ilmscore | Illegal Immigrant Exploiting The System | Financial Audit

Predictions from this Video

Total: 15
Correct: 5
Incorrect: 1
Pending: 9
Unrated: 0
Prediction
Topic
Status
The speaker believes moving to Mexico is financially beneficial due to a significant decrease in rent, from $1745+ utilities in San Diego to $500/month for a two-bedroom apartment in Mexico. This is a forward-looking statement about her financial situation post-move.
"So, when I moved to Kante down here, I don't know. Like, my rent didn't go that much up when I moved from Seattle to San Diego. Expensive, but um my rent was 17.45 plus utilities and then I moved to Mexico and I had a studio like a box like smaller than this room and yeah, it was tiny. No parking either. I swear to God, it wasing tiny. Swear to God, it was tiny. And now I have a two-bedroom with a parking spot and a patio for my children. And it's only $500 a month"
Moving to Mexico
Correct
The speaker anticipates a positive financial impact from her move to Mexico, specifically citing a drastic reduction in rent as a key factor enabling her to allocate more funds towards debt repayment.
"So, when I moved to Kante down here, I don't know. Like, my rent didn't go that much up when I moved from Seattle to San Diego. Expensive, but um my rent was 17.45 plus utilities and then I moved to Mexico and I had a studio like a box like smaller than this room and yeah, it was tiny. No parking either. I swear to God, it wasing tiny. Swear to God, it was tiny. And now I have a two-bedroom with a parking spot and a patio for my children. And it's only $500 a month"
Financial future in Mexico
Correct
The speaker expresses high confidence in her ability to secure another sales job in San Diego if she were to lose her current one, indicating a belief in her transferable skills within the sales industry.
"I get another one in San Diego. Yeah. What if I'm in sales? I can go into any sales job, Kaylin."
Career stability
Pending
The speaker outlines future relationship milestones, stating an engagement in November of the current year and a wedding planned for 2027.
"We're getting engaged in November. This month? We're getting engaged this month. Okay. And then what does that look like? Well, we're getting married in 2027."
Engagement and Marriage Plans
Pending
The speaker details her plan to obtain permanent residency in Mexico through marriage to her girlfriend, outlining the steps and the process involved.
"So, I basically need to go and get Well, since I'm like in and out, I haven't gone and gotten like a visitor visa. So, I'm an illegal immigrant over there right now. But once we get married, then she can apply for me to get like basically like um a permanent resident card in Mexico under like the family unit thing."
Mexican Residency Process
Pending
The speaker predicts a relatively short timeline for obtaining permanent residency in Mexico, expecting approval within approximately one month of application.
"Um so I mean you get it like within like a month of applying"
Mexican Residency Timeline
Incorrect
The speaker believes her move to Mexico will improve her financial situation, allowing her to better manage bills and debt (car payments) that she was previously unable to pay due to high rent.
"And then why I couldn't even like pay any bills because my rent was so high. So, I got behind on rent. My car payment's super behind. But now I have more money cuz I I couldn't even like pay any bills because my rent was so high. So, I got behind on rent. My car payment's super behind. But now I have more money cuz I I couldn't even like pay any bills because my rent was so high. So, I got behind on rent. My car payment's super behind."
Financial impact of move to Mexico
Pending
The speaker expresses a desire to take on a second job in the future, indicating an ambition to increase her income beyond her current career, which she considers substantial.
"I want to get a second job. We'll talk about that later. I think My job is a career job."
Future career prospects
Pending
The speaker believes the lower cost of living in Mexico, particularly rent, will allow her to become financially solvent and catch up on overdue bills and payments, such as her car payment.
"And then why I couldn't even like pay any bills because my rent was so high. So, I got behind on rent. My car payment's super behind. But now I have more money cuz I I couldn't even like pay any bills because my rent was so high. So, I got behind on rent. My car payment's super behind."
Financial situation in Mexico
Pending
The speaker reveals she took out a payday loan approximately a year prior and is still struggling to pay it off, indicating a history of financial difficulties.
"So, when I moved to Kante down here, I don't know. Like, my rent didn't go that much up when I moved from Seattle to San Diego. Expensive, but um my rent was 17.45 plus utilities and then I moved to Mexico and I had a studio like a box like smaller than this room and yeah, it was tiny. No parking either. I swear to God, it wasing tiny. Swear to God, it was tiny. And now I have a two-bedroom with a parking spot and a patio for my children. And it's only $500 a month"
Payday Loan Debt
Pending
The speaker has a car loan with a significant outstanding balance ($20,281.54 on a car that was originally $16,000) and a high interest rate (29%), indicating she is in a financially precarious situation regarding her vehicle.
"My car payment's super behind. What is this? You owe a car. You have a $20,000 car. You can't even afford. It's not 20,000. It was like 16,000. The outstanding balance is $20,281.54 cuz I'm always late and the interest is 29%"
Car Loan Debt
Pending
The speaker's credit score is alarmingly low at 427, suggesting significant credit history issues and likely impacting her ability to obtain future loans or favorable financial terms.
"Your credit score is already 427. You're like, what are we"
Credit Score
Pending
The speaker expresses a desire to improve her financial situation and build better credit in the future, aiming to potentially buy property in America for Airbnb investments, indicating a long-term financial goal.
"And then um I want you to make better decisions then? Can I if I change better positions for a long time? Yes. Okay. Affirm $129.84. I don't know. Just I just don't want to pay them cuz they won't let me have more money. So,"
Future Financial Planning
Pending
The speaker inquires about retirement savings, indicating an awareness of its importance and a desire to plan for it, even amidst her current financial struggles.
"Okay. Wait, really quick. Retirement. So, at my matches No. Okay. And then you can't afford to pay bills. I don't like And then um I want you to"
Retirement Savings
Correct
The speaker is presented with a suggestion to declare bankruptcy due to her significant debt and slow repayment timeline, but she dismisses it, believing her debt is not substantial enough for such a measure.
"You suggest I declare bankruptcy. I don't have that much debt, though. Dude, are you With the money you have left over, it takes 22 years. Your credit's already Okay, very good. Listen, Lindsay said there's something exciting in the post show, so that's it. She's not going to listen to anything. So, her um so join Hammerly for that. Let's get her hammer financial score."
Debt Repayment Strategy
Correct
The speaker actively seeks financial advice and guidance, asking for recommendations on how to best allocate any extra money she might have, demonstrating a willingness to improve her financial management.
"Well, how do you suggest when I have extra money? What do I put it towards? What is your recommendation?"
Financial Counseling
Correct