Most Batsh*t Crazy Woman I’ve Ever Met | Financial Audit
Published: 2025-09-17
Status:
Available
|
Analyzed
Published: 2025-09-17
Status:
Available
|
Analyzed
Predictions from this Video
Incorrect: 0
Prediction
Topic
Status
The individual acknowledges being in a cycle of debt management, comparing it to her past experience in a cult, implying a sense of being trapped.
"So, I'm cycling through it. I'm an experienced person and I grew up Jehovah's Witness. I was in a cult. Now I'm out."
Pending
The speaker criticizes the guest's use of a credit card intended for rent payments to fund extensive travel, highlighting a misalignment with financial goals.
"The whole point of this card is to pay your rent on it. You're just going and blowing all this money in Europe."
Correct
The minimum monthly payment for the car represents a significant portion of the individual's income, indicating a potentially unsustainable financial burden.
"This is literally 21% of your income."
Pending
The individual's combined minimum debt payments and rent exceed her income by over $1,000, indicating a severe budget deficit.
"You're over $1,000 over budget already for Oh, between the minimum payments and the rent."
Pending
The speaker strongly advises the guest to reduce her housing expenses significantly to address her budget deficit, with the guest making a lighthearted but unrealistic suggestion about her cats paying rent.
"You need to downgrade your living situation immediately. You're getting Yes, please. Cool. Just kidding. I don't want a roommate. I'll have my two cats pay rent."
Correct
A specific budget of $1,000 for rent is recommended as a necessary downgrade to address the financial situation, acknowledging it will not be ideal but is essential.
"You need a downgrade your rent situation capped at a,000, which yes, it's not going to be perfect. It's going to be a downgrade. It's not great. I know a thousand. That's where you're capping."
Pending
The guest needs to acquire an additional income stream, with a plan to call a friend for a side hustle opportunity to supplement her current income.
"It is time to pick up something else. And I did just get a note, which thank goodness because I wouldn't be able to budget this without this, but I guess you're open to calling your friend and ask for a side hustle."
Pending
The guest receives an extremely low financial health score of 1 out of 10, reflecting her significant financial challenges.
"Hammer financial score one out of 10."
Unrated
Users with credit scores under 600 are predicted to see an average improvement of 84 points in their first year with the Kickoff program, solely through on-time payments.
"Users who started with a credit under 600 saw an average improvement of 84 points in their first year just by making on-time payments."
Pending
A specific credit card balance of $3,254.95 is predicted to take 11 years to pay off if only minimum monthly payments are made.
"11 years."
Pending
A credit card balance is estimated to take approximately 10 years to pay off with minimum payments.
"10 years"
Pending
A specific credit card debt is projected to take 13 months to pay off, assuming a particular payment strategy.
"13 months to pay off"
Pending
A Best Buy credit card balance of $3,260.30 is projected to take 18 years to pay off if only minimum monthly payments are made and no further purchases are made.
"18 years to pay this off. off minimum monthly payments without any purchases"
Pending
Trading in a current car for a 2016 Toyota Corolla valued at $10,900 would result in a total debt of $13,000, which is considered significantly better than the current $24,000 car loan.
"13,000. So, I was hoping you would be at a $20,000 loan. So, it doesn't really make sense anyway, especially with where your credit score likely is and where interest rates are."
Pending
The minimum monthly car payment represents 21% of the individual's income.
"It's literally 21% of your income."
Pending
72% of the individual's income is allocated to minimum debt payments.
"That is 72% of your income is going to debt."
Pending
A minimum of $5,024 per month is required to cover expenses, necessitating a doubling of current income.
"You need $5,000 to survive in a minimum basis. $5,024. You need to double your income in a minimum basis."
Pending