A prediction that the guest will obtain a car loan with a high interest rate (around 19%) through a lender like Capital One, but it will be manageable within their debt snowball plan.
"This would be through like Capital One or something. Yeah, you might. You're going to trade in possibly maybe a negative equity position. You're going to take out a loan like close to like 19%. Something like that. Yeah, it's going to suck, but it doesn't matter cuz you're not going to have it for long cuz you're going to include in your snowball."