Move Your Money Before December 31st - Or Miss the Biggest Wealth Shift in Years
Published: 2025-11-28
Status:
Available
|
Analyzed
Published: 2025-11-28
Status:
Available
|
Analyzed
Predictions from this Video
Incorrect: 9
Prediction
Topic
Status
New tax laws enacted under President Trump are set to take full effect on January 1, 2026.
"President Trump's new tax laws are going to fully kick in on January 1st, 2026."
Correct
Detailed tax brackets for single filers in 2025 are provided, with an indication that these will change in 2026.
"And yes, I rounded these numbers just for simplicity. If you make between zero to $11,900, your top tax rate is 10%. For every dollar that you earn, between 11,900 to $48,400, your top tax rate is 12%. For every dollar that you earn between 48,400 to $103,300 is 22%. Then between $13,300 to $197,300, your top tax rate is 24%. Then between $197,000 and $250,000, your top tax rate is 32%. For every dollar that you earn between a quarter million and $626,300, your top tax rate is 35%. And then for every dollar that you earn above $626,000, your top tax rate is now 37%. But it's going to change in 2026."
Incorrect
In 2026, tax bracket limits will increase, allowing individuals to earn more income at lower tax rates compared to 2025.
"In 2026, you're going to have the ability to earn more dollars, but pay less money in taxes compared to 2025 because all of these top tax bracket limits are higher than what we saw in 2025."
Correct
Investment tax rates for single filers in 2026 will be 0% on income up to $49,400, 15% on income from $49,400 to $545,500, and 20% on income above $545,500.
"This is again assuming that you're a single tax filer. And yes, I have rounded the numbers for simplicity, but you're going to pay $0 in taxes between 0 to $49.4,000. Then for every dollar that you earn between $49.4,000 to $545,500, you're going to pay a top tax bracket rate of 15% and then 20% on every dollar that you earn above $545,500."
Correct
The Health Savings Account (HSA) contribution limit will increase to $4,400 in 2026.
"the limits are $4,300 for HSA... Now the numbers are going to change in 2026. I'm just going to show you what the numbers are. That way, you have it as reference. The HSA contribution limit is going to go up to $4,400."
Incorrect
The IRA contribution limit will increase to $7,500 in 2026.
"...$7,000 for IRA... The IRA contribution limit is going to go up from $7,000 to $7,500."
Incorrect
The contribution limit for 401k and 403b plans will rise to $24,500 in 2026.
"...$23,500 for a 401k or 403b... The 401k 403b contribution limit is going to go up from 23,500 to $24,500."
Incorrect
The SE IRA contribution limit will increase to $72,000 (or up to 25% of compensation) in 2026.
"...$70,000 for a SE IRA or up to 25% of your compensation. Now the numbers are going to change in 2026. ...And then the SE IRA contribution limit is going to go up from $70,000 up to $72,000 or up to 25% of your compensation."
Incorrect
Purchases made between January 19, 2025, and the end of 2025 will qualify for 100% bonus depreciation.
"So, if you made a purchase from January 19th, 2025 until well, the end of 2025, you will be able to qualify for 100% bonus depreciation."
Correct
Significant tax changes are scheduled to occur on January 1, 2026.
"So, there are big tax changes coming January 1, 2026."
Correct
AI automation is making it increasingly difficult for average individuals to secure jobs and build wealth due to the obsolescence of traditional entry-level skills.
"It is getting harder than ever for the average person to get a job and build wealth because traditional entry-level skills are now being automated by AI."
Correct
The shift towards AI automation is predicted to create more millionaires than ever before for ambitious individuals.
"But this is the silver lining because for those of you that are go-getters that want to go the extra mile, this shift is going to create more millionaires than ever before."
Pending
Tax bracket limits will be higher in 2026 compared to 2025, resulting in lower taxes for the same income.
"in 2026, you're going to have the ability to earn more dollars, but pay less money in taxes compared to 2025 because all of these top tax bracket limits are higher than what we saw in 2025."
Correct
In 2026, investment income up to $49,400 will be taxed at 0%, income between $49,400 and $545,500 will be taxed at 15%, and income above $545,500 will be taxed at 20%.
"you're going to pay $0 in taxes between 0 to $49.4,000. Then for every dollar that you earn between $49.4,000 to $545,500, you're going to pay a top tax bracket rate of 15% and then 20% on every dollar that you earn above $545,500."
Correct
The HSA contribution limit will increase from $4,300 in 2025 to $4,400 in 2026.
"the limits are $4,300 for HSA... The HSA contribution limit is going to go up to $4,400."
Incorrect
The IRA contribution limit will increase from $7,000 in 2025 to $7,500 in 2026.
"$7,000 for IRA... The IRA contribution limit is going to go up from $7,000 to $7,500."
Incorrect
The 401k/403b contribution limit will increase from $23,500 in 2025 to $24,500 in 2026.
"$23,500 for a 401k or 403b... The 401k 403b contribution limit is going to go up from 23,500 to $24,500."
Incorrect
The SE IRA contribution limit will increase from $70,000 in 2025 to $72,000 in 2026.
"$70,000 for a SE IRA... the SE IRA contribution limit is going to go up from $70,000 up to $72,000"
Incorrect
100% bonus depreciation will be available for qualifying purchases made between January 19, 2025, and the end of 2025.
"you will be able to qualify for 100% bonus depreciation."
Correct
Significant tax changes are scheduled to take effect on January 1, 2026.
"There's a lot of big tax changes coming January 1, 2026."
Correct
The current economic shift due to automation by AI is predicted to create more millionaires than in the past.
"this shift is going to create more millionaires than ever before."
Pending