ilmscore | Generate MONTHLY INCOME from your Investments! | Ankur Warikoo Hindi

Generate MONTHLY INCOME from your Investments! | Ankur Warikoo Hindi

Published: 2024-07-02
Status: Available | Analyzed

Predictions from this Video

Total: 11
Correct: 0
Incorrect: 0
Pending: 11
Unrated: 0
Prediction
Topic
Status
Maximum investment of ₹15 lakh in PO MIS at 7.4% will yield approximately ₹78,000 annually after tax, translating to around ₹6,500 per month.
"if you invest the entire ₹15 lakh and get it at 7.4%, you will get roughly ₹1 lakh interest per year. Now, if you add your tax tax beyond that, then around ₹70 or 80,000 will be left. If you split it over 12 months, you will get around ₹78,000 per month."
Post Office Monthly Income Stream (PO MIS)
Pending
Senior Citizen Savings Scheme offers a fixed annual return of 8.2%.
"It is 8.2 per annum with fixed rate of return, so it is very good."
Senior Citizen Savings Scheme
Pending
PMVVY offers a fixed annual rate of return of 7.4%.
"fixed 7.4 annual rate of return."
Pradhan Mantri Vaya Vandana Yojana (PMVVY)
Pending
Debt mutual funds can provide an annual income payout of approximately 7-8% of the invested amount.
"whatever regular percentage your debt mutual fund provides, for example, 7 or 8, that will become your annual income in the form of a payout."
Debt Mutual Funds
Pending
Investing in a Nifty 50 index mutual fund with a 5% annual step-up on a ₹5,000 monthly SIP for 20 years, assuming a 13% annual return, can result in a corpus of ₹77.7 lakh.
"for 20 years, this is Rs. 77.7 lakh. Okay, this is our amount. Okay, and this is an amazing 13% return in Nifty 50 index mutual fund."
Nifty 50 Index Mutual Fund
Pending
A corpus of approximately ₹77.7 lakh, generated from a Nifty 50 index fund, can sustain a monthly withdrawal of ₹50,000 (increasing with inflation) throughout a lifetime, assuming a 13% NAV growth and capital gains tax considerations.
"At the age of 45, you have Rs 7.7 million. Okay, and you have 66617 units. Now, to generate this Rs 50,000 every month, you will have to start selling these units. This is the way you will work. ... Meaning, this amount will keep giving you Rs. 50,000 per month throughout your life, increasing with inflation at that point."
Systematic Withdrawal Plan (SWP) from Nifty 50
Pending
A monthly withdrawal of ₹75,000 from a ₹77.7 lakh corpus (generated from Nifty 50 index fund) will be exhausted by age 61.
"And if you need Rs. 75,000, this amount will be exhausted at the age of 61."
Systematic Withdrawal Plan (SWP) from Nifty 50
Pending
A monthly withdrawal of ₹60,000 from a ₹77.7 lakh corpus (generated from Nifty 50 index fund) will be exhausted by age 72.
"If we do Rs. 60,000, then this amount will continue and it will be exhausted at the age of 72."
Systematic Withdrawal Plan (SWP) from Nifty 50
Pending
A monthly withdrawal of ₹55,000 from a ₹77.7 lakh corpus (generated from Nifty 50 index fund) will be exhausted by age 82.
"If we do Rs. 55,000, then this amount will continue and it will be exhausted at the age of 82."
Systematic Withdrawal Plan (SWP) from Nifty 50
Pending
With a higher monthly SIP amount leading to a corpus of ₹1.16 crore, a ₹75,000 monthly withdrawal from a Nifty 50 index fund can last a lifetime.
"If we need Rs. 75,000 per month, you will see it will last. The power will never end."
Systematic Withdrawal Plan (SWP) from Nifty 50
Pending
A monthly withdrawal of ₹100,000 from a ₹1.16 crore corpus (generated from Nifty 50 index fund) will be exhausted by age 65.
"If we need one lakh rupees, it will end at the age of 65."
Systematic Withdrawal Plan (SWP) from Nifty 50
Pending