ilmscore | He Needs To Divorce Her | Financial Audit

He Needs To Divorce Her | Financial Audit

Predictions from this Video

Total: 8
Correct: 4
Incorrect: 2
Pending: 2
Unrated: 0
Prediction
Topic
Status
The speaker is offering a new budgeting app called DollarWise with a free trial and a bonus cookbook for annual subscribers.
"The tools to change your life have just been upgraded. Download my budgeting app rebranded to DollarWise today and start your free trial. Sign up for the annual version and I'll send you my budget friendly cookbook that can't be purchased anywhere else and I'll personally sign it and mail it directly to you. Download the dollar wise budgeting app today and take advantage of your free trial."
Financial planning
Correct
The cost of living in Roswell is 28% lower than the US average and 90% lower than the New Mexico average, with $2,430 considered sufficient for a single person.
"Listen, the in order to live comfortably in Roswell, you know, costs about 28% lower than the US average, 90% lower than the New Mexico average. And actually, it a standalone in the metro area suggests $2,430 is enough to be sufficient for what it's worth."
Cost of living in Roswell
Incorrect
Y-Refi offers private student loan refinancing with interest rates under 6%, a co-signer release program, and personalized support. Interested individuals can visit yrefi.com/hammer or call 89733978.
"Let's be real. If your private student loans have you eyeing a third job at the local taco stand, maybe it's time for a better plan. Why refi is your lifesaver in a sea of debt. And unlike the typical lone shark who treats your credit score like a magical crystal ball, Y refi cares if you actually want and can afford to repay. So forget jumping through hoops and start jumping for joy at their under 6% interest rates. Yeah, you heard me, less than 6%. Plus, they got a co-signer release program so you can finally give your mom and dad a break from your financial baggage. Consider it your early Mother's Day and Father's Day gift. They also offer a structured repayment plan that lowers your monthly bill and personal reps who actually pick up the phone. It's no wonder why they've got a 4.6 star rating on Google. Apparently, treating borrowers like humans actually works wonders. So, if you're sick of interest rates so high they may as well be charging for oxygen, Y refi is your shot at a real solution. No more losing sleep and no more ignoring the mountain of student loan statements on your kitchen table. Go to yfy.com/hammer. That is yrefi.com/hammer. Or call 89733978. That is 89733978."
Private student loan refinancing
Pending
A free financial score assessment is available at calebhammer.com or dollarwise.com.
"If you want to get your financial score and see where you stand in the world of finances, take the assessment. It is free at calebhammer.com or dollarwise.com."
Financial score assessment
Correct
SNAP benefits are subject to changes due to a new bill that has been signed into law.
"Plus, SNAP benefits are changing. benefits are changing with a new bill that was signed into law."
New Mexico SNAP benefits changes
Correct
Due to the American Rescue Plan, there are no upper income limits for ACA subsidies until the end of 2025. Households with incomes where the benchmark silver plan cost exceeds 8.5% will be fully subsidized. This applies even if they don't qualify for Medicaid in New Mexico.
"So, premium tax credits, also known as the subsidies in the Affordable Care Act, especially adjusted with the American Rescue Plan in 2021. There's no upper income temporary move to through 2025. So, only through the end of this year, there is no upper income limit. But your second lowest cost silver plan benchmark exceeds 8.5% of your household's modified adjusted income. You guys won't be on Medicaid through New Mexico, but you'll be 100% on a subsidized Affordable Healthcare Act plan."
Affordable Care Act (ACA) subsidies
Correct
The speaker suggests working in the oil field for a couple of years to pay off debt and save for a down payment on a house in a better area, followed by career advancement.
"Go work in the oil field. Couple years, pay off debt. Your bad debt, pay off $16,000. Sell the house, take that, put a down payment, large down payment in a better area, and then find new career opportunities after that. That's the solution. We could probably do that in a year or two years. You're going to go get work in the oil fields immediately."
Working in the oil field
Pending
New Mexico is described as having the worst education system in the US and is considered a disaster.
"It's the worst education in the US. State. Yeah. Yeah, I know. New Mexico is a disaster."
New Mexico's education system
Incorrect