus check then the maximum that they would go for would be a 2/3 month stimulus check maximum but now judging by what's going on in Congress a multi-month stimulus check it just seems very improbable from my point of view.

The speaker predicts that if a second stimulus check is issued, it will likely be for a single month, and a multi-month stimulus check is improbable due to current congressional sentiment.

If your taxable income is below the standard deduction amount, you are not required to file a tax return.

if your income subject to tax is below the standard deduction amount then you are not required to file a tax return

If your taxable income is below the standard deduction amount, you are not required to file a tax return.

if your income subject to tax is below the standard deduction amount then you are not required to file a tax return

For married couples filing jointly, if half of Social Security benefits plus other taxable income exceeds $32,000, a portion of Social Security benefits will be taxable.

half the social care benefits and your other income if that amount is going to exceed $25,000 as a single person or $32,000 as a married filing joint couple but in that situation a portion of your social secur benefits will be taxable

For married couples filing jointly, if half of Social Security benefits plus other taxable income exceeds $32,000, a portion of Social Security benefits will be taxable.

For single filers, if half of Social Security benefits plus other taxable income exceeds $25,000, a portion of Social Security benefits will be taxable.

For single filers, if half of Social Security benefits plus other taxable income exceeds $25,000, a portion of Social Security benefits will be taxable.

Dependents earning $1,100 or more in interest and/or dividend income must file their own tax return.

if your child made eleven hundred dollars or more in interest and/or dividend income then unfortunately they need to file their own separate tax return

Dependents earning $1,100 or more in interest and/or dividend income must file their own tax return.

if your child made eleven hundred dollars or more in interest and/or dividend income then unfortunately they need to file their own separate tax return

Dependents earning $12,200 or less as employees do not need to file their own tax return.

if you're claiming your child as your dependents and they made working as an employee twelve thousand two hundred dollars or less in that situation they do not need to file their own separate tax return

Dependents earning $12,200 or less as employees do not need to file their own tax return.

Individuals with over $400 in self-employment profits are required to file a tax return.

if you made over $400 in profits from your business from contracting consulting your Hustle whatever it is that you do for self-employment income then you are required to file tax return

Individuals with over $400 in self-employment profits are required to file a tax return.

if you made over $400 in profits from your business from contracting consulting your Hustle whatever it is that you do for self-employment income then you are required to file tax return

Married couples filing jointly, claiming dependents, with combined employee income under $24,400 are not required to file taxes.

you're married filing jointly you are claiming a child or children and your earned income from working as an employee is under twenty four thousand four hundred if that's the case you are not required to file a tax return

Married couples filing jointly, claiming dependents, with combined employee income under $24,400 are not required to file taxes.

Single individuals claiming dependents with employee income under $18,350 are not required to file taxes.

you are single you are claiming a child or children and you worked as an employee and made under eighteen thousand three hundred and fifty dollars if that's the case you are not required to file a tax return

Single individuals claiming dependents with employee income under $18,350 are not required to file taxes.

Married couples filing jointly, not claiming a child, with combined employee income under $24,400 are not required to file taxes.

you are married filing jointly you are not claiming a child and you and your spouse as employees or as an employee earned under twenty four thousand four hundred in this situation you are not required to file a tax return

Married couples filing jointly, not claiming a child, with combined employee income under $24,400 are not required to file taxes.

Single individuals not claiming a child with employee income under $12,200 are not required to file taxes.

you are single you're not claiming a child and your only source of income is you working as an employee and you made under twelve thousand two hundred dollars if that's your situation you are not required to file a tax return

Single individuals not claiming a child with employee income under $12,200 are not required to file taxes.

Qualifying for an Offer in Compromise involves a high bar, with the IRS examining income, expenses, other debts, ability to pay, and assets including home equity.

to qualify for an always here to have it executed it's a very high hurdle it's a very high bar I mean the IRS they're gonna examine your income your expenses your other that's your ability to pay your assets including the equity in your home

Qualifying for an Offer in Compromise involves a high bar, with the IRS examining income, expenses, other debts, ability to pay, and assets including home equity.

Establishing an IRS installment agreement (payment plan) incurs a fee ranging from $31 to $149, depending on income levels.

they're gonna charge you $31 $149 based off your income levels

Establishing an IRS installment agreement (payment plan) incurs a fee ranging from $31 to $149, depending on income levels.

they're gonna charge you $31 $149 based off your income levels

A 120-day extension can be requested to pay the tax balance due to the IRS, though interest and penalties will still accrue.

you can request 120 day extension to get that balance due you paid to the IRS

A 120-day extension can be requested to pay the tax balance due to the IRS, though interest and penalties will still accrue.

you can request 120 day extension to get that balance due you paid to the IRS

Filing a tax return extension can help avoid the failure to file penalty, which is more severe than the failure to pay penalty.

if you file a tax return extension if you do that then at least you're going to avoid the failure to file penalty

Filing a tax return extension can help avoid the failure to file penalty, which is more severe than the failure to pay penalty.

if you file a tax return extension if you do that then at least you're going to avoid the failure to file penalty

IRS penalties include 5% per month for not filing, 0.5% per month for not paying, and variable interest rates on the balance due.

whatever your balance do is they're gonna charge you 5% of that a month for not filing they're gonna charge you half a percentage point a month for not paying and on top of all this they're gonna charge you interest

IRS penalties include 5% per month for not filing, 0.5% per month for not paying, and variable interest rates on the balance due.

The IRS has a ten-year statute of limitations to collect debt.

there actually is there's a ten year statute of limitations

The IRS has a ten-year statute of limitations to collect debt.

there actually is there's a ten year statute of limitations

To avoid penalties and interest, file taxes as soon as possible if late.

so do your taxes as quickly as possible to stop the penalty and interest from accruing

To avoid penalties and interest, file taxes as soon as possible if late.

so do your taxes as quickly as possible to stop the penalty and interest from accruing

If watching after July 15th, it is too late to file a tax extension.

if you're watching this after July 15th you're not good you should freak out because you're late you can't file extension anymore

If watching after July 15th, it is too late to file a tax extension.

if you're watching this after July 15th you're not good you should freak out because you're late you can't file extension anymore

The deadline to file for a tax extension (Form 4868) is July 15th.

this is due July 15th

The deadline to file for a tax extension (Form 4868) is July 15th.

this is due July 15th

To get a tax extension to October 15th, form 4868 must be filed.

if you want a tax extension to go to October 15th then you need to fill out the form four eight six eight

To get a tax extension to October 15th, form 4868 must be filed.

if you want a tax extension to go to October 15th then you need to fill out the form four eight six eight

Any tax balance due can be paid by July 15th without penalty.

if you have a balance due you can have that paid July 15th with our main penalty

Any tax balance due can be paid by July 15th without penalty.

if you have a balance due you can have that paid July 15th with our main penalty

Tax returns can be filed by July 15th without penalty.

you therefore you can file your tax return July 15th without any penalty

Tax returns can be filed by July 15th without penalty.

you therefore you can file your tax return July 15th without any penalty

2019 taxes were automatically extended to July 15th.

your 2019 taxes they're automatically extended until July 15th

2019 taxes were automatically extended to July 15th.

your 2019 taxes they're automatically extended until July 15th

In married households, only the higher-earning spouse should complete steps 2, 3, and 4 of the W-4 to avoid duplicate reporting.

if you're married, only the higher-earning spouse needs to complete steps 2, 3, and 4. Otherwise, you risk counting these sections twice.

In married households, only the higher-earning spouse should complete steps 2, 3, and 4 of the W-4 to avoid duplicate reporting.

if you're married, only the higher-earning spouse needs to complete steps 2, 3, and 4. Otherwise, you risk counting these sections twice.

Mortgage interest, property taxes, and charitable donations are examples of deductions that, if exceeding the standard amounts ($12k single, $24k married), warrant completing section 4b of the W-4.

More common examples are mortgage interest and property taxes or charitable donations. If you add these items up and they exceed $12,000 if you are single or $24,000. If you're married, you could then consider filling out section 4b.

Mortgage interest, property taxes, and charitable donations are examples of deductions that, if exceeding the standard amounts ($12k single, $24k married), warrant completing section 4b of the W-4.

If individual deductions exceed the standard deduction ($12,000 single, $24,000 married filing jointly), reporting this in step 4b will result in less tax being withheld.

If you have certain deductions that are more than these standard deduction amounts, then you could choose to use this section to inform your company's payroll system that you have more deductions than the standard deduction. For example, we would be telling the system to withhold less tax because we expect to pay less.

If individual deductions exceed the standard deduction ($12,000 single, $24,000 married filing jointly), reporting this in step 4b will result in less tax being withheld.

If expecting $500 in annual interest income, this amount should be entered in step 4 of the W-4 to ensure proper tax withholding.

For example, if I expect to receive approximately $500 in interest per year, I will enter this number here.

If expecting $500 in annual interest income, this amount should be entered in step 4 of the W-4 to ensure proper tax withholding.

For example, if I expect to receive approximately $500 in interest per year, I will enter this number here.

Income from sources like interest or investments, on which taxes are not withheld, should be reported in step 4 to proactively withhold additional taxes and avoid owing money at tax filing.

If you have income from sources outside your job, such as interest income or investment income, you can write the total here... this additional income will cause you to... If you have a balance or owe money, then this section in step number 4 is a way to withhold additional taxes from your paycheck to compensate for the fact that taxes are not being withheld on your other income, so you don't owe money when you file your taxes at the end of the year.

Income from sources like interest or investments, on which taxes are not withheld, should be reported in step 4 to proactively withhold additional taxes and avoid owing money at tax filing.

A $500 tax credit is available for each dependent living with the taxpayer.

If you have someone dependent on you and that person lives with you, for example, let's say your grandmother, you will receive a credit of 500 dollars, so let's enter 500 dollars here.

A $500 tax credit is available for each dependent living with the taxpayer.

If you have someone dependent on you and that person lives with you, for example, let's say your grandmother, you will receive a credit of 500 dollars, so let's enter 500 dollars here.

For each child under 17, a $2,000 tax reduction is available. Two children under 17 would result in a $4,000 reduction.

If you have children under 17 years old, then you'll receive a $2,000 tax reduction. This is the famous alcohol tax reduction. So, enter $2,000 here for each child under 17. For example, if you have two children under 17... 17 years old, let's enter two thousand dollars plus two thousand dollars, that is, four thousand dollars here in the next box.

For each child under 17, a $2,000 tax reduction is available. Two children under 17 would result in a $4,000 reduction.

A single individual earning $20,000-$29,000 from one job and $10,000-$15,000 from another job should have an additional tax withholding of $1,610.

If you are single and have two jobs, you can apply the same formula I explained before. For example, this person earns between $20,000 and $29,000. One thousand dollars. If you have an additional job where you earn 10,000 to 15,000 dollars, your additional retainer will be 1,610 dollars.

A single individual earning $20,000-$29,000 from one job and $10,000-$15,000 from another job should have an additional tax withholding of $1,610.

Failing to account for the additional $5,090 withholding for a combined income of $115,000 ($90k + $25k) will likely result in owing that amount at tax time.

This means that combining both incomes, you should withhold an additional $5,090 on top of what this form shows here, adjusting by default. In other words, if you don't complete this step, you will most likely owe $5,090 when you file your taxes at the end of the year because not enough taxes are being deducted from your paycheck.

Failing to account for the additional $5,090 withholding for a combined income of $115,000 ($90k + $25k) will likely result in owing that amount at tax time.

When one spouse earns $90,000 and the other earns $25,000 annually, their combined tax withholding should be an additional $5,090.

For example, a person who earns $90,000 a year, use this column, and for the person who earns $25,000 a year, we'll use this column. So, we'll see that the person who earns $90,000 is here, and the person who earns $25,000 is here. They both intersect at 5,090.

When one spouse earns $90,000 and the other earns $25,000 annually, their combined tax withholding should be an additional $5,090.

Individuals with multiple jobs or married couples where both spouses work must withhold additional taxes beyond the standard options on the W-4.

If you are single and have more than one job, or are married and both If you are employed, you need to withhold an additional amount of tax compared to the standard options on this form, and I'm going to explain why.

Individuals with multiple jobs or married couples where both spouses work must withhold additional taxes beyond the standard options on the W-4.

Married couples with similar incomes from both spouses should select option C on the W-4 form.

If you are married and both of you work and have approximately the same income, then you can proceed to select option C and continue to the next part of the video.

Married couples with similar incomes from both spouses should select option C on the W-4 form.

If you are married and both of you work and have approximately the same income, then you can proceed to select option C and continue to the next part of the video.

Individuals with multiple jobs or married couples where both spouses work need to adjust their W-4 withholding.

If you work for more than one employer or have more than one job at the same time, or if you are married and both you and your spouse work, then you can continue watching this video.

Individuals with multiple jobs or married couples where both spouses work need to adjust their W-4 withholding.

