A combined income and a $4,595 monthly budget is projected to allow for debt payoff within three years, aligning with the wife's military service end, and establishing an emergency fund.
"About a threeyear process to pay off the debt. And that's okay. that gets almost through her service and then once she's out you guys are living a great life in your 30s kind of starting fresh you know doing living a great life getting a fully funed emergency fund but right now you need $4,5955 to survive and you can't alone so you guys have to combine"