Loa
Loan Repayment Timeline
Topic
71.4%
Accuracy
Recent Predictions
Incorrect: 4
Pending: 10
Unrated: 0
Prediction
Author
Predicted at
Status
Video
Once the ₹13,000 EMI loan is cleared in 11 months, ₹3,000 should be set aside for personal enjoyment, and the remaining amount should be directed towards loan repayment.
"If the loan of 13000 gets cleared in 11 months you keep ₹3000 aside for your life for your enjoyment..."
Jun 18, 2025
Pending
Within 5 months, two loans are projected to be repaid, freeing up approximately ₹21,000 per month.
"First of all, within 2 months, your first loan whose EMI is around ₹11,000 is going to end. And in t..."
May 14, 2025
Correct
It will take approximately 5-6 years to repay the ₹15 lakh loan even with a ₹25,000 monthly prepayment, due to accumulating interest.
"Because even if you pay ₹25,000 then only ₹3 lakh is lost in a year. That means it will take him 5 y..."
May 14, 2025
Incorrect
Within approximately 3 years (34 months), all loans except the home loan and a ₹15 lakh loan are projected to be repaid.
"After doing all this, friend, and I will tell you how much time has passed. Because that is a very i..."
May 14, 2025
Correct
Within 3 years, all loans except the home loan and the ₹15 lakh loan are projected to be repaid if the recommended strategy is followed.
"After 3 years, if you follow this process, all your loans except your home loan and the loan of ₹15 ..."
May 14, 2025
Pending
Following the outlined repayment plan will result in all loans, except the home loan and the ₹15 lakh loan, being cleared within 3 years (34 months).
"After doing all this, friend, and I will tell you how much time has passed. Because that is a very i..."
May 14, 2025
Pending
The remaining four EMIs of ₹17,280 can be paid off within two EMIs, leveraging existing savings.
"So, out of the remaining four EMIs of Rs. 17280, you are already saving around Rs. 15780, so by addi..."
May 7, 2025
Correct
Within the next 2 months, after a total of 26 months, a specific loan with four remaining EMIs will be fully repaid.
"So, it has been 2 years since today. At this point, only three loans remain. ... So you will finish ..."
May 7, 2025
Pending
A particular loan is projected to be repaid within 4-5 months.
"This will also be repaid within four to five months."
May 7, 2025
Correct
A specific loan (principal of ₹38,000) can be fully repaid in one go, resulting in an EMI of ₹104 and monthly savings of ₹38,000.
"So, you can also finish that loan in one go. So then your EMI becomes just ₹100 ₹4 and you now save ..."
May 7, 2025
Incorrect
Repaying a loan of ₹1.3 lakh is estimated to take approximately 8-9 months.
"So, it will take you approximately 8 months. Let's assume 9 months."
May 7, 2025
Pending
A ₹1 lakh loan, currently only paying interest, will be fully repaid within 6 months, bringing the total repayment period to 24 months.
"At this point, you will start repaying the ₹1 lakh loan on which you are paying only interest. It wi..."
May 7, 2025
Correct
All outstanding loans are projected to be repaid within approximately 30-31 months (2.5 years from the current date).
"So, we have reached 27 months. And if you assume that the loan is paid off in 30 or 31 months, that ..."
May 7, 2025
Incorrect
Two loans of ₹50,000 each are expected to be fully repaid within 3 months from a specific point in the repayment plan.
"So, we have reached the 13th month. ... So, after 3 months both your loans of Rs.500 will be closed."
May 7, 2025
Correct
After 24 months, three loans at 24% interest will be repaid. Subsequently, a ₹73,000 interest-free loan will be repaid within approximately 5 months.
"So, your EMI is still the same at ₹32,218 but the loans of your three friends at 24% interest have b..."
May 7, 2025
Correct
The projected 20-month loan repayment plan may be completed in 15 months if any surplus funds are applied directly to the principal, at which point investment should commence.
"So this 20-month plan will probably be completed in just 15 months. It will be missed. If you are ge..."
Apr 30, 2025
Pending
The projected 20-month loan repayment plan may be completed in 15 months if any surplus funds are applied directly to the principal, at which point investment should commence.
"So this 20-month plan will probably be completed in just 15 months. It will be missed. If you are ge..."
Apr 30, 2025
Correct
The projected 20-month loan repayment plan may be completed in 15 months if any surplus funds are applied directly to the principal, at which point investment should commence.
"So this 20-month plan will probably be completed in just 15 months. It will be missed. If you are ge..."
Apr 30, 2025
Pending
The projected 20-month loan repayment plan may be completed in 15 months if any surplus funds are applied directly to the principal, at which point investment should commence.
"So this 20-month plan will probably be completed in just 15 months. It will be missed. If you are ge..."
Apr 30, 2025
Pending
The projected 20-month loan repayment plan could potentially be completed in 15 months if any surplus funds are aggressively applied to the principal.
"So this 20-month plan will probably be completed in just 15 months. It will be missed. If you are ge..."
Apr 30, 2025
Incorrect
The projected 20-month loan repayment plan may be completed in 15 months if any surplus funds are applied directly to the principal, at which point investment should commence.
"So this 20-month plan will probably be completed in just 15 months. It will be missed. If you are ge..."
Apr 30, 2025
Correct
The speaker predicts that Kapil's current company loan will be cleared by July, and the funds can then be redirected to his mother's personal loan.
"So you can do this that when your current company loan of 9500 is repaid, then you can use the remai..."
Mar 29, 2025
Pending
The individual will be debt-free from existing loans (bike and phone EMIs) within four months, allowing them to start their investment journey in August.
"within two months, the EMI of your bike is going to end... finish the EMI of your phone also within ..."
Mar 22, 2025
Correct
The strategy aims to repay a 24-month loan in approximately 16 months by systematically addressing multiple loans and investing concurrently.
"You look at this, this entire journey, where you had a loan of about 2 years and a loan of about 00,..."
Nov 6, 2024
Pending