Spe
Spending Habits
Topic
N/A
Accuracy
Recent Predictions
Incorrect: 0
Pending: 40
Unrated: 1
Prediction
Author
Predicted at
Status
Video
There is a large untapped market of individuals who have saved diligently but struggle to enjoy or spend their accumulated wealth effectively.
"Almost nobody talks about how to spend that money when you actually have the ability to do so. It's ..."
Dec 22, 2025
Correct
To exit the financial danger zone, drastic spending cuts are necessary, including eliminating restaurants, vacations, and non-essential subscriptions.
"no more eating at restaurants, no more vacations, no more doing anything that doesn't put money in y..."
Nov 8, 2025
Pending
The guest's spending on eating out was $1,500 in the analyzed period.
"I saw $1,500 going out to eat. We all saw that, right? Did we all hear that?"
Oct 15, 2025
Unrated
For those in financial difficulty, the speaker suggests extreme cuts in spending including dining out, vacations, brand-name items, and subscriptions.
"no more eating at restaurants, no more going on vacations, no more buying any name brand stuff, and ..."
Sep 30, 2025
Pending
The guest exhibits concerning spending habits, with significant expenses on makeup, jewelry, and clothing from retailers like Sephora and PopLush, totaling approximately $350, which detracts from her ability to manage her finances.
"So, Sephora on here. Oh, yeah. Makeup is my thing. Orandia? Oh, that's my jewelry. Jewelry. Pop Lush..."
Sep 5, 2025
Pending
The speaker lists numerous expenses including subscriptions and frequent purchases of Red Bull, Taco Bell, and Door Dash, despite a lack of funds, highlighting a disconnect between spending and financial reality.
"Amazon, Red Bull, PlayStation, Float Me Funds, Float Me, Door Dash, Taco Bell, Door Dash Pass. We're..."
Jul 2, 2025
Pending
Contrasts the spending habits of wealthy individuals (invest first, spend leftovers) with the average person (spend first, save/invest leftovers).
"wealthy people make money they invest money and they spend whatever is left the average person who i..."
Jan 6, 2025
Pending
Eliminate the habit of being excessively frugal by 2025; instead, spend wisely on things that offer long-term savings.
"This habit will have to be eliminated by 2025. Spend money wisely. Spend it on things that will crea..."
Nov 27, 2024
Pending
Prioritize buying assets over liabilities; avoid financing non-asset purchases.
"if it doesn't put money in your pocket if it is not an asset stop financing it"
Nov 9, 2024
Pending
Spending money on experiences, rather than material things, leads to more lasting happiness as the positive emotions from experiences can be continually revisited.
"spending your money on experiences and not things it was found that the effect to buying material th..."
Oct 2, 2024
Pending
Spending money on others, compared to spending on oneself, leads to significantly higher levels of enjoyment and self-esteem.
"spend money with people there was a study in which people were given money and then tracked in terms..."
Oct 2, 2024
Pending
Frequent small purchases provide more sustained happiness than infrequent large purchases because the mind adapts to large purchases, making them seem normal over time, while the variety of small purchases offers less opportunity for adaptation.
"spend frequently on Small Things rather than infrequently on large things the reality is our minds h..."
Oct 2, 2024
Pending
Anticipating an event brings more enjoyment and happiness than the event itself.
"people derive an incredible amount of enjoyment and happiness from anticipating an event sometimes e..."
Oct 2, 2024
Pending
A recommended approach to living within one's means is to earn $1,100, spend no more than $750, invest at least $150, and save at least $100.
"make $11,000 and then you spend no more than 750 you're investing at least 150 and you're saving at ..."
Jul 15, 2024
Pending
Spending $500 or more monthly on a car without any investments indicates misplaced financial priorities.
"if you don't have any Investments and you're spending $500 a month on your car or more your prioriti..."
Jun 23, 2024
Pending
Distinguishes between making monthly payments and true affordability, suggesting a shift in mindset from focusing on payments to actual purchase price.
"The difference between a broke person and a rich person when it comes to spending money is a broke p..."
Dec 25, 2023
Pending
Advises paying for items like cars and phones with cash rather than financing them, especially if they don't generate income.
"if you want to buy a car pay for it with cash want to buy a phone pay for it with cash not Finance i..."
Dec 18, 2023
Pending
Recommends the 'rule of five' for non-essential purchases: if you cannot afford to buy five of an item, you cannot truly afford one.
