The calculation suggests that 8 crore 13 lakh rupees is the required amount for retirement, assuming a specific investment strategy (SIP of ₹22,000 per month from age 25 to 50, with a 5% step-up).
"And if we do a little trial and error, it will appear that if we do a SIP of about ₹22,000 every month from the age of 25 to the age of 50. Step it up by 5% and keep it unchanged, then we have 85 years. Money for till that is how you have to use this, so now you play with this sheet and have fun and your number is the retirement value, this is the amount you need to retire, so according to this calculation you need 8 crore 13 lakh rupees in your life for you to retire"
