ilmscore | Financial Mindset Predictions
N/A
Accuracy

Recent Predictions

Total: 23
Correct: 1
Incorrect: 1
Pending: 21
Unrated: 1
Prediction
Author
Predicted at
Status
Video
The 2025 Trump tariff scare caused a significant and rapid loss in investment value, highlighting the vulnerability of savings and the ineffectiveness of hyper-frugality in such market downturns.
"the Trump tariff scare where the markets fell 25%. I just remember seeing my accounts lose years wor..."
Dec 22, 2025
Incorrect
A fear of appearing broke can lead to poor financial decisions and hinder wealth building.
"It's interesting because confidence is such a internal thing and I just feel like I just probably ju..."
Nov 8, 2025
Correct
The desire to appear rich, driven by a fear of looking broke, is a primary reason many remain poor.
"And ironically, that's the thing that keeps so many people poor for the rest of their life is becaus..."
Nov 8, 2025
Unrated
Speaker expresses a desire to pursue a different path.
"I want to do something different"
May 31, 2024
Pending
A positive and forward-thinking mindset is crucial for success, as a negative mindset can pre-emptively shut down opportunities.
"if you do not have a good mindset if you don't have a positive and a Forward Thinking mindset you wi..."
May 26, 2024
Pending
A negative or 'poor' mindset is identified as the primary obstacle to achieving financial success.
"The biggest disability that you can have is a poor mindset because a poor mindset will stop you from..."
May 26, 2024
Pending
Increasing income from $50,000 to $500,000 annually allows for a significantly larger amount to be saved and invested, even if the spending ratio remains the same.
"if you make $50,000 a year and let's say this Pi represents your $50,000 a year income well you migh..."
May 21, 2024
Pending
The speaker has identified six key financial pitfalls based on extensive research into 'doom spending' articles.
"I've literally read through every single article that I could find on these topics and I've broken t..."
Apr 24, 2024
Pending
True happiness comes from enjoying life without relying on money; money can remove stress but not guarantee happiness.
"if you can enjoy life without money you can life with money because money by itself isn't going to m..."
Apr 3, 2024
Pending
Money is only valuable when used; it should be invested or spent on desired items like Starbucks, provided they are affordable.
"money sitting in a bank doesn't really do anything and you want to be able to enjoy life right if yo..."
Apr 3, 2024
Pending
A 'net zero thinking' approach, where one spends all available money, is detrimental to wealth building.
"The way it works is like this. The majority of people think, okay, I have $100 in my bank account ri..."
Mar 3, 2024
Pending
A lack of belief in one's ability to become wealthy will lead to actions that self-sabotage financial success.
"if you don't believe that you can become wealthy you're going to take actions that will prove that y..."
Feb 9, 2024
Pending
Achieving wealth requires more than verbal desire; it demands a strong commitment, willingness to take risks, and make sacrifices.
"everybody says they want to be wealthy with their mouths but the real question is how bad do you wan..."
Jan 21, 2024
Pending
Achieving wealth requires a deep desire, a willingness to take risks, and a commitment to making sacrifices; simply wanting it verbally is insufficient.
"everybody says they want to be wealthy with their mouths but the real question is how bad do you wan..."
Jan 21, 2024
Pending
A financial rule of thumb is proposed: if you can't afford to buy five of an item, you cannot truly afford to buy one.
"If you cannot buy five of them, you cannot afford one of them."
Jan 7, 2024
Pending
A prediction of how wealthy individuals operate: they earn more to invest, and those investments generate further income, which then allows for a more luxurious lifestyle.
"Wealthy people are working to make more money to buy more Investments and if these Investments are m..."
Jan 7, 2024
Pending
A core principle for affording items is to avoid financing anything that does not generate income; if it's not paying you, you cannot afford to finance it.
"I want you to be able to afford it. That means no more financing something that does not put money i..."
Jan 7, 2024
Pending
The 'rule of five' suggests that if you cannot afford to buy five of an item, you cannot truly afford to buy one of it, emphasizing the importance of not spending all available cash on a single purchase.
"So that means one of the things I like to follow is a simple rule of five, which says if you cannot ..."
Jan 7, 2024
Pending
The ultimate goal of financial discipline is not perpetual frugality, but rather to gain control of spending to enable investing and wealth building, as simply saving pennies does not lead to wealth.
"The goal is not to live small for the rest of your life. The goal is not to sit there and pinch penn..."
Jan 7, 2024
Pending
A prediction that the spending habits of some individuals directly contribute to the wealth and luxury of others in society.
"If you don't understand this, you're the reason why everybody else gets to drive around in the nice ..."
Jan 7, 2024
Pending
A change in thinking is predicted to lead to changes in actions, which in turn will change the outcomes achieved.
"if you change the way you think it'll change what you do if you change what you do it'll change what..."
Nov 29, 2023
Pending
The speaker's family replaced the phrase 'I can't afford it' with 'How am I going to afford it?' to encourage a problem-solving mindset around desired purchases.
"Growing up my siblings and I weren't allowed to use the phrase I can't afford it in my family househ..."
Jan 22, 2023
Pending
Believing that money is scarce or the system is rigged leads to feelings of disempowerment and complacency regarding personal finances.
"telling yourself that you can't that money is too scarce or that the game is rigged only causes you ..."
Jan 22, 2023
Pending