If you work for more than one employer or have more than one job at the same time, or if you are married and both you and your spouse work, then you can continue watching this video.

Deducting too little in taxes can lead to owing money and potential penalties when filing a tax return.

And also, if you deduct less than you should, you could end up owing money when you file your tax return, and even worse, you could receive a penalty.

Deducting too little in taxes can lead to owing money and potential penalties when filing a tax return.

And also, if you deduct less than you should, you could end up owing money when you file your tax return, and even worse, you could receive a penalty.

Receiving a large tax refund means more taxes were withheld than necessary, and it's preferable to have that money throughout the year rather than as a lump sum refund.

Well, if you are receiving a huge refund, that's not a big deal, my son. Well, I'm not going to deny that that's a good surprise, but it's just a good surprise, and that's it. What you are receiving is a big refund, the only thing that means is that you They took more taxes from you than you should have. It's better to have that money in your hands during the year instead of having more taxes taken and then getting a huge refund at the end of the year.

Receiving a large tax refund means more taxes were withheld than necessary, and it's preferable to have that money throughout the year rather than as a lump sum refund.

If mortgage interest, property taxes, or charitable donations exceed the standard deduction ($12,000 single, $24,000 married), section 4b of the W-4 can be used.

If mortgage interest, property taxes, or charitable donations exceed the standard deduction ($12,000 single, $24,000 married), section 4b of the W-4 can be used.

For married couples, only the higher-earning spouse should complete steps 2, 3, and 4 of the W-4 to avoid duplicate calculations.

The last thing I want to mention is that if you're married, only the higher-earning spouse needs to complete steps 2, 3, and 4. Otherwise, you risk counting these sections twice.

For married couples, only the higher-earning spouse should complete steps 2, 3, and 4 of the W-4 to avoid duplicate calculations.

The last thing I want to mention is that if you're married, only the higher-earning spouse needs to complete steps 2, 3, and 4. Otherwise, you risk counting these sections twice.

The speaker plans to offer concluding information on employee retention credits.

and the employee retention credits

The speaker plans to offer concluding information on employee retention credits.

and the employee retention credits

The standard deduction is approximately $12,000 for single filers and $24,000 for those filing jointly.

The standard deduction is approximately $12,000 if you are single or approximately $24,000 if you are filing jointly.

The standard deduction is approximately $12,000 for single filers and $24,000 for those filing jointly.

The standard deduction is approximately $12,000 if you are single or approximately $24,000 if you are filing jointly.

Income from sources like interest or investments should be reported to potentially adjust tax withholding.

If you have income from sources outside your job, such as interest income or investment income, you can write the total here...

Income from sources like interest or investments should be reported to potentially adjust tax withholding.

If you have income from sources outside your job, such as interest income or investment income, you can write the total here...

The speaker intends to provide final details on sick leave credits and family leave credits.

and the sick credits on the family leave credits

The speaker intends to provide final details on sick leave credits and family leave credits.

and the sick credits on the family leave credits

The speaker anticipates finalizing information and guidance related to the Paycheck Protection Program (PPP) loans.

I'm looking forward to closing the books on the forgivable loans in the stimulus package Eadie the forgivable loan the Paycheck protection program the PPP loan

The speaker anticipates finalizing information and guidance related to the Paycheck Protection Program (PPP) loans.

I'm looking forward to closing the books on the forgivable loans in the stimulus package Eadie the forgivable loan the Paycheck protection program the PPP loan

Taxpayers can have their payroll system withhold $4,500 less in taxes annually if they have qualifying tax credits.

This means that your payroll system will withhold four thousand five hundred dollars less in taxes from your paychecks throughout the year because the system is assuming that you will already expect these four thousand five hundred dollars in tax credits.

Taxpayers can have their payroll system withhold $4,500 less in taxes annually if they have qualifying tax credits.

Individuals who receive stimulus checks they were disqualified for based on their 2019 income (but received it based on 2018 income due to not filing 2019 taxes) will have to repay that amount on their 2020 tax return filed in 2021.

if you get the stimulus check or the stimulus check money when you should not have because you're disqualified you're gonna end up paying it back... The stimulus check whether you qualify or not is based on your 2019 tax return data. Let's say for 2019 you made too much money and you are disqualified however you did not file your 2019 tax return so the IRS they don't see that you're disqualified because you haven't filed your tax return so they're gonna look at your 2018 tax return and they're gonna say based off your income from 2018 if it's lower then they're gonna say okay you qualify they're gonna cut you a check you're gonna get the stimulus check money when you go do your 2019 tax return and you file it the IRS is gonna know that oh woops we gave this person the stimulus check money based off to 2018 data but based off to 2019 data they don't qualify they're disqualified If that's the case in other words if you get the stimulus check money when you are disqualified then you should have never received it then you will be paying that back which is unfortunate on your 2020 tax return that you're gonna file a year from now on in 2021

To receive a larger tax refund, a higher value should be entered in step 4C of the W-4 form, leading to significant overpayment of taxes throughout the year.

you're just putting a higher value in 4c that way your way over pain and then you would get up much bigger refunds when you do your tax return

To receive a larger tax refund, a higher value should be entered in step 4C of the W-4 form, leading to significant overpayment of taxes throughout the year.

you're just putting a higher value in 4c that way your way over pain and then you would get up much bigger refunds when you do your tax return

A $500 tax credit is available for a dependent who lives with the taxpayer.

If you have someone dependent on you and that person lives with you, for example, let's say your grandmother, you will receive a credit of 500 dollars, so let's enter 500 dollars here.

A $500 tax credit is available for a dependent who lives with the taxpayer.

If you have someone dependent on you and that person lives with you, for example, let's say your grandmother, you will receive a credit of 500 dollars, so let's enter 500 dollars here.

To achieve a small refund, enter the amount you wish to overpay per paycheck in step 4C of the W-4 form.

on step four C per paycheck right in how much you want to overpay

To achieve a small refund, enter the amount you wish to overpay per paycheck in step 4C of the W-4 form.

on step four C per paycheck right in how much you want to overpay

If a stimulus check is not received for any reason, it will be reflected on the 2020 tax return filed in early 2021, meaning the money is not lost but will be received later.

if you do not receive that stimulus check or that stimulus check money for whatever reason it's not like you lose it's it's gonna be reflected on your 2020 tax return that you're gonna complete in early 2021 if that's the case then you'll have that stimulus check money waiting for you on that tax return so it would just be built into your 2020 tax return you don't lose it

If a stimulus check is not received for any reason, it will be reflected on the 2020 tax return filed in early 2021, meaning the money is not lost but will be received later.

States that current stimulus packages are funded by debt, not by printing money, and suggests that printing money in the future could lead to inflation.

we're not printing money to fund these stimulus packages we're taking on more debts so we're going further and deeper into debt we're not printing money perhaps in the future we will be printing money and that will cause inflation but for the time being this is all being funded by debt

States that current stimulus packages are funded by debt, not by printing money, and suggests that printing money in the future could lead to inflation.

To have more taxes withheld per paycheck (contributing to a small refund), one should enter the desired additional withholding amount in step 4C of the W-4 form.

on step four C you need to write in the value of how much more in taxes that you want withheld per paycheck

To have more taxes withheld per paycheck (contributing to a small refund), one should enter the desired additional withholding amount in step 4C of the W-4 form.

on step four C you need to write in the value of how much more in taxes that you want withheld per paycheck

A $2,000 tax reduction is available for each child under 17 years old.

If you have children under 17 years old, then you'll receive a $2,000 tax reduction. This is the famous alcohol tax reduction. So, enter $2,000 here for each child under 17.

A $2,000 tax reduction is available for each child under 17 years old.

If you have children under 17 years old, then you'll receive a $2,000 tax reduction. This is the famous alcohol tax reduction. So, enter $2,000 here for each child under 17.

Predicts that the income cap for the second stimulus check will not be raised to $130,000, and will likely remain at $75,000.

would they now include people making up to one hundred and thirty thousand instead of people making up to 75 thousand to receive the full stimulus check amounts for this one I do not believe so either

Predicts that the income cap for the second stimulus check will not be raised to $130,000, and will likely remain at $75,000.

When paid twice a month (24 pay periods), an additional $212.08 should be withheld per paycheck based on prior calculations.

We're going to divide the number we previously calculated in the table by 24, and that gives us a result of $212.08.

When paid twice a month (24 pay periods), an additional $212.08 should be withheld per paycheck based on prior calculations.

We're going to divide the number we previously calculated in the table by 24, and that gives us a result of $212.08.

Entering '$1,000' in step 3 of the W-4 form will result in $1,000 less in federal taxes being withheld annually.

if you write in a value of 1,000 in step three then they will withhold from you a thousand dollars less in federal taxes throughout the course of the year

Entering '$1,000' in step 3 of the W-4 form will result in $1,000 less in federal taxes being withheld annually.

if you write in a value of 1,000 in step three then they will withhold from you a thousand dollars less in federal taxes throughout the course of the year

The $1,200 stimulus check is not an advance on the 2020 tax refund. Individuals will receive their expected 2020 tax refund (e.g., $2,000) in addition to the stimulus payment they already received.

and no the stimulus check money is not in advance of your 2020 tax refund... no it's not this is this is how it works Let's say that every year you get a two thousand dollar refund you've got a two thousand dollar refund last year you got two thousand I refund this year and next year on your 2020 tax return that you're gonna complete in 2021 you're expecting a two thousand dollar tax return the tax refund on your tax return again if that's the case the $1,200 stimulus check that you're gonna receive it's not gonna reduce your $2,000 refund to eight hundred dollars so it's not like it's stealing from there it's not like it's reducing or chipping away at that refund instead it's more like you would get the $2,000 refund that you normally are accustomed to getting and on top you get an additional $1,200 and that additional $1,200 amounts is being advanced to you right now as your stimulus check so then when you go to file your 2020 tax return you would get the normal $2,000 refund that you're expecting

The $1,200 stimulus check is not an advance on the 2020 tax refund. Individuals will receive their expected 2020 tax refund (e.g., $2,000) in addition to the stimulus payment they already received.

Believes the second stimulus check will likely not be $2,000, but rather $1,200, due to concerns about US debt and politicians' mindfulness of it.

will they make the second stimulus check for two thousand dollars instead of twelve hundred in my opinion I don't think so for the bang for the buck taking into consideration the US debt and the u.s. debt problem and the politicians just being more mindful of that

Believes the second stimulus check will likely not be $2,000, but rather $1,200, due to concerns about US debt and politicians' mindfulness of it.

The value entered in step 3 of the W-4 form determines the reduction in federal taxes withheld from your paycheck throughout the year.

the number that you in puts in step 3 will be how much less in taxes in federal taxes that they will be withholding from you for the year

The value entered in step 3 of the W-4 form determines the reduction in federal taxes withheld from your paycheck throughout the year.

the number that you in puts in step 3 will be how much less in taxes in federal taxes that they will be withholding from you for the year

The stimulus check is considered a tax rebate for the 2020 tax year and is not taxable income.

the stimulus check is a tax rebate on your 2020 tax return therefore this stimulus check and the stimulus check money it's not taxable income

The stimulus check is considered a tax rebate for the 2020 tax year and is not taxable income.

the stimulus check is a tax rebate on your 2020 tax return therefore this stimulus check and the stimulus check money it's not taxable income

A person earning $20,000-$29,000 with a second job earning $10,000-$15,000 should withhold an additional $1,610.

For example, this person earns between $20,000 and $29,000. One thousand dollars. If you have an additional job where you earn 10,000 to 15,000 dollars, your additional retainer will be 1,610 dollars.

A person earning $20,000-$29,000 with a second job earning $10,000-$15,000 should withhold an additional $1,610.

Writing 'exempt' in step 4C of the W-4 form will result in a large tax balance due when filing taxes.

under step 4 C you just write in exempt and that will lead you it's a big bout a big tax balance do it when you do your tax return

Writing 'exempt' in step 4C of the W-4 form will result in a large tax balance due when filing taxes.

under step 4 C you just write in exempt and that will lead you it's a big bout a big tax balance do it when you do your tax return

Failure to adjust withholding for combined incomes totaling $115,000 ($90,000 + $25,000) could lead to owing $5,090 at tax time due to insufficient deductions.

Failure to adjust withholding for combined incomes totaling $115,000 ($90,000 + $25,000) could lead to owing $5,090 at tax time due to insufficient deductions.

To receive stimulus checks via direct deposit instead of a physical check (which could take up to five months), individuals who have filed 2018/2019 taxes but not provided banking info should input it on the IRS portal launching in late April or early May 2020.

if you have filed your 2018 or your 2019 tax return and you have not provided your banking information then that's a problem because they're gonna cut you a physical check for your stimulus check and that can take up to five months so what you want to do is input your banking information with the IRS when they create their portal on the IRS website that's gonna launch late April or early May

Predicts a second stimulus check will likely be for one month, with a maximum of two to three months if it were to be a recurring payment. A multi-month stimulus check is deemed improbable.

