26K Salary, 17K EMI - NO SAVINGS For Future! | Money Matters Ep. 92 | Ankur Warikoo Hindi
Published: 2025-12-17
Status:
Available
|
Analyzed
Published: 2025-12-17
Status:
Available
|
Analyzed
Predictions from this Video
Incorrect: 1
Prediction
Topic
Status
A 19-year-old student is advised to take full financial responsibility for their own studies and life from this point forward.
"From today onwards, the entire financial responsibility of studies is on you. You leave your brother with his parents. He will handle it. You have to take care of your own life. From today you are the master of your own financial responsibility."
Correct
A student who saves money each month should deposit it into a bank account, such as a recurring deposit or fixed deposit, for their own future and their father's future.
"You will force them to deposit whatever money you save every month in the bank. Make a recurring deposit. Make a fixed deposit. This is your money. You should save this money for yourself and your father for the future."
Pending
A student should focus on knowledge-based work that utilizes their brain for earning money efficiently. This includes roles like data analyst, data operator, video editor, or graphic designer, requiring learning relevant skills.
"Which work can earn money for me by using my brain in less time. Actually, if I had asked Chat ji about data analyst, all the things like Excel, I am learning all that together sir, you will have to get into all those knowledge work. For children's homework, for tuition, whether it is data operator work , data analyst work, video editing, graphic designing, whatever needs to be learnt, has to be learnt."
Correct
Regardless of whether the student pursues medicine (NEET) or finance (B.Com), they must commit to working harder to avoid regret upon seeing exam results.
"So whether you take NEET or B.Com, it is your wish. But it cannot happen that after the exam, when the result is out, you stand in front of the mirror and say to yourself, friend, I could have worked harder. This should not be possible. You have to work hard."
Unrated
Within 6-8 months, after existing EMIs are cleared, the family is projected to save approximately ₹5,000-₹6,000 per month from the mother's ₹26,000 income.
"Within 6 to 8 months, your mother will have whatever she earns every month, ₹26,000. Spent ₹100 on my family's living expenses. If they have nothing else, they will start saving around ₹5 to ₹6,000."
Correct
The student should be prepared to take out loans for their education, work to support themselves, and strive for financial independence.
"You will take a loan, you will study, you will work and you will ensure that from today onwards you are standing financially stable on your own feet."
Pending
The student must take personal responsibility for their own studies, acknowledging their parents' sacrifices and financial efforts.
"From today onwards you will have to take responsibility for your studies yourself. I appreciate your mother and your father that they are able to take their responsibilities on their own. Don't try to repay their loan. He will do it. Your mother will take two tuitions. She will add the money."
Unrated
The speaker expresses an expectation for significant personal transformation in the student over the next year, moving from adolescence to adulthood.
"Life has to change in this one year. I have to transform from a child into a man."
Pending
The fees for a full course at AIIMS college are estimated at ₹5,000, with additional monthly costs of approximately ₹9,000-₹10,000 for math fees.
"like if I get AIIMS college like its fees is like 5000 only sir like for full course only math fees will be sir like 10000 and 9000 per month"
Incorrect
A specific gold loan, with an outstanding amount of ₹93,500, is projected to be fully repaid by April 2026.
"but this loan sir will end in April 2026 so it cannot be cleared in that time sir"
Pending
The student's Plan B involves retaking the NEET exam next year, aiming for a score above 650 to gain admission into an MBBS program, potentially at AIIMS.
"Plan B also like I will give NEET next year sir like I will give it well. Like marks will come above 650 and then sir like it will be the first year of MBBS like if I get AIIMS college"
Pending
The student's first plan is to pursue a career in finance, starting with a B.Com degree by age 21, followed by an MBA after clearing the PU MAT exam, and aiming to become a bank manager after passing the SBI PO exam.
"One plan is that sir, I should go into finance. Like, I should do B.Com next year and it will be over by the age of 21. Like after this sir I am not in Punjab University in Chandigarh. Out of that, there is PU MAT exam, after clearing that I should start doing MBA and after that Sir, after giving SBI PO exam I should become a bank manager"
Pending
The family's expenditure on the student, amounting to ₹16,000 out of their ₹26,000 income, is highlighted as a significant sacrifice.
"Meaning this family spent ₹16,000 out of ₹26,000 on you. This is a very very very very big sacrifice, friend."
Pending
A B.Com degree alone is considered to have little value in the current job market, necessitating further education such as an MBA.
"B.Com has no value. Now after B.Com you will have to do MBA."
Correct
The 19-year-old student expresses a strong willingness and readiness to take on full personal and financial responsibility.
"You will take responsibility for yourself at 19 years. Can you take it? Yes yes sir. Of course I have to take it. I definitely want it, friend."
Correct
The student plans to earn money by tutoring children in 8th and 9th grade, even if the pay is nominal.
"So prepare for NEET and do it well. You should definitely teach. Teach children of class 8th and 9th. It doesn't matter if you get ₹50 or ₹100."
Pending
The student is advised to be wary of taking loans for themselves or lending money to others, and to fund any future educational pursuits solely with their own earnings.
"Beware of anyone who takes a loan for himself, beware of anyone who asks for a loan for himself, if he wants to ask for it, he has to be refused. No coaching, nothing. If you want to take it, you have to take it with your own money."
Pending
The speaker emphasizes that the student's primary mistake was not respecting their parents' sacrifices, rather than the low exam rank itself.
"Exams are not necessary, friend. You did not give the respect that was due to your parents' sacrifice. That is a flaw. That is a mistake. That 5 lakh 6 lakh rank is not a mistake. That happens with every human being. It didn't happen to me either. But I always had this feeling, which you should also have, that I did not make this entire sacrifice of my parents in vain."
Unrated
The student is actively and regularly preparing for the NEET exam by solving daily practice problems, past papers, and mock tests.
"I am doing it every day, sir. Like I am solving DPP sir. Like I am solving previous year question paper. Sir, I am giving mock tests regularly."
Pending
The speaker requests an email update from the student on December 1st, 2026, to report on the changes in their life.
"I want you to write me an email next year on December 1st, 2026 and tell me how your life has changed."
Pending