ilmscore | Credit Card Rewards Predictions
N/A
Accuracy

Recent Predictions

Total: 37
Correct: 5
Incorrect: 0
Pending: 32
Unrated: 0
Prediction
Author
Predicted at
Status
Video
The Access Magnus Burgundy credit card allows earning points on rent payments up to a maximum of 50,000 Indian Rupees per month.
"Second is the Access Magnus Burgundy. You can spend on rent and earn points up to 50,000 of rent in ..."
Apr 16, 2025
Correct
40,000 credit card points from the American Express Platinum Travel Card are valued at 40,000 Indian Rupees, with potential value ranging from 20,000 to 50,000 Indian Rupees.
"40,000 points is equal to 40,000 rupees. Between 20 to even 50,000 rupees."
Apr 16, 2025
Correct
Vistara credit cards offered a business class ticket for every 1.5 lakh Indian Rupees spent.
"Last year Vistara cards used to be great. Every 1 and a half lakh you spend you get a business class..."
Apr 16, 2025
Correct
Spending 100 rupees on the described credit card yields 8 rupees in value when redeemed for AOR hotels.
"So that means for every 100 rupees that I spend I'm getting 8 rupees back in AOR hotels."
Apr 11, 2025
Pending
The credit card offers a 7.2% return rate when used at Raffles (record appears to be a transcription error for Raffles based on context).
"the return rate on this card if you tap it is 7.2% if you're using it at record."
Apr 11, 2025
Pending
Spending 15 lakh rupees on the card earns 50-60k points, which translates to 60,000 Accor points after transfer, valued at 1.2 lakh rupees.
"So I spend around 15 lakh rupees on this card. Okay. And I earn about 50 60,000 points. Now the cap ..."
Apr 11, 2025
Pending
Annual credit card reward points can be worth 75,000 to 1 lakh rupees, potentially covering vacation expenses.
"You can easily get credit card reward points up to 75,000 rupees to one lakh which you can use for y..."
Mar 27, 2025
Correct
Annual credit card rewards can be worth 75,000 to 1 lakh rupees, potentially covering vacation expenses.
"You can easily get credit card reward points up to 75,000 rupees to one lakh which you can use for y..."
Mar 27, 2025
Correct
Annual credit card rewards can amount to 75,000 to 1 lakh rupees, potentially covering vacation expenses.
"You can easily get credit card reward points up to 75,000 rupees to one lakh which you can use for y..."
Mar 27, 2025
Pending
Author plans to create a separate video or blog post in the future detailing how to maximize credit card points.
"I actually might make a video a completely separate video on that in the future or perhaps a blog po..."
Mar 7, 2024
Pending
Credit card rewards were used to pay for a one-week trip to Jamaica.
"my credit card rewards paid for my entire onee trip to Jamaica"
Dec 10, 2023
Pending
Credit cards with at least a 1% cash back reward program offer effectively a discount on all purchases.
"at a minimum you're going to get a one percent cash back offer so this is how it works when you use ..."
May 22, 2023
Pending
In cases where a newly opened restaurant offers credit card rewards to acquire customers, the restaurant is expected to bear 100% of the reward cost, or at least a significant majority, rather than the credit card company.
"100% of the reward will be born by the restaurant if they have a good bargaining power it can be som..."
Apr 1, 2023
Pending
When a brand like Samsung partners with credit card companies for cashback offers on product purchases, it's typically the brand that bears the cost as a customer acquisition strategy, not the credit card company, dealer, or customer.
"Samsung generally has tie up with different different credit card companies for example this month t..."
Apr 1, 2023
Pending
When a retailer like Dmart offers festive cashback promotions with credit card companies, Dmart is likely to bear the cost as a customer retention strategy, especially during peak shopping times like Diwali.
"Dmart ties up with ICICI credit card or HDFC credit card or with any other credit card company then ..."
Apr 1, 2023
Pending
In strategic partnerships between major brands and credit card companies, such as Amazon and ICICI, the cost of rewards or cashback may be shared between the two entities, with the exact percentage determined by their respective bargaining power.
"There could be a sharing it could be like let us say the reward or let us say whatever is a cashback..."
Apr 1, 2023
Pending
The Starbucks Rewards Visa offers 1-3 stars per dollar spent, depending on the purchase location.
"You'll also get anywhere between one and three stars depending on where you spend your money."
Aug 8, 2022
Pending
The Starbucks Rewards Visa is only financially beneficial for very frequent Starbucks customers.
"So, long story short, yes, you could absolutely make this card worth it if you go to Starbucks on an..."