I said that most likely there will be a second stimulus check but for only one month I said if they were gonna make this a monthly thing like a monthly stimulus check then the maximum that they would go for would be a 2/3 month stimulus check maximum but now judging by what's going on in Congress a multi-month stimulus check it just seems very improbable from my point of view

Predicts a second stimulus check will likely be for one month, with a maximum of two to three months if it were to be a recurring payment. A multi-month stimulus check is deemed improbable.

A combined income of $90,000 and $25,000 results in an additional $5,090 to be withheld.

So, we'll see that the person who earns $90,000 is here, and the person who earns $25,000 is here. They both intersect at 5,090.

A combined income of $90,000 and $25,000 results in an additional $5,090 to be withheld.

So, we'll see that the person who earns $90,000 is here, and the person who earns $25,000 is here. They both intersect at 5,090.

TurboTax has partnered with the IRS to provide a webpage for individuals to register for their stimulus check if they haven't filed 2018 or 2019 taxes.

TurboTax is partnered with the IRS and they are creating and they've already created I'll leave the link below they've created a web page for you to register for your stimulus check money all you got to do is go to their website put in your information and you are registered to get your stimulus check money

TurboTax has partnered with the IRS to provide a webpage for individuals to register for their stimulus check if they haven't filed 2018 or 2019 taxes.

Individuals with multiple jobs, or married couples with both working, may need to withhold an additional amount of tax beyond the standard W-4 options.

Individuals with multiple jobs, or married couples with both working, may need to withhold an additional amount of tax beyond the standard W-4 options.

To achieve a large tax balance due (meaning no taxes withheld and owing a significant amount at tax time), one should write 'exempt' in step 4C of the W-4 form.

under step 4 C you need to write in exempt

To achieve a large tax balance due (meaning no taxes withheld and owing a significant amount at tax time), one should write 'exempt' in step 4C of the W-4 form.

under step 4 C you need to write in exempt

Individuals who have not filed 2018 or 2019 taxes and are not Social Security recipients must file a tax return or register to receive their stimulus check.

if you have not filed your 2018 or your 2019 tax return and you are not a recipients of Social Security benefits then you need to file your tax return in order to receive your your stimulus check money or you need to register for the stimulus check money

Individuals who have not filed 2018 or 2019 taxes and are not Social Security recipients must file a tax return or register to receive their stimulus check.

Married individuals working and earning similar incomes should select option C on the W-4 form.

If you are married and both of you work and have approximately the same income, then you can proceed to select option C and continue to the next part of the video.

Married individuals working and earning similar incomes should select option C on the W-4 form.

If you are married and both of you work and have approximately the same income, then you can proceed to select option C and continue to the next part of the video.

Social Security, SSDI, and SSI recipients will automatically receive stimulus checks without needing to file a tax return, as the IRS already has their information.

if you are on Social Security benefits if you are receiving SSDI or SSI Social Security benefit recipients you do not need to file a tax return the IRS has your information on file so they will get you your stimulus check money no tax return is required

Social Security, SSDI, and SSI recipients will automatically receive stimulus checks without needing to file a tax return, as the IRS already has their information.

Individuals with multiple jobs, or married couples with both spouses working, need to pay attention to specific W-4 form sections.

If you work for more than one employer or have more than one job at the same time, or if you are married and both you and your spouse work, then you can continue watching this video.

Individuals with multiple jobs, or married couples with both spouses working, need to pay attention to specific W-4 form sections.

If you work for more than one employer or have more than one job at the same time, or if you are married and both you and your spouse work, then you can continue watching this video.

Stimulus check payments were scheduled to be disbursed via direct deposit the week of April 13th, 2020.

as of today Monday April 6th the stimulus check money is supposed to go out next week by direct deposits

Stimulus check payments were scheduled to be disbursed via direct deposit the week of April 13th, 2020.

as of today Monday April 6th the stimulus check money is supposed to go out next week by direct deposits

Individuals who are single with one job, or married with one employed spouse, can skip certain W-4 form sections.

If you are single and have only one job, then you can go to the next point in this video. If you are married and only one of you is employed, then you can go to the next point in this video.

Individuals who are single with one job, or married with one employed spouse, can skip certain W-4 form sections.

If you are single and have only one job, then you can go to the next point in this video. If you are married and only one of you is employed, then you can go to the next point in this video.

The disbursement of the advance grant money from the SBA Economic Injury Emergency Grants Program could take as little as three days or up to a week due to potential overload.

but IV either they're gonna get so overloaded it'll be over three days but you gotta wait three days you're gonna make a week what's the difference

The disbursement of the advance grant money from the SBA Economic Injury Emergency Grants Program could take as little as three days or up to a week due to potential overload.

but IV either they're gonna get so overloaded it'll be over three days but you gotta wait three days you're gonna make a week what's the difference

The advance grant money from the SBA Economic Injury Emergency Grants Program is expected to be disbursed within three years of application.

they're gonna give you the money the grants the advance grant money within three years of application

The advance grant money from the SBA Economic Injury Emergency Grants Program is expected to be disbursed within three years of application.

they're gonna give you the money the grants the advance grant money within three years of application

The SBA Economic Injury Emergency Grants Program will be available until December 31, 2020.

The grants are available up to December 31st, 2020

The SBA Economic Injury Emergency Grants Program will be available until December 31, 2020.

The grants are available up to December 31st, 2020

When applying as a sole proprietor for the SBA Economic Injury Disaster Loan, applicants should mark 'sole proprietor economic injury'.

you mark off sole proprietor economic injury

When applying as a sole proprietor for the SBA Economic Injury Disaster Loan, applicants should mark 'sole proprietor economic injury'.

you mark off sole proprietor economic injury

The second page of the 'Additional Filing Requirements' form for the SBA Economic Injury Disaster Loan is not required and can be omitted.

the second page of this it clearly says this is not required again I recommend these forums but this part I'd say just forget about this now required

The second page of the 'Additional Filing Requirements' form for the SBA Economic Injury Disaster Loan is not required and can be omitted.

the second page of this it clearly says this is not required again I recommend these forums but this part I'd say just forget about this now required

The 'Additional Filing Requirements' form for the SBA Economic Injury Disaster Loan requires current year-to-date sales data, which would be for 2020.

and then the the farthest most column it says the current year-to-date so that's 2020

The 'Additional Filing Requirements' form for the SBA Economic Injury Disaster Loan requires current year-to-date sales data, which would be for 2020.

and then the the farthest most column it says the current year-to-date so that's 2020

The 'Additional Filing Requirements' form for the SBA Economic Injury Disaster Loan requires sales data broken down by month for up to three past fiscal years.

month you're gonna you're gonna write down the line starting from the top all the months January February March April May June July all the way going all the way down for each row fiscal year gold each column represents a year so as far as your filing history up to three past years just input like for me fiscal year I will write 2019 fiscal year 2018 2017

The 'Additional Filing Requirements' form for the SBA Economic Injury Disaster Loan requires sales data broken down by month for up to three past fiscal years.

For the request for transcript of tax return form (5060), C corporations should input 1120.

if your C corporation input 1 1 2 0 that's the corporate tax filing form 1120

For the request for transcript of tax return form (5060), C corporations should input 1120.

if your C corporation input 1 1 2 0 that's the corporate tax filing form 1120

For the request for transcript of tax return form (5060), partnerships should input 1065, and S corporations should input 1120S.

if you are a partnership input one zero six five ten sixty so 1065 a partnership one zero six five if you are an S corporation input 1 1 2 0 s because that's the corporate form you file 11 20s

For the request for transcript of tax return form (5060), partnerships should input 1065, and S corporations should input 1120S.

if you are a partnership input one zero six five ten sixty so 1065 a partnership one zero six five if you are an S corporation input 1 1 2 0 s because that's the corporate form you file 11 20s

Including an email address in the application for the SBA Economic Injury Emergency Grant Program can expedite contact.

make sure you put in your email so they have an easier way an expedited way of contacting you

Including an email address in the application for the SBA Economic Injury Emergency Grant Program can expedite contact.

make sure you put in your email so they have an easier way an expedited way of contacting you

Applicants should type 'disaster relief loans' for reference when submitting applications for the SBA Economic Injury Emergency Grant Program.

make sure you type in disaster relief loans that's for the reference

Applicants should type 'disaster relief loans' for reference when submitting applications for the SBA Economic Injury Emergency Grant Program.

make sure you type in disaster relief loans that's for the reference

Applicants for the SBA Economic Injury Emergency Grant Program must include a signed statement requesting the emergency grant in advance.

make sure you include a signed statement that says please provide me the emergency economic injury grants in advance of the loan being approved

Applicants for the SBA Economic Injury Emergency Grant Program must include a signed statement requesting the emergency grant in advance.

make sure you include a signed statement that says please provide me the emergency economic injury grants in advance of the loan being approved

Small business owners, sole proprietors, and independent contractors are eligible for the SBA Economic Injury Emergency Grant Program.

this is applicable to small business owners to Sulphur Praia ters and to independent contractors

Small business owners, sole proprietors, and independent contractors are eligible for the SBA Economic Injury Emergency Grant Program.

this is applicable to small business owners to Sulphur Praia ters and to independent contractors

Uber drivers can deduct a home office if a portion of their home is used exclusively for administrative work. They can choose between a simplified method ($5 per square foot) with low audit risk or the actual expense method (prorated rent, mortgage interest, utilities), which is considered riskier.

another one that you do I guess you this is your choice is the home office duction now I understand yes obviously you're on the field that's where the work takes place however you still need a place to do the administrative work whatever that may be and if you're using a place exclusively for work purposes carved out in your home then you can deduct a home office this is up to you you don't have to take this it depends on how aggressive you do want to be if you do want to take the home office deduction within that deduction you have two ways to do it you can just do the simplified method which is a very low audit risk you get five dollars a square foot and you just write how much how many square feet were used for your home office the other way is to prorate it based off the actual expenses so these are our actual expenses for rents or mortgage interest or utilities or whatnot so even within a home office you have a riskier way and you have a conservative way or you could just completely not take it it's up to you if I were in your shoes I would take it

The SBA Economic Injury Emergency Grant Program is applicable across all 50 US states.

this is applicable to all 50 states

The SBA Economic Injury Emergency Grant Program is applicable across all 50 US states.

this is applicable to all 50 states

Uber drivers can deduct the cost of supplies purchased for passengers or the car, such as tissues, hand sanitizers, water bottles, and snacks.

another thing that you do want to deduct are the supplies I mean this might be more true for the lyft drivers but if you're buying supplies such as tissues hand sanitizers water bottles snacks whatever it may be you know to provide to the passengers or for the car I mean those are supplies that you can deduct as well so please do not forget that

Uber drivers can deduct the cost of supplies purchased for passengers or the car, such as tissues, hand sanitizers, water bottles, and snacks.

Qualifying for an Offer in Compromise has a very high hurdle and is difficult to achieve.

to qualify for an always here to have it executed it's a very high hurdle it's a very high bar

Qualifying for an Offer in Compromise has a very high hurdle and is difficult to achieve.

to qualify for an always here to have it executed it's a very high hurdle it's a very high bar

Cell phone expenses are 100% deductible for Uber drivers because the app and all associated activity run through their phone, making it an essential business expense.

the first thing that you want to adduct is your cell phone you know a lot of times for other businesses a cell phone may not really truly be associated as a business expense in this case it is 100% without a doubt absolutely deductible because how are you using the app it's all running through your phone so it's going to be deductible no questions asked so don't forget your cell phone expenses

Cell phone expenses are 100% deductible for Uber drivers because the app and all associated activity run through their phone, making it an essential business expense.