"if you want to buy a $1,000 phone I like to follow the rule of five which says if you cannot buy fiv..."
Dec 18, 2023
Pending
A rule of thumb for non-essential purchases is to ensure you can afford to buy five of the item before purchasing one, meaning a $1,000 phone requires $5,000 in savings.
"if you want to buy a $1,000 phone I like to follow the rule of five which says if you cannot buy fiv..."
Dec 18, 2023
Pending
For non-necessities like cars and phones, it is advised to pay with cash rather than financing.
"if you want to buy a car pay for it with cash want to buy a phone pay for it with cash not Finance i..."
Dec 18, 2023
Pending
Specific examples of spending to cut include dining out, vacations, luxury shopping, mall visits, and subscription services.
"stop eating out of restaurants number two stop going out on vacations number three stop going to the..."
Dec 8, 2023
Pending
A common cultural trend, particularly in America, is to increase spending in proportion to increased income.
"in American culture when you make money you spend money when you make more money you spend more mone..."
Oct 7, 2023
Pending
This person is predicted to spend a lot of money.
"you spend a lot money"
Sep 28, 2023
Pending
Prashant is ranked as a high spender, with the speaker using his ownership of two houses as a justification for this ranking.
"I would put uh Prashant on the highest please move I don't have two houses bro"
Sep 28, 2023
Pending
Prashant is predicted to have the highest spending habits among the participants.
"I would put uh Prashant on the highest"
Sep 28, 2023
Pending
Elsin is predicted to have the lowest spending habits among the participants.
"and I would put um Els in last"
Sep 28, 2023
Pending
Sub is predicted to spend the most money.
"I think sub has spend the most"
Sep 28, 2023
Pending
Another prediction that she is spending the most money.
"she she's spending the most actually"
Sep 28, 2023
Pending
Elson is ranked as a low spender, with 'super stre' (likely referring to someone else) placed higher.
"and uh I would put um Els in last why you I would put super stre there"
Sep 28, 2023
Pending
The average American spends $18,000 annually on non-essential discretionary purchases.
"the average American spends eighteen thousand dollars a year on non-essential discretionary purchase..."
May 15, 2023
Pending
The average person spends $200 per month on subscriptions, which is $133 more than they might expect.
"you're spending 200 a month on subscriptions which is a hundred and thirty three dollars more than e..."
May 15, 2023
Pending
Top 10 categories for potential spending cuts include dining out, alcohol, credit card interest, clothing, electricity, cigarettes, heating/AC, unreturned items, convenience purchases, and lottery tickets.
"it was the easiest to cut back on 10 main categories eating out alcohol credit card interests clothe..."
May 15, 2023
Pending
Many American households have a spending problem rather than an income problem, as expenses tend to rise with income.
"the average American household doesn't necessarily have an income problem they have a spending probl..."
May 15, 2023
Pending
Nearly half of individuals earning over $100,000 annually live paycheck to paycheck.
"almost half of those making above a hundred thousand dollars a year are living paycheck to paycheck"
May 15, 2023
Pending
Lifestyle inflation is a cycle where increased income leads to increased spending, necessitating further income increases to maintain higher spending.
"lifestyle inflation this is simply what happens when you earn more spend more and then need to earn ..."
May 15, 2023
Pending
The average individual spends $200 per month on subscriptions, which is $133 more than anticipated.
"chances are you're spending 200 a month on subscriptions which is a hundred and thirty three dollars..."
May 15, 2023
Pending
Many households have a spending problem rather than an income problem, as expenses tend to increase with income.
"the average American household doesn't necessarily have an income problem they have a spending probl..."
May 15, 2023
Pending
Nearly half of individuals earning over $100,000 annually are living paycheck to paycheck.
"almost half of those making above a hundred thousand dollars a year are living paycheck to paycheck"
May 15, 2023
Pending
Lifestyle inflation is the phenomenon where increased income leads to increased spending, creating a cycle of needing to earn more to maintain that spending level.
"lifestyle inflation this is simply what happens when you earn more spend more and then need to earn ..."
May 15, 2023
Pending
The average American spends $18,000 annually on non-essential discretionary purchases.
"the average American spends eighteen thousand dollars a year on non-essential discretionary purchase..."
May 15, 2023
Pending
Spending generally decreases after the age of 65.
"spending actually begins to decline after the age of 65."
Mar 3, 2023
Pending