Stu
Student Loan Debt
Topic
N/A
Accuracy
Recent Predictions
Incorrect: 1
Pending: 15
Unrated: 0
Prediction
Author
Predicted at
Status
Video
The guest has a remaining balance of $1,300 on private student loans, with monthly payments of $300.
"The balance left is 1,300. I think the monthly payments are 300."
Jan 9, 2026
Pending
The guest has a remaining balance of $1,300 on private student loans, with monthly payments of $300.
"The balance left is 1,300. I think the monthly payments are 300."
Jan 9, 2026
Incorrect
The guest has a remaining balance of $1,300 on private student loans, with monthly payments of $300.
"I owe this. It's the balance left is 1,300. I think the monthly payments are 300."
Jan 9, 2026
Correct
The $81,540 loan is for the speaker's own student loans.
"Those are my students."
Dec 17, 2025
Correct
The minimum monthly payment for the speaker's student loans is $230.44, with a 20-year repayment plan.
"Yes, so we're on like a 20-year plan, I guess, $230.44 is your minimum payment on this."
Dec 17, 2025
Correct
The speaker's father has a parent plus loan of $81,540 that the speaker is helping to pay.
"81,540. How? That's under my dad's parent plus loan that I'm also paying."
Dec 17, 2025
Correct
In addition to the $81,540 parent plus loan, the speaker has their own student loans totaling $25,214.53.
"Yeah, because you also owe $25,21453."
Dec 17, 2025
Correct
The combined household debt is estimated to be around $43,000, with one individual estimating $20,000 of that to be on the other person's end.
"Okay. So, the household combined, what do you think it is? Cuz we're trying to make this a household..."
Dec 15, 2025
Pending
A Bachelor's degree in English literature has resulted in significant student loan debt, but the skills gained are considered valuable for current HR-related marketing and documentation tasks within the speaker's company.
"Bachelor's in English literature. Oh, good death. What are we doing? I mean, my company really appre..."
Dec 5, 2025
Pending
The individual plans to pursue a bachelor's degree and will need to take out additional student loans to finance it, as their current income and savings are insufficient to cover the costs.
"Your total student loan so far, but you're going to have to borrow more, right? In order to do what ..."
Nov 17, 2025
Pending
A reflection that taking out student loans may have been an unnecessary or 'stupid' decision, as the funds could have been sourced differently.
"It was a kind of a stupid thing cuz I could have paid myself."
Nov 10, 2025
Pending
Student loans are on a high-interest payment plan that will take until the end of the decade to pay off, with significant interest accumulating.
"This goes to the end of the decade. $163.65 minimumly payment. $4,99744 is owed. You owe $3221 for y..."
Oct 1, 2025
Pending
Alice's student loan balance of $21,169 has grown due to accrued interest while payments were deferred. She has requested an extension until November, indicating a need to manage this debt strategically as part of her overall financial plan.
"Alice has a student loan balance of $21,169, transferred from Great Lakes to Nelnet. She requested a..."
Sep 22, 2025
Pending
The speaker is referencing a student loan balance of $21,169. Alice is primarily responsible for this debt, which transferred from Great Lakes to Nelnet. The balance increased significantly due to accrued interest during a period of no payments.
"You said it. Yeah, I'm a sorry. No, I mean, you're a sorry. Oh, my God. Are you kidding? You've been..."
Sep 22, 2025
Pending
The speaker mentions a Prime Visa and a Chase Prime Visa credit card, indicating potential combined debt or shared financial responsibility with Joey. The context involves discussions about a past break and relationship reconciliation, suggesting this debt may be linked to their relationship status.
"I have this Prime Visa, but I don't have like a B again. You guys aren't giving statements. What? So..."
Sep 22, 2025
Pending
Alice has a certificate in Automated Computer Specialist, but believes it's no longer a viable career path, equating it to being a secretary. She has been applying for jobs but finds limited opportunities for her qualification, suggesting a need for further education or a career change to increase her earning potential.
"I have a plan of basically everything that comes up. I apply at basically anything that makes Well, ..."
Sep 22, 2025
Correct
Student loan payments, which were not budgeted for due to a lack of communication, are at risk of garnishment if not paid, with potential default and employer notification.
"Yeah, she didn't tell me. Um, so it wasn't even in the budget. I found out when we were calling for ..."
Sep 19, 2025
Correct
The speaker criticizes the idea of returning to school as a way to avoid a $100 student loan payment, calling it lazy and suggesting it will only balloon debt further. They imply that the individual should focus on earning money and starting a career instead of deferring payments by re-enrolling in school.
"So, we're going to skin of our teeth it for a little bit longer and hopefully get somewhere eventual..."
Sep 19, 2025
Pending
The guest has $78,754.95 in student loan debt, which is currently in forbearance due to unspecified laws. She seems unaware of the details of the forbearance, indicating a lack of active management of this significant debt.
"Uh, they're in forbearance. Mhm. Because of the laws. I know No, you talk about that a lot on the sh..."
Sep 5, 2025
Pending
The individual has approximately $27,424.48 in student loan debt from their math degree.
"Student loans you owe into math. Huh? So, I went into math. 27. Yeah, it's not working out. $27,4248..."
Jun 11, 2025
Pending
The individual has approximately $35,000-$40,000 in federal student loans in their name, with a $0 minimum monthly payment while in school. An additional $40,000 in loans are in their mother's name. Funds from a recent loan disbursement are in a personal savings account and intended to cover future educational expenses.
"So, are the rest federal now? Yes. Everything else? What? How much? Um, I want to say maybe around 3..."
May 12, 2025
Pending
Student loan debt is cited as a significant burden that delays major life milestones such as marriage, having children, homeownership, and career choices.
"people aren't getting married they're delaying having kids they can't buy a home they can't work the..."
Mar 13, 2024
Pending
The speaker holds a strong conviction that 'good debt' does not exist, explicitly including student loans within this category, a view acknowledged as controversial.
"I have this crazy belief that there's no such thing as good debt which I understand this is very con..."
Mar 13, 2024
Pending