Aug 8, 2022
Pending
The Chase Freedom Flex offers a $200 bonus for spending $500 in 3 months and 10x points at Starbucks in the summer, equivalent to a 10% ROI.
"For instance, the Chase Freedom Flex just straight up gives you $200 cash when you spend $500 in the..."
Aug 8, 2022
Pending
The American Express Gold card offers 4x points at restaurants, which can be used for coffee at any shop, unlike the Starbucks card.
"There's also the American Express Gold card that automatically gives you four times points per dolla..."
Aug 8, 2022
Pending
To break even on the Credit One Platinum Visa's 1% reward, one would need to spend $9,900 annually at select merchants.
"Now, it's not their 24% interest, 8% cash advance charge, or $39 late fee that bothers me the most. ..."
Aug 8, 2022
Pending
The Discover it Secured card offers no annual fee, 1-2% cash back, and first-year rewards matching.
"I was able to cancel my Credit One credit card within about a year from opening it, and it's been ov..."
Aug 8, 2022
Pending
The Continental Finance Mastercard has no rewards and incurs significant fees, including a setup fee, monthly maintenance fee, and late payment fee, making the total annual cost up to $199.
"So, if you're interested, get started today by clicking the link down below in the description and s..."
Aug 8, 2022
Pending
The Bank of America Cash Rewards card offers a $200 bonus, 0% interest for 15 months, and up to 3% cash back with no annual fee.
"For instance, the Bank of America Cash Rewards card, which gives you a $200 cash bonus when you spen..."
Aug 8, 2022
Pending
The Mastercard Black Card's advertised 2% airfare redemption is misleading because it's based on one point per dollar spent, resulting in a lower effective return.
"Let's start with the 2% airfare redemption. Yes, it is true that you will get 2% back when redeeming..."
Aug 8, 2022
Pending
The Starbucks Rewards Visa offers stars for purchases, redeemable for Starbucks items, but has a $49 annual fee.
"With this, you'll get stars for every dollar you spend on eligible Starbucks purchases. From there, ..."
Aug 8, 2022
Pending
The Mastercard Black Card offers only $20 in value for $1,000 spent on travel due to its one point per dollar structure.
"On the other hand, with the Mastercard Black Card, sure, you get a 2% redemption rate, but when they..."
Aug 8, 2022
Pending
The Citi Double Cash card offers unlimited 2% cash back with no annual fee, making it superior to the Mastercard Black Card's 1.5% cash back.
"Yes, you get 1 and 12% cash back, but if that's what you really wanted, you would be much better off..."
Aug 8, 2022
Pending
The Mastercard Black Card's emphasis on its weight is highlighted as an irrelevant feature compared to its rewards.
"They also show off the card's weight, like what? I didn't even know there was a competition to see w..."
Aug 8, 2022
Pending
The Mastercard Gold Card includes a complimentary subscription to Luxury Magazine, featuring artist's work on covers.
"They also offer you a complimentary subscription to Luxury Magazine, where each issue showcases an a..."
Aug 8, 2022
Pending
The Mastercard Gold Card does not offer a signup bonus, which is unusual for cards in its price range, where bonuses typically range from $750 to $1,500.
"They don't even offer you a signup bonus unlike every other credit card at this price point, which i..."
Aug 8, 2022
Pending
The Mastercard Gold Card offers the same 2% airfare and cash back redemption as the Black Card, but with a $200 travel credit instead of $100.
"With this premium price, you'll get all the benefits of the exact same 2% redemption on airfare as t..."
Aug 8, 2022
Pending
The Mastercard Gold Card's $500 higher annual fee compared to the Black Card offers only a $100 travel credit increase and 0.5% more cash back.
"So, wait, let me get this straight. You pay $500 more a year for a $100 additional travel credit and..."
Aug 8, 2022
Pending
To justify the $400 price difference between the Mastercard Black and Gold cards, one would need to spend an additional $80,000 annually.
"You do realize that just to make up for that extra $400 difference between cards, you would have to ..."
Aug 8, 2022
Pending
Spending $1,000 on travel with the Chase Sapphire Reserve yields $45 in value at a 1.5% redemption rate.
"Take the Chase Sapphire Reserve for example. If you spend $1,000 on travel, you will get 3% back in ..."
Aug 8, 2022
Pending
The first year benefits of the Starbucks Rewards Visa could be worth up to $312 in free coffee.
"So, in the first year, you could get all the way up to $312 worth of free Starbucks coffee."
Aug 8, 2022
Pending
Maximizing rewards on the Starbucks Rewards Visa involves using the app, potentially yielding an equivalent of 4% back.
"And to maximize the rewards, you'll have to load money into the Starbucks app and then use that to b..."
Aug 8, 2022
Pending