ilmscore | $70,000 In Debt Simping For E-Girls | Financial Audit

$70,000 In Debt Simping For E-Girls | Financial Audit

Published: 2025-10-08
Status: Available | Analyzed

Predictions from this Video

Total: 7
Correct: 1
Incorrect: 1
Pending: 5
Unrated: 0
Prediction
Topic
Status
Bitcoin is predicted to replace gold in terms of value.
"And now soon it's going to be tied into the value of Bitcoin. It's going to replace gold."
Bitcoin and Gold
Incorrect
The guest has an unclear understanding of financial concepts, comparing themselves to an unknown powerful entity ('nut').
"They say nut is the most powerful. I must be that cuz I don't know what that is."
Personal Finance and Debt
Pending
The current debt trajectory will prevent the guest from retiring by a reasonable age.
"You're going to be 55. I You're never going to retire, buddy."
Personal Finance and Debt
Correct
The guest is significantly underwater on their car loan, owing $8,000 more than the car's value, further compounded by credit card debt from the down payment.
"So, you're underwater by, you know, $8,000 or so. And then you have what was it? a $5,000 max out credit card from the down payment. No, $10,000. $5,000 of which was the down payment."
Car Ownership and Debt
Pending
The host expresses strong disbelief and calls the guest's continued debt on past rent payments 'disgusting and insane', implying a lack of financial logic.
"That is disgusting and insane. It's not insane. You want You want to know why?"
Personal Finance and Debt
Pending
The host believes the guest's financial situation is impossible and plans to confront the girlfriend, indicating she may be enabling or not supporting his financial recovery.
"This is impossible. This is impossible. And here's the thing. This is kind of a this is the thing. And I'm going to call her and I'm going to yell at her in the post show. I have a note here that the girlfriend is not supportive of his financial journey."
Personal Finance and Debt
Pending
To address the debt, the guest needs to either change careers for higher income, get a second job to increase income by $500-$1000 per month, or both, to reduce the 30-year payoff to 8 years.
"One, different career path. get in, make more money, that helps, and then still live the same lifestyle that I budgeted, not elevated, not the lifestyle you're currently living. Then you can pay off the debt quicker. Go get a second job. We know you have five four days off a week. Go get a second job. You need to bring in more money that will help pay off this debt. Bring it to an extra $500 a month. And all of a sudden, that what was it like $50,000 becomes paid off in a 100 months. It's not great, but it's 8 years. Certainly better than 30."
Income and Debt Reduction
Pending