ilmscore | Financial Behavior Change Predictions
Fin

Financial Behavior Change

Topic
N/A
Accuracy

Recent Predictions

Total: 3
Correct: 0
Incorrect: 0
Pending: 3
Unrated: 0
Prediction
Author
Predicted at
Status
Video
The speaker predicts that after successfully adhering to a tight budget for 2-3 months, the guest will be in a position to consider bankruptcy to eliminate most of their debt, with the exception of their car loan, signifying a behavioral change leading to financial restructuring.
"Number three, change up your behavior for 3 months. Follow this budget, you'll be underwater by eigh..."
Caleb Hammer Caleb Hammer
Dec 12, 2025
Pending
This Has Never Happe...
Without a fundamental change in spending behavior, any debt relief efforts like consolidation or balance transfers will be futile, as the individual is predicted to rack up debt again.
"If you do not change your behavior before a consolidation, before paying off with a, you know, a per..."
Caleb Hammer Caleb Hammer
Aug 22, 2025
Pending
Gaslighting. Toxic. ...
The speaker predicts that the individual's path to homeownership is at least 10 years away and contingent on either changing her behavior or going through bankruptcy.
"change your behavior going through bankruptcy, but house isn't even in the consideration for minimum..."
Caleb Hammer Caleb Hammer
Aug 22, 2025
Pending
Gaslighting. Toxic. ...