The SBA anticipates providing grant money from the Economic Injury Emergency Grant Program within three years of application.

they're gonna give you the money the grants the advance grant money within three years of application

The SBA anticipates providing grant money from the Economic Injury Emergency Grant Program within three years of application.

they're gonna give you the money the grants the advance grant money within three years of application

There is a fee of $31 to $149 for setting up an installment agreement with the IRS, depending on income.

they're gonna charge you $31 $149 based off your income levels

There is a fee of $31 to $149 for setting up an installment agreement with the IRS, depending on income.

they're gonna charge you $31 $149 based off your income levels

A 120-day extension to pay the tax balance due can be requested.

you can request 120 day extension to get that balance due you paid to the IRS

A 120-day extension to pay the tax balance due can be requested.

you can request 120 day extension to get that balance due you paid to the IRS

For tax deductions, Uber drivers can choose between the standard mileage rate (cents per mile) or the actual expense method (deducting gas, repairs, maintenance, insurance, depreciation). Generally, the standard mileage rate is recommended unless a very expensive vehicle was purchased in the tax year.

in your tax software you're gonna be given you're gonna be given the option to deduct the mileage the mileage method is based off you get a certain amount of cents per mile driven and then they're gonna ask you do you want to take the actual method that's where you're actually deducting the true cost of your of your gas your repairs your maintenance your insurance depreciation I would say generally speaking unless you bought a very expensive vehicle in the current year or this tax year you're reporting if if you do not buy an expensive vehicle then you generally just want to use the standard mileage rates so that's just the mileage method

The advance of up to $10,000 from the SBA Economic Injury Emergency Grant Program is non-repayable.

the advance of up to $10,000 does not need to be repaid under any circumstance

The advance of up to $10,000 from the SBA Economic Injury Emergency Grant Program is non-repayable.

the advance of up to $10,000 does not need to be repaid under any circumstance

Uber drivers should deduct at least the 'on line miles' listed on their Uber tax summary sheet, which includes miles driven while on a trip, waiting, or driving to pick up passengers. Any additional work-related driving should also be deducted.

the on line miles that's gonna be towards the upper right the on line miles whatever is listed there for example in this case it says 25,000 miles that's the minimum that's the absolute minimum amount of miles that you do want to deduct so the the on line miles that's going to compass everything while you're actually on a trip with the passenger while you're waiting while you're driving around to get the the passenger all that so that's whenever your cap is on that's gonna be your on line model so that should be the absolute minimum if you did some driving for work purposes on top of that then you would be deducting that as well so that's why I say whatever is listed as your online miles in this tax summary sheet from uber that's the minimum amount that you want to be deducting

Filing a tax return extension moves the tax return due date to October 15th.

your tax return is not due until October 15th

Filing a tax return extension moves the tax return due date to October 15th.

your tax return is not due until October 15th

The SBA Economic Injury Emergency Grant Program offers up to $10,000 in forgivable loans (grants).

this is ten thousand dollars of free money

The SBA Economic Injury Emergency Grant Program offers up to $10,000 in forgivable loans (grants).

this is ten thousand dollars of free money

Uber drivers can deduct expenses such as Uber service fees, booking fees, split fare fees, airport Uber fees, instant pay, and tolls, which are itemized on Uber's tax summary sheet.

the deductions are gonna be the other expenses that are not on this form so you don't want to miss one or the other you want to have both of these so this tech summary sheets from uber this is giving you your deductions on a silver platter they are literally just laying up lying expense it's just line by line by line so let's start so it's gonna say these are your expenses fees and tax and then they're gonna give you a second supplementary sheets and they're gonna list the expenses literally line by line uber service fee $6,000 booking fee another six thousand split fair fee Airport uber fees instant page Hodges you're gonna give the tolls all these are expenses that you can deduct

Uber drivers can deduct expenses such as Uber service fees, booking fees, split fare fees, airport Uber fees, instant pay, and tolls, which are itemized on Uber's tax summary sheet.

The stimulus package allocated $10 billion for the SBA Economic Injury Emergency Grant Program.

there was ten billion dollars of funding for this in the stimulus package

The stimulus package allocated $10 billion for the SBA Economic Injury Emergency Grant Program.

there was ten billion dollars of funding for this in the stimulus package

A 0.5% monthly penalty will be charged for not paying taxes.

they're gonna charge you half a percentage point a month for not paying

A 0.5% monthly penalty will be charged for not paying taxes.

they're gonna charge you half a percentage point a month for not paying

Self-employed individuals and sole proprietors, including Uber drivers, can apply for the PPP forgivable loan starting April 10th, but lenders require the 2019 tax return.

April 10th today is the first day that self-employed people and sole proprietors can go apply for the PPP forgivable loan an uber driver is a sole proprietor and self employed therefore when they went to their lender a lot of the banks are saying in order to apply you need your 2019 tax return

Self-employed individuals and sole proprietors, including Uber drivers, can apply for the PPP forgivable loan starting April 10th, but lenders require the 2019 tax return.

The SBA Economic Injury Emergency Grant Program is available until December 31, 2020.

The grants are available up to December 31st 2020

The SBA Economic Injury Emergency Grant Program is available until December 31, 2020.

The grants are available up to December 31st 2020

A 5% monthly penalty will be charged for not filing taxes.

they're gonna charge you 5% of that a month for not filing

A 5% monthly penalty will be charged for not filing taxes.

they're gonna charge you 5% of that a month for not filing

The IRS has a ten-year statute of limitations for collecting debt.

there actually is there's a ten year statute of limitations

The IRS has a ten-year statute of limitations for collecting debt.

there actually is there's a ten year statute of limitations

The $500 per child tax credit for children born in 2020 will not be issued immediately but will be applied as a benefit on the 2020 tax return.

Children born in 2020 will not get the $500 now but it will appear as a tax credit on the 2020 tax return if this doesn't make sense to people again this is because this whole thing the stimulus check money they're 2020 tax credits they're for you know five hundred dollars per child and they're born in 2020 you're not gonna get the five hundred dollars added to you right now it's gonna get added to you as a benefit on your 2020 tax return

The $500 per child tax credit for children born in 2020 will not be issued immediately but will be applied as a benefit on the 2020 tax return.

Individuals who owe back taxes to the IRS will still receive their stimulus check and can cash it normally, rather than it being applied to their outstanding balance.

if you owe money to the IRS for prior years and you haven't paid it or you have back taxes what's very interesting is that you're still gonna get the stimulus check and you're free to cash it normally it would just apply to your balance

Individuals who owe back taxes to the IRS will still receive their stimulus check and can cash it normally, rather than it being applied to their outstanding balance.

A different address on file than the 2019 tax return will not be an issue for direct deposit stimulus checks, but will cause problems for physical checks unless mail forwarding is set up.

if the address is different from your 2019 tax return well if you have the direct deposit hooked up then that's not gonna be a problem if you're getting a stimulus check a physical check yes that will be a problem so hopefully you have mail forwarding

A different address on file than the 2019 tax return will not be an issue for direct deposit stimulus checks, but will cause problems for physical checks unless mail forwarding is set up.

Stimulus check amounts begin to reduce for single filers at $75,000, head of household at $112,500, and married filing jointly at $150,000.

if you're single and you make seventy five thousand then they start reducing the stimulus check amounts one hundred twelve thousand five hundred for head of household and a hundred fifty thousand dollars for married filing jointly those are the phase-out ranges

Stimulus check amounts begin to reduce for single filers at $75,000, head of household at $112,500, and married filing jointly at $150,000.

Individuals disqualified based on 2018 tax data, but who would have qualified based on 2019 data, will receive the stimulus benefit on their 2020 tax return filed in early 2021.

if you identify you 2018 tax return and they're going off you're 2018 tax return and they see that you are disqualified from receiving the stimulus check based off your 2018 data when in reality you should have qualified from your 2019 data but you just did a file so they can't see it that's problem that's a problem they're gonna disqualify you for 2018 when you really should have received a refund if that's the case you will not lose that stimulus money what's gonna happen is that you'll receive the benefit of the stimulus check money on your 2020 tax return that you're gonna file in early 2021

Individuals disqualified based on 2018 tax data, but who would have qualified based on 2019 data, will receive the stimulus benefit on their 2020 tax return filed in early 2021.

Excluding banking information for direct deposit on the 2019 tax return will result in stimulus checks being sent via snail mail, which will take significantly longer.

if you don't forget to include your banking information for direct deposits on your 2019 tax return if you don't then they're gonna process your check by your stimulus check by snail mail and that's gonna now that's gonna take such a long time

Excluding banking information for direct deposit on the 2019 tax return will result in stimulus checks being sent via snail mail, which will take significantly longer.

Individuals with their 2019 tax return data on file with the IRS will be prioritized for stimulus check processing.

if you want your stimulus check as fast as possible you'll need to have your 2019 tax return data on file with the IRS the Trop Administration has said you will be processed first in line you will be their priority

Individuals with their 2019 tax return data on file with the IRS will be prioritized for stimulus check processing.

To achieve a large tax refund, use the break-even process as a baseline, correctly fill out the W-4, and then elect to withhold significantly more taxes than required by entering a higher value in Step 4C.

let's just say you want a big refund it's the same thing you use the break events process fill out the w-4 form correctly as your benchmark and then you have to hold much more in taxes than you should be so it's the same version of this you're just putting a higher value in 4c that way your way over pain and then you would get up much bigger refunds when you do your tax return

To obtain a small tax refund, fill out the W-4 correctly and then elect to pay or withhold slightly more taxes than required.

if you want a small refunds use this as your benchmark you fill out the w-4 form correctly and then you need to pay in or withhold a little bit more taxes than you should be

To obtain a small tax refund, fill out the W-4 correctly and then elect to pay or withhold slightly more taxes than required.

if you want a small refunds use this as your benchmark you fill out the w-4 form correctly and then you need to pay in or withhold a little bit more taxes than you should be

The amount entered in Step 3 of the W-4 form dictates the total reduction in federal tax withholding for the year, spread across all paychecks.

whatever number that you in puts in step 3 will be how much less in taxes in federal taxes that they will be withholding from you for the year so depending on how many paychecks that you have throughout the course of the year you know it's 24 if it's bimonthly 26 if it's by weekly it's 12 if you get paid monthly so whatever number that you input there it will be spread out across how many paychecks you get so if you write in a value of 1,000 in step three then they will withhold from you a thousand dollars less in federal taxes throughout the course of the year

The amount entered in Step 3 of the W-4 form dictates the total reduction in federal tax withholding for the year, spread across all paychecks.

To achieve a small tax balance due, one should under-withhold taxes slightly by making adjustments on Step 3 of the W-4 form.

you need to manipulate it where you're under paying taxes in other words you're not paying as much taxes or withholding as much taxes as you should be which will lead you to a small tax balance - but you're not overdoing it like this one so you're using this as your benchmark you're filling up the w-4 correctly and then you're making the adjustments so you're under withholding by a little bit you make that adjustments either on for B or on step 3 my recommendation is to just use step 3 because that's much more easy

To achieve a small tax balance due, one should under-withhold taxes slightly by making adjustments on Step 3 of the W-4 form.

Writing 'exempt' under Step 4C of the W-4 form will prevent federal tax withholding, resulting in a large tax balance due.

how do you get a big balance do you write exempt if you write exempt they're not gonna take any taxes any federal taxes from your paycheck and that you'll most likely have a big tax balance due under step 4 C you need to write in exempt so under 4 C you just write in exempt

Writing 'exempt' under Step 4C of the W-4 form will prevent federal tax withholding, resulting in a large tax balance due.

Correctly filling out the W-4 form will result in the accurate withholding of taxes, leading to break-even results on the tax return.

so basically if you thought the w-4 form correctly it's going to take out from your paycheck the correct amount of taxes that you should be paying in so that if it's withholding from you an accurate amount of taxes then when you do your tax return then you'll be up breaking a results because you didn't over pay your taxes you didn't under pay your taxes so you are at break-even results

Correctly filling out the W-4 form will result in the accurate withholding of taxes, leading to break-even results on the tax return.

The speaker emphasizes that individuals should focus on setting their W-4 to achieve specific outcomes like a small or large tax refund, rather than using outdated methods.

or how do I get to break-even results or how do I get to a small refund or how do I get to a big refund that's what you need to be asking

The speaker emphasizes that individuals should focus on setting their W-4 to achieve specific outcomes like a small or large tax refund, rather than using outdated methods.

or how do I get to break-even results or how do I get to a small refund or how do I get to a big refund that's what you need to be asking

The speaker outlines the ability to adjust W-4 form settings to achieve either a large or small tax balance due upon filing taxes, depending on user preference.

how do I set my w-4 to have a big tax balance due when I do my tax return or how do I set my w-4 to get a small tax balance to my government when I do my tax return

The speaker outlines the ability to adjust W-4 form settings to achieve either a large or small tax balance due upon filing taxes, depending on user preference.

how do I set my w-4 to have a big tax balance due when I do my tax return or how do I set my w-4 to get a small tax balance to my government when I do my tax return

IRS audit rates have been declining over the past ten years due to lack of resources and funding.

7 years ago

over the past ten years due to a lack of resources due to lack of funding the IRS audit rate has actually been declining

IRS audit rates have been declining over the past ten years due to lack of resources and funding.

over the past ten years due to a lack of resources due to lack of funding the IRS audit rate has actually been declining

The IRS is considered more lenient with penalty abatements than state tax departments, especially for individuals with a good history of timely payments and filings.

the IRS they are the most lenient when comparing to the state and they're morally neither very lenient actually when it comes to people with good histories and just a history of timely payments timely filings

The IRS is considered more lenient with penalty abatements than state tax departments, especially for individuals with a good history of timely payments and filings.

The official penalty abatement form is the third and final attempt to waive an IRS penalty, following unsuccessful informal attempts by phone and written response.

if that was your second attempt and it failed then what you can do is the official penalty abatement form and that's gonna be your last resort because you tried informally by phone you tried informally by responding to a letter and your third one will be the official penalty abatement form

The official penalty abatement form is the third and final attempt to waive an IRS penalty, following unsuccessful informal attempts by phone and written response.

