This Has Never Happened Before | Financial Audit
Published: 2025-12-17
Status:
Available
|
Analyzed
Published: 2025-12-17
Status:
Available
|
Analyzed
Predictions from this Video
Incorrect: 1
Prediction
Topic
Status
A stamp convention is planned for next year.
"There's actually going to be a stamp convention coming up next year."
Correct
It will take 20 years to pay off the current credit card debt with minimum payments.
"20 years. To pay it all off."
Pending
The credit card debt could take 50-70 years to pay off with minimum payments and continued purchasing.
"50 years, 70 years based on this, you're over the limit."
Pending
The speaker's father has a parent plus loan of $81,540 that the speaker is helping to pay.
"81,540. How? That's under my dad's parent plus loan that I'm also paying."
Correct
The $81,540 loan is for the speaker's own student loans.
"Those are my students."
Correct
In addition to the $81,540 parent plus loan, the speaker has their own student loans totaling $25,214.53.
"Yeah, because you also owe $25,21453."
Correct
It will take 15 years to pay off the PayPal credit balance with minimum payments and no further purchases.
"15 years to pay off with minimum payments only no purchasing"
Pending
The speaker's student loans are on a 20-year repayment plan.
"20-year plan, I guess,"
Pending
The minimum monthly payment for the speaker's student loans is $230.44, with a 20-year repayment plan.
"Yes, so we're on like a 20-year plan, I guess, $230.44 is your minimum payment on this."
Correct
With a monthly payment of $1,868 towards bad debt, it will be paid off in 9.5 months.
"With $1,868 going to it on a monthly basis, You pay it off in 9 and a half months."
Correct
The plan includes saving a six-month emergency fund.
"Okay. And then save up a six-month emergency fund."
Pending
After paying off debt and establishing an emergency fund, 20% of income should be contributed to investing monthly.
"Then you contribute 20% to investing on a monthly basis."
Pending
The speaker's financial score is rated very low across retirement savings, real estate, and overall financial health.
"You're about a two out of 10 for your age. Real estate zero out of 10. Hammer financial score 1.5 out of 10."
Pending
Indian men tend to seek partners who are financially successful and have their lives together.
"I would say I think they kind of go for the the winners, people who have their shit together."
Unrated
The speaker's decision to take on significant student loan debt for a specific school is viewed as a 'cope' to pursue personal desires rather than a necessity.
"This is a cope to do something you wanted to do at a place you wanted to go."
Unrated
A stamp convention is planned for next year.
"There's actually going to be a stamp convention coming up next year."
Correct
A stamp convention is scheduled to occur next year.
"There's actually going to be a stamp convention coming up next year."
Correct
Paying only minimum payments on a specific credit card debt will take 20 years to pay off without further purchases.
"20 years."
Pending
The speaker predicts the US housing market will not crash.
"This is also why I think it would be tough for the housing market to crash."
Unrated
The current student loan repayment plan, with minimum payments, is projected to take 20 years to pay off.
"20-year plan, I guess."
Pending
The Federal Reserve is hesitant to lower interest rates.
"The Fed is very cautious about not being able to cut rates."
Correct
The guest received a Hammer financial score of 1.5 out of 10.
"Hammer financial score 1.5 out of 10."
Unrated
The US housing market is expected to remain expensive.
"And the housing market is still very expensive."
Correct
The guest is advised to save a six-month emergency fund after paying off debt.
"And then you have to save up a six-month emergency fund."
Pending
With the proposed budget and a dedicated payment of $1,868 per month, the guest can pay off their bad debt in 9.5 months.
"You pay it off in 9 and a half months."
Correct
The speaker predicts real estate values will continue to rise and does not plan to sell any real estate.
"However, I think that real estate is still going to go up. I'm not going to sell any real estate."
Pending
The speaker anticipates three to four interest rate cuts by the Fed this year.
"I think they're going to cut rates three times this year, maybe four."
Incorrect
The housing market is predicted to perform exceptionally well this year.
"I think you're still going to see the housing market do exceptionally well this year."
Pending
Interest rates are predicted to be cut within the next 90 days.
"I think they're cutting rates in the next 90 days."
Pending
The housing market is expected to continue to appreciate.
"And you're going to see the housing market continue to run."
Correct
Interest rates are predicted to be cut by the end of the year.
"I think they're going to cut rates by the end of the year."
Pending