ilmscore | Financial Literacy Predictions
N/A
Accuracy

Recent Predictions

Total: 23
Correct: 2
Incorrect: 0
Pending: 21
Unrated: 0
Prediction
Author
Predicted at
Status
Video
A fully funded 6-month emergency fund provides financial freedom and flexibility, allowing for investments, spending, and managing emergencies without derailing progress. The couple is discussing whether 2 or 3 months is sufficient, but the recommendation is 6 months.
"The emergency fund is just savings account that is just never touched aside. Mhm. Okay. Cuz that giv..."
Dec 29, 2025
Correct
The speaker aims to provide actionable habits to significantly improve viewers' financial literacy by the year 2026.
"So, in this video, I wanted to share with you easy habits that will make you outrageously financiall..."
Dec 28, 2025
Pending
The outdated poverty formula fails to account for factors like discipline, financial literacy, and consistent long-term investing, which are crucial for building wealth.
"The old poverty formula can't measure that. It can't measure discipline. It can't measure financial ..."
Dec 15, 2025
Pending
The speaker expresses extreme frustration with the guest's apparent lack of understanding in basic areas like math, numbers, and communication, highlighting a fundamental deficit in financial literacy.
"You don't know maths. You don't know numbers. You don't know words. You don't know conversation. You..."
Nov 21, 2025
Pending
The guest's financial score is extremely low (0.5 out of 10) due to significant debt, no emergency fund, and no retirement or real estate savings. This indicates a critical need for immediate financial intervention and education.
"Spending in a budget. You ever spent zero out of 10 debt? Well, this is as bad as you can get withou..."
Sep 26, 2025
Correct
The speaker predicts that the individual needs to improve their financial score to a 2 out of 10 and join Hammer Elite for financial advice.
"You need to make more money. Two out of 10 is your Hammer financial score. Join Hammer Elite. Come c..."
Jul 25, 2025
Pending
The speaker expresses frustration with individuals who could easily resolve their debt by taking simple, minimal actions.
"Nothing enrages me more like actually makes me defeated than someone that is very clearly able to ge..."
May 16, 2025
Pending
Financial literacy includes understanding concepts like compounding, SIPs, rate of return, and XIRR.
"financial literacy means do you know what compounding is? Do you know what SIP is? You know what rat..."
Apr 19, 2025
Pending
A fundamental financial concept is understanding that money can be earned through labor or capital.
"the first bit of financial education that every single person needs to understand especially if you ..."
Apr 14, 2024
Pending
A fundamental financial concept is understanding that money can be earned through labor or capital.
"the first bit of financial education that every single person needs to understand especially if you ..."
Apr 14, 2024
Pending
A fundamental financial concept is understanding that money can be earned through labor or capital.
"the first bit of financial education that every single person needs to understand especially if you ..."
Apr 14, 2024
Pending
A fundamental financial concept is understanding that money can be earned through labor or capital.
"the first bit of financial education that every single person needs to understand especially if you ..."
Apr 14, 2024
Pending
Formal education systems lack essential financial literacy training.
"there's no Financial education when we're growing up and going to school"
Apr 14, 2024
Pending
A fundamental financial concept is understanding that money can be earned through labor or capital.
"the first bit of financial education that every single person needs to understand especially if you ..."
Apr 14, 2024
Pending
A fundamental financial concept is understanding that money can be earned through labor or capital.
"the first bit of financial education that every single person needs to understand especially if you ..."
Apr 14, 2024
Pending
A fundamental financial concept is understanding that money can be earned through labor or capital.
"the first bit of financial education that every single person needs to understand especially if you ..."
Apr 14, 2024
Pending
Reallocating nearly 3 hours of daily TV time towards learning can enhance earning potential and wealth accumulation.
"if you can convert those almost 3 hours of TV time a day to learning time"
Mar 24, 2024
Pending
Lack of understanding and possession of money leads to debt and financial enslavement.
"Because if you don't understand money and if you don't have money, you become a slave to money becau..."
Mar 3, 2024
Pending
Money should be viewed as a tool to build personal wealth, rather than solely benefiting others.
"you have to know how to use your money as a tool that way you can use your money to make you wealthy..."
Jan 9, 2024
Pending
A shift in understanding is required to recognize the value of investing in oneself and in opportunities that have the potential for greater financial returns.
"until I finally understood that it was very difficult for me to actually go and invest money into me..."
Jan 6, 2024
Pending
Stresses that earning more income is insufficient if one lacks the knowledge to manage it, highlighting the importance of financial education to grow wealth effectively.
"the reality is most people who earn and more end up broke because they don't know what to do with th..."
Dec 25, 2023
Pending
India's financial literacy rate is significantly lower than the global average.
"financial literacy in this country is very low compared to the rest of the world"
Oct 26, 2023
Pending
Formal education lacks crucial financial literacy, leaving most individuals unprepared for the financial world, leading to a paycheck-to-paycheck lifestyle.
"formal education does not include any depth of financial literacy training no trace of budgeting of ..."
May 28, 2023
Pending