LIC
LIC
stock
N/A
Accuracy
Recent Predictions
Incorrect: 0
Pending: 20
Unrated: 0
Prediction
Author
Predicted at
Status
Video
The stock LIC, experiencing a small price increase without news, is predicted to have a short-lived rally and not achieve significant further gains.
"given the fact that this has no news today, this little pop is probably short-lived, probably not go..."
Aug 16, 2025
Pending
LIC's persistency ratio has shown year-on-year improvement in the 9-month FY24 period compared to 9-month FY23, across most tenure brackets (e.g., 13th month, 25th month).
"but that's not how you analyze it okay because ideally it is in a decreasing trend as as as in how t..."
Mar 27, 2024
Pending
Total premium collected by LIC has decreased by 5.69%, with total Group business premium declining by 20.28%.
"total premium collected that itself has dropped by 5.69% that's a big number right and if you have a..."
Mar 27, 2024
Pending
LIC has lost market share, with a 6.48% decrease in premium market share and a 2.29% decrease in policy market share.
"market share in the premium has gone down by 6.48% and market share in the policies has gone down by..."
Mar 27, 2024
Pending
LIC's total Annualised Premium Equivalent (APE) has decreased by approximately 4.67%.
"total annualized premium equivalent that has gone down by almost 4.67%"
Mar 27, 2024
Pending
The level of approximately 920 is identified as a crucial resistance level for LIC based on technical analysis, as it previously acted as a support and has now broken down from it.
"so this this point of what 920 roughly is going to be a crucial level. If you found some value in to..."
Mar 27, 2024
Pending
The Indian government will need to reduce its holding in LIC from 96.5% to 75% by 2032, indicating no immediate selling pressure from the government.
"so what 2032 will be the time frame where you will the government will have to ensure that their hol..."
Mar 27, 2024
Pending
LIC's market cap to embedded value ratio of 0.87 is significantly lower than its peers (SBI Life, HDFC Life, ICICI Pru), suggesting a comparatively lower valuation.
"if you have a look at this data you'll see that be it SBI life HDFC life or ICICI Pru all the market..."
Mar 27, 2024
Pending
An increase in the sale of non-par policies for LIC, from 9.45% to 14.04%, is a positive indicator for the company's profitability.
"so if more and more non par policies are sold will that be a positive sign for the profitability of ..."
Mar 27, 2024
Pending
LIC's Value of New Business (VNB) margin has improved from 14.6% to 16.6%, with net VNB increasing from ₹5,478 crores to ₹5,938 crores.
"what is the margin it's it has gone up from 14.6% to 16.6% and if I'm talking about net VNB in numbe..."
Mar 27, 2024
Pending
LIC's Gross Non-Performing Assets (GNPA) for policyholder funds stand at 7.78%, which is considerably higher than its peers.
"GNPA for policyholder funds is at 7.78% and if you want to compare that with any of its peers it is ..."
Aug 6, 2022
Pending
In FY21, LIC's yields on debt instruments were the lowest among its peers at approximately 7.42%, a trend also observed in FY19 and FY20.
"if you see for financial year 21 LIC yields were around 7.42% in all flat categories and if you comp..."
Aug 6, 2022
Pending
The next phase of growth in the life insurance industry is expected to be driven by protection products, non-power saving products, and annuity products.
"the company says that the next phase of growth in this life insurance industry will be driven by pro..."
Aug 6, 2022
Pending
Due to the significant investment in low-yield sovereign bonds and the structure of participating policies, shareholders of LIC are unlikely to see substantial returns from the company's investments.
"majority of their money is parked in debt instruments and more than 80% is parked only in sovereign ..."
Aug 6, 2022
Pending
LIC's low market cap to EV ratio of 0.82 suggests a comparatively cheap valuation, but this is likely due to underlying issues that prevent it from commanding a higher valuation than its peers.
"market cap to EV ratio it is the lowest for LIC. it is at 0.82 and that is why you might see shareho..."
Aug 6, 2022
Pending
LIC has been losing market share over the past five to six years.
"they are losing ground on market share over the last five to six years"
Aug 6, 2022
Pending
LIC's revenue generated per employee is significantly lower than SBI Life's, with LIC at 2,54,327 and SBI Life at 13,86,494.
"unfortunately if you see here it's the lowest for LIC at 2,54,327 revenue generated per employee and..."
Aug 6, 2022
Pending
LIC's product portfolio is heavily weighted towards non-linked products, with 99.2% being non-linked and only 0.8% being linked, indicating a greater exposure to debt markets.
"non-linked product portfolio for LIC is almost 99.2% which is highest as compared to its peers and l..."
Aug 6, 2022
Pending
With 62.8% of LIC's policies being participating, a majority of the company's profits are distributed to policyholders as bonuses rather than benefiting shareholders.
"participating policies means those who participate in the profits of the company so basically if LIC..."
Aug 6, 2022
Pending
As of the nine-month period ended FY22, LIC has invested the largest portion of its funds (87.76%) in sovereign bonds, with an additional 8.13% in AAA-rated bonds.
"as per nine month ended FY 22 data in the sovereign category they have invested highest that is 87.7..."
Aug 6, 2022
Pending