ilmscore | 2026 Mortgage Rate Predictions

2026 Mortgage Rate Predictions

Published: 2025-12-01
Status: Analyzed

Predictions from this Video

Total: 11
Correct: 0
Incorrect: 0
Pending: 11
Prediction
Topic
Status
US housing market transactions in 2025 will total approximately 4 million, which is 30% below the average.
"We're going to have only about 4 million transactions in 2025, which might sound like a lot, but it's actually 30% below the average."
Housing Market Transactions
Pending
Mortgage rates for 2025 were predicted to be in the 6.2% to 6.4% range.
"I think I actually nailed it this year and one year ago said this is about where we would be [6.2% to 6.4% for 2025 rates]."
Mortgage Rates
Pending
Mortgage rates are predicted to decrease slightly in 2026.
"If I had to predict right now, I think mortgage rates will move down a little bit in 2026."
Mortgage Rates
Pending
Mortgage rates in 2026 are predicted to stay within a range of 5.6% and 6.6%.
"my base case for mortgage rates in 2026 is for them to stay in a range of 5.6 and 6.6%."
Mortgage Rates
Pending
The average mortgage rate for 2026 is predicted to be close to 6%, specifically in the 5.8% to 6.2% range.
"If you ask me to pick a average for the whole year next year I'd just say it's close to 6%. You know 5.8 to 6.2% 2% somewhere in there is probably going to be the average."
Mortgage Rates
Pending
Fannie Mae predicts mortgage rates will fall to approximately 5.9% in 2026.
"Fanny May, they are predicting that rates will come down to about 5.9% in 2026."
Mortgage Rates (Fannie Mae)
Pending
The Mortgage Bankers Association predicts mortgage rates will rise to 6.4% in 2026.
"The Mortgage Bankers Association, they're going the other direction. and they actually think it's going back up to 6.4%."
Mortgage Rates (Mortgage Bankers Association)
Pending
The National Association of Realtors predicts mortgage rates will be near 6% in 2026.
"And N National Association Realtor called it quote near 6%."
Mortgage Rates (National Association of Realtors)
Pending
If aggressive quantitative easing were implemented, mortgage rates could potentially drop into the 4% range.
"We could even see rates into the 4% if they were to do this [aggressive quantitative easing]."
Mortgage Rates (Quantitative Easing)
Pending
Donald Trump is predicted to replace Jerome Powell as Fed chair in May 2026.
"But in May 2026, Trump can and probably will replace Jerome Powell."
US Politics
Pending
A new Fed chair appointed by Trump in 2026 might initiate quantitative easing.
"And the new Fed chair might have a different opinion on how to approach this and might start quantitative easing."
Federal Reserve Policy
Pending