ilmscore | 10 Reasons Most People Will Stay Broke In 2026 (And Don't Even Know It)

Predictions from this Video

Total: 16
Correct: 7
Incorrect: 3
Pending: 6
Unrated: 0
Prediction
Topic
Status
Federal Reserve is expected to cut interest rates, leading to a drop in high-yield savings account interest rates starting in 2026.
"the Federal Reserve Bank is now in cutting mode. They are cutting interest rates. So you can expect your high savings accounts to drop going into 2026 and beyond."
Interest Rates
Correct
The Federal Reserve will end quantitative tightening on December 1st, aiming to print money and boost markets in 2026 to stimulate the economy.
"The Fed just announced that they're going to end quantitative tightening come December 1st. In plain English, that means that the Federal Reserve Bank wants to start printing money and boosting markets again as we go into 2026 as a way to stimulate the economy."
Quantitative Tightening
Incorrect
Walmart has announced a three-year hiring freeze due to AI, and entry-level jobs are becoming harder to secure as AI automates basic tasks.
"The CEO, Walmart, the largest private employer in the world, recently announced a three-year hiring freeze because of AI. On top of that, getting an entry-level job has become so much more difficult because we can automate a lot of those basic tasks with AI."
AI Impact on Jobs
Pending
A company that does not adapt to AI will face bankruptcy by 2030 due to inability to compete.
"Oh, we're not going to be bankrupt by 2035. We're going to be bankrupt by 2030 because we won't be able to just compete with AI."
Company Bankruptcies due to AI
Pending
Real diversification involves investing in real estate, stocks, cryptocurrency, startups, and gold.
"That means investing your money in real estate, investing your money in stocks, investing your money in cryptocurrency, investing your money in startups, investing your money in gold. That's real diversification."
Investment Diversification
Pending
The Trump administration has proposed a 50-year mortgage to address high home prices and mortgage payments.
"And to combat these high home prices and high mortgage payments, the Trump administration has proposed a 50-year mortgage."
50-year Mortgage
Pending
Prices will continue to increase due to tariffs.
"Prices are expected to continue rising because of tariffs."
Inflation/Prices
Correct
AI will make it increasingly difficult to find employment.
"it's getting harder and harder to find a job because of AI."
Job Market
Correct
The Trump administration has proposed a 50-year mortgage.
"the Trump administration has proposed a 50-year mortgage."
Mortgages
Incorrect
Recessions are historically frequent, averaging more than one per decade, and one is expected to occur, though the timing is uncertain.
"Over the last 100 years, we have seen 16 recessions. That means we've averaged more than one recession per decade over the last 100 years. We know that a market crash is coming. We know that a recession is coming. We just don't know when. It could be next year. It could be 10 years from now."
Recessions
Pending
A business publishing financial news will likely face bankruptcy by 2030 if it cannot compete with AI.
"we're going to be bankrupt by 2035. Then I started doing some more digging and learning and I realized, oh, we're not going to be bankrupt by 2035. We're going to be bankrupt by 2030 because we won't be able to just compete with AI."
AI Impact on Business
Pending
Individuals who understand AI will be more competitive in the job market than those who don't, and may replace them.
"Before you get replaced with AI, you're going to be replaced by somebody who understands AI"
AI in the Workplace
Correct
Investors should consider companies utilizing AI for productivity and profitability, as those not doing so may be replaced by AI-driven competitors.
"Are you investing in companies that are utilizing AI? Are you investing in companies that are able to be more productive, able to be more efficient, able to grow their profits? Because if that company that you're investing in is not, it might be replaced by a company that is getting more efficient, that is getting more productive through its use of technology."
Investment Decisions & AI
Correct
High-yield savings account interest rates are expected to decrease in 2026 and beyond due to the Federal Reserve cutting interest rates.
"the Federal Reserve Bank is now in cutting mode. They are cutting interest rates. So you can expect your high savings accounts to drop going into 2026 and beyond."
High-Yield Savings Accounts & Interest Rates
Correct
If inflation remains high, the purchasing power of savings in high-yield accounts may decrease.
"if inflation stays high, the value of your savings could be dropping relative to inflation."
High-Yield Savings Accounts & Inflation
Correct
The Federal Reserve will end quantitative tightening on December 1st, indicating an intention to print money and stimulate markets and the economy in 2026.
"The Fed just announced that they're going to end quantitative tightening come December 1st. In plain English, that means that the Federal Reserve Bank wants to start printing money and boosting markets again as we go into 2026 as a way to stimulate the economy."
Federal Reserve Policy
Incorrect