Mor
Mortgages
Topic
N/A
Accuracy
Recent Predictions
Incorrect: 2
Pending: 10
Unrated: 0
Prediction
Author
Predicted at
Status
Video
The Trump administration has proposed a 50-year mortgage.
"the Trump administration has proposed a 50-year mortgage."
Dec 4, 2025
Incorrect
A 50-year mortgage on a $500,000 house would result in a total cost of $1.35 million, with $850,000 in interest payments.
"Now, when you have this 50-year mortgage, you're not going to pay $900,000 to buy the house. ... you..."
Nov 26, 2025
Pending
A 50-year mortgage, at a 6.5% interest rate, would result in a monthly payment of $2,250, saving $250 compared to a 30-year mortgage.
"If you could go out and get a 50-year mortgage, and for the purposes of this example, let's just ass..."
Nov 26, 2025
Incorrect
Making bi-weekly mortgage payments on a 30-year fixed home loan could result in paying it off 6 to 8 years earlier.
"and a bi-weekly mortgage payment for example could allow you to pay off your home 6 to 8 years earli..."
Jul 28, 2024
Pending
A prediction that a conventional conforming mortgage allows for a down payment as low as 3%.
"if you qualify for a conventional conforming mortgage then you can get a home with a down payment as..."
Jan 7, 2024
Pending
A prediction that FHA mortgages may be obtainable with credit scores below 620.
"you can qualify for an FHA mortgage in some instances with a credit score lower than 620"
Jan 7, 2024
Pending
A prediction that USDA loans, targeted at lower to moderate-income individuals for rural homes, can allow for a 0% down payment in some cases.
"USDA United States Department of Agriculture loans these are more for Rural homes this is for people..."
Jan 7, 2024
Pending
A prediction that VA loans allow for a 0% down payment.
"VA loans let you qualify for mortgages with 0% down"
Jan 7, 2024
Pending
A prediction that 30-year mortgages are perceived as riskier by banks than 15-year mortgages, leading to potentially higher interest rates for the longer term.
"when you compare a 15-year mortgage with a 30-year mortgage a 30-year mortgage is going to seem a li..."
Jan 7, 2024
Pending
A prediction that obtaining an Adjustable-Rate Mortgage (ARM) is not advisable when interest rates are at historic lows, as they are expected to rise in the future.
"it doesn't make sense to get an arm when interest rates are already lower than they've ever been in ..."
Jan 7, 2024
Pending
A prediction that a credit score of 760 or higher is needed to secure the best interest rates on a mortgage.
"you want to have a credit score of at least 760 or above if you're looking for the best interest rat..."
Jan 7, 2024
Pending
A prediction of the typical debt-to-income ratio that banks prefer to see for mortgage applicants.
"Banks typically like to see a debt to income ratio of less than 36%"
Jan 7, 2024
Pending