If an initial phone call to the IRS to waive a penalty is unsuccessful, the next step is to respond to the penalty letter in writing, citing reasonable cause.

if they say no well okay you know that attempt got rejected so what you can do is you got that letter the penalty you can respond to the letter in writing informally just citing you know your reasonable cause you know why you should not be subject to this penalty and just mail that it

If an initial phone call to the IRS to waive a penalty is unsuccessful, the next step is to respond to the penalty letter in writing, citing reasonable cause.

To increase the chances of getting an IRS penalty waived, taxpayers should first attempt to resolve it by phone, as agents have discretionary power.

if you want as many attempts as possible to just increase the probability of this working for you I would say first okay you get the letter try by phone because the IRS agents they have the power to just make that decision at that discretion at their discretion by phone

To increase the chances of getting an IRS penalty waived, taxpayers should first attempt to resolve it by phone, as agents have discretionary power.

If a taxpayer has a bad history of late filing or payments, the IRS will likely grant penalty abatement with reasonable cause less than 10% of the time.

if you have a bad history of late filing or late payments I would say even if you have reasonable cause I mean it'll probably work less than ten percent of the time

If a taxpayer has a bad history of late filing or payments, the IRS will likely grant penalty abatement with reasonable cause less than 10% of the time.

if you have a bad history of late filing or late payments I would say even if you have reasonable cause I mean it'll probably work less than ten percent of the time

If a taxpayer has a good history of timely filing and payments, the IRS is likely to waive a first-time penalty around 80% of the time, potentially even higher with a first-time penalty waiver.

from my experience I'll say it's gonna work eighty percent of the time that's if you have a good history and a lot of times if you've always timely filed or timely paid you know there's a first time penalty waiver and it'll even work greater than eighty percent of the time

If a taxpayer has a good history of timely filing and payments, the IRS is likely to waive a first-time penalty around 80% of the time, potentially even higher with a first-time penalty waiver.

For properties rented out for extended periods (10-27.5 years), a majority of the capital gains upon sale are likely to be taxed at the 25% depreciation recapture rate.

but in the event where you're renting out for ten years twenty years or twenty seven and a half years then that's a situation where probably a majority of your gains you know it could be a majority of your gains would be taxed at twenty twenty-five percent

For properties rented out for extended periods (10-27.5 years), a majority of the capital gains upon sale are likely to be taxed at the 25% depreciation recapture rate.

When selling a rental property with a gain, the portion of the gain attributable to depreciation recapture will be taxed at 25% up to the amount of depreciation claimed. Any remaining gain will be taxed at the long-term capital gains rate of 15%.

so up to the extent of $50,000 of gain you will pay taxes at a rates of 25% on the first $50,000 of gains the excess the remaining $60,000 of gains in this example will get taxed at your long-term capital gains rates of 15%

The tax rate for depreciation recapture on rental property sales is 25%, which is higher than the 15% long-term capital gains rate.

the depreciation recapture rates are twenty five percent you know much higher than the 15 percent for long-term capital gains rates

The tax rate for depreciation recapture on rental property sales is 25%, which is higher than the 15% long-term capital gains rate.

the depreciation recapture rates are twenty five percent you know much higher than the 15 percent for long-term capital gains rates

Homeowners with a mortgage are likely to itemize deductions, which may include mortgage interest, property taxes, and state income taxes, potentially exceeding the standard deduction.

if you have a home and a mortgage you will most likely be filling out this section step four B deductions because you're most likely going to be itemizing your deductions you're most likely going to have a mortgage interest deduction you're most likely going to have property tax deductions and most states have state income taxes

Homeowners with a mortgage are likely to itemize deductions, which may include mortgage interest, property taxes, and state income taxes, potentially exceeding the standard deduction.

The standard deduction for 2020 is $12,400. Individuals who are not homeowners, do not have a mortgage, and do not have significant charitable contributions or medical expenses are likely to claim this standard deduction.

if you're not a homeowner if you don't have a mortgage and you're not making a great amount of charitable contributions or you don't have large medical expenses then you're going to most likely be taking the standard deduction and you can just ignore this feel the step for B deductions because you're going to be claiming the standard deduction for $12,400

Earning taxable income without any taxes being withheld can lead to a tax deficiency or shortage, potentially resulting in a tax balance due.

if you're going to have taxable income but no taxes are being withheld on that income then that's going to be a tax deficiency a tax shortage so that could cause you to have a tax balance due

Earning taxable income without any taxes being withheld can lead to a tax deficiency or shortage, potentially resulting in a tax balance due.

if you're going to have taxable income but no taxes are being withheld on that income then that's going to be a tax deficiency a tax shortage so that could cause you to have a tax balance due

Individuals with a qualifying child under 17 can claim a $2,000 tax credit per child.

if you have a child that's under 17 then per child you get a $2,000 tax

Individuals with a qualifying child under 17 can claim a $2,000 tax credit per child.

if you have a child that's under 17 then per child you get a $2,000 tax

The speaker is providing guidance on filling out the 2020 W-4 form specifically for individuals who are single and have only one job, aiming to simplify the process.

The most easiest scenario to fill out the w-4 is if you're single with one job so that's why I'm making this video aimed at that situation just to save you some time so you don't have to walk through those more complex situations

The speaker is providing guidance on filling out the 2020 W-4 form specifically for individuals who are single and have only one job, aiming to simplify the process.

State Secretaries of State typically have a zero-tolerance policy for late filings or payments, making penalty waivers unlikely.

Secretary of State is much more harsh or not as lenient a lot of Secretary of State's they have a zero-tolerance policy so they're not gonna accept any excuses you didn't do this on time or make us pay on time you're gonna penalize zero tolerance zero tolerance policy

State Secretaries of State typically have a zero-tolerance policy for late filings or payments, making penalty waivers unlikely.

The IRS is generally more lenient than state Departments of Revenue when it comes to waiving penalties, especially for individuals with a good history of timely payments and filings.

from what I can say is that the IRS they are the most lenient when comparing to the state and they're morally neither very lenient actually when it comes to people with good histories and just a history of timely payments timely filings

The IRS is generally more lenient than state Departments of Revenue when it comes to waiving penalties, especially for individuals with a good history of timely payments and filings.

The official penalty abatement form is the third and final resort for waiving IRS penalties, after informal attempts by phone and letter have failed.

The official penalty abatement form is the third and final resort for waiving IRS penalties, after informal attempts by phone and letter have failed.

If an initial phone call to the IRS for penalty abatement is rejected, a second attempt can be made by responding to the penalty letter in writing, citing reasonable cause.

If an initial phone call to the IRS for penalty abatement is rejected, a second attempt can be made by responding to the penalty letter in writing, citing reasonable cause.

To increase the probability of penalty abatement, the first attempt should be by phone, as IRS agents have discretionary power.

To increase the probability of penalty abatement, the first attempt should be by phone, as IRS agents have discretionary power.

Attempting to resolve IRS penalties informally by phone with a reasonable cause excuse is a viable first step.

so you could do this is gonna be super informal you know you get the letter it says you can contact us here at this specified phone number for your case try giving them a call try to resolve and give you a reasonable cause of your excuse by phone

Attempting to resolve IRS penalties informally by phone with a reasonable cause excuse is a viable first step.

Taxpayers with a history of late filings or payments have less than a 10% chance of having IRS penalties waived, even with reasonable cause.

if you have a bad history of late filing or late payments I would say even if you have reasonable cause it'll probably work less than ten percent of the time

Taxpayers with a history of late filings or payments have less than a 10% chance of having IRS penalties waived, even with reasonable cause.

if you have a bad history of late filing or late payments I would say even if you have reasonable cause it'll probably work less than ten percent of the time

The IRS will likely waive penalties 80% of the time for taxpayers with a good history of timely filings and payments, especially with a first-time penalty waiver.

The IRS will likely waive penalties 80% of the time for taxpayers with a good history of timely filings and payments, especially with a first-time penalty waiver.

Some S corp payroll providers may charge up to $100 per month for a single employee, especially for more expensive options.

if you choose the more expensive options you know other pair of providers they could be charging you as much as $100 a month you know just for you one employee

Some S corp payroll providers may charge up to $100 per month for a single employee, especially for more expensive options.

if you choose the more expensive options you know other pair of providers they could be charging you as much as $100 a month you know just for you one employee

When selecting S corp payroll software, avoid the cheapest options that do not include tax deposit payment methods and report e-filing.

just make sure that you don't choose the very cheapest option that does not allow you to do the payment methods for the tax deposits nor the efiling methods weather reports

When selecting S corp payroll software, avoid the cheapest options that do not include tax deposit payment methods and report e-filing.

just make sure that you don't choose the very cheapest option that does not allow you to do the payment methods for the tax deposits nor the efiling methods weather reports

For a sole employee of an S corp, running payroll monthly is recommended to reduce workload compared to bi-weekly or bimonthly.

my recommendation if it's just going to be you as the only employee of your S corp it's to run a monthly payroll

For a sole employee of an S corp, running payroll monthly is recommended to reduce workload compared to bi-weekly or bimonthly.

my recommendation if it's just going to be you as the only employee of your S corp it's to run a monthly payroll

QuickBooks Online Payroll, QuickBooks Payroll, and Gusto are identified as the most popular payroll software options for S corps.

QuickBooks Online Payroll, QuickBooks Payroll, and Gusto are identified as the most popular payroll software options for S corps.

Gusto or QuickBooks payroll services for an S corp are expected to cost between $25 and $50 per month, depending on the service plan.

So if you're gonna choose gusto or QuickBooks I mean generally that's gonna be running you about 25 a month to $50 a month just depending on the service plan

Gusto or QuickBooks payroll services for an S corp are expected to cost between $25 and $50 per month, depending on the service plan.

So if you're gonna choose gusto or QuickBooks I mean generally that's gonna be running you about 25 a month to $50 a month just depending on the service plan

When selecting S Corp payroll software, ensure it includes tax payment and e-filing options, as these are essential obligations.

so make sure you choose the option where it offers the payments option and the efiling option because those are obligations that you need to do along with your payroll

When selecting S Corp payroll software, ensure it includes tax payment and e-filing options, as these are essential obligations.

so make sure you choose the option where it offers the payments option and the efiling option because those are obligations that you need to do along with your payroll

Payroll software automates the electronic submission of monthly tax deposits and quarterly tax filings to IRS and state agencies, eliminating manual PDF completion and mailing.

so this eliminates the need for you to manually be sending in those tax deposits on a monthly basis and also they were it just eliminates the need for you to be filling out those PDFs and sending those in to those three agencies on a quarterly basis

Payroll software automates the electronic submission of monthly tax deposits and quarterly tax filings to IRS and state agencies, eliminating manual PDF completion and mailing.

S Corps must complete state registrations with the Department of Revenue or unemployment agencies, even in states with no state taxes, to obtain account numbers and tax rates for payroll software setup.

you need to get your registrations done with your state that's the Department of Revenue so what do I mean by that let's just say okay there are some states where there's no state taxes so you would not be holding state taxes as the employee nor as the employer so even if that's the case you still have the state unemployment tax reporting obligation payment obligations so you still need to complete your state registration setup with the Department of Revenue or unemployment or both so that you can have those account numbers and those tax rates linked up to your payroll software

For a single-person S Corp, running payroll monthly is recommended to reduce the workload compared to bimonthly or bi-weekly payroll.

my recommendation if it's just going to be you as the only employee of your S corp it's to run a monthly payroll because you don't want to be going into the software if you do bimonthly or bi-weekly I mean you don't want to be going into the software twice a month to run the payroll on yourself you might as well just do monthly so that you can just do a payroll just once a month

For a single-person S Corp, running payroll monthly is recommended to reduce the workload compared to bimonthly or bi-weekly payroll.

For S Corp payroll, the mid-tier software option (not the cheapest, not the most expensive) is generally recommended as it provides necessary features without unnecessary add-ons.

you know the mid-tier version or the most expensive version I mean it depends on what point in time that you're watching this video but generally you're gonna be wanting to select the middle option that is not the most expenses but it's not the cheapest because that's gonna give you everything that you need without all the bells and whistles

For S Corp payroll, the mid-tier software option (not the cheapest, not the most expensive) is generally recommended as it provides necessary features without unnecessary add-ons.

Gusto or QuickBooks payroll services for S Corps will generally cost between $25 and $50 per month, depending on the service plan.

so if you're gonna choose gusto or QuickBooks I mean generally that's gonna be running you about 25 a month to $50 a month just depending on the service plan

Gusto or QuickBooks payroll services for S Corps will generally cost between $25 and $50 per month, depending on the service plan.

so if you're gonna choose gusto or QuickBooks I mean generally that's gonna be running you about 25 a month to $50 a month just depending on the service plan

The IRS audit rate has been declining over the past ten years due to a lack of resources and funding.

the IRS audit rate has actually been declining

The IRS audit rate has been declining over the past ten years due to a lack of resources and funding.

the IRS audit rate has actually been declining

IRS audits rarely conclude in a single meeting; typically, there will be a follow-up request for additional receipts or documentation.

