ilmscore | Future Financial Planning Predictions
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Recent Predictions

Total: 11
Correct: 1
Incorrect: 0
Pending: 10
Unrated: 0
Prediction
Author
Predicted at
Status
Video
The speaker expresses a desire to improve her financial situation and build better credit in the future, aiming to potentially buy property in America for Airbnb investments, indicating a long-term financial goal.
"And then um I want you to make better decisions then? Can I if I change better positions for a long ..."
Dec 19, 2025
Pending
The desire is to create a more stable future together and avoid burdening a new partner with the existing financial problems, highlighting the need for significant financial reform.
"We want to fix this so we can build a more secure and decent life together, and it's unfair to bring..."
Sep 22, 2025
Pending
After clearing all loans within 1.5 years, regular investing should resume, and savings can be used for marriage down payments and a house.
"And once all the loans are cleared within one and a half years, start investing regularly which you ..."
Jun 18, 2025
Pending
Future expenses (like marriage) will be managed by potential income increases or by adjusting the investment/loan repayment split from the ₹50,000 monthly surplus, possibly shifting to ₹20,000 for loan repayment and ₹30,000 for investments if needed.
"So what about expenses in the near future and I am not married yet so that means it may be in two ye..."
May 14, 2025
Pending
After 3 years, with a surplus of ₹50,000 per month, the plan is to invest ₹25,000 and use the remaining ₹25,000 to prepay the ₹15 lakh loan.
"At that point my friend after 3 years you will be 30 you should make a distinction. How will I start..."
May 14, 2025
Pending
A potential future strategy involves allocating ₹20,000 towards loan prepayment and ₹10,000 towards additional investments.
"I will invest 20. I will put ₹20 towards prepaying the loan and spend ₹10,000 towards additional inv..."
May 14, 2025
Pending
If savings increase to ₹40,000 per month, ₹30,000 could be directed towards loan repayment, potentially clearing them in four years instead of three.
"Or out of this ₹40,000 that I am saving, I will put ₹30000 towards clearing the loan. And I will cle..."
May 14, 2025
Pending
After 3 years, the speaker recommends splitting the newly available ₹50,000 monthly surplus: ₹25,000 for investment and ₹25,000 for accelerating repayment of the remaining two loans.
"At that point my friend after 3 years you will be 30 you should make a distinction. How will I start..."
May 14, 2025
Pending
After 3 years, with improving income and financial situation, the focus will shift to repaying the home loan, but only after the ₹15 lakh loan is significantly reduced. It's suggested to balance investment and loan prepayment.
"So it is going to take a long time and only after that will you probably go for a home loan. But of ..."
May 14, 2025
Pending
Investing ₹25,000 per month at age 30, as a family effort, will lead to a significantly improved financial position compared to the current situation.
"If you start investing ₹25,000 per month at the age of 30, it will not be just you but the entire fa..."
May 14, 2025
Correct
Continued income growth will enable affording a house, ensuring a good standard of living, and achieving a sense of security.
"you too as you keep growing your income get to the point where you will be able to afford a house or..."
Nov 9, 2024
Pending