This Has Never Happened Before | Financial Audit
Published: 2025-11-21
Status:
Available
|
Analyzed
Published: 2025-11-21
Status:
Available
|
Analyzed
Predictions from this Video
Incorrect: 2
Prediction
Topic
Status
The speaker highlights that with minimum payments only, a debt balance would take 17 years to pay off, implying a need for a more aggressive payment strategy.
"So, with that one, um, 17 years to pay off, by the way, minimumly payments only without purchases. And no. Okay, guys. No. No. Listen. We know you're incapable of not purchasing because well"
Pending
A marketing certification, combined with a marketing degree, is predicted to help the individual land a better, higher-paying job.
"So, match that with your marketing degree you get uh and that will allow you to land a better job, higher paying job. So, we'll get you that for free. But this Wells Fargo, we're $3,766.80. Minimum monthly payment $85."
Correct
Student loan payments are expected to resume in June, with a new semester starting in August, indicating a near-term repayment timeline after a period of deferral or missed payments.
"So, remember, wait, remember when I told you I failed my first semester or something? Um, they made me pay some of the hold. They don't seem to be hold. you have a pass due cuz um I took the semester off from the first half of the year and they started going like the payment started coming back in June right before I started the new semester in August. So"
Incorrect
An $18,000 auto loan is stated to have an interest rate of 4.75%.
"Here's the thing, ladies and gentlemen. Here's the thing. She has an $18,000 auto loan of death and insanity. At what interest rate? 4.75."
Correct
The speaker highlights 'DollarWise' as a personalized finance app designed to adapt to individual financial situations.
"And that's why we made and use dollar-wise cuz it's based on whatever situation you have."
Correct
The speaker expresses confidence in a future financial milestone, though the specific asset or value is not detailed in this excerpt. This statement implies a positive outlook on financial growth or an investment.
"I'm confident it will reach $130,000 by 2025."
Pending
The speaker anticipates a lower income in Q4 compared to a previous quarter, indicating awareness of seasonal or cyclical income variations.
"Q4 less than this. Q right here. Wait, where did I make less than that? Probably. I'm getting down."
Pending
This comment suggests a difficult job market or a situation where many people were unemployed or struggling to find work.
"Everybody else was getting"
Correct
The speaker challenges the guest's perception of having 'real money,' stating that their debt exceeds their assets, indicating a negative net worth.
"The real money in my bank account, dude. Real money is you owe beyond more than you have. Beyond. That's not even close."
Pending
The guest states they spent $5,000, likely on a trip or large purchase, indicating significant discretionary spending.
"I spent maybe 5,000."
Pending
The speaker questions the guest's decision to travel to Puerto Rico given their negative net worth, implying it's a financially irresponsible choice.
"You don't have money. You are negative $45,000 worth. Is that a good enough answer? Is that a good enough answer or are you going to just be a dumb"
Pending
The guest claims a trip is 'paid for,' but this is in the context of significant debt and financial struggles, suggesting a potentially misleading statement about affordability.
"It's paid. It's paid for."
Incorrect
The speaker highlights the significant interest accrued on a credit card, indicating a problematic debt situation.
"Hundreds in interest this year so far on that card alone."
Pending
The guest explains purchasing at-home beauty supplies as a cost-saving measure to avoid spending on professional services.
"I was trying to save money by not going out remover, a pedicure, so I bought the supplies."
Correct
This statement, while offensive, implies the guest is considering extreme measures to pay off debt, suggesting desperation due to financial hardship.
"She thinks she's too old to be a prostitute. Don't be a prostitute."
Pending
The speaker expresses extreme frustration with the guest's apparent lack of understanding in basic areas like math, numbers, and communication, highlighting a fundamental deficit in financial literacy.
"You don't know maths. You don't know numbers. You don't know words. You don't know conversation. You don't know anything. I don't trust anything you've ever done."
Pending
The speaker expresses a desire for the guest's future success, but also a detachment from wanting to witness or be involved in their financial journey, suggesting a low confidence in the guest's ability to improve.
"I hope you do just from a human to a human, but I don't want to follow along with it."
Unrated