I can't remember a single audit where we just ended on the first meeting usually there's going to be a follow-up they're gonna say now thanks for coming in we just want you know this this and this we need we want these receipts or we want some documentation in that category

IRS audits rarely conclude in a single meeting; typically, there will be a follow-up request for additional receipts or documentation.

The depth to which an IRS agent will investigate a particular expense category is somewhat at their discretion, emphasizing the importance of maintaining a good relationship with the agent.

they can go as deep as they want and you know they can make their life a living hell so but circling back that just goes back to be nice because you know it's and there is kind of at their discretion of how deep that they can dig in for a particular category or request

The depth to which an IRS agent will investigate a particular expense category is somewhat at their discretion, emphasizing the importance of maintaining a good relationship with the agent.

For travel expenses, IRS agents might request more than just receipts, including email correspondence, event brochures, and itineraries to justify the business necessity.

now give me email correspondence of who you are talking to over there on why it was necessary for you to travel there and lodge there okay give me brochures from the events that you are attending okay give me your itinerary for the event that you were supposedly at

For travel expenses, IRS agents might request more than just receipts, including email correspondence, event brochures, and itineraries to justify the business necessity.

Showing receipts is often insufficient; IRS agents may require further explanation of how expenses are related to the business, even for seemingly straightforward items like cost of goods sold.

now show me how these are related to your business and even if they're a very self-explanatory like cost of goods sold you know inventory you know sometimes they might they might drill deep like very deep and they want more evidence

Showing receipts is often insufficient; IRS agents may require further explanation of how expenses are related to the business, even for seemingly straightforward items like cost of goods sold.

Maintaining a respectful, polite, and nice demeanor with the IRS agent during an audit is advised to avoid making the situation more difficult.

be nice just you know don't be a jerk to the agent that's the last thing you want to do as I told you they are trying to find ways to get you but in your response always be respectful always be polite always be nice because if you get on their bad side I mean they're gonna they're gonna find other ways to get at you

Maintaining a respectful, polite, and nice demeanor with the IRS agent during an audit is advised to avoid making the situation more difficult.

The physical environment of an IRS audit office is described as a small, messy cubicle with a single agent, often looking 'dirty and nasty'.

it's gonna be you're gonna be dealing as one IRS agent in a tiny cubicle and usually their cubicles aren't just like mounted with just papers everywhere it's it's pretty it's pretty dirty and nasty to do and everything's gonna look filthy and everything so look how they did basically it's it's pretty it's pretty much not what you expect it's one IRS agent in a tiny little cubicle and it's just a mess

The physical environment of an IRS audit office is described as a small, messy cubicle with a single agent, often looking 'dirty and nasty'.

During an in-person audit, it's crucial to only discuss the expense categories mentioned in the audit notice to avoid inadvertently opening up new areas for examination.

you do not want to go off to a separate expense category and open up a door for them to you know examine you further you know if they're not interested in your travel expenses don't talk about travel expenses because you might say something that gets them suspicious

During an in-person audit, it's crucial to only discuss the expense categories mentioned in the audit notice to avoid inadvertently opening up new areas for examination.

IRS agents are tasked with disallowing deductions or assessing additional tax, meaning taxpayers need to defend their claims.

basically there ought to get you it you need to defend yourself because basically they're trying to either disallowed deductions they're trying to you know they're trying to add more tax to you you know I mean this is their job this is their job

IRS agents are tasked with disallowing deductions or assessing additional tax, meaning taxpayers need to defend their claims.

Taxpayers have the right to bring anyone (family, friend, accountant, attorney) with them to an IRS audit without needing a formal power of attorney.

you can bring anyone with you to the audits you don't need power of attorney you can have power of attorney so you can bring anyone family friend your accountants your attorney whoever so you can bring anybody with you and you don't need power of attorney

Taxpayers have the right to bring anyone (family, friend, accountant, attorney) with them to an IRS audit without needing a formal power of attorney.

Taxpayers attending an in-person audit must bring all documentation explicitly requested in the audit notice.

this is what you need to bring with you to the examination so whatever is listed please bring this

Taxpayers attending an in-person audit must bring all documentation explicitly requested in the audit notice.

this is what you need to bring with you to the examination so whatever is listed please bring this

Expense categories not explicitly listed in the audit notice should not be a concern for the taxpayer as they are considered off-topic by the IRS.

the ones the categories that are not listed you don't even need to worry about them they're not interested in it that's off topic

Expense categories not explicitly listed in the audit notice should not be a concern for the taxpayer as they are considered off-topic by the IRS.

the ones the categories that are not listed you don't even need to worry about them they're not interested in it that's off topic

Schedule C (sole proprietorship) are audited frequently, and typically only a few of the numerous expense categories are targeted, not all of them.

Schedule C is a sole proprietorship or independent contractor or basically a small business owner that's unincorporated so if you have Schedule C you know you're gonna probably have ten or fifteen or twenty expense categories they're most likely they are only gonna be targeting a handful of those

Schedule C (sole proprietorship) are audited frequently, and typically only a few of the numerous expense categories are targeted, not all of them.

IRS agents typically do not review an entire tax return or schedule during an audit; they focus on specific 'bits and pieces' within those sections.

generally from what I've seen they're not gonna list everything they don't want to go through your whole tax return no even if it's a certain schedule or a certain page they're they don't even they're not interested in the whole page or schedule they're only interested in bits and pieces of that portion of that schedule

IRS agents typically do not review an entire tax return or schedule during an audit; they focus on specific 'bits and pieces' within those sections.

When scheduling an in-person IRS audit, it is important to make the appointment and arrive on time to avoid upsetting the IRS.

please schedule an appointment and show up on the point that you don't want to get the IRS upset so schedule appointment show up on time on that day

When scheduling an in-person IRS audit, it is important to make the appointment and arrive on time to avoid upsetting the IRS.

please schedule an appointment and show up on the point that you don't want to get the IRS upset so schedule appointment show up on time on that day

In-person IRS audits are presented as a more difficult and complex version of mail audits due to the direct interaction with an agent.

this is basically a more difficult version of the mail correspondent audit because you're gonna be in person with an actual IRS agents so it's gonna be more complex in Mormon fault

In-person IRS audits are presented as a more difficult and complex version of mail audits due to the direct interaction with an agent.

this is basically a more difficult version of the mail correspondent audit because you're gonna be in person with an actual IRS agents so it's gonna be more complex in Mormon fault

It is crucial to stay on topic during an IRS audit response, answering only the questions asked and presenting information in the most favorable light.

stay on topic so just answer the question don't write anything that makes you look bad and try to put yourself in the most favorable light as possible and just stay on topic and write a good answer

It is crucial to stay on topic during an IRS audit response, answering only the questions asked and presenting information in the most favorable light.

stay on topic so just answer the question don't write anything that makes you look bad and try to put yourself in the most favorable light as possible and just stay on topic and write a good answer

When responding to an IRS audit, taxpayers should avoid self-incriminating statements and focus on justifying their claimed deductions or expenses.

don't write anything that makes you look better don't write anything that's gonna self-incriminating when you're responding just know that they're trying to see any reason why you don't deserve that deduction or expense or credit

When responding to an IRS audit, taxpayers should avoid self-incriminating statements and focus on justifying their claimed deductions or expenses.

Historically, when taxpayers claimed an MBA as a job-related expense, the IRS questioned its relation to the job, not the expense occurrence or tuition amount.

before people all before the whole tax world changes people are claiming the MBA deduction as a job-related expense so a lot of times in that situation they were not questioning the tuition amounts they were not questioning did this expense really occur they were questioning is this related to your job

Historically, when taxpayers claimed an MBA as a job-related expense, the IRS questioned its relation to the job, not the expense occurrence or tuition amount.

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we're gonna have a two hundred dollar Amazon gift card giveaway it's gonna be completely randomized we're gonna do it on live stream if you want to participate in that for absolutely free all you need to do is subscribe give us a thumbs up and leave any comment below if you do the trifecta then you will be automatically entered into our random giveaway so that'll occur later on the year after tax season when we're less busy of course

A $200 Amazon gift card giveaway will be conducted via a randomized live stream. To enter, participants must subscribe, give a thumbs up, and leave a comment.

In an audit of a Schedule C business, the IRS might question the validity of business meal expenses, not just the receipts, but whether the claim is appropriate.

let's just say you're your small business you're your Schedule C sole proprietorship is getting audited and they're questioning your meals expense your business meals expense they're not questioning your receipts they're questioning you claim this as your meals expense

In an audit of a Schedule C business, the IRS might question the validity of business meal expenses, not just the receipts, but whether the claim is appropriate.

Married filing jointly individuals with a mortgage below $350,000 and modest charitable contributions are likely to use the standard deduction. However, those with a mortgage above $350,000, significant charitable contributions, or qualifying medical expenses may need to itemize deductions.

so if you are a married person and you do not have a mortgage greater than three hundred and fifty thousand dollars and you do not make a wild amount of charitable contributions then you will most likely ignore this section as well 4b you'll ignore this the reason why I say that is that the standard deduction for married filing jointly it's going to be just above $24,000 in that situation if your mortgage interest is not above about $14,000 then you're probably going to use the standard deduction so I'm just assuming assumptions here that if you have a $350,000 mortgage you know and the interest rate that you receive is about four percent then the mortgage interest will be about fourteen thousand you'll have property taxes state taxes paid but that will be capped at ten thousand so that'll get you to the equivalent of the standard deduction amount of about twenty four thousand so if you do not have mortgage above three hundred fifty thousands and you are not making a lot of charitable contributions then you're most likely just gonna leave this blank but if you have a mortgage above three hundred fifty thousands or you have a lot of tradable contributions or a combination or you have a lot of medical expenses that qualify then yeah you're going to be working you're going to want to use the deductions worksheet on page three for more details

For verifying the reality of expenses, deductions, or credits, the IRS often requires receipts or other supporting documentation, with receipts being the preferred form.

sometimes they just want you to prove that the that the expenses or the deductions or credits are real in that situation they're gonna be looking for just receipts any kind of documentation receipts are always the best

For verifying the reality of expenses, deductions, or credits, the IRS often requires receipts or other supporting documentation, with receipts being the preferred form.

Single filers with a mortgage exceeding $100,000 are likely to itemize deductions, as the combined mortgage interest, property taxes, and potential state taxes may exceed the standard deduction.

so if you're single and you have a mortgage of over a hundred thousand dollars you will most likely need to fill out step four section B this deduction section because the reason why I say that is because I'm guessing that you have more than $100,000 loan and your interest rate is probably around three and a half percent four and a half percent so about approximately 4% so in that situation you're gonna have mortgage interest I'm also assuming that you're going to have property taxes and perhaps in most situations you'll have state taxes paid if you live in one of the states that pay state income taxes maybe you have some charitable contributions as well but regardless I think that you're going to be above the standard deduction amounts so in that case you're gonna be itemizing your deductions so that's why I say if you have a mortgage if you have a home and a mortgage of above a hundred thousand you're most likely going to be itemizing as a single person

Single filers with a mortgage exceeding $100,000 are likely to itemize deductions, as the combined mortgage interest, property taxes, and potential state taxes may exceed the standard deduction.

Making estimated tax payments throughout the year will save self-employed individuals from potential interest and penalties from the IRS.

send them in throughout the course of the year as estimated tax payments why it's because you'll save money on interest in penalties if you don't do estimated tax payments most likely you're gonna get charged interest in penalties

Making estimated tax payments throughout the year will save self-employed individuals from potential interest and penalties from the IRS.

If your total itemized deductions exceed the standard deduction, you should account for this in Step 4(b) on the W-4 form.

If your total itemized deductions exceed the standard deduction, you should account for this in Step 4(b) on the W-4 form.

Beyond existence, IRS audits may question the relevance or eligibility of claimed deductions to the taxpayer's specific situation.

these deductions that you claimed we acknowledge that they're real but are they relevant to you to your situation or do you deserve them

Beyond existence, IRS audits may question the relevance or eligibility of claimed deductions to the taxpayer's specific situation.

these deductions that you claimed we acknowledge that they're real but are they relevant to you to your situation or do you deserve them

IRS audits often focus on verifying if claimed deductions are legitimate and actually exist, rather than being fictitious.

they're generally gonna be looking for two things one or the other or both they're going to be seeing if the deductions that you claimed are real whether they really exist or did you just create them out of thin air they've totally fictitious

IRS audits often focus on verifying if claimed deductions are legitimate and actually exist, rather than being fictitious.

Income such as interest, dividends, retirement income, and capital gains, where taxes are not withheld, should be reported in Step 4(a) to ensure proper tax adjustments.

here is step for a other income this is asking for the most common types of income where you have taxable income but you know taxes are withheld you know that's gonna include interest income dividend income you know a lot of times on retirement income in capital games too so take that into consideration and if you have those types of income you want to input that here to make up for the fact that you have taxable income and you're not withholding any taxes

Income such as interest, dividends, retirement income, and capital gains, where taxes are not withheld, should be reported in Step 4(a) to ensure proper tax adjustments.

