🚨 Why Mortgage Rates May NOT Drop Below 6%

Mortgage rates are predicted to hover between 5.9% and 6.1% if mortgage spreads return to and remain at normal levels (1.8-2%) and bond yields remain stable.

Mortgage rates are predicted to not fall below 6.3% if current mortgage spreads (2.2%) persist and bond yields remain stable.

Mortgage rates are predicted to hover between 5.9% and 6.1% over the next 5 years, assuming mortgage spreads remain at normal levels (1.8-2%) and bond yields (10-year Treasury) do not change significantly.

Mortgage rates are predicted not to fall below 6.3% over the next 5 years, assuming current higher spreads (2.2%) persist and bond yields (10-year Treasury) do not change significantly.