ilmscore | Financial Strategy for Expenses Predictions
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If the return on investment (e.g., 8%) exceeds the mortgage interest rate (e.g., 5%), it is mathematically advantageous to invest the money rather than paying off the mortgage early.
"The simple math is if your mortgage is costing you say 5% a year and you can get a 8% return on your..."
Nov 30, 2025
Correct