A $500 tax credit may be available for qualifying parents who live with and are cared for by the taxpayer.

dependents you know a popular one you know more common one would be qualifying parents so you take care of your parents they live with you you know you you can get a credit for five hundred dollars if that's a situation you didn't put that here

A $500 tax credit may be available for qualifying parents who live with and are cared for by the taxpayer.

In Chicago, an S corporation will pay an additional corporate tax at a rate of 1.5%.

if you're in Chicago your corporation your S corporation will pay an additional corporate tax at a rate of 1.5%

In Chicago, an S corporation will pay an additional corporate tax at a rate of 1.5%.

if you're in Chicago your corporation your S corporation will pay an additional corporate tax at a rate of 1.5%

Missing the deadline for a mail audit can lead to resolving the issue in tax court, which is described as a disaster.

if you missed that deadline you're talking about resolving this Intex courts that's a disaster you don't want to end up there

Missing the deadline for a mail audit can lead to resolving the issue in tax court, which is described as a disaster.

if you missed that deadline you're talking about resolving this Intex courts that's a disaster you don't want to end up there

Individuals may qualify for a $2,000 tax credit per child under age 17, provided their income does not exceed $200,000 (or $400,000 for married filing jointly).

for each child you're gonna get a $2,000 credits that's if your income limits apply if your income will be 200,000 or 400,000 if you're filing married filing jointly then this will be applicable to you if you're above those income levels this will be in applicable to you unless you're typing in or and putting all their credits so again the reason why they have these labeled here is because these are the most common ones so if you have qualifying children and these income limits apply to you you fall under or you qualify then this will be applicable to you so if you have children or under the age 17 you get a $2,000 credit per child so if you have two children the you would enter in 4,000

Individuals may qualify for a $2,000 tax credit per child under age 17, provided their income does not exceed $200,000 (or $400,000 for married filing jointly).

Taxpayers should not miss the deadline for responding to a mail audit, as they are typically given 4-6 weeks to respond.

don't miss the due date there is no reason why you should miss the due date you should have got at least three weeks it's probably four to six weeks from the deadline that they're requesting

Taxpayers should not miss the deadline for responding to a mail audit, as they are typically given 4-6 weeks to respond.

don't miss the due date there is no reason why you should miss the due date you should have got at least three weeks it's probably four to six weeks from the deadline that they're requesting

Monthly payroll software costs for an S corporation are expected to be between $25 and $50.

expect a monthly software cost of whatever payroll provider you're choosing expect the monthly software costs about $25 a month to $50 a month

Monthly payroll software costs for an S corporation are expected to be between $25 and $50.

expect a monthly software cost of whatever payroll provider you're choosing expect the monthly software costs about $25 a month to $50 a month

For the year 2020, the maximum income subject to Social Security taxes was $137,700.

in 2020 up to a hundred thirty seven thousand seven hundred is subject to Social Security taxes

For the year 2020, the maximum income subject to Social Security taxes was $137,700.

in 2020 up to a hundred thirty seven thousand seven hundred is subject to Social Security taxes

When both spouses in a married filing jointly situation work, failing to inform the payroll system of the combined income can result in taxes being withheld at a lower rate than appropriate for the combined household income.

and same thing goes with the married filing jointly and both spouses are working it's the same example so if you're making a hundred grands and you do not signify to the payroll system that your spouse also makes 100 grand then they're gonna charge you taxes at a rates of someone only as a household making a hundred grand when they should be charging you taxes or what's holding taxes from you at a rates of someone or a household making 200 grands so you need to signify this to the payroll system and this is the section to do so

In the first year and subsequent years until a three-year track record is established, state unemployment taxes for an S Corp employee typically range from $200-$500 annually, potentially dropping to $30-$50 in some states with a good employment record.

generally you're talking about state unemployment tax is about 200 to 500 dollars a year however depending on the states a lot of states that cost drops down to as low as $30 a year or $50 a year per employee per person if you have a good record of not laying your employees off so it's long as you don't lay yourself off but usually you need to build a track record of about three years for that unemployment cost to be reduced so from your year one and subsequent years until you reach that point expect to pay state unemployment taxes which is an employer tax on yourself for about two hundred to five hundred dollars annually

Failure to report multiple jobs on the W-4 can lead to under-withholding of taxes, as each employer assumes a lower annual income than the actual total.

so let's just say you're working 10 jobs this is extreme let's just say you're working 10 jobs you get 10 w-2s and you make $10,000 at each of those 10 jobs so you're making essentially $100,000 but I each one of those jobs they each think that you're making only $10,000 for the year right so in that case they would be withholding at a very low tax rate because they think you're only making $10,000 for the year but in reality you should be withholding at a higher tax rate because in reality you're making $100,000 so a person making $100,000 should be withholding at a higher tax rates than a person making 10,000 so in that case you need to tell the payroll systems that information that you are working more than one job at a time so if you do not relay this information to them you're gonna be withholding and a much lesser rate than you should you're gonna be under withholding taxes and then you're most likely going to have a tax balance to you when you do your tax return

Failure to report multiple jobs on the W-4 can lead to under-withholding of taxes, as each employer assumes a lower annual income than the actual total.

The definition of Head of Household includes being married and paying over half the costs of maintaining a home for oneself and a qualifying individual, such as a child.

I'm married and pay more than half the costs of keeping up a home for yourself and a qualifying individual a qualifying individual for example would be a child

The definition of Head of Household includes being married and paying over half the costs of maintaining a home for oneself and a qualifying individual, such as a child.

I'm married and pay more than half the costs of keeping up a home for yourself and a qualifying individual a qualifying individual for example would be a child

Field office audits, which are more complex and involve visiting a business's location, will not be discussed.

the third one is a field office visit but that's really regarding businesses that's much more complex where they go to your site of our location and we're not going to be discussing that one

Field office audits, which are more complex and involve visiting a business's location, will not be discussed.

the third one is a field office visit but that's really regarding businesses that's much more complex where they go to your site of our location and we're not going to be discussing that one

The cost for an S corporation tax return ranges from $100-$200 for home software to $500-$2,000 when using an accountant.

if you're gonna buy at home software to do this I mean that's still gonna run you probably about a hundred to two hundred dollars for the software costs or if you're gonna work with an accountant you might be paying five hundred two thousand dollars for this corporate tax return depending on where you live and accountants whatever they're charging it might be less it might be more but that's typically on average what they will be charging for this S corporation tax return

The cost for an S corporation tax return ranges from $100-$200 for home software to $500-$2,000 when using an accountant.

Annual S corporation tax savings between $4,000 and $8,000 are a 'middle ground' where the decision to form an S Corp is not clear-cut and depends on personal preference after weighing pros and cons.

if your tax savings isn't the realm of four thousand seven thousand eight thousand that you know that's kind of a middle ground you know that's that's kind of an area where it's not clear-cut where it's clear-cut bns Clark clear-cut don't be an S corp in that situation you need to just you know it's your purpose personal preference you know to weigh the pros and cons and see whether it's worth it to you

Annual S corporation tax savings between $4,000 and $8,000 are a 'middle ground' where the decision to form an S Corp is not clear-cut and depends on personal preference after weighing pros and cons.

If S corporation tax savings are $10,000-$15,000 annually, the benefits outweigh the costs. Savings of $2,000-$3,000 annually are not worth the S Corp disadvantages.

if you're going to be saving $10,000 $15,000 operating as an S corporation then I would say yes you know these costs of the S corp these disadvantages of the S corp you know it's gonna be totally worth it the benefits will outweigh the costs however in a situation where your tax savings what the S corp will be about you know this is just my opinion if your savings will be about two thousand dollars you know three thousand dollars it won't be worth it

If S corporation tax savings are $10,000-$15,000 annually, the benefits outweigh the costs. Savings of $2,000-$3,000 annually are not worth the S Corp disadvantages.

For the most precise tax withholding calculations, the IRS website offers a questionnaire or estimator.

so if you want the most precise answer to this section then you would go to this URL you'd fill out the questionnaire and then they would output you the answer which you would be putting right here this is all that this leads up to you foresee the extra withholding amounts so the most precise way to do this according to the IRS and according to the form the most accurate way to do this with holding for this step is to go ahead and do it on this IRS website right here

For the most precise tax withholding calculations, the IRS website offers a questionnaire or estimator.

The video will also cover in-person audits where taxpayers meet with an IRS agent at the IRS office.

The second one is in-person audits that's where you go to the IRS office your scheduled appointment you go there and you hash it out in person with an IRS agent

The video will also cover in-person audits where taxpayers meet with an IRS agent at the IRS office.

The second one is in-person audits that's where you go to the IRS office your scheduled appointment you go there and you hash it out in person with an IRS agent

It's crucial to accurately withhold taxes on the W-4 form to avoid underpayment penalties or overpayment, which is like an interest-free loan to the government.

you do not want to be under withholding your taxes because if you do then you're gonna find out that you have a tax balance to do when you do your tax return and you also might be subject to penalties and on the flip side you do not want to be wildly over paying your taxes you don't want to be paying too much taxes because if you do yes you'll get that refunded back to you if you if you withhold more than you should have you'll get that refunded back to you when you do your tax return that's where your refund comes from however that's like giving an interest-free loan to the government so rather than you just over paying your taxes and waiting for you to recoup that by doing your tax return it's better for you to have that money in your hands in your pockets during the course of the year so you do not want to set the w-4 to under withhold you do not want to set it to over withhold you want to try to get just rights so that's what we're here to do

It's crucial to accurately withhold taxes on the W-4 form to avoid underpayment penalties or overpayment, which is like an interest-free loan to the government.

The video will cover mail audits where all communication is through postal mail.

today we're going to be discussing two types of audits so there are mail audits where all the correspondence is done via mail

The video will cover mail audits where all communication is through postal mail.

today we're going to be discussing two types of audits so there are mail audits where all the correspondence is done via mail

The speaker is discussing IRS audits.

I'm confident it will reach $130,000 by 2025.

The speaker is discussing IRS audits.

I'm confident it will reach $130,000 by 2025.

The channel will be conducting a randomized $200 Amazon gift card giveaway for subscribers who like the video and leave a comment, to be held on a livestream after tax season.

The channel will be conducting a randomized $200 Amazon gift card giveaway for subscribers who like the video and leave a comment, to be held on a livestream after tax season.

The W-4 form for 2020 is a new and updated version, significantly different from the 2019 version.

this is the most updated and newest version this is completely different than the w-4 form 2019 so this is brand new

The W-4 form for 2020 is a new and updated version, significantly different from the 2019 version.

this is the most updated and newest version this is completely different than the w-4 form 2019 so this is brand new

Married individuals with a mortgage below $350,000 and without significant charitable contributions will likely use the standard deduction, as their deductible expenses are unlikely to exceed the $24,000+ standard deduction for married filing jointly.

if you are a married person and you do not have a mortgage greater than three hundred and fifty thousand dollars and you do not make a wild amount of charitable contributions then you will most likely ignore this section as well 4b you'll ignore this the reason why I say that is that the standard deduction for married filing jointly it's going to be just above $24,000 in that situation if your mortgage interest is not above about $14,000 then you're probably going to use the standard deduction

Single individuals with a mortgage over $100,000 are likely to itemize deductions due to mortgage interest, property taxes, and potentially state taxes and charitable contributions exceeding the standard deduction.

if you are single and you have a mortgage of over a hundred thousand dollars you will most likely need to fill out step four section B this deduction section because the reason why I say that is because I'm guessing that you have more than $100,000 loan and your interest rate is probably around three and a half percent four and a half percent so about approximately 4% so in that situation you're gonna have mortgage interest I'm also assuming that you're going to have property taxes and perhaps in most situations you'll have state taxes paid if you live in one of the states that pay state income taxes maybe you have some charitable contributions as well but regardless I think that you're going to be above the standard deduction amounts so in that case you're gonna be itemizing your deductions

Taxpayers should report other taxable income sources like interest, dividends, retirement income, and capital gains on the W-4 to ensure taxes are withheld appropriately.

other income this is asking for the most common types of income where you have taxable income but you know taxes are withheld you know that's gonna include interest income dividend income you know a lot of times on retirement income in capital gains too so take that into consideration and if you have those types of income you want to input that here to make up for the fact that you have taxable income and you're not withholding any taxes

Taxpayers should report other taxable income sources like interest, dividends, retirement income, and capital gains on the W-4 to ensure taxes are withheld appropriately.

A $500 tax credit may be available for qualifying parents who live with and are cared for by the taxpayer.

qualifying parents so you take care of your parents they live with you you know you you can get a credit for five hundred dollars if that's a situation you didn't put that here

A $500 tax credit may be available for qualifying parents who live with and are cared for by the taxpayer.

qualifying parents so you take care of your parents they live with you you know you you can get a credit for five hundred dollars if that's a situation you didn't put that here

If the IRS receives a tax form (e.g., for investment income, stock sales, interest income, W2-Gs) but it's not reported on the taxpayer's return, it will trigger an IRS letter and potentially an audit.

if you receive that tax form then so do the IRS so if you don't report that you know they're gonna say this taxpayer received this income on this tax form and it's in our system but they didn't report it

Individuals with children under 17 qualify for a $2,000 tax credit per child; two children would result in a $4,000 credit.

if you have children or under the age 17 you get a $2,000 credit per child so if you have two children the you would enter in 4,000

Individuals with children under 17 qualify for a $2,000 tax credit per child; two children would result in a $4,000 credit.

if you have children or under the age 17 you get a $2,000 credit per child so if you have two children the you would enter in 4,000

Claiming 30% or 40% of home space exclusively for business use in a home office deduction is considered pushing boundaries and increases audit risk.

if you're going to claim something like 30 percent or even 40 percent you're really pushing the boundaries

Claiming 30% or 40% of home space exclusively for business use in a home office deduction is considered pushing boundaries and increases audit risk.

if you're going to claim something like 30 percent or even 40 percent you're really pushing the boundaries

Claiming 20,000 miles for business travel is considered high for a bookkeeper but not for professions like sales or real estate agents.

if you are in sales or if you're a broker like a real estate agent then twenty thousand miles does not seem high however if you are a bookkeeper and you tell me 20 thousand miles yes that seems very high

Claiming 20,000 miles for business travel is considered high for a bookkeeper but not for professions like sales or real estate agents.

A $2,000 tax credit per child is available for dependents, provided income limits (below $200,000 for single filers, $400,000 for married filing jointly) are met.

A $2,000 tax credit per child is available for dependents, provided income limits (below $200,000 for single filers, $400,000 for married filing jointly) are met.

Depreciation recapture from rental properties is taxed at a 25% rate.

depreciation recapture and that's taxed at 25 percent

Depreciation recapture from rental properties is taxed at a 25% rate.

depreciation recapture and that's taxed at 25 percent

The most precise way to determine tax withholding for complex situations (like multiple jobs or dual-income households) is to use the questionnaire on the IRS website.

The most precise way to determine tax withholding for complex situations (like multiple jobs or dual-income households) is to use the questionnaire on the IRS website.

A flipped home is considered inventory for a business, not an investment, when conducting a flip transaction.

the house is like your inventory so it's a business it's not an investment

A flipped home is considered inventory for a business, not an investment, when conducting a flip transaction.

the house is like your inventory so it's a business it's not an investment

Deducting $20,000 in meal expenses when sales are only $50,000 is considered very high and a significant audit risk.

if you tell me or if you ask me there's 20,000 and meals sounds too high is that a red flag the answer is with just that variable that gross of value I can't give you a yes or no so let's say your sales are $50,000 then if you tell me 20,000 and meals yes that sounds very high and that would be an auto risk

Deducting $20,000 in meal expenses when sales are only $50,000 is considered very high and a significant audit risk.

Reporting a net profit of exactly zero, where sales equal deductions, is considered suspicious and an audit risk.

when you have your sales and your deductions equal exactly out to zero that looks fishy

Reporting a net profit of exactly zero, where sales equal deductions, is considered suspicious and an audit risk.

when you have your sales and your deductions equal exactly out to zero that looks fishy

If both spouses in a married filing jointly situation do not inform payroll of their combined income, taxes will be withheld at a lower rate than appropriate for their total household earnings.

if you're making a hundred grands and you do not signify to the payroll system that your spouse also makes 100 grand then they're gonna charge you taxes at a rates of someone only as a household making a hundred grand when they should be charging you taxes or what's holding taxes from you at a rates of someone or a household making 200 grands

If both spouses in a married filing jointly situation do not inform payroll of their combined income, taxes will be withheld at a lower rate than appropriate for their total household earnings.

Home flip profits will be reported as ordinary income on Schedule C, not as capital gains on Schedule D.

it's not going to go on the the Schedule D it's not going to be a capital gain it's gonna be regular ordinary income on the Schedule C

Home flip profits will be reported as ordinary income on Schedule C, not as capital gains on Schedule D.

it's not going to go on the the Schedule D it's not going to be a capital gain it's gonna be regular ordinary income on the Schedule C

Failing to inform payroll systems about multiple jobs can lead to underwithholding taxes and a tax balance due at tax return time.

if you do not relay this information to them you're gonna be withholding and a much lesser rate than you should you're gonna be under withholding taxes and then you're most likely going to have a tax balance to you when you do your tax return

Failing to inform payroll systems about multiple jobs can lead to underwithholding taxes and a tax balance due at tax return time.

Deducting round, 'clean' figures for expenses like $1,000 for cell phone, $2,000 for supplies, or $5,000 for travel will be flagged by IRS algorithms as likely fabricated.

if you are trying to deduct let's say your cell phone if you write cell phone expense 1,000 supplies expense 2,000 travel expense 5,000 it becomes blatantly obvious that it's just made up

Deducting round, 'clean' figures for expenses like $1,000 for cell phone, $2,000 for supplies, or $5,000 for travel will be flagged by IRS algorithms as likely fabricated.

if you are trying to deduct let's say your cell phone if you write cell phone expense 1,000 supplies expense 2,000 travel expense 5,000 it becomes blatantly obvious that it's just made up

Section 2 of the W-4 form is applicable to individuals who are married filing jointly with both spouses working, or single individuals holding more than one job.

if you are single and you do not have more than one job or you do not have more than one job then you can skip this section and you can move along and if you're married filing jointly and only one spouse is working then you can move along you can go to this section of the video please skip ahead this is in applicable to you for everyone else please stay tuned so you're here because you're still watching this portion of the video if you're married filing jointly and you and your spouse are both working or you're single and you hold more than one job at a time

Section 2 of the W-4 form is applicable to individuals who are married filing jointly with both spouses working, or single individuals holding more than one job.

Profits from home flips will be taxed at ordinary income rates and subject to self-employment tax, not capital gains rates.

it's taxed at regular ordinary income rates and it's subject to self-employment tax as well

Profits from home flips will be taxed at ordinary income rates and subject to self-employment tax, not capital gains rates.

it's taxed at regular ordinary income rates and it's subject to self-employment tax as well

The W-4 form is used to determine the amount of taxes withheld from each paycheck.

this form the w-4 this is what determines how much taxes to withhold from each and every one of your paychecks

The W-4 form is used to determine the amount of taxes withheld from each paycheck.

this form the w-4 this is what determines how much taxes to withhold from each and every one of your paychecks

The W-4 form discussed in the video is the 2020 version, which is brand new and significantly different from the 2019 version.

this is the most updated and newest version this is completely different than the w-4 form 2019 so this is brand new

The W-4 form discussed in the video is the 2020 version, which is brand new and significantly different from the 2019 version.

this is the most updated and newest version this is completely different than the w-4 form 2019 so this is brand new

Overwithholding taxes results in an interest-free loan to the government; it's preferable to have the money in hand throughout the year rather than receiving it as a refund.

on the flip side you do not want to be wildly over paying your taxes you don't want to be paying too much taxes because if you do yes you'll get that refunded back to you if you if you withhold more than you should have you'll get that refunded back to you when you do your tax return that's where your refund comes from however that's like giving an interest-free loan to the government so rather than you just over paying your taxes and waiting for you to recoup that by doing your tax return it's better for you to have that money in your hands in your pockets during the course of the year

Overwithholding taxes results in an interest-free loan to the government; it's preferable to have the money in hand throughout the year rather than receiving it as a refund.

Any expense or your expenses related to your self-employment activity you know if if they're related use them as deductions because deductions they're gonna reduce your taxable income and it's ultimately saving you money

Underwithholding taxes can lead to a tax balance and potential penalties during tax return filing.

Underwithholding taxes can lead to a tax balance and potential penalties during tax return filing.

Self-employed individuals should report their income on Schedule C of their Form 1040.

you're reporting your income on your individual income tax return the 1040 you're reporting it on Schedule C that's where it goes your self-employment income Schedule C

Self-employed individuals should report their income on Schedule C of their Form 1040.

you're reporting your income on your individual income tax return the 1040 you're reporting it on Schedule C that's where it goes your self-employment income Schedule C

Making estimated tax payments throughout the year will save self-employed individuals money on interest and penalties that would otherwise be charged for not doing so.

Making estimated tax payments throughout the year will save self-employed individuals money on interest and penalties that would otherwise be charged for not doing so.

Commissions paid to brokers or third parties for placing tenants in rental properties are deductible and frequently missed.

8 years ago

the Commission's the broker commissions usually will charge one month's rents you know that's that's very standard so in that case you want to make sure you get a deduction for that so please keep in mind that those Commission that you pay to a third party or any third party would be a deduction so please keep that in mind because we see that miss them very frequently

Commissions paid to brokers or third parties for placing tenants in rental properties are deductible and frequently missed.

If landlords pay for utilities for their residential rental properties, even if tenants pay for others, these paid utilities are deductible and should not be overlooked.

the four-year residential rental property utilities a lot of times we get our clients saying no the tenants pay for everything well a lot of times I guess okay the TENS pay for the water and they're oh no you're right you know they pay for electricity they pay for the Internet they pay for the heat gas but oh you know what you're you're still stuck paying the the water bill so if you're paying to get a deduction for it so don't overlook that so make sure you have all the utilities

If landlords pay for utilities for their residential rental properties, even if tenants pay for others, these paid utilities are deductible and should not be overlooked.

Insurance expenses, including liability or landlord policies, associated with residential rental properties are often missed deductions and should be claimed.

insurance even though that sounds very straightforward it's actually very surprising how many times people miss the insurance expense because sometimes it's on your sometimes it's on your 1098 sometimes it's on your escrow sometimes people just forget about it you know could be here a year liability policy a landlord policy or whatever it may be but basically any kind of a shirt insurance associated with your residential rental property it would be of course introduction so please don't miss that

Insurance expenses, including liability or landlord policies, associated with residential rental properties are often missed deductions and should be claimed.

Monthly association fees for the upkeep and general maintenance of residential rental properties are fully deductible.

association fees so association fees this is in reference to the monthly association fees that you would be paying for upkeep general maintenance you know these would be deductible in full for your residential rental property

Monthly association fees for the upkeep and general maintenance of residential rental properties are fully deductible.

Depreciation on residential rental properties, including additions or improvements with a useful life of 27.5 years, is a frequently missed tax deduction.

it's depreciation its depreciation of your home in general its depreciation of addition or an improvement so basically depending on the useful life of your property or the asset that you place into service you know could be five-year property it could be 50 your property or improvement to the property itself which is 27 and a half residential rental properties this is a category that we surprisingly see missed quite frequently

Depreciation on residential rental properties, including additions or improvements with a useful life of 27.5 years, is a frequently missed tax deduction.

Special assessments for rental properties, such as for elevator or roofing repairs, are often missed deductions and should be deducted.

special assessments we're all familiar with association fees either for condos for townhomes but basically there's a special assessments these might be semiannual this might be annual this might be once in a blue moon you know this could be anything from an elevator repair to the roofing repair to something special basically it's a special assessment so if something like this happens definitely want to deduct it

Special assessments for rental properties, such as for elevator or roofing repairs, are often missed deductions and should be deducted.

Refinancing costs related to loans for rental properties are frequently missed tax deductions.

refinancing costs these are for when you refinance alone you get the the closing statements and this is called amortization other financing chemist's so that is one of the highly winding where frequently missed tax deductions that we see for rental properties

Refinancing costs related to loans for rental properties are frequently missed tax deductions.

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Prediction Statistics by Year

Year

Total

Correct

Wrong

Pending

Unrated

Accuracy

2026

Total

Correct

Wrong

Pending

Unrated

Accuracy

100.0%

2026

100.0%

2025

Total

850

Correct

330

Wrong

170

Pending

350

Unrated

Accuracy

66.0%

2025

850

330

170

350

66.0%

2024

Total

Correct

Wrong

Pending

Unrated

Accuracy

64.7%

2024

64.7%

2023

Total

170

Correct

Wrong

Pending

170

Unrated

Accuracy

N/A

2023

170

N/A

2022

Total

Correct

Wrong

Pending

Unrated

Accuracy

N/A

2022

N/A

2021

Total

Correct

Wrong

Pending

Unrated

Accuracy

N/A

2021

N/A

2020

Total

173

Correct

Wrong

Pending

173

Unrated

Accuracy

N/A

2020

173

N/A

2019

Total

112

Correct

Wrong

Pending

112

Unrated

Accuracy

N/A

2019

112

N/A

2018

Total

Correct

Wrong

Pending

Unrated

Accuracy

N/A

2018

N/A

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TAX ADVICE for People Making UNDER $40,000 a Year

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TAX ADVICE for People Making UNDER $40,000 a Year